PropertyInvesting.com | maximus | Activity https://www.propertyinvesting.com/members/maximus/activity/ Activity feed for maximus. Sun, 12 Apr 2026 16:50:54 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 0784dffd4838863f5f9fe85d820be13e maximus replied to the topic Westpac - 85% - No LMI in the forum Finance https://www.propertyinvesting.com/topic/4384194-westpac-85-no-lmi/#post-4540730 Tue, 07 Feb 2006 09:41:21 +0000 Originally posted by APerry:

Westpac will also likely be making some other major policy changes in coming weeks.
good changes [biggrin] or bad changes [angry2]????

]]> 6aba05db3cf6851460ac615ddaeddeea maximus replied to the topic new layout in the forum General Property https://www.propertyinvesting.com/topic/4383547-new-layout/page/2/#post-4537320 Wed, 21 Dec 2005 09:49:31 +0000 Don’t know if it’s the new site or my computer but since the new format, quite often, when I click to open a thread, a message comes up “Internet Explorer cannot open the site bla bla bla”, and asks you to click on the OK button. When this is done, you are redirected back to “This page caanot be opened etc. So I click on the back button and…[Read more]

]]> bad05c6215b55cef208c23914c5148ee maximus replied to the topic what is a "broker" in the forum Finance https://www.propertyinvesting.com/topic/4383598-what-is-a-broker/#post-4537625 Wed, 21 Dec 2005 09:39:32 +0000 What is a Broker???

The opposite of a Richerer maybe??

]]> d47bf858a594a752f5dab7a40cc6ca31 maximus replied to the topic Sydney Discussion Group in the forum No Subject https://www.propertyinvesting.com/topic/4381164-sydney-discussion-group/page/4/#post-4522817 Fri, 09 Sep 2005 00:31:13 +0000 Hi guys.

Wont be able to make this get-together unfortunately. Pity, I was looking forward to those tim-tams.

Hopefully can make the next one.

Have fun all.

Oh, and by the way, my non-attendance has nothing to do with the footy, lol.

]]> 35d092f5e874d2b3c9ea7ee54dfceb06 maximus replied to the topic Landlord Insurance in the forum Help Needed! https://www.propertyinvesting.com/topic/4381747-landlord-insurance-9/#post-4526670 Fri, 19 Aug 2005 00:24:19 +0000 NRMA are also offering landlord insurance combined with buildings insurance

]]> aef4c9e5c0f9be6cf0f00807d8a3c00c maximus replied to the topic Sydney Discussion Group in the forum No Subject https://www.propertyinvesting.com/topic/4381164-sydney-discussion-group/page/2/#post-4522780 Mon, 15 Aug 2005 00:25:14 +0000 Gee, hate to sound unappreciative, but that’s getting close to footy finals time, especially the time, 4pm.

Anyway, will see what happens closer to the time

]]> 975a8e7206b08575e2548af9ba5ab198 maximus replied to the topic Sydney Discussion Group in the forum No Subject https://www.propertyinvesting.com/topic/4381164-sydney-discussion-group/page/2/#post-4522775 Thu, 11 Aug 2005 01:24:56 +0000 Is there a theme or topic to be discussed, or is it just play it by ear?

]]> fd795bda7d9eb11c190cc2a3d9fec1de maximus replied to the topic No leverage left - what now? in the forum General Property https://www.propertyinvesting.com/topic/4381599-no-leverage-left-what-now/#post-4525652 Thu, 11 Aug 2005 01:16:54 +0000
We may be able to draw down some equity as we paid a fairly large chunk off initially but we don’t have enough income to service the debt. Thus the idea of wife going back to work.

Hi Ronulas.

I believe Dazzling has said it best when he said basically you have to be patient.

By getting to your equity now and buying another I/P you will still…[Read more]

]]> f538e1969d083d81411d74950aa34b54 maximus replied to the topic Craig Trunbull in the forum Heads Up! https://www.propertyinvesting.com/topic/4380739-craig-trunbull/#post-4519952 Thu, 30 Jun 2005 01:11:11 +0000 Originally posted by Cindy_Henderson16481:

We are currently under a Mentoring Program run by Craig Turnbull. The course lasts for 12 months (finishing Sept 2005) and has been a great help along our investment path.
Our net worth has increased by at least $200,000 during this time – we would not have had the courage to invest to this level on our…[Read more]

]]> c6a3754f44875f6383bfcddf4784c655 maximus replied to the topic interest only loan in the forum Finance https://www.propertyinvesting.com/topic/4380884-interest-only-loan-3/#post-4520877 Thu, 30 Jun 2005 01:05:32 +0000 So lets say I have an I/O loan of $100,000 with an offset facility.

I win $100,000 in the lottery (wishful thinking), and deposit it in the offset. So now I am not paying any interest.

If I decide to discharge the loan, do they (the bank) just keep the money in the offset and everything is square (less discharge fees etc), or do I have to…[Read more]

]]> 7a473671c7c340876c66f685a95929b7 maximus replied to the topic property slump in the forum General Property https://www.propertyinvesting.com/topic/4380958-property-slump/#post-4521387 Wed, 29 Jun 2005 01:24:11 +0000 Originally posted by bestbest1:
hi

i am looking at buying a property in the ipswich area in queensland, now i have heard that prices there are set to fall around $60,000
Hi bestbet.

Where exactly did you hear this info from?

]]> 020a7d1ba45540802b904bf0f9523f22 maximus replied to the topic The Dangers of Using Equity to Fund Retirement in the forum General Property https://www.propertyinvesting.com/topic/4380966-the-dangers-of-using-equity-to-fund-retirement/#post-4521445 Wed, 29 Jun 2005 01:16:44 +0000 I’d like to get an opinion from everyone on how much you think you would need (in equity) to even consider living on equity. Obviously, this will depend upon your living standards etc, but what sort of built up equity is required?

]]> 73acd36ee6418c958f82d613c0c8be80 maximus replied to the topic Property investing consultants? in the forum Help Needed! https://www.propertyinvesting.com/topic/4380962-property-investing-consultants/#post-4521404 Wed, 29 Jun 2005 01:03:31 +0000 Chang, just remember that these companies are set-up to make money, so you are probably paying their fees for things you could do yourself, however, if you feel that their fees are appropriate and if it gets you into the property market, then so be it.

Makes it hard to comment without knowing the company/ies involved. There are some dubious ones out there

]]> 58f37b4771a4e83fda04613ea683fb0f maximus replied to the topic When are you planning to retire? in the forum General Property https://www.propertyinvesting.com/topic/4380911-when-are-you-planning-to-retire/#post-4521043 Tue, 28 Jun 2005 09:20:51 +0000 Originally posted by Michael Whyte:
My view: “I’ll be retired when my passive income replaces my salaried income (currently $200K pa)
WOW $200K.

Michael, can you tell us what your current occupation is?

Or even a clue if I’m being too nosey [biggrin]

]]> 3ff6b4c05fb5eb1d31e02ce1029af5b2 maximus replied to the topic 2 accounting questions in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4380922-2-accounting-questions/#post-4521146 Mon, 27 Jun 2005 08:02:13 +0000 Originally posted by JKM:

Do you mean that the equity in one property is enough to support the loan & thus you are releasing the other property & it will be debt free?
Hope that helps
Thanx JKM.

Re Q2, yep, thats exactly what I meant and you have answered both questions for me.

Thank you.

]]> ef477af81d7967ab49e2e015c4a99973 maximus replied to the topic Logan QLD in the forum Help Needed! https://www.propertyinvesting.com/topic/4380899-logan-qld/#post-4520970 Fri, 24 Jun 2005 23:57:26 +0000 Logan appears to be a fairly large area. Is there a certain part that everyone is referring to?

]]> 33997a97c64b628b2ff1faee4a4a6b1d maximus replied to the topic response to bbruham question in the forum General Property https://www.propertyinvesting.com/topic/4380749-response-to-bbruham-question/#post-4520038 Tue, 14 Jun 2005 10:31:05 +0000 Good for you Mini.

Having read your posts for a while and actually spoke to some time ago, I say you really deserve it.

Go get em’

]]> bd0b64c0a49cc5e4c48a9bfe7ae8e870 maximus replied to the topic logicl.com in the forum Heads Up! https://www.propertyinvesting.com/topic/4380763-logicl-com/#post-4520107 Tue, 14 Jun 2005 10:21:28 +0000 Also saw the ad and have sent for the DVD.

I also picked up on a lot of re-hashed lines that other gurus have used.

As the DVD is free, I thought not a lot to lose.

]]> 1231c3c5dd67b7c5e706533f8ac4305a maximus replied to the topic The benefits of property developing in the forum Value Adding https://www.propertyinvesting.com/topic/4379213-the-benefits-of-property-developing/page/6/#post-4509573 Tue, 14 Jun 2005 10:02:01 +0000 Great post Kenneth, very informative.

Thanks for sharing and good luck with it all.

]]> 17218e8f50112299f82bd92d321a0617 maximus replied to the topic Equity Lending is a disgrace !! in the forum No Subject https://www.propertyinvesting.com/topic/4380251-equity-lending-is-a-disgrace/#post-4516276 Fri, 13 May 2005 08:33:30 +0000 Originally posted by resiwealth:

My eldest nephew (33) has 9 investment properties and no home mortgage. He uses a system i have been teaching him for several years now. He has no car leases, no credit card debt three kids and a rock solid marridge because they have no pressure.

Craig (nephew) is a totally adverage bloke from an adverage family,…[Read more]

]]> 868e7a60f933a5c4ab9d3142a61ba674 maximus replied to the topic L.O.C against unencumbered property in the forum Finance https://www.propertyinvesting.com/topic/4379746-l-o-c-against-unencumbered-property/#post-4512646 Sun, 01 May 2005 09:55:00 +0000 Thanx again Rob.

Yep, will be refinancing a couple of loans and will be using offset and L.O.C combinations. Have done calculations with my accountant and will review situation on a regular basis.

Any excess funds will go on the loan for the new purchase as this I/P will eventually become PPOR.

]]> 92ca0bfb3a815afc3cd6eeff7ccd1a50 maximus replied to the topic L.O.C against unencumbered property in the forum No Subject https://www.propertyinvesting.com/topic/4379746-l-o-c-against-unencumbered-property/#post-4512644 Fri, 29 Apr 2005 23:07:34 +0000 Originally posted by The Mortgage Adviser:
Originally posted by maximus:
I’m trying to get equity through lines of credit against my I/P’s to use for deposits as well as service the loans into the future.

I don’t know why you are looking for a LOC but what concerns me more is your comment above. If you need a loan so you can service other loans,…[Read more]

]]> ed54c8cdcf81e5b577351f433b50ffdc maximus replied to the topic Lines of Credit in the forum Finance https://www.propertyinvesting.com/topic/4379848-lines-of-credit/#post-4513151 Sun, 24 Apr 2005 23:38:54 +0000 Hi Terry.

If your I/P’s were slightly negatively geared, would you just deposit the shortfall from your personal account into your I/P l.o.c or would you wait for a tax refund and deposit that into your l.o.c?
Just curious.

ThanxOriginally posted by Terryw:
I use a LOC on my PPOR. But I do not deposit incomes etc in there. I use it merely for…[Read more]

]]> 5dd084ab0169743dc1182de55fcc58c9 maximus replied to the topic 95% Lo Docs in the forum Finance https://www.propertyinvesting.com/topic/4379802-95-lo-docs/#post-4512952 Wed, 20 Apr 2005 23:22:32 +0000 Hi.

What sort of interest rate do these loans have?

Also, I posted earlier on about giving an unencumbered property as security to get access to a L.O.C., would that qualify for one of these loans?

Thanx

]]> 46ba00c16df99dc3b154b0678f3dcf71 maximus replied to the topic L.O.C against unencumbered property in the forum No Subject https://www.propertyinvesting.com/topic/4379746-l-o-c-against-unencumbered-property/#post-4512642 Mon, 18 Apr 2005 08:27:52 +0000 Thanx for that guys

]]> 0d02bda9a2a69f20760670eba1afc2c8 maximus replied to the topic financing at an advanced age with few resources in the forum No Subject https://www.propertyinvesting.com/topic/4379634-financing-at-an-advanced-age-with-few-resources/#post-4512045 Sun, 10 Apr 2005 12:43:58 +0000 Originally posted by Terryw:
inless you go for an asset loan or no doc loan.

Terryw
Discover Home Loans
Mortgage Broker
North Sydney
Terry@discoverhl.com.au
Hi Terry..
Dont know if this thread is in the right section but any way……could you please explain how an asset loan works. Is it similar to accessing your equity through a line of credit?…[Read more]

]]> 7ab5aa38f073efca00df7bff96f6b935 maximus replied to the topic Financing while unemployed? in the forum Finance https://www.propertyinvesting.com/topic/4379272-financing-while-unemployed/#post-4509878 Wed, 23 Mar 2005 09:08:56 +0000 Hi Maximus

When applying for low docs, the only proof of self employment needed is the ABN. They may also ask what sort of business you are invloved in and you will have to list an income.

When applying for an ABN, you cannot use a name, other than your own, unless you have registered that name with the department of fair trading. Many people…[Read more]

]]> 736e6a1096e550ebf935b6d2300513a5 maximus replied to the topic Financing while unemployed? in the forum Finance https://www.propertyinvesting.com/topic/4379272-financing-while-unemployed/#post-4509875 Wed, 23 Mar 2005 01:01:24 +0000 Hi Terry.

Just because you have held an ABN for two years, won’t lenders want to see that you have been active with your “business”. By that I mean, can you just get an ABN to make it easier to qualify for lo-doc loans in the future, namely 2 yrs away. Also, when getting the ABN, what sort of business name would one have to submit, or could you…[Read more]

]]> 46552b969da9348cc3a2b223fc110d29 maximus replied to the topic ABN numbers in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4376861-abn-numbers/#post-4494817 Wed, 16 Mar 2005 05:03:12 +0000 Realize this is an old thread, please excuse.

Was talking to someone recently (also interested in property investing) who mentioned to me that they were advised by a mortgage broker to get an ABN to tie in with their property investing. I was having a think and was wondering what the benefits are (also negatives). Can it help future loan…[Read more]

]]> 25cfce1589cdf36ca5bbe057a4318782 maximus replied to the topic Derivex?? in the forum Finance https://www.propertyinvesting.com/topic/4378837-derivex/#post-4507194 Mon, 21 Feb 2005 08:52:06 +0000 Hi.

What are the new application and settlement fees?

]]> ce723ef8478b6964628c41c6461e6e5a maximus replied to the topic Name the BACKPACKERS in the forum Help Needed! https://www.propertyinvesting.com/topic/4378720-name-the-backpackers/#post-4506399 Mon, 21 Feb 2005 00:32:22 +0000 How about “Geysers and Galses”

]]> 2ea25197a45e9377a32305474de44239 maximus replied to the topic Myth Busters! in the forum General Property https://www.propertyinvesting.com/topic/4378725-myth-busters/page/2/#post-4506509 Thu, 17 Feb 2005 02:46:16 +0000 Originally posted by Monopoly:

Example 1:

Bought PPOR in 1981 for 27K
(turned into IP after 2 years)
Sold it in 1990 for 550K

Bought IP in 1993 for 175K
Sold in 2002 for 925K

Jo

Hi Jo.

In regards to the above 2 examples, would you mind sharing where these properties were and did you do a lot of work, i.e repairs and/or reno’s, on…[Read more]

]]> 2b28c51f3633c9a1f00c94445f3c5152 maximus replied to the topic How long did you take? in the forum General Property https://www.propertyinvesting.com/topic/4377683-how-long-did-you-take/page/2/#post-4500185 Mon, 17 Jan 2005 04:17:33 +0000 Originally posted by accigar:
Great to hear the success stories. I’m a real newbie…. whats PPOR / IP / IIP ?????

Thanks.
A.C.

Thanks,
A.C.
Hi A.C

PPOR= Principal place of residence i.e your house
IP= Investment Property
As to IIP, unsure. Anyone else….
Also for your information, if you see +CF, this signifies positive cashflow and…[Read more]

]]> 18867ba0acc29bd06c89d46f4182885b maximus replied to the topic Frustrated Broker... in the forum Finance https://www.propertyinvesting.com/topic/4377493-frustrated-broker/#post-4498658 Mon, 20 Dec 2004 01:38:50 +0000 Hi all.
I’m guessing that break costs in an existing loan may stop people refinancing as well.

Regards
Marty

]]> e95c629f511c5088cbea7d64f0750512 maximus replied to the topic -ve geared property in the forum Help Needed! https://www.propertyinvesting.com/topic/4377031-ve-geared-property/#post-4495807 Fri, 26 Nov 2004 01:58:34 +0000 Hi there geo and others.
Geo, please dont take this as me being argumentative but I query what you say about later on, repaying your loans asap. I’m not saying I dont agree with you, but have recently been thinking that the (extra) money you pay back on your loans could go towards deposits for more I/P’s. Sure, your debt levels are rising but so…[Read more]

]]> 190eb99e4c4da3dba3381067cba4c672 maximus replied to the topic One Quality prop. is better than 4 rubbish ones in the forum General Property https://www.propertyinvesting.com/topic/4377147-one-quality-prop-is-better-than-4-rubbish-ones/#post-4496438 Fri, 26 Nov 2004 01:40:30 +0000 I’m also with the 4 I/P’s. Even if you did achieve greater growth with the Hunters Hill property, such an area would demand a very high rent hence less people being able to afford it which could equate to longer vacancies. Would be great to be in a position to have both, i.e the 4 cheaper properties AND the Hunters Hill property.
Just my…[Read more]

]]> 67e4cb22347cd94cb9a4bb9d2bdba1fd maximus replied to the topic Negative feedback from family & friends?!?!?! in the forum General Property https://www.propertyinvesting.com/topic/4376519-negative-feedback-from-family-friends/#post-4493196 Sat, 16 Oct 2004 08:30:28 +0000 Hi there Ali G. Family and friends probably mean well but ask them the position they are in WITHOUT investing and then ask yourself if you want to be in their position, that is (probably) with nothing to show for years of hard work. I initially had the same problem but had to change my mindset before starting on the investment journey. My advice…[Read more]

]]> 32ecda762732d0c4b7c3fa0de3781121 maximus replied to the topic How RICH ! Do You Want To Become ? in the forum General Property https://www.propertyinvesting.com/topic/4376244-how-rich-do-you-want-to-become/#post-4491363 Wed, 29 Sep 2004 23:36:08 +0000 Hi all. Good topic, enjoying the read. Seem to be following you Kay. Personally I would like $50-100k per annum for starters through passive income but would like to continually be adding to that through more acquisitions.Bruham, you mentioned $1,500,000 (you actually had another 0, but I think this is what you meant) at 5%, would this figure be…[Read more]

]]> 875e9b90877f845e8905b746009b7840 maximus replied to the topic How RICH ! Do You Want To Become ? in the forum General Property https://www.propertyinvesting.com/topic/4376244-how-rich-do-you-want-to-become/#post-4491355 Wed, 29 Sep 2004 09:28:32 +0000 Kay, have you thought about getting some sort of transplant with a monkey, like in “The Fly” movie. Just kidding, honestly.
Regards
Marty

]]> 47f1edb80099e076efc12bfa4514c069 maximus replied to the topic Show me the Money in the forum Heads Up! https://www.propertyinvesting.com/topic/4376155-show-me-the-money-2/#post-4490719 Thu, 23 Sep 2004 21:34:24 +0000 Hi all. I think if you are looking to diversify your investing, then finding a mentor (or member support system) would be a good idea. My personal situation is that I own property/ies but not too savvy when it comes to shares/managed funds and the likes, so by using someone that Greg is referring to I could accelerate my investing. I think this is…[Read more]

]]> e5b3309792727daa4e108881c9cceb5b maximus replied to the topic TAX what do I need to do in the forum General Property https://www.propertyinvesting.com/topic/4374561-tax-what-do-i-need-to-do/#post-4479836 Mon, 21 Jun 2004 22:27:45 +0000 Hi Cornel. I agree with Yack and Derek, go see an accountant. Take anything you think may be related to your I/P that you may be able to claim on. If you forget something that your accountant thinks you may have, just fax it through to him/her. Hope this helps.
Regards
Marty

]]> c8b2eb7e429d16d6bb46e4ed1278c350 maximus replied to the topic Good IP now not so good? in the forum Help Needed! https://www.propertyinvesting.com/topic/4374283-good-ip-now-not-so-good/#post-4477935 Sun, 06 Jun 2004 23:38:26 +0000 Hi Myydral. I don’t know your exact position re finances, but $500-700 is not too bad as far as negative gearing goes. It averages out to about $13 a week. I’d love some neg geared properties at that rate, PROVIDED IT HAS CAPITAL GROWTH, which, if you are are hanging on to long term will not be a problem. Me, I’d hang on to it. Just my…[Read more]

]]> 4f8db2816e12d90bdd5af810549bfeac maximus replied to the topic The best learning resource? in the forum Help Needed! https://www.propertyinvesting.com/topic/4374055-the-best-learning-resource/#post-4476131 Fri, 28 May 2004 23:44:56 +0000 Hi Coldy. As others have so rightly mentioned, you should read as much as you can and visit the cheap seminars but I kid you not, you will pick up heaps of info from hanging around this forum. Dont be afraid to ask questions either, no matter how “silly” you may consider them to be.

Regards
Marty

]]> 9654fdea875f2c5d51ad34c0d6b76929 maximus replied to the topic cracks in brickwork in the forum General Property https://www.propertyinvesting.com/topic/4373958-cracks-in-brickwork/#post-4475426 Mon, 24 May 2004 23:55:45 +0000 Thanks for the replies guys.I’m fairly sure it is caused from shifting soil, will let my friend know your responses and he can decide if he wishes to pursue the matter any further. Thanx again.

Regards
Marty

]]> 15f80855419afac19a3e84690edf99de maximus replied to the topic I can't see passive income increasing!! in the forum No Subject https://www.propertyinvesting.com/topic/4373609-i-cant-see-passive-income-increasing/#post-4472805 Tue, 11 May 2004 01:43:42 +0000 Hi ya Creemin. Just another thought. Over the years, your rent increases and your loan amount decreases (assuming you are paying P&I). You can now refinance and have lower repayments thus more in your pocket. Even if you refinance to a interest only loan, you will have even more left over and still be able pay off extra on your I.O loan to reduce…[Read more]

]]> be377e2f4bd4aab01b3d64e9637ab732 maximus replied to the topic Do you invest and play??? in the forum General Property https://www.propertyinvesting.com/topic/4373597-do-you-invest-and-play/#post-4472712 Tue, 11 May 2004 01:24:22 +0000 Hi all. Great topic, as I believe that the “not working” part is what most of us here are trying to achieve. To those that have managed to get themselves to a position of not working (Fern, Westan), if this is not too personal a question (will understand if it is),how much were you making from your property investments before you decided to give…[Read more]

]]> 006a04efa62e367228ac1c8cdd017f5e maximus replied to the topic stagnated rent! in the forum General Property https://www.propertyinvesting.com/topic/4373427-stagnated-rent/#post-4471494 Tue, 04 May 2004 01:36:19 +0000 Hi there High Flyer. Westan summed this one up nicely. I believe if the rents in the area where your I/P is are renting out marginally higher than your one (say $5-10), it may not be worth possibly losing your tenant by increasing the rent, only to find you might have to charge the same rent to attract a new tenant. Obviously, if rents are much…[Read more]

]]> 62b44ba7d040c453e1bb7fbf87a47b6a maximus replied to the topic My 1000th post, so better make it a good one... in the forum General Property https://www.propertyinvesting.com/topic/4373421-my-1000th-post-so-better-make-it-a-good-one/#post-4471414 Tue, 04 May 2004 01:26:33 +0000 Well done and congrat’s on your “1000” Mini. Like others here, I’ve enjoyed reading your posts. Keep it up and keep on inspiring.
Regards
Marty

P.S Was nice chatting to you recently

]]> bf49441e065bbe2a7a172188e47765c6 maximus replied to the topic Queensland investing? in the forum Help Needed! https://www.propertyinvesting.com/topic/4373389-queensland-investing/#post-4471203 Tue, 04 May 2004 01:20:27 +0000 Hi Realdeal. I agree with Flash re Bayside suburbs. I bought in Redland Bay a couple of years ago and fortunately have had excellent growth. Since I bought, a new shopping complex has/is gone up (already a major one at Victoria Pt), a lot of land has been developed and I read recently where a new child minding centre has been given the go-ahead at…[Read more]

]]> a4d0102fb22d5b576bd60528ad6cd114 maximus replied to the topic from the news wires in the forum General Property https://www.propertyinvesting.com/topic/4372450-from-the-news-wires-4/#post-4464448 Wed, 31 Mar 2004 00:12:36 +0000 Hi Richmond. Just wanted to say that I (and I’m sure heaps of others)really appreciate your “from the news wires” posts. Makes it sound like a Dear Abbey column, doesn’t it. Keep em’ comin’
Regards
Marty

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