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	<title>PropertyInvesting.com | calvin_thirty4 | Activity</title>
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				<title>calvin_thirty4 replied to the topic About to sign a new lease and have no idea what the landlord is meant to pay for and what I should be paying myself in the forum Commercial Property</title>
				<link>https://www.propertyinvesting.com/topic/4404058-about-to-sign-a-new-lease-and-have-no-idea-what-the-landlord-is-meant-to-pay-for-and-what-i-should-be-paying-myself/#post-4650699</link>
				<pubDate>Mon, 27 Jun 2011 07:18:17 +0000</pubDate>

									<content:encoded><![CDATA[<p>G&#8217;Day melb15,<br />
standard in commercial leases is the Tenant pays for it all!</p>
<p>So if you can get the Landlord take some of the cost that would be a win for you straight-away&#8230;</p>
<p>Good luck.</p>
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				<title>calvin_thirty4 replied to the topic Hobart suburbs that are worth looking at in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4402418-hobart-suburbs-that-are-worth-looking-at/#post-4639459</link>
				<pubDate>Mon, 21 Feb 2011 06:55:30 +0000</pubDate>

									<content:encoded><![CDATA[<p>forestroad wrote:<br />
 The contracts of sale are pretty basic and have no &quot; Section 32&quot; like here in Victoria. Everything is negotiable providing it&#039;s in the contract of sale&#8230;</p>
<p>Hi Francis,<br />
I am not familiar with the &#8220;Section 32&#8221; can you elaborate on what it is and its purpose &#8230;</p>
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				<title>calvin_thirty4 replied to the topic Hobart suburbs that are worth looking at in the forum What are the rules and</title>
				<link>https://www.propertyinvesting.com/topic/4402418-hobart-suburbs-that-are-worth-looking-at/#post-4639456</link>
				<pubDate>Thu, 17 Feb 2011 01:17:32 +0000</pubDate>

									<content:encoded><![CDATA[<p>What are the rules and regulations for purchasing over in Tassie? It seems that each state has their own rules and ways of doing things and that can be a mine filed for the unwary &#8230;</p>
<p>We bought in QLD and that was very different to WA!</p>
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				<title>calvin_thirty4 replied to the topic Cert IV issues in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4398958-cert-iv-issues/#post-4618196</link>
				<pubDate>Tue, 02 Mar 2010 10:53:19 +0000</pubDate>

									<content:encoded><![CDATA[<p>newb4000 wrote:<br />
I&#039;m just wondering about the way forward, is this a battle I try and fight for, or do I move on and pick another one another time?</p>
<p>Question you need to ask yourself is:&#8221;are you happy where you are?&#8221; If so then pick the fights that are really important to you &#8211; if this is one of those then fight, if not then don&#8217;t.</p>
<p>If you are&hellip;<span class="activity-read-more" id="activity-read-more-118110"><a href="https://www.propertyinvesting.com/topic/4398958-cert-iv-issues/#post-4618196" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic I'm 26, own 3 Properties - what to do next? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4387834-im-26-own-3-properties-what-to-do-next/page/2/#post-4559476</link>
				<pubDate>Thu, 08 Mar 2007 03:21:06 +0000</pubDate>

									<content:encoded><![CDATA[<p>G&#8217;Day Stanners</p>
<p>Most newbies fall into the trap that &#8216;IF&#8217; they have no savings, they are not able to show their savings capacity. Funnily, though, if you can show thta you have fully paid off your Unit (refer to your statements) that that is actually proof of savings! So let that one go, but you might need to point it out to the Bank once you&hellip;<span class="activity-read-more" id="activity-read-more-265382"><a href="https://www.propertyinvesting.com/topic/4387834-im-26-own-3-properties-what-to-do-next/page/2/#post-4559476" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic I'm 26, own 3 Properties - what to do next? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4387834-im-26-own-3-properties-what-to-do-next/page/2/#post-4559474</link>
				<pubDate>Fri, 09 Feb 2007 14:54:09 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi WayneL2,<br />
Are you still up at hedland?  yeah, still here. it&#8217;s now nearly 11 years&#8230;.. getting to  old for this heat. Boodarie IRon closed up shop then I went to the Department of Health as an Inventory analys/ advisor &#8211; showed them how they are over stocked by about $750K which made the Regional Mnager happy as he found some easy savings, but&hellip;<span class="activity-read-more" id="activity-read-more-265381"><a href="https://www.propertyinvesting.com/topic/4387834-im-26-own-3-properties-what-to-do-next/page/2/#post-4559474" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic I'm 26, own 3 Properties - what to do next? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4387834-im-26-own-3-properties-what-to-do-next/page/2/#post-4559471</link>
				<pubDate>Sat, 03 Feb 2007 11:49:12 +0000</pubDate>

									<content:encoded><![CDATA[<p>G&#8217;Day Wane,<br />
long time between chats! I see you have had some exiting times&#8230;.congratulations &#8216;Grass-hopper&#8217;. Last time we spoke you were building websites for advertising of RE?! &#8211; I sdee you are advertising one of the now<br />
<a href="http://www.WaynesGuide.com" rel="nofollow">http://www.WaynesGuide.com</a> &#8211; Accommodation in Western Australia.<br />
List your holiday home for FREE! are they not doing the&hellip;<span class="activity-read-more" id="activity-read-more-239166"><a href="https://www.propertyinvesting.com/topic/4387834-im-26-own-3-properties-what-to-do-next/page/2/#post-4559471" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic Reduced Land Tax bill....I'm happy in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4382444-reduced-land-tax-bill-im-happy/page/2/#post-4531080</link>
				<pubDate>Sat, 26 Aug 2006 02:38:43 +0000</pubDate>

									<content:encoded><![CDATA[<p>Been donkeys since I&#8217;ve had the time to read any threads, and I know that Dazz was goign AWOL, but has there been any resolution to this issue?</p>
<p>Have we heard anything from any-one else that might have picked up the ball and followed in Dazz&#8217;s giant foot-steps??<br />
[fear]</p>
<p>Cheers<br />
<i>C@34</i></p>
<p><i>Our greatest weakness lies in giving up. The most certain way to&hellip;</i><span class="activity-read-more" id="activity-read-more-7264"><a href="https://www.propertyinvesting.com/topic/4382444-reduced-land-tax-bill-im-happy/page/2/#post-4531080" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic Trust or no Trust in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4384343-trust-or-no-trust/#post-4541347</link>
				<pubDate>Fri, 17 Feb 2006 09:57:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi there Tigre13,</p>
<p>you have asked a very broad question that can&#8217;t be simply answered.</p>
<p>If you do a search on &#8216;Trusts&#8217; and &#8216;Company&#8217; on this forum, you will find posts galore on this subject!</p>
<p>Once you&#8217;ve read some of those and have more of an idea you can formulate where you want to go and then you can put inplace your structure (before you buy,&hellip;<span class="activity-read-more" id="activity-read-more-52758"><a href="https://www.propertyinvesting.com/topic/4384343-trust-or-no-trust/#post-4541347" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic Valuations No longer Necessary! in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4384302-valuations-no-longer-necessary/#post-4541190</link>
				<pubDate>Thu, 16 Feb 2006 03:22:18 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Steve,</p>
<p>No the IP is not on the market (as yet)! He is planning on holding it for another couple of months (FMG is ramping up construction in our area) and then sell it for a higher price again.</p>
<p>Interesting &#8230;.. it is a country location, if that helps but we do have a valuer that services this town. Like I said originally, it is a new thing&hellip;<span class="activity-read-more" id="activity-read-more-33558"><a href="https://www.propertyinvesting.com/topic/4384302-valuations-no-longer-necessary/#post-4541190" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic What are some good investing books? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4384334-what-are-some-good-investing-books/#post-4541288</link>
				<pubDate>Thu, 16 Feb 2006 03:15:17 +0000</pubDate>

									<content:encoded><![CDATA[<p>Sweet,<br />
try doing a search on the forum! This topic has been covered and re-covered more than once or twice.</p>
<p>That would be easier than relisting all the valuable books every-one has read.</p>
<p>Cheers<br />
<i>C@34</i></p>
<p><i>Our greatest weakness lies in giving up. The most certain way to succeed is to always try something one more time.</i><br />
&#8211; Thomas Edison</p>
<p><i><b>Don&#8217;t let&hellip;</b></i><span class="activity-read-more" id="activity-read-more-81131"><a href="https://www.propertyinvesting.com/topic/4384334-what-are-some-good-investing-books/#post-4541288" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic Contract for house in construction in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4384244-contract-for-house-in-construction/#post-4540896</link>
				<pubDate>Tue, 14 Feb 2006 05:59:00 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Selling,</p>
<p>I&#8217;d hesitate to sign an openended contract no matter what the deposit. As you&#8217;ve already mentioned  you could be waiting for a very long time!<br />
That would have to be #1 on your list to be changed.</p>
<p>Second, the deposite size really is up to you &#8211; what are you comfortable with? Just remember, screwing a developer over (and&hellip;<span class="activity-read-more" id="activity-read-more-255860"><a href="https://www.propertyinvesting.com/topic/4384244-contract-for-house-in-construction/#post-4540896" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic Valuations No longer Necessary! in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4384302-valuations-no-longer-necessary/#post-4541184</link>
				<pubDate>Tue, 14 Feb 2006 05:39:23 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Redwing,</p>
<p>I have no actual proof &#8211; just the surprised word of my friend.</p>
<p>He bought his IP two yrs ago and wanted to take advantage of the recent boom to buy a PPOR for himself and his new bride-2-b.</p>
<p>Our valuation came in at $220K, but in talking to one of the local REAs it was suggested that I could get up to $320K (OK, the garden wasn&#8217;t&hellip;<span class="activity-read-more" id="activity-read-more-33553"><a href="https://www.propertyinvesting.com/topic/4384302-valuations-no-longer-necessary/#post-4541184" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic black mailed by neighbour in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4383753-black-mailed-by-neighbour/#post-4538417</link>
				<pubDate>Thu, 26 Jan 2006 02:48:32 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by Dr.X:</i><br />
Some people are really amazing.<br />
The way they choose to live their lives is truly astonishing!</p>
<p>Instead of looking how to solve a particular problem,</p>
<p>ie TAKE RESPONSIBILITY</p>
<p>They instead look at who they can blame for their lack of success,<br />
ie &#8220;my land is too small to develop, and it&#8217;s my neighbours fault because they&hellip;<span class="activity-read-more" id="activity-read-more-135337"><a href="https://www.propertyinvesting.com/topic/4383753-black-mailed-by-neighbour/#post-4538417" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic using a shed as part of the boundary fence in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4383949-using-a-shed-as-part-of-the-boundary-fence/#post-4539528</link>
				<pubDate>Mon, 23 Jan 2006 15:27:36 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi meak,</p>
<p>all I have come accross is that the roof of the shed MUST tilt into the owners yard (ie: that is the rain water will run into their yard NOT yours!).</p>
<p>Once you&#8217;ve got no objections &#8211; visual obstructions, etc and you are happy to go along with the neighbour and the council approves it, I guess you could approach them to change out the&hellip;<span class="activity-read-more" id="activity-read-more-34164"><a href="https://www.propertyinvesting.com/topic/4383949-using-a-shed-as-part-of-the-boundary-fence/#post-4539528" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic Cronulla Debacle in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4383535-cronulla-debacle/page/2/#post-4537243</link>
				<pubDate>Thu, 19 Jan 2006 02:01:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>Not that I like the inflamatory language of sydneysmart, I recall receiving this great little snippet in an email.</p>
<p>Just a note, I was NOT born in Australia, I choose to call it my home! Perhpas the below has some home truths for some:</p>
<p>Australia- The Right to Leave</p>
<p>Our Country &#8211; YOU have the right &#8211; the right to leave!</p>
<p>After Sydney not wanting&hellip;<span class="activity-read-more" id="activity-read-more-198661"><a href="https://www.propertyinvesting.com/topic/4383535-cronulla-debacle/page/2/#post-4537243" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic Algae IN Lawn!?!?!?! in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4383595-algae-in-lawn/page/2/#post-4537617</link>
				<pubDate>Fri, 06 Jan 2006 15:04:01 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by redwing:</i><br />
Concrete the Lot Calvin and Paint it Green..</p>
<p>;o)</p>
<p>[biggrin] [laughing] [thumbsupanim] [specool]</p>
<p>Hehehehe. I actually like the Pilbara red! So, red oxide is the go for me!</p>
<p>Cheers<br />
<i>C@34</i></p>
<p><i>Our greatest weakness lies in giving up. The most certain way to succeed is to always try something one more time.</i><br />
&#8211; Thomas&hellip;<span class="activity-read-more" id="activity-read-more-7445"><a href="https://www.propertyinvesting.com/topic/4383595-algae-in-lawn/page/2/#post-4537617" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic Algae IN Lawn!?!?!?! in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4383595-algae-in-lawn/page/2/#post-4537615</link>
				<pubDate>Fri, 06 Jan 2006 14:49:27 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by Colin Gowan:</i><br />
If the grass was well established I would suggest coring, machines can be easily hired from most equipment hire places.<br />
This machine cuts through and pulls out a little soil plug and deposits it on top of the grass thus breaking the compacted areas and top dressing with your own soil.Not sure this is available&hellip;<span class="activity-read-more" id="activity-read-more-7443"><a href="https://www.propertyinvesting.com/topic/4383595-algae-in-lawn/page/2/#post-4537615" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic Tenants split in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4383632-tenants-split/#post-4537855</link>
				<pubDate>Fri, 06 Jan 2006 14:38:40 +0000</pubDate>

									<content:encoded><![CDATA[<p>Excellent post The Crest![thumbsupanim][thumbsup2]</p>
<p>Cheers<br />
<i>C@34</i></p>
<p><i>Our greatest weakness lies in giving up. The most certain way to succeed is to always try something one more time.</i><br />
&#8211; Thomas Edison</p>
<p><i><b>Don&#8217;t let reality be the benchmark for your Dreams</b></i></p>
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				<title>calvin_thirty4 replied to the topic Algae IN Lawn!?!?!?! in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4383595-algae-in-lawn/page/2/#post-4537613</link>
				<pubDate>Mon, 02 Jan 2006 16:51:55 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanx for that Fern,</p>
<p>I have actually seen this done, but as I haven&#8217;t had a great deal of time (wot with our reno and work contracts) I haven&#8217;t spent a whole lot of time on the Bonsai that I have. I have a sad looking pine tree and a stunted Pointsianna (local name &#8211; red flower) that refuses to die, no matter what I do to it. Killed two Ficus,&hellip;<span class="activity-read-more" id="activity-read-more-7441"><a href="https://www.propertyinvesting.com/topic/4383595-algae-in-lawn/page/2/#post-4537613" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic refinance question in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4383613-refinance-question/#post-4537735</link>
				<pubDate>Mon, 02 Jan 2006 16:42:40 +0000</pubDate>

									<content:encoded><![CDATA[<p>redwing Posted &#8211; 02/01/2006 : 08:32:20</p>
<p>I must be tired..</p>
<p>Why has Calvin got the 27.5k Loan..is it for when he is ready to buy an IP?</p>
<p>The other Loan $168k is P&amp;I<br />
(7% @ 25 yrs is $273.79 p/wk or $1,187.39 p/mth)</p>
<p>PPoR is $260k for arguments sake when completed and total loans are $168+27.5k =$195.5K</p>
<p>LVR = 75%<br />
EQUITY= $64.5k</p>
<p>Nah, you&#8217;re spot&hellip;<span class="activity-read-more" id="activity-read-more-26817"><a href="https://www.propertyinvesting.com/topic/4383613-refinance-question/#post-4537735" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic Algae IN Lawn!?!?!?! in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4383595-algae-in-lawn/#post-4537611</link>
				<pubDate>Sat, 31 Dec 2005 08:18:52 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Colin,<br />
1. Don&#8217;t know, I wasn&#8217;t there when it was tilled. The girls opf the house did that section, and I think they may have been a bit slack! I did a whole shovel depth, but they have begrudgingly admitted tio not have reached the same depth. Aha!<br />
2.All burried things have been removed, to 0.5 of a shovels depth!<br />
3. the area is around a mature&hellip;<span class="activity-read-more" id="activity-read-more-76694"><a href="https://www.propertyinvesting.com/topic/4383595-algae-in-lawn/#post-4537611" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic refinance question in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4383613-refinance-question/#post-4537730</link>
				<pubDate>Sat, 31 Dec 2005 07:59:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>Cheers Guys,<br />
estimated value of our PPOR should, when finished, br close to 250 maybe 270K. We have big back yard and now it&#8217;ll be finished and fully self-maintaining (except the lawn mowing).<br />
We got 220K for the unfinished product so finished all nice&#8217;n&#8217;pretty should come in at the expected prices above. Other houses, not as nice and fresh as&hellip;<span class="activity-read-more" id="activity-read-more-26812"><a href="https://www.propertyinvesting.com/topic/4383613-refinance-question/#post-4537730" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic refinance question in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4383613-refinance-question/#post-4537727</link>
				<pubDate>Fri, 30 Dec 2005 11:27:05 +0000</pubDate>

									<content:encoded><![CDATA[<p>hehehe, just came back into the door from my Bus round (jog #2) and had some time to think about what was said earlier.</p>
<p>I love the way my subconcious is working! Wish the rest of my brain worked that well, hehe, anyway the reason for our current setup is that the $168K is for the PPOR, plus payout of our Personal loan, plus some minor&hellip;<span class="activity-read-more" id="activity-read-more-26809"><a href="https://www.propertyinvesting.com/topic/4383613-refinance-question/#post-4537727" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic refinance question in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4383613-refinance-question/#post-4537725</link>
				<pubDate>Fri, 30 Dec 2005 09:29:10 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Stop it Derek!</i> &#8211; you making me look bad! LOL</p>
<p>I might have to go away and think this whole thing thru a lot more! I must admit I&#8217;m feeling a litle foolish right about now.</p>
<p>The 27.5K is fixed for three years so I&#8217;d have to look into seeing if it is worth it. Damn it &#8230;&#8230;[grrr]</p>
<p>Not at you, just at my own stoopidity.</p>
<p>Cheers<br />
<i>C@34</i></p>
<p><i>Our greatest&hellip;</i><span class="activity-read-more" id="activity-read-more-26807"><a href="https://www.propertyinvesting.com/topic/4383613-refinance-question/#post-4537725" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic Initial Investment Strategy in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4383638-initial-investment-strategy/#post-4537893</link>
				<pubDate>Fri, 30 Dec 2005 09:21:30 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by Zyleth:</i><br />
@ Calvin</p>
<p>Thanks for the info, although I don&#8217;t think I am 100% clear on the mathamatics behind your response. If I am spending $370 pw on rent a week (damn sydney [glum]) and get a +cf house earning me a little extra a week, how does this compare to owning my own house with hopefully lower repayments than $370 and&hellip;<span class="activity-read-more" id="activity-read-more-207789"><a href="https://www.propertyinvesting.com/topic/4383638-initial-investment-strategy/#post-4537893" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic John T Reed in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4383624-john-t-reed/#post-4537780</link>
				<pubDate>Fri, 30 Dec 2005 08:55:16 +0000</pubDate>

									<content:encoded><![CDATA[<p>redwing Posted &#8211; 30/12/2005 : 16:46:00</p>
<p>Funnily enough John T Reed promotes his own books whilst giving the majority of others a hard time..</p>
<p>&#8230;souinds like a friend/ brother of Neil J&#8230;??</p>
<p>Cheers<br />
<i>C@34</i></p>
<p><i>Our greatest weakness lies in giving up. The most certain way to succeed is to always try something one more time.</i><br />
&#8211; Thomas Edison</p>
<p><i><b>Don&#8217;t let&hellip;</b></i><span class="activity-read-more" id="activity-read-more-91459"><a href="https://www.propertyinvesting.com/topic/4383624-john-t-reed/#post-4537780" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic refinance question in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4383613-refinance-question/#post-4537723</link>
				<pubDate>Fri, 30 Dec 2005 08:49:29 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Derek &amp; redwing</p>
<p>I honestly never considered your alternative! Bit surprising actually, thought I had it all figured out! [baaa]</p>
<p>I would prefer, for the moment, to pay down the Principle. Depending on how things go, say in the next 12 months, I might very well reconsider as it is a powerful argument you have put forward.</p>
<p>Cheers<br />
<i>C@34</i></p>
<p><i>Our&hellip;</i><span class="activity-read-more" id="activity-read-more-26805"><a href="https://www.propertyinvesting.com/topic/4383613-refinance-question/#post-4537723" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic refinance question in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4383613-refinance-question/#post-4537720</link>
				<pubDate>Fri, 30 Dec 2005 04:55:48 +0000</pubDate>

									<content:encoded><![CDATA[<p> monopoly man Posted &#8211; 22/12/2005 : 20:17:36</p>
<p>hi all. I&#8217;ve never had to refinance before and i&#8217;m a little hazy on all the ins and outs. My current situation is this. I have $195 000 left owing on a loan that started at $206 000. My current fortnightly repayments are $600. Is it possible to get another loan for the amount owing [$195 000] and thus&hellip;<span class="activity-read-more" id="activity-read-more-26802"><a href="https://www.propertyinvesting.com/topic/4383613-refinance-question/#post-4537720" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic Forum Divisions in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4383511-forum-divisions/#post-4537097</link>
				<pubDate>Fri, 30 Dec 2005 04:30:28 +0000</pubDate>

									<content:encoded><![CDATA[<p>I guess that it is the initial impression after having been a member for so long that the change seems confrontational.</p>
<p>I felt that too when I started and made the suggestion that the RESULTS forums be collapsible so I wouldn&#8217;t have to scroll past them all the time. It has happened, to some extent and I believe that Steve is trying to sort out&hellip;<span class="activity-read-more" id="activity-read-more-95299"><a href="https://www.propertyinvesting.com/topic/4383511-forum-divisions/#post-4537097" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic John T Reed in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4383624-john-t-reed/#post-4537778</link>
				<pubDate>Fri, 30 Dec 2005 04:07:29 +0000</pubDate>

									<content:encoded><![CDATA[<p><b>New Zealandese</b><br />
No one bothered to translate the book into American even though the U.S. is by far its main market. He uses the word â€œpropertyâ€ to mean real estate, â€œgearingâ€ for leverage, â€œrequisitionâ€ for eminent domain, etc. The most egregious example, which is extremely misleading, is his use of the word â€œrentâ€ when he mean&hellip;<span class="activity-read-more" id="activity-read-more-95136"><a href="https://www.propertyinvesting.com/topic/4383624-john-t-reed/#post-4537778" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic Rent to Purchase Formula in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4383076-rent-to-purchase-formula/#post-4534684</link>
				<pubDate>Fri, 30 Dec 2005 03:20:41 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanx DD &#8211;<br />
great working example! Simple but effective!</p>
<p>Cheers<br />
<i>C@34</i></p>
<p><i>Our greatest weakness lies in giving up. The most certain way to succeed is to always try something one more time.</i><br />
&#8211; Thomas Edison</p>
<p><i><b>Don&#8217;t let reality be the benchmark for your Dreams</b></i></p>
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				<title>calvin_thirty4 replied to the topic Algae IN Lawn!?!?!?! in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4383595-algae-in-lawn/#post-4537609</link>
				<pubDate>Fri, 30 Dec 2005 03:11:55 +0000</pubDate>

									<content:encoded><![CDATA[<p>Colin et all,</p>
<p>it was suggested to me to &#8220;use diluted dishwashing liquid&#8221; in the areas where the water tends to sit, rather than be absorbed by the ground. The idea is to create a situation where the soil then becomes more receptive to the water allowing it to be absorbed thereby stopping the water from pooling and, hence, the algea would die. <i> phe&hellip;</i><span class="activity-read-more" id="activity-read-more-78921"><a href="https://www.propertyinvesting.com/topic/4383595-algae-in-lawn/#post-4537609" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic Tenants Won't Move Out in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4383626-tenants-wont-move-out/#post-4537793</link>
				<pubDate>Fri, 30 Dec 2005 03:03:18 +0000</pubDate>

									<content:encoded><![CDATA[<p>[evil4] Know any knuckle-dragging-club-weilding goons looking for some fun??[satan]</p>
<p>One of my friends neighbour bought and spread sugar all over the yard of the person they didn&#8217;t like, with interesting results, hehehe. NOT that I am advocating this sort of thing.</p>
<p>Hey, if the tennants are refusing to pay the rent, does that make them&hellip;<span class="activity-read-more" id="activity-read-more-12766"><a href="https://www.propertyinvesting.com/topic/4383626-tenants-wont-move-out/#post-4537793" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic Tenants split in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4383632-tenants-split/#post-4537847</link>
				<pubDate>Fri, 30 Dec 2005 02:57:25 +0000</pubDate>

									<content:encoded><![CDATA[<p>gamay Posted &#8211; 28/12/2005 : 23:22:37</p>
<p>Contract is under his name for another 6 months as well as 4 weeks bond</p>
<p>Forgive my naiivety, but does this not give you the legal right to charge him the rent until another tennant is found that can pay the rent???</p>
<p>Cheers<br />
<i>C@34</i></p>
<p><i>Our greatest weakness lies in giving up. The most certain way to succeed is to&hellip;</i><span class="activity-read-more" id="activity-read-more-79309"><a href="https://www.propertyinvesting.com/topic/4383632-tenants-split/#post-4537847" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic Initial Investment Strategy in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4383638-initial-investment-strategy/#post-4537890</link>
				<pubDate>Fri, 30 Dec 2005 02:50:57 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by Zyleth:</i><br />
They don&#8217;t see any point in us paying for someone elses IP while trying to get our own. The would prefer us to be paying off our own home then get our investement portfolio going.</p>
<p>Aaaahhhh, they are from the <i>&#8216;Old country&#8217;</i>!? [bonjour]</p>
<p>First of all, if you buy, you only need to stay in it for 6 months within the first&hellip;<span class="activity-read-more" id="activity-read-more-207788"><a href="https://www.propertyinvesting.com/topic/4383638-initial-investment-strategy/#post-4537890" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic 97 % in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4383559-97/#post-4537367</link>
				<pubDate>Wed, 28 Dec 2005 03:26:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>DLPP Posted &#8211; 27/12/2005 : 18:18:01</p>
<p>I have been reading a bit on this lately and will be putting my own together. When I am finished I will post it up on the site or a link or something.</p>
<p>I&#8217;d appreciate that, together with the blue print of Redwings post, I should find enough motivation and focus to really get something happening next (2006)&hellip;<span class="activity-read-more" id="activity-read-more-63472"><a href="https://www.propertyinvesting.com/topic/4383559-97/#post-4537367" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic 97 % in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4383559-97/#post-4537365</link>
				<pubDate>Tue, 27 Dec 2005 02:42:42 +0000</pubDate>

									<content:encoded><![CDATA[<p>Awesome post Redwing!</p>
<p>Love it [thumbsupanim] [thumbsupanim]!</p>
<p>Funny how simple it really is &#8211; unless you don&#8217;t know how to do it. For me, that was very succinct (more so than any other I have heard!) and will replace the <i>New Years Resolution</i>.</p>
<p>Happy New Year!</p>
<p>Cheers<br />
<i>C@34</i></p>
<p><i>Our greatest weakness lies in giving up. The most certain way to succeed&hellip;</i><span class="activity-read-more" id="activity-read-more-63470"><a href="https://www.propertyinvesting.com/topic/4383559-97/#post-4537365" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic Algae IN Lawn!?!?!?! in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4383595-algae-in-lawn/#post-4537604</link>
				<pubDate>Mon, 26 Dec 2005 09:34:22 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Sue,</p>
<p>no nothing like that in Hedland, I&#8217;m afraid, but I have bought my own Ph Kit (I am trying to get into Bonsai, but no-one told me it would take soooo long!) [biggrin]</p>
<p>I&#8217;ll try the pH test together with the other suggestions.</p>
<p>Cheers<br />
<i>C@34</i></p>
<p><i>Our greatest weakness lies in giving up. The most certain way to succeed is to always try something&hellip;</i><span class="activity-read-more" id="activity-read-more-64954"><a href="https://www.propertyinvesting.com/topic/4383595-algae-in-lawn/#post-4537604" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic Algae IN Lawn!?!?!?! in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4383595-algae-in-lawn/#post-4537601</link>
				<pubDate>Mon, 26 Dec 2005 04:04:01 +0000</pubDate>

									<content:encoded><![CDATA[<p>Cheers for your input Colin,</p>
<p>W ehave already backed of our watering regime, but we wanted to follow the istructions of the Turf farm to ensure that we are doing the right thing.</p>
<p>Living in Hedland, were we are currently ejoying a balmy 47 degrees [hmmm], we are watching very carefully to ensure that our lawn doen&#8217;t die! the temperature alone&hellip;<span class="activity-read-more" id="activity-read-more-75770"><a href="https://www.propertyinvesting.com/topic/4383595-algae-in-lawn/#post-4537601" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic Urgent-I might have found an opportunity??? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4383609-urgent-i-might-have-found-an-opportunity/#post-4537711</link>
				<pubDate>Fri, 23 Dec 2005 23:28:41 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by as41:</i><br />
Bob the Worker!</p>
<p>No need for rude comments really! As you can tell from my  &#8220;comic icons-&#8221; I&#8217;m with stupid&#8221;&#8230;I&#8217;m just a newby wanting some help&#8230;.As the saying goes, if you cannot find anything nice (orconstructive in this case) to say then its better to not say anything at&hellip;<span class="activity-read-more" id="activity-read-more-68272"><a href="https://www.propertyinvesting.com/topic/4383609-urgent-i-might-have-found-an-opportunity/#post-4537711" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic Urgent-I might have found an opportunity??? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4383609-urgent-i-might-have-found-an-opportunity/#post-4537702</link>
				<pubDate>Thu, 22 Dec 2005 09:11:42 +0000</pubDate>

									<content:encoded><![CDATA[<p>as41 Posted &#8211; 22/12/2005 : 13:55:58</p>
<p>I have just found out that someone at work is trying to get rid of a 3 bedroom room brick house for removal.. Its in good nick, old inside but structurally good. Nothing that a doog makeover wont fix&#8230;&#8230;<br />
I could get it for free and perhaps not even pay removal costs.. . Problem is I dont have a block of&hellip;<span class="activity-read-more" id="activity-read-more-68264"><a href="https://www.propertyinvesting.com/topic/4383609-urgent-i-might-have-found-an-opportunity/#post-4537702" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic Bushfire Season in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4383339-bushfire-season/#post-4536137</link>
				<pubDate>Thu, 22 Dec 2005 08:51:25 +0000</pubDate>

									<content:encoded><![CDATA[<p>Derek,<br />
may I ask you what locality you are in?</p>
<p>My father lives in Parkerville (Mundaring).</p>
<p>Cheers<br />
<i>C@34</i></p>
<p><i>Our greatest weakness lies in giving up. The most certain way to succeed is to always try something one more time.</i><br />
&#8211; Thomas Edison</p>
<p><i><b>Don&#8217;t let reality be the benchmark for your Dreams</b></i></p>
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				<title>calvin_thirty4 replied to the topic Algae IN Lawn!?!?!?! in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4383595-algae-in-lawn/#post-4537599</link>
				<pubDate>Thu, 22 Dec 2005 06:37:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>Cheers laurence,<br />
that&#8217;s the sort of stuff I&#8217;m talking about!</p>
<p>I probably still have to top-dress as I don&#8217;t want this to re-occurr!</p>
<p>Weed-n-feed should aleviate the initial problem from &#8216;growing&#8217; thru the sand though!</p>
<p>Cheers<br />
<i>C@34</i></p>
<p><i>Our greatest weakness lies in giving up. The most certain way to succeed is to always try something one more time.</i><br />
-&hellip;<span class="activity-read-more" id="activity-read-more-78916"><a href="https://www.propertyinvesting.com/topic/4383595-algae-in-lawn/#post-4537599" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic Algae IN Lawn!?!?!?! in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4383595-algae-in-lawn/#post-4537597</link>
				<pubDate>Thu, 22 Dec 2005 05:35:45 +0000</pubDate>

									<content:encoded><![CDATA[<p>tonyy21692 Posted &#8211; 21/12/2005 : 22:31:56</p>
<p>Concrete?<br />
[biggrin][laughing][lmao][upsidedown][specool][thumbsupanim][thumbsup2]<br />
hehehe&#8230;..</p>
<p>AuzzieLad Posted &#8211; 21/12/2005 : 22:59:23</p>
<p>Calvin,</p>
<p>Seems you have just laid the turf down, now would be a good time to roll the affected area up, lay some more top soil to create a more even base.</p>
<p>Nah,&hellip;<span class="activity-read-more" id="activity-read-more-78914"><a href="https://www.propertyinvesting.com/topic/4383595-algae-in-lawn/#post-4537597" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic Bushfire Season in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4383339-bushfire-season/#post-4536135</link>
				<pubDate>Thu, 22 Dec 2005 05:26:02 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Oz and others,<br />
Calvin I would say that both technically and realistically the problem is yours. the builder is building you a house, not worrying about your gardens. Note that because something is labelled as a &#8220;house and land package&#8221;, you still bear the responsiblility and are basically a developer, albeit a small one.</p>
<p>Thanx for that. I&hellip;<span class="activity-read-more" id="activity-read-more-65455"><a href="https://www.propertyinvesting.com/topic/4383339-bushfire-season/#post-4536135" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic snowballing -how to do it? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4383591-snowballing-how-to-do-it/#post-4537562</link>
				<pubDate>Wed, 21 Dec 2005 08:01:33 +0000</pubDate>

									<content:encoded><![CDATA[<p>Sorry Snowflake &#8211; erm&#8230; lets stick with as41!</p>
<p>Go with Derek on this one! While you do that, keep reading keep looking for the next IP, keep doing the numbers! When the time has come where you&#8217;ve got the finances, you&#8217;ll know it and then you go to the bank and let them know that you can borrow the money &#8211; it just up to them how much they want&hellip;<span class="activity-read-more" id="activity-read-more-37700"><a href="https://www.propertyinvesting.com/topic/4383591-snowballing-how-to-do-it/#post-4537562" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic snowballing -how to do it? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4383591-snowballing-how-to-do-it/#post-4537561</link>
				<pubDate>Wed, 21 Dec 2005 07:55:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>[sick3][sick2][sick3][sick2][sick3][sick2][sick3][sick2][sick3][sick2][sick3][sick2]</p>
<p>Who comes up with these type of games?</p>
<p>[sick3][sick2][sick3][sick2][sick3][sick2][sick3][sick2][sick3][sick2][sick3][sick3][XX(]</p>
<p>Cheers<br />
<i>C@34</i></p>
<p><i>Our greatest weakness lies in giving up. The most certain way to succeed is to always try something one more time.</i><br />
-&hellip;<span class="activity-read-more" id="activity-read-more-37699"><a href="https://www.propertyinvesting.com/topic/4383591-snowballing-how-to-do-it/#post-4537561" rel="nofollow">[Read more]</a></span></p>
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				<title>calvin_thirty4 replied to the topic It's true RE agents admit to low standards in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4383589-its-true-re-agents-admit-to-low-standards/#post-4537554</link>
				<pubDate>Wed, 21 Dec 2005 07:36:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hehehe, funny how your post is followed for an advert for &#8216;Buyer Beware&#8217;!</p>
<p>Cheers<br />
<i>C@34</i></p>
<p><i>Our greatest weakness lies in giving up. The most certain way to succeed is to always try something one more time.</i><br />
&#8211; Thomas Edison</p>
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				<title>calvin_thirty4 replied to the topic new layout in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4383547-new-layout/page/2/#post-4537319</link>
				<pubDate>Wed, 21 Dec 2005 07:26:45 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Steve,</p>
<p>In regards to the RESULTS folder&#8230; you now have the option of collapsing that forum so that you don&#8217;t need to see any of the posts that are in it.</p>
<p>this seems to only work when I am NOT LOGGED-IN! I saw it at first and thought &#8220;You beauty!&#8221; but that was only before I logged on. Sorry. Does it have anything to do with the:<br />
We do not&hellip;<span class="activity-read-more" id="activity-read-more-245044"><a href="https://www.propertyinvesting.com/topic/4383547-new-layout/page/2/#post-4537319" rel="nofollow">[Read more]</a></span></p>
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