Total Members: 158,534

KS

  • KS replied to the topic How sweet it would be…. in the forum Help Needed! 18 years, 10 months ago

    Next time this prick annoys you say this to him:

    “Hi honey did I mention I have a new hobby?

    I am kind of a taxidermist, cept I stuff assholes instead – oh and I use a baseball bat instead of stuffing.” Say it in the sweetest voice possible.

    Guaranteed to get results ;)

    ==

    Of course you save it for when you have a replacement job ready. So when…[Read more]

  • KS replied to the topic Investing while renting: Good or BAD? in the forum Help Needed! 18 years, 10 months ago

    I would NEVER live in a property I own unless my lifestyle demanded it (children , fussy wife etc j/k).

    MY G/F, best friend and I rent a nice big 4×2 for $185/week (total bargain!).So our share is about $120/wk.

    Now I do own a small unit with a tiny mortgage on it of only $75,000, which works out to less than 100/wk in interest.

    The thing is…[Read more]

  • KS replied to the topic Thankyou Thankyou Thankyou!!! in the forum General Property 18 years, 10 months ago

    Nice one Spanky!!

    Let it be the first of many :)

    <KS>

    Is it about the money?

    DAMN STRAIGHT IT IS!

  • KS replied to the topic Recent development success in the forum Value Adding 18 years, 10 months ago

    Originally posted by Jay:

    Hi KS,

    How can you be certain of the profit the development will generate without either (a) a sale, or (b) a bank valuation of the finished product?

    How many units/townhouses in the development?

    Thanks,

    Jay.

    Because this is a conservative estimate Jay. I purchased the land for 118k and the house will cost me about…[Read more]

  • KS replied to the topic Steve’s Masterclass Seminar in Perth in the forum Heads Up! 18 years, 10 months ago

    me too!

    <KS>

    Is it about the money?

    DAMN STRAIGHT IT IS!

  • KS replied to the topic Recent development success in the forum Value Adding 18 years, 10 months ago

    I purchased a block of land in Rockingham 6 months ago. The development will be finished in 5 months and the total gain will be 100k in equity.

    Sailesh C is correct – best to buy, develop and hold atm as the costs involved are generally less and the long term cumulative gains are much better for your back pocket.

    <KS>

    Is it about the…[Read more]

  • KS replied to the topic Nerds unite in the forum Forum Frolic 18 years, 10 months ago

    lol – took me a few seconds to work that one out.

    must be getting rusty in my young age!!

    <KS>

    Is it about the money?

    DAMN STRAIGHT IT IS!

  • KS replied to the topic Mandurah “star city” in the forum Value Adding 18 years, 10 months ago

    Apostle,

    Perth will never reach the level like Sydney. You got to remember.

    No offence amused but this statement it TOTALLY irrelevant as to wether or not those places you mentioned in WA are overpriced etc.

    WA may as well be another coutry as it has a different economy – the only good thing is that we are happily suffering the ripple ef…[Read more]

  • KS replied to the topic LVR for Commercial Property in the forum Finance 18 years, 10 months ago

    Nice return dude!

    Address? – mwhahahaha

    Nah – Hope it works out for you – If not let us know why please as I myself am interested in the possibility of a commercial property.

    <KS>

    Is it about the money?

    DAMN STRAIGHT IT IS!

  • KS replied to the topic how to maximise available cash in the forum Finance 18 years, 10 months ago

    Not trying to argue — just trying to explore different scenarios— Could Ninie say that as she is married she does not have any of those living expenses as she does not work and her husband supports her entirely? So the income from her Capital is entirely “play money” I have not been in the clutches of the banks since about 1992. We in fact have…[Read more]

  • KS replied to the topic how to maximise available cash in the forum Finance 18 years, 10 months ago

    We don’t want to use my husband’s income to apply for the loan as he has assets that we don’t want to jeopardise.

    Now unless you are currently living very close to the danger zone then the careful spending of your money wont jeoparise your other assets at all – just steer clear of high risk purchases.

    As long as you go for a few properties with…[Read more]

  • KS replied to the topic When are you planning to retire? in the forum General Property 18 years, 10 months ago

    @Techno —> I HATE YOU!![biggrin]

    Nah seriously – well done and good on you, I am dead jealous.

    Anyway:

    1) 26
    2) 35 or sooner (on the 9-5 that is)
    3) 35

    I intend on improving my existing portfolio, expanding into shares and a business or 2 and then once my ideal PPOR is established will travel and read and write like mad. Not to mention learn…[Read more]

  • KS replied to the topic how to maximise available cash in the forum Finance 18 years, 10 months ago

    Firstly I want to say I am not by any stretch of the imagination a ‘guru’ and am myself in a similar quandry in regards to buying my next IP – but with very different problems.

    Unfortunately the first glaring problem you have is no income.

    Essentially no matter how roaring to go you are, without an income base you are going to find doing…[Read more]

  • KS replied to the topic Got scr*wed on mortgage insurance *Help!* in the forum Finance 18 years, 10 months ago

    Loved the description about your experience with the Really Average Mortgage Service.

    I have learnt that although the banks are depicted as the big baddies, they in general have got to where they are by being pretty good and experienced at what they do.

    I am now using HOME and have found their service extremely un-professional. At some points I…[Read more]

  • KS replied to the topic Joke of the Week in the forum No Subject 18 years, 10 months ago

    Nice REDWING – Very Nice :)

    I just fired those 2 off to some work collegues of mine and I can still hear them laughing ;)

    <KS>

    Is it about the money?

    DAMN STRAIGHT IT IS!

KS

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