<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>PropertyInvesting.com | Rockian | Activity</title>
	<link>https://www.propertyinvesting.com/members/rockian/activity/</link>
	<atom:link href="https://www.propertyinvesting.com/members/rockian/activity/feed/" rel="self" type="application/rss+xml" />
	<description>Activity feed for Rockian.</description>
	<lastBuildDate>Sun, 12 Apr 2026 11:53:40 +0000</lastBuildDate>
	<generator>https://buddypress.org/?v=2.8.1</generator>
	<language>en-US</language>
	<ttl>30</ttl>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>2</sy:updateFrequency>
	
						<item>
				<guid isPermaLink="false">ad1d2c2ad24cab8f14ed38863198885c</guid>
				<title>Rockian replied to the topic Splitting exsisting Duplex? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4405811-splitting-exsisting-duplex/#post-4663334</link>
				<pubDate>Sat, 11 Feb 2012 08:05:10 +0000</pubDate>

									<content:encoded><![CDATA[<p>g0biin wrote:<br />
Yeh not sure it would be worth it, starting to sound like the costs will add up and the sale might just break even ! </p>
<p>No point assuming this. It would be well worth investigating just in case. Strata titling is a great way to make serious money &#8211; especially when the land values are high. What would the block of dirt be worth if it&hellip;<span class="activity-read-more" id="activity-read-more-124373"><a href="https://www.propertyinvesting.com/topic/4405811-splitting-exsisting-duplex/#post-4663334" rel="nofollow">[Read more]</a></span></p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">002589a5de577a1fc610465afa19ab58</guid>
				<title>Rockian replied to the topic How do you name the Granny Flat??? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4405803-how-do-you-name-the-granny-flat/#post-4663280</link>
				<pubDate>Fri, 10 Feb 2012 09:52:55 +0000</pubDate>

									<content:encoded><![CDATA[<p>Flat Granny, Geriatric St, Wrinkleton. <img src="/wp-content/uploads/smileys/jester.gif?x75824" alt="" />Actually, council may have a preference but it won&#039;t matter to the postie as long as he can relate letter address to letterbox. I also prefer A&#039;s and B&#039;s for dual occupancy.</p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">e4ed0ecaace79c5729be263be747c5a0</guid>
				<title>Rockian replied to the topic Splitting exsisting Duplex? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4405811-splitting-exsisting-duplex/#post-4663331</link>
				<pubDate>Fri, 10 Feb 2012 09:34:10 +0000</pubDate>

									<content:encoded><![CDATA[<p>You definitely need to strata title the duplex . To achieve this you will have to satisfy local council planning requirements. This entails engaging a town planner and a surveyor who is familiar with the process. You could try to use the local council planning staff to help you with valid information as to the process of approval. You will also&hellip;<span class="activity-read-more" id="activity-read-more-124370"><a href="https://www.propertyinvesting.com/topic/4405811-splitting-exsisting-duplex/#post-4663331" rel="nofollow">[Read more]</a></span></p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">c3147a441d9532f73a459f2998b50a2e</guid>
				<title>Rockian replied to the topic Investors Direct Brisbane in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392786-investors-direct-brisbane/#post-4585292</link>
				<pubDate>Fri, 04 Apr 2008 07:56:08 +0000</pubDate>

									<content:encoded><![CDATA[<p>And what reason would that be Alistair?Cheers, Ian</p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">0d77664b943793daab8cc780185b7153</guid>
				<title>Rockian replied to the topic MEDIAN HOUSE PRICES DOWN 2% in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392775-median-house-prices-down-2/#post-4585239</link>
				<pubDate>Wed, 02 Apr 2008 09:32:33 +0000</pubDate>

									<content:encoded><![CDATA[<p>Lorin wrote:<br />
Just to add to that &#8211; if you are buying a piece of land and adding capital value to that land through renovation, rebuilding or subdividing, your profits are in a sense buffered by the value YOU are personally adding to the land.Loz</p>
<p>That&#039;s true Loz, that&#039;s why I am building duplexes. I get instant equity gains of over 100k and this&hellip;<span class="activity-read-more" id="activity-read-more-136211"><a href="https://www.propertyinvesting.com/topic/4392775-median-house-prices-down-2/#post-4585239" rel="nofollow">[Read more]</a></span></p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">1a93377b38b7db5dbe06080b64bde25f</guid>
				<title>Rockian replied to the topic Investors Direct Brisbane in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392786-investors-direct-brisbane/#post-4585289</link>
				<pubDate>Wed, 02 Apr 2008 09:22:17 +0000</pubDate>

									<content:encoded><![CDATA[<p>JoH wrote:<br />
Hi Rockian, yes we will be attending the Brisbane seminar on Sat 12th April. We have attended one of his previous seminars and found it really beneficial.</p>
<p>We are also going to the Brisbane event Jo. Not only that. We are also doing the build and hold strategy. Thanks, Ian </p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">3db818c598a2b924899e2257293eb2f5</guid>
				<title>Rockian replied to the topic Tiles vs Timber flooring in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4392569-tiles-vs-timber-flooring/#post-4583918</link>
				<pubDate>Wed, 02 Apr 2008 02:43:52 +0000</pubDate>

									<content:encoded><![CDATA[<p>Linar wrote:<br />
For a rental property I would choose tiles every time.  Not only will they last longer they will look better longer.  If you have a tenant who doesn&#039;t respect your property then timber flooring will look shabby VERY quickly.  An inconsiderate tenant can destroy timber flooring within a couple of weeks.CheersK</p>
<p>Thanks K and&hellip;<span class="activity-read-more" id="activity-read-more-6278"><a href="https://www.propertyinvesting.com/topic/4392569-tiles-vs-timber-flooring/#post-4583918" rel="nofollow">[Read more]</a></span></p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">54796dcb5424cf18e261e7d210bff6d4</guid>
				<title>Rockian replied to the topic Investors Direct Brisbane in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392786-investors-direct-brisbane/#post-4585287</link>
				<pubDate>Wed, 02 Apr 2008 02:29:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>JoH wrote:<br />
Hi all, my partner and I a relatively new to property investing and saw Doug Bannister from Investors Direct in September last year and was very happy with his advice. I just called their office to make another appointment with him and have been informed that he has left the company and if I wanted to make an appointment with a&hellip;<span class="activity-read-more" id="activity-read-more-2619"><a href="https://www.propertyinvesting.com/topic/4392786-investors-direct-brisbane/#post-4585287" rel="nofollow">[Read more]</a></span></p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">277696352b6bd81691dbc67709f7f755</guid>
				<title>Rockian replied to the topic Last major Nodoc lender withdraws from Australian Market in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4392554-last-major-nodoc-lender-withdraws-from-australian-market/#post-4583878</link>
				<pubDate>Wed, 12 Mar 2008 08:35:09 +0000</pubDate>

									<content:encoded><![CDATA[<p>Qlds007 wrote:<br />
Lodoc maybe different but not Nodoc.Easiest thing is ring them ask them.All I am going by is from the information release they put out to us Brokers.</p>
<p>I will investigate tomorrow and report back.Thanks, Ian </p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">f19eed791f76d3ccd1f951b0c607e94b</guid>
				<title>Rockian replied to the topic Last major Nodoc lender withdraws from Australian Market in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4392554-last-major-nodoc-lender-withdraws-from-australian-market/#post-4583876</link>
				<pubDate>Wed, 12 Mar 2008 01:24:26 +0000</pubDate>

									<content:encoded><![CDATA[<p>Qlds007 wrote:<br />
Yes it will and maybe ok but it will not be considered on a Nodoc basis only full doc from now on in.</p>
<p>Are you sure Richard?I have just discovered that a low doc loan contract &#8211; (Perpetual Trustees as Lender) &#8211; that I am just about to sign is being funded by Mac bank. It is for a block of land that I will be constructing a duplex&hellip;<span class="activity-read-more" id="activity-read-more-65970"><a href="https://www.propertyinvesting.com/topic/4392554-last-major-nodoc-lender-withdraws-from-australian-market/#post-4583876" rel="nofollow">[Read more]</a></span></p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">c10e177eb56da87c1d7b3cce94084bd8</guid>
				<title>Rockian replied to the topic Council Issues in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4392568-council-issues/#post-4583911</link>
				<pubDate>Fri, 07 Mar 2008 02:46:42 +0000</pubDate>

									<content:encoded><![CDATA[<p>If this is true Lucky then I would be reporting the council to the State Planning Minister or at least go to your local member and demand for an explanation. That is atrocious.  I have recently put 2 successful D.A.&#039;s for dual occ through Byron Shire Council who have been notorious for hold up&#039;s. To my amazement  the first was approved in 5 weeks&hellip;<span class="activity-read-more" id="activity-read-more-213560"><a href="https://www.propertyinvesting.com/topic/4392568-council-issues/#post-4583911" rel="nofollow">[Read more]</a></span></p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">66f9e8b479779befd471a698971300e8</guid>
				<title>Rockian replied to the topic Dino F Livanidis in the forum Heads Up!</title>
				<link>https://www.propertyinvesting.com/topic/4383380-dino-f-livanidis/#post-4536458</link>
				<pubDate>Thu, 06 Mar 2008 09:02:51 +0000</pubDate>

									<content:encoded><![CDATA[<p>With all respect cu@thetop,Maybe so &#8211; but I would never judge a persons motivation or integrity based on this method of earning a livelihood at least until I had personal dealings with them. </p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">1c58d2bc2458da0fde749e4e5b233558</guid>
				<title>Rockian replied to the topic Ready Set Go!!! in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4392462-ready-set-go/#post-4583485</link>
				<pubDate>Thu, 06 Mar 2008 01:39:16 +0000</pubDate>

									<content:encoded><![CDATA[<p>Never heard of Iron Fish Eddie but it is good to shop around and find what suits you. I agree it is difficult taking the leap and there are so many options it can get really confusing. What strategy? Who to trust? etc etc&#8230;. Give yourself some research time to decide and then make a choice based on who you feel most comfortable with. Good luck</p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">4f20a759d3c977270e53ccaab23ecbc1</guid>
				<title>Rockian replied to the topic Where else to look for new tenants in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392559-where-else-to-look-for-new-tenants/#post-4583895</link>
				<pubDate>Thu, 06 Mar 2008 01:28:02 +0000</pubDate>

									<content:encoded><![CDATA[<p>Local agents can get you a tenant even if you want to manage it yourself. They usually charge 1 or 2 weeks rent for the service.</p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">05c5b0cb13f7d8985f6041145f73ebdd</guid>
				<title>Rockian replied to the topic Last major Nodoc lender withdraws from Australian Market in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4392554-last-major-nodoc-lender-withdraws-from-australian-market/#post-4583870</link>
				<pubDate>Wed, 05 Mar 2008 21:32:41 +0000</pubDate>

									<content:encoded><![CDATA[<p>Qlds007 wrote:<br />
RockianYou have until this Friday to have a loan lodged and approved or it will be rejected.To be honest if it is for a lodoc loan you can do a lot better than Mac Bank anyway.</p>
<p>Fortunately I can handle rejection Richard. I have had plenty of practice over the years.       <img src="/wp-content/uploads/smileys/laugh.gif?x75824" alt="" />Ian </p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">032a27b2c4e5105cd8921a22b1f4510e</guid>
				<title>Rockian replied to the topic Last major Nodoc lender withdraws from Australian Market in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4392554-last-major-nodoc-lender-withdraws-from-australian-market/#post-4583867</link>
				<pubDate>Wed, 05 Mar 2008 08:29:40 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for the info Richard. My broker has just sent me a Macquarie application form for an upcoming loan. I wonder if it will be an immediate winding back? Will make enquiries.</p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">e650ab43fa672c399839a8c9f6681302</guid>
				<title>Rockian replied to the topic Only 14 y/o. Where do i start???? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392555-only-14-yo-where-do-i-start/#post-4583882</link>
				<pubDate>Wed, 05 Mar 2008 08:21:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>kean wrote:<br />
I am 14 years old and i would like to know how to invest in property</p>
<p>You have already started Kean by joining the forum and asking for advice!  Well done. I guess a good start would be to begin saving for a deposit. You have a few years to save up before you can legally own a property in your own name. I think some of the others on&hellip;<span class="activity-read-more" id="activity-read-more-229376"><a href="https://www.propertyinvesting.com/topic/4392555-only-14-yo-where-do-i-start/#post-4583882" rel="nofollow">[Read more]</a></span></p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">f257f396f94d6a91ec408fa945bcdfbc</guid>
				<title>Rockian replied to the topic Property bust not here yet ... worse to come in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/20/#post-4548811</link>
				<pubDate>Wed, 05 Mar 2008 08:12:36 +0000</pubDate>

									<content:encoded><![CDATA[<p>wealth4life.com wrote:<br />
The largest growing disease in the word today is SADNESS &#8230; lets run a seminar on &quot;how to get rich in real estae and build yr self esteem at yr same time&quot;</p>
<p>Human suffering has always been with us Wealth4life. Not only that &#8211; it appears as commonly in wealthy countries as it does in poor countries. I think that running a&hellip;<span class="activity-read-more" id="activity-read-more-260903"><a href="https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/20/#post-4548811" rel="nofollow">[Read more]</a></span></p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">f8da5a2429dd09e48eedbe5687a85c31</guid>
				<title>Rockian replied to the topic Finance for self employed. in the forum Qlds007</title>
				<link>https://www.propertyinvesting.com/topic/4392493-finance-for-self-employed/#post-4583601</link>
				<pubDate>Wed, 05 Mar 2008 02:48:23 +0000</pubDate>

									<content:encoded><![CDATA[<p>Qlds007 wrote:<br />
IanBackdating your ABN when you only started to carry on an enterprise 6 months ago with the sole purpose to obtain finance would be seen as fraund and certainly not recommended.There are a couple of lenders that do not require you to state your ABN on the application form so as long as you understand the term lodoc this is&hellip;<span class="activity-read-more" id="activity-read-more-286692"><a href="https://www.propertyinvesting.com/topic/4392493-finance-for-self-employed/#post-4583601" rel="nofollow">[Read more]</a></span></p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">c703fbb82babac2f2b9042652d0968cf</guid>
				<title>Rockian replied to the topic Ready Set Go!!! in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4392462-ready-set-go/#post-4583483</link>
				<pubDate>Wed, 05 Mar 2008 02:40:48 +0000</pubDate>

									<content:encoded><![CDATA[<p>eddie01 wrote:<br />
Thanks all for your comments.Since my meeting I have planned to wipe out my debt first then look at future investment.The proeprty firm is called Property Secrets, has anyone dealt with them, I would love to hear your views. So far I am pleased with there approach. Any comments will be great.</p>
<p>Hi Eddie,I have had material sent to&hellip;<span class="activity-read-more" id="activity-read-more-21484"><a href="https://www.propertyinvesting.com/topic/4392462-ready-set-go/#post-4583483" rel="nofollow">[Read more]</a></span></p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">ce32df572dad645b6e99784d22070506</guid>
				<title>Rockian replied to the topic Dino F Livanidis in the forum Heads Up!</title>
				<link>https://www.propertyinvesting.com/topic/4383380-dino-f-livanidis/#post-4536456</link>
				<pubDate>Mon, 03 Mar 2008 11:13:19 +0000</pubDate>

									<content:encoded><![CDATA[<p>I have spoken with Dino. Can&#039;t remember how I got his contact but I do get occasional motivational emails from him. He quickly assessed my income situation over the phone one night after I asked for IP advice and said that he couldn&#039;t really help me as I was self employed and didn&#039;t have enough income. I think it was more the fact that I didn&#039;t&hellip;<span class="activity-read-more" id="activity-read-more-52912"><a href="https://www.propertyinvesting.com/topic/4383380-dino-f-livanidis/#post-4536456" rel="nofollow">[Read more]</a></span></p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">db162f41d06ef2040bbee904384e2c3e</guid>
				<title>Rockian replied to the topic Finance for self employed. in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4392493-finance-for-self-employed/#post-4583599</link>
				<pubDate>Mon, 03 Mar 2008 10:17:10 +0000</pubDate>

									<content:encoded><![CDATA[<p>Gav H wrote:<br />
Hi.Only been a business owner for 6 months and would like to know the best way to get finance for IP&#039;s, specifically building on a block of land we have. I&#039;ve been told that we can get a no-doc loan at 70% LVR but would prefer lo-doc. Is this acheivable?Regards,Gav H</p>
<p>Hi Gav,I have an acquaintance who was able to backdate an ABN for&hellip;<span class="activity-read-more" id="activity-read-more-287339"><a href="https://www.propertyinvesting.com/topic/4392493-finance-for-self-employed/#post-4583599" rel="nofollow">[Read more]</a></span></p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">f1f720a7b7a1d69f8d32b946855dbb25</guid>
				<title>Rockian replied to the topic Copyright Issue with Integrity in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4392511-copyright-issue-with-integrity/#post-4583649</link>
				<pubDate>Sat, 01 Mar 2008 22:20:00 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Trakka,That puts my mind at ease. Thanks for the link. It is very informative.Kind regards, Ian   <img src="/wp-content/uploads/smileys/happy.gif?x75824" alt="" /></p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">01d04f876cd86691e35053696f74c831</guid>
				<title>Rockian replied to the topic Courses not expensive TAFE? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392508-courses-not-expensive-tafe/#post-4583627</link>
				<pubDate>Sat, 01 Mar 2008 03:41:48 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Lucky,There may be a market for such a course but their are so many different strategies that the course would be very general in nature. Like Marc says, get in their and do it. If you have read 10 books then you don&#039;t need any more academic stuff to confuse you. Just pick a strategy and go for it. Procrastination can be a real wealth stopper.Ian  <img src="/wp-content/uploads/smileys/icon_smile.gif?x75824" alt="" /></p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">9389f083bb6e6dfdc5de69c002b706a8</guid>
				<title>Rockian replied to the topic Don't mean to bore you......... in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4392459-dont-mean-to-bore-you/#post-4583463</link>
				<pubDate>Tue, 26 Feb 2008 22:28:54 +0000</pubDate>

									<content:encoded><![CDATA[<p>Swany wrote:<br />
Hi Ian,No redraw fees&#8230;.all my income goes direct into the loan and at the end of the month withdraw to cover credit card living expences. Cheers</p>
<p>Leave it as it is Swany. It&#039;s acting like a LOC anyway so there is not really any difference than an offset ac. Once it becomes an IP then, as you say, look at running it to suit your&hellip;<span class="activity-read-more" id="activity-read-more-122881"><a href="https://www.propertyinvesting.com/topic/4392459-dont-mean-to-bore-you/#post-4583463" rel="nofollow">[Read more]</a></span></p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">69fcad09089fa6b63b49c585c21438af</guid>
				<title>Rockian replied to the topic Ready Set Go!!! in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4392462-ready-set-go/#post-4583478</link>
				<pubDate>Tue, 26 Feb 2008 22:18:13 +0000</pubDate>

									<content:encoded><![CDATA[<p>What is the name of the investment firm in Sydney Eddie? Might be good to mention and get some feedback from forumites who may have had some experience with them.Good Luck, Ian</p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">3ee833c61f47a5b848c3faa503dfde01</guid>
				<title>Rockian replied to the topic HELP!---GST ISSUE in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392460-help-gst-issue/#post-4583470</link>
				<pubDate>Tue, 26 Feb 2008 22:10:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>I am no solicitor but the contract price has always been the final price in my experience. You don&#039;t have to pay gst on top of that. </p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">55ad71852c09d240e8f20a1205496553</guid>
				<title>Rockian replied to the topic Don't mean to bore you......... in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4392459-dont-mean-to-bore-you/#post-4583461</link>
				<pubDate>Tue, 26 Feb 2008 08:38:31 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Swany,If it&#039;s your PPOR then I don&#039;t see why having an offset account would make much difference unless you are being charged to redraw. It&#039;s been a while since I have operated an account like this but I remember we used to get charged to redraw but not to deposit funds. Can you redraw and deposit money into the loan account without any bank&hellip;<span class="activity-read-more" id="activity-read-more-122879"><a href="https://www.propertyinvesting.com/topic/4392459-dont-mean-to-bore-you/#post-4583461" rel="nofollow">[Read more]</a></span></p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">fccb5e9f5a0495576fb0bc9359888dc1</guid>
				<title>Rockian replied to the topic Worst Property Mistake ....Ever!!!! in the forum In 1992 we purchased our</title>
				<link>https://www.propertyinvesting.com/topic/4392094-worst-property-mistake-ever/page/2/#post-4581610</link>
				<pubDate>Mon, 25 Feb 2008 10:25:31 +0000</pubDate>

									<content:encoded><![CDATA[<p>In 1992 we purchased our first IP. I don&#039;t know how we got the loan. We were on the dole! I guess it was a CF+ property so they &#8211; Metway Bank &#8211; thought it was safe territory.  A brand new shop in a block of about 5 on the sunny Sunshine Coast. Well the sun didn&#039;t shine for too long. Yes there was a lease in place &#8211; with a beautifully presented&hellip;<span class="activity-read-more" id="activity-read-more-226193"><a href="https://www.propertyinvesting.com/topic/4392094-worst-property-mistake-ever/page/2/#post-4581610" rel="nofollow">[Read more]</a></span></p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">dda4d79041c9f50c64b1a50b0d02a636</guid>
				<title>Rockian replied to the topic Group sales activity in the same block ??? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392282-group-sales-activity-in-the-same-block/#post-4582627</link>
				<pubDate>Tue, 19 Feb 2008 22:13:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>xpine73 wrote:<br />
to Ian:     I wish I had that opportunity. Do you have any idea how I can contact them?/quote]Won&#039;t the selling agent tell you? How about RP Data? I guess it&#039;s easier for me cause I live in a coastal community and know my local agents quite well so it wouldn&#039;t be difficult to find out who the past owners were.Good luck,&hellip;</p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">8f885439ac03478c8230adccc0206dbd</guid>
				<title>Rockian replied to the topic Propery Manager Pitfalls &#38; Advice in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392390-propery-manager-pitfalls-advice/#post-4583113</link>
				<pubDate>Tue, 19 Feb 2008 10:26:16 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Trance,Most managers provide a glossy folder of comprehensive information that sets out their responsibilities. If you go through someone like Hookers or PRD they usually come as a standard. If you haven&#039;t done it yet, get them out there to the house to give you a rental appraisal with the follow up gloss. Then you can decide which one suits&hellip;<span class="activity-read-more" id="activity-read-more-49044"><a href="https://www.propertyinvesting.com/topic/4392390-propery-manager-pitfalls-advice/#post-4583113" rel="nofollow">[Read more]</a></span></p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">0e9221159345ee992c3bc84c84a4b6ad</guid>
				<title>Rockian replied to the topic Group sales activity in the same block ??? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392282-group-sales-activity-in-the-same-block/#post-4582623</link>
				<pubDate>Tue, 19 Feb 2008 10:18:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>Have you any hope of contacting the owners of the units that sold to ask them why they&#039;re moving?</p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">ecb4c5d7290a7f0c64b3a5521fe00b73</guid>
				<title>Rockian replied to the topic Investing Full-Time in the forum Qlds007 wrote:
I am still</title>
				<link>https://www.propertyinvesting.com/topic/4389933-investing-full-time/page/2/#post-4569390</link>
				<pubDate>Tue, 19 Feb 2008 10:03:32 +0000</pubDate>

									<content:encoded><![CDATA[<p>Qlds007 wrote:<br />
I am still wondering why you cant go Full Doc as the days of being &#039;Too Rent relient&quot; have been and gone.My personal portfolio is a little larger than yours and I still go full doc with each new loan application.And hopefully i am not &quot;one of those mortgage brokers&quot;</p>
<p>Hey Richard, (or anyone else)Can you use equity gains in a&hellip;<span class="activity-read-more" id="activity-read-more-221815"><a href="https://www.propertyinvesting.com/topic/4389933-investing-full-time/page/2/#post-4569390" rel="nofollow">[Read more]</a></span></p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">0741b2c3a56616e5520fd8893b33828e</guid>
				<title>Rockian replied to the topic Investing Full-Time in the forum Linar wrote:

My husband and</title>
				<link>https://www.propertyinvesting.com/topic/4389933-investing-full-time/page/2/#post-4569387</link>
				<pubDate>Tue, 19 Feb 2008 05:29:48 +0000</pubDate>

									<content:encoded><![CDATA[<p>Linar wrote:<br />
My husband and I started out 4 years ago buying cashflow positive properties in Darwin.  CheersK</p>
<p>Hi K. Sorry, I think I referred to you as a &quot;he&quot; in the &quot;Ethical Dilemma&quot; post! My apologies.Why can&#039;t you go no doc? This is the solution that I had in mind when the time came when serviceability became a major issue.Regards, Ian&hellip;</p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">dd1eb4186d832f401d07ca63228e41e6</guid>
				<title>Rockian replied to the topic Ethical question in the forum I think this one would test</title>
				<link>https://www.propertyinvesting.com/topic/4392339-ethical-question/page/2/#post-4582879</link>
				<pubDate>Mon, 18 Feb 2008 06:00:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>I think this one would test many people who are ethically inclined under normal circumstances which I am sure Linar is one. That&#039;s why he is undecided as to which path to take. We all have our moral dilemmas in life and have to live with the results of our decisions. I usually try to evaluate if my action is creating unfairness or harming someone&hellip;<span class="activity-read-more" id="activity-read-more-287591"><a href="https://www.propertyinvesting.com/topic/4392339-ethical-question/page/2/#post-4582879" rel="nofollow">[Read more]</a></span></p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">238ddca082ad7badf9c15d6f0180a3e0</guid>
				<title>Rockian replied to the topic lo doc first property in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4392010-lo-doc-first-property/#post-4581104</link>
				<pubDate>Sun, 17 Feb 2008 11:37:35 +0000</pubDate>

									<content:encoded><![CDATA[<p>Qlds007 wrote:<br />
Unfortunately the CBA Misa  loan is not quiet a true 100% offset.</p>
<p>Hi Richard,I have an IP loan with CBA and have a Misa alongside. I was always sure that it was 100% offset? Can you explain your above statement please?Regards, Ian </p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">85450a1b75fab5e0f96717b6af1f4665</guid>
				<title>Rockian replied to the topic Ethical question in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392339-ethical-question/#post-4582872</link>
				<pubDate>Sun, 17 Feb 2008 07:18:02 +0000</pubDate>

									<content:encoded><![CDATA[<p>Linar wrote:<br />
Hi Ian and trakkaYou make very valid points and I am inclined to agree with you.  However, I do think there is a difference between a small property investor and a large scale developer.  One is clearly a business dealing by an experienced person who knows the world of business and the other (elderly parents) are just people who&hellip;<span class="activity-read-more" id="activity-read-more-213657"><a href="https://www.propertyinvesting.com/topic/4392339-ethical-question/#post-4582872" rel="nofollow">[Read more]</a></span></p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">0d248950db7cc0040abb50d3aa2ff6ea</guid>
				<title>Rockian replied to the topic What Now!!?? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392279-what-now-4/page/2/#post-4582610</link>
				<pubDate>Sat, 16 Feb 2008 11:09:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>Trance wrote:<br />
hey Ian,where abouts is your property in SE QLD?cheers mate</p>
<p>I have a few in Ocean Shores which is actually in NSW. About 30 min south of the border. The new API magazine shows an ad on the inside front cover for positive cashflow properties at  BOOMERA COOMERA. Gives the place a big rave. Hope they&#039;re right for your sake!Cheers, Ian</p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">3759ab11119eef91c9f6f386014a6b42</guid>
				<title>Rockian replied to the topic Ethical question in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392339-ethical-question/#post-4582862</link>
				<pubDate>Fri, 15 Feb 2008 08:49:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>trakka wrote:<br />
I would check what price they intended. Don&#039;t say what you thought the agreed price was, perhaps; go back and say that you thought you&#039;d agreed on a different price and see what they come back with, just to make sure that you didn&#039;t make a mistake yourself. If they come back immediately and say &quot;oh yes, we intended xxxx&quot; (the&hellip;<span class="activity-read-more" id="activity-read-more-213648"><a href="https://www.propertyinvesting.com/topic/4392339-ethical-question/#post-4582862" rel="nofollow">[Read more]</a></span></p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">e04cc57176aff4186326b2436d2a4eb9</guid>
				<title>Rockian replied to the topic Book keeping in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4392330-book-keeping/#post-4582799</link>
				<pubDate>Thu, 14 Feb 2008 23:03:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>Swany wrote:<br />
Hi Ian,Thanks for the reply. I thought it would be alot easier to reconcile inflows/outflows against each property if there was a seperate account for each. With multiple properties I expect there would be different insurance amounts, repair costs, etc going out whilst varying amounts coming in.Thus a pain to reconcile.  I also&hellip;<span class="activity-read-more" id="activity-read-more-209475"><a href="https://www.propertyinvesting.com/topic/4392330-book-keeping/#post-4582799" rel="nofollow">[Read more]</a></span></p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">91a598eff1221b9304186b4a61841737</guid>
				<title>Rockian replied to the topic Loans restricted by income. in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4392332-loans-restricted-by-income/#post-4582801</link>
				<pubDate>Thu, 14 Feb 2008 09:26:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>Where is the property Rob? Is it your only property and are you self employed or a on a salary?</p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">917681eb21c35424924e322ec8d868ef</guid>
				<title>Rockian replied to the topic Book keeping in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4392330-book-keeping/#post-4582795</link>
				<pubDate>Thu, 14 Feb 2008 09:23:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>Swany,I have a few loans with different funders. However I find it easy to manage by having one main savings account (with the CBA) that I utilise for transferring direct deposits for the interest repayments on all the loans. It also acts as a day to day account with a credit card and cheque book attached. I run a 100% offset account alongside the&hellip;<span class="activity-read-more" id="activity-read-more-209472"><a href="https://www.propertyinvesting.com/topic/4392330-book-keeping/#post-4582795" rel="nofollow">[Read more]</a></span></p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">64f9d57715635b725654bbe3c30d7dd3</guid>
				<title>Rockian replied to the topic What Now!!?? in the forum Trance wrote:
its a brand</title>
				<link>https://www.propertyinvesting.com/topic/4392279-what-now-4/page/2/#post-4582608</link>
				<pubDate>Thu, 14 Feb 2008 09:04:22 +0000</pubDate>

									<content:encoded><![CDATA[<p>Trance wrote:<br />
its a brand new property which has just completed.. so no point in reno or anything&#8230; just building up $$ now but first we have to get a tenant in that building&#8230;.</p>
<p>What&#039;s it worth?Shouldn&#039;t be a problem getting tenants. I rented a new property out late last year and got a premium for being new. House was worth around 400k and&hellip;<span class="activity-read-more" id="activity-read-more-206728"><a href="https://www.propertyinvesting.com/topic/4392279-what-now-4/page/2/#post-4582608" rel="nofollow">[Read more]</a></span></p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">6da063ec7163d63fe2ce68f9bf09ea29</guid>
				<title>Rockian replied to the topic What Now!!?? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392279-what-now-4/#post-4582605</link>
				<pubDate>Thu, 14 Feb 2008 07:53:33 +0000</pubDate>

									<content:encoded><![CDATA[<p>Trance wrote:<br />
Coomera <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" /></p>
<p>Well that&#039;s a good start. Coomera  ( gold coast ) is definitely a great area to invest from what I&#039;ve heard. I am just south of the qld border and property is growing strongly here.  Did you buy a new dwelling or an older place?Ian </p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">2abad7e3fde969e789dc05858caa43dd</guid>
				<title>Rockian replied to the topic What Now!!?? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392279-what-now-4/#post-4582601</link>
				<pubDate>Thu, 14 Feb 2008 04:17:32 +0000</pubDate>

									<content:encoded><![CDATA[<p>Trance wrote:</p>
<p>Ian Landy wrote:<br />
Hey Trance,Where exactly did you buy your 1st property?</p>
<p>QLD <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" />    </p>
<p>Brisbane? </p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">8a93eab488ae3bab22008e292936f015</guid>
				<title>Rockian replied to the topic Are house prices set to boom? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4392329-are-house-prices-set-to-boom/#post-4582790</link>
				<pubDate>Thu, 14 Feb 2008 04:15:34 +0000</pubDate>

									<content:encoded><![CDATA[<p>The Gittens article definitely gives credence to those commentators who are suggesting to purchase property in areas of middle to higher affluence. I think Bernard Salt suggested this in an API magazine article a couple of months ago. I guess that is what is contributing to the current 2 tiered market in places like Sydney. </p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">2e0bc08705b29cd505d7bc5d1d96acc5</guid>
				<title>Rockian replied to the topic What Now!!?? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392279-what-now-4/#post-4582599</link>
				<pubDate>Thu, 14 Feb 2008 03:46:17 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey Trance,Where exactly did you buy your 1st property?</p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">f74b30c65741308a2ce0e91fdf028f9f</guid>
				<title>Rockian replied to the topic Are house prices set to boom? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4392329-are-house-prices-set-to-boom/#post-4582788</link>
				<pubDate>Wed, 13 Feb 2008 22:26:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>Interesting reading Trajic,Ross Gittins poses the point that debt is not such a great problem at the moment?Check out his article.  I bet you know that the past 15 years or so have seen unprecedented, almost unbelievable, growth in the debts of Australia&#039;s households. It&#039;s always easy to find figures on how much we owe and the media always give&hellip;<span class="activity-read-more" id="activity-read-more-89050"><a href="https://www.propertyinvesting.com/topic/4392329-are-house-prices-set-to-boom/#post-4582788" rel="nofollow">[Read more]</a></span></p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">9d1bb94b47edbd34c9f9c6eaaaba6044</guid>
				<title>Rockian replied to the topic What Now!!?? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392279-what-now-4/#post-4582596</link>
				<pubDate>Wed, 13 Feb 2008 11:17:43 +0000</pubDate>

									<content:encoded><![CDATA[<p>Trance wrote:</p>
<p>Ian Landy wrote:<br />
Where are you living now?Ian</p>
<p>At present in the process of moving to QLD more precise Toowoomba but have no plans at this stage to invest there as its very much a dead part of country.</p>
<p>I think they&#039;ve had recent rains which has brought the place back to life after a shocking drought.  Just trying to think on&hellip;<span class="activity-read-more" id="activity-read-more-139254"><a href="https://www.propertyinvesting.com/topic/4392279-what-now-4/#post-4582596" rel="nofollow">[Read more]</a></span></p>
]]></content:encoded>
				
				
							</item>
					<item>
				<guid isPermaLink="false">a22d804110834e5c956cfe4b7ec1f85a</guid>
				<title>Rockian replied to the topic What Now!!?? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392279-what-now-4/#post-4582593</link>
				<pubDate>Wed, 13 Feb 2008 10:53:34 +0000</pubDate>

									<content:encoded><![CDATA[<p> [/quote]Do you have any thoughts or pointers for a newbie like us?cheers. [/quote]I rekon that market timing and property selection would be pretty crucial for you. I have had good success by buying duplex size blocks and creating instant equity by doing the small development project. This takes time and energy to complete a successful project&hellip;<span class="activity-read-more" id="activity-read-more-139251"><a href="https://www.propertyinvesting.com/topic/4392279-what-now-4/#post-4582593" rel="nofollow">[Read more]</a></span></p>
]]></content:encoded>
				
				
							</item>
		
	</channel>
</rss>
<!--
Performance optimized by W3 Total Cache. Learn more: https://www.boldgrid.com/w3-total-cache/

Page Caching using disk: enhanced (Page is feed) 
Minified using apc
Database Caching 75/396 queries in 0.114 seconds using apc

Served from: www.propertyinvesting.com @ 2026-04-12 22:25:52 by W3 Total Cache
-->