Before I answer, do you realise that this forum is for amatures as well as vetrans?

I am very interested to know how that is adversly going to afect me,
and I don’t know why I would’nt go to someone who does’nt have insurance, tell me why it is not a risk for a lender to not have insurance.
I’m not a finacer, that is why I’m on this…[Read more]

What are you talking about mate?

Regards
Frank

Richard, I did post the companies details, sorry if I insulted you, just trying to share something.
As for mortgage insurance, V8ghia is right, I just spoke to my finance guy to clarify and yet again he outlines the insurance requirements above 80% LVR.
Less than 80% they pay, which is a small amount anyway (less than $100).
Regards
Frank

Maybe you should give him a ring.
Im going for 2 loans with them that are not insured.
He has 40 investment properties of his own and has steared some 600 client in similar directions.
I understand you have a business to promote.
Regards
Frank

Ranges Finace
Alan Lee (CEO)
42c Aitken St Gisbourne 3437
PH:1300 785 281
http://www.rangeshomeloans.com.au

Regards
Frank

Regards
Frank

Thought you might apreciate a scripture from the Bible,

Talking about God:

for he will command his angels concerning you to guard you in all your ways, they will lift up their hands so that you will not strike your foot against a stone.

Psalms 91 11-13

Regards
Frank

There is a paint aplicator you can buy from paint stores, it has two wheels on it and a mohair pad.
You simply dip the pad into the paint in a paint tray and run it across the top of the wall allowing the wheels to roll along the underside of the cornice. This insures you get a straight line all the time. You may have to do about 4 coats…[Read more]

It does sound like a lot.
I would get a few more quotes. Maybe suggest they take the doors home. I have done this for customers in the past and it has saved them money.
There is an additive ( Terabine) you can add to enamel paint that reduces the drying time between coats from 24 hours to 6 hours. So the painter should be able to…[Read more]

Stand up man

Regards
Frank

It may be outdated but prove it.
It’s to easy to say my opinion is out dated.
Prove it.
I dare you.
We do need to look after our planet, no arguments there, but filling our heads with nonsence does’nt make us more sofisticated.
Question it.

Regards
Frank

Sounds great,

I subscribed to New Scientist magazine for a while and they did not acept a lot of things just because they were popular (big bang, evolution, firing of nuclear weopons on demand, global warming etc) but rather look at the scientific evidence available.

Thanks

Frank

Amen to that

Regards
Frank

Did you know that the ozone layer depleates with ouit the sun and is formed again when the sun comes up.
The photo’s that you see of the ozone layer depleating are taken when the sun is going or has gone down.
Did you also know that the temp extremes of the ice poles are 35 degrees.
The only variation in global…[Read more]

It realy is’nt as daunting as it seems.
Most wall paper comes in two sections. Normally the part that is peeling may be the top layer part. If you peel it dry the wall paper seperates and you would be left with a film of paper on the wall that you apply the wall paper remover with a brush. You can buy it from paint shops or bunnings.…[Read more]

Regards
Frank

Alright, I’ll be a smart ass again if thats ok.

Maybe we should pay these scientists stupid amounts of money to explore their theory.

I studied a bit of science and found that it seems to be the way these guys feed themselves. They come up with a theory, sensationalise it, get themselves in the media, give you some plausible…[Read more]

Regards
Frank

Reply
Frank

I recently painted the walls of a church hall that was lined with paneling. I used an acrylic sealer and then 2 coats of a good quality acrylic paint. I rolled them on then went over with a brush the areas the roller never got, which were few.
I also tinted the sealer the same colour as the paint.
If the panels were covered in a clear…[Read more]

Without trying to sound like a smart ass or disrespect you I have one question.
If you had a glass of frozen water full to the top and it melted, would it over flow or actually reduce in size?
The earth flooding from the global warming affect is nonsence.
There is no conclusive scientific evidence to show that the earth has warmed at…[Read more]

Tools is right,
I have been a painter for years.
I suggest you thoroughly wash the house using sugar soap and a scrubing broom.
You find that vinyl cladding after a few years goes a bit powdery.
If you paint straight over this the paint actually sticks to powder and not vinyl.
Every house I painted or quoted that had vinyl was…[Read more]

You can buy anti mould from most paint shops or Bunnings for about $12.
One manufacturer is a company called Flood. You simply add the specified amount into the paint, stir and it helps to protect from the growth of mould.
Some paint stores will charge you extra to add additives in for you for a few extra dollars.
If you are…[Read more]

I have been a painter for several years,
I think spraying the outside of the house is fine however you need to be a bit carefull inside,
Mum was right, they are great to spray textured walls and ceilings
however if you paint smooth surfaces it is very noticable if you have to touch up unless you use the gun again. The other thing…[Read more]

I had a similar problem with pigions, about 100 of them, they pooed everywhere and were didrty.
The answer is a can of whiskas and Fenitrothian.
That will stop them.
Or you might want to try chilli, that will burn their bum and give them a rash.

I had a similar issue a while ago and I rang the local council and spoke to the person in charge of comming up with valuations to determin rates.
The value he gave me was within $4,000 of the sale price

Hows this,
You learn a bit about property, buy one, write a book about it, hold seminars about how you did it, tell everyone you can find them cash flow properties but first they must pay you to join their club, offer low doc no doc 120% loans for an application fee then 6 months later tell them they were unsuccessful,
If you realy want…[Read more]

I am in the process of renovating a house and building a unit. I found that the labour componant is between 50 and 60%. I had a property maintenance business for a few years so I am contracting myself out to the builder to do the tiling, painting, erect the steel frame, hang plaster, landscape and whatever I can do which is reducing my…[Read more]

A good guide for the price of painting is about $250 per sqare (100 sq feet). That is for new and providing you don’t have to do too much work to the plaster.
When quoting older places I would quote by the condition of the plaster, whether it needed work etc.

In bathrooms I would definately use a satin, you reduce the chance of getting…[Read more]

Regards
Frank

Thanks for your reply,
I left a conditional deposit and was able to get all of it back.
It was an interesting excercise.
It seems a fair question to ask, as it stands at the moment, the question has had 500 looks, it is a grey area and I have learnt there is no hard and fast rules about building over an easement.
What is your…[Read more]

My dear old father had similar rosets.
The only advice I could give you is do what he did and what Michael Angelo did, slowly and patiantly.
Unfortunately unless you can take the roses down you need to put in the hard yards.
I’m sure it will look great. My dads roset took up most of the ceiling as well. It took ages to paint but was a…[Read more]

If the surface has’nt been painted for a while (10-15 years ) you may need to use a primer undercoat plus 2 top coats.
A good tip is to wash the walls if they are dirty. Today I have been painting a house that has lots of marks from a dog. I washed off as much as I could to maximise the efectiveness of the paint. Use the best paint you…[Read more]