[Jessica3Member@jessica3Join Date: 2006Post Count: 26]

November 20, 2007 - 2:53 am

cu@thetop :  I actually asked her two questions

Q1 the office address (needed this to complete the sales agreement between me and the Agent)

Q2  requested for a quote for her services

lol..now was I asking for too much?  I understand that it's not a multi-million dollar complex deal where she would make a bucket load from, but don't take on the little clients if you're not going to be helpful and do your job properly (really makes me annoyed how people can be like that ….Hola!!)

Qlds007:   Thank you, I will definately call Leonie Dixon this week.  Hopefully she will answer my call.

Thanks again

[Jessica3Member@jessica3Join Date: 2006Post Count: 26]

August 9, 2007 - 3:55 am

I couldn't agree with you more foundation. We are drowning in our own debt. Borrowing more to pay for personal debt we can't pay.

I have vowed this year to get rid of all credit card debt that I have!! 

[Jessica3Member@jessica3Join Date: 2006Post Count: 26]

April 20, 2007 - 2:29 am

wealth4life.com wrote:

Hi Picklesam, Our CEO is about to launch his 4th book, I can't tell you the name of it but I will give you a snippet of how he draws a concept which I just love. Emagine two trees, 1 a beautiful oak tree with large roots a thick trunk and huge lush upper system. 2 a poorley nourished lemon tree with dry roots a knoty trunk and only a few leaves with lots of exposed branches. Lets call tree 1 – Rich people and tree 2 poor people – now the root system is all about your education, understanding, upbringing, DNA structuring and how you follow and interperate instructions. The trunk is all about education, learning, understanding,and the upper section leaves etc is the RESULTS we are getting in our life. This book is so totally different to any thing out there in the market so here is the twist to getting rich results and turning your life around – MOST people are working on the leaf section where they should be working on the root section. Question if the late Mr Kerry Packer was likened to a tree would he look like an oak tree or a lemon tree – get the image? So are you an oak tree or a lemon tree.??? If you have seen thesecret you will get the message – most people work on what they don't want – and thats what they get "what they don't want" D

Hi wealth4life.com

I would like to consider myself as the Big  Oak Tree please . When will this book be launched?

Thanks
Aaliya

[Jessica3Member@jessica3Join Date: 2006Post Count: 26]

March 12, 2007 - 3:39 am

Thank you – I’ll check out the websites [thumbsup2]

[Jessica3Member@jessica3Join Date: 2006Post Count: 26]

February 8, 2007 - 2:25 am

To receive the FHOG, how long would you have to live in the house before allowed to put up fo rent. 6-12 months?

[Jessica3Member@jessica3Join Date: 2006Post Count: 26]

December 7, 2006 - 2:45 am

Hi Amanda,

Thank you so much for your post. You have provided me with a lot of useful information.

I will also have a look at http://www.propertydivas.com.au

Thanks – Stay Kool [evo]

[Jessica3Member@jessica3Join Date: 2006Post Count: 26]

November 17, 2006 - 1:26 pm

I want to know too [jerry]

[Jessica3Member@jessica3Join Date: 2006Post Count: 26]

November 15, 2006 - 8:18 am

peterhutchy said:

Is it any wonder why drugs are such a problem???? “There’s no point in working your ass off so you might aswell so smoke some dope, inject some ice etc” you may not be with it but hey i’m sure in your own little world you were having a good time sure you’ll screw your life up as you get older but who cares you haven’t got much to look forward to anyway.

What a stupid thing to say! Let’s go inject ice because you haven’t got much to look forward to… that’s just lame.

Honestly, my parent’s came to this wonderful country with only 0.50 cents in their pocket. They struggled with their english and had little money to survive on, especially food. But they were always positive and full of determination. Today they have total property of 1.7m, not bad for only having 0.50 cents to begin with.

I too worked hard to save up for a deposit to purchase my first IP, and you should be able to do the same. It’s not going to happen over night so you should start saving!

[Jessica3Member@jessica3Join Date: 2006Post Count: 26]

November 5, 2006 - 4:32 am

Thanks very much Simon[evo]

[Jessica3Member@jessica3Join Date: 2006Post Count: 26]

November 5, 2006 - 3:44 am

Mortgage Hunter you are the Master of IP on this forum, you seem to have solution or answer to everything hahe.

The building is about 4 months old and does have lifts, swimming pool & gym facilities. I will definatley get a report done soon, thanks. If I decide to keep the apartment for just over a year I could claim for the entire refund?

Which firm were you referring to?

Thanks again for your help.

[Jessica3Member@jessica3Join Date: 2006Post Count: 26]

November 4, 2006 - 1:25 pm

Originally posted by Mortgage Hunter:

An average would be $600 -700 these days. Depending on the property and the location.

I do know a firm who will do report based on photos if you have an IP in a remote locality.

Cheers

Simon Macks
Residential and Commercial Finance Broker
[email protected]
0425 228 985

Comments may not be relevant to individual circumstances. If you intend making any investment, financial or taxation decision you should consult a professional adviser.

Thanks Mortgage Hunter,

Do the Quantity Surveyors estimate construction costs as well as estimating costs for plant and equipment items all in one go, or are they considered seperate?

I don’t know too much about this but what if I currently have the apartment leased, how would they go about estimating the costs of items in the apartment?

Your knowledge & tips would be most appreciated[thumbsupanim]

[Jessica3Member@jessica3Join Date: 2006Post Count: 26]

November 4, 2006 - 12:04 pm

Hi nstellar,

It’s funny that I stumbled across this topic because I just had my first appointment with my Accountant today and the first thing he had advised was that I can claim depreciation tax & should get an appreciation schedule done. So you should drop the goose Accountant you have appointed heha because either he is not knowlegable or just plain lazy.

Below is a list of things you may claim which was provided by my Accountant today. Please note that some may not be applicable to you.

[Question] My Accoutant said you could pay a Quantity Surveyor to do the work for you and may cost from 350 – 500. Do these figures sound about right to anybody?[blush2]

Advertising for tenant
Bank Charge
Body corporate fees
Cleaning
Council rates
Electricity & gas
Garden & lawn mowing
In house audio/video service charges
Insurance
Building
Contents-landlords etc
Public liability
Interest on loans
Land tax
Legal Expenses
Lease costs
Preparation
Registration
Stamp duty
Mortgage discharge expenses
Pest control
Property agent’s fees & comission
Quantity Surveyors fees
Repair & Maintenance
Secretarial & book keeping fees
Security patrol fees
Servicing costs i.e. servicing a water heater
Staionary, postage
Telephone calls and rental
Tax -related expenses
Travel & car expenses
rent collection
inspection of property
Maintenance of property
Water charges

[Jessica3Member@jessica3Join Date: 2006Post Count: 26]

November 3, 2006 - 1:57 am

Originally posted by d_robb21:

Melbourne apartments are a bit of a roll of the dice at the moment, a lot of people got burnt buying the apartments off the plan and then realising that they weren’t worth as much as they thought once completed. Primarily due to the sheer number of inner city apartments being built (Eureka, Freshwater, Docklands, Tribecca, etc), plus it doesn’t look like slowing down, with Grollo announcing more residential in place of the old brewery, plus the south bank development, I’m steering clear.
That is not to say that there isn’t capital growth or opportunity, but the areas a bit grey as to exactly how many apartments there are going to be available over the next 3-5 years and what that is going to do to the market, also. Although I did read a report that stated that waterside/view apartments always grew at a good rate, however as to when you should buy into these types of apartments, not sure.

Do your DD and see what you think.

D

I completely agree with you on that note[thumbsup2]

Apartments purchased off the plan are usually highly priced in my prespective. The Developers never rarely give much of a discount, due to a percentage of pre-sales they must reach before they could get finance for the project.

I won’t mention which developments, but I know some people who invested in apartments off the plan and as the time came for them to settle the property and seek finance. All evaluations came through below the sale price[ohno2]..What a nightmare.

Waterside/view apartments should always do well as long as it is in close proximity to cafe’s, schools, shops and easy to get around. People love to be closer to the waters, so those apartments should do well because they are high in demand.
[blush2]

[Jessica3Member@jessica3Join Date: 2006Post Count: 26]

November 2, 2006 - 11:09 am

Hi Boon69,

I recently settled an apartment purchased off-the-plan about 3 years ago and even though the property has increased in value over that period, I still wish I did not invest in an apartment.

You have to watch out for things like management fees and also Body Corporate fees (mine $4500 p.a) which can be really heavy and as a result reduce your return. Council rates for the year ($1290) for the apartment I own is equivalent to my parent’s house which is higher in value than the apartment. Another disadvantage is I can’t really add value to the apartment’s exterior, any internal fittings must go through the body corporate.

Knowing what I know now, I would prefer to invest in houses. But if you have done your research, it could be a successful investment. I know a few people also have apartments included in their portfolio and are doing well.

Advice from a novice investor[blink]

[Jessica3Member@jessica3Join Date: 2006Post Count: 26]

November 2, 2006 - 7:01 am

Originally posted by Mortgage Hunter:

For me personally, I have accepted that no one is going to hand me a cash +ve deal on a plate, especially in my choosen areas, and have accepted that in my current situation I don’t have a lot of time to go hunting, so have diverted my available time and energy into other investment options.

regards,

Paul

yes they will. Buyers Agents will hand you a deal for a fee. Just like most investments!

Cheers,

Simon Macks
Residential and Commercial Finance Broker
***NODOC @ 7.15% to 70% LVR***
[email protected]
0425 228 985

Comments may not be relevant to individual circumstances. If you intend making any investment, financial or taxation decision you should consult a professional adviser.

If I was a Real Estate Agent, I’d be greedy and buy all those CF+ for myself. [satan][upsidedown]

***Evily Laughs***[laughing][satan]

[Jessica3Member@jessica3Join Date: 2006Post Count: 26]

October 31, 2006 - 8:31 am

Stephen, you should also look into the types of joint ownerships such as joint tenants or tenants in common.

Joint tenants means you have equal rights to the whole of the property, rather than a specific share.

If you die, the other joint owner automatically inherits your share of the property. This is the case regardless of anything that is said in your will.

Tenants in common could be suited for couples in new relationships and friends and/or relatives who are buying together often choose to be tenants in common. This means that you each own a specific share of the property. You don’t necessarily have to have equal shares.

If you die, your share of the property doesn’t automatically pass to the other legal owner(s). It will go to whoever is named in your will or, if you haven’t got a will, to your next of kin. If you want to leave your share of the property to the other legal owner(s), you can say this in your will. You can also change your legal ownership into a joint tenancy, but only if the other owner(s) agree to it.

[exhappy]

[Jessica3Member@jessica3Join Date: 2006Post Count: 26]

October 31, 2006 - 4:46 am

Hello Redwing,

No, it’s a home study course. Are you doing a course in Tafe? how is it?

[Jessica3Member@jessica3Join Date: 2006Post Count: 26]

October 29, 2006 - 8:47 am

This sounds like a great idea!

I would love to here some success stories.[evo]

[Jessica3Member@jessica3Join Date: 2006Post Count: 26]

October 29, 2006 - 7:50 am

Hi there,

I am currently doing a IP course, and would be more than happy to share with one person on this forum [grad] a couple of Property Analyser templates.

[Jessica3Member@jessica3Join Date: 2006Post Count: 26]

October 27, 2006 - 10:17 am

Thank you both for your recommendations.

Richard, you mentioned that she has assisted you with many transactions in the past years which is great.

Does she have a business website?

If I choose to appoint her as my Solicitor down the track, I will definitely tell her you referred her.

Thanks