Total Members: 158,077

MikalHoward

  • MikalHoward replied to the topic No Property Expos in Adelaide?! in the forum Heads Up! 8 years, 4 months ago

    We barely even get Sexpo these days. 😁

    The expos are food for thought at the very least. It’s another avenue that might get those who are not quite “ofay” with property investing, something more to think about.

    Industry professionals able to present and give investors and potential investors a mass of information about different markets around…[Read more]

  • MikalHoward replied to the topic Interest only or principal and interest in the forum Help Needed! 8 years, 4 months ago

    Your situation and what your plans are both now and in the future would really shape the decision to go interest only or principal and interest on your repayments. Do you have a strategy with your property investing? Each purchase needs to be fully evaluated for its use now and in the future.

    Generally, going interest only is the best option for…[Read more]

  • MikalHoward replied to the topic Real Wealth Australia in the forum Heads Up! 8 years, 4 months ago

    I agree Pete. Well managed, debt is a very powerful tool and by getting further education in how to do it (property investing) to even further minimise the risk is smart. Some would say you can find enough information without having to purchase education programs, others perform better if someone actively teaches them. I am one of those.

    We have…[Read more]

  • MikalHoward replied to the topic Real Wealth Australia in the forum Heads Up! 8 years, 4 months ago

    I agree Pete. Well managed, debt is a very powerful tool and by getting further education in how to do it (property investing) to even further minimise the risk is smart. Some would say you can find enough information without having to purchase education programs, others perform better if someone actively teaches them. I am one of those.

    We have…[Read more]

  • MikalHoward replied to the topic No Property Expos in Adelaide?! in the forum Heads Up! 8 years, 4 months ago

    Just taking a punt on this topic again.

    What are people’s thoughts? I’d love to have the Property Investor Expo come to Adelaide again.

  • MikalHoward replied to the topic Real Wealth Australia in the forum Heads Up! 8 years, 4 months ago

    Hi Moggy,

    Thanks for your post. It’s great to see all different opinions on different matters. What I don’t understand is if you don’t plan to buy property, why are you on a dedicated property investing website/forum. Interesting.

    In regards to Helen at Real Wealth, I know the details regarding the consumer affairs issue. Your post assumes the…[Read more]

  • MikalHoward replied to the topic Real Wealth Australia in the forum Heads Up! 8 years, 4 months ago

    Hi Carla,

    I am still working through it now. I joined back in 2013 but only a few months after I joined, I lost my job of 15 years. My choice, but it would have happened regardless. Since then I have not had the income to even contemplate more purchases. I am now self employed as a Mortgage Broker so i’ve been building my business for the last…[Read more]

  • MikalHoward replied to the topic Real Wealth Australia in the forum Heads Up! 8 years, 4 months ago

    Hi Carla,

    I am still working through it now. I joined back in 2013 but only a few months after I joined, I lost my job of 15 years. My choice, but it would have happened regardless. Since then I have not had the income to even contemplate more purchases. I am now self employed as a Mortgage Broker so i’ve been building my business for the last…[Read more]

  • MikalHoward replied to the topic Real Wealth Australia in the forum Heads Up! 8 years, 4 months ago

    Hi Carla,

    I am still working through it now. I joined back in 2013 but only a few months after I joined, I lost my job of 15 years. My choice, but it would have happened regardless. Since then I have not had the income to even contemplate more purchases. I am now self employed as a Mortgage Broker so i’ve been building my business for the last…[Read more]

  • MikalHoward started the topic Investment Property Modelling Software in the forum Help Needed! 9 years, 5 months ago

    Hi all,

    Forgive me forum, for I have sinned. It’s been a while since my last post. :)

    Just wondering if there are some suggestions out there for good modelling software where you input the info about a particular property and it generates reports on how it will perform in your portfolio. Any actual experiences/testimonials would be great…[Read more]

  • MikalHoward replied to the topic Certus Property in the forum General Property 9 years, 9 months ago

    That’s what I was already feeling. Cheers. Was just wondering if anyone had heard of or even used them?

  • MikalHoward started the topic Certus Property in the forum General Property 9 years, 9 months ago

    A quick question to all on the forum. Has anyone heard of Certus Property, Developing Wealth Through Property?

    I was cold emailed, then on me asking who they were before answering their questions they called me. Sounded like a call centre from America given the accent on the woman chatting to me, plus the slight delay in the communication.…[Read more]

  • MikalHoward replied to the topic Roma, Queensland in the forum General Property 9 years, 10 months ago

    Hi Richard,

    Thanks for the response. Roma’s stats look good and stable. Are you saying its not a place to consider at all. All current and futures investors should forget Roma?

    What are your suggestions for better places to invest and why?

    Thanks.

  • MikalHoward started the topic Roma, Queensland in the forum General Property 9 years, 10 months ago

    Hi all,

    Just wondering if anyone has some thoughts on Roma, Queensland as a possible place to invest? Are there any current forum users that have already invested there so have a real world experience?

    I look forward to hearing your responses.

    Cheers.

    Mikal

  • MikalHoward replied to the topic Not losing FHOG if buying an Investment Property in the forum Help Needed! 10 years ago

    Thanks Tom.

    I just called RevenueSA and they have confirmed what you just said. You are still eligible for the FHOG if the Investment Property is bought post 1st July 2000 and is not lived in for more than 6 months.

    You learn something new everyday.

    Cheers.

    Mikal

  • Hi all,

    It's been a while since I have been here. It's nice to see the same familiar posters are still out there doing their bit. Hope you are all well.

    I have a question that I have had put to me.

    Can you buy an investment property first and still have access to the First Home Owners Grant?

    I'm thinking no but happy for your thoughts and…[Read more]

  • MikalHoward replied to the topic LETS GIVE OUR FARMERS GRANTS NOT HOLDEN in the forum General Property 10 years, 7 months ago

    As a recently redundant tradesman at Holden I absolutely don't agree with you in that the support money is a waste.

    I do agree that our farmers need more support, absolutely. The two are very different sectors in our country's economy and need to be treated as such.

    Manufacturing is extremely important as it is one of the four main contributors…[Read more]

  • MikalHoward replied to the topic Accredited Mortgage Broker training face to face in the forum General Property 10 years, 7 months ago

    Thanks Jamie.

    I have noticed that and understand fully the need to be a "people person". That is most of what the job is.

    The experience side of it is what I am looking forward to. Most, not all, but most jobs listed ask for experienced brokers or advisors so filtering through what employers actually want from a new employee will be fun if not…[Read more]

  • MikalHoward replied to the topic Accredited Mortgage Broker training face to face in the forum General Property 10 years, 7 months ago

    Cheers for your comments and suggestion everyone. I've had a look at all of the preferred providers now on the MFAA website and there are only two that offer face to face in Adelaide. The National Finance Institute and AAMC Training.

    I am enrolled to do the Diploma of Financial Planning too and along with the Cert IV or Diploma of Finance and…[Read more]

  • MikalHoward replied to the topic Buyers Agent in Bathurst, NSW in the forum Help Needed! 10 years, 8 months ago

    Ah ok. I understand now. My meaning of what I said there was its "easy" because I like doing it. That's all. I know a lot goes into it for sure. 

    Cheers for the comments mate. 

  • Load More

MikalHoward

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