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	<title>PropertyInvesting.com | Indifference | Activity</title>
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				<title>Indifference replied to the topic Westpac and Defence Force Housing in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4384967-westpac-and-defence-force-housing/page/2/#post-4544778</link>
				<pubDate>Tue, 04 Apr 2006 23:46:50 +0000</pubDate>

									<content:encoded><![CDATA[<p>I agree with Simon&#8217;s comments.  I also have first hand experience with DHA as a tenant and manager of troops.  Many of my friends have DHA investment homes.  Some are happy, some think it was a mistake.  They are long term, non-negotiable, have high fees &amp; fixed term investments bought at high prices compared to other homes in the area.  They are&hellip;<span class="activity-read-more" id="activity-read-more-132990"><a href="https://www.propertyinvesting.com/topic/4384967-westpac-and-defence-force-housing/page/2/#post-4544778" rel="nofollow">[Read more]</a></span></p>
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				<title>Indifference replied to the topic first home owner wannabe in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4371395-first-home-owner-wannabe/#post-4455335</link>
				<pubDate>Sat, 21 Feb 2004 11:08:37 +0000</pubDate>

									<content:encoded><![CDATA[<p>Firstly, welcome to the forum Jodee.</p>
<p>I am new here to, but I think being here is the first step to your goal.</p>
<p>Have a look in the Finance section for relevant threads.  Also, it may help to speak with one of the Mortgage Brokers lurking around here&#8230;</p>
<p>Good luck</p>
<p>******<br />
&#8230;emotion clouds good judgement but is a defining element of character.</p>
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				<title>Indifference replied to the topic Spotter ??? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4371385-spotter/#post-4455288</link>
				<pubDate>Sat, 21 Feb 2004 00:20:01 +0000</pubDate>

									<content:encoded><![CDATA[<p>Do a search for threads containing &#8220;birddog&#8221; &#8230; you will quickly find all you need I think</p>
<p>cheers</p>
<p>******<br />
&#8230;emotion clouds good judgement but is a defining element of character.</p>
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				<title>Indifference replied to the topic Do you use the ADSL/Cable Internet in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4371369-do-you-use-the-adslcable-internet/#post-4455215</link>
				<pubDate>Sat, 21 Feb 2004 00:15:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>To control kids access I suggest:</p>
<p>1. Parental control filter software.<br />
2. Use a small network or OS capable of setting up different access rights.<br />
ie. Using Windows XP on NTFS (not FAT32) you can give limited access accounts to kids, then they can&#8217;t change/install things that the &#8216;Administrator&#8217; (you) doesn&#8217;t want them to.</p>
<p>I use a wireless ADSL&hellip;<span class="activity-read-more" id="activity-read-more-26692"><a href="https://www.propertyinvesting.com/topic/4371369-do-you-use-the-adslcable-internet/#post-4455215" rel="nofollow">[Read more]</a></span></p>
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				<title>Indifference replied to the topic Marketing strategies in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4371290-marketing-strategies/#post-4454678</link>
				<pubDate>Tue, 17 Feb 2004 00:18:55 +0000</pubDate>

									<content:encoded><![CDATA[<p>ahh  redwing&#8230;. LMAO [^]</p>
<p>That sums up the female ideology for me&#8230;</p>
<p>Marketing = Hard Sell &#8230;  to me anyway</p>
<p>******<br />
&#8230;emotion clouds good judgement but is a defining element of character.</p>
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				<title>Indifference replied to the topic Should we fix at 6.95%? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4371287-should-we-fix-at-6-95/#post-4454655</link>
				<pubDate>Mon, 16 Feb 2004 23:51:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>Firstly, I know 5/8 of stuff all about investment.</p>
<p>But, I am fairly proficient at maths.  If you borrow $x and fix the rate at 0.5% higher than available variable rate, then after 6 months rates rise by 0.5%, then another 6 months later they rise again by 0.5%, then you have broken even against the variable rate.  And this is after 1.0% rise in&hellip;<span class="activity-read-more" id="activity-read-more-106062"><a href="https://www.propertyinvesting.com/topic/4371287-should-we-fix-at-6-95/#post-4454655" rel="nofollow">[Read more]</a></span></p>
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				<title>Indifference replied to the topic "The Investors Club" in the forum Heads Up!</title>
				<link>https://www.propertyinvesting.com/topic/4370139-the-investors-club-3/page/3/#post-4445589</link>
				<pubDate>Mon, 16 Feb 2004 14:15:44 +0000</pubDate>

									<content:encoded><![CDATA[<p>THANK YOU for this thread&#8230; I was going to attend my first meeting on Wed night &amp; all going well, intended to consider using the Investment Club as a convenient vessel.</p>
<p>Upon reading the &#8216;threads&#8217;, links, articles &amp; some further searches, I have well and truly changed my mind. Thanks melbear, adrianbrown, Qlds007 &amp; all others.</p>
<p>I will be staying&hellip;<span class="activity-read-more" id="activity-read-more-259673"><a href="https://www.propertyinvesting.com/topic/4370139-the-investors-club-3/page/3/#post-4445589" rel="nofollow">[Read more]</a></span></p>
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				<title>Indifference replied to the topic Northern Qld in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4371281-northern-qld/#post-4454639</link>
				<pubDate>Mon, 16 Feb 2004 12:22:00 +0000</pubDate>

									<content:encoded><![CDATA[<p>I used to live in Innisfail once upon a time&#8230; not to far from Ingham and I only know this:</p>
<p>The sugar industry is feeling the pinch and the Aust/US freetrade agreement did nothing to help. The area is predominately primary producers &#8211; sugar cane growers.  From an economic standpoint I would be cautious.</p>
<p>Then again I know 5/8 of stuff all.  That&hellip;<span class="activity-read-more" id="activity-read-more-180641"><a href="https://www.propertyinvesting.com/topic/4371281-northern-qld/#post-4454639" rel="nofollow">[Read more]</a></span></p>
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				<title>Indifference replied to the topic Should we help our kids to get their 1st property? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4371018-should-we-help-our-kids-to-get-their-1st-property/page/2/#post-4452925</link>
				<pubDate>Mon, 16 Feb 2004 06:57:04 +0000</pubDate>

									<content:encoded><![CDATA[<p>asti27.3 said:<br />
I dont think you should help your children. My parents have never helped me financialy and I think it is one of the best things they have done for me. </p>
<p>Well I guess you were just lucky when they taught you how to cross the Highway! Just watch and hope you don&#8217;t get squashed? (I realise this is not a financial context)</p>
<p>I have&hellip;<span class="activity-read-more" id="activity-read-more-187659"><a href="https://www.propertyinvesting.com/topic/4371018-should-we-help-our-kids-to-get-their-1st-property/page/2/#post-4452925" rel="nofollow">[Read more]</a></span></p>
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				<title>Indifference replied to the topic Top 10 places in Australia in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4369586-top-10-places-in-australia/#post-4440967</link>
				<pubDate>Mon, 16 Feb 2004 05:32:53 +0000</pubDate>

									<content:encoded><![CDATA[<p>I would like to add to the Townsville/Cairns sub-thread.</p>
<p>Townsville has a large population with regular turnover for mainly ADF and Uni pers.  Hence, there is generally a good property demand.  ADF numbers including family would rival the Uni presence (in my opinion) &amp; they tend to have more disposable income.</p>
<p>Cairns is tourism based.  High&hellip;<span class="activity-read-more" id="activity-read-more-41105"><a href="https://www.propertyinvesting.com/topic/4369586-top-10-places-in-australia/#post-4440967" rel="nofollow">[Read more]</a></span></p>
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				<title>Indifference replied to the topic Learn Chinese Fast! in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4371258-learn-chinese-fast/#post-4454448</link>
				<pubDate>Mon, 16 Feb 2004 04:47:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>haojile!</p>
<p>you yisi&#8230;[<img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" />]</p>
<p>******<br />
&#8230;emotion clouds good judgement but is a defining element of character.</p>
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				<title>Indifference replied to the topic who plans to buy in the next 12 months in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4371268-who-plans-to-buy-in-the-next-12-months/#post-4454514</link>
				<pubDate>Mon, 16 Feb 2004 04:39:37 +0000</pubDate>

									<content:encoded><![CDATA[<p>I almost certainly will be buying one, but have my sights set on two.</p>
<p>Depends upon opportunities, but I am interested, even as a &#8216;new starter&#8217; [<img src="/wp-content/uploads/smileys/wink.gif?x75824" width="" height="" alt=";)" title=";)" class="bbcode_smiley" />]</p>
<p>******<br />
&#8230;emotion clouds good judgement but is a defining element of character.</p>
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				<title>Indifference replied to the topic Credit cards and investing in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4371105-credit-cards-and-investing/#post-4453498</link>
				<pubDate>Mon, 16 Feb 2004 03:19:33 +0000</pubDate>

									<content:encoded><![CDATA[<p>I spent many years living on the wrong side of the credit card line&#8230; I am never going there again.</p>
<p>Don&#8217;t get me wrong, credit cards can be a very useful financial tool at times but exercise extreme caution with.  ie. use good financial discipline.</p>
<p>I think using an equity &#8216;line of credit&#8217; is better if in a position to do so.  And as for&hellip;<span class="activity-read-more" id="activity-read-more-68791"><a href="https://www.propertyinvesting.com/topic/4371105-credit-cards-and-investing/#post-4453498" rel="nofollow">[Read more]</a></span></p>
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				<title>Indifference replied to the topic Fixed Interest Rates in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4371265-fixed-interest-rates/#post-4454482</link>
				<pubDate>Mon, 16 Feb 2004 02:54:23 +0000</pubDate>

									<content:encoded><![CDATA[<p>I think caution needs to be exercised when blindly stating an interest rate as a %.</p>
<p>There are current rates advertised at 5.9% but their comparative rate is over 0.5% higher.</p>
<p>A figure is a figure to me&#8230; it is what underpins that figure which then reveals the True cost. I am not trying to be negative here&#8230; honest.</p>
<p>And good luck to those of&hellip;<span class="activity-read-more" id="activity-read-more-146528"><a href="https://www.propertyinvesting.com/topic/4371265-fixed-interest-rates/#post-4454482" rel="nofollow">[Read more]</a></span></p>
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				<title>Indifference replied to the topic All i Want in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4371169-all-i-want/#post-4453924</link>
				<pubDate>Sun, 15 Feb 2004 11:17:32 +0000</pubDate>

									<content:encoded><![CDATA[<p>I just wish I could absorb information as easily as extracting oxygen out of every breath&#8230;<br />
Maybe then I would have a spare 7-8 hours a day to enjoy.<br />
Might even be able to find a good job and save some money in the bank&#8230;[<img src="/wp-content/uploads/smileys/neutral.gif?x75824" width="" height="" alt=":I" title=":I" class="bbcode_smiley" />]</p>
<p>&#8230;emotion clouds good judgement but is a defining element of character.</p>
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				<title>Indifference replied to the topic evil in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4371127-evil/#post-4453655</link>
				<pubDate>Sun, 15 Feb 2004 07:02:26 +0000</pubDate>

									<content:encoded><![CDATA[<p>I believe Social Conditioning is the root of all evil.</p>
<p>I can&#8217;t think of one war or conflict that didn&#8217;t have this point underpinning the superficial issues.</p>
<p>Just look at Iraq &#8211; sure the Yanks like to control everything like oil, but what was/is of greater importance is regional stability.  Each ethnic group in the region has some belief that a&hellip;<span class="activity-read-more" id="activity-read-more-109750"><a href="https://www.propertyinvesting.com/topic/4371127-evil/#post-4453655" rel="nofollow">[Read more]</a></span></p>
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				<title>Indifference replied to the topic Henry kaye aftermath in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4371033-henry-kaye-aftermath/page/2/#post-4453048</link>
				<pubDate>Sat, 14 Feb 2004 15:20:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>If governments were held accountable as per corporate industry, then HK would have a long line of Pollies to relate to&#8230;</p>
<p>From what I have been &#8220;fed&#8221; by the media, I hope he pays in some way for his actions.  But what he has done is really not that different to what happens at Capital Hill every other day&#8230; except that they can take more than&hellip;<span class="activity-read-more" id="activity-read-more-169070"><a href="https://www.propertyinvesting.com/topic/4371033-henry-kaye-aftermath/page/2/#post-4453048" rel="nofollow">[Read more]</a></span></p>
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				<title>Indifference replied to the topic SE Qld, Paddington vs Ipswich in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4371239-se-qld-paddington-vs-ipswich/#post-4454347</link>
				<pubDate>Sat, 14 Feb 2004 15:09:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>A lot of the inner suburbs have already experienced tremendous growth over the last few years so it depends on budget really&#8230;</p>
<p>I still think Redcliffe Peninsula is worth investigating. No rail there but that is part of the appeal as it is on the bay. Particularly Clontarf.</p>
<p>As for closer in suburbs, I like Ferny Hills/Grove (end of rail line),&hellip;<span class="activity-read-more" id="activity-read-more-257267"><a href="https://www.propertyinvesting.com/topic/4371239-se-qld-paddington-vs-ipswich/#post-4454347" rel="nofollow">[Read more]</a></span></p>
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				<title>Indifference replied to the topic Interest in Advance Personal Loan in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4371235-interest-in-advance-personal-loan/#post-4454323</link>
				<pubDate>Sat, 14 Feb 2004 14:54:33 +0000</pubDate>

									<content:encoded><![CDATA[<p>Yes&#8230; they are the same institutions that will let you pay twice the interest if you feel the need.</p>
<p>Actually, let me loan you some money&#8230; [:p]</p>
<p>&#8230;emotion clouds good judgement but is a defining element of character.</p>
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				<title>Indifference replied to the topic SE Qld, Paddington vs Ipswich in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4371239-se-qld-paddington-vs-ipswich/#post-4454345</link>
				<pubDate>Sat, 14 Feb 2004 14:38:34 +0000</pubDate>

									<content:encoded><![CDATA[<p>I grew up in SEQ &amp; so have a &#8216;stigma&#8217; I can not shake in regards to Ipswich&#8230; but that probably equates to me missing some good opportunities.</p>
<p>I prefer areas to the north east of Brisbane. Why?</p>
<p>Close to or on the bay, good commute to CBD, train to Shorncliffe, and the Peninsula is just too attractive to pass up.</p>
<p>As for Toowong/St&hellip;<span class="activity-read-more" id="activity-read-more-198042"><a href="https://www.propertyinvesting.com/topic/4371239-se-qld-paddington-vs-ipswich/#post-4454345" rel="nofollow">[Read more]</a></span></p>
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				<title>Indifference replied to the topic Should we help our kids to get their 1st property? in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4371018-should-we-help-our-kids-to-get-their-1st-property/page/2/#post-4452923</link>
				<pubDate>Sat, 14 Feb 2004 14:27:51 +0000</pubDate>

									<content:encoded><![CDATA[<p>Here here Karen.</p>
<p>I agree 100%.  My son is 6 and already starting to appreciate that investing is like gardening.  Plant the seed and it will grow as long as it is nurtured.</p>
<p>So it is with our children&#8230;  I wish my parents weren&#8217;t the &#8216;school of hard knocks&#8217; advocates the seemed to be.  As personal wealth has shifted to older generations (ie Baby&hellip;<span class="activity-read-more" id="activity-read-more-271553"><a href="https://www.propertyinvesting.com/topic/4371018-should-we-help-our-kids-to-get-their-1st-property/page/2/#post-4452923" rel="nofollow">[Read more]</a></span></p>
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				<title>Indifference replied to the topic What can you do with $50??? in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4371107-what-can-you-do-with-50/page/2/#post-4453564</link>
				<pubDate>Sat, 14 Feb 2004 14:16:16 +0000</pubDate>

									<content:encoded><![CDATA[<p>That Ssunds like &#8220;Pay it forward&#8221; manofaction.</p>
<p>If you wanted to make money from it then I would:</p>
<p>a) Invest in Knowledge  ie. buy a good investment book</p>
<p>b) If you&#8217;re &#8216;still at school&#8217;, hang around the canteen and broker the cash in smaller increments. It may lead to a profitable future career&#8230;.</p>
<p>&#8230;emotion clouds good judgement but is a&hellip;<span class="activity-read-more" id="activity-read-more-267066"><a href="https://www.propertyinvesting.com/topic/4371107-what-can-you-do-with-50/page/2/#post-4453564" rel="nofollow">[Read more]</a></span></p>
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				<title>Indifference replied to the topic Just starting out in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4371237-just-starting-out-4/#post-4454332</link>
				<pubDate>Sat, 14 Feb 2004 14:06:22 +0000</pubDate>

									<content:encoded><![CDATA[<p>I agree with elves.</p>
<p>I too am new to the &#8220;game&#8221; based on what little knowledge I have thus far scrapped together, one is a good start.</p>
<p>2,3,4 &amp; 5 may follow&#8230;. but in good time</p>
<p>&#8230;emotion clouds good judgement but is a defining element of character.</p>
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