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	<title>PropertyInvesting.com | Shellby | Activity</title>
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				<title>Shellby replied to the topic Rental property in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4384614-rental-property/#post-4543040</link>
				<pubDate>Tue, 07 Mar 2006 13:54:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Brenan,<br />
he&#8217;s got someone he knows through work that is going to have a look, although he knows what needs to be done.  We&#8217;re not so local to the place anymore, and this other guy specialises in that area, so has the gear to do the job maybe without getting right under the house.  You&#8217;re right, we probably would get it done anyway, but just&hellip;<span class="activity-read-more" id="activity-read-more-168439"><a href="https://www.propertyinvesting.com/topic/4384614-rental-property/#post-4543040" rel="nofollow">[Read more]</a></span></p>
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				<title>Shellby replied to the topic The Right Question?? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4384617-the-right-question/#post-4543045</link>
				<pubDate>Tue, 07 Mar 2006 11:27:04 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Mike,<br />
sometimes I find open for inspections hard because there&#8217;s lots of people going through and the agent is often more interested in who and how many are coming through the door.  I always like to ask why they&#8217;re selling, not that you may always get a truthful answer, but may give you an idea on whether they&#8217;ve purchased already elsewhere or&hellip;<span class="activity-read-more" id="activity-read-more-113353"><a href="https://www.propertyinvesting.com/topic/4384617-the-right-question/#post-4543045" rel="nofollow">[Read more]</a></span></p>
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				<title>Shellby replied to the topic Rental property in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4384614-rental-property/#post-4543038</link>
				<pubDate>Tue, 07 Mar 2006 11:06:19 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey Jarrah,<br />
yes I have read Steve&#8217;s books but it has been a while, so it may be a good thing to refresh upon.  Not really sure I want to commit to a wish list for these people!  We&#8217;re not sure what we&#8217;re doing with the house after 12 months and may decide to sell it before that time.  I guess we&#8217;re just a bit peeved as we are renting ourselves&hellip;<span class="activity-read-more" id="activity-read-more-168437"><a href="https://www.propertyinvesting.com/topic/4384614-rental-property/#post-4543038" rel="nofollow">[Read more]</a></span></p>
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				<title>Shellby replied to the topic Rental property in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4384614-rental-property/#post-4543036</link>
				<pubDate>Tue, 07 Mar 2006 06:13:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi jarrah and thanks for the response.  Just so you know, that I am fully aware of what the water is like, as it is our home and I lived in it for 12 years.  The pressure is a bit low in the cold tap only, but certainly not that bad and when I say discharge, I don&#8217;t mean anything too bad either, just old pipes.  My husband was going to repair it&hellip;<span class="activity-read-more" id="activity-read-more-168435"><a href="https://www.propertyinvesting.com/topic/4384614-rental-property/#post-4543036" rel="nofollow">[Read more]</a></span></p>
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				<title>Shellby replied to the topic STORY BOOK COTTAGES ??? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4384606-story-book-cottages/#post-4542976</link>
				<pubDate>Tue, 07 Mar 2006 03:56:40 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Jaspar,<br />
my sister &amp; husband used &#8216;storybook cottages&#8217; for their home and also a friend of ours has used them.  They were happy with the outcome, but is more like an owner builder style of company, where you organise your tradies etc to save costs.  Both were happy though, apart from some no doubt usual building hassles &amp; holdups.  I can say for&hellip;<span class="activity-read-more" id="activity-read-more-30123"><a href="https://www.propertyinvesting.com/topic/4384606-story-book-cottages/#post-4542976" rel="nofollow">[Read more]</a></span></p>
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				<title>Shellby replied to the topic help needed  POSTED in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4383541-help-needed-posted/#post-4537265</link>
				<pubDate>Wed, 14 Dec 2005 03:57:45 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Nehal,<br />
I hate to sound obvious, but wouldn&#8217;t a quick phone call or trip to your local post office be able to help you with that?<br />
Cheers Shellby</p>
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				<title>Shellby replied to the topic What are you doing on Christmas Day ? in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4383373-what-are-you-doing-on-christmas-day/#post-4536426</link>
				<pubDate>Tue, 13 Dec 2005 13:57:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>I just love Christmas! The best thing for me starts Christmas eve, putting the kids to bed, watching their wide eyes as they wonder what&#8217;s in store in the santa sack this year! We will be having Christmas day at our place this year. Not a big affair, just my parents for lunch with all the traditional trimmings, then my sister, hubby &amp; their kids&hellip;<span class="activity-read-more" id="activity-read-more-227049"><a href="https://www.propertyinvesting.com/topic/4383373-what-are-you-doing-on-christmas-day/#post-4536426" rel="nofollow">[Read more]</a></span></p>
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				<title>Shellby replied to the topic If your child asks do you tell them your income? in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4383512-if-your-child-asks-do-you-tell-them-your-income/#post-4537104</link>
				<pubDate>Tue, 13 Dec 2005 06:11:02 +0000</pubDate>

									<content:encoded><![CDATA[<p>I think it&#8217;s okay to talk about money etc in an open fashion with the kids. It shouldn&#8217;t be something that&#8217;s considered &#8216;taboo&#8217; and keeps the lines of communication open. Although they may not understand everything fully, I think being honest and upfront is the best way.<br />
Shellby</p>
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				<title>Shellby replied to the topic Advice for renting in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4383522-advice-for-renting/#post-4537169</link>
				<pubDate>Tue, 13 Dec 2005 05:24:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks again Dr.X &amp; Jenny1,<br />
that sounds like a good idea. So, would you think we could do something like that if this guy was to rent here? We haven&#8217;t actually spoken to him yet, only our friend letting us know about his interest. But he will probably be getting in touch with us soon.<br />
Shellby</p>
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				<title>Shellby replied to the topic Advice for renting in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4383522-advice-for-renting/#post-4537167</link>
				<pubDate>Mon, 12 Dec 2005 14:12:29 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Dr.X,<br />
yes, I can see your point, although we don&#8217;t have any emotional ties with this person, more with the person who recommended them. But, just wasn&#8217;t sure if it still felt a bit too close for comfort, or better to be dealing with someone you know nothing about, if that makes any sense.<br />
As for the agent, it was purely for the reason that&hellip;<span class="activity-read-more" id="activity-read-more-152150"><a href="https://www.propertyinvesting.com/topic/4383522-advice-for-renting/#post-4537167" rel="nofollow">[Read more]</a></span></p>
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				<title>Shellby replied to the topic Residential property on track for soft landing! in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4382975-residential-property-on-track-for-soft-landing/#post-4534195</link>
				<pubDate>Sat, 05 Nov 2005 05:02:42 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi,<br />
both interesting articles, but just goes to show that no one really knows what will happen, as there&#8217;s lots of different opinions and predictions. The only time to be sure is in a few years down the track, when people will say, ah, this is what happened then. I think it&#8217;s a time to not over extend yourself and make wise choices.<br />
Cheers, Shellby</p>
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				<title>Shellby replied to the topic Colour Profiler in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4383011-colour-profiler/#post-4534331</link>
				<pubDate>Thu, 03 Nov 2005 14:05:44 +0000</pubDate>

									<content:encoded><![CDATA[<p>I enjoyed that too, something different!</p>
<p>&#8216;Water Beads&#8217; for me.</p>
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				<title>Shellby replied to the topic The Birth Order Of Children in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4383026-the-birth-order-of-children/#post-4534361</link>
				<pubDate>Thu, 03 Nov 2005 13:26:53 +0000</pubDate>

									<content:encoded><![CDATA[<p>Actually now I know why I only had two!!</p>
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				<title>Shellby replied to the topic The Birth Order Of Children in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4383026-the-birth-order-of-children/#post-4534360</link>
				<pubDate>Thu, 03 Nov 2005 13:18:03 +0000</pubDate>

									<content:encoded><![CDATA[<p>Classic!</p>
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				<title>Shellby replied to the topic Jim and Gwen in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4383025-jim-and-gwen/#post-4534358</link>
				<pubDate>Thu, 03 Nov 2005 13:09:45 +0000</pubDate>

									<content:encoded><![CDATA[<p>Boy, you&#8217;re full of them tonight aren&#8217;t you? My hubby &amp; and my Dad are gonna love these!<br />
Keep up the happy mood,<br />
Shellby</p>
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				<title>Shellby replied to the topic Where to start in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4383007-where-to-start-18/#post-4534322</link>
				<pubDate>Thu, 03 Nov 2005 12:57:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Trent &amp; welcome,<br />
I&#8217;m certainly no expert and there&#8217;s plenty on the forum who can give you some good advice. Steve&#8217;s 2nd book maybe of interest to read, the 11 second rule doesn&#8217;t really apply in this market unless you can make it happen through creativity.<br />
Sorry to hear of your misfortune, and you did mention &#8216;us&#8217;, so does that mean you have a&hellip;<span class="activity-read-more" id="activity-read-more-11843"><a href="https://www.propertyinvesting.com/topic/4383007-where-to-start-18/#post-4534322" rel="nofollow">[Read more]</a></span></p>
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				<title>Shellby replied to the topic Ever Lost Your Cool in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4382600-ever-lost-your-cool/#post-4532032</link>
				<pubDate>Tue, 11 Oct 2005 04:46:15 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi,<br />
we&#8217;ve often taken a leaf out of &#8216;Seinfeld&#8217;s&#8217; show and have asked them to leave their personal name and phone number, so that we can ring them back at a time that suits us. When they say they can&#8217;t possibly do that, we reply well now you know how we feel, and simply hang up!<br />
No need to lose your cool!!<br />
Cheers Shellby</p>
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				<title>Shellby replied to the topic Bendigo in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4382470-bendigo/#post-4531257</link>
				<pubDate>Thu, 29 Sep 2005 12:02:04 +0000</pubDate>

									<content:encoded><![CDATA[<p>Brisbane 04,<br />
thanks, you&#8217;re a gem! And yes, we&#8217;ve always had the same thoughts with other cities. Ballarat is too cold &amp; have family in Geelong, but we&#8217;ve always enjoyed the climate and other attractions up your way. I will definately pm you, just wanted to acknowledge my thanks to you here, with your generous reply.<br />
Cheers, Shellby.</p>
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				<title>Shellby replied to the topic Bendigo in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4382470-bendigo/#post-4531255</link>
				<pubDate>Thu, 29 Sep 2005 07:24:53 +0000</pubDate>

									<content:encoded><![CDATA[<p>Come on guys &amp; gals, don&#8217;t be shy!</p>
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				<title>Shellby replied to the topic HOW TO PAY OFF A $250K PROP IN &#60; 10YEARS? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4382448-how-to-pay-off-a-250k-prop-in-10years/#post-4531128</link>
				<pubDate>Thu, 29 Sep 2005 06:48:55 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Mcubed82,<br />
I also read Anita&#8217;s book some time ago, and I think for memory she actually paid it off in 3 years!  I think the idea is showing what&#8217;s achievable, if you&#8217;re prepared to sacrifice along the way. Let&#8217;s not forget also that this was her PPOR not an IP, so there are some benefits of paying it off, or at least down somewhat. More&hellip;<span class="activity-read-more" id="activity-read-more-24577"><a href="https://www.propertyinvesting.com/topic/4382448-how-to-pay-off-a-250k-prop-in-10years/#post-4531128" rel="nofollow">[Read more]</a></span></p>
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				<title>Shellby replied to the topic Bendigo in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4382470-bendigo/#post-4531254</link>
				<pubDate>Thu, 29 Sep 2005 05:18:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>Also, to add to that, do you think it&#8217;s better to sell your home, or rent it out. I would think maybe to rent it out for the time being, but my husband wonders whether you&#8217;d get a better price, perhaps looking more well cared for than after it&#8217;s been rented.<br />
Any comments or opinions would be good here people!<br />
Thanks again, Shellby</p>
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				<title>Shellby replied to the topic Ballarat - What do you think? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4382083-ballarat-what-do-you-think/#post-4528721</link>
				<pubDate>Thu, 08 Sep 2005 04:54:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>Why don&#8217;t you read Steve&#8217;s 1st book, which has heaps of info on Ballarat, or at least how they researched the area. By the prices you&#8217;re quoting, you&#8217;ll see how much things there have changed in the last few years!<br />
Cheers, Shellby</p>
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				<title>Shellby replied to the topic TO FIX OR NOT TO FIX ? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4378872-to-fix-or-not-to-fix-2/#post-4507368</link>
				<pubDate>Fri, 25 Feb 2005 02:54:40 +0000</pubDate>

									<content:encoded><![CDATA[<p>Personally, I&#8217;m not a huge fan of fixed interest rates on your home loan. We fixed our loan some years back, only to have interest rates go down, and ended up paying a fee to revert back to variable. If you&#8217;re paying more on your home loan than necessary, the interest rise shouldn&#8217;t worry you anyway.<br />
I think having flexibility is better, as things&hellip;<span class="activity-read-more" id="activity-read-more-152193"><a href="https://www.propertyinvesting.com/topic/4378872-to-fix-or-not-to-fix-2/#post-4507368" rel="nofollow">[Read more]</a></span></p>
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				<title>Shellby replied to the topic Termites -  HELP in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4378890-termites-help/#post-4507513</link>
				<pubDate>Fri, 25 Feb 2005 02:39:29 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Jules,<br />
if the problem has been rectified then you shouldn&#8217;t have any worries. Termites can be a problem for anyone, whether you&#8217;ve had an infestation or not. Everyone should have a pest inspection done yearly, new or old houses. If when selling,and the repair is noted, so long as the inspector gives it the all clear, there would be no reason to&hellip;<span class="activity-read-more" id="activity-read-more-11821"><a href="https://www.propertyinvesting.com/topic/4378890-termites-help/#post-4507513" rel="nofollow">[Read more]</a></span></p>
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				<title>Shellby replied to the topic The 11 second Solution in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4378471-the-11-second-solution-3/#post-4505025</link>
				<pubDate>Fri, 04 Feb 2005 00:44:35 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Pen,<br />
if you enjoyed Steve&#8217;s 1st book, you should have a read of his 2nd, &#8216;$1,000,000 in property in one year&#8217;. It&#8217;s a good follow on from his 1st one, and being written in 2004, covers some more up to date issues for these times.</p>
<p>Cheers Shellby</p>
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				<title>Shellby replied to the topic House prices rising? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4378347-house-prices-rising/#post-4504312</link>
				<pubDate>Wed, 02 Feb 2005 02:01:56 +0000</pubDate>

									<content:encoded><![CDATA[<p>Torachan,<br />
what gives with your comments? Many on this forum are experienced investors with valuable knowledge to share whilst others are here to learn.<br />
Judging by your other recent posts with rather negative comments, I&#8217;m wondering which category you fit into?<br />
Would be nice to see some positive feedback!!<br />
Cheers, Shellby</p>
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				<title>Shellby replied to the topic House prices rising? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4378347-house-prices-rising/#post-4504308</link>
				<pubDate>Sat, 29 Jan 2005 10:37:49 +0000</pubDate>

									<content:encoded><![CDATA[<p>Up front commission, Derek.</p>
<p>Shellby.</p>
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				<title>Shellby replied to the topic House prices rising? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4378347-house-prices-rising/#post-4504306</link>
				<pubDate>Sat, 29 Jan 2005 09:29:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Derek,<br />
it&#8217;s actually a managed fund, which does incorporate some property, but predominantly shares. And, of course, we pay fees for them to look after the fund.<br />
Shellby</p>
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				<title>Shellby replied to the topic House prices rising? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4378347-house-prices-rising/#post-4504303</link>
				<pubDate>Sat, 29 Jan 2005 09:04:54 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi and thanks for the replies.<br />
Yes, I definitely agree that you can&#8217;t believe everything you read and did check out page 20 and could certainly see some questionable stats. It&#8217;s just that when media start featuring some of these more positive stories, don&#8217;t you think it starts to build a certain amount of confidence?<br />
Although, I know our financial&hellip;<span class="activity-read-more" id="activity-read-more-228110"><a href="https://www.propertyinvesting.com/topic/4378347-house-prices-rising/#post-4504303" rel="nofollow">[Read more]</a></span></p>
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				<title>Shellby replied to the topic Let's celebrate Marital vows! in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4377964-lets-celebrate-marital-vows/page/2/#post-4501959</link>
				<pubDate>Fri, 21 Jan 2005 02:46:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>Blondie,<br />
if you don&#8217;t want the big wedding then it shouldn&#8217;t matter what other people think, it is your day after all. Also I don&#8217;t think it&#8217;s so much people wanting to gawk at you, as much as just wanting to celebrate and enjoy your special day with you! It is a big step in your life and I guess those who have shared your life with you so far,&hellip;<span class="activity-read-more" id="activity-read-more-260244"><a href="https://www.propertyinvesting.com/topic/4377964-lets-celebrate-marital-vows/page/2/#post-4501959" rel="nofollow">[Read more]</a></span></p>
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				<title>Shellby replied to the topic Let's celebrate Marital vows! in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4377964-lets-celebrate-marital-vows/page/2/#post-4501957</link>
				<pubDate>Thu, 20 Jan 2005 14:17:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi there all,<br />
my husband and I had our 16th wedding anniversary last November. Marriage is a great thing and yes hard work, and worth the piece of paper it&#8217;s printed on. Why do you need a piece of paper to say you&#8217;re married? Why not, I say. If that&#8217;s what it takes to show the world you&#8217;re in love and want to be married, then just do it!<br />
Very new&hellip;<span class="activity-read-more" id="activity-read-more-230498"><a href="https://www.propertyinvesting.com/topic/4377964-lets-celebrate-marital-vows/page/2/#post-4501957" rel="nofollow">[Read more]</a></span></p>
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				<title>Shellby replied to the topic First message in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4378147-first-message/#post-4503151</link>
				<pubDate>Thu, 20 Jan 2005 00:12:22 +0000</pubDate>

									<content:encoded><![CDATA[<p>To &#8216;destined&#8217; &amp; &#8216;kwilko&#8217;,<br />
thanks for replying, wasn&#8217;t expecting anyone to reply back, really. This is quite exciting!<br />
I agree with what you both have to say, I just wonder how much you can trust the real estate&#8217;s or property managers on their heresay of vacancy rates etc. After all, they want your business.<br />
Also, Steve&#8217;s 11 second solution &#8211; any&hellip;<span class="activity-read-more" id="activity-read-more-7545"><a href="https://www.propertyinvesting.com/topic/4378147-first-message/#post-4503151" rel="nofollow">[Read more]</a></span></p>
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