PropertyInvesting.com | Calder | Activity https://www.propertyinvesting.com/members/calder/activity/ Activity feed for Calder. Sat, 11 Apr 2026 13:07:57 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 4cb371fc8b089bc8a29da859b20ad005 Calder replied to the topic Can anyone recommend a good financial adviser? in the forum Help Needed! https://www.propertyinvesting.com/topic/4379077-can-anyone-recommend-a-good-financial-adviser/#post-4508749 Thu, 10 Mar 2005 05:12:44 +0000 Hi Hugo
Agree with DD. Most (not all) are very restricted to what they are allowed to offer. My suggestion would be to try three different ones, (you can often get the first vist free) and discuss what they offer and how they would go about it. Make your decision as to whether you want to use a planner after that or not. I actually started an…[Read more]

]]> 0d8015adc028d6d3a9b1b48235535087 Calder replied to the topic Medieval Kingdom in the forum Forum Frolic https://www.propertyinvesting.com/topic/4377774-medieval-kingdom/#post-4500767 Mon, 24 Jan 2005 06:27:10 +0000 Another minstral/dreamer here.
Thanks for the site Redwing.

]]> eb739df6ae9acd59d51b7a09c67b7e5e Calder replied to the topic Not Related To Property At All in the forum Site Problems / Feedback https://www.propertyinvesting.com/topic/4378209-not-related-to-property-at-all/#post-4503476 Mon, 24 Jan 2005 06:18:47 +0000 Hi
I thought I would have a go following Jo’s instructions to see if it would work for me. It did. There may be a glitch somewhere in your profile. Suggest you contact Admin and see if they can fix it.
Have fun choosing one.
[biggrin]

Calder

]]> 4ddc5e78c2e987399cc89cea2e498bb7 Calder replied to the topic Which City/Suburb you live? in the forum Forum Frolic https://www.propertyinvesting.com/topic/4369744-which-citysuburb-you-live/page/10/#post-4442389 Wed, 12 Jan 2005 06:13:08 +0000 East Malvern, the part formerly known as Chadstone. (And the shopping centre is close too.)
Cheers
Calder

]]> 33e16e438c9338bdb288e8654fa8ea65 Calder replied to the topic Unmotivated Partner in the forum Help Needed! https://www.propertyinvesting.com/topic/4377906-unmotivated-partner/#post-4501548 Wed, 12 Jan 2005 05:04:56 +0000 Michael
I had the same situation when I mentioned Derivex. What it wrong with it? No one gives interest free loans, etc, etc. Trusts are something else I can’t talk about. I have to mention a new opportunity a few times, let it sit, and in about 6 to 12 months, it seems to be OK. Sometimes the subject is brought up before I bring it up…[Read more]

]]> 1d309aae450291aa6618daad7d9870b8 Calder replied to the topic Next Door Renters in the forum General Property https://www.propertyinvesting.com/topic/4377888-next-door-renters/#post-4501452 Mon, 10 Jan 2005 00:57:59 +0000 Hi Gunner10
The question is how precious are you about your properties? I used to work with someone who bought a place around the corner from where they lived. The went past it all the time (just to check on it) and continually complained about what the tenants were/were not doing. My thoughts are, if you can distance yourself, it is fine, if…[Read more]

]]> 8e95f284b54584090c3201894841be7c Calder replied to the topic greatest asset - your job???? in the forum Opinionated! https://www.propertyinvesting.com/topic/4377554-greatest-asset-your-job/#post-4499106 Thu, 23 Dec 2004 03:06:57 +0000 Hi Aussie
I agree in part. Yes, you need income in a downturn to give you the cashflow to buy the low priced assets, but jobs are not always secure at this time. I think the catch 22 is short term only, until you are able to get some passive income to give you some consistant cashflow. Like anything you need a plan to cover these times. This…[Read more]

]]> c039d24495dc44ef3b806e92314cf4f1 Calder replied to the topic Mappers on Today Tonight in the forum General Property https://www.propertyinvesting.com/topic/4377448-mappers-on-today-tonight/page/2/#post-4498325 Mon, 20 Dec 2004 01:57:20 +0000 I agree with Aussierogue.
The mappers had a goal. The majority achieved this, and those that didn’t were close. What they learnt from that I am sure is so invaluable that they will never look back. Like many people, I would love to have been part of this team that achieved so much. I say well done mappers and well done Steve & Dave. The…[Read more]

]]> da80b369ed51b87d78d13cfcdaaefa4e Calder replied to the topic Credit card debt hits 28.2 Billion in the forum No Subject https://www.propertyinvesting.com/topic/4377454-credit-card-debt-hits-28-2-billion/#post-4498390 Fri, 17 Dec 2004 03:38:43 +0000 Resiwealth
Like your last comment. It so often seems to be so, so true.

]]> 8645c7e905169b0c398095a5c5350d23 Calder replied to the topic Retirement Income needs as per Money Magazine! in the forum Heads Up! https://www.propertyinvesting.com/topic/4377430-retirement-income-needs-as-per-money-magazine/#post-4498218 Wed, 15 Dec 2004 05:47:10 +0000 Thank you. Much appreciated. It is enough.
regards
Calder

]]> b909a5ecedf7f7a8a7d3e0fffface79f Calder replied to the topic Retirement Income needs as per Money Magazine! in the forum No Subject https://www.propertyinvesting.com/topic/4377430-retirement-income-needs-as-per-money-magazine/#post-4498216 Wed, 15 Dec 2004 05:32:19 +0000 Hi
Can you please explain REVERSE MORTGAGES?
Thanks
Calder

]]> 4590e59c61a6ea6ad46583adf00d79f0 Calder replied to the topic Australians in trouble "warning" in the forum General Property https://www.propertyinvesting.com/topic/4377296-australians-in-trouble-warning/page/2/#post-4497235 Wed, 15 Dec 2004 05:21:01 +0000 I like this discussion and really like some of the replies. I agree with so much of what has been said (including macca’s and denile), but still have to add my 2c worth.
I don’t think any generation is really that different . We all like to say someone has it easier than us. All things change, but the basics are the same. We have different…[Read more]

]]> f2ab40945e9ee067e25c4545fbdab166 Calder replied to the topic Do a nice thing for a stanger in the forum Forum Frolic https://www.propertyinvesting.com/topic/4377418-do-a-nice-thing-for-a-stanger/#post-4498145 Tue, 14 Dec 2004 06:39:28 +0000 Nice one.
Nice posty too.

]]> 14486f96e640346f55d28c8dd8885ef1 Calder replied to the topic Selling Privately...best websites to list with? in the forum No Subject https://www.propertyinvesting.com/topic/4377365-selling-privately-best-websites-to-list-with/page/2/#post-4497823 Tue, 14 Dec 2004 06:35:37 +0000 Nat R
I can’t say that I am good at any of the three skills mentioned. (Lucky we have a skilled negotiator on our team). Would you consider that different skills were needed for both buying and selling? If so, what skills and what priority would you place on each? I am curious as to what skills others would regard as important in property…[Read more]

]]> d08ee1dfd14c044e517c5fed69bce5bb Calder replied to the topic Selling Privately...best websites to list with? in the forum General Property https://www.propertyinvesting.com/topic/4377365-selling-privately-best-websites-to-list-with/#post-4497818 Tue, 14 Dec 2004 04:34:56 +0000 Hi Brisbanite
I was really interested in your question as selling privately is not something I had considered seriously myself, but have looked at buying privately. If this thread gets back on track, I would be interested in some of the answers.
Everyone does things their own way. Stick to what you can live with and let others live their way.
Calder[elf]

]]> e33a01e66973b210e06dbe4a74b03baf Calder replied to the topic 2 IP ...really scared!! in the forum Help Needed! https://www.propertyinvesting.com/topic/4377335-2-ip-really-scared/#post-4497633 Fri, 10 Dec 2004 03:57:38 +0000 Hi Chris
I would stick with it. You are doing great. (Bad english, I know.) If your only outlay is $8 a week and you are covered by your other property, you will soon be +ve anyway. I would be happy with this situation. I think your returns are good. Feel the fear, and do it anyway (and have a drink for me). Another saying for you. Worry…[Read more]

]]> 3b063cd1f6f912c2dce71b0e8451a32e Calder replied to the topic Anyone out there? in the forum No Subject https://www.propertyinvesting.com/topic/4377317-anyone-out-there/#post-4497465 Wed, 08 Dec 2004 01:11:55 +0000 Hi Young Bumble
The other contributors have all given you sound advice on coping with peer pressure, so I will only comment on how we do it.
We deal with it by having separate budgets. Neither is allowed to cross over. It makes for less hassle, gives you rewards and a life, but also allows you to continue your investments. If there is only one…[Read more]

]]> 3fbc2cc6c6ce8763e46e3e2db92cf694 Calder replied to the topic What is a sleepout? in the forum Help Needed! https://www.propertyinvesting.com/topic/4377314-what-is-a-sleepout/#post-4497442 Wed, 08 Dec 2004 00:40:19 +0000 Growing up in country Victoria, everyone had sleepouts. A closed in verandah for extra sleeping space generally. It’s a way of creating an extra room for very little cost. Can be open with flywire etc for the windows in hot climates, or built as an extra room with boards and windows. Usually found on older buildings.
Regards
Calder

]]> 4ab22327b0d43a80dd9a75cafdff9576 Calder replied to the topic Too many repetative questions in the forum No Subject https://www.propertyinvesting.com/topic/4377129-too-many-repetative-questions/#post-4496278 Thu, 25 Nov 2004 05:19:09 +0000 Right again resiwealth. Sorry about the over-reaction. Sometimes we jump in defensively without going away and thinking or re-reading the question. Is it our (my) guilty conscience, or just insecurities?

]]> fb6975b42e09ad40f0d6978e140dd94f Calder replied to the topic Too many repetative questions in the forum Opinionated! https://www.propertyinvesting.com/topic/4377129-too-many-repetative-questions/#post-4496276 Thu, 25 Nov 2004 01:53:08 +0000 Sometimes it is not laziness, it is just that people don’t know where to start looking. Give all the beginners a break. It’s like L plate drivers & P plate drivers. We all have to start somewhere, and sometimes we can do (ask) questions that may seem like “here we go again” to many of the forum contributors. Remember that we have made a start…[Read more]

]]> 67addb3e6d5ec5eeccb74bae7d16eb00 Calder replied to the topic Analysis Paralysis or Informed Deferral? in the forum Help Needed! https://www.propertyinvesting.com/topic/4377140-analysis-paralysis-or-informed-deferral/#post-4496354 Thu, 25 Nov 2004 01:30:07 +0000 Hi Michael
I agree with richmond. Clear your mortgage first as it is costing you. You will find it much easier then to move on with your other plans when you PPOR is unencumbered.

]]> eddd57cac3d1823b39f79f0864c6fc98 Calder replied to the topic Heard of this book ?? in the forum Help Needed! https://www.propertyinvesting.com/topic/4377099-heard-of-this-book/#post-4496139 Tue, 23 Nov 2004 06:01:18 +0000 Hi Amanda
This book is put out by Ray White RE. It is a guide to selling property and is written by (Mrf Porter) the person who is responsible for establishing Ray Whites sales training system. I have not read it. Looked like a training manual for RE sales people. But, if you have been given the book, read it. You may get some gems. Then you…[Read more]

]]> 710ebbfa91f778d4d508da91e168e993 Calder replied to the topic any hints on this BRISBANE area? in the forum Help Needed! https://www.propertyinvesting.com/topic/4377029-any-hints-on-this-brisbane-area/#post-4495771 Mon, 22 Nov 2004 01:47:03 +0000 JustAllan
If it is an IP, and you claim the renovation, they will know.
Congrats Romina & Luca on your first PI. Hope all goes well.

]]> 168f1affb8a5a3bea739e2e4c2992146 Calder replied to the topic We need a new kitchen for I.P. in the forum Help Needed! https://www.propertyinvesting.com/topic/4377074-we-need-a-new-kitchen-for-i-p/#post-4496070 Mon, 22 Nov 2004 01:42:13 +0000 Depends on how much work you want to do yourself. The trading post can have some good deals. For bits and pieces, try fowles auction group.

]]> aea104806deb51e456adb8abb1eba249 Calder replied to the topic Books to read in the forum Help Needed! https://www.propertyinvesting.com/topic/4377063-books-to-read-2/#post-4496028 Fri, 19 Nov 2004 05:38:00 +0000 Hi Blondie
Jan Somers books, (I think there is two, maybe three) are others. Jan was the one who got me thinking harder about what I was doing. I even convinced my mortgage broker to read it (and he is very staid). He now hands it out to all his customers.
Postitive cash flow books are great, but don’t forget to look at all sides to get the big…[Read more]

]]> f5254a0ab4c3b5426c09256113fa3f4f Calder replied to the topic Favourite Movie? in the forum No Subject https://www.propertyinvesting.com/topic/4368361-favourite-movie/page/5/#post-4431365 Fri, 19 Nov 2004 02:02:52 +0000 Don’t forget Pirates of the Caribbean.

]]> 2194c54381c4c1a21d2a55165f862249 Calder replied to the topic 10 yr median value reports for Vic in the forum Creative Investing https://www.propertyinvesting.com/topic/4377003-10-yr-median-value-reports-for-vic/#post-4495548 Thu, 18 Nov 2004 11:54:59 +0000 Thank you Bryce
I ordered it after seeing your post. Received it within two days. Much appreciated.
Calder

]]> d18b4c97475126c93ef8e81985b1b39f Calder replied to the topic Waterford West, Crestmead and Marsden in the forum Help Needed! https://www.propertyinvesting.com/topic/4377024-waterford-west-crestmead-and-marsden/#post-4495714 Wed, 17 Nov 2004 06:46:56 +0000 Mattn
Still!! It was excellent 5 years ago. Did not think it would stay good for so long. Is it still cheap?

]]> 0e7b795d2fb3a0a0fba16fe79ca25e38 Calder replied to the topic -ve geared property in the forum Help Needed! https://www.propertyinvesting.com/topic/4377031-ve-geared-property/#post-4495799 Wed, 17 Nov 2004 03:50:32 +0000 How you could build a $10 million property portfolio in just 10 years.

]]> 782b9318e1564edec8a7ad89f72e658d Calder replied to the topic Sell or Hold in the forum Help Needed! https://www.propertyinvesting.com/topic/4377038-sell-or-hold-3/#post-4495854 Wed, 17 Nov 2004 03:15:23 +0000 Interesting question. Agree with both Geo and Yack. Really depends on what you want though. I assume you are putting all your profits into paying off your own mortgage, which will reduce it much quicker. If you can afford it though, have you considered keeping these going for as long as you can. Unless you feel the values may drop, it seems a…[Read more]

]]> 19b713497949d8c33cf9506415031c8a Calder replied to the topic Waterford West, Crestmead and Marsden in the forum Help Needed! https://www.propertyinvesting.com/topic/4377024-waterford-west-crestmead-and-marsden/#post-4495710 Tue, 16 Nov 2004 06:08:07 +0000 Hi
We bought an IP in Marsden about 5 years ago. Our property is now cash flow +ve, but the capital growth is almost non-existant. We get $170pw and paid $110k for a new house. Have not looked at the growth in the last 12 months, so it may have changed. When we last looked, the median price was around $130k. The property has never been…[Read more]

]]> f74485b1b68f123c600ad1ec8b4b43a7 Calder replied to the topic philosophy in the forum Opinionated! https://www.propertyinvesting.com/topic/4376849-philosophy/#post-4494775 Fri, 12 Nov 2004 13:19:50 +0000 Life happens. Choose your path. It is your choice and no-one elses. Choose how you want it to be, if you want it to be.

]]> d0fbbb1aa60b7c68b4a60726de947c61 Calder replied to the topic How to sell? in the forum General Property https://www.propertyinvesting.com/topic/4376944-how-to-sell/#post-4495263 Fri, 12 Nov 2004 09:43:38 +0000 Have been looking at the real estate pages of Clayfield. There looks to be a huge amount of properties for sale (and rent) at the moment. If you have an open agreement, you should be able to list with more than one agent at a time. Have you thought about writing your own advertisement – Peter Spann’s suggestion – to make the property more…[Read more]

]]> 2cb12e7a41ad6222fe89a66114b11fb6 Calder replied to the topic Cut Down Tree...Tax Deduction?? in the forum Help Needed! https://www.propertyinvesting.com/topic/4376973-cut-down-tree-tax-deduction/#post-4495441 Fri, 12 Nov 2004 07:25:54 +0000 Bigben
In certain suburbs in Melb, a tree that size would definintely need council approval to remove. Information like this can often be obtained from council websites relatively easily. Talk to you neighbour before going much futher. They may LOVE the tree and you could be wasting your time if it not dangerous.

]]> c608e43af426e4a1a625b63f235e3be9 Calder replied to the topic Commercial loans u/w criteria in the forum Help Needed! https://www.propertyinvesting.com/topic/4376934-commercial-loans-uw-criteria/#post-4495215 Fri, 12 Nov 2004 02:08:10 +0000 Hi fewster
The property was cash flow +ve, the business had been there for years. 1st problem was getting the loan – 2nd hand business was considered risky. Even though we were buying the property, not the business, it made no difference. The 2nd problem was the insurance. Many insurance companies considered it a high risk business, and it is…[Read more]

]]> ad6fc509eba801b99905a52657b0362e Calder replied to the topic How to sell? in the forum General Property https://www.propertyinvesting.com/topic/4376944-how-to-sell/#post-4495253 Wed, 10 Nov 2004 10:04:53 +0000 Hi Cre8ive
Can you give us more details. What area is it in? (Is it a high risk area eg: if the tenent leaves, will it then be re-rentable easily.) Contract conditions? Is the property too good for the area you are trying to sell? Is it one of the contracts that have the rent guaranteed for 5 years, etc, etc. Would you buy it now if you were…[Read more]

]]> 826b269e792ba2b8845a393e8f724fc3 Calder replied to the topic Commercial loans u/w criteria in the forum No Subject https://www.propertyinvesting.com/topic/4376934-commercial-loans-uw-criteria/#post-4495213 Wed, 10 Nov 2004 09:23:35 +0000 Hi
I am not a broker, and I know it is not relevant to your question, but just a note on buying commercial. Before you go ahead, make sure that you can get a loan for the property, and insurance. I leant the hard way (because of the type of business in the property I was buying). I was starting small, and found so many obstacles because the…[Read more]

]]> 0a2134775128cf99e7b8152821cc4958 Calder replied to the topic HOW TO ADD VALUE?!?!?!? in the forum No Subject https://www.propertyinvesting.com/topic/4376933-how-to-add-value/#post-4495209 Wed, 10 Nov 2004 09:10:58 +0000 Peter Spann’s latest book is called ‘How you could build a $10m property portfolio in just 10 years.’ His first one is ‘Wealth magic’. Looks to be another one that I was unaware of called ‘Little pot of gold’. Must go off to the bookshops and find it. I have read the first and last, and they both are a really good read. Both contain snippets…[Read more]

]]> 65af83a7add0aacdebd3e733e761ee83 Calder replied to the topic Borrowing MOney in the forum Help Needed! https://www.propertyinvesting.com/topic/4376891-borrowing-money/#post-4494998 Mon, 08 Nov 2004 07:12:39 +0000 Terry

I am in a similar situation to Alby, although have been working for myself as an investor since leaving work for a little longer than Alby. I never thought of needing an ABN which I suppose is logical when I think about it. Does having an ABN make it easy to get Low Doc Loans or Asset Lends? Working for myself has caused my current…[Read more]

]]> 353cac7ebf3009bfd07a4d65700c3bdb Calder replied to the topic Looking for Quantity Surveyor - Melb in the forum Help Needed! https://www.propertyinvesting.com/topic/4376291-looking-for-quantity-surveyor-melb/#post-4491867 Mon, 08 Nov 2004 06:54:28 +0000 Scott

Did not know you gave a discount to forum members. We did use depreciator when we had one of our properties assessed June/July. Thanks for the knowledge. We’ll mention this next time we arrange a schedule with you.

Calder

]]> fd4135cf170d6bfe5ea44886642e45f4 Calder replied to the topic Negative feedback from family & friends?!?!?! in the forum General Property https://www.propertyinvesting.com/topic/4376519-negative-feedback-from-family-friends/page/2/#post-4493227 Fri, 29 Oct 2004 06:42:15 +0000 Hi Ali G

It’s always hard when you want to share so much with your family and it seems to be a depressing never ending battle when they tell you you can’t do it. My family are wonderful, but I can’t talk to them about it because it always comes back to: I am too greedy (why do you need more than your own home, etc), could lose everything, should…[Read more]

]]> 4909231b393edcf3520e60dc82c184db Calder replied to the topic Financing Question in the forum Help Needed! https://www.propertyinvesting.com/topic/4376708-financing-question-2/#post-4494154 Fri, 29 Oct 2004 04:33:16 +0000 Hi Jason

I did the same thing myself. I changed my home loan to an offset account in the end. It was well worth it. Talk to your lender. They should be happy to help. Later down the track went with the LOC, but that caused a few more issues to set up than the offset account.

Have fun

]]> 8172ba60c4d80a02ff52cfd8a3e563dc Calder replied to the topic marina berths for sale in the forum General Property https://www.propertyinvesting.com/topic/4376634-marina-berths-for-sale/#post-4493841 Fri, 29 Oct 2004 01:35:32 +0000 Hi. This is my first ever post, and I am just beginning. I love reading these forums. It is really fantastic to see so many people at different ages starting out. As Derek implied, people start when they are ready. Naturally, the earlier the better, but it is never too late. Parents and teachers like Derek are great examples. The tools have…[Read more]

]]> a76ee37175592fdabd9b3676fbfc4d7c Calder replied to the topic How many you got? in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4366761-how-many-you-got/page/2/#post-4421325 Sun, 10 Aug 2003 09:14:22 +0000 Hi all

I have just come across this site today and thought I would join in and say hello.

I have been taking my time over about 10 years. Have 3 to date. My biggest problem is getting finance approved. I don’t know how you all manage so many as I keep getting my finance knocked back, even with positively geared properties and a job. From all…[Read more]

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