PropertyInvesting.com | MrDarcy | Activity https://www.propertyinvesting.com/members/mrdarcy/activity/ Activity feed for MrDarcy. Sun, 12 Apr 2026 03:09:42 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 aeabe960d8c8300cc3016201582019fc MrDarcy replied to the topic Finding potential properties online in the forum Value Adding https://www.propertyinvesting.com/topic/4404420-finding-potential-properties-online/#post-4653660 Tue, 16 Aug 2011 02:41:12 +0000 Jamie M wrote:
Also, you might find these links helpful during your search http://www.passgo.com.au/property-data-websites Cheers Jamie

Jamie, I checked your site and thats a great resource.. Thanks for sharingI also use, onthehouse.com.au and investsmart.com.au (not sure if they are mentioned elsewhere?)I wouldnt rely solely on the info but…[Read more]

]]> 4410f764c0af85c2f0276b92145109bc MrDarcy replied to the topic To Buy Or Not To Buy in the forum Help Needed! https://www.propertyinvesting.com/topic/4404368-to-buy-or-not-to-buy-9/#post-4653313 Tue, 16 Aug 2011 02:17:42 +0000 AdamAnother point to add as bumped on above is that the doom and gloom can be 'insured' against as well (in a want for a better term..)Say YOU would consider the market dropping 10% then that just becomes part of your purchase strategy (one above of 40% would take a pretty massive bubble burst!) Just allow for it on the way in.. if it doesnt…[Read more]

]]> ba7d1b38abee687656a11dcb5aa4e08a MrDarcy replied to the topic Refinance in the forum Finance https://www.propertyinvesting.com/topic/4404128-refinance-2/#post-4651175 Tue, 16 Aug 2011 01:59:46 +0000 [/quote] Hello Mr DarcyBe aware if you  are going to refinance to ANZ, they are giving a $1000 cash back for making the switch.  This is available either by going direct, being referred or via brokers. [/quote] Checked out your site Kane..pretty neat!

]]> 23c99d676be3627974e2aa3335ce7c3a MrDarcy replied to the topic Refinance in the forum Finance https://www.propertyinvesting.com/topic/4404128-refinance-2/#post-4651174 Tue, 16 Aug 2011 01:53:57 +0000 Yep we are taking that up as well..A win win really.Cheers~ Thought as it was mentioned above I wouldnt repeat..

]]> 9a34fdaa1ac853cf8912d8f26fd4a487 MrDarcy replied to the topic Refinance in the forum Finance https://www.propertyinvesting.com/topic/4404128-refinance-2/#post-4651172 Tue, 16 Aug 2011 01:26:38 +0000 I am moving from Commbank to ANZ as per the above statements and with 1% off over 700k id be keen to see if that doesnt sway the sour taste..Sorry to be blunt but money is money at the end of the day and I can assure you CB wont be any better..I was going through a split with my wife and they printed copies of all of my statements in a branch and…[Read more]

]]> e763789a9a042c3f61488d8c124d2244 MrDarcy replied to the topic split loans and tax deductions in the forum Finance https://www.propertyinvesting.com/topic/4404357-split-loans-and-tax-deductions/#post-4653263 Tue, 16 Aug 2011 01:09:13 +0000 Point taken.I agree if the initial loan is PPOR it is a negative, KYZER is now using old PPOR as IP so I was reffering to this.If they had it set up initially, is the new portion/redraw deductible against IP? lowering the loan on the PPOR upfront? paying down PPOR quicker? You are right about the naming of the products (most banks call them d…[Read more]

]]> 6d05d1d26c8cf7c40cf8a01b406fbea8 MrDarcy replied to the topic Using mortgage broker vs. applying directly to the bank ? in the forum Finance https://www.propertyinvesting.com/topic/4404421-using-mortgage-broker-vs-applying-directly-to-the-bank/page/2/#post-4653687 Tue, 16 Aug 2011 00:49:05 +0000 I know your decision is made and looks like its a good choice..One thing id like to add is its a two way street..I have a great relationship with my broker and without him I wouldnt have got a start when I did.. (and wouldnt be where I am now!)The big banks all said no, I was 19, and I had no idea of the possibilities.. I had no experience, no one…[Read more]

]]> 4527dd88bf8bdf33cbdaffe9400573c8 MrDarcy replied to the topic split loans and tax deductions in the forum Finance https://www.propertyinvesting.com/topic/4404357-split-loans-and-tax-deductions/#post-4653261 Tue, 16 Aug 2011 00:19:58 +0000 Hi TerryIm not a finance guru so its just a FYI Comment for other readers to keep in mind but ill try and clear it up..If I pay my principle & interest off like the banks make mum and dad investor believe is the best thing to do, then I have equity to release in a few years time by either borrowing with a new loan.. etcThe problem is that all t…[Read more]

]]> 79f2326e9d6235ee8826be59e56dc377 MrDarcy replied to the topic split loans and tax deductions in the forum Finance https://www.propertyinvesting.com/topic/4404357-split-loans-and-tax-deductions/#post-4653259 Mon, 15 Aug 2011 23:55:46 +0000 A late addition to the thread :)Thought Id add here for other readers looking into this topic- (im sure its elsewhere on the site)It shows the importance of using a Redraw facility for IP's instead of paying the principle directly.The many people that I talk to with just 1 or 2 IP's dont understand that when it comes time to borrow for…[Read more]

]]> 7eb5798860e7c4f81c740f66868d63f3 MrDarcy replied to the topic Confusion City - no real direction in the forum Help Needed! https://www.propertyinvesting.com/topic/4403709-confusion-city-no-real-direction/#post-4648383 Thu, 26 May 2011 08:39:09 +0000 Marie Im pretty sure that Buffet has a different opinion on fear and greed but its up to you to interpret..By the sound of it, you diversifying means you have a few IP's and wish to sell one to take profit and use it elsewhere? (shares etc?)If this is the case the property that you are selling would also have equity would it not?Borrow the equity…[Read more]

]]> c3b4f4cc1d1c61b13067e29fb7ba3263 MrDarcy replied to the topic renting out my place in the forum Help Needed! https://www.propertyinvesting.com/topic/4403747-renting-out-my-place/#post-4648606 Thu, 26 May 2011 08:07:47 +0000 Rent Vs sellHi If you rent it you can sell it later..if you sell it – its gone!Id get it on the books with the RE this FY if possible?Sort out the rest after its all settled, depreciation, tax etc etc with an accountantAfter that if your going ok with it all i'd see a Fin Ad about where to go from there..

]]> 0347dcce19a45f073c9fcb0cf50a499d MrDarcy replied to the topic Good tradies in the forum Value Adding https://www.propertyinvesting.com/topic/4403206-good-tradies/page/2/#post-4644638 Thu, 26 May 2011 07:53:24 +0000 Hi DanvivJust a tip, I wouldnt use a handy man for any electrical.. Lights etcYou say after that " they have to be qualified etc" and im sure thats what you meant..Its not worth the hassles if something goes wrong!Just make a list and get them there once, when its an hour here and an hour there its pretty exxy!Another tip, generally if you get a…[Read more]

]]> 698791dbe9d13ccb8e202651e4fe9fff MrDarcy replied to the topic Can i Get finance? in the forum Help Needed! https://www.propertyinvesting.com/topic/4403733-can-i-get-finance/#post-4648516 Thu, 26 May 2011 07:15:35 +0000 Why not try 20% LVR 1st? Keep the rest for the next opportunity..A broker should be able to tell you straight away if it will be ok or not, Id try that before going near any bank..the rest of the $ you have for a deposit will only be repaid over a long period of time and that doesnt make sense to me as an IPI guess it depends on how many you w…[Read more]

]]> 6cd29e3ec2cc593222020f171acb45ef MrDarcy replied to the topic Rent my house out and live in a 3rd party rental house in the forum Help Needed! https://www.propertyinvesting.com/topic/4403745-rent-my-house-out-and-live-in-a-3rd-party-rental-house/#post-4648602 Thu, 26 May 2011 07:07:28 +0000 HiIm doing exactly that now.. I cant afford to buy and pay down where i want to live at the moment so i pay rent..this allowed me to keep all of my properties and focus on saving further for my dream PPOR (which i intend to buy and still rent where i am until I can afford to live in it comfortably, 2-3 years)If its not your dream home why waste…[Read more]

]]> 34706d401b5ca3f86ff328d05da6272e MrDarcy replied to the topic Very urgent help needed, Electric Transformer next to property(Big Green Box) from integral energy,,,, in the forum Help Needed! https://www.propertyinvesting.com/topic/4403737-very-urgent-help-needed-electric-transformer-next-to-propertybig-green-box-from-integral-energy/#post-4648540 Thu, 26 May 2011 02:17:49 +0000 Or contact integral and ask if its sticking around long term..might be a bargain if it dissapears in the near future..As for radiation, unless its got the Phone network arials hanging off it its just going to annoy you when its moist.. (some get all crackly so check it on a rainy night!)If not – as a rental would it affect the rent? as a PPOR its…[Read more]

]]> 3427b605c9601ffaf2035cfa2f38e5a1 MrDarcy replied to the topic Confusion City - no real direction in the forum Help Needed! https://www.propertyinvesting.com/topic/4403709-confusion-city-no-real-direction/#post-4648373 Wed, 25 May 2011 02:26:50 +0000 Well put empty vessel..Can I ask why you chose to invest in the unseen IP2 and units as IP3 (was the risk worth taking?)Was this the plan when you set out initially?What is the future plan with IP 5? You mention commercial or US are you diversifying with each IP?Just trying to understand your strategy.. Marie as for sticking to a strategy if it w…[Read more]

]]> 2379866902def4421730c2d6101cb90a MrDarcy replied to the topic property management fees in the forum Help Needed! https://www.propertyinvesting.com/forums/topic/property-management-fees-3/page/2/#post-4550009 Mon, 23 May 2011 07:28:07 +0000 Hi GuysIm not involved in WA but dont forget to negotiate the additional 1-2 weeks rent upfront as well, if your property is rented for 500+PW it can take a while for 0.5-1% to pay back.If you strip that at the start its $ in the bank sooner!Watch out for admin fees too.. arrange to have statements emailed and cut out the fee altogether!I agree,…[Read more]

]]> baf2c7a19b58e71d070dcc876fe9de88 MrDarcy replied to the topic From the very beginning in the forum Help Needed! https://www.propertyinvesting.com/topic/4403695-from-the-very-beginning/#post-4648155 Mon, 23 May 2011 07:19:45 +0000 SkyesDont just look to banks to turn your hard earned into additional deposit $$..There are other options..If you know of a financial planner or can find a great one they will help you out..It will make more sense from them in person but if you have cash you have the ability to turn it into a deposit quicker than bank interest..Nothing comes for…[Read more]

]]> a4447d4a2c3747491d2c661210d77a56 MrDarcy replied to the topic Rental Default in the forum Help Needed! https://www.propertyinvesting.com/topic/4403707-rental-default/#post-4648347 Mon, 23 May 2011 07:05:26 +0000 Im really sorry to hear that!Im guessing you dont have landlords insurance?Does the bond = half of lost rent? so total is only 4 weeks rent?My opinion starts here -I wouldnt rely on any property manager, do what you can to find them yourself.. the mail will still go to that address and you might be able to get a forwarding address from the PO? Yo…[Read more]

]]> 2daebc62af50576a42e1aa74b224254f MrDarcy replied to the topic Making a Start in the forum Help Needed! https://www.propertyinvesting.com/topic/4403658-making-a-start/#post-4647911 Mon, 23 May 2011 03:31:39 +0000 Hi BlueHoonI might suggest that you are in a great position.. Keep your head up!It may not seem like it and your "bad" debt might be tough but ill add to the others comments as best i can..       You have a -Geared property so therefore your Tax return is just around the corner.. I suggest this goes into your debts one at a time to get rid of th…[Read more]

]]> 21039d94e6acdec10485f85461d91464 MrDarcy replied to the topic Granny Flat in the forum Value Adding https://www.propertyinvesting.com/topic/4403481-granny-flat-3/#post-4646807 Mon, 23 May 2011 02:51:40 +0000 Hi GuysIm in newcastle and have been through the Lake Mac Council process with the GF side of things at a reno and GF combo in Argenton..They are very helpful and only a phone call should settle all of your Q's prior to looking into it further. (Both LMCC & NCC)Look around the Gov websites as they are pretty clear on the 10 day approval process…[Read more]

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