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	<title>PropertyInvesting.com | obiwan | Activity</title>
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				<title>obiwan replied to the topic Are seminars scams? in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4380050-are-seminars-scams/page/3/#post-4514580</link>
				<pubDate>Sun, 19 Jun 2005 11:20:28 +0000</pubDate>

									<content:encoded><![CDATA[<p>A lot of the value of seminars is motivational, which has value but not in a very logical way.</p>
<p>The &#8220;best&#8221; ones you walk away from thinking &#8211; wow I never knew that, I&#8217;m motivated etc. The people who feel they benefitted a lot, would probably feel that way to anything, and the people who don&#8217;t are naysayers who generally find everything useless. So&hellip;<span class="activity-read-more" id="activity-read-more-274005"><a href="https://www.propertyinvesting.com/topic/4380050-are-seminars-scams/page/3/#post-4514580" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic Watered down education in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4380678-watered-down-education/page/2/#post-4519495</link>
				<pubDate>Sun, 19 Jun 2005 10:47:20 +0000</pubDate>

									<content:encoded><![CDATA[<p>Education needs to be balanced with experience and the cost. I have 2 masters degrees and I think the second one was unnecessary. Well maybe it wasn&#8217;t. But they are worth less now than they used to be and cost more these days.</p>
<p>Back in the 80&#8217;s you could flash around an MAF or MBA and be guaranteed of a nice position. These days there are a lot of&hellip;<span class="activity-read-more" id="activity-read-more-225761"><a href="https://www.propertyinvesting.com/topic/4380678-watered-down-education/page/2/#post-4519495" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic 50k in bank in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4379143-50k-in-bank/#post-4509095</link>
				<pubDate>Sun, 19 Jun 2005 09:58:22 +0000</pubDate>

									<content:encoded><![CDATA[<p>wait a minute, you don&#8217;t need 10k for an overseas trip. When I wore a young lad I went on a 3 month overseas trip that cost me under 3k including the RTW airline ticket (ok that was a while ago), but really you don&#8217;t need to spend lots to have fun. Here are some tips<br />
1. spend as little time in London as humanly possible<br />
2. in cities with expensive&hellip;<span class="activity-read-more" id="activity-read-more-90289"><a href="https://www.propertyinvesting.com/topic/4379143-50k-in-bank/#post-4509095" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic melbournes growth in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4379318-melbournes-growth/#post-4510176</link>
				<pubDate>Fri, 08 Apr 2005 19:09:24 +0000</pubDate>

									<content:encoded><![CDATA[<p>I own property in Sydney. I agree with you though, melbourne is a better investment at the moment. The median price differential cannot be justified. In the next 2-5 years when Docklands works itself through and outer melbourne reaches it&#8217;s geographical limits, prices will rise in line. Sydney is dying because of structural and planning problems.&hellip;<span class="activity-read-more" id="activity-read-more-161819"><a href="https://www.propertyinvesting.com/topic/4379318-melbournes-growth/#post-4510176" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic greatest asset - your job???? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4377554-greatest-asset-your-job/#post-4499122</link>
				<pubDate>Wed, 12 Jan 2005 12:19:54 +0000</pubDate>

									<content:encoded><![CDATA[<p>I don&#8217;t think it is a dichotmous thing. People get into this all or nothing mindset that results in unbalanced decisions : all security or all slavery, all risk or all security, all independence or being completely dependent.</p>
<p>Life is about being able to deal with these conflicts, and being able to love and work well in a balanced and integrated&hellip;<span class="activity-read-more" id="activity-read-more-211986"><a href="https://www.propertyinvesting.com/topic/4377554-greatest-asset-your-job/#post-4499122" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic Building Approvals @ 3.5 Yr Low... in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4377869-building-approvals-3-5-yr-low/#post-4501311</link>
				<pubDate>Mon, 10 Jan 2005 12:17:20 +0000</pubDate>

									<content:encoded><![CDATA[<p>Derek, last time I looked newly completed/previously untenanted melbourne inner-city apartment market (CBD, Docklands, St Kilda Rd and Southbank) vacancy rate was 10%+. This has been fluctuating from 7-10%+ for the last 2 years.</p>
<p>The proportion of investors is from memory over 40%. There is still a lot of supply due for release until late 2005. In&hellip;<span class="activity-read-more" id="activity-read-more-27256"><a href="https://www.propertyinvesting.com/topic/4377869-building-approvals-3-5-yr-low/#post-4501311" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic Life's bitter lessons in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4377842-lifes-bitter-lessons/#post-4501166</link>
				<pubDate>Fri, 07 Jan 2005 15:36:29 +0000</pubDate>

									<content:encoded><![CDATA[<p>michael, sometimes you lose (or don&#8217;t win), learn from that &amp; get back on the horse. Things are always easier with retrospectoscope.</p>
<p>Sydney : here is what I think &#8211; the cabramatta/liverpool region is/was an industrial magnet as it used to be one of the cheapest places to get industrial property. My opinion is that this moved to the penrith area&hellip;<span class="activity-read-more" id="activity-read-more-156392"><a href="https://www.propertyinvesting.com/topic/4377842-lifes-bitter-lessons/#post-4501166" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic property cycle in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4377759-property-cycle-2/#post-4500642</link>
				<pubDate>Mon, 03 Jan 2005 10:47:25 +0000</pubDate>

									<content:encoded><![CDATA[<p>I tried using all that last time, it just got me confused <img src="/wp-content/uploads/smileys/wink.gif?x75824" width="" height="" alt=";)" title=";)" class="bbcode_smiley" /></p>
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				<title>obiwan replied to the topic brisbane appartments in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4377760-brisbane-appartments/#post-4500646</link>
				<pubDate>Mon, 03 Jan 2005 10:40:29 +0000</pubDate>

									<content:encoded><![CDATA[<p>I agree, property trusts don&#8217;t excite me (but I had to have a look anyway). I was wondering though why anyone would want to invest in brisbane appts when the average return and variance in returns is so crappers.</p>
<p>It looks like a cyclers market, goes nowhere for ages (ie underperforms inflation) and then goes ballistic in the last 3-4 years of the&hellip;<span class="activity-read-more" id="activity-read-more-35766"><a href="https://www.propertyinvesting.com/topic/4377760-brisbane-appartments/#post-4500646" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic Making and Writing a Will ? in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4372305-making-and-writing-a-will/#post-4463115</link>
				<pubDate>Mon, 03 Jan 2005 09:16:00 +0000</pubDate>

									<content:encoded><![CDATA[<p>if you have an estate that maybe contested, or if it is a reasonable size and you are over 65, other than using a the solicitor, consider asking them whether you should get an appraisal of your mental capacity.</p>
<p>If there is any chance of you or your loved one having dementia or the will being contested, then this is essential and must be done as&hellip;<span class="activity-read-more" id="activity-read-more-181664"><a href="https://www.propertyinvesting.com/topic/4372305-making-and-writing-a-will/#post-4463115" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic 16k what  to do ? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4377302-16k-what-to-do/#post-4497371</link>
				<pubDate>Sun, 02 Jan 2005 13:15:56 +0000</pubDate>

									<content:encoded><![CDATA[<p>look, a young guy needs a fast shiny set of wheels, it is essential for his psychological wellbeing !</p>
<p>Last week, I had to upgrade my car &amp; got a subaru impreza from pickles auction, I was impressed with the setup. Try the trading post but also check out the ex gov &amp; lease auction houses, you can probably can get an ex gov small car (eg corolla)&hellip;<span class="activity-read-more" id="activity-read-more-3205"><a href="https://www.propertyinvesting.com/topic/4377302-16k-what-to-do/#post-4497371" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic - in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4377740-4377740/#post-4500538</link>
				<pubDate>Sun, 02 Jan 2005 12:57:31 +0000</pubDate>

									<content:encoded><![CDATA[<p>&#8216;4k credit card debt&#8230;&#8217;</p>
<p>What is that doing there ??</p>
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				<title>obiwan replied to the topic Options Research in the forum Heads Up!</title>
				<link>https://www.propertyinvesting.com/topic/4377673-options-research/#post-4500094</link>
				<pubDate>Sat, 01 Jan 2005 11:19:42 +0000</pubDate>

									<content:encoded><![CDATA[<p>Michael, in terms of risk for the beginner it generally goes : cash, fixed deposits, mutual funds, individual shares, margin loans, options, derivatives.</p>
<p>Now if you are a beginner it is highly likely you will blow yourself up starting on options. You are competing against well capitalised, well informed and intelligent people (like wayne) and you&hellip;<span class="activity-read-more" id="activity-read-more-189134"><a href="https://www.propertyinvesting.com/topic/4377673-options-research/#post-4500094" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic boom bust in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4377710-boom-bust/#post-4500325</link>
				<pubDate>Sat, 01 Jan 2005 04:01:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>&#8220;But not even a world war (or supposed supply-demand fundamentals) can keep the market from being a bull market when conditions are bullish, or a bear market when conditions are bearish.  And all a man needs to know to make money is to appraise conditions.â€</p>
<p>According to Livermore, the single most important bit of information for any inv&hellip;<span class="activity-read-more" id="activity-read-more-88533"><a href="https://www.propertyinvesting.com/topic/4377710-boom-bust/#post-4500325" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic Options Research in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4377673-options-research/#post-4500089</link>
				<pubDate>Sat, 01 Jan 2005 01:53:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>There are in my experience 3 groups of retail option investor, people who are initially profitable or marginal eventually fall into these over a period of time. If you want to have a better likelihood of making a living in this field THEN DO NOT SPECULATE. Get a job working as a broker, quant or analyst for a trading firm or an office job or&hellip;<span class="activity-read-more" id="activity-read-more-175834"><a href="https://www.propertyinvesting.com/topic/4377673-options-research/#post-4500089" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic Options Research in the forum Heads Up!</title>
				<link>https://www.propertyinvesting.com/topic/4377673-options-research/#post-4500084</link>
				<pubDate>Fri, 31 Dec 2004 04:24:18 +0000</pubDate>

									<content:encoded><![CDATA[<p>this will sound like a wet blanket but I would not get involved in leveraged plays on the sharemarket (incl options) until I was profitable in nonleveraged investing and until I was well capitalised.</p>
<p>There are 3 retail investors in the options arena :<br />
1. small speculators looking to make a fortune &#8211; they almost always blow out at some stage. The&hellip;<span class="activity-read-more" id="activity-read-more-189125"><a href="https://www.propertyinvesting.com/topic/4377673-options-research/#post-4500084" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic How long did you take? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4377683-how-long-did-you-take/#post-4500167</link>
				<pubDate>Fri, 31 Dec 2004 04:06:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>I wouldn&#8217;t clasify myself as successful yet, and this is probably not going to be very inspiring as it has taken me about a decade to build up my equity.</p>
<p>At what age did you start investing in property?<br />
24<br />
What difficulties did you have in doing this?<br />
i had to save for a deposit<br />
Was your first property an IP or PPOR?<br />
PPOR<br />
How long did it take you&hellip;<span class="activity-read-more" id="activity-read-more-66395"><a href="https://www.propertyinvesting.com/topic/4377683-how-long-did-you-take/#post-4500167" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic Life changing decision - am I mad? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4377670-life-changing-decision-am-i-mad/#post-4500048</link>
				<pubDate>Thu, 30 Dec 2004 12:37:53 +0000</pubDate>

									<content:encoded><![CDATA[<p>this is going to sound like a wet blanket. Here is what I would do :<br />
1. make sure you talk to a financial advisor<br />
2. cut out unnecessary expenditure, read something like charles givens book more wealth with less risk for tips on cutting expenditure without affecting your lifestyle too much.<br />
3. brainstorm ideas : if you make a lot more income than&hellip;<span class="activity-read-more" id="activity-read-more-82180"><a href="https://www.propertyinvesting.com/topic/4377670-life-changing-decision-am-i-mad/#post-4500048" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic damn statistics in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4377649-damn-statistics/#post-4499841</link>
				<pubDate>Thu, 30 Dec 2004 12:16:49 +0000</pubDate>

									<content:encoded><![CDATA[<p>that&#8217;s the only time I&#8217;ve been chopped in/out in this cycle (90&#8217;s-now). I take the cost at the current time without a retrospectoscope. I thought there was more downside than upside before the GST. This changed after the GST and I was better off re-entering at a higher price with exit and entry costs than staying out. I guess what you gain from&hellip;<span class="activity-read-more" id="activity-read-more-151533"><a href="https://www.propertyinvesting.com/topic/4377649-damn-statistics/#post-4499841" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic Depreciation in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4377600-depreciation-8/#post-4499440</link>
				<pubDate>Thu, 30 Dec 2004 10:13:52 +0000</pubDate>

									<content:encoded><![CDATA[<p>actually I quite like the links. I have even used a few times. At worst, I find them funny when they are out of context.</p>
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				<title>obiwan replied to the topic How do you recognise a Dog in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4377662-how-do-you-recognise-a-dog/page/2/#post-4499982</link>
				<pubDate>Thu, 30 Dec 2004 10:05:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>everyone knows that property will appreciate in the long run. But for every seller there is a buyer. Why did they sell in 94 ? 20-20 is great in retrospect. At the time they were probably seeing no capital gain in sight and the majority view was that property was going nowhere.</p>
<p>Simple human nature : people follow the herd. An interesting question&hellip;<span class="activity-read-more" id="activity-read-more-167604"><a href="https://www.propertyinvesting.com/topic/4377662-how-do-you-recognise-a-dog/page/2/#post-4499982" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic damn statistics in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4377649-damn-statistics/#post-4499839</link>
				<pubDate>Thu, 30 Dec 2004 09:53:09 +0000</pubDate>

									<content:encoded><![CDATA[<p>ausprop, yes i guess you can argue anything. However it is actually very difficult to act against the majority. To do this you have to concieve of how it could be different to the majority view which can be extremely compelling. Social proof is an amazingly concrete feeling reality. Arguments here can be useful and provide you with the mental&hellip;<span class="activity-read-more" id="activity-read-more-151531"><a href="https://www.propertyinvesting.com/topic/4377649-damn-statistics/#post-4499839" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic CBD Studio Appartments in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4377669-cbd-studio-appartments/#post-4500034</link>
				<pubDate>Thu, 30 Dec 2004 09:36:56 +0000</pubDate>

									<content:encoded><![CDATA[<p>check what the market rent is. It is often inflated, particularly if there is a rental guarantee.</p>
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				<title>obiwan replied to the topic damn statistics in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4377649-damn-statistics/#post-4499835</link>
				<pubDate>Wed, 29 Dec 2004 19:08:38 +0000</pubDate>

									<content:encoded><![CDATA[<p>ausprop the article you quote refers to the US, I was referring to the UK property market in mine.</p>
<p>The UK seems to be 6-12 mos behind us and the US is still in a property boom (2 years behind UK)</p>
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				<title>obiwan replied to the topic meanwhile in the US... in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/meanwhile-in-the-us/#post-4499995</link>
				<pubDate>Wed, 29 Dec 2004 18:20:29 +0000</pubDate>

									<content:encoded><![CDATA[<p>Not sure what average rental yields are in US. I suspect they are better than here as prop prices have gone up by only 60% last 5 yrs there compared to 120% here.</p>
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				<title>obiwan replied to the topic LPT/LIC in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4377615-lptlic/page/2/#post-4499636</link>
				<pubDate>Wed, 29 Dec 2004 16:28:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>what&#8217;s the interest rate charged funds geared with Fusion ?</p>
<p>I am more thinking 40% aust, 60% overseas next year, as I expect US equities to outperform from q2 2005.</p>
<p>Mortgage securities worry me, the banks have shifted the risk so when there is period of high defaults, they maybe more insulated than in the past. I wonder who is insane enough to&hellip;<span class="activity-read-more" id="activity-read-more-288152"><a href="https://www.propertyinvesting.com/topic/4377615-lptlic/page/2/#post-4499636" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic Investment Club in the forum Heads Up!</title>
				<link>https://www.propertyinvesting.com/topic/4377590-investment-club/#post-4499366</link>
				<pubDate>Wed, 29 Dec 2004 15:04:15 +0000</pubDate>

									<content:encoded><![CDATA[<p>Robert, I am interested in your investment club. Unfortunately I will not be living in Sydney again until oct 2005, but would be interested in meeting other individuals in the sydney region late 2005, cheers.</p>
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				<title>obiwan replied to the topic How do you recognise a Dog in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4377662-how-do-you-recognise-a-dog/#post-4499972</link>
				<pubDate>Wed, 29 Dec 2004 14:58:19 +0000</pubDate>

									<content:encoded><![CDATA[<p>Also : 1994 was a slow year, low liquidity, hard to move stuff. Fast forward to boom times and the opposite is true.</p>
<p>todays dog is tomorrow&#8217;s poodle&#8230;</p>
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				<title>obiwan replied to the topic ACCOMODATION AND CAR HIRE in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4377253-accomodation-and-car-hire/#post-4497027</link>
				<pubDate>Tue, 28 Dec 2004 17:34:00 +0000</pubDate>

									<content:encoded><![CDATA[<p>I voted for bob car, only because he jogs and I like joggers, but with what he&#8217;s done to the sydney city structure/ infrastructure/ planning/ investment/ economy, I am voting for someone else. Greens maybe.</p>
<p>With the accom in NZ Sth island, I was in Dunedin this year and there are heaps and heaps of cheap and wonderfully comfy B&amp;B&#8217;s. Don&#8217;t worry&hellip;<span class="activity-read-more" id="activity-read-more-239478"><a href="https://www.propertyinvesting.com/topic/4377253-accomodation-and-car-hire/#post-4497027" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic LPT/LIC in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4377615-lptlic/#post-4499632</link>
				<pubDate>Tue, 28 Dec 2004 10:58:32 +0000</pubDate>

									<content:encoded><![CDATA[<p>so is there a fee if you want to get out early ? How much of a floor does the capital protection provide ? Staggering the maturity dates is good, but one year does not give you a large timeframe to dollar cost average.</p>
<p>Be careful of leverage if you are new to sharemarket. It is usually the main reason for big losses, along with being&hellip;<span class="activity-read-more" id="activity-read-more-115962"><a href="https://www.propertyinvesting.com/topic/4377615-lptlic/#post-4499632" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic LPT/LIC in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4377615-lptlic/#post-4499630</link>
				<pubDate>Tue, 28 Dec 2004 07:54:03 +0000</pubDate>

									<content:encoded><![CDATA[<p>fusion product is interesting, make sure you get a good margin rate and no front end fees on the funds. In 2000 I bought into colonial geared fund, as margin lending on a mutual fund was not as available. Margin loan is better as you can select the funds yourself rather then be limited to a fund that has a levered structure inbuilt. If you are&hellip;<span class="activity-read-more" id="activity-read-more-115960"><a href="https://www.propertyinvesting.com/topic/4377615-lptlic/#post-4499630" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic The left or right side of the menu? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4377585-the-left-or-right-side-of-the-menu/#post-4499346</link>
				<pubDate>Mon, 27 Dec 2004 19:11:25 +0000</pubDate>

									<content:encoded><![CDATA[<p>I drive a late 90&#8217;s model car that I bought second hand and live in a modest home. I have a lot of fun, just not involving wasting money. I enjoy my job as I have the opportunity to help people there, but I also enjoy investing and markets.</p>
<p>Why ? I actually enjoy the process very much.</p>
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				<title>obiwan replied to the topic LPT/LIC in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4377615-lptlic/#post-4499625</link>
				<pubDate>Mon, 27 Dec 2004 18:14:24 +0000</pubDate>

									<content:encoded><![CDATA[<p>my gotten, you are right I do need to get a broker ! This is ridiculous. I have an account with comsec but since I haven&#8217;t used them since 1999 I&#8217;ve forgotten my password and account number and have this fear that they will make me physically come into a bank branch and wait at customer relations for hours and then the branch will close and the&hellip;<span class="activity-read-more" id="activity-read-more-115955"><a href="https://www.propertyinvesting.com/topic/4377615-lptlic/#post-4499625" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic baby boomers in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4377621-baby-boomers-2/#post-4499663</link>
				<pubDate>Mon, 27 Dec 2004 17:55:37 +0000</pubDate>

									<content:encoded><![CDATA[<p>yeh, or I could be wrong holding a cash, comercial property tust, oil, gold and underperforming badly. In which case I would have to quickly change the plan to cunning plan mark 438.</p>
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				<title>obiwan replied to the topic baby boomers in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4377621-baby-boomers-2/#post-4499661</link>
				<pubDate>Mon, 27 Dec 2004 16:13:05 +0000</pubDate>

									<content:encoded><![CDATA[<p>I have a cunning plan, it is to time markets where I have a likely directional view and to remain diversified the rest of the time. Another part of the plan is not to get wiped out by earthquakes, tidal waves, interest rate hikes, recessions and other events that although uncommon are likely to occur every couple of decades. An add on of the plan&hellip;<span class="activity-read-more" id="activity-read-more-165409"><a href="https://www.propertyinvesting.com/topic/4377621-baby-boomers-2/#post-4499661" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic LPT/LIC in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4377615-lptlic/#post-4499623</link>
				<pubDate>Mon, 27 Dec 2004 15:53:06 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for the link. I gave my boker the ding a long time ago. Fin does not list LIC&#8217;s in any section I can find (maybe they&#8217;re all in general industrial). These are all property vehicles in a diversified portfolio so why not mention it here ?</p>
<p>Not many people seem to have an interest in anything other then westfield and lend lease.</p>
<p>I sold my&hellip;<span class="activity-read-more" id="activity-read-more-115953"><a href="https://www.propertyinvesting.com/topic/4377615-lptlic/#post-4499623" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic Avoid the property Investing rip in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4377151-avoid-the-property-investing-rip/#post-4496462</link>
				<pubDate>Mon, 27 Dec 2004 13:42:30 +0000</pubDate>

									<content:encoded><![CDATA[<p>I think they will go down or nowhere in the next 12 months but when Chinese inflation rockets and they revalue the yuan in the next 2-5 years rates will probably increase significantly.</p>
<p>Consumers are very levered and account for 2/3rds of economic growth. The RBA is aware that the economy is very sensitive to rate hikes and presumably would not&hellip;<span class="activity-read-more" id="activity-read-more-148541"><a href="https://www.propertyinvesting.com/topic/4377151-avoid-the-property-investing-rip/#post-4496462" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic Avoid the property Investing rip in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4377151-avoid-the-property-investing-rip/#post-4496460</link>
				<pubDate>Mon, 27 Dec 2004 13:26:42 +0000</pubDate>

									<content:encoded><![CDATA[<p>the bond market indicates that rates will stay flat or go down next year. They are usually right. This indicates the expectation of a slowdown. The yield curve is very flat at the moment but not inverted so I don&#8217;t think anyone is expecting a recession (yet).</p>
<p>The big unknown is where US rates will go as it is hard to see how we can attract&hellip;<span class="activity-read-more" id="activity-read-more-148539"><a href="https://www.propertyinvesting.com/topic/4377151-avoid-the-property-investing-rip/#post-4496460" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic LPT/LIC in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4377615-lptlic/#post-4499619</link>
				<pubDate>Mon, 27 Dec 2004 05:17:22 +0000</pubDate>

									<content:encoded><![CDATA[<p>stuff it LIC&#8217;s too hard to understand. Checked out LPT&#8217;s. Only a couple are trading at discount to NTA. THis was not the case when I last had a good look (2000), the majority were trading at discount to NTA. Also yields are lower, most around 6%</p>
<p>Maybe people have shifted some from direct property to here ? Share property index has done quite well&hellip;<span class="activity-read-more" id="activity-read-more-115638"><a href="https://www.propertyinvesting.com/topic/4377615-lptlic/#post-4499619" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic LPT/LIC in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4377615-lptlic/#post-4499618</link>
				<pubDate>Mon, 27 Dec 2004 05:06:33 +0000</pubDate>

									<content:encoded><![CDATA[<p>LIC&#8217;s : yield around 8%, capital appreciation the rest. Some have done better eg WAM capital 25% this year to Sept. This still underperformance compared to the broad shremarket which appreciated 30% in the last year.</p>
<p>I am not sure what the difference between LIC&#8217;s and LPT&#8217;s is. I am just looking for something that tracks industrial RE. A share&hellip;<span class="activity-read-more" id="activity-read-more-115949"><a href="https://www.propertyinvesting.com/topic/4377615-lptlic/#post-4499618" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic LPT/LIC in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4377615-lptlic/#post-4499616</link>
				<pubDate>Mon, 27 Dec 2004 04:23:12 +0000</pubDate>

									<content:encoded><![CDATA[<p>thanks robert, should not use acronyms. Although they are exchange traded, few retail share investors have much interest in them as they are percieved slow &amp; low volatility. I suspect they are sold mainly on advice of investment advisors in a diversified portfolio strategy.</p>
<p>Except that they have been floating on air (and about to drop ?) in the&hellip;<span class="activity-read-more" id="activity-read-more-115947"><a href="https://www.propertyinvesting.com/topic/4377615-lptlic/#post-4499616" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic how Redfern will be reborn? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4377185-how-redfern-will-be-reborn/#post-4496624</link>
				<pubDate>Fri, 24 Dec 2004 01:50:36 +0000</pubDate>

									<content:encoded><![CDATA[<p>Robert, Glebe is not a crime spot anymore. Or if it is it doesn&#8217;t matter. You cannot get a 2br terrace there for less than 600k. It is now a mega yuppie zone.</p>
<p>I used to live in Redfern, on Abercrombie street, in the 80&#8217;s. Crime was MUCH worse then, but even then it was over-rated. I enjoyed living there and had no major problems (ok, my car got&hellip;<span class="activity-read-more" id="activity-read-more-150453"><a href="https://www.propertyinvesting.com/topic/4377185-how-redfern-will-be-reborn/#post-4496624" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic Opinions on Canberra? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4377196-opinions-on-canberra/#post-4496683</link>
				<pubDate>Thu, 23 Dec 2004 17:53:05 +0000</pubDate>

									<content:encoded><![CDATA[<p>Canberra has good town planning and a higher average income I think (but check on this) then Sydney. Unfortunately it&#8217;s very cold and depressing in the winter.</p>
<p>For a period in the early 90&#8217;s there was a great fear that as it became self governing there would be less commonwealth subsidisation and it would also suffer economically with downsizing&hellip;<span class="activity-read-more" id="activity-read-more-165864"><a href="https://www.propertyinvesting.com/topic/4377196-opinions-on-canberra/#post-4496683" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic One Quality prop. is better than 4 rubbish ones in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4377147-one-quality-prop-is-better-than-4-rubbish-ones/#post-4496448</link>
				<pubDate>Thu, 23 Dec 2004 17:23:48 +0000</pubDate>

									<content:encoded><![CDATA[<p>I have thought about this. I used to think buy the more expensive one. But actually it doesn&#8217;t matter. They are both cyclical.</p>
<p>It comes from us confusing return with value. A properties value depends on location, location, location. But actually the % return has little to do with this. If high end suburbs did better by only a couple of % then&hellip;<span class="activity-read-more" id="activity-read-more-202750"><a href="https://www.propertyinvesting.com/topic/4377147-one-quality-prop-is-better-than-4-rubbish-ones/#post-4496448" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic how Redfern will be reborn? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4377185-how-redfern-will-be-reborn/#post-4496621</link>
				<pubDate>Thu, 23 Dec 2004 16:09:25 +0000</pubDate>

									<content:encoded><![CDATA[<p>redfern has a prime inner city location near the uni, train station, CBD and will probably do better than the rest of sydney. It will slowly get gentrified like newtown, camperdown, glebe etc. I think most people who have lived in the area know this and it has run in the last couple of years a bit already.  There are still some interesting&hellip;<span class="activity-read-more" id="activity-read-more-131546"><a href="https://www.propertyinvesting.com/topic/4377185-how-redfern-will-be-reborn/#post-4496621" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic Create Wealth over Xmas in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4377249-create-wealth-over-xmas/page/2/#post-4496962</link>
				<pubDate>Thu, 23 Dec 2004 15:43:37 +0000</pubDate>

									<content:encoded><![CDATA[<p>I read a funny article on top 10 stressful events rated by people. They had a stress index, 100 was spouse dying, next was child dying, next was being retrenched, then divorce and then&#8230;number 8 was christmas (with the whole family)!</p>
<p>Unfortunately it has become a big marketing thing for retailers and there is all this pressure on people. Well,&hellip;<span class="activity-read-more" id="activity-read-more-155319"><a href="https://www.propertyinvesting.com/topic/4377249-create-wealth-over-xmas/page/2/#post-4496962" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic BEST MAGAZINES/NEWSPAPERS TO READ in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4377551-best-magazinesnewspapers-to-read/#post-4499093</link>
				<pubDate>Thu, 23 Dec 2004 15:12:12 +0000</pubDate>

									<content:encoded><![CDATA[<p>I never found anything particularly insightful in AFR even when I was a trader. There is a whole lot of routine news which you get off bloomberg anyway. If you are a property investor you are going to find a lot of this very boring.</p>
<p>There are a lot of resources on the internet (cnbc, cnnfn, bloomberg, fiendbear, daily reckoning, motley fool, this&hellip;<span class="activity-read-more" id="activity-read-more-89018"><a href="https://www.propertyinvesting.com/topic/4377551-best-magazinesnewspapers-to-read/#post-4499093" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic Owners from hell  !!! in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4373264-owners-from-hell/page/3/#post-4470271</link>
				<pubDate>Thu, 23 Dec 2004 13:52:48 +0000</pubDate>

									<content:encoded><![CDATA[<p>it is indeed hopleless to try to save the world&#8217;s problems singlehandedly. But if you encounter someone who has a car accident on the street where they are unable to themselves call for help or in some other situation where there is an obligation to help someone else (as a decent human fellow being) then you should. There is no obligation to&hellip;<span class="activity-read-more" id="activity-read-more-270073"><a href="https://www.propertyinvesting.com/topic/4373264-owners-from-hell/page/3/#post-4470271" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic docklands in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4377562-docklands/#post-4499202</link>
				<pubDate>Thu, 23 Dec 2004 13:22:55 +0000</pubDate>

									<content:encoded><![CDATA[<p>completion date late 05, Big E should send the top end of the market down. The bottom and medium range bottoms started to fall out already, but 700-1.5M appartments still holding up well. This should sort that out (along with domain, QV, vic point, milano, freshwater, all MASSIVE &amp; sched for 2005 completion). Strata fees probably through the roof&hellip;<span class="activity-read-more" id="activity-read-more-167713"><a href="https://www.propertyinvesting.com/topic/4377562-docklands/#post-4499202" rel="nofollow">[Read more]</a></span></p>
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				<title>obiwan replied to the topic Australians in trouble "warning" in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4377296-australians-in-trouble-warning/page/4/#post-4497262</link>
				<pubDate>Thu, 23 Dec 2004 11:45:43 +0000</pubDate>

									<content:encoded><![CDATA[<p>this baby bonus is a joke and the most inefficient handout ever.</p>
<p>A better way to encourage people to have babies is to have affordable housing. It would be interesting to know what the fertility rate in Sydney is and what it will be in the future. I reckon it will drop like a stone. Young paople cannot afford an average home in Sydney (or in fact&hellip;<span class="activity-read-more" id="activity-read-more-248063"><a href="https://www.propertyinvesting.com/topic/4377296-australians-in-trouble-warning/page/4/#post-4497262" rel="nofollow">[Read more]</a></span></p>
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