https://www.propertyinvesting.com/members/andrewbuyshouses/activity/ Activity feed for AndrewBuysHouses. Fri, 17 Apr 2026 10:27:04 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 554a7954e4760380e332571a29a859bc https://www.propertyinvesting.com/topic/4400231-advice-needed-for-me-and-my-fiance/#post-4626014 Mon, 14 Jun 2010 12:59:28 +0000 Hi johannI can't profess to be an expert on the whole development side of things, but here is my understanding…1.  When you decide to do the whole company structure is entirely up to you, and different people will advise different things.  Accountants who charge to set them up will often advise setting them up ASAP, while other investors may a…[Read more]

]]> 70fd17b8459a03a1705a478df12b690b https://www.propertyinvesting.com/topic/4400052-go-direct-is-it-worth-it/#post-4624996 Tue, 08 Jun 2010 07:27:13 +0000 Hi DanielleIt is a lot of money, isn't it?  Although these days it's a bit cheaper than it used to be!  We put ourselves in a position where we HAD to make money from it, because otherwise we wouldn't be able to eat with the $2700 per month that we were paying Rick for nearly all of 2008!  Assuming we had to eat, we probably would have lost one of…[Read more]

]]> a112fac7424de3fcb0fde7b93da1ad9e https://www.propertyinvesting.com/topic/4400141-to-all-you-wrappers-out-there/#post-4625521 Tue, 08 Jun 2010 07:20:15 +0000 Hi Steve and allI've done a few of these in Qld, and am a bit confused about your accountant's advice re: GST on buying houses to sell on vendor finance terms.  Apparently your accountant said – " if i am seen to be in "the business" of developing or buying property to sell on vendor terms – the property is seen as trading stock – therefore hav…[Read more]

]]> bbc82bfe1f90308ac858efd48582a25d https://www.propertyinvesting.com/topic/4399642-sandwich-lease-advice-needed-please/#post-4622878 Mon, 17 May 2010 13:37:13 +0000 Hey dorkyI'm a little confused about what you're planning here.You seem to be planning on buying the property on a 2 year LO, and asking how to make money from it?  I assume you're also planning on selling it on a LO as well??If that's what you're planning, it's good that you aren't after much back end profit – because I can't see you getting…[Read more]

]]> 9ca205d6847ccd3f7e81e0f20ca1c154 https://www.propertyinvesting.com/topic/4399385-wraps-17/#post-4621143 Mon, 17 May 2010 13:26:19 +0000 Ahh yes, the FHOG….I finally received my first one last December, and have two more coming through this month – might go skiing this year after all!Contract must be in existence for 12 months or more, they must have made payments totalling at least 10% of the purchase price and they must not be in default.  Then they have to sign a stat dec…[Read more]

]]> 88de41bfd1d8983d600c752a0e5a93f1 https://www.propertyinvesting.com/topic/4399385-wraps-17/#post-4621139 Fri, 09 Apr 2010 15:01:00 +0000 Hi guysAhh, you gotta be careful bagging vendor finance in the creative forum! Actually Paul, this isn't the first time I've heard Rick's wrap pack is no longer available.  I'm not 100% sure on it, but Rick did say recently he was moving to just teaching the one strategy (LOs) because two strategies leads to more confusion than action!As for RE…[Read more]

]]> f194f7dc595d8eb47d9599d2493d04ab https://www.propertyinvesting.com/topic/4399364-vendor-financiers-guide-to-the-new-national-credit-act/#post-4621020 Fri, 09 Apr 2010 14:49:55 +0000 lolGood luck finding a lawyer familiar with the new legislation at this point!  After Tonly talking to us for 2 hours a couple of months ago, I'm not sure who was more confused at the end of it all!In any case, I'll certainly be registering sooner rather than later, even though it may be a while before I would be technically required to.Aside…[Read more]

]]> 80b1c1aadbc71b7ad5058d0e3af86adc https://www.propertyinvesting.com/topic/4399406-using-credit-cards/#post-4621284 Fri, 09 Apr 2010 14:40:36 +0000 Yeah, I'm all for the idea of using credit cards for your deposit – although I haven't done it yet. As Terry mentioned, it will SEVERELY effect your borrowing capacity – because of higher interest rates and shorter terms, 20 grand on your credit card is going to decrease your borrowing capacity by a LOT more than 20 grand – closer to 100 grand…[Read more]

]]> 705d0c8a0072b819d16273529dbde8f6 https://www.propertyinvesting.com/topic/4398973-vendor-finance-help/#post-4618301 Mon, 08 Mar 2010 13:55:25 +0000 Hi guysI've done a couple (of dozen) of these, and I work them out a little differently.I start by working out what the property is costing me per week, and then come up with an amount per week above that I think is reasonable.  I then work out all my figures around that in reverse.eg, I have a property worth, say, $250K on the open market, with…[Read more]

]]> b299945e207a7ae333371ebcb85a98cc https://www.propertyinvesting.com/topic/4398500-wraps-how-do-you-find-a-willing-investor/#post-4615555 Wed, 10 Feb 2010 10:41:07 +0000 Hi AllGuys, if you're serious about wanting to purchase a property using vendor finance do a bit of Math and work out what the payments would be on the kind of house you're after, before hunting around looking for someone to sell you a house for payments that just aren't going to be feasible.The same goes for Rent-buys.The fact is that in most…[Read more]

]]> e68e20995a69934f4c345c730a409907 https://www.propertyinvesting.com/topic/4398435-has-any-one-done-options-or-wraps/#post-4615111 Wed, 10 Feb 2010 10:31:30 +0000 Ahhh, you've gotta love this thread…The original poster wants us to tell him how it works, but is not prepared to spend the money to find out – that's just great!I can add another voice to the "yes it works" column if you like, but passing on my training I've paid $60 000 for?… I think not!In any case, you can get more information about how it…[Read more]

]]> d833b8fefc00c64ed5378c6a96ffa3b0 https://www.propertyinvesting.com/topic/4398652-rick-ottons-massive-passive-pack-for-sale/#post-4616416 Wed, 10 Feb 2010 10:21:53 +0000 Hi AllThe "Massive Passive Pack" does NOT teach you how to do wraps – that's a totally different product.  This product does teach lease options and sandwich leases though.Cheers

]]> d3c7f7bbbb12964dabca980ed002a5b0 https://www.propertyinvesting.com/topic/4397203-how-do-you-work-out-your-sale-price-if-you-want-to-sell-above-your-buying-price/#post-4608863 Thu, 10 Sep 2009 14:29:32 +0000 Ok, this may be a stupid question – but why are you so worried about whether you make a small loss or come out even?  Is it just a pride thing, so you don't have to say you made a loss on the property?  I would think that if you want to sell the thing, then just sell it.  If you can't even work out whether you're making a loss or not (I agree it…[Read more]

]]> 148800f95918bd904b82581dda5e1a8a https://www.propertyinvesting.com/topic/4397191-legal-options-for-dealing-with-bad-tenants-help/#post-4608809 Thu, 10 Sep 2009 14:21:24 +0000 Hi againGotta agree with thecrest about property selection.We went looking at open houses on the weekend, and somehow we ended up at this little dump for $250 000 (and it was still overpriced!) Anyway, the agent asked me what I thought of it, and I told her that "scummy houses attract scummy tenants".  She didn't appear to appreciate my…[Read more]

]]> 89d2fa43ca2dcc7fce6dc2686f4773fd https://www.propertyinvesting.com/topic/4397187-vendor-finance-19/#post-4608788 Thu, 10 Sep 2009 14:05:29 +0000 Hi HelenI must agree with pully on this one – what on earth is a challenging rental??  I'm going to guess that you mean the amount of the rental is too high for most tenants?  Although, that's probably not where I'd start looking for VF deals, as obviously the owner has to like the whole idea, and chances are if they're asking too much to rent t…[Read more]

]]> b29d0a289ad18072346df2fee2ec78b1 https://www.propertyinvesting.com/topic/4396916-curious-about-titles-on-installment-contracts/page/2/#post-4607515 Wed, 09 Sep 2009 14:30:26 +0000 lolDon't let Mr Fair Go fool you with his "inside scoop" guys.  There IS no such thing as a typical LO payment.  I've got a LO at the moment where NONE of the payments are going towards the house.  LOs are just so flexible, that no two people do them the same.  In fact, no two of mine are even the same!  You can make any percentage of the paym…[Read more]

]]> 7d70f9744e967459ebfb18e2b1ce57a4 https://www.propertyinvesting.com/topic/4397191-legal-options-for-dealing-with-bad-tenants-help/#post-4608805 Wed, 09 Sep 2009 14:08:26 +0000 Hi allYeah, my first ever tenant as a 25 year old was dodgy – enough to turn most people that age off property investing I would think!  But (as my wife keeps telling me) this isn't about me….Firstly, you have to make a decision for yourself if it's worth all the effort for this amount of money.  Or if you think it's worth the effort purely to b…[Read more]

]]> 6c5082db7f1352856fd2c6de8e569e99 https://www.propertyinvesting.com/topic/4397156-keep-2ip-or-sell/#post-4608678 Thu, 03 Sep 2009 14:40:26 +0000 Hi DannyObviously it's hard for anyone to give you specific advice when it comes to your exact circumstances.  I guess that's why financial planners get you to give them all that information before they start mapping out your whole financial life!  As for my two cents, the only time I would sell an investment property is if I was planning on r…[Read more]

]]> b72d42c73591f34df1ac59abe4fc2001 https://www.propertyinvesting.com/topic/4393463-rent-to-buy-query/page/2/#post-4588776 Fri, 28 Aug 2009 14:24:07 +0000 Ahoy hoyWell of course the traditional method is better IF you have the money or the borrowing power.  If you are buying anything with cash, you have more bargaining power, and can therefore negotiate a lower price.If you don't have the ability to come up with all the cash to buy a house, and you want to get into the property market, then these…[Read more]

]]> f738a0114bf385ce978eb0b575a4a4e4 https://www.propertyinvesting.com/topic/4396916-curious-about-titles-on-installment-contracts/page/2/#post-4607509 Mon, 24 Aug 2009 14:29:57 +0000 Ahhh, bummer!"Licence to occupy" is not something I can claim to be familiar with.  I was told that licence to occupy was originally how people started doing rent to buys in QLD.  However, some people who should be trustworthy say some crazy stuff about VF that is just plain wrong.  For example, the SA governement in a recent piece of le…[Read more]

]]> 126140cdaad210d96baede0a9b255961 https://www.propertyinvesting.com/topic/4397050-how-do-i-get-around-unhelpful-real-estate-agents/#post-4608214 Mon, 24 Aug 2009 14:22:08 +0000 Sorry, just proof read my post (after posting)… My mate would then drop the offer in the vendor's letterbox so they were actually aware of the offer!

]]> 03772320dc844ae1972abc2372dc48b9 https://www.propertyinvesting.com/topic/4397050-how-do-i-get-around-unhelpful-real-estate-agents/#post-4608213 Mon, 24 Aug 2009 14:20:54 +0000 Ahoy hoy"Working"  a real estate agent is definitely an art form.  As for them not presenting your offers to the vendor, it was my understanding that they are obligated to do so?  The first time I tried to offer VF through an agent, he just told me "That won't work for her", when pressed as to whether or not he was even going to tell the vendo…[Read more]

]]> 213b5c5751c0e0cd637dc1808a742ca7 https://www.propertyinvesting.com/topic/4397069-pets/#post-4608319 Mon, 24 Aug 2009 14:08:49 +0000 Interesting one this…A few years ago my father went to one of his houses to fix the shower and was greeted at the door by the tenants large dog in the house!  This was a surprise as we had a strict "no dogs" rule.  The tenant apparently thought Dad was just the maintenance guy, and told Dad that the agent said "What the landlord don't know, w…[Read more]

]]> 03f10bce71246d2ae8de7ec7f557c2a1 https://www.propertyinvesting.com/topic/4395117-scams-consumer-scams-you-should-know-about/#post-4597724 Fri, 21 Aug 2009 14:27:13 +0000 Ahhh, that's great.To be honest, I used to have a lot of fun with fake girls on the internet who told me I was the love of their life, and they were from Russia and just looking for someone like me so they could move to nice country and have better life (sic).I used to let them think they had me hook line and sinker, and kept telling them I was…[Read more]

]]> acd01e927ded5adba3e38934cdce266c https://www.propertyinvesting.com/topic/4393463-rent-to-buy-query/page/2/#post-4588773 Fri, 21 Aug 2009 14:13:11 +0000 Hey pullyOk, somewhere on another post we've had like a three thousand word discussion on what happens if the vendor defaults and or goes bankrupt.  Basically, you have some protection, but there is certainly an element of risk there.  If I'm buying a house under one of these arrangements, I make the payments direct to the seller's bank so I k…[Read more]

]]> c62bb7f49ff140e05f90e9e0768cb32e https://www.propertyinvesting.com/topic/4397015-vendor-finance-help-please-2/#post-4608068 Fri, 21 Aug 2009 09:06:17 +0000 Hi againLinar, I suspect you found my post confusing because you haven't read everything that I've said.  It IS a long thread at the moment.  I did make it clear that I haven't done one of these yet, and that the information I have presented is the combined suggestions of a whole bunch of people that I have spoken to.  Chances are, I'll go th…[Read more]

]]> c168d5f29faa87ccc471872effe46804 https://www.propertyinvesting.com/topic/4397015-vendor-finance-help-please-2/#post-4608065 Thu, 20 Aug 2009 14:26:02 +0000 Struth people!I turn my back for 24 hours and it's world war three in here!! Ok, links in my signature, got it…Ok, Jaffa is a mod.. got that too! I'll also remember to have someone proof read my posts for spelling, punctuation and grammar so as not to provoke the ire of either of you!  While I'm happy that some people appreciate my posts…[Read more]

]]> 72eb9d06ab14880db397821219cbe67d https://www.propertyinvesting.com/topic/4396916-curious-about-titles-on-installment-contracts/page/2/#post-4607507 Wed, 19 Aug 2009 14:29:42 +0000 Scratch that bit on the stamp duty amount for PPR discount – that figure was just plain wrong.

]]> 51ef84918aead21dcff4868b87e9a323 https://www.propertyinvesting.com/topic/4396916-curious-about-titles-on-installment-contracts/page/2/#post-4607506 Wed, 19 Aug 2009 14:19:49 +0000 Hmmmm, I'm looking around for some light to shed….Ok, lets start with this $1000 up front for their solicitor to work out how to do the paperwork.  All of my buyers have to give me $1000 up front, not so my legal guy can work it out, but because he charges in advance and once upon a time I paid for the paperwork to be done myself, and then the…[Read more]

]]> deb59b1caaa8ea9070779f93bdd217a5 https://www.propertyinvesting.com/topic/4397015-vendor-finance-help-please-2/#post-4608056 Wed, 19 Aug 2009 13:59:30 +0000 Oh, and Richard, one more thing…The people I know who do these professionally aren't as uptight as you'd think about their second mortgages.  They only ever do the second mortgage from their profit, and never dip into their own capital with the second mortgage, so if it all falls over well they've lost profit, but they haven't lost any money…[Read more]

]]> 6879930e3c8c7799a5955e5d499ffb60 https://www.propertyinvesting.com/topic/4397015-vendor-finance-help-please-2/#post-4608055 Wed, 19 Aug 2009 13:54:01 +0000 Hi guysThis second mortgage carry back is something I've been meaning to get into, so I've been talking with lots of people about it, but I haven't done any myself yet.  I have done a bunch of instalment contracts and a couple of rent-buys though, so I've got some idea what's going on. Also, I've got a new mortgage broker who tells me he can put t…[Read more]

]]> 0ae531de1ce6c3cedf8586a36daab036 https://www.propertyinvesting.com/topic/4397021-rising-interest-rates-will-kill-australians-confidence/#post-4608083 Wed, 19 Aug 2009 13:31:30 +0000 Hi allI read an article the other day (sorry, no idea of the reference) but it did say that sticking with variable will beat the fixed rate 83% of the time.  Effectively that means that one out of every six times, fixing your rate is the best way to go.  But when is that one in six exactly??  Stuffed if I know!As people are saying, the spread be…[Read more]

]]> e23cea41eff4e2256ec9baeddb10038b https://www.propertyinvesting.com/topic/4393463-rent-to-buy-query/page/2/#post-4588771 Mon, 17 Aug 2009 14:05:01 +0000 Ahhhh, this has been good reading!I hear on the grapevine how passionate some people are about the evils of vendor finance and rent to buys, but until now I've never seen or heard such things first hand!As for Mr Jenman's complaints that rents in a rent to buy are double market rent, well derr!  You're not really just renting the place, you are…[Read more]

]]> 60cec8ac833f102211fe318e07eec556 https://www.propertyinvesting.com/topic/melbourne-city-apartment-as-first-investment/#post-4607891 Sat, 15 Aug 2009 13:46:09 +0000 Hi KyanneBooks?  Oh, there are lots of them!  It really all depends on what sort of level you're at.  I do think Steve's first two books are a good read.  Also anything by Jan Somers gives you a good idea of the basics.  I'm also a Hans Jakobi fan, if you can manage to listen to the smart things he has to say without getting swayed around to buyi…[Read more]

]]> 7b47807360b7b75ed34f38198107b4e8 https://www.propertyinvesting.com/topic/4396978-vendor-finance-18/#post-4607871 Sat, 15 Aug 2009 13:13:31 +0000 Hi BenWhile I applaud you for thinking outside the square on this one, I think you've probably got a snowballs chance in hell of getting this one across the line the way you're thinking about it at the moment.  (Sorry!)Also, you seem a bit confused with your comment "does the vendor get a loan…".  As Richard alluded to, this sort of deal needs a…[Read more]

]]> 0d399efb0a2b86b7560164e822188726 https://www.propertyinvesting.com/topic/4396983-re-agent-contradicting-himself/#post-4607903 Sat, 15 Aug 2009 12:49:50 +0000 Unfortunately all too common.Remember if you know he is lying to someone else, why wouldn't he lie to you??However, I'm not at all concerned about the deal with the owner re: commission – I'm quite happy with that idea if it's true.  However, given everything else that's occured that could be crap as well.I'm pretty big on honesty, so I would…[Read more]

]]> 4b22ca9166cbb460d5ecb79c47bf039e https://www.propertyinvesting.com/topic/4396916-curious-about-titles-on-installment-contracts/#post-4607500 Sat, 15 Aug 2009 12:24:13 +0000 Hey Richard,Just a bit confused here…You've said…"One of the major differences is never purchase the property and then try and find a buyer but always let the buyer locate the property and then approach with a view to financing and onselling to them.."One of the major differences to what?  To those "bad eggs" as you referred to them?  A…[Read more]

]]> b2ebb1b4dc2cfb6b5b8841d2948fc2f3 https://www.propertyinvesting.com/topic/4396916-curious-about-titles-on-installment-contracts/#post-4607498 Fri, 14 Aug 2009 14:45:50 +0000 Hi Terry and everyoneYou're absolutely right about the bankruptcy issue, and I think the purchaser would win out too.  As for being legally messy, I've discovered in the last few years that by and large, there is no such thing as a watertight legal situation, and who wins often comes down to who wants to (or who can) fight the hardest.As for the…[Read more]

]]> 96369ed6ebe271e48992056a6dbc8406 https://www.propertyinvesting.com/topic/4396979-how-to-find-a-strategic-mortgage-broker/#post-4607874 Fri, 14 Aug 2009 14:02:52 +0000 Yeah, it is a tricky one.  The first thing you need to realise is that your average mortgage broker makes about 35 grand a year and is in the business for around 2 years.  These are not the people you want, unless they're very very committed to their new vocation.I had one of these brokers a few years ago just as I was transferring all my p…[Read more]

]]> 5cff3c9bc8aadd3f1b5a8985a885a066 https://www.propertyinvesting.com/topic/4396971-when-to-buy-your-next-ip/#post-4607856 Fri, 14 Aug 2009 02:47:02 +0000 Hi GuysYeah, I would lean towards the idea of you being a little too conservative.  However, we know nothing about your life stage, goals, income or risk tolerance.As you get older, your risk tolerance should definitely decrease, however I think I would have to be about 100 before I dropped below 50% LVR.  The other issue is obviously your a…[Read more]

]]> 3486ee8b4ef3e7482d52ce755dc48fc4 https://www.propertyinvesting.com/topic/4396949-will-prices-drop-after-september/#post-4607737 Thu, 13 Aug 2009 14:24:37 +0000 Hi allI can only assume that the federal Labour government in their infinite wisdom believe that other buyers will step in to fill the void as the first home buyers inevitably slow their buying after the FHOG boost is halved, and then halted.  This was always a short term measure to put a floor under the sub-500K properties, and I'm going to…[Read more]

]]> 0bc0ab88de5d551ed736bc18aad96ee6 https://www.propertyinvesting.com/topic/4396951-what-to-do-next-3/#post-4607765 Thu, 13 Aug 2009 14:14:18 +0000 Hi againI'm happy to retract my "pay down the loan" idea and agree with Terry on the offset account.  It's always the better option to ensure your access to the money in future.  I've gotta stop posting after midnight – my brain turns into a pumpkin! Andrew

]]> 8fccbaf2542d5674545aecdd3e1fe231 https://www.propertyinvesting.com/topic/4396964-property-bubble/#post-4607837 Thu, 13 Aug 2009 14:07:10 +0000 Hi guysThe simple answer is yes.  Yes they could fall a lot further.I saw Harry Dent speak recently.  He's an american economist who's world renowned, predicted the bull market of the 2000s, and the subsequent storm we're still in at the moment.  Anyway, he predicted that Australian Real Estate would fall around 40% from now down to around the le…[Read more]

]]> b35fb3f66301b63d1200fa9e46b5e7ba https://www.propertyinvesting.com/topic/4396916-curious-about-titles-on-installment-contracts/#post-4607496 Thu, 13 Aug 2009 13:43:11 +0000 Hi guysThis is a fascinating post from my point of view for a number of reasons.  Firstly, as someone who does this stuff all the time, it's great for me to see exactly what goes through a buyer's head before signing on the dotted line.  Secondly, I'm a little alarmed that some people are giving advice on a forum devoted to creative techniques w…[Read more]

]]> 482e9b00d6d74e3f62f6d2ee0bdc78fe https://www.propertyinvesting.com/topic/4396950-please-help-with-new-investment/#post-4607758 Wed, 12 Aug 2009 14:30:40 +0000 Hello helloI must admit I see far too many people scared of "wasting money" on mortgage insurance.  I've seen people absolutely refuse to pay out $3000 in mortgage insurance and therefore save for another three years to get over that magic 20% deposit line.  Chances are very good that in three years time, prices are going to go up more than the $…[Read more]

]]> 6e360581ef364a71688005c1a386016a https://www.propertyinvesting.com/topic/4396951-what-to-do-next-3/#post-4607762 Wed, 12 Aug 2009 14:14:17 +0000 Ahhh, I remember when I was planning on retiring by 35….  at that time I was 25 and making around 50 grand a year and living quite comfortably on it.These days I'm 32 and flat out living on $250 000! lol.  So step one, make sure your tastes don't increase as fast as your means do!  My recommendation – don't get married!! (Trina, if you're rea…[Read more]

]]> 5ca97cdeb2d5331b954ac1430bfd628d https://www.propertyinvesting.com/topic/4396892-renovations-5/#post-4607183 Tue, 11 Aug 2009 09:37:29 +0000 Hey nateWhen you say "duplex block", make sure you aren't confusing dual occupancy with the ability to subdivide – they are two very different things.  There's nothing wrong with doing either of them, but it's not something I'd jump into for my first deal.  But don't let what I would do stop you – just be aware of everything before jumping in w…[Read more]

]]> e49463920dffc2bf0ad34b1b4241653f https://www.propertyinvesting.com/topic/4396938-newbie-at-investment-property/#post-4607586 Tue, 11 Aug 2009 09:26:19 +0000 Hi SteveThat's not a bad track… although next time you ask a question you should start a new topic! The problem with buying a rural property is capital growth.  The idea is you buy your first place, wait until it increase in value, then refinance to unlock the equity and use that a deposit on the next place.  I hope that makes sense for y…[Read more]

]]> 6f685b5c6d5b0ff78c96d32a79750941 https://www.propertyinvesting.com/topic/4396944-vendor-wont-accept-offer/#post-4607694 Tue, 11 Aug 2009 09:16:20 +0000 Hi everyone… forgive this rambling – I realise it's not logically structured at all! The first house I ever bought was advertised as "Offers above 128K".  Who offers above the 128K in a balanced or soft market??We offered 120K and got it for 122K.  This little situation of yours is interesting though.  I believe it's always a great idea to ap…[Read more]

]]> 248b61a0e64f71571ea4c3830bb01639 https://www.propertyinvesting.com/topic/4396878-ipswich-areas/#post-4607127 Mon, 10 Aug 2009 14:19:32 +0000 Hi all….I live and invest in Ipswich myself, and will certainly consider some buy and holds out here should anything become available that I like.  The council website has plans on it about where all the old mines are, and that can be quite helpful.  There have been some horror stories about houses just plain breaking in half, so if you're g…[Read more]

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