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	<title>PropertyInvesting.com | Tony B | Activity</title>
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				<title>Tony B replied to the topic When to Buy? Will prices continue to fall in the near future? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4395959-when-to-buy-will-prices-continue-to-fall-in-the-near-future/page/2/#post-4602228</link>
				<pubDate>Mon, 13 Apr 2009 07:21:54 +0000</pubDate>

									<content:encoded><![CDATA[<p>Yes You don&#039;t need to be a rocket scientist to see we are in for a rough ride. Even Rudd will tell ya that. A lot of the people with there pants at their knees may have to keep them there for some time to come, hey lol.  A lot of that came from being to greedy. And believing to much Bull @#$% from real estate agent &amp; developers. I know I&#039;m not b&hellip;<span class="activity-read-more" id="activity-read-more-258401"><a href="https://www.propertyinvesting.com/topic/4395959-when-to-buy-will-prices-continue-to-fall-in-the-near-future/page/2/#post-4602228" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic When to Buy? Will prices continue to fall in the near future? in the forum blogs wrote:Im personally</title>
				<link>https://www.propertyinvesting.com/topic/4395959-when-to-buy-will-prices-continue-to-fall-in-the-near-future/page/2/#post-4602221</link>
				<pubDate>Mon, 13 Apr 2009 02:58:05 +0000</pubDate>

									<content:encoded><![CDATA[<p>blogs wrote:<br />
Im personally very worried about the bubble they are doing EVERYTHING to keep inflated. Gee even the banks giving unemployed people 12 months without repayments-what does this tell you?? It tells me the banks are scared outa their minds that the property market is on a kinifes edge and a influx of mortagee sales could send it&hellip;<span class="activity-read-more" id="activity-read-more-171246"><a href="https://www.propertyinvesting.com/topic/4395959-when-to-buy-will-prices-continue-to-fall-in-the-near-future/page/2/#post-4602221" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic When to Buy? Will prices continue to fall in the near future? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4395959-when-to-buy-will-prices-continue-to-fall-in-the-near-future/#post-4602216</link>
				<pubDate>Sun, 12 Apr 2009 09:24:32 +0000</pubDate>

									<content:encoded><![CDATA[<p>patriotsoldier wrote:<br />
Forgive my potential ignorance. At the lower end of the market: Less FHB = Drop in demand = Drop in pricesSo all the future first home buyers will continue to rent, forcing demand up(and $$) in key locations for suitable properties.</p>
<p>If there is a drop in prices like your equation states, why would you rent, a drop in&hellip;<span class="activity-read-more" id="activity-read-more-186803"><a href="https://www.propertyinvesting.com/topic/4395959-when-to-buy-will-prices-continue-to-fall-in-the-near-future/#post-4602216" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic When to Buy? Will prices continue to fall in the near future? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4395959-when-to-buy-will-prices-continue-to-fall-in-the-near-future/#post-4602214</link>
				<pubDate>Sun, 12 Apr 2009 06:07:38 +0000</pubDate>

									<content:encoded><![CDATA[<p>Good point but they are still first home buyers. I think the case for an extention is good say for another 6 months. We also had a drop in intrestes last Tues. Soulding a bit like the USA ????? There was a program on TV sergesting the FHO Boost is stimilating a sub prime crash. Bank  et al are still lending up to 90% but as bad as 110% but with&hellip;<span class="activity-read-more" id="activity-read-more-186801"><a href="https://www.propertyinvesting.com/topic/4395959-when-to-buy-will-prices-continue-to-fall-in-the-near-future/#post-4602214" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic When to Buy? Will prices continue to fall in the near future? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4395959-when-to-buy-will-prices-continue-to-fall-in-the-near-future/#post-4602211</link>
				<pubDate>Sun, 12 Apr 2009 03:02:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi allIt true the FHOG is doing it job. I have seen an increase in traffic at display homes. FHB out looking not to miss out. The sales staff love it. They even tell people the FHOG will stop in July that&#039;s not true. Its only the boost of 14 or the extra 7 that will end. Im in the same boat, I intend to buy soon, but as a PPOR no as an investment.&hellip;<span class="activity-read-more" id="activity-read-more-186798"><a href="https://www.propertyinvesting.com/topic/4395959-when-to-buy-will-prices-continue-to-fall-in-the-near-future/#post-4602211" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic When to Buy? Will prices continue to fall in the near future? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4395959-when-to-buy-will-prices-continue-to-fall-in-the-near-future/#post-4602206</link>
				<pubDate>Sat, 11 Apr 2009 14:54:06 +0000</pubDate>

									<content:encoded><![CDATA[<p>JoeYou are asking all the right questions. But  nobody has the 100% correct answer for you. If it was that easy I would be asking for next weeks tattslotto numbers and forget about housing. I&#039;m sure someone will give them to you if you ask but as I said they may not be correct.  It really is up to you and why you are buying. Is it a PPOR or In&hellip;<span class="activity-read-more" id="activity-read-more-186793"><a href="https://www.propertyinvesting.com/topic/4395959-when-to-buy-will-prices-continue-to-fall-in-the-near-future/#post-4602206" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic Possible termite damage - is it still a good buy? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4395870-possible-termite-damage-is-it-still-a-good-buy/#post-4601767</link>
				<pubDate>Thu, 02 Apr 2009 01:57:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>SkuzI just treated a place. If the termites have eaten the outside boards you can bet they have eaten more on the inside. They don&#039;t like light and therefore eat in the darker areas of the house more. You can indeed tell if there is activity behind the walls. But you will have to pay for it, funny that . Get a pest guy in with a moisture meature&hellip;<span class="activity-read-more" id="activity-read-more-25241"><a href="https://www.propertyinvesting.com/topic/4395870-possible-termite-damage-is-it-still-a-good-buy/#post-4601767" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic Help with Contract Clauses - allowing entry for prospective tenants? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4395833-help-with-contract-clauses-allowing-entry-for-prospective-tenants/#post-4601565</link>
				<pubDate>Wed, 01 Apr 2009 14:08:43 +0000</pubDate>

									<content:encoded><![CDATA[<p>Kell<strong><em>I have no idea what to tell the RE agent.</em></strong>Try telling them exactly what you want, its your offer. It sounds like they have accepted your offer, and its money that get it across the line. So, they will agree to what you want for sure, why not. Im not a legal practitioner but in the special conditions you what in writing;   The Vendor is to a&hellip;<span class="activity-read-more" id="activity-read-more-185224"><a href="https://www.propertyinvesting.com/topic/4395833-help-with-contract-clauses-allowing-entry-for-prospective-tenants/#post-4601565" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic Offer beaten by asking price - can i still win? where to now? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4395832-offer-beaten-by-asking-price-can-i-still-win-where-to-now/#post-4601562</link>
				<pubDate>Wed, 01 Apr 2009 13:50:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>muppsRule No 1:      Dont panic.The last thing you want is an auction on you hands. There is always another offer or another interested buyer of the same property. They know you are interested as you make an offer before it was open. Was your offer real, I mean in writing with sect 32. If so you should have given them 2 days to accept it (as you&hellip;<span class="activity-read-more" id="activity-read-more-175144"><a href="https://www.propertyinvesting.com/topic/4395832-offer-beaten-by-asking-price-can-i-still-win-where-to-now/#post-4601562" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic How much holding deposit? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4395828-how-much-holding-deposit/#post-4601537</link>
				<pubDate>Wed, 01 Apr 2009 13:18:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>Jimmy<strong><em>When negotiating a contract for an IP, how much holding deposit would you offer.</em></strong>A holding deposit is just that, it puts a place on hold. Please be aware that it is not legally binding to the vendor, agent or purchaser. It is a show of good faith. It is not the official deposit offered in the contract. Which in Victoria cant be anymore than&hellip;<span class="activity-read-more" id="activity-read-more-108494"><a href="https://www.propertyinvesting.com/topic/4395828-how-much-holding-deposit/#post-4601537" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic PEST TREATMENT in the forum Debbie
Its great to be</title>
				<link>https://www.propertyinvesting.com/topic/4395562-pest-treatment/#post-4600143</link>
				<pubDate>Mon, 02 Mar 2009 05:16:56 +0000</pubDate>

									<content:encoded><![CDATA[<p>DebbieIts great to be reminded of the joys of being a landlady / landlord. It sounds like your tenant may be suffering from the &quot;I&#039;m paying too much rent&quot; syndrome.  Becoming more common as credit and borrowing ability tightens. Then again your tenant may be concerned that termites may eat your asset away and they will have no place to live.  De&hellip;<span class="activity-read-more" id="activity-read-more-247581"><a href="https://www.propertyinvesting.com/topic/4395562-pest-treatment/#post-4600143" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic Urban gentrification and buying in the slums in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4395530-urban-gentrification-and-buying-in-the-slums/#post-4600000</link>
				<pubDate>Fri, 27 Feb 2009 15:03:32 +0000</pubDate>

									<content:encoded><![CDATA[<p>SkuzI think you may be a Melbourne person and one who can see the value of researching growth areas.  Not just using the old mentality of worst house in the best area. Well done. I think you are on the money, with this concept just by definition alone.<em>Gentrification:  the buying and renovation of houses and stores in deteriorated urban ne&hellip;</em><span class="activity-read-more" id="activity-read-more-239042"><a href="https://www.propertyinvesting.com/topic/4395530-urban-gentrification-and-buying-in-the-slums/#post-4600000" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic Getting a Certificate of Occupancy in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4395541-getting-a-certificate-of-occupancy/#post-4600034</link>
				<pubDate>Thu, 26 Feb 2009 13:26:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>IPThank heaps. I like the place, but. It seems a bit funny, I get the feel somethings not working out for them and they want to get rid of it asap. What also concerns me is the 5 Star energy rating. It may need double glazed windows and now they realize it and the cost they what to sell it.  &quot;<em>At the very least, you will need to get copies of all&hellip;</em><span class="activity-read-more" id="activity-read-more-53397"><a href="https://www.propertyinvesting.com/topic/4395541-getting-a-certificate-of-occupancy/#post-4600034" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic Is property the real answer? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4395513-is-property-the-real-answer/page/2/#post-4599866</link>
				<pubDate>Wed, 25 Feb 2009 13:37:50 +0000</pubDate>

									<content:encoded><![CDATA[<p>PipelinebuilderAn excellent post mate. Makes people stop and think out side of the box.  A few comments on A, B ,C.A:   <em>&quot;The one comment that didn&#039;t come through was, how many people do you personally know that are financially free  from        property investment?, lets be honest about it!!!!, or is i have a friend that made so and so during the&hellip;</em><span class="activity-read-more" id="activity-read-more-257126"><a href="https://www.propertyinvesting.com/topic/4395513-is-property-the-real-answer/page/2/#post-4599866" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic Is property the real answer? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4395513-is-property-the-real-answer/#post-4599853</link>
				<pubDate>Wed, 25 Feb 2009 01:07:48 +0000</pubDate>

									<content:encoded><![CDATA[<p>I&#039;m sure we should email  K.  Rudd &amp; Co.  with all these brilliant ideas, however I head the other day he is out of the country, I believe Costa Rica. I better contribute to the brilliance:1: STOP IMIGRATION2: More uni. &amp; TAFE places &amp; free or cheaper post grad. study.3: STOP STAMP DUTY. for FHB  only (sorry folks) reduce it for investors.4: Consc&hellip;<span class="activity-read-more" id="activity-read-more-133861"><a href="https://www.propertyinvesting.com/topic/4395513-is-property-the-real-answer/#post-4599853" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic Is property the real answer? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4395513-is-property-the-real-answer/#post-4599839</link>
				<pubDate>Tue, 24 Feb 2009 02:57:18 +0000</pubDate>

									<content:encoded><![CDATA[<p>Pipelinebuilder    <strong><em>&quot;Just a thought &#8211; is property the answer or is just a method to get wealthy that happens for a few?&quot;</em></strong>This is more than just a thought its a reality, a trueism. Ive only met 3 people that will always tell you that you will make money on property, the Vendor, the Agent and the Mortgage broker. There is no consistent correlation be&hellip;<span class="activity-read-more" id="activity-read-more-133847"><a href="https://www.propertyinvesting.com/topic/4395513-is-property-the-real-answer/#post-4599839" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic buying property on main road in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4395386-buying-property-on-main-road/#post-4599168</link>
				<pubDate>Thu, 12 Feb 2009 07:30:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>PosThis is only my opinion. I don&#039;t like main roads ether. Think of the kids playing on the road??? My friend has a house just under a free way over pass, goes passed his bedroom window. I always think of the potential danger of a car coming of the road and into the bedroom or lounge. Hey, its your PPOR you want to enjoy it.  If you don&#039;t like m&hellip;<span class="activity-read-more" id="activity-read-more-123726"><a href="https://www.propertyinvesting.com/topic/4395386-buying-property-on-main-road/#post-4599168" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic Have i made the right decision? very nervous....exchange of contracts before final finance approval. in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4395288-have-i-made-the-right-decision-very-nervous-exchange-of-contracts-before-final-finance-approval/#post-4598594</link>
				<pubDate>Sat, 07 Feb 2009 03:21:54 +0000</pubDate>

									<content:encoded><![CDATA[<p>Mia   et alI think this highlights the importance and necessity of the legal profession. Having someone in your corner to throw a punch and be able to back it up is a great feeling when things go pair shaped.  Sometime things don&#039;t go as planned and people get emotional, stressed &amp; frustrated. All normal stuff. However, as mentioned you are sp&hellip;<span class="activity-read-more" id="activity-read-more-193724"><a href="https://www.propertyinvesting.com/topic/4395288-have-i-made-the-right-decision-very-nervous-exchange-of-contracts-before-final-finance-approval/#post-4598594" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic Is Cash still King? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4395308-is-cash-still-king/#post-4598759</link>
				<pubDate>Fri, 06 Feb 2009 13:53:04 +0000</pubDate>

									<content:encoded><![CDATA[<p>MrsPI understand your question to be&quot; should we put the money from the sale of our house in &quot;cash&quot; investments, go out and rent a place and wait for the prices of houses to drop&quot;. I don&#039;t know what sort of &quot;cash&quot; you are talking but hey lets say 350,000.Your rent will be  say  $340 pw. No lets make it $300.350,000 @ 4.5% if you can get it. for 1&hellip;<span class="activity-read-more" id="activity-read-more-100825"><a href="https://www.propertyinvesting.com/topic/4395308-is-cash-still-king/#post-4598759" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic Global Reseshion, what will it do to house prices??? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4395298-global-reseshion-what-will-it-do-to-house-prices/page/2/#post-4598678</link>
				<pubDate>Thu, 05 Feb 2009 13:06:02 +0000</pubDate>

									<content:encoded><![CDATA[<p>MisterHi hows it going, I just left you a personal message on this forum.CheersT&#8230;&#8230;&#8230;.</p>
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				<title>Tony B replied to the topic Global Reseshion, what will it do to house prices??? in the forum SHales
Correct, all good</title>
				<link>https://www.propertyinvesting.com/topic/4395298-global-reseshion-what-will-it-do-to-house-prices/page/2/#post-4598677</link>
				<pubDate>Thu, 05 Feb 2009 12:59:50 +0000</pubDate>

									<content:encoded><![CDATA[<p>SHalesCorrect, all good stuff. I really am being forced to make some major decisions and many things come into the equation. PPOR or &quot;the bargain of the year&quot; with the intention of punting it on latter. You may me able to help me If you don&#039;t mind. I will go back to my accountant, but real estates not his thing. Tax deductions on investment&hellip;<span class="activity-read-more" id="activity-read-more-199180"><a href="https://www.propertyinvesting.com/topic/4395298-global-reseshion-what-will-it-do-to-house-prices/page/2/#post-4598677" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic Global Reseshion, what will it do to house prices??? in the forum CarpYes, having a PPOR has</title>
				<link>https://www.propertyinvesting.com/topic/4395298-global-reseshion-what-will-it-do-to-house-prices/page/2/#post-4598676</link>
				<pubDate>Thu, 05 Feb 2009 12:24:29 +0000</pubDate>

									<content:encoded><![CDATA[<p>CarpYes, having a PPOR has many advantages as you say, and not just economic ones. However, it always been a good place to hide / Insulate you cash from inflation and taxation.  With no CGT when you well. As I have worked OS allot Ive never been able to settle in one place, should have brought and rented it out while I was away, but that&#039;s h&hellip;<span class="activity-read-more" id="activity-read-more-159601"><a href="https://www.propertyinvesting.com/topic/4395298-global-reseshion-what-will-it-do-to-house-prices/page/2/#post-4598676" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic Global Reseshion, what will it do to house prices??? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4395298-global-reseshion-what-will-it-do-to-house-prices/page/2/#post-4598675</link>
				<pubDate>Thu, 05 Feb 2009 11:55:10 +0000</pubDate>

									<content:encoded><![CDATA[<p>WJ Hooker<strong><em>&quot;As you say &#8211; interest rates are so low its too tempting not to buy. And with interest on savings also too low it also pushes us to buy.&quot;</em></strong>After my talks at the banks I feel I have no choice as I&#039;m not going to see my cash disappear at such low intrest rates and inflation + tax eating the ass out of whats left.  You are correct other&hellip;<span class="activity-read-more" id="activity-read-more-275879"><a href="https://www.propertyinvesting.com/topic/4395298-global-reseshion-what-will-it-do-to-house-prices/page/2/#post-4598675" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic Global Reseshion, what will it do to house prices??? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4395298-global-reseshion-what-will-it-do-to-house-prices/page/2/#post-4598669</link>
				<pubDate>Thu, 05 Feb 2009 03:06:40 +0000</pubDate>

									<content:encoded><![CDATA[<p>SHalesThanks mate. I just contacted the bank today re. cash investments, man forget it , the rates are that low you may be better off putting it in the back yard. The feeling in the bank is next month they will even go lower, and I agree. This puts me in a real difficult spot, as Ive invested in other areas than property mainly cash ( as Ive&hellip;<span class="activity-read-more" id="activity-read-more-275875"><a href="https://www.propertyinvesting.com/topic/4395298-global-reseshion-what-will-it-do-to-house-prices/page/2/#post-4598669" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic Is Cash still King? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4395308-is-cash-still-king/#post-4598754</link>
				<pubDate>Tue, 03 Feb 2009 00:26:30 +0000</pubDate>

									<content:encoded><![CDATA[<p>Mrs PIts great to have cash and no debt. However, with today&#039;s interest rate cut the banks will drop their term deposit rates with in hours of the reserve cutting the cash rate. My point is Ive had most of my assets in cash, its safe, but after tax and then inflation + paying rent you will be loosing money.  As you said building prices can only g&hellip;<span class="activity-read-more" id="activity-read-more-100820"><a href="https://www.propertyinvesting.com/topic/4395308-is-cash-still-king/#post-4598754" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic Global Reseshion, what will it do to house prices??? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4395298-global-reseshion-what-will-it-do-to-house-prices/#post-4598651</link>
				<pubDate>Mon, 02 Feb 2009 04:59:44 +0000</pubDate>

									<content:encoded><![CDATA[<p>DiggerThanks for the reply.  I&#039;m not in that much direct contact with the companies but hang out with a few builders and am on site often. In Victoria I have not seen that many go under. They may be in the red on paper and with any business including mine things can go up &amp; down. I&#039;m sure its harder for the small independent builder as they can&hellip;<span class="activity-read-more" id="activity-read-more-61349"><a href="https://www.propertyinvesting.com/topic/4395298-global-reseshion-what-will-it-do-to-house-prices/#post-4598651" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic Global Reseshion, what will it do to house prices??? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4395298-global-reseshion-what-will-it-do-to-house-prices/#post-4598650</link>
				<pubDate>Mon, 02 Feb 2009 04:36:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>WJYes I new someone would say something about it. I have 3 Degrees and still cant spell, I do have a problem called dislexia (I hope I spelt that correctly) which is a real pain on these forums as it take me ages to check. But I have discovered the spell check on this site. Im sure you will see a marked improvement.  I also enjoy your&hellip;<span class="activity-read-more" id="activity-read-more-61348"><a href="https://www.propertyinvesting.com/topic/4395298-global-reseshion-what-will-it-do-to-house-prices/#post-4598650" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic Global Reseshion, what will it do to house prices??? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4395298-global-reseshion-what-will-it-do-to-house-prices/#post-4598649</link>
				<pubDate>Mon, 02 Feb 2009 04:28:13 +0000</pubDate>

									<content:encoded><![CDATA[<p>WJThanks for the link, I new the index was out today and was going to take a look. So what does this mean. ABS one of the most reliable sources on the state of the economy lol. I think this is taken from an average of all the over priced place in the millions. Not sure. I made a few comments on the forum Value adding.  If you go out and try to&hellip;<span class="activity-read-more" id="activity-read-more-61347"><a href="https://www.propertyinvesting.com/topic/4395298-global-reseshion-what-will-it-do-to-house-prices/#post-4598649" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic Is next year going to be a good time to build houses ? in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4394896-is-next-year-going-to-be-a-good-time-to-build-houses/#post-4596512</link>
				<pubDate>Mon, 02 Feb 2009 03:24:44 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi allSome great comment and insight in all your posts. As to building prices dropping, National Builders (one of,  if not the cheapest in Vic.) just put the price of my house up $12,000 in Jan. Along with several price rises before: March 3k, July 9k, Nov 5k and Jan 12,000 so Ive not met any builder that has dropped the price of their product b&hellip;<span class="activity-read-more" id="activity-read-more-115585"><a href="https://www.propertyinvesting.com/topic/4394896-is-next-year-going-to-be-a-good-time-to-build-houses/#post-4596512" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic Global Reseshion, what will it do to house prices??? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4395298-global-reseshion-what-will-it-do-to-house-prices/#post-4598644</link>
				<pubDate>Mon, 02 Feb 2009 01:26:08 +0000</pubDate>

									<content:encoded><![CDATA[<p>Well guys thanks for the replies.  The news to days is another interest rate cut tomorrow for sure, yes again. Maybe a 1% or more. Making interest rates the lowest since the 60s. Most people buy on a loan not cash. I&#039;m sure this will bring people back to the market. Man soon the rate will be like the USA next to 1%.  If property is slow to sell, w&hellip;<span class="activity-read-more" id="activity-read-more-61342"><a href="https://www.propertyinvesting.com/topic/4395298-global-reseshion-what-will-it-do-to-house-prices/#post-4598644" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic Have i made the right decision? very nervous....exchange of contracts before final finance approval. in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4395288-have-i-made-the-right-decision-very-nervous-exchange-of-contracts-before-final-finance-approval/#post-4598584</link>
				<pubDate>Sun, 01 Feb 2009 11:45:18 +0000</pubDate>

									<content:encoded><![CDATA[<p>MiaIm sure when your are playing with that sort of money, you took the contract to your solicitor first, I feel you did not, because they would have advised you to go subject to finance.  As the purchase<em><strong> is</strong></em> subject to finance.  The above comment are all good ones. When a brocker tells you to go unconditional on a contract and they have not a&hellip;<span class="activity-read-more" id="activity-read-more-193719"><a href="https://www.propertyinvesting.com/topic/4395288-have-i-made-the-right-decision-very-nervous-exchange-of-contracts-before-final-finance-approval/#post-4598584" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic Need 1st project help in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4395009-need-1st-project-help/#post-4597131</link>
				<pubDate>Sun, 28 Dec 2008 12:16:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>JanetUnfortunity the big profits in real estate to be made by the average Jos like us are at an end the cycle has ended. Yes, it can be depressing to think what the hell can I do to make a financial future for myself &amp; family. As I mentioned re. Super (soulds like you know what I mean) safe fixed intrest too low and to buy property in the current&hellip;<span class="activity-read-more" id="activity-read-more-30609"><a href="https://www.propertyinvesting.com/topic/4395009-need-1st-project-help/#post-4597131" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic Making an offer - whats the rule of thumb? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4394994-making-an-offer-whats-the-rule-of-thumb/#post-4597052</link>
				<pubDate>Sat, 27 Dec 2008 03:59:13 +0000</pubDate>

									<content:encoded><![CDATA[<p>SpunkyGreat Topic &amp; a very importaint one. Never worry that an agent will laugh at you or your offer. Mate, it only takes 6 or so weeks to be an agents rep. So you can compair an agent with a sales person at the local weekend market. No more no less ( Im sure some one will disagree with me and try to tell me its a 4 year Uni Degree ) They have t&hellip;<span class="activity-read-more" id="activity-read-more-109045"><a href="https://www.propertyinvesting.com/topic/4394994-making-an-offer-whats-the-rule-of-thumb/#post-4597052" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic House has been treated for termites, buy or cool off? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4394992-house-has-been-treated-for-termites-buy-or-cool-off/#post-4597043</link>
				<pubDate>Sat, 27 Dec 2008 02:57:05 +0000</pubDate>

									<content:encoded><![CDATA[<p>ChrisYes first home buyer, REA love them.  Termites I have a place full of them the only thing holding the place up is the mud the ants leave behind lol.  You have to take each case on its own. Subject to ???? purchaser satifaction of P &amp; B report. normally 14 days to get it done.  Cooling off 3 days. It no good getting it 5 k cheaper if its ea&hellip;<span class="activity-read-more" id="activity-read-more-93776"><a href="https://www.propertyinvesting.com/topic/4394992-house-has-been-treated-for-termites-buy-or-cool-off/#post-4597043" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic Need 1st project help in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4395009-need-1st-project-help/#post-4597127</link>
				<pubDate>Sat, 27 Dec 2008 02:45:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>SeriousnoviceFar be it from me to give advice to others but since you asked.  First: Stop watching those reno TV shows. Second:  Stay out of Bunnings on the weekend. Third: Be realisit. re the following;&quot; i believe there is money to be made if i do it carefully &amp; properly, <strong><em>but i don&#039;t know how</em></strong>.&quot;  &quot;i have to pay down a <strong><em>huge </em></strong>superannuation <strong><em>loan bef&hellip;</em></strong><span class="activity-read-more" id="activity-read-more-30605"><a href="https://www.propertyinvesting.com/topic/4395009-need-1st-project-help/#post-4597127" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic New stage will it devalue my investment. in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4394882-new-stage-will-it-devalue-my-investment/#post-4596435</link>
				<pubDate>Thu, 11 Dec 2008 13:43:32 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks allYes you just dont know whats around the corner. I do alot of home work &amp; I thourght they might do somethink one day but right now, man. Yes its too late to cry over it ( done that).  The plant &amp; tree are a good idea, thanks. Yes to hold and sell not a good idea as mentioned too risky.  Will think for a few days first. This was to be my P&hellip;<span class="activity-read-more" id="activity-read-more-237660"><a href="https://www.propertyinvesting.com/topic/4394882-new-stage-will-it-devalue-my-investment/#post-4596435" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic New stage will it devalue my investment. in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4394882-new-stage-will-it-devalue-my-investment/#post-4596431</link>
				<pubDate>Wed, 10 Dec 2008 02:54:20 +0000</pubDate>

									<content:encoded><![CDATA[<p>PudNo sub divishion allowed &amp; sigle dwelling only. Cost of sub the block would out way the potential profit. Also, with over 1000 new block to choose from too much competition. Not happy camper, urban sprawel too many people living on top of each other. UGB to be increased more land to be realeased for development. Hand prices will&hellip;<span class="activity-read-more" id="activity-read-more-237658"><a href="https://www.propertyinvesting.com/topic/4394882-new-stage-will-it-devalue-my-investment/#post-4596431" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic Property and how many in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4393933-property-and-how-many/page/2/#post-4591449</link>
				<pubDate>Thu, 13 Nov 2008 12:43:31 +0000</pubDate>

									<content:encoded><![CDATA[<p>Its not  &quot;how many you have &quot;  Its &quot;how many you <strong><em>own </em></strong>&quot;. I know many young &amp; not so young people that spout they have several investment proterties. Having more then 1 property is not a sign or indicater of smart investing or wealth. As mentioned in Crashy post  <em>&quot;There is only one number that matters&#8230;&#8230;..how long can I survive when (not IF) ev&hellip;</em><span class="activity-read-more" id="activity-read-more-262364"><a href="https://www.propertyinvesting.com/topic/4393933-property-and-how-many/page/2/#post-4591449" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic FHOG get me in, then bust me up in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4394656-fhog-get-me-in-then-bust-me-up/#post-4595281</link>
				<pubDate>Wed, 05 Nov 2008 07:29:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>ChrisIve had fixed intrest for many years &amp; Ive learnt the hard way, its save but after tax &amp; inflation you loose. Chris you seem like a bright lad think about this; 3 things can happen up, down same.  The chances of them going up like in the past is very slim (good to buy now but poor if you want an assett to go up) Going down, well its h&hellip;<span class="activity-read-more" id="activity-read-more-140800"><a href="https://www.propertyinvesting.com/topic/4394656-fhog-get-me-in-then-bust-me-up/#post-4595281" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic FHOG get me in, then bust me up in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4394656-fhog-get-me-in-then-bust-me-up/#post-4595279</link>
				<pubDate>Wed, 05 Nov 2008 03:50:19 +0000</pubDate>

									<content:encoded><![CDATA[<p>You sould like you are doing the right thing &quot;Thinking first&quot;.  Yes mate it can all be a bit much at times &quot;should I buy now get the grant or wait&quot; . Its a difficult question. Its hard for young people to get a house now the prices are to expencive. But at 20 you have time and the best place to invest your money is in your education not the bank&hellip;<span class="activity-read-more" id="activity-read-more-140798"><a href="https://www.propertyinvesting.com/topic/4394656-fhog-get-me-in-then-bust-me-up/#post-4595279" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic FHOG get me in, then bust me up in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4394656-fhog-get-me-in-then-bust-me-up/#post-4595277</link>
				<pubDate>Wed, 05 Nov 2008 00:49:40 +0000</pubDate>

									<content:encoded><![CDATA[<p>ChrisGood to hear you are thinking ratonaly abot the FHO top up. I feel many are just going out and buying on the extra few bucks the Gove has given. When the Gov. lower intrest rates &amp; give out money its for a reasion???<strong><em>If i get in with the &#039;extra 7K&#039; will this just be lost due to capital losses? and if the high FHOG drops back down to 7K will&hellip;</em></strong><span class="activity-read-more" id="activity-read-more-140796"><a href="https://www.propertyinvesting.com/topic/4394656-fhog-get-me-in-then-bust-me-up/#post-4595277" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic in need of some negotiating tips... in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4394638-in-need-of-some-negotiating-tips/#post-4595172</link>
				<pubDate>Tue, 04 Nov 2008 11:47:56 +0000</pubDate>

									<content:encoded><![CDATA[<p>Lina &amp; CrashyYes you know what I think you are right.  I feel that there is something going on. I mean you have the place on the market, a cash buyer walks in and you make so many stories about no paper work from the vendor but want my offer. Take my offer, why , as its not binding.  I dont like going with agents for any business I perfer to t&hellip;<span class="activity-read-more" id="activity-read-more-243196"><a href="https://www.propertyinvesting.com/topic/4394638-in-need-of-some-negotiating-tips/#post-4595172" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic in need of some negotiating tips... in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4394638-in-need-of-some-negotiating-tips/#post-4595168</link>
				<pubDate>Mon, 03 Nov 2008 15:41:29 +0000</pubDate>

									<content:encoded><![CDATA[<p>crashyIve got an agent with a house im intrested in. I got on it fast as soon as it went on the market. Its now 4 .5 weeks and no sect. 32 at the office. They have asked me for my offer (make an offer) I told her it would be voild because no sect. 32 is available. After 4 weeks its still the same I go in and &quot;Sorry they have not got it yet from t&hellip;<span class="activity-read-more" id="activity-read-more-243192"><a href="https://www.propertyinvesting.com/topic/4394638-in-need-of-some-negotiating-tips/#post-4595168" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic in need of some negotiating tips... in the forum  I think we all find it</title>
				<link>https://www.propertyinvesting.com/topic/4394638-in-need-of-some-negotiating-tips/#post-4595166</link>
				<pubDate>Sun, 02 Nov 2008 14:15:00 +0000</pubDate>

									<content:encoded><![CDATA[<p> I think we all find it hard to negotiate with agent &amp; vendors.  Some times the agent is the hard one to negotiate with its not so much the vendor, but thats their job.  <strong><em>Im finding it hard to negotiate with someone who is already cutting a loss. Any suggestions or tips ??</em></strong>IMO 2001 was only the start of the boom. So depending on the size, lo&hellip;<span class="activity-read-more" id="activity-read-more-240341"><a href="https://www.propertyinvesting.com/topic/4394638-in-need-of-some-negotiating-tips/#post-4595166" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic Owner Builder VS Project Home in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4394618-owner-builder-vs-project-home/#post-4595096</link>
				<pubDate>Sat, 01 Nov 2008 13:02:36 +0000</pubDate>

									<content:encoded><![CDATA[<p>twasGreat to hear you are doing the Cert4 you can indeed make a good living in this trade and I see alot of young guys doing very well. I think it would be a good idea to get the on the job expiriance first. If you would like to be a part of the build yourself and have a few good mates why not build to lock up. Leave the hard stuff &amp; the stress to&hellip;<span class="activity-read-more" id="activity-read-more-80437"><a href="https://www.propertyinvesting.com/topic/4394618-owner-builder-vs-project-home/#post-4595096" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic Owner Builder VS Project Home in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4394618-owner-builder-vs-project-home/#post-4595093</link>
				<pubDate>Fri, 31 Oct 2008 23:35:50 +0000</pubDate>

									<content:encoded><![CDATA[<p>    Picture this potential owner Builders.  You have an agreement with your carpenter to start on Tuesday the wall fraim and trusts arrive  Monday great so far, however, you get a call from Joe the builder &quot;sorry I can come till friday&quot; now what. <img src="/wp-content/uploads/smileys/army.gif?x75824" alt="" width="18" height="18" />  You then find on Friday that half the roof trusts have been stollen. Dont think it does not happen&hellip;<span class="activity-read-more" id="activity-read-more-80434"><a href="https://www.propertyinvesting.com/topic/4394618-owner-builder-vs-project-home/#post-4595093" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic ANY ADVICE? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4394565-any-advice-2/#post-4594801</link>
				<pubDate>Sat, 25 Oct 2008 00:23:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>Crashy I was always told &quot;cash is king&quot; Ive been in fixed intrest for a long time now yes its safe but you risk the oppertunity cost of your money.  When will the dust settle? What will be the result when it does? 10, 20  30 % reduction in assett value?  I check land prices every day I dont see them going backwards Why?  Bank intrest will fall soo&hellip;<span class="activity-read-more" id="activity-read-more-127893"><a href="https://www.propertyinvesting.com/topic/4394565-any-advice-2/#post-4594801" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic How are people feeling at the moment? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4394492-how-are-people-feeling-at-the-moment/#post-4594450</link>
				<pubDate>Mon, 20 Oct 2008 13:29:16 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi all        I think there are some hard times a head. Im seeing more property on the market at a reduced price. Sure intrest rates are coming down however those that have got in a bit deep want out as the fear of a property crash is in the media every day. Banks are now not leading as much and they are a bit more concered if you can pay it bac&hellip;<span class="activity-read-more" id="activity-read-more-274860"><a href="https://www.propertyinvesting.com/topic/4394492-how-are-people-feeling-at-the-moment/#post-4594450" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic Contract Conditions? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4394495-contract-conditions/#post-4594465</link>
				<pubDate>Mon, 20 Oct 2008 13:14:34 +0000</pubDate>

									<content:encoded><![CDATA[<p>PaulI can see you have put a lot of thourght into the conditions of your purchase. This is wise and well done. However, most agents will look at this and since they work for the vendor they most likly will question them.  Terry W  make a good point seek legal advise not from a conveyencer from a solicitor before you sign.  Im not a solicitor bu&hellip;<span class="activity-read-more" id="activity-read-more-274593"><a href="https://www.propertyinvesting.com/topic/4394495-contract-conditions/#post-4594465" rel="nofollow">[Read more]</a></span></p>
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				<title>Tony B replied to the topic Regarding New FHOG in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4394454-regarding-new-fhog/#post-4594292</link>
				<pubDate>Wed, 15 Oct 2008 01:28:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>As expected the new grant of 21k would up set those who have already entred a contract. But look at it this way if I entred a contract  2 month ago I would have only got 12k but I could not find the land.  Last month the builder raised the price of building by 9k I was very disapointed. I had to pay 9k more for the same house. However building c&hellip;<span class="activity-read-more" id="activity-read-more-255089"><a href="https://www.propertyinvesting.com/topic/4394454-regarding-new-fhog/#post-4594292" rel="nofollow">[Read more]</a></span></p>
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