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	<title>PropertyInvesting.com | NEWGEN | Activity</title>
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				<title>NEWGEN replied to the topic Recommendations for a good mortgage broker in Inner Western Sydney in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4990505-recommendations-for-a-good-mortgage-broker-in-inner-western-sydney/#post-4990542</link>
				<pubDate>Thu, 15 May 2014 03:02:22 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi all,</p>
<p>Thanks for the responses.  Jamie, we&#8217;re just looking at our options at the moment.  Main reasons being:</p>
<p>&#8211; Recent bank valuation came in WAY under market value.. I understand the valuation will be conservative but this valuation was way off.<br />
&#8211; We want to see if we can get a better deal than what we have now through St George.</p>
<p>Jamie, I&#8217;ll&hellip;<span class="activity-read-more" id="activity-read-more-291398"><a href="https://www.propertyinvesting.com/topic/4990505-recommendations-for-a-good-mortgage-broker-in-inner-western-sydney/#post-4990542" rel="nofollow">[Read more]</a></span></p>
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				<title>NEWGEN started the topic Recommendations for a good mortgage broker in Inner Western Sydney in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4990505-recommendations-for-a-good-mortgage-broker-in-inner-western-sydney/</link>
				<pubDate>Wed, 14 May 2014 05:38:25 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi all,</p>
<p>Hoping someone on here can recommend a good mortgage broker who services the inner west in Sydney.  We currently have loans with St George and looking to change lenders.  Any help would be much appreciated &#8211; keen to get in touch with forum members who are brokers as well.</p>
<p>Cheers</p>
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				<title>NEWGEN replied to the topic Quick one:  Thinking of selling PPOR, how will it affect existing loan structure? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4394237-quick-one-thinking-of-selling-ppor-how-will-it-affect-existing-loan-structure/#post-4592919</link>
				<pubDate>Mon, 15 Sep 2008 10:52:00 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Shaun,</p>
<p>Thanks for shedding some light on the situation, there is hope!  <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" />  The simultaneous settlement might be a problem  <img src="/wp-content/uploads/smileys/frown.gif?x75824" width="" height="" alt=":(" title=":(" class="bbcode_smiley" /></p>
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				<title>NEWGEN replied to the topic Quick one:  Thinking of selling PPOR, how will it affect existing loan structure? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4394237-quick-one-thinking-of-selling-ppor-how-will-it-affect-existing-loan-structure/#post-4592917</link>
				<pubDate>Mon, 15 Sep 2008 06:24:04 +0000</pubDate>

									<content:encoded><![CDATA[<p>G&#8217;day gibbo1,</p>
<p>The loans are crossed.  I&#8217;ll have to check to see whether the loan is portable or not.  We&#8217;re looking at spending no more than $450k on the new PPOR and will need to borrow additional funds.  I spoke to a broker a few months ago and he was going to speak to the bank to see if we could retain the $100k or so at the existing rate&#8230;&hellip;<span class="activity-read-more" id="activity-read-more-274500"><a href="https://www.propertyinvesting.com/topic/4394237-quick-one-thinking-of-selling-ppor-how-will-it-affect-existing-loan-structure/#post-4592917" rel="nofollow">[Read more]</a></span></p>
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				<title>NEWGEN replied to the topic Adelaide in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4391884-adelaide-7/#post-4580358</link>
				<pubDate>Mon, 14 Jan 2008 00:56:34 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Kum Yin,Can you email me some more details of the property?  <a href="mailto:hung@internode.on.net.Cheers" rel="nofollow">hung@internode.on.net.Cheers</a></p>
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				<title>NEWGEN replied to the topic What should we do? (Financing to upgrade) in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4391583-what-should-we-do-financing-to-upgrade/#post-4578197</link>
				<pubDate>Tue, 04 Dec 2007 02:25:23 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi John,Thanks for the detailed response!  <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" />The amount owing on the PPOR is $109k, the remainder of our loans to the bank are the mortgage for the IP and a personal loan (taken out to do renovations on the properties).  Our main goal at the moment is to move into a larger home while keeping the current IP (it&#039;s prime marina-front real estate wh&hellip;<span class="activity-read-more" id="activity-read-more-249834"><a href="https://www.propertyinvesting.com/topic/4391583-what-should-we-do-financing-to-upgrade/#post-4578197" rel="nofollow">[Read more]</a></span></p>
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				<title>NEWGEN replied to the topic Want advice from gurus for my first investment property in the forum Hi there,
I live in Sydney</title>
				<link>https://www.propertyinvesting.com/topic/4389756-want-advice-from-gurus-for-my-first-investment-property/#post-4568231</link>
				<pubDate>Wed, 30 May 2007 00:45:44 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi there,I live in Sydney and have an IP in Adelaide.  The things which made this easier for me are:-  I know the area well; I grew up in Adelaide.-  I have family there in case I need their help (haven&#039;t had the need so far in 3 years!).-  MOST IMPORTANTLY:  I have a VERY good property manager looking after my property.  It will be a bit harder&hellip;<span class="activity-read-more" id="activity-read-more-281459"><a href="https://www.propertyinvesting.com/topic/4389756-want-advice-from-gurus-for-my-first-investment-property/#post-4568231" rel="nofollow">[Read more]</a></span></p>
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				<title>NEWGEN replied to the topic Dodgey electrician.. what to do?  :( in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4382796-dodgey-electrician-what-to-do/page/2/#post-4533205</link>
				<pubDate>Mon, 04 Sep 2006 22:25:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>User Name:  sme<br />
Location:  NSW<br />
AUS<br />
Age:  25<br />
Marital Status:  married<br />
Gender:  Male<br />
Occupation:  <b>electrician </b><br />
Total Posts:  5</p>
<p>[jerry]</p>
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				<title>NEWGEN replied to the topic Dodgey electrician.. what to do?  :( in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4382796-dodgey-electrician-what-to-do/page/2/#post-4533204</link>
				<pubDate>Mon, 04 Sep 2006 22:22:09 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by sme:</i><br />
Because of your lack of planning and experiance the plumber and electrician would not have made a cent out of your job. As a dumb renorvator hope you have made your money.</p>
<p>Before you insult someone&#8217;s intelligence you should at least learn to spell.</p>
<p>And before you hop on your high horse next time, read the thread.  I&hellip;<span class="activity-read-more" id="activity-read-more-249540"><a href="https://www.propertyinvesting.com/topic/4382796-dodgey-electrician-what-to-do/page/2/#post-4533204" rel="nofollow">[Read more]</a></span></p>
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				<title>NEWGEN replied to the topic Dodgey electrician.. what to do?  :( in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4382796-dodgey-electrician-what-to-do/page/2/#post-4533202</link>
				<pubDate>Mon, 04 Sep 2006 11:03:23 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi everyone!</p>
<p>Sorry for the late update.  Good news is the electrician came through and paid for the damages.  The kitchen renos were finished a while back, and we&#8217;re happy with the results  [strum]</p>
<p>Here are the pics I&hellip;<span class="activity-read-more" id="activity-read-more-249539"><a href="https://www.propertyinvesting.com/topic/4382796-dodgey-electrician-what-to-do/page/2/#post-4533202" rel="nofollow">[Read more]</a></span></p>
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				<title>NEWGEN replied to the topic Any investors in SA? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4383207-any-investors-in-sa/#post-4535397</link>
				<pubDate>Tue, 15 Nov 2005 07:56:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Sue <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" /></p>
<p>I lived in Adelaide for 23 years before moving to Sydney almost 3 years ago.  Beautiful place!  I own a property down in the Holdfast Shores precinct.  Would definitely be keen to speak to others investing in Adelaide  <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" /></p>
<p>Cheers<br />
Hung</p>
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				<title>NEWGEN replied to the topic Dodgey electrician.. what to do?  :( in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4382796-dodgey-electrician-what-to-do/#post-4533197</link>
				<pubDate>Fri, 21 Oct 2005 08:22:51 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi everyone,<br />
Well.. what a long day today has been.  This is what has happened since the plumber accidentally struck the electrical wiring:</p>
<p>&#8211;  In the morning, he called his sparky to come out and fix the job (out of his own pocket).  Sparky couldn&#8217;t make it til about 1pm.. ended up coming at 3pm to have a look, left, came back at 5pm to do the&hellip;<span class="activity-read-more" id="activity-read-more-141016"><a href="https://www.propertyinvesting.com/topic/4382796-dodgey-electrician-what-to-do/#post-4533197" rel="nofollow">[Read more]</a></span></p>
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				<title>NEWGEN replied to the topic Dodgey electrician.. what to do?  :( in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4382796-dodgey-electrician-what-to-do/#post-4533190</link>
				<pubDate>Thu, 20 Oct 2005 23:55:35 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by Pen:</i><br />
I would like to know if the job was actually completed ?</p>
<p>Stop all this bickering and DEAL with the problem, find a SOLUTION and get on with your life.</p>
<p>In my experience, and I have built a few houses in my time, tradesmen always make a mess.  Just deal with it and move on to happier times.</p>
<p>Five years down the track, I&hellip;<span class="activity-read-more" id="activity-read-more-141010"><a href="https://www.propertyinvesting.com/topic/4382796-dodgey-electrician-what-to-do/#post-4533190" rel="nofollow">[Read more]</a></span></p>
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				<title>NEWGEN replied to the topic Dodgey electrician.. what to do?  :( in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4382796-dodgey-electrician-what-to-do/#post-4533185</link>
				<pubDate>Thu, 20 Oct 2005 11:57:38 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by crashy:</i><br />
was this work quoted?</p>
<p>Of course it was.  Would you pay for something without knowing the price?</p>
<p><i>Originally posted by crashy:</i><br />
&#8216;dodgey&#8217; should be reserved for tradesmen who do illegal or dangerous work. making a mess is what tradesmen do.</p>
<p>So you don&#8217;t think ruining a new tiling job isn&#8217;t dodgey?  If you think making a&hellip;<span class="activity-read-more" id="activity-read-more-141005"><a href="https://www.propertyinvesting.com/topic/4382796-dodgey-electrician-what-to-do/#post-4533185" rel="nofollow">[Read more]</a></span></p>
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				<title>NEWGEN replied to the topic Dodgey electrician.. what to do?  :( in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4382796-dodgey-electrician-what-to-do/#post-4533183</link>
				<pubDate>Thu, 20 Oct 2005 06:05:01 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Robo!  <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" /></p>
<p>My girlfriend and I have been so upset about this.. I guess something was bound to go wrong.  We&#8217;ve done some researching online and found some useful info here:</p>
<p><a href="http://www.fairtrading.nsw.gov.au/building/homeowners/whenthingsgowrong.html" rel="nofollow">http://www.fairtrading.nsw.gov.au/building/homeowners/whenthingsgowrong.html</a></p>
<p>It might help others who are in the same situation.  I&#8217;d already told the electrician I&hellip;<span class="activity-read-more" id="activity-read-more-141003"><a href="https://www.propertyinvesting.com/topic/4382796-dodgey-electrician-what-to-do/#post-4533183" rel="nofollow">[Read more]</a></span></p>
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				<title>NEWGEN replied to the topic Sticky FHOG situation in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4382293-sticky-fhog-situation/#post-4530061</link>
				<pubDate>Wed, 28 Sep 2005 02:54:08 +0000</pubDate>

									<content:encoded><![CDATA[<p>I&#8217;ve heard of circumstances where the Govt. has allowed a person who has used the FHOG to keep it after geniunely not being able to fulfil the requirements.. I think one of the examples was someone who was planning on moving into their new home but ended up having to stay home to look after their mother who had been in a serious accident and&hellip;<span class="activity-read-more" id="activity-read-more-58291"><a href="https://www.propertyinvesting.com/topic/4382293-sticky-fhog-situation/#post-4530061" rel="nofollow">[Read more]</a></span></p>
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				<title>NEWGEN replied to the topic To privately manage prop. or use agent? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4382436-to-privately-manage-prop-or-use-agent/#post-4531024</link>
				<pubDate>Wed, 28 Sep 2005 02:49:23 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi there <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" />  If you&#8217;re seriously looking at managing your own properties privately, I&#8217;d suggest getting the  May 2005 back issue of Australian Property Investor.  There&#8217;s a 5 page article about managing your own properties in that issue which you might find useful.</p>
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				<title>NEWGEN replied to the topic Renting but owner selling, should I buy &#38; rent out in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4380844-renting-but-owner-selling-should-i-buy-rent-out/#post-4520544</link>
				<pubDate>Tue, 21 Jun 2005 02:51:08 +0000</pubDate>

									<content:encoded><![CDATA[<p>Whatever makes you happy&#8230; <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" /></p>
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				<title>NEWGEN replied to the topic RIVKIN DEAD in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4380000-rivkin-dead/page/3/#post-4514213</link>
				<pubDate>Wed, 04 May 2005 23:53:02 +0000</pubDate>

									<content:encoded><![CDATA[<p>His wife filing for divorce was the last straw.. poor guy  <img src="/wp-content/uploads/smileys/frown.gif?x75824" width="" height="" alt=":(" title=":(" class="bbcode_smiley" />  He had it all, but ended up lonely and depressed.  I can&#8217;t imagine what goes through someone&#8217;s mind when they decide to take their own life&#8230; and then to go ahead and carry it out  <img src="/wp-content/uploads/smileys/frown.gif?x75824" width="" height="" alt=":(" title=":(" class="bbcode_smiley" />  R.I.P.</p>
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				<title>NEWGEN replied to the topic Renting - carpet vs floorboards in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4377300-renting-carpet-vs-floorboards/#post-4497345</link>
				<pubDate>Tue, 07 Dec 2004 09:53:35 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by Scremin:</i><br />
Having lived in Uk for a bit, I would definitely recommend carpet in the bedroom.  I certainly wouldn&#8217;t want cold floorboards during winter!</p>
<p>Agreed.. it can get very cold and you&#8217;d definitely want carpet to keep your tenants warm and so they can save on heating bills.  I&#8217;d go hard flooring for all the living areas&hellip;<span class="activity-read-more" id="activity-read-more-154362"><a href="https://www.propertyinvesting.com/topic/4377300-renting-carpet-vs-floorboards/#post-4497345" rel="nofollow">[Read more]</a></span></p>
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				<title>NEWGEN replied to the topic Is money the root of all evil?? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4375378-is-money-the-root-of-all-evil/page/2/#post-4485799</link>
				<pubDate>Sun, 31 Oct 2004 09:20:00 +0000</pubDate>

									<content:encoded><![CDATA[<p>Ok&#8230;.<br />
Marc, step away from the keyboard and drop the fortune cookies!<br />
[strum]  [thumbsupanim]  lol</p>
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				<title>NEWGEN replied to the topic Is money the root of all evil?? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4375378-is-money-the-root-of-all-evil/page/2/#post-4485797</link>
				<pubDate>Sun, 31 Oct 2004 02:16:32 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by Marc1:</i><br />
Newgen,<br />
I will tell you something tha may shock you, but that perhaps will help you more than a statement of sympathy.</p>
<p>Interesting theory.. but it doesn&#8217;t relate to myself nor the situation I&#8217;m in  [crying]  I always try to see things from different views, i.e. everything&#8217;s not always in plain black and white.  But in&hellip;<span class="activity-read-more" id="activity-read-more-39105"><a href="https://www.propertyinvesting.com/topic/4375378-is-money-the-root-of-all-evil/page/2/#post-4485797" rel="nofollow">[Read more]</a></span></p>
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				<title>NEWGEN replied to the topic Does an overseas IP affect FHOG eligibility? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4376518-does-an-overseas-ip-affect-fhog-eligibility/#post-4493185</link>
				<pubDate>Mon, 18 Oct 2004 06:24:23 +0000</pubDate>

									<content:encoded><![CDATA[<p>Great to hear the good news, congratulations  [king] [thumbsupanim]</p>
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				<title>NEWGEN replied to the topic Does an overseas IP affect FHOG eligibility? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4376518-does-an-overseas-ip-affect-fhog-eligibility/#post-4493183</link>
				<pubDate>Mon, 18 Oct 2004 05:20:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>How about you re-read your post.. then re-read mine.. then grow up a tad?</p>
<p>Thank you <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" /></p>
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				<title>NEWGEN replied to the topic IF I WAS 25 AGAIN I WOULD ....... in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4376489-if-i-was-25-again-i-would/#post-4492965</link>
				<pubDate>Mon, 18 Oct 2004 02:18:21 +0000</pubDate>

									<content:encoded><![CDATA[<p>I only just turned 25 in August this year  [cap]  The world is my oyster!  No.. no.. the world is my seafood platter!  [king]  [medieval]</p>
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				<title>NEWGEN replied to the topic Does an overseas IP affect FHOG eligibility? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4376518-does-an-overseas-ip-affect-fhog-eligibility/#post-4493176</link>
				<pubDate>Sun, 17 Oct 2004 00:40:14 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by Pelicaninvestments:</i><br />
This is more an issue of ethics/morals&#8230;.</p>
<p>If you don&#8217;t tell they won&#8217;t know&#8230;&#8230;</p>
<p>BUT &#8211; Will that sit OK with you ???</p>
<p>To be frank it sounds like you don&#8217;t really need it, if you can afford to buy an IP in NZ&#8230;.. but&#8230;. it&#8217;s your call&#8230;..</p>
<p>Cheers</p>
<p>You may know the cost of everything&#8230;. but what&hellip;<span class="activity-read-more" id="activity-read-more-73273"><a href="https://www.propertyinvesting.com/topic/4376518-does-an-overseas-ip-affect-fhog-eligibility/#post-4493176" rel="nofollow">[Read more]</a></span></p>
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				<title>NEWGEN replied to the topic Query regarding interest rates &#38; long settlements. in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4376468-query-regarding-interest-rates-long-settlements/#post-4492828</link>
				<pubDate>Wed, 13 Oct 2004 04:32:48 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thank you gentlemen!  As usual, a great help[biggrin]</p>
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				<title>NEWGEN replied to the topic Query regarding interest rates &#38; long settlements. in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4376468-query-regarding-interest-rates-long-settlements/#post-4492824</link>
				<pubDate>Wed, 13 Oct 2004 04:07:18 +0000</pubDate>

									<content:encoded><![CDATA[<p>I&#8217;ll just add that I&#8217;m 95% sure that they&#8217;ll do the latter.. a little hopeful thinking doesn&#8217;t hurt!  [blush2]</p>
<p>I also forgot to ask what the implications would be if I was planning to use a deposit bond for the deposit up until settlement?  I&#8217;m assuming I&#8217;ll have to pay interest on the bond amount up until settlement.. what range would the&hellip;<span class="activity-read-more" id="activity-read-more-188717"><a href="https://www.propertyinvesting.com/topic/4376468-query-regarding-interest-rates-long-settlements/#post-4492824" rel="nofollow">[Read more]</a></span></p>
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				<title>NEWGEN replied to the topic Confession time in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4376344-confession-time/page/2/#post-4492200</link>
				<pubDate>Wed, 13 Oct 2004 03:53:55 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by alf:</i><br />
Hi all</p>
<p>Great post Monopoly now this is going to hurt but hey what can i say.</p>
<p>3 boxes of cigars a week=$54 x 52=    2808<br />
take away 3 times a week=$60 x 52=    3120<br />
Restaurant once a week  =$80 * 52     4160<br />
carton of beer a week   =$35 x 52=    1820<br />
6 bottles of wine a week=$50 x 52=    2600</p>
<p>Gee<br />
No facials or waxes for&hellip;<span class="activity-read-more" id="activity-read-more-244326"><a href="https://www.propertyinvesting.com/topic/4376344-confession-time/page/2/#post-4492200" rel="nofollow">[Read more]</a></span></p>
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				<title>NEWGEN replied to the topic Creative ways to make money... in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4376174-creative-ways-to-make-money/#post-4490870</link>
				<pubDate>Fri, 08 Oct 2004 00:56:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>My ex used to do topless dancing.. it pays pretty well.  But she&#8217;s not investment minded so just saves up and buys things that she likes (new car, stuff for her RENTAL property).  It frustrates me to see how much she makes and how it&#8217;s all going to waste.. well in my opinion anyways.</p>
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				<title>NEWGEN replied to the topic Where do we stand?  Advice needed.. in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4376326-where-do-we-stand-advice-needed/#post-4492074</link>
				<pubDate>Fri, 08 Oct 2004 00:34:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Calvin!<br />
Don&#8217;t be silly!  You were trying to help [biggrin]  Plus with all the conditions and eligibility rules etc it&#8217;s pretty confusing.  I&#8217;m glad you brought it up actually, I think it&#8217;s always better to be safe than sorry  [medieval]</p>
<p>Cheers mate [thumbsup2]</p>
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				<title>NEWGEN replied to the topic Confession time in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4376344-confession-time/page/2/#post-4492185</link>
				<pubDate>Thu, 07 Oct 2004 06:49:37 +0000</pubDate>

									<content:encoded><![CDATA[<p>I&#8217;ve read that book John.. the one written by Anita Bell?  It&#8217;s How to Pay Off Your Mortgage in Five Years from memory. Can&#8217;t really say I liked it much.  I thought that a lot of the tips/hints were only suitable for a very small perecentage of people.</p>
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				<title>NEWGEN replied to the topic Confession time in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4376344-confession-time/#post-4492182</link>
				<pubDate>Thu, 07 Oct 2004 05:43:59 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by PurpleKiss:</i><br />
Hey techna, it depends of the wife/girlfriend etc.  If you get a good one, then she&#8217;s the one out there organising the IP&#8217;s, arranging the finance etc.  Too busy to be spending the money elsewhere mate!</p>
<p>So true!!  My girlfriend works in finance so she&#8217;s the level headed one that does all the budgeting etc.. I&#8217;m&hellip;<span class="activity-read-more" id="activity-read-more-155944"><a href="https://www.propertyinvesting.com/topic/4376344-confession-time/#post-4492182" rel="nofollow">[Read more]</a></span></p>
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				<title>NEWGEN replied to the topic Creative ways to make money... in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4376174-creative-ways-to-make-money/#post-4490867</link>
				<pubDate>Thu, 07 Oct 2004 05:32:02 +0000</pubDate>

									<content:encoded><![CDATA[<p>My uncle&#8217;s an MGB fanatic.. he buys crappy old MGB&#8217;s.. spends a few grand restoring them.. then sells them at a very tidy profit.</p>
<p>Mine = buy something for $$$.. sell it for $$$ + 10-30%.<br />
I&#8217;m always on the lookout for bargains..<br />
At the moment I&#8217;m also working on two websites (neither of which are up and running yet).  They are:</p>
<p><a href="http://www.diyhome.com.au&#038;hellip" rel="nofollow">http://www.diyhome.com.au&#038;hellip</a>;<span class="activity-read-more" id="activity-read-more-30402"><a href="https://www.propertyinvesting.com/topic/4376174-creative-ways-to-make-money/#post-4490867" rel="nofollow">[Read more]</a></span></p>
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				<title>NEWGEN replied to the topic Where do we stand?  Advice needed.. in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4376326-where-do-we-stand-advice-needed/#post-4492071</link>
				<pubDate>Thu, 07 Oct 2004 05:11:20 +0000</pubDate>

									<content:encoded><![CDATA[<p>Yayy!!!  Lizzy, I&#8217;d kiss you but&#8230; yeah [blush2]<br />
I had a conversation with one of my mates about this yesterday.  Everyone seems to think that my girlfriend and I are &#8216;rich&#8217; because we have two properties in our portfolio.  What they don&#8217;t seem to realise is the fact that the bank owns them not us [specs]  When I brought up the topic of the FHOG&hellip;<span class="activity-read-more" id="activity-read-more-32735"><a href="https://www.propertyinvesting.com/topic/4376326-where-do-we-stand-advice-needed/#post-4492071" rel="nofollow">[Read more]</a></span></p>
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				<title>NEWGEN replied to the topic Where do we stand?  Advice needed.. in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4376326-where-do-we-stand-advice-needed/#post-4492068</link>
				<pubDate>Wed, 06 Oct 2004 05:09:01 +0000</pubDate>

									<content:encoded><![CDATA[<p>Strange..<br />
I did the eligibility test and it gave me this:</p>
<p>Based on the information you have provided you may not be eligible for the grant because you answered:</p>
<p>&#8216;No&#8217; to the question:</p>
<p>Has each applicant on or after 1 July 2000, either:<br />
(a) entered into a contract for the purchase of a home in New South Wales;<br />
OR<br />
(b) entered into a contract to&hellip;<span class="activity-read-more" id="activity-read-more-32732"><a href="https://www.propertyinvesting.com/topic/4376326-where-do-we-stand-advice-needed/#post-4492068" rel="nofollow">[Read more]</a></span></p>
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				<title>NEWGEN replied to the topic Where do we stand?  Advice needed.. in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4376326-where-do-we-stand-advice-needed/#post-4492063</link>
				<pubDate>Wed, 06 Oct 2004 02:25:26 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by calvin@thirty4:</i><br />
Newgen,<br />
regarding the FHOG, if property #2 is 95% in your name you might not be elegible for the FHOG!</p>
<p>Please include this in your calculations becuase you might end up with a red-faces moment!</p>
<p>Cheers</p>
<p>C@34</p>
<p>Hi there<br />
Property number 2 is 95% in my name and 5% in my girlfriend&#8217;s name and is an investment&hellip;<span class="activity-read-more" id="activity-read-more-32727"><a href="https://www.propertyinvesting.com/topic/4376326-where-do-we-stand-advice-needed/#post-4492063" rel="nofollow">[Read more]</a></span></p>
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				<title>NEWGEN replied to the topic Need a new bank in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4376266-need-a-new-bank/#post-4491732</link>
				<pubDate>Tue, 05 Oct 2004 07:16:16 +0000</pubDate>

									<content:encoded><![CDATA[<p>My partner and I have both our mortgages through CBA/Colonial.. their service is OK.. nothing to write home about though.  We&#8217;ve been looking at refinancing and going with St. George because a lot of our friends have their loans with them and I&#8217;ve heard many good things about them.  I  thought I&#8217;d test the waters first so I applied for a personal&hellip;<span class="activity-read-more" id="activity-read-more-108315"><a href="https://www.propertyinvesting.com/topic/4376266-need-a-new-bank/#post-4491732" rel="nofollow">[Read more]</a></span></p>
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				<title>NEWGEN replied to the topic Is money the root of all evil?? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4375378-is-money-the-root-of-all-evil/page/2/#post-4485791</link>
				<pubDate>Wed, 15 Sep 2004 10:54:56 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks everybody <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" />  Good news was I got a decent tax return, bad news is I didn&#8217;t get to spend it on what I wanted to <img src="/wp-content/uploads/smileys/frown.gif?x75824" width="" height="" alt=":(" title=":(" class="bbcode_smiley" />  Things are slowly picking up though, my girlfriend&#8217;s happy again and that&#8217;s the main thing! [strum] [inlove]</p>
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				<title>NEWGEN replied to the topic Is it worth insuring? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4375807-is-it-worth-insuring/#post-4488623</link>
				<pubDate>Thu, 02 Sep 2004 22:23:53 +0000</pubDate>

									<content:encoded><![CDATA[<p>If you live life taking into consideration what the worst case scenario of every situation is you&#8217;ll do a lot better <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" />  My girlfriend always says &#8216;it&#8217;s not a question of IF sh*t will happen, it&#8217;s a question of WHEN&#8217; [goatee]  I&#8217;d definitely get insurance.. he can probably claim some of it back anyways.</p>
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				<title>NEWGEN replied to the topic What would YOU do with 100k cash at the moment? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4375831-what-would-you-do-with-100k-cash-at-the-moment/#post-4488739</link>
				<pubDate>Thu, 02 Sep 2004 22:18:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>I&#8217;d pay off my credit card, pay off the balance of the mortgage on my ppor then take a holiday with the missus thinking &#8216;yayyyyy we don&#8217;t have to stress about debts anymore&#8217;  haha [biggrin]</p>
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				<title>NEWGEN replied to the topic Bank Cheques - MUST READ!!! in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4375422-bank-cheques-must-read/#post-4486074</link>
				<pubDate>Tue, 17 Aug 2004 22:20:32 +0000</pubDate>

									<content:encoded><![CDATA[<p>Calvin, I re-read the first line of your post and that St. George commercial popped into my head haha (family barbeque.. &#8220;I&#8217;m a banker&#8221; *silence* &#8220;I work for St. George&#8221; *sighs of relief from the crowd*)  lol.</p>
<p>PK, I have thought about that but then I thought the chances of it being covered would be very very low.  St. George didn&#8217;t give me any&hellip;<span class="activity-read-more" id="activity-read-more-5623"><a href="https://www.propertyinvesting.com/topic/4375422-bank-cheques-must-read/#post-4486074" rel="nofollow">[Read more]</a></span></p>
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				<title>NEWGEN replied to the topic Bank Cheques - MUST READ!!! in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4375422-bank-cheques-must-read/#post-4486068</link>
				<pubDate>Wed, 11 Aug 2004 09:25:22 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi everybody.<br />
My girlfriend and I have reported everything to the police.  This guy&#8217;s been doing the rounds because the constable we spoke to told us that there had been quite a few incidents like this involving the person fitting the same description.  All I can do now is wait until I get a call if the police need more info.  The driver&#8217;s license&hellip;<span class="activity-read-more" id="activity-read-more-5617"><a href="https://www.propertyinvesting.com/topic/4375422-bank-cheques-must-read/#post-4486068" rel="nofollow">[Read more]</a></span></p>
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				<title>NEWGEN replied to the topic Bank Cheques - MUST READ!!! in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4375422-bank-cheques-must-read/#post-4486066</link>
				<pubDate>Wed, 11 Aug 2004 01:23:03 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi everybody..<br />
I&#8217;ve spoken to St. George investigations.. the cheque was fraudulent.  $2,000 down the drain.. now my mortgage will be in arrears.  I&#8217;m sick in the gut..</p>
<p>I can barely talk/type right now.. I&#8217;m so upset.. I can&#8217;t believe some people.</p>
<p>Well.. I hope this info helps someone out there:</p>
<p>Be VERY careful of St. George bank cheques..&hellip;<span class="activity-read-more" id="activity-read-more-5615"><a href="https://www.propertyinvesting.com/topic/4375422-bank-cheques-must-read/#post-4486066" rel="nofollow">[Read more]</a></span></p>
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				<title>NEWGEN replied to the topic Bank Cheques - MUST READ!!! in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4375422-bank-cheques-must-read/#post-4486064</link>
				<pubDate>Tue, 10 Aug 2004 10:50:19 +0000</pubDate>

									<content:encoded><![CDATA[<p>Oh no&#8230;.. I swear if I get ripped off it&#8217;s the last straw <img src="/wp-content/uploads/smileys/frown.gif?x75824" width="" height="" alt=":(" title=":(" class="bbcode_smiley" />  I dunno how much bad luck I can take.</p>
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				<title>NEWGEN replied to the topic Bank Cheques - MUST READ!!! in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4375422-bank-cheques-must-read/#post-4486061</link>
				<pubDate>Tue, 10 Aug 2004 00:50:12 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks once again for the helpful advice everybody <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" />  It puts my mind at ease a bit.. but I was just thinking after looking at the cheque that anybody could have just forged one and printed it out as there were no water marks or any unique ways of identifying the cheque and it&#8217;s legitimacy..  ahh well I&#8217;ve banked it so it should all be good <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" /></p>
<p>Thanks again.</p>
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				<title>NEWGEN replied to the topic My tale of woe.. read &#38; learn! in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4375418-my-tale-of-woe-read-learn/#post-4486016</link>
				<pubDate>Mon, 09 Aug 2004 13:57:26 +0000</pubDate>

									<content:encoded><![CDATA[<p>Sorry to hear about your loss <img src="/wp-content/uploads/smileys/frown.gif?x75824" width="" height="" alt=":(" title=":(" class="bbcode_smiley" />  Just one question though, wouldn&#8217;t a clause reading &#8216;subject to finance&#8217; in the contract have helped avoid the loss of the deposit?  Anyways, it&#8217;s great to hear that your current investment is doing well  [king]</p>
<p>Cheers</p>
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				<title>NEWGEN replied to the topic Is money the root of all evil?? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4375378-is-money-the-root-of-all-evil/#post-4485772</link>
				<pubDate>Sat, 07 Aug 2004 10:15:20 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for all the replies everybody, you guys rock  [thumbsupanim]  It&#8217;s been a tough couple of days.. my girlfriend&#8217;s taking it pretty well considering.  The good news is that we went and did our tax returns today and we&#8217;ll be getting pretty decent returns so we won&#8217;t be struggling for too much longer.  [specool]  The bad thing is the&hellip;<span class="activity-read-more" id="activity-read-more-191716"><a href="https://www.propertyinvesting.com/topic/4375378-is-money-the-root-of-all-evil/#post-4485772" rel="nofollow">[Read more]</a></span></p>
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				<title>NEWGEN replied to the topic Is money the root of all evil?? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4375378-is-money-the-root-of-all-evil/#post-4485767</link>
				<pubDate>Fri, 06 Aug 2004 07:58:40 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi guys,<br />
Hi Jo, I guess the best lessons are learned the hard way  [blush2]  You know there&#8217;s always a saying for every situation? lol  Here&#8217;s one:</p>
<p>Experience is the worst teacher;  it gives you the test before presenting the lesson.</p>
<p>I am very blessed to have my girlfriend.. even though she&#8217;s still very upset at the moment it&#8217;s something that&#8217;ll&hellip;<span class="activity-read-more" id="activity-read-more-191712"><a href="https://www.propertyinvesting.com/topic/4375378-is-money-the-root-of-all-evil/#post-4485767" rel="nofollow">[Read more]</a></span></p>
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				<guid isPermaLink="false">097505cf8b35533560534f6ec1b48b43</guid>
				<title>NEWGEN replied to the topic PMs at Tax Time.. in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4375035-pms-at-tax-time/#post-4483167</link>
				<pubDate>Mon, 19 Jul 2004 01:20:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>No worries, thanks Derek [thumbsup2]  We&#8217;ve kept the monthly statements but because we&#8217;ve got so much paperwork/receipts we though we&#8217;d make things a bit easier for the accountant.  Ah well <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" />  All this tax stuff is so much work..</p>
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