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	<title>PropertyInvesting.com | SeeChange | Activity</title>
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				<title>SeeChange replied to the topic Buying property in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4381482-buying-property/#post-4524607</link>
				<pubDate>Thu, 04 Aug 2005 03:18:14 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by gafama:</i><br />
It&#8217;s my understanding that if you have a property investment entity (coy, trust) then you can claim but if it&#8217;s just you then it forms part of the &#8220;acquistion&#8221; cost of a property (like stamp duty) and goes towards the cost base when (and if) you sell for CGT purposes.</p>
<p>Check with your accountant &#8211; they may have an&hellip;<span class="activity-read-more" id="activity-read-more-82913"><a href="https://www.propertyinvesting.com/topic/4381482-buying-property/#post-4524607" rel="nofollow">[Read more]</a></span></p>
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				<title>SeeChange replied to the topic find owners please in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4381489-find-owners-please/#post-4524633</link>
				<pubDate>Thu, 04 Aug 2005 03:11:24 +0000</pubDate>

									<content:encoded><![CDATA[<p>Some mortgage brokers will have access to RP data so if you&#8217;re using one , you should be able to get the info off them.</p>
<p>Also if you&#8217;re good friends with an REA they may be able to help you.</p>
<p>See Change</p>
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				<title>SeeChange replied to the topic Rockhampton, Qld. in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4381161-rockhampton-qld/#post-4522727</link>
				<pubDate>Sat, 16 Jul 2005 06:20:16 +0000</pubDate>

									<content:encoded><![CDATA[<p>All the people who I know ( myself included ) who have bought in Rocky ( in 2003 ) are in profit taking mode at the moment. I don&#8217;t know anyone who is buying there at the moment. I would be very much suprised if you could get cash flow positive properties.</p>
<p>There is a long thread on Somersoft re&hellip;<span class="activity-read-more" id="activity-read-more-204136"><a href="https://www.propertyinvesting.com/topic/4381161-rockhampton-qld/#post-4522727" rel="nofollow">[Read more]</a></span></p>
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				<title>SeeChange replied to the topic Sydney - Next Boom in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4381167-sydney-next-boom/#post-4522845</link>
				<pubDate>Sat, 16 Jul 2005 06:11:40 +0000</pubDate>

									<content:encoded><![CDATA[<p>Michael has been around and knows what he&#8217;s talking about.</p>
<p>If you want to read up about the property cycle ( though he won&#8217;t and can&#8217;t tell you when the next cycle will begin ) you might want to read a book by Kieron Trass from&hellip;<span class="activity-read-more" id="activity-read-more-72297"><a href="https://www.propertyinvesting.com/topic/4381167-sydney-next-boom/#post-4522845" rel="nofollow">[Read more]</a></span></p>
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				<title>SeeChange replied to the topic hybrid  discretionary unit trust in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4381125-hybrid-discretionary-unit-trust/#post-4522540</link>
				<pubDate>Mon, 11 Jul 2005 06:33:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>If you want to check out what is on the ATO hit list , havea look here.</p>
<p><a href="http://www.ato.gov.au/atp/" rel="nofollow">http://www.ato.gov.au/atp/</a></p>
<p>Hybrid trust seem to be the way many are going , so some legal people have expressed concerns that they may not offer as much protection as a standard trust.</p>
<p>Main advantage is they able you to negatively gear. If you don&#8217;t need that or anticipate&hellip;<span class="activity-read-more" id="activity-read-more-216382"><a href="https://www.propertyinvesting.com/topic/4381125-hybrid-discretionary-unit-trust/#post-4522540" rel="nofollow">[Read more]</a></span></p>
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				<title>SeeChange replied to the topic The Dangers of Using Equity to Fund Retirement in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4380966-the-dangers-of-using-equity-to-fund-retirement/page/2/#post-4521464</link>
				<pubDate>Mon, 04 Jul 2005 05:51:45 +0000</pubDate>

									<content:encoded><![CDATA[<p>Michael</p>
<p>Following on from where I suggested you can cash up when the market has peaked, my aim is to start buying in at a point where I see absolute bargains.</p>
<p>Now if I keep buying whenever I can afford to ( as suggested by some ) and maintaining a higher LVR , when the market comes to a point where I want to start buying again , the odds are&hellip;<span class="activity-read-more" id="activity-read-more-260350"><a href="https://www.propertyinvesting.com/topic/4380966-the-dangers-of-using-equity-to-fund-retirement/page/2/#post-4521464" rel="nofollow">[Read more]</a></span></p>
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				<title>SeeChange replied to the topic How much you got? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4380802-how-much-you-got/#post-4520335</link>
				<pubDate>Mon, 04 Jul 2005 03:58:56 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by surreyhughes19905:</i><br />
One person&#8217;s excess bedrooms is another&#8217;s home office, media room, dark room, hobby room, guest accomodation, storage room, parent sanctuary&#8230;</p>
<p>4 bedroom houses will always have a demand even if you have to re-label them as 2 bedroom + home theatre + study&#8230;  It&#8217;s the size and space that attract money,&hellip;<span class="activity-read-more" id="activity-read-more-189092"><a href="https://www.propertyinvesting.com/topic/4380802-how-much-you-got/#post-4520335" rel="nofollow">[Read more]</a></span></p>
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				<title>SeeChange replied to the topic The Dangers of Using Equity to Fund Retirement in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4380966-the-dangers-of-using-equity-to-fund-retirement/#post-4521462</link>
				<pubDate>Mon, 04 Jul 2005 02:13:54 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by Terryw:</i><br />
What is the alternative to living off equity?</p>
<p>It would probably have to be selling a property. If you were to sell a property you will lose all future capital growth of that property and will also have to pay various costs. Surely this is cooking the goose (and not drawing down the capital).</p>
<p>However, if you were able&hellip;<span class="activity-read-more" id="activity-read-more-67828"><a href="https://www.propertyinvesting.com/topic/4380966-the-dangers-of-using-equity-to-fund-retirement/#post-4521462" rel="nofollow">[Read more]</a></span></p>
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				<title>SeeChange replied to the topic Flyers in letterboxes n grannies with oozies in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4381023-flyers-in-letterboxes-n-grannies-with-oozies/#post-4521928</link>
				<pubDate>Mon, 04 Jul 2005 01:09:48 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by redwing:</i><br />
would you sell for 85% of market value?</p>
<p>IMHO in most cases anyone who thinks of selling will then look around for prices in the area, pick up the paper and have a look (community papers are free so it doesn&#8217;t even cost anything and shows houses in the area) or at least speak to a REA about what thier houses are&hellip;<span class="activity-read-more" id="activity-read-more-84576"><a href="https://www.propertyinvesting.com/topic/4381023-flyers-in-letterboxes-n-grannies-with-oozies/#post-4521928" rel="nofollow">[Read more]</a></span></p>
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				<title>SeeChange replied to the topic The Dangers of Using Equity to Fund Retirement in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4380966-the-dangers-of-using-equity-to-fund-retirement/#post-4521454</link>
				<pubDate>Fri, 01 Jul 2005 03:45:13 +0000</pubDate>

									<content:encoded><![CDATA[<p>Michael</p>
<p>For me the problem with Living of Equity is what happens if the unexpected happen ( well maybe not unexpected by some )</p>
<p>To draw down equity you are assuming that the way the banking system will allow you access to you equity in terms of increasing the equity you can access . I would hate to be at 70 when there&#8217;s a recession, prices gone&hellip;<span class="activity-read-more" id="activity-read-more-67820"><a href="https://www.propertyinvesting.com/topic/4380966-the-dangers-of-using-equity-to-fund-retirement/#post-4521454" rel="nofollow">[Read more]</a></span></p>
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				<title>SeeChange replied to the topic Woodridge in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4380919-woodridge/#post-4521100</link>
				<pubDate>Tue, 28 Jun 2005 03:42:33 +0000</pubDate>

									<content:encoded><![CDATA[<p>Interesting way of looking at things DD.</p>
<p>Else where you&#8217;ve been saying that unit prices have been going up because first home buyers can no longer afford houses. ( I agree )</p>
<p>Now your saying that the increase in unit prices will force house prices to go up. Can&#8217;t quite see the logic in that given our first assumption.</p>
<p>Every where else I&#8217;ve&hellip;<span class="activity-read-more" id="activity-read-more-104920"><a href="https://www.propertyinvesting.com/topic/4380919-woodridge/#post-4521100" rel="nofollow">[Read more]</a></span></p>
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				<title>SeeChange replied to the topic Woodridge in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4380919-woodridge/#post-4521097</link>
				<pubDate>Mon, 27 Jun 2005 22:26:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>Havn&#8217;t talked to our PM&#8217;s recently , but the only one&#8217;s we&#8217;ve had problems renting out in the past have been a couple of earlier buys which in retrospect had problems. Since off load at nice capital gain..<img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" /></p>
<p>All of our other properties have rented easily when vacant.</p>
<p>See Change</p>
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				<title>SeeChange replied to the topic Woodridge in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4380919-woodridge/#post-4521095</link>
				<pubDate>Mon, 27 Jun 2005 03:39:36 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by Yasmina:</i><br />
I have been driving around Woodridge area for couple days now, but because i never crossed my foot this way before, it is so hard to tell what is a good deal and what isn&#8217;t. Can anybody tell me something about Woodrigde? Woodrigde v Logan?<br />
Anything would help.</p>
<p>Yasmina</p>
<p>It gets confusing as the council area is logan&hellip;<span class="activity-read-more" id="activity-read-more-104916"><a href="https://www.propertyinvesting.com/topic/4380919-woodridge/#post-4521095" rel="nofollow">[Read more]</a></span></p>
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				<title>SeeChange replied to the topic When are you planning to retire? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4380911-when-are-you-planning-to-retire/#post-4521039</link>
				<pubDate>Mon, 27 Jun 2005 02:07:16 +0000</pubDate>

									<content:encoded><![CDATA[<p>47</p>
<p>Will never retire. Will always be doing something . If I was financially free now I&#8217;d spend some years song writing</p>
<p>My Father has finally retired, at age 78  . My mother is over 80 and is brushing up on her French so she can teach it &#8230;</p>
<p>If I didn&#8217;t have three kids at private schools I could probably be financial free now , though four years&hellip;<span class="activity-read-more" id="activity-read-more-232945"><a href="https://www.propertyinvesting.com/topic/4380911-when-are-you-planning-to-retire/#post-4521039" rel="nofollow">[Read more]</a></span></p>
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				<title>SeeChange replied to the topic Greenspan Warns Of Housing Bubble Burst in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4380700-greenspan-warns-of-housing-bubble-burst/#post-4519707</link>
				<pubDate>Mon, 13 Jun 2005 23:20:16 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by Dazzling:</i><br />
So now that you have been made aware of this fascinating information &#8211; what do you intend on doing with it ??  And how specifically does it integrate with the tiny portions of real estate that you actually own ??</p>
<p>I&#8217;d really be interested in your answer as I personally don&#8217;t see any connection.  How does it affect&hellip;<span class="activity-read-more" id="activity-read-more-140211"><a href="https://www.propertyinvesting.com/topic/4380700-greenspan-warns-of-housing-bubble-burst/#post-4519707" rel="nofollow">[Read more]</a></span></p>
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				<title>SeeChange replied to the topic Investing in Thai property in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4380674-investing-in-thai-property/#post-4519442</link>
				<pubDate>Thu, 09 Jun 2005 22:31:55 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by AnneLeo:</i><br />
Sledge,</p>
<p>I must say what an interesting response.  How powerful did you make SeeChange?</p>
<p>Anne.</p>
<p>Anne I think Sledge&#8217;s name and reaction say it all. If it had been a genuine question they would have reacted differently.</p>
<p>I think many people thought the same about the post, but didn&#8217;t bother responding. Normally I&hellip;<span class="activity-read-more" id="activity-read-more-242507"><a href="https://www.propertyinvesting.com/topic/4380674-investing-in-thai-property/#post-4519442" rel="nofollow">[Read more]</a></span></p>
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				<title>SeeChange replied to the topic Property Market heading downwards? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4380592-property-market-heading-downwards/page/2/#post-4518859</link>
				<pubDate>Wed, 08 Jun 2005 11:40:14 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by dmichie:</i></p>
<p>No, the way the Australian Property market works has already changed.  The bubble is deflating and we are very unlikely to see much real capital growth (i.e. above inflation) for the next 10 years.  So your strategy of buying and holding property may have worked brilliantly for the past 10 years, but its not going to&hellip;<span class="activity-read-more" id="activity-read-more-266758"><a href="https://www.propertyinvesting.com/topic/4380592-property-market-heading-downwards/page/2/#post-4518859" rel="nofollow">[Read more]</a></span></p>
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				<title>SeeChange replied to the topic Property Market heading downwards? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4380592-property-market-heading-downwards/page/2/#post-4518857</link>
				<pubDate>Wed, 08 Jun 2005 10:28:04 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by dmichie:</i><br />
 The great economic success stories of the past 60 years (Germany, Japan and now China) were not created by building houses, they were created with exports.  You cannot create wealth by buying and selling houses, real wealth is created by selling something to the rest of the world.</p>
<p>Dmichie</p>
<p>I can see your view&hellip;<span class="activity-read-more" id="activity-read-more-266757"><a href="https://www.propertyinvesting.com/topic/4380592-property-market-heading-downwards/page/2/#post-4518857" rel="nofollow">[Read more]</a></span></p>
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				<title>SeeChange replied to the topic I've been scammed!!!!!!!!! in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4380677-ive-been-scammed/#post-4519464</link>
				<pubDate>Wed, 08 Jun 2005 08:07:20 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by resiwealth:</i><br />
I want to issue a warning to people on this site not to be conned and scammed buy one of the best i have met in 15 years.</p>
<p>Adds are back into the Fin Review and they are going to do it again. We got caught for just under 3 million dollars, yes u read it wright.</p>
<p>The company is a medical imaging company (body&hellip;<span class="activity-read-more" id="activity-read-more-137366"><a href="https://www.propertyinvesting.com/topic/4380677-ive-been-scammed/#post-4519464" rel="nofollow">[Read more]</a></span></p>
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				<title>SeeChange replied to the topic Investing in Thai property in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4380674-investing-in-thai-property/#post-4519438</link>
				<pubDate>Wed, 08 Jun 2005 06:07:29 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by Sledge:</i><br />
Thanks for your help. Are you all so friendly in here or is it just you.</p>
<p>Sledge</p>
<p>Yes [biggrin]</p>
<p>Flattery will get you no where &#8230;..[baaa]</p>
<p>See Change</p>
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				<title>SeeChange replied to the topic Investing in Thai property in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4380674-investing-in-thai-property/#post-4519436</link>
				<pubDate>Wed, 08 Jun 2005 05:33:48 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by Sledge:</i><br />
Hi all from a newbie.</p>
<p>Just wanted to get your opinion on investing in Thailand.</p>
<p>I have heard a few good things and I am particularly interested in this company.</p>
<p><a href="http://www.?????.com" rel="nofollow">http://www.?????.com</a></p>
<p>They say they promise an 8% return GUARANTEED.</p>
<p>You buy a villa or appartment in their complex and you use it for 30 days per year for&hellip;<span class="activity-read-more" id="activity-read-more-242502"><a href="https://www.propertyinvesting.com/topic/4380674-investing-in-thai-property/#post-4519436" rel="nofollow">[Read more]</a></span></p>
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				<title>SeeChange replied to the topic Property Investing MAD in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4380556-property-investing-mad/page/2/#post-4518583</link>
				<pubDate>Wed, 08 Jun 2005 02:41:57 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by foundation:</i><br />
Phew&#8230; I give up.</p>
<p>Have a beer foundation.[chill]</p>
<p>I don&#8217;t think foundation is saying that the property is overvalued in terms of it&#8217;s value in realation to the property market at the current stage.</p>
<p>He is saying ( I think ) that the whole property market is overvalued at the moment in relation to various&hellip;<span class="activity-read-more" id="activity-read-more-277044"><a href="https://www.propertyinvesting.com/topic/4380556-property-investing-mad/page/2/#post-4518583" rel="nofollow">[Read more]</a></span></p>
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				<title>SeeChange replied to the topic Analysts tip ongoing property decline in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4380646-analysts-tip-ongoing-property-decline/#post-4519250</link>
				<pubDate>Wed, 08 Jun 2005 02:36:33 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by foundation:</i><br />
Originally posted by SeeChange:<br />
We have had a longer boom time this time, <b>but</b> , the flat down period before this boom was longer than normal , so one could argue that the long boom was a result of the long flat period before hand.<br />
Of course it was actually a very short period in terms of inflation growth&#8230;<br />
Between&hellip;<span class="activity-read-more" id="activity-read-more-38097"><a href="https://www.propertyinvesting.com/topic/4380646-analysts-tip-ongoing-property-decline/#post-4519250" rel="nofollow">[Read more]</a></span></p>
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				<title>SeeChange replied to the topic Analysts tip ongoing property decline in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4380646-analysts-tip-ongoing-property-decline/#post-4519248</link>
				<pubDate>Tue, 07 Jun 2005 06:44:23 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by dmichie:</i><br />
If you look at previous housing cycles in Australia a boom is followed by an extended period (5 years or longer) of flat or slowly declining prices.  This is what happened after the housing booms in the early 80s and late 80s, and there is no reason to think that things will be different this time.  <i>Indeed, the &#8220;flat&hellip;</i><span class="activity-read-more" id="activity-read-more-38095"><a href="https://www.propertyinvesting.com/topic/4380646-analysts-tip-ongoing-property-decline/#post-4519248" rel="nofollow">[Read more]</a></span></p>
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				<title>SeeChange replied to the topic +CF - What finance terms is this usually based on? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4380648-cf-what-finance-terms-is-this-usually-based-on/#post-4519269</link>
				<pubDate>Tue, 07 Jun 2005 03:12:11 +0000</pubDate>

									<content:encoded><![CDATA[<p>Personally I&#8217;d only consider it genuinely Cash flow positive if it&#8217;s 100 % finance , including all additional cost , stamp duty , solicitors fees etc.</p>
<p>Though I&#8217;m sure many people will have a different opinion. [biggrin]</p>
<p>See Change</p>
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				<title>SeeChange replied to the topic WORLD DEPRESSION 2006 - 2008 in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4380633-world-depression-2006-2008/page/2/#post-4519094</link>
				<pubDate>Tue, 07 Jun 2005 01:29:19 +0000</pubDate>

									<content:encoded><![CDATA[<p>Actually the first book I read which was about financial matters was <i><b>The Great Depression onf 1990</b></i> . I&#8217;m glad I didn&#8217;t do what was suggested at that stage. Maybe he should put out a second edition &#8230;..[blush2]</p>
<p><a href="http://econwpa.wustl.edu/eprints/get/papers/0502/0502021.abs" rel="nofollow">http://econwpa.wustl.edu/eprints/get/papers/0502/0502021.abs</a></p>
<p>See Change</p>
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				<title>SeeChange replied to the topic WORLD DEPRESSION 2006 - 2008 in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4380633-world-depression-2006-2008/#post-4519093</link>
				<pubDate>Tue, 07 Jun 2005 01:25:58 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by loanwolf:</i><br />
Well I hate to admit to being a simpleton, haha, but if I hadn&#8217;t read RK I wouldn&#8217;t have made 2 purchases and 2 sales of property. Hence I wouldn&#8217;t have discovered this site.</p>
<p>Dazzling, I think you&#8217;re spot on, man. Due diligence is require for each individual IP. I think keeping basics in mind ie close to services,&hellip;<span class="activity-read-more" id="activity-read-more-127203"><a href="https://www.propertyinvesting.com/topic/4380633-world-depression-2006-2008/#post-4519093" rel="nofollow">[Read more]</a></span></p>
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				<title>SeeChange replied to the topic WORLD DEPRESSION 2006 - 2008 in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4380633-world-depression-2006-2008/#post-4519091</link>
				<pubDate>Tue, 07 Jun 2005 00:47:51 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by Postman:</i><br />
he is acknowleged as a &#8216;worlds best author&#8217; (or words to that effect)???</p>
<p>I have heard of him being called a best seller, that only means that he sells a lot of books.</p>
<p>What do you have to do to sell lots of books?  Tell people what they want to hear.</p>
<p>Rich dad poor dad, was my introduction to the world of investing,&hellip;<span class="activity-read-more" id="activity-read-more-127201"><a href="https://www.propertyinvesting.com/topic/4380633-world-depression-2006-2008/#post-4519091" rel="nofollow">[Read more]</a></span></p>
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				<title>SeeChange replied to the topic $1 deposit!!! in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4380629-1-deposit/#post-4519014</link>
				<pubDate>Mon, 06 Jun 2005 04:32:26 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by Terryw:</i><br />
Yes its true! You could also use your left shoe instead.</p>
<p>Terryw<br />
Discover Home Loans<br />
North Sydney<br />
<a href="mailto:Terry@discoverhomeloans.com.au" rel="nofollow">Terry@discoverhomeloans.com.au</a></p>
<p>Finally ,  a reason to work out how to edit typo&#8217;s&#8230;.. [blush2]<br />
See Change</p>
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				<title>SeeChange replied to the topic $1 deposit!!! in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4380629-1-deposit/#post-4519012</link>
				<pubDate>Mon, 06 Jun 2005 03:09:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>You can put down whatever deposit the Vendor is prepared to accept.</p>
<p>The agents usually like a deposit that will cover their fees&#8230;.</p>
<p>See Change</p>
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				<title>SeeChange replied to the topic Recent development success in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4380607-recent-development-success/#post-4518929</link>
				<pubDate>Mon, 06 Jun 2005 02:33:45 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by markpatrick:</i></p>
<p>There is a good site <a href="http://www.investinginland.com" rel="nofollow">http://www.investinginland.com</a> which points this out as the way to go from a long time developer in the US, among other ideas. Get in and get out with a quick profit.</p>
<p>Thanks for the link. I think this is the first time I&#8217;ve found a internet link to a guru that John Treed hasn&#8217;t&hellip;<span class="activity-read-more" id="activity-read-more-74491"><a href="https://www.propertyinvesting.com/topic/4380607-recent-development-success/#post-4518929" rel="nofollow">[Read more]</a></span></p>
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				<title>SeeChange replied to the topic Recent development success in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4380607-recent-development-success/#post-4518924</link>
				<pubDate>Sat, 04 Jun 2005 12:05:05 +0000</pubDate>

									<content:encoded><![CDATA[<p>We&#8217;re doing a dual occ subdivision in Sydney&#8217;s North shore, however we did buy in 2001.</p>
<p>So part of the profit has come from a good buy at the time ( about four weeks after 911) . A large part of the profit has come from the fact that we paid no premium for a large block , because the vendor didn&#8217;t think it was subdividable.</p>
<p>In fact when I got to&hellip;<span class="activity-read-more" id="activity-read-more-74486"><a href="https://www.propertyinvesting.com/topic/4380607-recent-development-success/#post-4518924" rel="nofollow">[Read more]</a></span></p>
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				<title>SeeChange replied to the topic Property Market heading downwards? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4380592-property-market-heading-downwards/#post-4518841</link>
				<pubDate>Sat, 04 Jun 2005 07:59:31 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by resiwealth:</i></p>
<p>IMHO i focus in property what is the flavour of the month. I read sooooooooo many doom and gloom stories, and &#8220;the sky is falling&#8221; timid no hopers that it makes me sick.</p>
<p>I bought a property in 1994 that every body told me i was an idiot and today i am rubbing it in their faces because of the profit i have&hellip;<span class="activity-read-more" id="activity-read-more-74959"><a href="https://www.propertyinvesting.com/topic/4380592-property-market-heading-downwards/#post-4518841" rel="nofollow">[Read more]</a></span></p>
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				<title>SeeChange replied to the topic Property Market heading downwards? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4380592-property-market-heading-downwards/#post-4518838</link>
				<pubDate>Fri, 03 Jun 2005 07:42:18 +0000</pubDate>

									<content:encoded><![CDATA[<p>this is the closest you&#8217;ll come to an overall summary</p>
<p><a href="http://www.htw.com.au/pages/info_centre/review/MR%20Jun%202005.pdf" rel="nofollow">http://www.htw.com.au/pages/info_centre/review/MR%20Jun%202005.pdf</a></p>
<p>See Change</p>
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				<title>SeeChange replied to the topic Why bother owning a PPOR ever again? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4380559-why-bother-owning-a-ppor-ever-again/#post-4518621</link>
				<pubDate>Fri, 03 Jun 2005 06:40:49 +0000</pubDate>

									<content:encoded><![CDATA[<p>Back to the original topic <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" /></p>
<p>Not sure on the stats re this , but I have heard that most people do a better job picking properties as a PPOR than they do with IP&#8217;s , simply because they live in it .</p>
<p>As a result PPOR&#8217;s appreciate better than IP&#8217;s.</p>
<p>Obviously because everyone around here are brilliant investors and do a really good job on picking&hellip;<span class="activity-read-more" id="activity-read-more-67236"><a href="https://www.propertyinvesting.com/topic/4380559-why-bother-owning-a-ppor-ever-again/#post-4518621" rel="nofollow">[Read more]</a></span></p>
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				<title>SeeChange replied to the topic using shares as security to reach 80% LVR? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4380588-using-shares-as-security-to-reach-80-lvr/#post-4518799</link>
				<pubDate>Fri, 03 Jun 2005 05:30:33 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by The Mortgage Adviser:</i><br />
See, I think you mean while this is &#8216;always&#8217; the case, risk can be minimised by spending a lot of money, hours, days, weeks, months, etc becoming skilled in this area.</p>
<p>Hardly a viable solution for someone who inherited shares and no apparent previous experience dealing with them.</p>
<p><b>The Mortgage&hellip;</b><span class="activity-read-more" id="activity-read-more-36452"><a href="https://www.propertyinvesting.com/topic/4380588-using-shares-as-security-to-reach-80-lvr/#post-4518799" rel="nofollow">[Read more]</a></span></p>
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				<title>SeeChange replied to the topic using shares as security to reach 80% LVR? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4380588-using-shares-as-security-to-reach-80-lvr/#post-4518796</link>
				<pubDate>Fri, 03 Jun 2005 04:46:18 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by The Mortgage Adviser:</i><br />
Margin lending is considered a high risk strategy.</p>
<p>There is more risk associated with margin lending than there is benefit.</p>
<p>[purple]<b><span>The Mortgage Adviser</p>
<p>While this may be the case for most people , for people who put the time in to learn about shares , and can show they can consistently make money&hellip;</span></b><span class="activity-read-more" id="activity-read-more-36449"><a href="https://www.propertyinvesting.com/topic/4380588-using-shares-as-security-to-reach-80-lvr/#post-4518796" rel="nofollow">[Read more]</a></span></p>
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				<title>SeeChange replied to the topic Property Investing MAD in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4380556-property-investing-mad/page/2/#post-4518574</link>
				<pubDate>Fri, 03 Jun 2005 03:24:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>Pretty intersting looking at the recent &#8221; blowout &#8221; in the ratio , to a level that is double the ratio at other times.</p>
<p>Obviously a lot of that has to do with increased affordability with the low interest rates.</p>
<p>It will be interesting to see what happens if rates go back to more &#8220;normal&#8221; historical levels.<br />
While the government ( and all the other&hellip;<span class="activity-read-more" id="activity-read-more-277038"><a href="https://www.propertyinvesting.com/topic/4380556-property-investing-mad/page/2/#post-4518574" rel="nofollow">[Read more]</a></span></p>
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				<title>SeeChange replied to the topic Property Investing MAD in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4380556-property-investing-mad/#post-4518565</link>
				<pubDate>Wed, 01 Jun 2005 07:52:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>If at first you don&#8217;t succeed &#8230;</p>
<p>What I said on the now deleted link ( I think ) was that you need to listen to him , just make sure you&#8217;re not smoking the stuff that Foundation seems to be smoking at the moment (Care of the Qantas baggage handlers)[buz2][buz2][cigar]</p>
<p>There are lots of way to invest in property and you can read about most of&hellip;<span class="activity-read-more" id="activity-read-more-197158"><a href="https://www.propertyinvesting.com/topic/4380556-property-investing-mad/#post-4518565" rel="nofollow">[Read more]</a></span></p>
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				<title>SeeChange replied to the topic Property Investing MAD in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4380556-property-investing-mad/#post-4518561</link>
				<pubDate>Wed, 01 Jun 2005 06:17:37 +0000</pubDate>

									<content:encoded><![CDATA[<p>Accidently posted my reply as new thread.</p>
<p><a href="https://www.propertyinvesting.com/forum/topic/17812.html" rel="nofollow">https://www.propertyinvesting.com/forum/topic/17812.html</a></p>
<p>See Change[cigar][confused2][confused2]</p>
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				<title>SeeChange replied to the topic Positive forecast for house buying bargains! in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4380509-positive-forecast-for-house-buying-bargains/#post-4518222</link>
				<pubDate>Mon, 30 May 2005 05:21:13 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by dmichie:</i><br />
err.. It was a tongue in cheek reference to this gem<br />
Sorry, missed that one.  I was struck down with the &#8216;flu yesterday, and I&#8217;m a bit slow on the uptake today.  Perhaps God is punishing me for not being positive enough?</p>
<p>Or Maybe God missed&#8230;..[biggrin]</p>
<p>See Change</p>
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				<title>SeeChange replied to the topic PropertyInvesting.com Wishlist in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4380478-propertyinvesting-com-wishlist/#post-4518003</link>
				<pubDate>Sun, 29 May 2005 11:25:31 +0000</pubDate>

									<content:encoded><![CDATA[<p>Chat Room ?</p>
<p>See Change</p>
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				<title>SeeChange replied to the topic Somersoft Forum - Your Opinion! in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4380495-somersoft-forum-your-opinion/#post-4518154</link>
				<pubDate>Sun, 29 May 2005 00:06:07 +0000</pubDate>

									<content:encoded><![CDATA[<p>Rob</p>
<p>Intesting to note that you don&#8217;t state here that you got banned as a result of a bet.</p>
<p>To Quote you</p>
<p><i>I rejoined as a bet. Another member wanted to know if I would get the boot within a week again without swearing or directly abusing anyone after some comments I made here. I thought I was a certainty to win. I lost as it took a few days too&hellip;</i><span class="activity-read-more" id="activity-read-more-56968"><a href="https://www.propertyinvesting.com/topic/4380495-somersoft-forum-your-opinion/#post-4518154" rel="nofollow">[Read more]</a></span></p>
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				<title>SeeChange replied to the topic Numbers and quality on this site dropping in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4380076-numbers-and-quality-on-this-site-dropping/page/5/#post-4514813</link>
				<pubDate>Sat, 28 May 2005 22:45:55 +0000</pubDate>

									<content:encoded><![CDATA[<p>Again this post just reinforces the reason why you were kicked off.</p>
<p>You wern&#8217;t interested in somersoft and it showed.</p>
<p>You were just interested in stirring people and wining your bet.</p>
<p>The swannies lost , but they wern&#8217;t the only losers yesterday.</p>
<p>See Change</p>
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				<title>SeeChange replied to the topic Numbers and quality on this site dropping in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4380076-numbers-and-quality-on-this-site-dropping/page/4/#post-4514811</link>
				<pubDate>Sat, 28 May 2005 12:48:45 +0000</pubDate>

									<content:encoded><![CDATA[<p>Quote:<br />
<i>Originally posted by The Mortgage Adviser:</i><br />
Sea Change, tell your mates over at Somersoft that I appreciate their accepting me back and the &#8217;24 hour&#8217; poll that was to be undertaken on whether I should be allowed to stay or not. That lasted all of ten minutes.</p>
<p>They are way too sensitive over at Somersoft!!!!</p>
<p>I have lost what little&hellip;<span class="activity-read-more" id="activity-read-more-244542"><a href="https://www.propertyinvesting.com/topic/4380076-numbers-and-quality-on-this-site-dropping/page/4/#post-4514811" rel="nofollow">[Read more]</a></span></p>
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				<title>SeeChange replied to the topic NAVRA Course in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4380357-navra-course/#post-4517206</link>
				<pubDate>Fri, 27 May 2005 05:08:52 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by Mortgage Hunter:</i><br />
SC,</p>
<p>The recent course I did made no mention of living off equity.  He discussed keeping equity and living off portfolio income.</p>
<p>Simon Macks<br />
Finance Broker<br />
<a href="mailto:simon@mortgagehunter.com.au" rel="nofollow">simon@mortgagehunter.com.au</a><br />
0425 228 985</p>
<p>Comments may not be relevant to individual circumstances. If you intend making any investment, financial or&hellip;<span class="activity-read-more" id="activity-read-more-167819"><a href="https://www.propertyinvesting.com/topic/4380357-navra-course/#post-4517206" rel="nofollow">[Read more]</a></span></p>
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				<title>SeeChange replied to the topic Numbers and quality on this site dropping in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4380076-numbers-and-quality-on-this-site-dropping/page/4/#post-4514805</link>
				<pubDate>Fri, 27 May 2005 01:08:07 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by The Mortgage Adviser:</i><br />
The problem with Somersoft is that there is a &#8216;group&#8217; mentality. If you disagree with someone in the &#8216;group&#8217; you have no future there. You get bombarded by all those in the &#8216;group&#8217; until you leave, cease posting or get banned for a ridiculous reason.</p>
<p><b>Robert Bou-Hamdan</b><br />
<b>Mortgage Adviser</b></p>
<p>[</p>
<p>Rob</p>
<p>The only&hellip;<span class="activity-read-more" id="activity-read-more-244538"><a href="https://www.propertyinvesting.com/topic/4380076-numbers-and-quality-on-this-site-dropping/page/4/#post-4514805" rel="nofollow">[Read more]</a></span></p>
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				<title>SeeChange replied to the topic To live off equity or not to? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4380297-to-live-off-equity-or-not-to/page/5/#post-4516743</link>
				<pubDate>Thu, 26 May 2005 12:44:16 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by The Mortgage Adviser:</i></p>
<p>As you may know, I ignored you over at Somersoft and I am disappointed that I cannot do the same here (that I know of). I will just endeavour to ignore all future posts you make.</p>
<p>[purple]<b><span>The Mortgage Adviser</p>
<p>It&#8217;s easy to ignore someone when you want to,</p>
<p>You just don&#8217;t reply to them [biggrin]. But&hellip;</span></b><span class="activity-read-more" id="activity-read-more-271271"><a href="https://www.propertyinvesting.com/topic/4380297-to-live-off-equity-or-not-to/page/5/#post-4516743" rel="nofollow">[Read more]</a></span></p>
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				<title>SeeChange replied to the topic To live off equity or not to? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4380297-to-live-off-equity-or-not-to/page/5/#post-4516741</link>
				<pubDate>Thu, 26 May 2005 12:15:29 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by The Mortgage Adviser:</i><br />
See, just as you do not consider managed funds to be shares, I do not consider principal repayments to be income.</p>
<p>I would not submit a loan in this way.</p>
<p>It seems Rolf implied the lenders did not pick up on the principal repayments and were just looking at payments going into bank accounts or through&hellip;<span class="activity-read-more" id="activity-read-more-271269"><a href="https://www.propertyinvesting.com/topic/4380297-to-live-off-equity-or-not-to/page/5/#post-4516741" rel="nofollow">[Read more]</a></span></p>
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				<title>SeeChange replied to the topic To live off equity or not to? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4380297-to-live-off-equity-or-not-to/page/5/#post-4516739</link>
				<pubDate>Thu, 26 May 2005 10:38:34 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by Mortgage Hunter:</i><br />
Or use it to support a LODOC&#8230;.</p>
<p>Simon Macks<br />
Finance Broker<br />
<a href="mailto:simon@mortgagehunter.com.au" rel="nofollow">simon@mortgagehunter.com.au</a><br />
0425 228 985</p>
<p>Comments may not be relevant to individual circumstances. If you intend making any investment, financial or taxation decision you should consult a professional adviser.</p>
<p>Rolf said that was also his preferred&hellip;<span class="activity-read-more" id="activity-read-more-271268"><a href="https://www.propertyinvesting.com/topic/4380297-to-live-off-equity-or-not-to/page/5/#post-4516739" rel="nofollow">[Read more]</a></span></p>
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