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	<title>PropertyInvesting.com | Mama2Mia | Activity</title>
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				<title>Mama2Mia replied to the topic What to do with 2000m2 block? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4391563-what-to-do-with-2000m2-block/#post-4578052</link>
				<pubDate>Sun, 02 Dec 2007 04:33:29 +0000</pubDate>

									<content:encoded><![CDATA[<p>sell it to us <img src="/wp-content/uploads/smileys/grin.gif?x75824" alt="" /> !Its really a personal decision and one you&#039;ll get lots of different views on depending on what strategy people prefer&#8230;.some buy and hold and never ever sell because they&#039;re into capital growth, whereas others are in favour of turning a quick profit and doing lots of these over a period of time to make their money. You need to do&hellip;<span class="activity-read-more" id="activity-read-more-268773"><a href="https://www.propertyinvesting.com/topic/4391563-what-to-do-with-2000m2-block/#post-4578052" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic Property managers in the forum We've just gone through the</title>
				<link>https://www.propertyinvesting.com/topic/4391564-property-managers-7/#post-4578057</link>
				<pubDate>Sun, 02 Dec 2007 03:48:02 +0000</pubDate>

									<content:encoded><![CDATA[<p>We&#039;ve just gone through the not-so-nice task of sacking our property manager. We used Professionals but after less than 6mths of tenancy, we&#039;re up for another lot of letting/advertising fees&#8230;..of which last time costed us about $1000 before we&#039;d even gotten a cent from the rental! I was not about to pay another 1 weeks lettting fee less than&hellip;<span class="activity-read-more" id="activity-read-more-135527"><a href="https://www.propertyinvesting.com/topic/4391564-property-managers-7/#post-4578057" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic CASEY System in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4391026-casey-system/#post-4575302</link>
				<pubDate>Sun, 25 Nov 2007 00:11:49 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Klokanko,Last i heard John Donjerkovic has been arrested so no chance of you getting in contact with him!As for the manual, the lady who wrote the manual with John i believe has rights to the manual and was still selling it &#8230;&#8230;&#8230;..not sure about now but if you email me i can pass on her contact details for you to follow up if you like. </p>
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				<title>Mama2Mia replied to the topic Construction loan for development project in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4390378-construction-loan-for-development-project/#post-4571655</link>
				<pubDate>Mon, 13 Aug 2007 12:05:18 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey Barney,residential lend based on end val wasn&#039;t a prob with any of the banks&#8230;.i think its a fairly standard for lend on end val to my understanding? They&#039;ll lend on new land value + 100% of hard costs. we&#039;re registered for gst and we claim the gst every quarter through our BAS to help with cashflow&#8230;.once we sell the homes we obviously need&hellip;<span class="activity-read-more" id="activity-read-more-137690"><a href="https://www.propertyinvesting.com/topic/4390378-construction-loan-for-development-project/#post-4571655" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic Construction loan for development project in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4390378-construction-loan-for-development-project/#post-4571648</link>
				<pubDate>Sun, 05 Aug 2007 04:24:36 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey Cam,We bought 1 in Gilles Plains last year and are currently building 2 homes as well. For that particular one we went through Westpac for the finance and they were fantastic compared to the other banks we&#039;ve dealt with. They lent us 80% of the new improved land value (ie. the value of the 2 allotments as if they had already been subdivided) +&hellip;<span class="activity-read-more" id="activity-read-more-137683"><a href="https://www.propertyinvesting.com/topic/4390378-construction-loan-for-development-project/#post-4571648" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic How hard is it to become a mortgage broker? in the forum Hey Handy Andy,
Not</title>
				<link>https://www.propertyinvesting.com/topic/4389872-how-hard-is-it-to-become-a-mortgage-broker/#post-4569126</link>
				<pubDate>Sun, 10 Jun 2007 08:56:29 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey Handy Andy,Not particularly hard at all but lots of time involved to get accredited with the individual lenders&#8230;Found a simlilar post which answers alot of your questions<a href="/forums/getting-technical/finance/4320744" rel="nofollow">https://www.propertyinvesting.com/forums/getting-technical/finance/4320744</a>Hope it helps.</p>
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				<title>Mama2Mia replied to the topic I have a question on Past Auction/Sales Results????  in the forum Hey Darcy,
We use RP</title>
				<link>https://www.propertyinvesting.com/topic/4389875-i-have-a-question-on-past-auctionsales-results/#post-4569145</link>
				<pubDate>Sun, 10 Jun 2007 08:51:17 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey Darcy,We use RP Data&#8230;..subscription to this allows you to access sale prices but only gets loaded onto the system a few days after the property has settled. Alternatively if you&#039;re only after the odd property sale price then you can buy individual reports. Link: <a href="http://www.realtor.com.au/" rel="nofollow">http://www.realtor.com.au</a> or <a href="http://www.rpdata.com.au/" rel="nofollow">http://www.rpdata.com.au</a>there are a few more services similar to&hellip;<span class="activity-read-more" id="activity-read-more-144679"><a href="https://www.propertyinvesting.com/topic/4389875-i-have-a-question-on-past-auctionsales-results/#post-4569145" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic OFF THE PLAN CONTRACTS in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4389688-off-the-plan-contracts/#post-4567928</link>
				<pubDate>Fri, 25 May 2007 10:59:15 +0000</pubDate>

									<content:encoded><![CDATA[<p>forgot to mention&#8230;can&#039;t settle until titles have been issued</p>
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				<title>Mama2Mia replied to the topic OFF THE PLAN CONTRACTS in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4389688-off-the-plan-contracts/#post-4567927</link>
				<pubDate>Fri, 25 May 2007 10:50:48 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey Jett,Don&#039;t quote me on this, this is only my understanding but you can use a standard real estate sales contract (if you&#039;re going through a real estate agent) however, cooling off won&#039;t initiate until the form 1s are complete or in other words, unless you have your title reference details to complete form 1s, the buyer is bound to&hellip;<span class="activity-read-more" id="activity-read-more-147861"><a href="https://www.propertyinvesting.com/topic/4389688-off-the-plan-contracts/#post-4567927" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic Interior paint colour in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4389700-interior-paint-colour/#post-4567995</link>
				<pubDate>Thu, 24 May 2007 03:41:54 +0000</pubDate>

									<content:encoded><![CDATA[<p>we use intermezzo which is a neutral cream/beige colour&#8230;.again goes with everything because it is neutral. Just go down to your local Solver paints and ask for a sample&#8230;if you think its too creamy than you can go half tint which is also very nice. chalk USA is also similar and neutral but we use intermezzo in all our homes and have been happy&hellip;<span class="activity-read-more" id="activity-read-more-123691"><a href="https://www.propertyinvesting.com/topic/4389700-interior-paint-colour/#post-4567995" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic Bargaining the Banks Down &#38; Other LEarnings in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4389609-bargaining-the-banks-down-other-learnings/#post-4567666</link>
				<pubDate>Mon, 14 May 2007 11:53:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Paul,We&#039;ve had some serious difficulties with getting finance for more than 3 dwellings on residential terms so you&#039;re right about that&#8230;.thanks for the post because it sounds like you&#039;ve done extremely well on getting the rates down to 7.55% or 7.49% for first 12mths! Well done!Did you manage to up the LVR by any chance????Cheers,Kim</p>
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				<title>Mama2Mia replied to the topic Any recent dealings with Cotherwood Invest -J Denjorkovic in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4389234-any-recent-dealings-with-cotherwood-invest-j-denjorkovic/#post-4565971</link>
				<pubDate>Fri, 13 Apr 2007 03:52:43 +0000</pubDate>

									<content:encoded><![CDATA[<p>All i can say is 2 words when i hear that name and they are&#8230;&#8230;&quot;Bad News!&quot;I don&#039;t think i can give you 1 name of a JV who&#039;s been completely satisfied after having done business with him in actual fact, i can think of at least half a dozen who are chasing him for lots of owed money!The guy has alot of knowledge and has the ability to convince you&hellip;<span class="activity-read-more" id="activity-read-more-250059"><a href="https://www.propertyinvesting.com/topic/4389234-any-recent-dealings-with-cotherwood-invest-j-denjorkovic/#post-4565971" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic Lenders ok with construction of 3 dwellings on residential rates? in the forum Hi Mee Chee,
Thanks for</title>
				<link>https://www.propertyinvesting.com/topic/4389142-lenders-ok-with-construction-of-3-dwellings-on-residential-rates/#post-4565425</link>
				<pubDate>Fri, 06 Apr 2007 23:50:23 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Mee Chee,Thanks for sharing your recent success! I&#039;ve heard from a few people NAB is an option as well but what we&#039;ve found is it must really depend on which branch or lending manager you see because they all give different answers&#8230;..Go to 3 different branches of the 1 bank and we&#039;ll get 3 different answers to the same questions! Its&hellip;<span class="activity-read-more" id="activity-read-more-222258"><a href="https://www.propertyinvesting.com/topic/4389142-lenders-ok-with-construction-of-3-dwellings-on-residential-rates/#post-4565425" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic Is this pretty much the average agent fee when selling in NZ in the forum Hey Xenia,
Nah nothing if</title>
				<link>https://www.propertyinvesting.com/topic/4389151-is-this-pretty-much-the-average-agent-fee-when-selling-in-nz/#post-4565458</link>
				<pubDate>Fri, 06 Apr 2007 03:31:08 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey Xenia,Nah nothing if they don&#039;t sell&#8230;..we pay about 2% + gst here in Adelaide so i thought 4% was a bit rough!I&#039;ll have to get another agent to come through i think!Cheers,Kim </p>
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				<title>Mama2Mia replied to the topic Lenders ok with construction of 3 dwellings on residential rates? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4389142-lenders-ok-with-construction-of-3-dwellings-on-residential-rates/#post-4565422</link>
				<pubDate>Fri, 06 Apr 2007 03:28:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Misty1,We&#039;ve tried that. We even got a property manager to write a letter saying they intend on managing the leases once we sell. The bank still didn&#039;t believe because they saw on our credit report that we currently have several other &#039;big&#039; loans which are obviously developments.. we&#039;re still hunting&#8230;.can&#039;t believe its becoming this&hellip;<span class="activity-read-more" id="activity-read-more-233411"><a href="https://www.propertyinvesting.com/topic/4389142-lenders-ok-with-construction-of-3-dwellings-on-residential-rates/#post-4565422" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic agent is convinced auction is best way....... in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4389008-agent-is-convinced-auction-is-best-way/#post-4564792</link>
				<pubDate>Fri, 23 Mar 2007 07:41:32 +0000</pubDate>

									<content:encoded><![CDATA[<p>i think after reading the replies i&#8217;ve made up my mind&#8230;..i never really wanted to go down the auction path but the agent was very convincing with his theories!</p>
<p>Marc is right (well for SA anyway), in SA the bid is unconditional when buying at auction with no cooling off&#8230;obvsiouly isn&#8217;t the same in every other state. I think i agree with you&hellip;<span class="activity-read-more" id="activity-read-more-138751"><a href="https://www.propertyinvesting.com/topic/4389008-agent-is-convinced-auction-is-best-way/#post-4564792" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic Martin Ayles 3 day workshop - Accomodation in the forum Heads Up!</title>
				<link>https://www.propertyinvesting.com/topic/4388651-martin-ayles-3-day-workshop-accomodation/#post-4563270</link>
				<pubDate>Tue, 27 Feb 2007 04:51:35 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey Ana,</p>
<p>Try <a href="http://www.lastminute.com.au" rel="nofollow">http://www.lastminute.com.au</a> or <a href="http://www.needitnow.com.au" rel="nofollow">http://www.needitnow.com.au</a> or <a href="http://www.wotif.com.au" rel="nofollow">http://www.wotif.com.au</a></p>
<p>we&#8217;re from adelaide but we always book our accomodation through these websites at great prices.</p>
<p>anything within the CBD would be convenient (presuming the venue is within CBD) as there is a free city bus which circulates the CBD</p>
<p>Hope this helps!</p>
<p>Kim</p>
<p>ps. i haven&#8217;t&hellip;<span class="activity-read-more" id="activity-read-more-108469"><a href="https://www.propertyinvesting.com/topic/4388651-martin-ayles-3-day-workshop-accomodation/#post-4563270" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic Live in Adelaide? Are you someone like me? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4387911-live-in-adelaide-are-you-someone-like-me/#post-4559866</link>
				<pubDate>Mon, 08 Jan 2007 04:56:25 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey AngusP,</p>
<p>We have an Adelaide Real Estate Investors Group that meets 2nd Tuesday of every month&#8230;i reckon this would be a great place for you to start&#8230;lots of networking opportunities (free to attend!). Next meeting is Feb 13th.</p>
<p>Kim</p>
<p>Kim Anand<br />
<a href="mailto:kimanand@adam.com.au" rel="nofollow">kimanand@adam.com.au</a></p>
<p>&#8220;Money Can&#8217;t Buy you Happiness but it Does Bring you a More Pleasant Form of Misery&#8221;</p>
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				<title>Mama2Mia replied to the topic What Structure? Business or Trust. in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4387764-what-structure-business-or-trust/#post-4559083</link>
				<pubDate>Wed, 27 Dec 2006 08:57:05 +0000</pubDate>

									<content:encoded><![CDATA[<p>What Steve said about CGT is my understanding also.</p>
<p>We&#8217;re in the business of buying and selling also and my understanding is we don&#8217;t pay CGT because buying and selling property is our business. We pay income tax on the profits we make like any other business.</p>
<p>It wouldn&#8217;t make sense that if Joe Blogs who runs a fish and chip shop only pays&hellip;<span class="activity-read-more" id="activity-read-more-84966"><a href="https://www.propertyinvesting.com/topic/4387764-what-structure-business-or-trust/#post-4559083" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic investor finance in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4387124-investor-finance/#post-4556178</link>
				<pubDate>Sun, 22 Oct 2006 01:32:50 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi nseller,</p>
<p>we recently encountered Investor Finance in Adelaide and approached them for finance and i have nothing but good things to say about them&#8230;&#8230;.only reason i say this is we had approached maybe 20-30 brokers/banks in the last 2 months seeking a &#8216;solution&#8217; to our finance situation and although we&#8217;ve received many options, they were&hellip;<span class="activity-read-more" id="activity-read-more-228355"><a href="https://www.propertyinvesting.com/topic/4387124-investor-finance/#post-4556178" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic How much margin is worth it? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4387145-how-much-margin-is-worth-it/#post-4556263</link>
				<pubDate>Sun, 22 Oct 2006 01:03:51 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey Sargeant</p>
<p>There&#8217;s no profit if you buy each block for $140-$150K&#8230;.you&#8217;ll need to buy 1 large allotment for that price and then subdivide and build 2 homes on it to make a healthy profit. Thats if i&#8217;ve read your post correctly and you&#8217;re buying each block for $140K and building 1 house on each.</p>
<p>Assume 12-18 months holding costs for the&hellip;<span class="activity-read-more" id="activity-read-more-252298"><a href="https://www.propertyinvesting.com/topic/4387145-how-much-margin-is-worth-it/#post-4556263" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic Auctions in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4387042-auctions-3/#post-4555803</link>
				<pubDate>Fri, 13 Oct 2006 04:17:43 +0000</pubDate>

									<content:encoded><![CDATA[<p>We personally avoid auctions&#8230;&#8230;.for us its worked well not buying through auctions&#8230;&#8230;.. Sure there are probably great opportunities at auctions but what we&#8217;ve found is that we may do a whole heap of research and due dilligence like we do for every property we&#8217;re serious about and then go to auction and not even get a bid in.</p>
<p>We find that&hellip;<span class="activity-read-more" id="activity-read-more-249362"><a href="https://www.propertyinvesting.com/topic/4387042-auctions-3/#post-4555803" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic Serviceability of loans / room to room rentals in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4386946-serviceability-of-loans-room-to-room-rentals/#post-4555390</link>
				<pubDate>Fri, 06 Oct 2006 01:06:31 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi TMR,</p>
<p>Just wondering what a third party lease is? If you can elaborate that would be much appreciated.</p>
<p>Kim</p>
<p>Kim Anand<br />
<a href="mailto:kimanand@adam.com.au" rel="nofollow">kimanand@adam.com.au</a></p>
<p>&#8220;Money Can&#8217;t Buy you Happiness but it Does Bring you a More Pleasant Form of Misery&#8221;</p>
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				<title>Mama2Mia replied to the topic trying to contact Martin Ayles in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4386773-trying-to-contact-martin-ayles/#post-4554515</link>
				<pubDate>Sun, 01 Oct 2006 11:29:45 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey Redwing,</p>
<p>Information about Martin&#8217;s &#8216;bus tour&#8217; in Adelaide was sent through an email to forum members about a month ago&#8230;i don&#8217;t think its advertised on this website&#8230;i only remember seeing it through one of steve&#8217;s emails asking for expressions of interest.</p>
<p>Kim</p>
<p>Kim Anand<br />
<a href="mailto:kimanand@adam.com.au" rel="nofollow">kimanand@adam.com.au</a></p>
<p>&#8220;Money Can&#8217;t Buy you Happiness but it Does&hellip;<span class="activity-read-more" id="activity-read-more-123295"><a href="https://www.propertyinvesting.com/topic/4386773-trying-to-contact-martin-ayles/#post-4554515" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic Quitting Your Day Job in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4384677-quitting-your-day-job/page/2/#post-4543416</link>
				<pubDate>Sun, 24 Sep 2006 01:13:50 +0000</pubDate>

									<content:encoded><![CDATA[<p>We used to ask the very same question a few months ago but hubby took the plunge and resigned in May 06 because he was very unhappy at work and we have not looked back since. For the past 2ish years, we have been members of this forum and have attended countless seminars and read 100&#8217;s books/articles on property&#8230;.we still had doubts in ourselves&hellip;<span class="activity-read-more" id="activity-read-more-286661"><a href="https://www.propertyinvesting.com/topic/4384677-quitting-your-day-job/page/2/#post-4543416" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic Adelaide in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4386835-adelaide-6/#post-4554861</link>
				<pubDate>Sat, 23 Sep 2006 13:17:37 +0000</pubDate>

									<content:encoded><![CDATA[<p>We&#8217;re in Adelaide and we think Adelaide&#8217;s a fantastic place to invest&#8230;&#8230;&#8230;.trying not to be biased or anything but its funny, we&#8217;ve had a couple of &#8216;well known&#8217; developers come down to Adelaide to talk about property and they&#8217;re views are that you pretty well can&#8217;t make money in real estate in Adelaide at the moment and the best place to&hellip;<span class="activity-read-more" id="activity-read-more-101857"><a href="https://www.propertyinvesting.com/topic/4386835-adelaide-6/#post-4554861" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic Urgent Help Needed - Title&#38;Loan in Different Names in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4386771-urgent-help-needed-titleloan-in-different-names/#post-4554506</link>
				<pubDate>Sat, 23 Sep 2006 13:02:38 +0000</pubDate>

									<content:encoded><![CDATA[<p>I completely agree with you V8ghia&#8230;.i don&#8217;t know why or how the 2 year ABN rule came about but its a real shame because we really do think we&#8217;re doing well for ourselves but the 2 year rule is making things 100 times harder than it needs to be.</p>
<p>Our development timeframes are only 12months and thats from the point of signing the contract to the&hellip;<span class="activity-read-more" id="activity-read-more-184412"><a href="https://www.propertyinvesting.com/topic/4386771-urgent-help-needed-titleloan-in-different-names/#post-4554506" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic Urgent Help Needed - Title&#38;Loan in Different Names in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4386771-urgent-help-needed-titleloan-in-different-names/#post-4554502</link>
				<pubDate>Fri, 22 Sep 2006 04:41:01 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Richard ,</p>
<p>Yes you are correct&#8230;&#8230;.Westpac don&#8217;t typically check the ABN status.</p>
<p>I will enquire about the DEF should we need to go down that path because they can certainly dimish the profit very quickly&#8230;i know RAMS DEF/early exit penalites are astranomical!</p>
<p>Thanks for the reminder Richard</p>
<p>Cheers</p>
<p>Kim Anand<br />
<a href="mailto:kimanand@adam.com.au" rel="nofollow">kimanand@adam.com.au</a></p>
<p>&#8220;Money&hellip;<span class="activity-read-more" id="activity-read-more-184408"><a href="https://www.propertyinvesting.com/topic/4386771-urgent-help-needed-titleloan-in-different-names/#post-4554502" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic Urgent Help Needed - Title&#38;Loan in Different Names in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4386771-urgent-help-needed-titleloan-in-different-names/#post-4554500</link>
				<pubDate>Fri, 22 Sep 2006 02:50:44 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for the replies everyone.</p>
<p>I&#8217;ve had some forum brokers provide some really good info but i&#8217;m still kinda stuck.</p>
<p>We ended up buying the property in my husbands name because the profit was going to be distributed to him anyway so didn&#8217;t work out too bad in the end.</p>
<p>But we&#8217;re still stuck in the same position where every broker we&#8217;ve spoken&hellip;<span class="activity-read-more" id="activity-read-more-184406"><a href="https://www.propertyinvesting.com/topic/4386771-urgent-help-needed-titleloan-in-different-names/#post-4554500" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic Urgent Help Needed - Title&#38;Loan in Different Names in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4386771-urgent-help-needed-titleloan-in-different-names/#post-4554493</link>
				<pubDate>Sat, 16 Sep 2006 12:38:12 +0000</pubDate>

									<content:encoded><![CDATA[<p>Yep its Westpac.</p>
<p>We spoke to our accountant and because we were going to distribute most of the profit from this particular deal to my husband anyway, it doesn&#8217;t work out to be too bad to buy the house in his name only apart from the fact that we won&#8217;t have the same benefits in relation to asset protection etc.</p>
<p>We do have others which we need to&hellip;<span class="activity-read-more" id="activity-read-more-184399"><a href="https://www.propertyinvesting.com/topic/4386771-urgent-help-needed-titleloan-in-different-names/#post-4554493" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic Public Liability Insurance recommendations in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4386414-public-liability-insurance-recommendations/#post-4552655</link>
				<pubDate>Fri, 11 Aug 2006 04:11:12 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey Geoff,</p>
<p>I just had the same problem but finally managed to get a hold of someone who would this morning.</p>
<p>CGU were able to offer us Public Liability Insurance with no probs. To give you an idea of what they quoted us, our block is approx 780m2 and for $10M premium was $610.50 and for $5M premium was $457.88.</p>
<p>I&#8217;m ringing around to get a couple&hellip;<span class="activity-read-more" id="activity-read-more-275635"><a href="https://www.propertyinvesting.com/topic/4386414-public-liability-insurance-recommendations/#post-4552655" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic written offers - Help please in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4385996-written-offers-help-please/#post-4550940</link>
				<pubDate>Mon, 03 Jul 2006 12:02:41 +0000</pubDate>

									<content:encoded><![CDATA[<p>If we were going to keep the house and not demolish it, we would normally put it subject to a pest and building inspection to our satisfaction. If you include something along the lines of &#8220;to purchasers satisfaction&#8221; then that should allow you to back out of a deal regardless of whether the pest/building inspection comes up ok&#8230;..we use this&hellip;<span class="activity-read-more" id="activity-read-more-255931"><a href="https://www.propertyinvesting.com/topic/4385996-written-offers-help-please/#post-4550940" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic Mentor Wanted in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4385955-mentor-wanted-3/#post-4550796</link>
				<pubDate>Sun, 02 Jul 2006 23:48:16 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Mark,</p>
<p>We&#8217;ve had this very question put to the Adelaide investors group many times as newbies feel more comfortable with someone guiding them to start off with but we&#8217;ve never once had a volunteer, and i don&#8217;t think its because noone wants to but moreso because mentoring is a very time consuming task to take on. If you&#8217;re after a mentor that&hellip;<span class="activity-read-more" id="activity-read-more-78036"><a href="https://www.propertyinvesting.com/topic/4385955-mentor-wanted-3/#post-4550796" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic written offers - Help please in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4385996-written-offers-help-please/#post-4550936</link>
				<pubDate>Sun, 02 Jul 2006 23:32:17 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Rexilla99,</p>
<p>We sometimes use the agent&#8217;s letter of offer if they have sufficient space for what we want to put on there but more often than not if we&#8217;re putting offers on homes we haven&#8217;t yet personally inspected, we just fax off something from home.</p>
<p>We just include things like address, agent&#8217;s details, offer price, settlement terms, finance&hellip;<span class="activity-read-more" id="activity-read-more-255929"><a href="https://www.propertyinvesting.com/topic/4385996-written-offers-help-please/#post-4550936" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic Feedback on Reno Kings' One Day Just Reno workshop in the forum Heads Up!</title>
				<link>https://www.propertyinvesting.com/topic/4385992-feedback-on-reno-kings-one-day-just-reno-workshop/#post-4550920</link>
				<pubDate>Sun, 02 Jul 2006 11:01:10 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi SueTimeMatters,</p>
<p>My hubby and i flew up for the Melbourne workshop and were a little disappointed. I think it depends on how much experience you have in property to start off with. If you&#8217;re just starting out then its a workshop i would highly recommend as there were plenty of live testimonials of former students who have done extremely well&hellip;<span class="activity-read-more" id="activity-read-more-272774"><a href="https://www.propertyinvesting.com/topic/4385992-feedback-on-reno-kings-one-day-just-reno-workshop/#post-4550920" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic Boarding House Advise in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4385990-boarding-house-advise/#post-4550916</link>
				<pubDate>Sun, 02 Jul 2006 10:40:16 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Alwast,</p>
<p>Just a few things for you to consider&#8230;&#8230;&#8230;. make sure that you check that its been approved by the local Council (planning issues involved) because if its not yet already been approved then it may be very difficult to do so as the zoning may not allow for such an operation to occur in that specific zoning. When i worked for a local&hellip;<span class="activity-read-more" id="activity-read-more-84712"><a href="https://www.propertyinvesting.com/topic/4385990-boarding-house-advise/#post-4550916" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic How to legally reduce GST? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4385683-how-to-legally-reduce-gst/#post-4548280</link>
				<pubDate>Fri, 02 Jun 2006 04:02:50 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for the reply Duckster</p>
<p>Actually funny you mentioned that coz my husband recently resigned and has no salary/income as such so we were thinking about putting the house in his name as opposed to our trust. We also know other people who also have a company/trust structure in place for their investing but choose to do alot of the deals in&hellip;<span class="activity-read-more" id="activity-read-more-129286"><a href="https://www.propertyinvesting.com/topic/4385683-how-to-legally-reduce-gst/#post-4548280" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic How to legally reduce GST? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4385683-how-to-legally-reduce-gst/#post-4548278</link>
				<pubDate>Wed, 31 May 2006 07:05:36 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for the tip Tony. Much appreciated [exhappy]</p>
<p>Kim Anand<br />
<a href="mailto:kimanand@adam.com.au" rel="nofollow">kimanand@adam.com.au</a></p>
<p>&#8220;Money Can&#8217;t Buy you Happiness but it Does Bring you a More Pleasant Form of Misery&#8221;</p>
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				<title>Mama2Mia replied to the topic Tradesmen in Adelaide? in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4385343-tradesmen-in-adelaide/#post-4546748</link>
				<pubDate>Tue, 09 May 2006 04:24:34 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Jes,</p>
<p>I think one lesson in the real estate business is to never take a real estate agent&#8217;s word for it. One example is hubby and i recently heard a well known Australian investor say to a group of Adelaide Investors that Adelaide&#8217;s market wasn&#8217;t so good and that its not a great state to make money. Well i know for a fact that this investor was&hellip;<span class="activity-read-more" id="activity-read-more-170764"><a href="https://www.propertyinvesting.com/topic/4385343-tradesmen-in-adelaide/#post-4546748" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic Help/advice needed on getting started in SA in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4385193-helpadvice-needed-on-getting-started-in-sa/#post-4546017</link>
				<pubDate>Mon, 24 Apr 2006 11:24:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey David,</p>
<p>We were in a similar position about 3 years ago, we built our PPOR in Adelaide and then realised that it maybe wasn&#8217;t such a great idea. So we sold up and started renting a 2bd unit. Benefits of doing this is that our rent at this stage is less than what a mortgage repayment would be, is partially tax deductible (because we have a home&hellip;<span class="activity-read-more" id="activity-read-more-189982"><a href="https://www.propertyinvesting.com/topic/4385193-helpadvice-needed-on-getting-started-in-sa/#post-4546017" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic Any investors in SA? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4383207-any-investors-in-sa/page/2/#post-4535416</link>
				<pubDate>Wed, 08 Feb 2006 04:06:31 +0000</pubDate>

									<content:encoded><![CDATA[<p>Yep meeting still on. Great way to spend valentines day hey!</p>
<p>i think agenda still to be finalised at this stage but if you email <a href="mailto:andrew@lamanna.com.au" rel="nofollow">andrew@lamanna.com.au</a> he will add you on the distribution list</p>
<p>Kim</p>
<p>Kim Anand<br />
<a href="mailto:kimanand@adam.com.au" rel="nofollow">kimanand@adam.com.au</a></p>
<p>&#8220;Money Can&#8217;t Buy you Happiness but it Does Bring you a More Pleasant Form of Misery&#8221;</p>
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				<title>Mama2Mia replied to the topic Renting while investing in property in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4384182-renting-while-investing-in-property/#post-4540664</link>
				<pubDate>Mon, 06 Feb 2006 07:06:45 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi,</p>
<p>Through pressure going about things the &#8216;normal&#8217; way my husband and i bought our first home 2 years ago and after speaking with some experienced investors realised that we might be better off renting so we sold up our brand spanking new house (it was painful [blush2]) and opted to rent.</p>
<p>Advantage is our rent is partially tax deductible&hellip;<span class="activity-read-more" id="activity-read-more-41342"><a href="https://www.propertyinvesting.com/topic/4384182-renting-while-investing-in-property/#post-4540664" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic How to find your own executive tenant? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4384060-how-to-find-your-own-executive-tenant/#post-4540011</link>
				<pubDate>Sun, 29 Jan 2006 14:34:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Rexilla99,</p>
<p>I think if its a straight forward investment property you want tenanted, given you interview and research before selecting who you think is the best property manager for the job, i think you should give the time consuming job to a property manager. The advantage of this is not only freeing up your time but property managers may have&hellip;<span class="activity-read-more" id="activity-read-more-241666"><a href="https://www.propertyinvesting.com/topic/4384060-how-to-find-your-own-executive-tenant/#post-4540011" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic Need furnishing ideas to get maximum rent. in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4384012-need-furnishing-ideas-to-get-maximum-rent/#post-4539824</link>
				<pubDate>Sun, 29 Jan 2006 01:37:29 +0000</pubDate>

									<content:encoded><![CDATA[<p>Ebay has always beeen really good to us!</p>
<p>Kim Anand<br />
<a href="mailto:kimanand@adam.com.au" rel="nofollow">kimanand@adam.com.au</a></p>
<p>&#8220;Money Can&#8217;t Buy you Happiness but it Does Bring you a More Pleasant Form of Misery&#8221;</p>
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				<title>Mama2Mia replied to the topic Calculating land value. in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4384052-calculating-land-value/#post-4539994</link>
				<pubDate>Sun, 29 Jan 2006 01:34:16 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi,</p>
<p>Not sure how other investors value land but we do it as we would valuate a house.</p>
<p>Look at the sales history reports for land sold in that suburb (you can get this off RP Data or UpMarket or if you haven&#8217;t got subscriptions to these just ask a real estate agent to print one off for you&#8230;some are reluctant to do this but most shouldn&#8217;t have a&hellip;<span class="activity-read-more" id="activity-read-more-225626"><a href="https://www.propertyinvesting.com/topic/4384052-calculating-land-value/#post-4539994" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic Reno Spreadsheet.. in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4383318-reno-spreadsheet/#post-4536021</link>
				<pubDate>Fri, 23 Dec 2005 05:49:53 +0000</pubDate>

									<content:encoded><![CDATA[<p>Maybe a section which allows you to enter in some income that you may possibly get during the reno process eg. if you&#8217;re subdividing but retaininig the exisiting house, you would most probably want to rent it out. Also if purely a reno and you finish ahead of schedule, you may decide to rent it out whilst waiting for it to be sold. So with this&hellip;<span class="activity-read-more" id="activity-read-more-97333"><a href="https://www.propertyinvesting.com/topic/4383318-reno-spreadsheet/#post-4536021" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic there is ALWAYS a solution in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4383528-there-is-always-a-solution/#post-4537194</link>
				<pubDate>Thu, 15 Dec 2005 09:13:11 +0000</pubDate>

									<content:encoded><![CDATA[<p>I&#8217;m dying to know the answer!</p>
<p>From past posts, it appears that you can&#8217;t get a property thats been purchased outside of the Trust, into the Trust without incurring all these hefty bills.</p>
<p>Please do tell![wacko]</p>
<p>Kim</p>
<p>Kim Anand<br />
<a href="mailto:kimanand@adam.com.au" rel="nofollow">kimanand@adam.com.au</a></p>
<p>&#8220;Money Can&#8217;t Buy you Happiness but it Does Bring you a More Pleasant Form of Misery&#8221;</p>
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				<title>Mama2Mia replied to the topic Rent Payment Methods? in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4383192-rent-payment-methods/#post-4535320</link>
				<pubDate>Tue, 15 Nov 2005 05:01:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey Longshanks,</p>
<p>We self manage some of our properties and have until recently given tenants our BSB and account number for them to deposit money into our account however the bookkeeping and chasing up of rent was a nightmare until we discovered Ezi Debit (www.ezidebit.com.au) They essentially are a third party that direct debits the rent from the&hellip;<span class="activity-read-more" id="activity-read-more-222440"><a href="https://www.propertyinvesting.com/topic/4383192-rent-payment-methods/#post-4535320" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic Subletting Advice in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4382853-subletting-advice/#post-4533537</link>
				<pubDate>Thu, 27 Oct 2005 04:35:03 +0000</pubDate>

									<content:encoded><![CDATA[<p>We fully furnish ours with everything they would need such as bed linen, powerboards, desk lamps etc.</p>
<p>Its furnished to the extent that they can just move in and not have to worry about going out to buy anything.</p>
<p>Common areas also have lounge, dining table and chairs, fridge, dishwasher, washing machine, crockery, cutlery plus we give them a few&hellip;<span class="activity-read-more" id="activity-read-more-114264"><a href="https://www.propertyinvesting.com/topic/4382853-subletting-advice/#post-4533537" rel="nofollow">[Read more]</a></span></p>
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				<title>Mama2Mia replied to the topic Subletting Advice in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4382853-subletting-advice/#post-4533531</link>
				<pubDate>Wed, 26 Oct 2005 02:35:11 +0000</pubDate>

									<content:encoded><![CDATA[<p>Notice boards at unis has worked well for us. We&#8217;ve only ever had to advertise in the Newspapers once or twice and we didn&#8217;t get a single phone call out of it so we&#8217;ve stopped doing that.</p>
<p>We also get a few through word of mouth.</p>
<p>Yes this time of the year is not the best time to start as Uni is coming to a close in the next few weeks and many&hellip;<span class="activity-read-more" id="activity-read-more-114259"><a href="https://www.propertyinvesting.com/topic/4382853-subletting-advice/#post-4533531" rel="nofollow">[Read more]</a></span></p>
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