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	<title>PropertyInvesting.com | Pat007 | Activity</title>
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				<title>Pat007 replied to the topic No Bank loyalty anymore !! in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4407248-no-bank-loyalty-anymore/#post-4674547</link>
				<pubDate>Fri, 27 Jul 2012 06:16:56 +0000</pubDate>

									<content:encoded><![CDATA[<p>Also like alot of times in business you need to remind yourself that a business is made of people, and with a large corporation you may hit a roadblock simply by speaking to someone who is technically correct, but unhelpfull or lacking in knowledge about what they can do for you.Try getting a meeting with a branch manager, if they are not helpful&hellip;<span class="activity-read-more" id="activity-read-more-46430"><a href="https://www.propertyinvesting.com/topic/4407248-no-bank-loyalty-anymore/#post-4674547" rel="nofollow">[Read more]</a></span></p>
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				<title>Pat007 replied to the topic How to get foot into the door in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4406630-how-to-get-foot-into-the-door/#post-4670107</link>
				<pubDate>Tue, 24 Jul 2012 13:17:17 +0000</pubDate>

									<content:encoded><![CDATA[<p>I am in the same position, but i take the view that while i save i can investigate, read , learn and ask so that when i have the hard cash to put down im not taking a gamble.depending on your entry level, personal loans, private lenders or credit may be an option.. it will factor heavily against long term profitability but will allow the building&hellip;<span class="activity-read-more" id="activity-read-more-31417"><a href="https://www.propertyinvesting.com/topic/4406630-how-to-get-foot-into-the-door/#post-4670107" rel="nofollow">[Read more]</a></span></p>
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				<title>Pat007 replied to the topic 2 WA Markets, Can't Chose Which One? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4407220-2-wa-markets-cant-chose-which-one/#post-4674360</link>
				<pubDate>Tue, 24 Jul 2012 04:26:56 +0000</pubDate>

									<content:encoded><![CDATA[<p>I lived in Perth for a number of years and can confirm that there is a fairly solid stigma around both of those areas, Armadale at least has a public transport rail link to the city and beyond as well i think ECU (Edith Cowan University) has a uni Campus near there or on the same rail link back to town. so in terms of renting  you should have no&hellip;<span class="activity-read-more" id="activity-read-more-210692"><a href="https://www.propertyinvesting.com/topic/4407220-2-wa-markets-cant-chose-which-one/#post-4674360" rel="nofollow">[Read more]</a></span></p>
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				<title>Pat007 replied to the topic Mould is hurting my ears . . .  in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4407194-mould-is-hurting-my-ears/#post-4674196</link>
				<pubDate>Mon, 23 Jul 2012 21:36:55 +0000</pubDate>

									<content:encoded><![CDATA[<p>i have heard that about an 80% vinegar solution kills mould better than straight vinegar&#8230; this is because the hyphae absorb more before being killed off so you are getting to the root of the problem. worked for me.but yeah as they say address the factors that make the place attractive to mould, it does not like direct sunlight, it likes still&hellip;<span class="activity-read-more" id="activity-read-more-223911"><a href="https://www.propertyinvesting.com/topic/4407194-mould-is-hurting-my-ears/#post-4674196" rel="nofollow">[Read more]</a></span></p>
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				<title>Pat007 replied to the topic Withdrawal of offer in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4407174-withdrawal-of-offer/#post-4674090</link>
				<pubDate>Fri, 20 Jul 2012 04:06:51 +0000</pubDate>

									<content:encoded><![CDATA[<p>be careful to retain proof of fax / postage or email  if it does go further and they say &quot;what letter ? you never sent us one&quot; .. you have to be able to prove you did otherwise they have a hard copy of an offer vs your word. </p>
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				<title>Pat007 replied to the topic pension and assets...have I done the wrong thing? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4407068-pension-and-assets-have-i-done-the-wrong-thing/#post-4673326</link>
				<pubDate>Tue, 10 Jul 2012 03:38:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>Treat any and all advice from Centrelink as if it was a beaker of acid: fragile at best and likely to burn you either way.A lot of their stuff is means tested and they tend to expect you to sell any assetts you have to finance yourself (great way of getting people off welfare yeah ?) Might be worth looking at setting up an ABN or LLC and get legal&hellip;<span class="activity-read-more" id="activity-read-more-194630"><a href="https://www.propertyinvesting.com/topic/4407068-pension-and-assets-have-i-done-the-wrong-thing/#post-4673326" rel="nofollow">[Read more]</a></span></p>
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				<title>Pat007 replied to the topic Loan for deposit? in the forum TheFinanceShop</title>
				<link>https://www.propertyinvesting.com/topic/4407012-loan-for-deposit/page/2/#post-4672852</link>
				<pubDate>Mon, 09 Jul 2012 23:21:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>TheFinanceShop wrote:</p>
<p>kateej03 wrote:<br />
Thanks for the replies. I am the same as j21 don&#039;t have equity so would need a personal loan. Is there any kind of security required? I have seen a few loans around 15% does this sound about right? Thanks, Kate</p>
<p>Hi Kate, You would need to get an &#039;unsecured&#039; personal loan. Bendigo Bank have one at 13.49%&hellip;<span class="activity-read-more" id="activity-read-more-217499"><a href="https://www.propertyinvesting.com/topic/4407012-loan-for-deposit/page/2/#post-4672852" rel="nofollow">[Read more]</a></span></p>
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				<title>Pat007 replied to the topic Credit Card To Pay Back Loan? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4407049-credit-card-to-pay-back-loan/#post-4673172</link>
				<pubDate>Mon, 09 Jul 2012 23:17:11 +0000</pubDate>

									<content:encoded><![CDATA[<p>On a related note, if used for an investment type purchase is the debt interest on a credit card claimable against Tax in Australia ?</p>
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				<title>Pat007 replied to the topic Investors being robbed blind by "advisers" in the forum Heads Up!</title>
				<link>https://www.propertyinvesting.com/topic/4406860-investors-being-robbed-blind-by-advisers/#post-4671855</link>
				<pubDate>Thu, 28 Jun 2012 02:40:38 +0000</pubDate>

									<content:encoded><![CDATA[<p>I think unltimately &quot;caveat emptor&quot; rules supreme.however i do object to many of the hidden additional costs, commissions and kickbacks continually ramping up property prices in Australia while adding very little of value.And since the practices are wide spread and agents generally price based on what others are selling for and charging. this&hellip;<span class="activity-read-more" id="activity-read-more-49383"><a href="https://www.propertyinvesting.com/topic/4406860-investors-being-robbed-blind-by-advisers/#post-4671855" rel="nofollow">[Read more]</a></span></p>
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				<title>Pat007 replied to the topic Buying a house with tenants in place in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4406374-buying-a-house-with-tenants-in-place/#post-4667958</link>
				<pubDate>Thu, 19 Apr 2012 23:25:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>Catalyst wrote:<br />
The above information is incorrect I believe. If the tenant is on a fixed lease you cannot make them vacate. They have an agreement (lease) that says they can rent rhe property for the time stated. Its a contract. You could offer compensation if they do agree to terminate the lease.</p>
<p>However as a third party you are not subject t&hellip;<span class="activity-read-more" id="activity-read-more-12809"><a href="https://www.propertyinvesting.com/topic/4406374-buying-a-house-with-tenants-in-place/#post-4667958" rel="nofollow">[Read more]</a></span></p>
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				<title>Pat007 replied to the topic Strategy for build own house and sell for profit in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4406332-strategy-for-build-own-house-and-sell-for-profit/#post-4667604</link>
				<pubDate>Tue, 17 Apr 2012 07:24:25 +0000</pubDate>

									<content:encoded><![CDATA[<p>Terryw wrote:</p>
<p>Pat007 wrote:<br />
Another option to consider to keep initial costs low and minimise finance borrowed against your family home is this.</p>
<p>Only buy / finance the block of land, get plans drafted and approved by council. Then sell based on the plan, i have heard that banks will lend up to 80% on the value of a signed contract ? (please&hellip;<span class="activity-read-more" id="activity-read-more-364772"><a href="https://www.propertyinvesting.com/topic/4406332-strategy-for-build-own-house-and-sell-for-profit/#post-4667604" rel="nofollow">[Read more]</a></span></p>
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				<title>Pat007 replied to the topic Strategy for build own house and sell for profit in the forum Terryw wrote:

Pat007</title>
				<link>https://www.propertyinvesting.com/topic/4406332-strategy-for-build-own-house-and-sell-for-profit/#post-4667604</link>
				<pubDate>Tue, 17 Apr 2012 07:24:25 +0000</pubDate>

									<content:encoded><![CDATA[<p>Terryw wrote:</p>
<p>Pat007 wrote:<br />
Another option to consider to keep initial costs low and minimise finance borrowed against your family home is this.</p>
<p>Only buy / finance the block of land, get plans drafted and approved by council. Then sell based on the plan, i have heard that banks will lend up to 80% on the value of a signed contract ? (please&hellip;<span class="activity-read-more" id="activity-read-more-364771"><a href="https://www.propertyinvesting.com/topic/4406332-strategy-for-build-own-house-and-sell-for-profit/#post-4667604" rel="nofollow">[Read more]</a></span></p>
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				<title>Pat007 replied to the topic Strategy for build own house and sell for profit in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4406332-strategy-for-build-own-house-and-sell-for-profit/#post-4667604</link>
				<pubDate>Tue, 17 Apr 2012 07:24:25 +0000</pubDate>

									<content:encoded><![CDATA[<p>Terryw wrote:</p>
<p>Pat007 wrote:<br />
Another option to consider to keep initial costs low and minimise finance borrowed against your family home is this.Only buy / finance the block of land, get plans drafted and approved by council. Then sell based on the plan, i have heard that banks will lend up to 80% on the value of a signed contract ? (please let&hellip;<span class="activity-read-more" id="activity-read-more-37411"><a href="https://www.propertyinvesting.com/topic/4406332-strategy-for-build-own-house-and-sell-for-profit/#post-4667604" rel="nofollow">[Read more]</a></span></p>
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				<title>Pat007 replied to the topic Strategy for build own house and sell for profit in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4406332-strategy-for-build-own-house-and-sell-for-profit/#post-4667602</link>
				<pubDate>Tue, 17 Apr 2012 05:36:26 +0000</pubDate>

									<content:encoded><![CDATA[<p>Another option to consider to keep initial costs low and minimise finance borrowed against your family home is this.Only buy / finance the block of land, get plans drafted and approved by council. Then sell based on the plan, i have heard that banks will lend up to 80% on the value of a signed contract ? (please let me know if this is accurate&hellip;<span class="activity-read-more" id="activity-read-more-37409"><a href="https://www.propertyinvesting.com/topic/4406332-strategy-for-build-own-house-and-sell-for-profit/#post-4667602" rel="nofollow">[Read more]</a></span></p>
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				<title>Pat007 replied to the topic Dodgey agents in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4406352-dodgey-agents/#post-4667776</link>
				<pubDate>Tue, 17 Apr 2012 04:36:00 +0000</pubDate>

									<content:encoded><![CDATA[<p>The reason Flippers do this is there is a large element of risk in flipping, time is literally money and you need to find a buyer quickly.If you can get an almost guarenteed buyer before trying to flip a place why wouldnt you ? you know what a guy who sells to the realestate agents on a large scale is called&#8230; a wholesaler.If the agent can then&hellip;<span class="activity-read-more" id="activity-read-more-96981"><a href="https://www.propertyinvesting.com/topic/4406352-dodgey-agents/#post-4667776" rel="nofollow">[Read more]</a></span></p>
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				<title>Pat007 replied to the topic HELP! need to get out of contract that is unconditional in the forum There is some hope, look at</title>
				<link>https://www.propertyinvesting.com/topic/4406305-help-need-to-get-out-of-contract-that-is-unconditional/#post-4667446</link>
				<pubDate>Fri, 13 Apr 2012 04:02:07 +0000</pubDate>

									<content:encoded><![CDATA[<p>There is some hope, look at: <a href="/forums/property-investing/general-property/4344060" rel="nofollow">https://www.propertyinvesting.com/forums/property-investing/general-property/4344060</a>?it will affect the town but looks like the area has more going for it.May even attract some speculative buyers looking out for panic sellers in the wake of that closure announcement. </p>
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				<title>Pat007 replied to the topic HELP! need to get out of contract that is unconditional in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4406305-help-need-to-get-out-of-contract-that-is-unconditional/#post-4667443</link>
				<pubDate>Fri, 13 Apr 2012 01:49:45 +0000</pubDate>

									<content:encoded><![CDATA[<p>Terryw wrote:<br />
The trustee will be sued and the trustee personally liable. If you are trustee you and your assets are at risk.Substituting trustees now won&#039;t help because the old trustee entered the contract.Whether they can come after other trusts the answer is yes they can, but it will depend on how it was all set up and transacted. If you go&hellip;<span class="activity-read-more" id="activity-read-more-87905"><a href="https://www.propertyinvesting.com/topic/4406305-help-need-to-get-out-of-contract-that-is-unconditional/#post-4667443" rel="nofollow">[Read more]</a></span></p>
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				<title>Pat007 replied to the topic My first step into investing. Reno's! in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4405396-my-first-step-into-investing-renos/#post-4660309</link>
				<pubDate>Wed, 04 Apr 2012 04:12:00 +0000</pubDate>

									<content:encoded><![CDATA[<p>because your doing most of it yourself and have been doing this stuff by trade for a while now, it isnt like the usual cautionary tales to the home handyman looking to rennovate a place for profit. i am assuming you know your stuff so half the advice out these is not suitable for your position. Like some guys here have stated, look at rennovations&hellip;<span class="activity-read-more" id="activity-read-more-228943"><a href="https://www.propertyinvesting.com/topic/4405396-my-first-step-into-investing-renos/#post-4660309" rel="nofollow">[Read more]</a></span></p>
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				<title>Pat007 replied to the topic Did anyone used this Agent : 888  US Real Estate in the forum Overseas Deals</title>
				<link>https://www.propertyinvesting.com/topic/4404768-did-anyone-used-this-agent-888-us-real-estate/#post-4656163</link>
				<pubDate>Tue, 03 Apr 2012 02:39:19 +0000</pubDate>

									<content:encoded><![CDATA[<p>on google maps you get a fantastic view of a massive substation with many high voltage towers only a stones throw away.i for one would be relieved if i couldnt purchase it, many more fish in the ocean no need to settle for that. </p>
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				<title>Pat007 replied to the topic do you know this person ? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4406209-do-you-know-this-person/#post-4666501</link>
				<pubDate>Mon, 02 Apr 2012 04:51:28 +0000</pubDate>

									<content:encoded><![CDATA[<p>3bedroomhome.com.au &#8211; For BuyersIf so, give Nicky a call on 0450 905 807. If you&#039;d prefer something in the north or east of Adelaide, then give Michela a call on 0411 366 661Information from google searches on web page reveal it no longer exists but cached search data is still present. info above provided in a sub link down the page on&hellip;<span class="activity-read-more" id="activity-read-more-42029"><a href="https://www.propertyinvesting.com/topic/4406209-do-you-know-this-person/#post-4666501" rel="nofollow">[Read more]</a></span></p>
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				<title>Pat007 replied to the topic do you know this person ? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4406209-do-you-know-this-person/#post-4666499</link>
				<pubDate>Fri, 30 Mar 2012 03:10:54 +0000</pubDate>

									<content:encoded><![CDATA[<p>well their Twitter account has been removed, used to exist though.Located a picture of her on the twitter profile, may have more useful info on the site <a href="http://twittercounter.com/NickyMarten" rel="nofollow">http://twittercounter.com/NickyMarten</a>however with the picture you stand a fair chance of finding her on facebook if there is an accountIf you have any other info at all , associates, place names,&hellip;<span class="activity-read-more" id="activity-read-more-42027"><a href="https://www.propertyinvesting.com/topic/4406209-do-you-know-this-person/#post-4666499" rel="nofollow">[Read more]</a></span></p>
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				<title>Pat007 replied to the topic First Property seminar....hmmmm not that impressed. in the forum Vivy wrote:
After spending</title>
				<link>https://www.propertyinvesting.com/topic/4405833-first-property-seminar-hmmmm-not-that-impressed/page/2/#post-4663561</link>
				<pubDate>Thu, 29 Mar 2012 05:05:04 +0000</pubDate>

									<content:encoded><![CDATA[<p>Vivy wrote:<br />
After spending close to $10k, all up, on seminars &#8230; I still haven&#039;t bought my first IP. After the last &quot;bootcamp&quot; I went to (CCorp, cost $6k &#8230; and the lunch was RUBBISH!! I know you dont go there for the lunch but some sustainable brain food wouldve been appreciated. Not tiny crusty sandwiches for 3 days.) well after that, I have&hellip;<span class="activity-read-more" id="activity-read-more-124888"><a href="https://www.propertyinvesting.com/topic/4405833-first-property-seminar-hmmmm-not-that-impressed/page/2/#post-4663561" rel="nofollow">[Read more]</a></span></p>
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				<title>Pat007 replied to the topic Cages Again in the forum Overseas Deals</title>
				<link>https://www.propertyinvesting.com/topic/4406107-cages-again/#post-4665659</link>
				<pubDate>Wed, 28 Mar 2012 03:33:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>indeed, the builders know the value, have many ways to offload the unit within their trade and know how to remove it quickly and with minimal damage to it, also have the tools to do so, knowledge of the new installs and the site itself.this is why once you find a good builder / installer with a moral compass, keep in touch with them and make them&hellip;<span class="activity-read-more" id="activity-read-more-13871"><a href="https://www.propertyinvesting.com/topic/4406107-cages-again/#post-4665659" rel="nofollow">[Read more]</a></span></p>
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				<title>Pat007 replied to the topic Building lots is it time to buy?... as rentals returns plunge with the White hot competition for houses we used to buy at will. in the forum jayhinrichs wrote:
What we</title>
				<link>https://www.propertyinvesting.com/topic/4406166-building-lots-is-it-time-to-buy-as-rentals-returns-plunge-with-the-white-hot-competition-for-houses-we-used-to-buy-at-will/page/2/#post-4666097</link>
				<pubDate>Wed, 28 Mar 2012 01:36:53 +0000</pubDate>

									<content:encoded><![CDATA[<p>jayhinrichs wrote:<br />
What we try to do if faced with one that has to come down is to get the fire department to burn it down for practice.. thats free. In Detroit the night either before or after Halloween can&#039;t remember now what they call it something like devils night. The local Youth will set 300 to 500 vacant homes ablaze that one night alone.&hellip;<span class="activity-read-more" id="activity-read-more-283105"><a href="https://www.propertyinvesting.com/topic/4406166-building-lots-is-it-time-to-buy-as-rentals-returns-plunge-with-the-white-hot-competition-for-houses-we-used-to-buy-at-will/page/2/#post-4666097" rel="nofollow">[Read more]</a></span></p>
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				<title>Pat007 replied to the topic Building lots is it time to buy?... as rentals returns plunge with the White hot competition for houses we used to buy at will. in the forum jayhinrichs wrote:
Pat, the</title>
				<link>https://www.propertyinvesting.com/topic/4406166-building-lots-is-it-time-to-buy-as-rentals-returns-plunge-with-the-white-hot-competition-for-houses-we-used-to-buy-at-will/page/2/#post-4666095</link>
				<pubDate>Wed, 28 Mar 2012 00:47:03 +0000</pubDate>

									<content:encoded><![CDATA[<p>jayhinrichs wrote:<br />
Pat, the land under very low priced houses in the US has negative value.. Its worth nothing and you can be charged with demolishing the house and hauling it to the dump. So take that thought right out of your head.</p>
<p>Seriously ? now i realise that laws may differ from state to state. however i&#039;d like to clarify this further for&hellip;<span class="activity-read-more" id="activity-read-more-167143"><a href="https://www.propertyinvesting.com/topic/4406166-building-lots-is-it-time-to-buy-as-rentals-returns-plunge-with-the-white-hot-competition-for-houses-we-used-to-buy-at-will/page/2/#post-4666095" rel="nofollow">[Read more]</a></span></p>
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				<title>Pat007 replied to the topic Building lots is it time to buy?... as rentals returns plunge with the White hot competition for houses we used to buy at will. in the forum Overseas Deals</title>
				<link>https://www.propertyinvesting.com/topic/4406166-building-lots-is-it-time-to-buy-as-rentals-returns-plunge-with-the-white-hot-competition-for-houses-we-used-to-buy-at-will/#post-4666092</link>
				<pubDate>Tue, 27 Mar 2012 22:20:01 +0000</pubDate>

									<content:encoded><![CDATA[<p>yeah with the Auzzie Market land is way over priced, it is worth more than the house in most cases for and 800sqm lot or smaller(there is a lot this size going for about $450,000 near my area and another poor 600sqm lot for $270,000) houses in the area are $370 &#8211; $400,000  and Adelaide is supposed to be one of the cheaper cities. if your paying&hellip;<span class="activity-read-more" id="activity-read-more-14003"><a href="https://www.propertyinvesting.com/topic/4406166-building-lots-is-it-time-to-buy-as-rentals-returns-plunge-with-the-white-hot-competition-for-houses-we-used-to-buy-at-will/#post-4666092" rel="nofollow">[Read more]</a></span></p>
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				<title>Pat007 replied to the topic Introduce yourself  in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4401089-introduce-yourself/page/3/#post-4631178</link>
				<pubDate>Tue, 27 Mar 2012 05:30:28 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Everyone,My name is Patrick and i&#039;m from Adelaide in South Australia.I have been a contractor (via an agency) working in IT for many years and have a wife and 3 kids (youngest is 10 weeks old now) as any time off is unpaid, mandatory public holidays are unpaid , sole income earner.. it&#039;s a struggle. thus my ventures into the world of property&hellip;<span class="activity-read-more" id="activity-read-more-257409"><a href="https://www.propertyinvesting.com/topic/4401089-introduce-yourself/page/3/#post-4631178" rel="nofollow">[Read more]</a></span></p>
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				<title>Pat007 replied to the topic Newbie question - which US bank to open an account with? in the forum Overseas Deals</title>
				<link>https://www.propertyinvesting.com/topic/4406183-newbie-question-which-us-bank-to-open-an-account-with/#post-4666229</link>
				<pubDate>Tue, 27 Mar 2012 04:06:12 +0000</pubDate>

									<content:encoded><![CDATA[<p>In regards to HSBC not sure how they perform as a bank, but i have emails from them outright stating that the branches they have in America are actually seperate from the branches here (not one entity).. so i cannot for example:  fill in the paperwork here and have them fax it to their American office for processing.Essentially you face the sa&hellip;<span class="activity-read-more" id="activity-read-more-54789"><a href="https://www.propertyinvesting.com/topic/4406183-newbie-question-which-us-bank-to-open-an-account-with/#post-4666229" rel="nofollow">[Read more]</a></span></p>
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				<title>Pat007 replied to the topic Finance for Business in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4406187-finance-for-business/#post-4666321</link>
				<pubDate>Tue, 27 Mar 2012 01:00:12 +0000</pubDate>

									<content:encoded><![CDATA[<p>In Australia a bank will lend up to 50% of the value of existing stock (if purchasing a business) </p>
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				<title>Pat007 replied to the topic Newbie question - which US bank to open an account with? in the forum Overseas Deals</title>
				<link>https://www.propertyinvesting.com/topic/4406183-newbie-question-which-us-bank-to-open-an-account-with/#post-4666225</link>
				<pubDate>Mon, 26 Mar 2012 22:36:31 +0000</pubDate>

									<content:encoded><![CDATA[<p>Not sure about the individual banks myself, but there is more you&#039;ll need to know about setting up a bank account and LLC if you are not living in America.<a href="http://myusapropertynightmare.wordpress.com/" rel="nofollow">http://myusapropertynightmare.wordpress.com/</a>Covers many of the relevant topics and is worth a read.</p>
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				<title>Pat007 replied to the topic How to track costs/accounts in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4406147-how-to-track-costsaccounts/#post-4665947</link>
				<pubDate>Thu, 22 Mar 2012 03:26:51 +0000</pubDate>

									<content:encoded><![CDATA[<p>I agree, for the small scale investor use Excel or similar spread sheet, keep your data for each property in it&#039;s own sheet in the workbook.you can use formulas to link data to your summary page or graphs / projections pages if you want to go that far into data analysis.just one BIG thing, keep a <strong>backup</strong> and keep a backup of that backup&#8230; keep&hellip;<span class="activity-read-more" id="activity-read-more-125511"><a href="https://www.propertyinvesting.com/topic/4406147-how-to-track-costsaccounts/#post-4665947" rel="nofollow">[Read more]</a></span></p>
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				<title>Pat007 replied to the topic IN WA  Rockingham and bumbury in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4406086-in-wa-rockingham-and-bumbury/#post-4665473</link>
				<pubDate>Mon, 19 Mar 2012 06:22:49 +0000</pubDate>

									<content:encoded><![CDATA[<p>Rockingham when i last lived in Perth was considered by reputation to be an undesireable area to live for crime rate and things like that.Been a long time though, maybe things have changed.. but if there are better areas as suggested that you could be looking in then why take the risk? </p>
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				<title>Pat007 replied to the topic The big property price crash is coming to Australia ??? in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4404906-the-big-property-price-crash-is-coming-to-australia/#post-4657015</link>
				<pubDate>Wed, 07 Mar 2012 06:02:20 +0000</pubDate>

									<content:encoded><![CDATA[<p>I wish it would crash, not being able to afford a place in your own country on a single but good income, is depressing <img src="/wp-content/uploads/smileys/cry.gif?x75824" alt="" width="15" height="15" />also due to my living arrangements im in a double bind.. if i own property in my name then i will be required to move out of my place due to the public housing rental stipulations.</p>
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				<title>Pat007 replied to the topic Why I loathe Phoenix. I paid a tradesman $20,000 for repairs and renovations and he never did the work. in the forum People like this give us all</title>
				<link>https://www.propertyinvesting.com/topic/4406022-why-i-loathe-phoenix-i-paid-a-tradesman-20000-for-repairs-and-renovations-and-he-never-did-the-work/#post-4665126</link>
				<pubDate>Tue, 06 Mar 2012 00:59:11 +0000</pubDate>

									<content:encoded><![CDATA[<p><strong>People like this give us all a bad name in this busines . Please send me a PM I am in the states and Also Jay Hinrichs.I think we can help and know the right people to help you out. This again is a common theme  for people just sending money and not taking into account what is going on. Instead of sitting here telling you what a mistake you made&hellip;</strong><span class="activity-read-more" id="activity-read-more-72577"><a href="https://www.propertyinvesting.com/topic/4406022-why-i-loathe-phoenix-i-paid-a-tradesman-20000-for-repairs-and-renovations-and-he-never-did-the-work/#post-4665126" rel="nofollow">[Read more]</a></span></p>
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				<title>Pat007 replied to the topic Why I loathe Phoenix. I paid a tradesman $20,000 for repairs and renovations and he never did the work. in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4406022-why-i-loathe-phoenix-i-paid-a-tradesman-20000-for-repairs-and-renovations-and-he-never-did-the-work/#post-4665122</link>
				<pubDate>Mon, 05 Mar 2012 22:52:43 +0000</pubDate>

									<content:encoded><![CDATA[<p>I think you&#039;ll see in hindsight that keeping on paying this guy when he provided no recipts was a mistake, bigger mistake was then assigning him more power over your finances / assetts when he still had not provided anything to prove you could trust him. heck, he probably owned the foreclosed places that he reccomended you buy after raising the&hellip;<span class="activity-read-more" id="activity-read-more-133547"><a href="https://www.propertyinvesting.com/topic/4406022-why-i-loathe-phoenix-i-paid-a-tradesman-20000-for-repairs-and-renovations-and-he-never-did-the-work/#post-4665122" rel="nofollow">[Read more]</a></span></p>
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				<title>Pat007 replied to the topic Buy to Rent - how to estimate out of pocket p.a.? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4405893-buy-to-rent-how-to-estimate-out-of-pocket-p-a/#post-4663983</link>
				<pubDate>Wed, 22 Feb 2012 01:39:10 +0000</pubDate>

									<content:encoded><![CDATA[<p>some people want a negative yeild as a tax offset.This may work for you if your looking at reasonable capital gain </p>
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				<title>Pat007 replied to the topic can a house be split into shares ? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4405846-can-a-house-be-split-into-shares/#post-4663640</link>
				<pubDate>Tue, 14 Feb 2012 10:33:09 +0000</pubDate>

									<content:encoded><![CDATA[<p>mcgrandles wrote:</p>
<p>Pat007 wrote:<br />
for something that complicated i&#039;d seek legal advice in your state, aslo check any federal laws that may overlap and superceede them. </p>
<p>many thanks for your help I&#039;m so screwed up don&#039;t know what to do just at the end of my rope property in a good growth area priced to sell nothing to do easy to convert to 4&hellip;<span class="activity-read-more" id="activity-read-more-125544"><a href="https://www.propertyinvesting.com/topic/4405846-can-a-house-be-split-into-shares/#post-4663640" rel="nofollow">[Read more]</a></span></p>
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				<title>Pat007 replied to the topic can a house be split into shares ? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4405846-can-a-house-be-split-into-shares/#post-4663635</link>
				<pubDate>Mon, 13 Feb 2012 00:57:13 +0000</pubDate>

									<content:encoded><![CDATA[<p>for something that complicated i&#039;d seek legal advice in your state, aslo check any federal laws that may overlap and superceede them. </p>
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				<title>Pat007 replied to the topic First Property seminar....hmmmm not that impressed. in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4405833-first-property-seminar-hmmmm-not-that-impressed/#post-4663543</link>
				<pubDate>Sun, 12 Feb 2012 22:25:48 +0000</pubDate>

									<content:encoded><![CDATA[<p>v8ghia wrote:<br />
From the 1st talk onw, at the end of each person they said something like &#039; and the first 300 people here (I think there was only 250!!!) who identify themsleves at the counter in the foyer, can receives my special (insert topic etc blah blah) home study CD program that is worth $15,000, reduced to just $5000, and for today only a&hellip;<span class="activity-read-more" id="activity-read-more-34725"><a href="https://www.propertyinvesting.com/topic/4405833-first-property-seminar-hmmmm-not-that-impressed/#post-4663543" rel="nofollow">[Read more]</a></span></p>
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				<title>Pat007 replied to the topic selling aus property from overseas in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4405816-selling-aus-property-from-overseas/#post-4663364</link>
				<pubDate>Thu, 09 Feb 2012 23:57:25 +0000</pubDate>

									<content:encoded><![CDATA[<p>These guys often trade off their reputation.Pick someone your comfortable with who has been established in their area for a long time to avoid any &quot;fly by night&quot; types who are here today and in spain tomorrow. searches on their ABN should show when their company was first listed.</p>
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				<title>Pat007 replied to the topic Flipping Properties in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4405541-flipping-properties/#post-4661482</link>
				<pubDate>Tue, 07 Feb 2012 20:25:43 +0000</pubDate>

									<content:encoded><![CDATA[<p>Terryw wrote:<br />
hi CatalystYes, renovation and selling would be good. But I took the term flipping to mean just buy and sell straight away &#8211; possibly without even settling on the property.</p>
<p>I hear that some people arrange an early access clause so they can rennovate and do just this.</p>
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				<title>Pat007 replied to the topic Is it possible to seel your house via a lottery ticket? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4405792-is-it-possible-to-seel-your-house-via-a-lottery-ticket/#post-4663185</link>
				<pubDate>Mon, 06 Feb 2012 06:10:43 +0000</pubDate>

									<content:encoded><![CDATA[<p>Absolutely you can (if we are talking about Australia) give your place away as a prize in a lottery, however you need to check the applicable laws in your state in regards to lotteries.  for my state it is: <a href="http://www.olgc.sa.gov.au/default.asp?page=lottery.lottery.htm&amp;menu=lottery" rel="nofollow">http://www.olgc.sa.gov.au/default.asp?page=lottery.lottery.htm&#038;menu=lottery</a>you may want to review the federal site: <a href="http://australia.gov.au/topics/culture-history-and-sport/gambling-and-lotteries" rel="nofollow"></a><a href="http://australia.gov.au/top&#038;hellip" rel="nofollow">http://australia.gov.au/top&#038;hellip</a>;<span class="activity-read-more" id="activity-read-more-59709"><a href="https://www.propertyinvesting.com/topic/4405792-is-it-possible-to-seel-your-house-via-a-lottery-ticket/#post-4663185" rel="nofollow">[Read more]</a></span></p>
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				<title>Pat007 replied to the topic Trusted Agents - USA in the forum Overseas Deals</title>
				<link>https://www.propertyinvesting.com/topic/4405660-trusted-agents-usa/#post-4662332</link>
				<pubDate>Sun, 05 Feb 2012 09:30:31 +0000</pubDate>

									<content:encoded><![CDATA[<p>Great stuff Kyler, in the hunt for information, this kinda stuff is hard to find / verify and i appreciate your help please PM me any details you feel you cant post openly.</p>
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				<title>Pat007 replied to the topic Trusted Agents - USA in the forum Overseas Deals</title>
				<link>https://www.propertyinvesting.com/topic/4405660-trusted-agents-usa/#post-4662330</link>
				<pubDate>Sun, 05 Feb 2012 08:46:25 +0000</pubDate>

									<content:encoded><![CDATA[<p>Wow .. when i started this thread it was to get an idea of who deals in what area&#039;s of the property market in the US and who has some people who would stand up and say they are a decent sort.I underestimated the competitiveness and professional pride prevalent in the industry.Is there any way to salvage this, there has been some interesting and&hellip;<span class="activity-read-more" id="activity-read-more-179769"><a href="https://www.propertyinvesting.com/topic/4405660-trusted-agents-usa/#post-4662330" rel="nofollow">[Read more]</a></span></p>
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				<title>Pat007 replied to the topic Rennovations on cheap properties in the forum Overseas Deals</title>
				<link>https://www.propertyinvesting.com/topic/4405706-rennovations-on-cheap-properties/page/2/#post-4662626</link>
				<pubDate>Fri, 03 Feb 2012 12:54:28 +0000</pubDate>

									<content:encoded><![CDATA[<p>Ah i found the place, looks like it didnt sell at 9k so it was re-listed at 8k <a href="http://www.realtor.com/realestateandhomes-detail/76-Flower-St_Rochester_NY_14621_M36465-50535?ex=NY530827209&amp;source=web" rel="nofollow">http://www.realtor.com/realestateandhomes-detail/76-Flower-St_Rochester_NY_14621_M36465-50535?ex=NY530827209&#038;source=web</a></p>
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				<title>Pat007 replied to the topic Rennovations on cheap properties in the forum Overseas Deals</title>
				<link>https://www.propertyinvesting.com/topic/4405706-rennovations-on-cheap-properties/#post-4662618</link>
				<pubDate>Fri, 03 Feb 2012 05:49:53 +0000</pubDate>

									<content:encoded><![CDATA[<p>kylermrice wrote:<br />
That thing is a beast, they probably were going to make it into a duplex if there was two meters.  The plumbing and electrical will be expensive to replace if u have too.  That and it will be lath and plaster, always a pain in the butt to work with.  I hear the taxes are high as hell in New York also.  I agree with Jay tho&hellip;<span class="activity-read-more" id="activity-read-more-241598"><a href="https://www.propertyinvesting.com/topic/4405706-rennovations-on-cheap-properties/#post-4662618" rel="nofollow">[Read more]</a></span></p>
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				<title>Pat007 replied to the topic Rennovations on cheap properties in the forum Overseas Deals</title>
				<link>https://www.propertyinvesting.com/topic/4405706-rennovations-on-cheap-properties/#post-4662615</link>
				<pubDate>Fri, 03 Feb 2012 05:45:28 +0000</pubDate>

									<content:encoded><![CDATA[<p>jayhinrichs wrote:<br />
pat007go to <a href="http://www.bid4assets.com/" rel="nofollow">http://www.bid4assets.com</a> you will see all sorts of low priced real estate.Also the last thing you want is a huge house in the NE the heating bills in the winter kill the renters&#8230;I learned this the hard way with one I bought in Chicago&#8230;We prefer to buy where it does not snow and freeze&#8230; those conditions are tough on&hellip;<span class="activity-read-more" id="activity-read-more-241595"><a href="https://www.propertyinvesting.com/topic/4405706-rennovations-on-cheap-properties/#post-4662615" rel="nofollow">[Read more]</a></span></p>
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				<title>Pat007 replied to the topic Rennovations on cheap properties in the forum Overseas Deals</title>
				<link>https://www.propertyinvesting.com/topic/4405706-rennovations-on-cheap-properties/#post-4662610</link>
				<pubDate>Fri, 03 Feb 2012 05:12:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>unfortunately the one i was looking at previously has sold and was removed from the site. but there are plenty of similar places out there. such as : <a href="http://www.realtor.com/realestateandhomes-detail/367-Murray-St_Rochester_NY_14606_M30568-91526?source=web" rel="nofollow">http://www.realtor.com/realestateandhomes-detail/367-Murray-St_Rochester_NY_14606_M30568-91526?source=web</a>6bed 4 bath or so it claims.. likewise they only do external shots of the propertyprevious tax&hellip;<span class="activity-read-more" id="activity-read-more-241590"><a href="https://www.propertyinvesting.com/topic/4405706-rennovations-on-cheap-properties/#post-4662610" rel="nofollow">[Read more]</a></span></p>
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				<title>Pat007 replied to the topic Rates comparison for USA lenders in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4405746-rates-comparison-for-usa-lenders/#post-4662800</link>
				<pubDate>Thu, 02 Feb 2012 20:39:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>On that note: <a href="http://www.foreignnationalmortgages.com/" rel="nofollow">http://www.foreignnationalmortgages.com/</a>has anyone dealt with this group before ?</p>
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				<guid isPermaLink="false">78e33c880911014cb50d5524929bcc58</guid>
				<title>Pat007 replied to the topic cost efective ways of buidling a new unit? ideas please in the forum Alternatives like the</title>
				<link>https://www.propertyinvesting.com/topic/4405763-cost-efective-ways-of-buidling-a-new-unit-ideas-please/#post-4662943</link>
				<pubDate>Thu, 02 Feb 2012 05:09:28 +0000</pubDate>

									<content:encoded><![CDATA[<p>Alternatives like the following are interesting. <a href="http://www.bobvila.com/articles/316-home-sweet-container/pages/1" rel="nofollow">http://www.bobvila.com/articles/316-home-sweet-container/pages/1</a>there is also a company that created small self contained units and ships them fully furnished, i believe there is a project i heard about 1-2 yrs ago ragarding a high rise being constructed of these close to a university for student&hellip;<span class="activity-read-more" id="activity-read-more-287220"><a href="https://www.propertyinvesting.com/topic/4405763-cost-efective-ways-of-buidling-a-new-unit-ideas-please/#post-4662943" rel="nofollow">[Read more]</a></span></p>
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