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	<title>PropertyInvesting.com | Pebbles_2 | Activity</title>
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				<title>Pebbles_2 replied to the topic Capital Gains Tax in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4369886-capital-gains-tax-9/#post-4443438</link>
				<pubDate>Mon, 08 Dec 2003 03:11:43 +0000</pubDate>

									<content:encoded><![CDATA[<p>liviwell,<br />
thanks, I found it!</p>
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				<title>Pebbles_2 replied to the topic How are the newbies going? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4369498-how-are-the-newbies-going/page/2/#post-4440251</link>
				<pubDate>Tue, 02 Dec 2003 01:51:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi all,<br />
I have been studying property investing for about 6 months now and joined the forum about 3 months ago.  I have learnt a great deal, but unfortunatly cannot purchase my first IP as yet because I am in the middle of a 4 lot sub-division. This is my 2nd sub-division and would love to do it again.  (Council&#8217;s are annoying as they are sooo&hellip;<span class="activity-read-more" id="activity-read-more-267217"><a href="https://www.propertyinvesting.com/topic/4369498-how-are-the-newbies-going/page/2/#post-4440251" rel="nofollow">[Read more]</a></span></p>
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				<title>Pebbles_2 replied to the topic My first property &#38; stamp duty in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4369444-my-first-property-stamp-duty/#post-4439788</link>
				<pubDate>Tue, 18 Nov 2003 07:52:18 +0000</pubDate>

									<content:encoded><![CDATA[<p>After buying a house and having to pay $14,500 stamp duty, I too was a bit angry.<br />
Queensland have a better system than we do here in Victoria.  Victoria pays the highest stamp duty than any other state.<br />
Victorian&#8217;s only pay stamp duty on an existing home.  You don&#8217;t pay stamp duty on a house you build.<br />
Where as in Queensland they pay stamp duty on&hellip;<span class="activity-read-more" id="activity-read-more-212307"><a href="https://www.propertyinvesting.com/topic/4369444-my-first-property-stamp-duty/#post-4439788" rel="nofollow">[Read more]</a></span></p>
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				<title>Pebbles_2 replied to the topic buying a "home" in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4369465-buying-a-home/#post-4439989</link>
				<pubDate>Tue, 18 Nov 2003 02:40:03 +0000</pubDate>

									<content:encoded><![CDATA[<p>3 or 4 bedroom houses are easier to sell than 2 bedroom houses, so maybe look at that.<br />
I think 2 bathrooms these days is a must (1 bathroom and an ensuite). Garage.<br />
In Victoria &#8211; Central heating!</p>
<p>These are the most important factors to me, anyway.<br />
Regards.<br />
Lee.</p>
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				<title>Pebbles_2 replied to the topic Capital Gains Tax? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4369288-capital-gains-tax-7/#post-4438503</link>
				<pubDate>Mon, 10 Nov 2003 05:06:08 +0000</pubDate>

									<content:encoded><![CDATA[<p>Well thanks for that information.<br />
I didn&#8217;t know that if you sell a property that you have owned shorter than 12 months you pay 100% CGT and if you own it for more than 12 months you pay 50%.  Have I got that right?<br />
Guess I will have to hold on to my properties a bit longer until I sell them.  That would make a huge difference.<br />
Thanks All.</p>
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				<title>Pebbles_2 replied to the topic Wanted to Buy :) in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4369073-wanted-to-buy/#post-4436919</link>
				<pubDate>Wed, 29 Oct 2003 06:39:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>Have a look on the Wes Davision Horsham site.<br />
<a href="http://www.wesdavidson.com.au" rel="nofollow">http://www.wesdavidson.com.au</a><br />
They always have properties under $100,000 in Nhill, Horsham and surrounding areas.<br />
Also, give them a call and tell them what you are looking for and they will e-mail you each time a house comes up that matches your criteria.  with pretty pictures and everything.</p>
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				<title>Pebbles_2 replied to the topic Cash on Cash calculator…. in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4369048-cash-on-cash-calculator/#post-4436712</link>
				<pubDate>Tue, 28 Oct 2003 05:02:15 +0000</pubDate>

									<content:encoded><![CDATA[<p>I would love a copy also.<br />
Please email to:<br />
<a href="mailto:l.heafield@ballarat.edu.au" rel="nofollow">l.heafield@ballarat.edu.au</a><br />
Thanks[<img src="/wp-content/uploads/smileys/bigeyes.gif?x75824" width="" height="" alt="8)" title="8)" class="bbcode_smiley" />]</p>
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				<title>Pebbles_2 replied to the topic [moved] Property development question in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4368942-moved-property-development-question/#post-4435716</link>
				<pubDate>Fri, 24 Oct 2003 02:01:45 +0000</pubDate>

									<content:encoded><![CDATA[<p>Several years ago, my partner and I purchased an old Victorian home on a huge block of land.<br />
We sub-divided the land into three blocks and were going to build 4 two storey town houses.<br />
The council approved the application, but the residents objected and ended up taking us to court.  The residents won! Can you believe it.  Although there were&hellip;<span class="activity-read-more" id="activity-read-more-125680"><a href="https://www.propertyinvesting.com/topic/4368942-moved-property-development-question/#post-4435716" rel="nofollow">[Read more]</a></span></p>
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				<title>Pebbles_2 replied to the topic Security in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4368899-security/#post-4435030</link>
				<pubDate>Fri, 24 Oct 2003 01:28:15 +0000</pubDate>

									<content:encoded><![CDATA[<p>I work at the University of Ballarat and was just wondering, you say you charge these students on a nightly basis, do you charge these students all year? Is there a contract? 6 mths, 12 mths?</p>
<p>In Ballarat, most students come from other regional towns in Victoria, and always go home for the holidays which are 26 weeks of the year.<br />
So, for half a&hellip;<span class="activity-read-more" id="activity-read-more-164027"><a href="https://www.propertyinvesting.com/topic/4368899-security/#post-4435030" rel="nofollow">[Read more]</a></span></p>
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				<title>Pebbles_2 replied to the topic Steves Next Event in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4368166-steves-next-event/#post-4429973</link>
				<pubDate>Thu, 25 Sep 2003 06:14:04 +0000</pubDate>

									<content:encoded><![CDATA[<p>Lozza,<br />
We should arrange to meet when it gets closer to the date, maybe there will be more of us from the forum by then.<br />
Looking forward to meeting you.<br />
Lee</p>
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				<title>Pebbles_2 replied to the topic kids &#38; property investing in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4368183-kids-property-investing/#post-4430067</link>
				<pubDate>Thu, 25 Sep 2003 05:21:50 +0000</pubDate>

									<content:encoded><![CDATA[<p>Cam,<br />
I had 2 girls and wanted to try one more time for a boy.<br />
I went to the gynacologist and he gave me a recipe for a boy.<br />
Followed it exactly for 4 months and later on I found out I was pregnant.  Yes, nine months later, I had a boy.<br />
Some people believe it&#8217;s a coincidence, but I believed in what we were doing and I believed I would have a boy&hellip;<span class="activity-read-more" id="activity-read-more-185276"><a href="https://www.propertyinvesting.com/topic/4368183-kids-property-investing/#post-4430067" rel="nofollow">[Read more]</a></span></p>
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				<title>Pebbles_2 replied to the topic Steves Next Event in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4368166-steves-next-event/#post-4429970</link>
				<pubDate>Thu, 25 Sep 2003 05:10:21 +0000</pubDate>

									<content:encoded><![CDATA[<p>Matt,<br />
I have already booked as well.  I am going to the Melbourne seminar on the 16th November.</p>
<p>I would love to meet any other forum members at the seminar.  We should all arrange to meet at lunch time or something.</p>
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				<title>Pebbles_2 replied to the topic kids &#38; property investing in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4368183-kids-property-investing/#post-4430066</link>
				<pubDate>Thu, 25 Sep 2003 04:42:51 +0000</pubDate>

									<content:encoded><![CDATA[<p>Lifestyle,<br />
I am a 35 year old single mother with 3 children. (Not looking for anyone either).<br />
With 3 children, I have renovated a house, completed and sold a 2 lot sub-division, owner-builder of my house (with my ex) and am now into my second sub-division.<br />
You can do anything you want to do, with or without children!</p>
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				<title>Pebbles_2 replied to the topic Money saving ideas in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4367601-money-saving-ideas/page/2/#post-4427000</link>
				<pubDate>Mon, 15 Sep 2003 04:58:22 +0000</pubDate>

									<content:encoded><![CDATA[<p>Very interesting post.<br />
You all have motivated me to shave my legs instead of getting them waxed.  [<img src="/wp-content/uploads/smileys/tongue.gif?x75824" width="" height="" alt=":P" title=":P" class="bbcode_smiley" />]<br />
That will save me around $80 per month.<br />
I am also thinking about lowering my limit on my credit card.<br />
My mobile phone is out of contract, so instead of going into another contract with a great new phone, I will keep the old phone and purchase&hellip;<span class="activity-read-more" id="activity-read-more-268267"><a href="https://www.propertyinvesting.com/topic/4367601-money-saving-ideas/page/2/#post-4427000" rel="nofollow">[Read more]</a></span></p>
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				<title>Pebbles_2 replied to the topic anyone had dealings with aussie john in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4367806-anyone-had-dealings-with-aussie-john/#post-4428101</link>
				<pubDate>Mon, 15 Sep 2003 03:58:29 +0000</pubDate>

									<content:encoded><![CDATA[<p>When I sold my house 5 months ago, Aussie did the loan for the purchasers.<br />
I was told they were slack and slow, but to my suprise, they were quicker than St. George, whom I went through to purchase another house.<br />
St. George took us 6 weeks over settlement and therefore, we had to pay penalty interest rates, which ended up working out to an extra&hellip;<span class="activity-read-more" id="activity-read-more-250069"><a href="https://www.propertyinvesting.com/topic/4367806-anyone-had-dealings-with-aussie-john/#post-4428101" rel="nofollow">[Read more]</a></span></p>
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				<title>Pebbles_2 replied to the topic What's your profession? in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4367252-whats-your-profession/page/10/#post-4424662</link>
				<pubDate>Mon, 15 Sep 2003 01:16:16 +0000</pubDate>

									<content:encoded><![CDATA[<p>I am an administration manager for the student association at a university.<br />
I have been here for over 6 years and although I have had a couple of promotions over the years, I find it a bit boring. Same old, same old.<br />
That&#8217;s why I love this forum and yes, I&#8217;m addicted!</p>
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				<title>Pebbles_2 replied to the topic enlightened millionaires in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4367845-enlightened-millionaires/#post-4428241</link>
				<pubDate>Mon, 15 Sep 2003 01:06:53 +0000</pubDate>

									<content:encoded><![CDATA[<p>Yes, I have started reading the &#8220;One Minute Millionaire&#8221; book as well and can&#8217;t put it down.<br />
It is very imformative and Michelle&#8217;s story &#8220;The Enlightened Way To Wealth&#8221; is inspiring.<br />
There is also a website:<br />
<a href="http://www.oneminutemillionaire.com" rel="nofollow">http://www.oneminutemillionaire.com</a><br />
Although, when people at work see the title on the book &#8220;One Minute Millionaire&#8221;, their first question is &#8220;how&hellip;<span class="activity-read-more" id="activity-read-more-284228"><a href="https://www.propertyinvesting.com/topic/4367845-enlightened-millionaires/#post-4428241" rel="nofollow">[Read more]</a></span></p>
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				<title>Pebbles_2 replied to the topic wrap to family yes / no in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4367777-wrap-to-family-yes-no/#post-4427912</link>
				<pubDate>Fri, 12 Sep 2003 06:20:23 +0000</pubDate>

									<content:encoded><![CDATA[<p>I agree with Wilandel.<br />
Businees and family do not mix.<br />
I know first hand.<br />
You think that because you are family nothing can come between you, but believe me, money can!</p>
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				<title>Pebbles_2 replied to the topic Investing with family a good idea? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4367754-investing-with-family-a-good-idea/#post-4427799</link>
				<pubDate>Fri, 12 Sep 2003 00:10:48 +0000</pubDate>

									<content:encoded><![CDATA[<p>I had a bad experience investing with my brother.  He actually lived in the house and whenever anything went wrong with the house, he expected me to pay for it because I organised the renovation.  Anyway, long story.<br />
We went through a bad patch for a couple of years, but thankfully now we have agreed to put it all behind us.  I thought we would&hellip;<span class="activity-read-more" id="activity-read-more-202787"><a href="https://www.propertyinvesting.com/topic/4367754-investing-with-family-a-good-idea/#post-4427799" rel="nofollow">[Read more]</a></span></p>
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				<title>Pebbles_2 replied to the topic Finding the locality to invest in in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4367690-finding-the-locality-to-invest-in/#post-4427485</link>
				<pubDate>Wed, 10 Sep 2003 03:35:16 +0000</pubDate>

									<content:encoded><![CDATA[<p>The best way I have found is to look properties up on the internet and then call the Agents.<br />
Tell the agent you are an investor and tell them exactly what you are looking for and they will call you every so often when something comes up.<br />
The last house I purchased, the agent called us first before it even went on the market, he was going out to&hellip;<span class="activity-read-more" id="activity-read-more-270112"><a href="https://www.propertyinvesting.com/topic/4367690-finding-the-locality-to-invest-in/#post-4427485" rel="nofollow">[Read more]</a></span></p>
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				<title>Pebbles_2 replied to the topic And the Henry Kay saga continues.... in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4367681-and-the-henry-kay-saga-continues/#post-4427438</link>
				<pubDate>Wed, 10 Sep 2003 03:28:28 +0000</pubDate>

									<content:encoded><![CDATA[<p>You are right, if it&#8217;s free then it&#8217;s probably worth going to.<br />
I know that if I did go to one of Henry Kayes seminar&#8217;s I would have to be strong and not get excited and caught up in all the hype<br />
and end up signing something that later I will regret.<br />
That&#8217;s how they get you.</p>
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				<title>Pebbles_2 replied to the topic And the Henry Kay saga continues.... in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4367681-and-the-henry-kay-saga-continues/#post-4427434</link>
				<pubDate>Tue, 09 Sep 2003 23:48:02 +0000</pubDate>

									<content:encoded><![CDATA[<p>I am booked into the Henry Kaye seminar for Monday night in Melbourne, after talking to people on this forum and doing some research, I will not be going!<br />
I have now booked into Steve&#8217;s seminar in Melbourne in November.  I&#8217;m sure I will achieve and learn a lot more going to one of Steve&#8217;s seminars.<br />
It is amazing though, when you tell people you&hellip;<span class="activity-read-more" id="activity-read-more-6943"><a href="https://www.propertyinvesting.com/topic/4367681-and-the-henry-kay-saga-continues/#post-4427434" rel="nofollow">[Read more]</a></span></p>
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				<title>Pebbles_2 replied to the topic A Current Affair in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4367645-a-current-affair-2/#post-4427279</link>
				<pubDate>Tue, 09 Sep 2003 01:59:05 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Steve,<br />
I live in Ballarat and cannot find rental +ve cashflow property here.  Anyway, I do prefer the idea of wraps compared to rental properties.</p>
<p>Do you still invest in properties in Ballarat?<br />
I have looked at Colac, but houses are expensive there as well.</p>
<p>Is it viable to wrap so far away from where you live?</p>
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				<title>Pebbles_2 replied to the topic MASSES OF MOTIVATION BUT NO CASH. in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4367631-masses-of-motivation-but-no-cash/#post-4427206</link>
				<pubDate>Tue, 09 Sep 2003 00:40:41 +0000</pubDate>

									<content:encoded><![CDATA[<p>Insider,<br />
Would you like to share your story with us please?<br />
How you managed to buy 3 properties with no job and no money.<br />
I love to hear these kind of stories.  They certainly are motivating.<br />
Thanks.</p>
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				<title>Pebbles_2 replied to the topic Jenman and Henry K in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4367609-jenman-and-henry-k/#post-4427073</link>
				<pubDate>Mon, 08 Sep 2003 03:47:41 +0000</pubDate>

									<content:encoded><![CDATA[<p>very interesting.  I visited that website and Neil &amp; Henry sounded like two big kids fighting.<br />
It has turned me off going to the Henry Kaye seminar next week in Melbourne.</p>
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				<title>Pebbles_2 replied to the topic What's your motivation? in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4367603-whats-your-motivation/#post-4427043</link>
				<pubDate>Mon, 08 Sep 2003 03:42:51 +0000</pubDate>

									<content:encoded><![CDATA[<p>Steph &amp; Cremin,<br />
I too would like to be financially free so I can spend more time with my children.  My kids always ask if I can stay at school with them in the morning and do the readers or go to concerts during the day etc and most times I can&#8217;t. I would love to participate in their school activities.<br />
I have been at my current job for 6 years now&hellip;<span class="activity-read-more" id="activity-read-more-81462"><a href="https://www.propertyinvesting.com/topic/4367603-whats-your-motivation/#post-4427043" rel="nofollow">[Read more]</a></span></p>
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				<title>Pebbles_2 replied to the topic Henry Kaye Seminar in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4367604-henry-kaye-seminar/#post-4427059</link>
				<pubDate>Mon, 08 Sep 2003 03:18:00 +0000</pubDate>

									<content:encoded><![CDATA[<p>Quote:<br />
Wilandel,<br />
I used the search facility and found some interesting stories about Henry Kaye.  I don&#8217;t think I will even bother attending his seminar.<br />
It seems that all he will do is try to sell his seminar packages.<br />
thanks.</p>
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				<title>Pebbles_2 replied to the topic any seminars of interest to new investors in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4367566-any-seminars-of-interest-to-new-investors/#post-4426762</link>
				<pubDate>Sun, 07 Sep 2003 22:53:30 +0000</pubDate>

									<content:encoded><![CDATA[<p>Henry Kaye will be in Sydney on Thur Sept 18th.<br />
Not sure what the seminar will be like, but I thought I would check it out in Melbourne on Mon Sept 15th.<br />
He sounds a bit like Robert Allen from America in that he claims he will make 5 ordinary Australians into Property Millionaires in just 6 months, using no money down, no debt and no equity.  If&hellip;<span class="activity-read-more" id="activity-read-more-189635"><a href="https://www.propertyinvesting.com/topic/4367566-any-seminars-of-interest-to-new-investors/#post-4426762" rel="nofollow">[Read more]</a></span></p>
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				<title>Pebbles_2 replied to the topic Tsamanian Market in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4367496-tsamanian-market/#post-4426344</link>
				<pubDate>Thu, 04 Sep 2003 01:36:31 +0000</pubDate>

									<content:encoded><![CDATA[<p>My partner bought land in a commission area in Tassie near Hobart.  He bought it several years ago and sold it a couple of months ago for the same price.  We could not get any more for it and every real estate agent told us the same thing.<br />
It was probably just that area.<br />
Other than that I have read that Tassie is the cheapest place to buy a house&hellip;<span class="activity-read-more" id="activity-read-more-136228"><a href="https://www.propertyinvesting.com/topic/4367496-tsamanian-market/#post-4426344" rel="nofollow">[Read more]</a></span></p>
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				<title>Pebbles_2 replied to the topic Dilemma in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4367458-dilemma/#post-4426059</link>
				<pubDate>Wed, 03 Sep 2003 23:54:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>Terry,<br />
Thanks for your reply. Yes, I have thought about keeping the blocks and maybe borrowing against them to finance some investment properties or even selling them as house and land packages.  I think I need to sit down with a professional and discuss all the options and find out which way is the best way.<br />
Maybe I will have to do some serious&hellip;<span class="activity-read-more" id="activity-read-more-94542"><a href="https://www.propertyinvesting.com/topic/4367458-dilemma/#post-4426059" rel="nofollow">[Read more]</a></span></p>
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				<title>Pebbles_2 replied to the topic need advice on slightly unrelated ventures! in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4367457-need-advice-on-slightly-unrelated-ventures/#post-4426046</link>
				<pubDate>Wed, 03 Sep 2003 01:17:35 +0000</pubDate>

									<content:encoded><![CDATA[<p>Yes, I have looked into one and after about 1 hour of reading I found out it was Herbal Life.<br />
Only the people that set these pyramid selling companies up make any money. It&#8217;s just the same as how Amway operates.  Pyramid Selling.  Lots of people try it and the majority end up spending a lot of money on the products themselves.  My advice is to stay clear!</p>
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				<title>Pebbles_2 replied to the topic need advice on slightly unrelated ventures! in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4367457-need-advice-on-slightly-unrelated-ventures/#post-4426044</link>
				<pubDate>Wed, 03 Sep 2003 01:12:24 +0000</pubDate>

									<content:encoded><![CDATA[<blockquote><p><span class="footerSize">quote:<br />
Has anyone seen or tried the business models on the work from, home type websites? ive been looking up one site that claims massive profit, minimum effort, a great business plan, but not once does it tell me what the product is. Has anyone had any experiences with these &#8220;businesses&#8221;. Im pretty sceptical.</p>
<p>taa jared<br />
</span></p></blockquote>
<p><span class="default"></span></p>
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