PropertyInvesting.com | kjs_2 | Activity https://www.propertyinvesting.com/members/kjs_2/activity/ Activity feed for kjs_2. Sat, 11 Apr 2026 23:19:27 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 6700b656b1b35b567ceb26c79e527aaf kjs_2 replied to the topic How much to offer/negotiate in the forum Help Needed! https://www.propertyinvesting.com/topic/4388152-how-much-to-offernegotiate/page/2/#post-4560950 Sat, 03 Feb 2007 07:07:35 +0000 Well done! That was good that he was there for that. Good luck.

kjs

]]> a4a9f06d9765c10a5684ccf0661e574c kjs_2 replied to the topic How much to offer/negotiate in the forum Help Needed! https://www.propertyinvesting.com/topic/4388152-how-much-to-offernegotiate/page/2/#post-4560948 Thu, 01 Feb 2007 08:43:58 +0000 Family, that is worse! Well you have tried the agent, and I am guessing you would really like to hit the seller on the weekend face to face now? You can push him for what his lowest would be. I reckon a few comments like “family, you won’t see rent from that” and “I hope you are able to evict family when a sale is about to settle?” or “you don’t…[Read more]

]]> 64ed06951c3ed8c6ed103c55b5367f2b kjs_2 replied to the topic How much to offer/negotiate in the forum Help Needed! https://www.propertyinvesting.com/topic/4388152-how-much-to-offernegotiate/#post-4560943 Tue, 30 Jan 2007 04:55:42 +0000 Yes, that face to face is tough. He may need to think about it for a bit too, or he may just snap you up straight away, hard to tell.

The thing that worries me a little is that the agent doesn’t sound like much chop. He may help or hinder the process. Maybe if you do face to face he will see you are serious? Has there been many others at the open…[Read more]

]]> 47dd220b1b44ad9298528a7660446f44 kjs_2 replied to the topic How much to offer/negotiate in the forum Help Needed! https://www.propertyinvesting.com/topic/4388152-how-much-to-offernegotiate/#post-4560941 Tue, 30 Jan 2007 03:53:46 +0000 The owner may not be there on the weekend? How about give the agent the written offer asap, and go to the open house as well? They may accept the offer and cancel the open house? If the owner is not there on the weekend, then the agent may spend all day running around open houses and may not work too hard to get your offer to the owner on the…[Read more]

]]> 6086de7fd92402d532f1ee60bebf6c39 kjs_2 replied to the topic HELP Needed! Renovation Question in the forum Help Needed! https://www.propertyinvesting.com/topic/4388203-help-needed-renovation-question/#post-4561170 Sun, 28 Jan 2007 02:14:01 +0000 Hi, I am not in Melbourne, but I have heard of people going to the auctions. Not sure what name. You might find some of the smaller hardware places locally may be better priced on some items? I will have to watch my DVD again, but I thought Dean said Bunnings as he didn’t have time to run around town to different places? We have found the Mitre 10…[Read more]

]]> 72b4d7080eafcbd7e85a050def3c19f5 kjs_2 replied to the topic What can I do... in the forum Help Needed! https://www.propertyinvesting.com/topic/4388164-what-can-i-do/#post-4560994 Fri, 26 Jan 2007 10:41:01 +0000 Good points above. Could I just suggest that family and money are very touchy, and if you push too hard you may damage your important relationship. They feel secure in their paid off house, and if they are scared, then they may be very angry if you don’t drop the subject. they have everything to lose, and at this stage you have had a good…[Read more]

]]> c203dc5151c5801a7fc597e1031c3e77 kjs_2 replied to the topic More questions on the ex govie reno in the forum Help Needed! https://www.propertyinvesting.com/topic/4388196-more-questions-on-the-ex-govie-reno/#post-4561148 Fri, 26 Jan 2007 10:18:54 +0000 Hi Jenny, I have no real idea, so this is just my dealing with council. Sorry if this offends anyone, but…

If you ask council, their eyes gleam and they say fill in this little application and we can charge you now, and then when we can inspect, and then if we see something…. Sorry, I am a cynical person. I believe if they can’t see into your…[Read more]

]]> 7a9bcbc9200f4bbe1599c34b2993bf46 kjs_2 replied to the topic A query on Suburb Profiles in the forum Help Needed! https://www.propertyinvesting.com/topic/4388185-a-query-on-suburb-profiles/#post-4561091 Fri, 26 Jan 2007 10:08:13 +0000 Wow duckster, thanks for the short version, that was heavy!

kjs

]]> 393992a904635874c5e4c2b3d8492bd8 kjs_2 replied to the topic Concrete paths in the forum No Subject https://www.propertyinvesting.com/topic/4388184-concrete-paths/#post-4561086 Fri, 26 Jan 2007 09:40:43 +0000 Yeah, they are a bad look those strips and will really be obvious. Good luck, and although you will be cursing doing it, or paying for it, that first impression is a deal maker or breaker. Good luck with the tree roots. It may just be movement in the ground.

kjs

]]> 10cf36d1ed57cac48720501498cc3014 kjs_2 replied to the topic How much to offer/negotiate in the forum Help Needed! https://www.propertyinvesting.com/topic/4388152-how-much-to-offernegotiate/#post-4560938 Fri, 26 Jan 2007 03:20:08 +0000 Getting back to egos, never be worried, this is a business deal, and these people are not your friends.

I had a hairdressers years ago, and they were looking at a divorce property for sale for $135,000 (I said years ago!). Her husband offered $100,000, then $101,000, $102,000 and was accepted at $103,000. I could not believe it. Sometimes people…[Read more]

]]> 4d1f44c7fc64220a40828086aeee5974 kjs_2 replied to the topic How to determine the age of a house? in the forum Help Needed! https://www.propertyinvesting.com/topic/4388172-how-to-determine-the-age-of-a-house/#post-4561044 Fri, 26 Jan 2007 03:07:08 +0000 Did they build themselves and use old or second hand fittings? What other cheap alternatives did they use in construction? This sounds like a bit of a funny setup. Either the agent is lazy, forgetful, or the sellers lied? Good pickup on your part, as you would expect a 3yo house to be containing fittings of it’s era.

Has this made the house…[Read more]

]]> 804526e379f8c04d4f8d90b8c4ff559a kjs_2 replied to the topic Concrete paths in the forum Help Needed! https://www.propertyinvesting.com/topic/4388184-concrete-paths/#post-4561080 Fri, 26 Jan 2007 03:00:39 +0000 A path with tree roots gives such a bad first impression doesn’t it?

I wondered if putting down road base/crushed rock/small pebbles might be an alternative? It depends on the situation, and will the new concrete have old concrete near it and look obviously new?

Will the trees be damaged by mucking around with the roots, and are the roots…[Read more]

]]> a262f9d8d6f964bd17dbdebf6798121c kjs_2 replied to the topic A query on Suburb Profiles in the forum No Subject https://www.propertyinvesting.com/topic/4388185-a-query-on-suburb-profiles/#post-4561089 Fri, 26 Jan 2007 02:54:44 +0000 Hi Sanjiv, thanks for the link, it was very interesting for my area. I live in a small town where I know much of the population, and the figures looked very accurate. I didn’t know so many people owned their place outright though…very interesting. I knew the age breakdown and some other stats were certainly accurate to what I would have…[Read more]

]]> e0077bf328e1f83a7453eadfb2c75fb6 kjs_2 replied to the topic avoiding property managers! in the forum Help Needed! https://www.propertyinvesting.com/topic/4388166-avoiding-property-managers/#post-4561009 Fri, 26 Jan 2007 02:24:18 +0000 Also make sure you get get some sort of access to check references? Don’t just ring the number given on the reference, it may be their friend answering [eh]

kjs

]]> 21a3eb1c79de9483e4b6e07c75e82743 kjs_2 replied to the topic Invest in Retirement Village? in the forum Help Needed! https://www.propertyinvesting.com/topic/4388182-invest-in-retirement-village/#post-4561072 Fri, 26 Jan 2007 02:20:51 +0000 I agree look into the sinking fund, maintenance costs etc. Do you have to resell through the managers? What horrific cost will they charge?

I never like the sound of any property where I can’t appoint my own manager, or selling agent, or tenants, or am locked into putting money into maintenance and sinking funds without having control of those…[Read more]

]]> f991928ebeaba68c3d017d4a30f2d060 kjs_2 replied to the topic avoiding property managers! in the forum Help Needed! https://www.propertyinvesting.com/topic/4388166-avoiding-property-managers/#post-4561008 Fri, 26 Jan 2007 02:11:09 +0000 I have a friend that manages about 6 or so of her own properties. She is a person with bad time management, works full time, and has children. I recently spoke to her about one of her properties (she needed a hand printing a letter, her printer is STILL not working – come on a printer costs less than $100) She was writing to the tenants to get…[Read more]

]]> 46a6d5554b6510384646aa0156a74de2 kjs_2 replied to the topic investing in a cabin in a cabin village in the forum Help Needed! https://www.propertyinvesting.com/topic/4388039-investing-in-a-cabin-in-a-cabin-village/#post-4560483 Sun, 21 Jan 2007 02:24:05 +0000 I looked into time share type units in Gold coast, and one thing I was warned about was if the managers don’t care for you, or you didn’t suck up to them, then your rental figures could be down compared to others that knew the kind of smooching to do. Also, you can’t take you business elsewhere to manage as stated above. At least if you own the…[Read more]

]]> cbba441e8d42bb546075efe2946f93d7 kjs_2 replied to the topic Hindsight is a beautiful thing in the forum General Property https://www.propertyinvesting.com/topic/4388021-hindsight-is-a-beautiful-thing/#post-4560426 Fri, 19 Jan 2007 07:07:44 +0000 I reckon my biggest hindsight mistake was actually buying a house in Wodonga, and owning it from 1989 until 1997. The market did not grow at all in that time. We started at interest rates of 15% and by the first monthly payment they had gone to 17%. If we had rented during that time we would have been better off financially, and the stress would…[Read more]

]]> d8cb405973ac5a909fd0c45a157fffb6 kjs_2 replied to the topic opinions about some flats - country? in the forum No Subject https://www.propertyinvesting.com/topic/4388078-opinions-about-some-flats-country/#post-4560645 Fri, 19 Jan 2007 04:17:58 +0000 Thanks Terry. I think they are possibly a bit dear too, as the capital growth, while it has been good around that area in the last 5 years, is only following the city, but not as consistent. I wondered myself about the chance of further capital growth over the next 5 or 10, but I thought the return was not bad, compared to current Sydney &…[Read more]

]]> 888058c0f82d3a145d249e0fd0989e3d kjs_2 replied to the topic IO & Offset or P&I? in the forum Help Needed! https://www.propertyinvesting.com/topic/4387879-io-offset-or-pi/#post-4559712 Wed, 17 Jan 2007 09:04:27 +0000 MBs are expert in their field – maybe, and that field is not financial advice. Some of them are not even expert at being a MB. To be proffessional you get paid, but some get paid even if they know next to nothing.

I have a friend who had done a several monday morning course, and purchased a program from a particular MB company. Then they let her…[Read more]

]]> 63aa7c6c4cc3333d931e95a9e4220643 kjs_2 replied to the topic Quick question in the forum Help Needed! https://www.propertyinvesting.com/topic/4387949-quick-question-7/#post-4560067 Wed, 17 Jan 2007 08:04:54 +0000 Hi Linda, thanks for clarifying that issue for us. I have never heard about the .25% thing. It is very hard to ask the REA the right questions when you don’t know what to ask. Many would not bring this clause to light in the hope that a better offer comes past, and it must always be remembered that the agent works for the seller. You will be a…[Read more]

]]> 21cf96500837b5ecf200f4deec091696 kjs_2 replied to the topic Bank Valuations - Conservative? in the forum Help Needed! https://www.propertyinvesting.com/topic/4387677-bank-valuations-conservative/#post-4558695 Wed, 17 Jan 2007 07:53:23 +0000 GEEZ!! That is a much better result. Handy to know. Thanks for coming back and updating.[thumbsup2]

kjs

]]> e8a56040b475bb2d8a41121d5c23879c kjs_2 replied to the topic Buy or sell? in the forum Help Needed! https://www.propertyinvesting.com/topic/4387998-buy-or-sell-3/#post-4560277 Sun, 14 Jan 2007 06:12:51 +0000 So while the rent in Darwin sounds good against your loan repayments, it is a poor % against the actual current value. Would you expect further capital growth? Can you get something in Brisbane that you could maybe tweak with a reno for better return? Darwin may have just gone up with the rest of the country, there is a lot of talk about…[Read more]

]]> 83d2cbde15248ba4ccf031f0cf5ab6f9 kjs_2 replied to the topic Quick question in the forum No Subject https://www.propertyinvesting.com/topic/4387949-quick-question-7/#post-4560061 Sun, 14 Jan 2007 04:37:58 +0000 I remember leaving a small deposit as a good faith type thing. Can’t remember, but it was supposed to show you were being serious. That was in 1988 on a house in Wodonga Vic, and also on a block of land in 1998 in Wagga. The house I went ahead with, but the block of land I didn’t, and was worried I may have lost my deposit, but they paid it back…[Read more]

]]> 8ba49ea2c8a08ae96881728769bc9ff4 kjs_2 replied to the topic how much yield is good? in the forum Help Needed! https://www.propertyinvesting.com/topic/4387956-how-much-yield-is-good/#post-4560102 Sun, 14 Jan 2007 04:24:10 +0000 Don’t forget that real estate agents like to “condition” people. If you are looking for 8%, and he conditions you to expect 4%, and then can present a nice little 5%, you will feel warm and fuzzy and stop looking for 8%.

I don’t know much about yeilds in different areas, and the other people answering here are most likely in the ballpark, but…[Read more]

]]> 421c99038a44a177b20e6e1cec5a39be kjs_2 replied to the topic How to find a target town/suburb to invest in. in the forum No Subject https://www.propertyinvesting.com/topic/4387945-how-to-find-a-target-townsuburb-to-invest-in/#post-4560032 Sun, 14 Jan 2007 04:16:37 +0000 Beware of regional cities/towns with dependance on one or two industries, unless those industries are stable or have good future prospects. While WA is booming, it may not if mining has a downturn??? (don’t know much about WA). Another example would be where there are military bases, and Govt policy can change, and there is downsizing. There could…[Read more]

]]> 1d7f15e261c46f0087988ea4eaef89bc kjs_2 replied to the topic desperately trying to figure something out... in the forum Help Needed! https://www.propertyinvesting.com/topic/4386116-desperately-trying-to-figure-something-out/page/2/#post-4551486 Sun, 14 Jan 2007 03:35:04 +0000 Sorry if I seemed a bit blunt [blink]. I do worry that some of us feel like we are failing when really we just don’t have the resources at the given time to do what these huge success stories have done. We are doing the best we can, but while doing something is better than doing nothing, sometimes that something is cashing up or consolidating. You…[Read more]

]]> 281b029ef7bf20fade62bfc48064fd01 kjs_2 replied to the topic Read this if you want results fast! in the forum Help Needed! https://www.propertyinvesting.com/topic/4388011-read-this-if-you-want-results-fast/#post-4560368 Sun, 14 Jan 2007 03:22:38 +0000 The richard taylor here has a lot more than 3 posts. Doesn’t sound right to me either.[grrr]

kjs

]]> 6e6b809a2a25d91716afafaab213f911 kjs_2 replied to the topic KIYOSAKI BOARD GAMES in the forum Help Needed! https://www.propertyinvesting.com/topic/4388004-kiyosaki-board-games/#post-4560335 Sat, 13 Jan 2007 05:38:07 +0000 The thing to remember about the average teacher is that they have never left school. School to university (another word for partying) and then back to school. Many never worked with the public, have ridiculously long holidays (and tell you how they have to work all holidays making up plans for next term/year -right!), they work from about 9 -…[Read more]

]]> e8f53bb08d1552fe117750705c0ffbc5 kjs_2 replied to the topic make builder an offer? in the forum No Subject https://www.propertyinvesting.com/topic/4387802-make-builder-an-offer/#post-4559287 Sat, 13 Jan 2007 04:54:20 +0000 In my very limited experience, a builder will rarely give you a good price before he has completed. By coming to him before he is completed you look real keen. That converts into top price. It might be worth talking to him but showing little interest, and then see if he is actually selling. Once the place goes on the market then you would be maybe…[Read more]

]]> d6971b05d19b282118acb94637ac7cff kjs_2 replied to the topic Loan Offer At a Very Affordable Interest Rate in the forum No Subject https://www.propertyinvesting.com/topic/4387893-loan-offer-at-a-very-affordable-interest-rate/#post-4559796 Sat, 13 Jan 2007 04:44:53 +0000 Yikes! I will be betting that they want some cash up front for fees, insurance, valuations, something, anything. Kiss those fees goodbye! They will most definately want to tickle your bank account as much as possible.

The amazing thing is that these schemes keep going around because they keep finding suckers.

kjs

]]> ca1314fb83e6707adb2c2f7fb90f3c1d kjs_2 replied to the topic Newbie advice - Parents as Tennants? in the forum No Subject https://www.propertyinvesting.com/topic/4387980-newbie-advice-parents-as-tennants/#post-4560185 Sat, 13 Jan 2007 04:37:15 +0000 NO – in my opinion. Relatives and friends are a bad idea when mixed with investment and/or finance. This sounds like a really good way to completely ruin the relationship with your parents down the track. If you need to sell the house, and/or can’t buy another place and you get stuck there, oh dear. A married couple need their space. They will…[Read more]

]]> 192e61e95f4ba3439078a70ae321f8a0 kjs_2 replied to the topic IO & Offset or P&I? in the forum Help Needed! https://www.propertyinvesting.com/topic/4387879-io-offset-or-pi/#post-4559709 Sat, 13 Jan 2007 04:11:15 +0000 I like terryw’s explanation. It was good and clear.

The thing with paying off principal is that yes, you can borrow the equity, but either you need to get a second mortgage on the place, or have a new bigger loan. It all costs fees and mixes up the money. If you take the deposit for the new property from the offset account you may even have over…[Read more]

]]> 20e17c8f158840ecebf7f2f1c4e4d875 kjs_2 replied to the topic desperately trying to figure something out... in the forum No Subject https://www.propertyinvesting.com/topic/4386116-desperately-trying-to-figure-something-out/page/2/#post-4551484 Sat, 13 Jan 2007 03:50:24 +0000 Hi, just read your stuff for the first time. Good on you for going back to work.

In a flat market, and 3 years is a short time, you may find the costs of buying and selling may be more than any capital growth. The market is in a flat part of the cycle. You need also to look at what you have to put in to make up loan payment, plus are you going to…[Read more]

]]> 639b877842d2850bbd4d8ee485334dce kjs_2 replied to the topic reno photo's in the forum Value Adding https://www.propertyinvesting.com/topic/4387932-reno-photos/#post-4559976 Fri, 12 Jan 2007 11:50:06 +0000 Wow, that is one tiny place, what a challenge. Very neat and tidy, but there was not much you could do to rearrange the kitchen. It is nice to get a job completed, and I hope it has added plenty of value. Thanks for sharing.

kjs

]]> ebd4f12dcd0ace49e6b1846bc66192b1 kjs_2 replied to the topic Can we pull out of selling?? in the forum Help Needed! https://www.propertyinvesting.com/topic/4387460-can-we-pull-out-of-selling/#post-4557691 Wed, 22 Nov 2006 08:01:46 +0000 Hi Bessie, HOW RUDE! Might I suggest that you ask the agent straight out if he did his homework properly as you find it very rude for him to say the market is now 75k lower? Did he really have no knowledge of the market when you signed the line? Don’t be afraid to be assertive, these people thrive on bullying. Maybe you should ring the principle…[Read more]

]]> c2651f5ab8a8d4391105f66a4e8dd55b kjs_2 replied to the topic High returns on investment in the forum Help Needed! https://www.propertyinvesting.com/topic/4387442-high-returns-on-investment/#post-4557606 Wed, 22 Nov 2006 07:29:27 +0000 Shares – mmmmm. I must say that trying to pick growth stocks is a terrible gamble. A small window in my experience – 3 “growth” stocks that were showing a 98% loss in my commsec position statement a few weeks ago. Scary. I would challenge even the worst Sydney property story to show a 98% loss! I am talking about one stock being 10% owned by Gerry…[Read more]

]]> 9e9df27ebe8e82cb002be644156a2c1d kjs_2 replied to the topic Sharing Tips- in the forum General Property https://www.propertyinvesting.com/topic/4374439-sharing-tips/page/4/#post-4479106 Wed, 15 Nov 2006 10:48:00 +0000 Auctions! No one is mentioning how emotionally ready a seller is to sell on auction day. I have been a seller and if my husband had not said no, I would have agreed to a price about 25% lower than market. Instead we sat back for a bit (the house I wanted to move to sold a week before auction anyhow), and within a few months we listed with another…[Read more]

]]> c5f61aa280647b39fa77cf54ace3440a kjs_2 replied to the topic Answers to "Where to Find CF+ Deals" in the forum Help Needed! https://www.propertyinvesting.com/topic/4384472-answers-to-where-to-find-cf-deals/page/6/#post-4541962 Wed, 15 Nov 2006 00:26:00 +0000 If your property is returning 4.5%, how does that compare to your current costs? If it already has had capital growth then your actual current costs may be less (any depreciation? which can help actual cash flow but is not a physical cost), and you may be positive cash flow even though the return doesn’t make the magical 10% we all dream of.

The…[Read more]

]]> 70664feffab8c9763fbce30da7076501 kjs_2 replied to the topic CF+ Brisbane for sale in the forum General Property https://www.propertyinvesting.com/topic/4387350-cf-brisbane-for-sale/#post-4557132 Sun, 12 Nov 2006 04:06:12 +0000 Looks like not a bad property, but advertised very badly. Is it 4 bedrooms total? 2 up and 2 down?or 4 up and 2 down? 1 bathroom? if the self contained flat has its own bathroom it must be 2 bathroom? As I said, very badly advertised. Obviously a very busy agent that leaves the listing to the trainee in the office? I would be very upset if this…[Read more]

]]> 907a1f800f60669d63cb8f726261f844 kjs_2 replied to the topic Anyone need painting advice? in the forum Value Adding https://www.propertyinvesting.com/topic/4386796-anyone-need-painting-advice/page/2/#post-4554629 Sun, 12 Nov 2006 01:19:11 +0000 Hi Frank, just a quick note to say thanks for giving these people, plus the other dozens just reading quietly, your help. Very nice.[thumbsup2]

Do you have a tip on how to make the paint at the cornice line of the roof be in a straight line! It is hard to have a steady hand.

Regards, kjs

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