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  • Hey Tamtam good question.

    I guess my answer is a question back to you …what do you want to achieve and what sort of property or investments do you need to make to achieve them. If your concern is cashflow then you need to be very focussed on achieving a comfortable interest rate buffer when you crunch your numbers. If you are struggling to buy…[Read more]

  • http://www.osha.gov/SLTC/benzene/

    Enjoy
    AD

    Enjoy
    AD [:o)]
    (Andrew)

    “Work joyfully and peacefully, knowing that right thoughts and right efforts inevitably bring about right results.”

  • AD replied to the topic Cheapest Rate !! in the forum Finance 14 years, 1 month ago

    I agree with you Stuart. No use holding the name back as this may not protect anyone but the lender or broker flogging this deal. If people are warned about the trap and still go ahead….well…….as my solictor says you can’t stop people from being stupid or doing stupid things………….[confused2]

    Enjoy
    AD [:o)]
    (Andrew)

    “Work joyfully…[Read more]

  • Bummer Richo. Sorry to hear the bad run….we must catch up soon.

    Enjoy
    AD [:o)]
    (Andrew)

    “Work joyfully and peacefully, knowing that right thoughts and right efforts inevitably bring about right results.”

  • AD replied to the topic Loan Type in the forum Finance 14 years, 4 months ago

    John&Lois,
    For me the bottom line is seek professional advice relevant to your situation. You have heard what others think and that suits them and their situation but they do not know your situation. For any of us to come out and say conclusively that you must do P&I or IO is wrong. You are unique and a good broker will help you find out what…[Read more]

  • Horses for courses.
    As long as you enjoy doing what you do …..do it. I have had a few properties and I have played with shares. I personally believe that the market (property,shares,etc.) dictates to you what is the best investment at the time. That is why I am happy to have sold off some property and be using the money in the share/futures…[Read more]

  • AD replied to the topic Guerrilla Real Estate? in the forum Heads Up! 14 years, 4 months ago

    I will add to Oscar. Stuart is a great guy and very full on property investor. If you wantto take the long ansd slow road don’t go there but if you want to shortcut some of those lessons in life he is worth talking to. He lives and breathes property and is the real deal. I consider Stuart a friend though so I am somewhat biased. If you think my…[Read more]

  • Not as I once was Del. I am starting to visit again. We’ll see if gets unhealthy again…..must say I do miss helping people out…..I think I used to do that ????

    Enjoy
    AD [:o)]
    (Andrew)

    “Work joyfully and peacefully, knowing that right thoughts and right efforts inevitably bring about right results.”

  • Glad to hear how well the properties are doing Mini. It is a lovely little town.

    Enjoy
    AD [:o)]
    (Andrew)

    “Work joyfully and peacefully, knowing that right thoughts and right efforts inevitably bring about right results.”

  • AD replied to the topic Loan Type in the forum Finance 14 years, 4 months ago

    I once loved the Interest only loans but now I usually go Principal and interest. Wilandel summed it up but I also remember that you can’t go broke owing nothing. Sooner they are payed off the sooner you are getting great cashflow. It also depends what you are after, if you are cashflow poor then IO may help. If on the other hand you don’t need…[Read more]

  • Maybe you can try making the deal more appealing. Rather than ofering a straight package you could offer a cheap intro rate for the first year and wear the costs. You could build the price up and reduce the rates to make it appealing. fiddle with the figures to make it work. There are many ways to couch the deal to make it attractive but as FW…[Read more]

  • $2000. Do you think that is lot of money for getting good advice , ideas and being able to network with like minded people ? mmmmm. Personally I think it is cheap. I have paid many times that amount over the years for info and it has come back to me many times over.
    You’re call but don’t let the cost be your reason, this may be just the catlyst…[Read more]

  • Thanks Wilandel and Simon. Nice to be recognised after so long. Good to see you guys still here helping people out.

    Enjoy
    AD [:o)]
    (Andrew)

    It is good to have an end to journey toward, but it is the journey that matters in the end.

  • Well here is a personal referral. Stuart and Josie are great. I have done some good deals with their help and they are great people to boot. I haven’t been to the site for a while but some may remember my credibility.

    Enjoy
    AD [:o)]
    (Andrew)

    It is good to have an end to journey toward, but it is the journey that matters in the end.

  • I agree that ANZ aren’t too bad to deal with. I have an account as you have described and I do all over the net. If I want money back here I write a cheque over here and bank it. Maybe you should contact Wizard and ask them to set it up for you. Should be a little bit of paperwork but a whole lot easier later.

    Enjoy
    AD [:o)]
    (Andrew)

    It is…[Read more]

  • Interesting Question Rugbyfan but my question is if you could make $7K or 8K for a weeks work wouldn’t it be worth it. Not saying this is the only way to do it but why not make a little cash. It depends on your cicumstances but $7K in your pocket is $7K more than last week. IF you reinvest that money and it keeps wokring for you it could be a good…[Read more]

  • Those pills are rare.

    Enjoy
    AD [:0)]
    (Andrew)

    It is good to have an end to journey toward, but it is the journey that matters in the end.

  • AD replied to the topic Seminar in march in the forum No Subject 14 years, 10 months ago

    You even became a tae kwon do expert mini !!!

    Enjoy
    AD [:0)]
    (Andrew)

    It is good to have an end to journey toward, but it is the journey that matters in the end.

  • AD replied to the topic Phone bills aaghh in the forum Opinionated! 14 years, 10 months ago

    mmm. Oh well I am happy to pay cheaper phone bills while it lasts. The big telco’s may not be able to stamp them all out…..even though there is no reason but their monopoly of the market. Wy would they stamp out players such as this but for the fact they offer good deals that the telco’s won’t offer.

    Enjoy
    AD [:0)]
    (Andrew)

    It is good to…[Read more]

  • Thanks Westan. And all but one are Buy and hold KH.that is a wrap.

    Enjoy
    AD [:0)]
    (Andrew)

    It is good to have an end to journey toward, but it is the journey that matters in the end.

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