Total Members: 158,085

Rubbachook

  • Rubbachook replied to the topic This forum dying! in the forum Opinionated! 18 years, 2 months ago

    … oh and just to add to the above post, again my impression on re-visiting the forum after some time away is that will certain pages on restricted access and so many sub-forums, the “community” feel is not the same.

    I know why the above structure is in place, but when you can’t access certain bits without paying and the barriers to entry are…[Read more]

  • Rubbachook replied to the topic This forum dying! in the forum Opinionated! 18 years, 2 months ago

    Having been away for a while, I also notice that there is a little less of the nonsense around status stars and posts.

    That’s gotta be a good thing. It’s not all about the amount of activity on the forum that matters…

  • Rubbachook replied to the topic Mortgage Choice must apologise in the forum Finance 19 years, 9 months ago

    They’re not really “screwed”. This will get lost in all the marketing collateral. The removal of the word “unbiased” will matter little unless you are comparing one ad to the other.

    The advisor will still use the spiel in words to explain that really nothing has changed blah blah blah in the event someone asks.

  • Rubbachook replied to the topic Forum visitors in decline in the forum General Property 19 years, 9 months ago

    If you have achieved what you had set out to do, well done, Chan. The word “rude”, you will notice, was Leigh’s – not mine.

    Leigh, thanks for the moral guidance, but my conscience is clean.

    It is curious that you both found this topic so sensitive.

    Oh, and Chan, there is no need to spout cliche’s like “wake up”. I’m more than happy for you to…[Read more]

  • Rubbachook replied to the topic Forum visitors in decline in the forum General Property 19 years, 9 months ago

    Some people above say that they’ve achieved their property goals and now are moving on to shares to kick some more.

    Really?

    All of a sudden you’ve acheived them?

    Sounds a bit like someone having no goals in the first place and blowin’ in the economic wind…

  • Rubbachook replied to the topic Very quiet today! in the forum Forum Frolic 19 years, 11 months ago

    Chan, are you sure you’re from NSW?

    No self respecting NSWelshman would suggest the need to clarify “rugby” as “rugby union”. This is something I’d expect a Victorian to say.

  • Rubbachook replied to the topic 0 to 130 properties book $20 at Myer Sydney in the forum Heads Up! 19 years, 11 months ago

    Yack, I think rugbyfan is on the money.

    This book has been sitting on the shelf for a while…

  • Rubbachook replied to the topic History! in the forum No Subject 19 years, 11 months ago

    …and John Kerry’s initials are JFK AND both of them are male.

  • Rubbachook replied to the topic Investment TERMITES! in the forum General Property 19 years, 11 months ago

    Russ, $250K-ish is a low price for Sydney these days, regardless of where the house is located.

    Kay – Mt Druitt = The sticks? [lmao] It’s practically inner city from where I sit. (Figuratively speaking).

  • Rubbachook replied to the topic Positive CashFlow in Retirement Village. in the forum General Property 19 years, 11 months ago

    You gotta have a smooth exit strategy, and I would be very nervous about buying something that takes 12 months+ to sell.

  • Rubbachook replied to the topic Should we use equity for IP? in the forum Help Needed! 19 years, 11 months ago

    Yes, banks consider rental income as income in calculating loan serviceability.

  • Rubbachook replied to the topic Why in the forum Forum Frolic 19 years, 11 months ago

    se7en, I remember being in NZ a little while ago and it seemed to be de rigeur to say “dub dub dub” when advertising a website.

    e.g. “Call us now on 1300 123 456 or go to dub dub dub propertyinvesting dot com”.

    Saves six syllables at least!

  • Rubbachook replied to the topic family equity mortages – today tonight in the forum General Property 19 years, 11 months ago

    Today Tonight really have been playing the spoiler / negative card in the last month or two.

    What’s the next tier down from gutter journalism?

    Reality TV?

  • Rubbachook replied to the topic Easter pressies to tenants? in the forum General Property 19 years, 11 months ago

    You may be better giving pressies to the property manager… I know Steve mentioned it in the book, but for me it depends on whose relationship you value most.

  • Rubbachook replied to the topic Capitalised Interest in the forum General Property 19 years, 11 months ago

    This is being tested in court. Two things make this risky in my mind:

    1. You fall further and further behind in a flat market
    2. It has not been heavily promoted by major financial institutions in an extremely aggressive credit environment. That this has been avoided by the majors has to be indicative of it’s longevity as a strategy, in my mind.

  • Rubbachook replied to the topic Choose your Sweets ! in the forum Forum Frolic 19 years, 11 months ago

    I think that as well as sugar, you must be overdosing on smilies today, Celivia!

  • Rubbachook replied to the topic Very quiet today! in the forum Forum Frolic 19 years, 11 months ago

    Chan – the trouble with running away from me is that I won’t be able to tell you apart from everyone else!

  • Rubbachook replied to the topic New NSW Auction Law. in the forum General Property 19 years, 11 months ago

    This changed in NSW and Vic (other states) last year. The Mexicans have been screaming about it (and it’s restrictions on dummy bidding etc) ever since…

  • Rubbachook replied to the topic Southbank, Melbourne in the forum General Property 19 years, 11 months ago

    Thanks, Bec for the explaining literal interpretation of the word “guy”.

    Perhaps, as you’re in the UK, you could explain the literal meaning of pork, hump, root or shag as I think I might have be misuing these words…

  • Rubbachook replied to the topic Very quiet today! in the forum Forum Frolic 19 years, 11 months ago

    Chan, yeah the avatar is pretty close. If you’re walking down the street and see someone who looks like that avatar, it’s probably me.

  • Load More

Rubbachook

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