PropertyInvesting.com | Modernity Investing | Activity https://www.propertyinvesting.com/members/mark-coburn/activity/ Activity feed for Modernity Investing. Sun, 19 Apr 2026 22:15:11 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 213281d918d516a979a04884a8872932 Mark Coburn replied to the topic Investment around Sydney's western suburbs in the forum Help Needed! https://www.propertyinvesting.com/topic/5003139-investment-around-sydneys-western-suburbs/#post-5003402 Tue, 10 Mar 2015 21:23:52 +0000 The time to be buying into western Sydney was 2 years ago, if you buying in now you are getting in at the top of the price cycle.
You need to careful if this is what you actually want to do. Often values soften in the years after the market tops and if you need to trade you could get caught with negative equity. This has happen to a lot of…[Read more]

]]> a9a820fca15cb2697144baa7eee41e6a Mark Coburn replied to the topic what would you do? in the forum Help Needed! https://www.propertyinvesting.com/topic/4993099-what-would-you-do-34/#post-5002821 Mon, 02 Mar 2015 02:06:51 +0000 Swift,

How did you go? what did you end up doing?

]]> 32d5d867959d3a280052b3d8ed212977 Mark Coburn replied to the topic Personal title, company or trust for my first investment property? in the forum Help Needed! https://www.propertyinvesting.com/topic/4993503-personal-title-company-or-trust-for-my-first-investment-property/#post-5002820 Mon, 02 Mar 2015 02:03:04 +0000 Capital growth is king! Always target capital growth as your primary goal, yield should be your secondary goal. At todays interest rates you should be positively geared after tax, this is an important point when looking for an investment property. Everything we are buying with 100% debt (borrowing the 20% deposit included) is positively geared after tax.

]]> 89f7f6aaf21aae1406ffc868d0c67c4d Mark Coburn replied to the topic 10% or 20% deposit on Investment Property in the forum Help Needed! https://www.propertyinvesting.com/topic/5002815-10-or-20-deposit-on-investment-property/#post-5002818 Mon, 02 Mar 2015 01:49:33 +0000 My first thought is buying with a 20% deposit reduces your risk and that is the most important thing to set out to do when investing above all else you need to preserve your investment capital and reducing your default risk with a 20% deposit does just that.

If you would like to reduce your risk further you could rent it out instead of living in…[Read more]

]]> 10ef911dd4b73c86bc6f49d31ddadc89 Mark Coburn replied to the topic "Setting up a good professional team" in the forum Help Needed! https://www.propertyinvesting.com/topic/4996645-setting-up-a-good-professional-team/#post-4997392 Tue, 02 Dec 2014 04:19:26 +0000 Creating a good team is way harder then it may look.
Mortgage Brokers
Not all mortgage brokers are created equal, look for an independent broker firstly. Then look for one who owns their own business and has staff. One man bands can be very erratic! Look for one that is a property investor themselves (harder to find then you may think). I have…[Read more]

]]> 6bd92bbf4410732c2d7e4ac46ad1150c Modernity Investing's profile was updated https://www.propertyinvesting.com/activity/p/300451/ Tue, 04 Nov 2014 05:34:22 +0000 4f70d8c37bc651a22d7faccd876e208d Mark Coburn replied to the topic Current Situation - Would like advice in the forum Help Needed! https://www.propertyinvesting.com/topic/4996222-current-situation-would-like-advice/#post-4996253 Tue, 04 Nov 2014 05:24:29 +0000 WOW, thats a great prize. Bugger about the $30,000 debt, thats the elephant in the room. While you are wasting $1000 per month on interest and only saving $1500 per month your not getting ahead.

If I was you I would sell the new car ASAP and don’t buy another car until you have bought a house or an investment property. If you do buy another car,…[Read more]

]]> 5638ed06d26ea2a9b64ff8f903c58051 Mark Coburn started the topic 8 Rules of Investing in the forum Help Needed! https://www.propertyinvesting.com/topic/4996221-8-rules-of-investing/ Mon, 03 Nov 2014 22:04:46 +0000 Over the years I watched some really smart investors build their wealth by investing in property. The rules that they apply is key to their success and being able to spot mistakes is key in learning from them.

This is a set of rules have come to mean a lot when I’m working through my decision making process. I find that they also let me see what…[Read more]

]]> 10a15fba83cdcb39a13f263ce7d3dcd8 Mark Coburn replied to the topic Advice on finding properties in the forum General Property https://www.propertyinvesting.com/topic/4410658-advice-on-finding-properties/#post-4994945 Thu, 25 Sep 2014 05:10:28 +0000 Dave Ward co wrote an article for anybody wanting more information on how to use research to drive your property search should look at this months issue of Your Investment Property magazine. Pages 54, 55, 56 & 57.

]]> fa319dbb259877bf59b63ab9b16f27ba Mark Coburn replied to the topic Home Equity in the forum Help Needed! https://www.propertyinvesting.com/topic/4994680-home-equity/#post-4994941 Thu, 25 Sep 2014 04:35:18 +0000 Equity, It’s really is the magic ingredient that makes growing a portfolio possible, without growth in a property’s value there is no wealth being created.
Without growth in equity our only hope to buy the next property is to save every cent for next property purchase deposit or worse, having to sell one to buy another.

Luckily, equity is a v…[Read more]

]]> b569bdf84067c6f0ca7617b9ec15bbd5 Mark Coburn replied to the topic Backyard investment in the forum Help Needed! https://www.propertyinvesting.com/topic/4994532-backyard-investment/#post-4994869 Mon, 22 Sep 2014 21:34:09 +0000 If you go to your local council website, look there for the usage zoning maps. These will be coloured over areas to show you the usage for your area. The LEP (local Environmental Plan) will then tell you all the things you can and can’t do in that area.

It is quite simple to work it all out by using the maps. Access to the public car park will…[Read more]

]]> 1cc3e9acd9a2d144bafb799cf83aefe0 Modernity Investing's profile was updated https://www.propertyinvesting.com/activity/p/298985/ Mon, 22 Sep 2014 00:29:38 +0000 1dcb8887992eb23e7fb6cb7ac590b1ce Mark Coburn replied to the topic Where to find properties apartment from domain and realestate.com.au? in the forum Help Needed! https://www.propertyinvesting.com/topic/4410566-where-to-find-properties-apartment-from-domain-and-realestate-com-au/#post-4994820 Mon, 22 Sep 2014 00:25:53 +0000 Build your relationships with agents.

As buyer’s agents we get calls from our buyer’s agents who have found interesting opportunities around the country. They give us the heads up on properties and we do the same for them.

Buying 300-400 investment properties per year would be undo-able without a network of agents sharing their knowledge with…[Read more]

]]> e265348bd388c0c0f176571d4ebe36de Mark Coburn replied to the topic How to find out who owns a boarded up house? in the forum Help Needed! https://www.propertyinvesting.com/topic/4994710-how-to-find-out-who-owns-a-boarded-up-house/#post-4994816 Sun, 21 Sep 2014 22:26:16 +0000 You will find that a lot of councils in the UK have “Housing Officers”, these people keep a log of vacant unoccupied houses in their area. I some council areas it’s a violation of the local council by-laws to own a house and keep it empty. Some councils will repossess an empty property as they be leave it’s degrades the street and general area…[Read more]

]]> 7904c61587294363a395e392f77309d8 Modernity Investing's profile was updated https://www.propertyinvesting.com/activity/p/297789/ Tue, 26 Aug 2014 06:38:27 +0000 a8a768b644095760856dfc23661267a1 Mark Coburn replied to the topic Reventon Investments SCAM or what??? in the forum Help Needed! https://www.propertyinvesting.com/topic/4409895-reventon-investments-scam-or-what/#post-4994045 Tue, 26 Aug 2014 05:29:24 +0000 Thanks Jasmine, I didn’t mind what your wrote at all. You said your piece, it was clear you were a friend of the company. When asked you told the truth.

Question: are you a selling agent and therefore paid by the vendors? or are you a buyer’s agent and paid by the buyer?

If you are a selling agent you don’t have to declare your commissions, but…[Read more]

]]> ff04fd507e28e3d9e512c4f2a78570ff Mark Coburn replied to the topic Personal title, company or trust for my first investment property? in the forum Help Needed! https://www.propertyinvesting.com/topic/4993503-personal-title-company-or-trust-for-my-first-investment-property/#post-4993556 Mon, 11 Aug 2014 04:32:49 +0000 TRM390,

The first rule in property investing is keep it simple. Of the 100 plus properties we buy for clients in a year, less than 10 would be inside a structure. Of those, 7 or 8 would be for people who own north of 15 properties and the other 2 -3 are lawyers who are very risk adverse.

Also, I am surprised that at today interest rates the…[Read more]

]]> 6cabdbd765825bfef27834b091c668b0 Mark Coburn replied to the topic Thinking of selling negatively geared property in Ballarat in the forum General Property https://www.propertyinvesting.com/topic/4993270-thinking-of-selling-negatively-geared-property-in-ballarat/#post-4993397 Tue, 05 Aug 2014 01:32:04 +0000 bjsaust,

The decision is easier than you might think. When you compare the opportunity cost of hold it as it stands, and then compare the investing out come to other property in the market.

Look at this very simple example, based on a $500,000 property held for 20 years. If this investment achieves 6% capital growth per annum and $500 per week…[Read more]

]]> af485fc6834ef87d557fc516538f83c2 Mark Coburn replied to the topic Reventon Investments SCAM or what??? in the forum Help Needed! https://www.propertyinvesting.com/topic/4409895-reventon-investments-scam-or-what/#post-4993367 Mon, 04 Aug 2014 03:39:20 +0000 This is rubbish Nigel Kibel, population growth and capital growth go hand-in-hand. How do you expect to get population growth without new dwellings?
We (one of our clients) finished a house & land property two weeks ago in Griffin QLD, the bank valued up at completion 8.6% over the purchase price.
It’s not hard to buy for capital growth, it…[Read more]

]]> 7b395bd20fce413309a7dce29b819773 Mark Coburn replied to the topic Sell or use equity or ??? in the forum Help Needed! https://www.propertyinvesting.com/topic/4993177-sell-or-use-equity-or/#post-4993215 Tue, 29 Jul 2014 22:26:28 +0000 Richard is right, you need to focus on income. To do that you need to have a clear property strategy and plan this next stage of your life.
It’s not possible to give you advice based on the information you have given, or give you the sort of advice you need. It’s just too is far too complex to be carried out on a public forum.

An advisor needs…[Read more]

]]> 1a913db4962368b56fb1b0673ea58b9a Mark Coburn replied to the topic Advice on options for combination of "lifestyle" and rental return- Qld Coast in the forum Help Needed! https://www.propertyinvesting.com/topic/4410863-advice-on-options-for-combination-of-lifestyle-and-rental-return-qld-coast/#post-4700177 Mon, 24 Mar 2014 21:54:56 +0000 Hi Warren, 

I think you are severely compromising your strategy based on lifestyle considerations. You could pickup a solid investment property with far lower overheads, positive cash flow and great capital growth potential, then just rent a short stay property exactly where you want to be each time your are here.
This would provide you with a…[Read more]

]]> f891026f815a9dffe93b6cccdb75023f Mark Coburn replied to the topic My little girl :-) in the forum Forum Frolic https://www.propertyinvesting.com/topic/4409163-my-little-girl/page/2/#post-4689671 Mon, 24 Mar 2014 21:18:50 +0000 Well done Jamie M,
They are the best gift in life, I pinch myself, my two (22 & 6) just make me happier and happier, I love watching them as go out into the big wide world and do well.  

]]> a532ce2a5b33ffaaa17dbfd4702c5c53 Mark Coburn replied to the topic Advice on Buying off the plan in the forum It's all in the due diligence https://www.propertyinvesting.com/topic/4410851-advice-on-buying-off-the-plan/#post-4700138 Mon, 24 Mar 2014 21:11:34 +0000 It's all in the due diligence. With a market place full of rubbish your job is find the winners. There are around 250,000 properties listed for sale today, of those 1000 would make a great portfolio investment.

We research the market looking for the 1 in 250 property using the rating system we have developed. The system rates each suburb using…[Read more]

]]> 853b42de06acb7dbfddaec6f3dec8653 Mark Coburn replied to the topic Advice on Buying off the plan in the forum Help Needed! https://www.propertyinvesting.com/topic/4410851-advice-on-buying-off-the-plan/#post-4700138 Mon, 24 Mar 2014 21:11:34 +0000 It's all in the due diligence. With a market place full of rubbish your job is find the winners. There are around 250,000 properties listed for sale today, of those 1000 would make a great portfolio investment.

We research the market looking for the 1 in 250 property using the rating system we have developed. The system rates each suburb using…[Read more]

]]> 275483fc17e70e89e32dd06a19c64e8e Mark Coburn replied to the topic Joining 2 Units in the forum Value Adding https://www.propertyinvesting.com/topic/joining-2-units/#post-4699399 Fri, 21 Mar 2014 03:49:39 +0000 I use a Surveyor for this; you will need an Architect and some engineering plans too. All very easy, start with all of those three BEFORE you talk to the Strata Committee or you will create a bunch of extra work as everyone runs around talking a lot of hearsay and creating you a whole lot opposition.   

Go to each of the Strata Committee members…[Read more]

]]> 58b959d5cbb7f5b341eb72bb4ac21cec Mark Coburn replied to the topic SMSF in the forum Help Needed! https://www.propertyinvesting.com/topic/4410836-smsf-6/#post-4700054 Tue, 18 Mar 2014 21:29:11 +0000 Your personal circumstances are key here. What percentage of your NET worth is your Super?
How many years to retirement?
How much exposure to property do you have outside the SMSF?
If none, why inside SMSF and not outside?
What likely mix are you looking at within SMSF, Shares, Bonds, CFD's, FX, etc..
How much cash you hold outside Super?

You…[Read more]

]]> d5ea0872ad93e521ea88d6e0ad246059 Mark Coburn replied to the topic reviews on B invested property investment agents in the forum General Property https://www.propertyinvesting.com/topic/4410629-reviews-on-b-invested-property-investment-agents/#post-4698992 Mon, 17 Mar 2014 22:08:16 +0000 + 1 Freckle

]]> 41ae74b4d53feec65463d13957e7357e Mark Coburn replied to the topic reviews on B invested property investment agents in the forum General Property https://www.propertyinvesting.com/topic/4410629-reviews-on-b-invested-property-investment-agents/#post-4698990 Mon, 17 Mar 2014 21:05:51 +0000 Familiarity Breeds Contempt is the old saying: Learning to always respect the client and not get sucked into worshiping the dollar is a lesson that takes an incident like this to learn.

We have all made the mistake of taking someone for granted, in this case it was their clients and publicly, it has worked out to be expensive for Nathan & B…[Read more]

]]> d5036e398b3785200ab6996388f6fcbc Mark Coburn replied to the topic New To Investing and looking to get a Portfolio a few questions in the forum Help Needed! https://www.propertyinvesting.com/topic/4408812-new-to-investing-and-looking-to-get-a-portfolio-a-few-questions/#post-4687159 Thu, 13 Mar 2014 22:49:59 +0000 Hi Jeff, 

There are approximately 250,000 properties for sale across 15,000 suburbs in Australia. Of those properties you could say 100,000 are possible investment options. In reality only around 1000 properties on the market today would make a great investment property for you to hold in your portfolio. So the trick is not to buy one of the…[Read more]

]]> a9ff55b7b372f3bfe2a06421845955e1 Mark Coburn replied to the topic New To Investing and looking to get a Portfolio a few questions in the forum Hi Jeff,  https://www.propertyinvesting.com/topic/4408812-new-to-investing-and-looking-to-get-a-portfolio-a-few-questions/#post-4687159 Thu, 13 Mar 2014 22:49:59 +0000 Hi Jeff, 

There are approximately 250,000 properties for sale across 15,000 suburbs in Australia. Of those properties you could say 100,000 are possible investment options. In reality only around 1000 properties on the market today would make a great investment property for you to hold in your portfolio. So the trick is not to buy one of the…[Read more]

]]> 58ddeeceaaf846370e46daa2621d277f Mark Coburn replied to the topic New To Investing and looking to get a Portfolio a few questions in the forum Help Needed! https://www.propertyinvesting.com/topic/4408812-new-to-investing-and-looking-to-get-a-portfolio-a-few-questions/#post-4687159 Thu, 13 Mar 2014 22:49:59 +0000 Hi Jeff, 

There are approximately 250,000 properties for sale across 15,000 suburbs in Australia. Of those properties you could say 100,000 are possible investment options. In reality only around 1000 properties on the market today would make a great investment property for you to hold in your portfolio. So the trick is not to buy one of the…[Read more]

]]> 3494d32ff4ebbd4e969b8f35c5dc461d Mark Coburn replied to the topic Renting vs living in PPOR. in the forum Help Needed! https://www.propertyinvesting.com/topic/4410769-renting-vs-living-in-ppor/#post-4699650 Mon, 03 Mar 2014 00:06:43 +0000 When you buy an Investment Property, your ability to keep saving for your next property is not reduced, however when you buy a PPoR your costs go up and your savings go down for a quite a few years.

To grow a portfolio you need to continue with your savings while your investment property's equity is growing. If you have bought well, your…[Read more]

]]> 73bb05be92e4ef5d46318364fef5c7ac Mark Coburn replied to the topic Investing Structure in the forum Good on you for making a https://www.propertyinvesting.com/topic/4410774-investing-structure-3/#post-4699698 Sun, 02 Mar 2014 23:25:56 +0000 Good on you for making a start.

You are on your way, now is the time to set a few 1 year, 3 year & 5 year goals. Keep them simple and write them on a piece of card to keep in your wallet.

Goal setting is so, so important, That's my best advice

]]> b4472947612bde4c7e1d713c2c7fa1c5 Mark Coburn replied to the topic Locations for cashflow + properties in the forum General Property https://www.propertyinvesting.com/topic/4410727-locations-for-cashflow-properties/#post-4699469 Fri, 28 Feb 2014 00:48:36 +0000 My suggestion would be to look at focusing on one strategy for growing your portfolio and become an expert at managing that. 

I like a simple balanced strategy, by getting the benefits from a combination of a strong rental market, property growth and tax credits.

Look at sourcing property in areas that tick the following boxes: 

High rental…[Read more]

]]> ed9d0489d4492ea8606d76dfa1deff98 Mark Coburn replied to the topic Advice on 2nd IP in the forum Help Needed! https://www.propertyinvesting.com/topic/4410761-advice-on-2nd-ip/#post-4699587 Thu, 27 Feb 2014 22:05:15 +0000 Most new property investors don't realise this very import point: Your portfolio is at it's highest risk when you have less than four properties and your LVR is over 75-80%.

According to the ABS, 85% of property investors don't buy a second property, 93% of property investors don't buy a third property.

Take your time when selecting your next…[Read more]

]]> 88b28ede0425bfb0742df82e81e6d4f6 Mark Coburn replied to the topic Carpet Beetles...eating our carpet in the forum Help Needed! https://www.propertyinvesting.com/topic/4410757-carpet-beetles-eating-our-carpet/#post-4699562 Thu, 27 Feb 2014 21:40:16 +0000 Carpet Beetles wont eat Solution Dyed Nylon.
With over 140 properties under our belts Dave & I have found through trial and error the best carpet is "Solution Dyed Nylon". It stays cleaner, It stands up straighter for years longer then Poly-prop and other fibers. Wool is the best for your own home, but only if you look after it, but Solution Dyed…[Read more]

]]> 52f4b68f0637eb6c8a2d6d18b561c2d9 Mark Coburn replied to the topic New Investor - Buying off parents in the forum Help Needed! https://www.propertyinvesting.com/topic/4410706-new-investor-buying-off-parents/#post-4699355 Wed, 19 Feb 2014 00:24:01 +0000 Property investment plan = No
Helping family out = Yes 

My advice is to pay their mortgage for them with your rent and keep saving to invest elsewhere. They will be in a better long term position (by not having to pay you rent in the future) and you will be in a better position by not confusing your property investing with buying a PPoR for your…[Read more]

]]> 3bda47be9344cc1f7686a14bf9165d5a Mark Coburn replied to the topic Line of credit/equity in the forum Help Needed! https://www.propertyinvesting.com/topic/4410711-line-of-creditequity/#post-4699387 Mon, 17 Feb 2014 03:26:33 +0000 It might be time to think about sorting out your portfolio's financing. In your position you should have all your properties setup so you are able to access maximum equity with a minimum of admin and time delay.
I would also advise you to consider working on a strategic portfolio plan as part of your over all wealth strategy. A good property…[Read more]

]]> 737c6caf6c949d0218c049f56b1c9596 Mark Coburn replied to the topic floor boards or tiles in the forum Help Needed! https://www.propertyinvesting.com/topic/4410708-floor-boards-or-tiles/#post-4699363 Sun, 16 Feb 2014 20:29:49 +0000 On a new investment property build, I recommend to my clients to install 300/300 (mm) ceramic tiles to the Kitchen, Dinning and Hall. Then Solution Dyed Nylon carpet to the Media, Lounge and Bedrooms. The upside of this layout method is the carpeted rooms are not connected to one another. This lets you change the carpet in one room with out having…[Read more]

]]> 5fde636bb91ac9c64c5a3b9ff77e4adc Mark Coburn replied to the topic Views on investing in Cairns in the forum Help Needed! https://www.propertyinvesting.com/topic/4407394-views-on-investing-in-cairns/#post-4675726 Sat, 15 Feb 2014 23:02:10 +0000 Xdrew,  Great analysis of the area fundaments. Reading your review, an investor can see how off the mark Cairns is as an investment hot spot. However, I was in on a conversation with some developers, they were talking about a Chinese owned casino development proposal with a rail link to the Cairns Airport. The land has been bought for the casino…[Read more]

]]> aa7513a58149b7cad0cb2a8aa6a7456d Mark Coburn replied to the topic Advice please in the forum Help Needed! https://www.propertyinvesting.com/topic/4410538-advice-please-21/#post-4698343 Wed, 15 Jan 2014 01:20:43 +0000 Questions:
What is the yield for each? (the unit should be higher than the house)
What is the vacancy rate in the area? (houses & units)
What is the capital growth rate for houses and for units likely to be over the nest 3, 5, 10 years?
How old are they?
How depreciation are you likely to be able to claim?

My hunch is three one bedroom units are…[Read more]

]]> be827d2450c61b7de69928301c72fb17 Mark Coburn replied to the topic -Help- First Property PPOR in the forum Help Needed! https://www.propertyinvesting.com/topic/4410472-help-first-property-ppor/#post-4697769 Tue, 07 Jan 2014 21:04:02 +0000 Terryw wrote:

Never go directly in my opinion. You need advice on structuring the loan and there are a few tax strategies you could employ with that deposit money too – have your cake and eat it type.

+1 very well said in just two lines.

"You need advice on structuring the loan and there are a few tax strategies…." don't be afraid to…[Read more]

]]> ec5552d733ac8ffcad65611d18e1b472 Mark Coburn replied to the topic New or old unit????? in the forum Help Needed! https://www.propertyinvesting.com/topic/4410483-new-or-old-unit/#post-4697924 Tue, 07 Jan 2014 02:53:59 +0000 Hi Kurtuk,

I agree that north of the Brisbane CBD is the area, but not too far if you are looking at units.

OLD vs. NEW?

This is a decision each investor needs to consider based on their own tolerance for risk and how they see the upside.

Overview:
Owning investment property is a business, and at the end of the day it needs to make a profit…[Read more]

]]> 15145c04da1befff3e5ef69cf68874cd Mark Coburn replied to the topic Is selling ppr the right idea at seperation? in the forum General Property https://www.propertyinvesting.com/topic/4410302-is-selling-ppr-the-right-idea-at-seperation/#post-4696539 Wed, 11 Dec 2013 03:57:08 +0000 tigermiger wrote:
 Sell the ppr brought with ex-fiancé ….. and should I be buying an ip and rent instead 

Bingo! Tiger,

Renting where you want to live and investing where the market is moving can give you the best of both worlds. We call them professional renters for good reason.

We have a client CJ (who won't mind saying this): 28yo, self…[Read more]

]]> fe27b1d7244b5684346f1f1cd3c76837 Mark Coburn replied to the topic Brisbane Housing Market in the forum Help Needed! https://www.propertyinvesting.com/topic/4410396-brisbane-housing-market/#post-4697191 Wed, 11 Dec 2013 03:24:17 +0000 For the best results, I suggest, stay north of the CBD.

]]> ee67e2fe5854ee7484755632eae954db Mark Coburn replied to the topic Albert Park, VIC in the forum Help Needed! https://www.propertyinvesting.com/topic/4410398-albert-park-vic/#post-4697208 Wed, 11 Dec 2013 03:21:36 +0000 Why are you looking to buy there?
What is your plan for the property?
PPoR or an Investment? 
New or Old?
Do you have an overall investment strategy? 

]]> 77d1396958a3957599aa876dad7b4ced Mark Coburn replied to the topic Japan Now a Police State in the forum Overseas Deals https://www.propertyinvesting.com/topic/4410377-japan-now-a-police-state/#post-4697051 Sat, 07 Dec 2013 21:29:41 +0000 +1
They are sure moving in the wrong direction on this one.

]]> dacb5f3209edc10f3b4ce91dd36362e7 Mark Coburn replied to the topic Buying off the plan. A good idea or not? in the forum Help Needed! https://www.propertyinvesting.com/topic/4410370-buying-off-the-plan-a-good-idea-or-not/#post-4697019 Fri, 06 Dec 2013 02:21:01 +0000 I agree with the above comments: Comparing off-the-plan apartments (on differing sites or with differing developers) is a very, very difficult task to carry out from scratch. 

As an example of two buildings on the market now: 
The same developer- two projects, 1200 meters apart, between the two there is a per-square-meter cost price difference of…[Read more]

]]> 56cfb0791520f3f88664f802e29873c4 Mark Coburn replied to the topic Buying off the plan. A good idea or not? in the forum Help Needed! https://www.propertyinvesting.com/topic/4410370-buying-off-the-plan-a-good-idea-or-not/#post-4697014 Thu, 05 Dec 2013 04:10:07 +0000 Off the plan has it's risks, all be it small. Buying from the right developer, buying at the right time in the market cycle for that area are both key. We have a rule that if a developer is discounting on the sale price then we stay away. As soon as the sale prices are dropped or discounted for some buyers, the valuations at settlement a put under…[Read more]

]]> 158d6fa5b07fc3f49e0fbd7dfcce17c0 Mark Coburn replied to the topic How do I work out payments on a mortgage. What formula do I use? in the forum Finance https://www.propertyinvesting.com/topic/4410345-how-do-i-work-out-payments-on-a-mortgage-what-formula-do-i-use/#post-4696806 Sun, 01 Dec 2013 21:17:39 +0000 Dave Ward wrote:
Hi Paul,

Like everything in life, its pretty easy when you know how it works. I am an excel master. You can PM me and send the sheet to me and I will fix it for you. 

Dave is just being modest when he says he is a excel master. The real term is Excel Grand Master, we have excel sheets with single formulas Dave has built…[Read more]

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