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	<title>PropertyInvesting.com | judi | Activity</title>
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				<title>judi replied to the topic Philanthropy - who gives? in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4375939-philanthropy-who-gives/#post-4489437</link>
				<pubDate>Thu, 09 Sep 2004 06:34:51 +0000</pubDate>

									<content:encoded><![CDATA[<p>After working for 12 months for an organization that is run entirely by volunteers and gets money only from donations, I now don&#8217;t give money to anyone who is being paid to collect it.  I give money to buskers and anyone else I walk past who asks for it, and to voluntary organisiations where no staff members are being paid and all the money is&hellip;<span class="activity-read-more" id="activity-read-more-86401"><a href="https://www.propertyinvesting.com/topic/4375939-philanthropy-who-gives/#post-4489437" rel="nofollow">[Read more]</a></span></p>
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				<title>judi replied to the topic duplexes in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4375445-duplexes/#post-4486250</link>
				<pubDate>Sun, 05 Sep 2004 06:44:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Amber<br />
I bought a duplex this year and it is as you say, same price as regular houses but with much higher return.  I guess as a PPOR they&#8217;re not so attractive but as an investment, they&#8217;re great.  That&#8217;s assuming you buy the whole building not just one half of it.  Rates might be a bit higher than for a house.  Mine is cash flow nuetral but has&hellip;<span class="activity-read-more" id="activity-read-more-104604"><a href="https://www.propertyinvesting.com/topic/4375445-duplexes/#post-4486250" rel="nofollow">[Read more]</a></span></p>
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				<title>judi replied to the topic 7 More Riddles! (Solved) in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4373376-7-more-riddles-solved/#post-4471072</link>
				<pubDate>Sun, 02 May 2004 04:12:02 +0000</pubDate>

									<content:encoded><![CDATA[<p>652<br />
a turtle</p>
<p>653<br />
prawn and light bulb sound good to me.  Also milk</p>
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				<title>judi replied to the topic Riddles x 5! Solved in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4373364-riddles-x-5-solved/#post-4471006</link>
				<pubDate>Sun, 02 May 2004 04:08:16 +0000</pubDate>

									<content:encoded><![CDATA[<p>The magician was juggling all the way across.</p>
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				<title>judi replied to the topic New Riddles (All Solved) in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4373361-new-riddles-all-solved/#post-4470977</link>
				<pubDate>Sun, 02 May 2004 04:05:06 +0000</pubDate>

									<content:encoded><![CDATA[<p>I&#8217;d say that the NBA is the women&#8217;s league.</p>
<p>There are 5 players from each team on the court at once.</p>
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				<title>judi replied to the topic Tenant not paying rent in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4373085-tenant-not-paying-rent/page/2/#post-4468832</link>
				<pubDate>Sun, 02 May 2004 03:54:26 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Marissa<br />
I recently inherited such a tenant.  I knew before settlement what he was like so I arranged to meet him the day after settlement and politely asked him to pay rent via direct debit.  I then opened an account at his bank (so the transfer would be free) and collected a direct debit form for him filling in my account details before&hellip;<span class="activity-read-more" id="activity-read-more-285932"><a href="https://www.propertyinvesting.com/topic/4373085-tenant-not-paying-rent/page/2/#post-4468832" rel="nofollow">[Read more]</a></span></p>
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				<title>judi replied to the topic Which Icon Best Summarises You? in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4373334-which-icon-best-summarises-you/#post-4470756</link>
				<pubDate>Fri, 30 Apr 2004 03:20:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>[eh]</p>
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				<title>judi replied to the topic Name the ranking in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4373323-name-the-ranking/#post-4470650</link>
				<pubDate>Thu, 29 Apr 2004 10:08:36 +0000</pubDate>

									<content:encoded><![CDATA[<p>Or maybe I&#8217;m just jealous.  Afterall, I&#8217;ve only got 2 measly stars and, what&#8217;s more, they&#8217;re green [puke]</p>
<p>On to a much more important subject, how do you get your portrait to appear next to your name like you guys have?</p>
<p>Judi [eh]</p>
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				<title>judi replied to the topic Name the ranking in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4373323-name-the-ranking/#post-4470649</link>
				<pubDate>Thu, 29 Apr 2004 09:59:31 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by kay henry:</i><br />
Steve,</p>
<p>I reckon remove the stars altogether. People either (1) don&#8217;t give a toss about notions of stars (2) resent other people&#8217;s stars (3) just go for a gazillion stars and never really say anything. I think the majority of people on here are in the first category, and stars mean nothing to them. Certainly, I&hellip;<span class="activity-read-more" id="activity-read-more-97042"><a href="https://www.propertyinvesting.com/topic/4373323-name-the-ranking/#post-4470649" rel="nofollow">[Read more]</a></span></p>
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				<title>judi replied to the topic To sell or not to sell in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4373287-to-sell-or-not-to-sell-3/#post-4470398</link>
				<pubDate>Wed, 28 Apr 2004 09:28:36 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Sue<br />
If you want positive cash flow, you obviously need to do something with the land.  Have you got an idea of the cost of building a house there and what rent you would get from it? You can then work out if it will be cash positive or not.  Have you had a look around for cash positive rentals?  Sounds like you need to do a bit of ground work&hellip;<span class="activity-read-more" id="activity-read-more-157229"><a href="https://www.propertyinvesting.com/topic/4373287-to-sell-or-not-to-sell-3/#post-4470398" rel="nofollow">[Read more]</a></span></p>
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				<title>judi replied to the topic Daily Renting in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4373177-daily-renting/#post-4469371</link>
				<pubDate>Wed, 28 Apr 2004 07:18:40 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Glenetti<br />
I used to rent a place out on a weekly basis but reverted to permanent letting after I realised the agent had been a bit optimistic with the occupancy rates.  If I lived in the town, I would have liked to continue and manage it myself.</p>
<p>Nice website.  If you&#8217;re looking to attract o/s tourists, you might want to have less pictures of&hellip;<span class="activity-read-more" id="activity-read-more-88486"><a href="https://www.propertyinvesting.com/topic/4373177-daily-renting/#post-4469371" rel="nofollow">[Read more]</a></span></p>
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				<title>judi replied to the topic Challenge in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4372678-challenge-2/page/2/#post-4466363</link>
				<pubDate>Sun, 25 Apr 2004 03:42:09 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Russ<br />
You said you can&#8217;t borrow from a bank because you are on a DSP.  Does that mean a pension?  If so, have you looked at other lending institutions?  Surely someone would lend you the small amount needed to buy a house for 24k if it&#8217;s returning $100/week?  Otherwise, borrow from Dom, he&#8217;s cashed up  [wink2]</p>
<p>Dom, I can&#8217;t think of anything to&hellip;<span class="activity-read-more" id="activity-read-more-288527"><a href="https://www.propertyinvesting.com/topic/4372678-challenge-2/page/2/#post-4466363" rel="nofollow">[Read more]</a></span></p>
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				<title>judi replied to the topic Any suggestions/advice greatly appreciated!!! in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4371975-any-suggestionsadvice-greatly-appreciated/#post-4460465</link>
				<pubDate>Mon, 15 Mar 2004 07:37:21 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by mustang66:</i><br />
Hi Brendan</p>
<p>Thankyou for your advice&#8230;but can you tell me the difference between a lo doc loan and a full doc loan?</p>
<p>Thanks</p>
<p>Hi Mustang66</p>
<p>The difference is a few bits of paper and maybe a couple of percentage points in interest.  Lo doc means &#8220;low documentation&#8221; ie, you don&#8217;t have to show payslips or other proof&hellip;<span class="activity-read-more" id="activity-read-more-214260"><a href="https://www.propertyinvesting.com/topic/4371975-any-suggestionsadvice-greatly-appreciated/#post-4460465" rel="nofollow">[Read more]</a></span></p>
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				<title>judi replied to the topic Any suggestions/advice greatly appreciated!!! in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4371975-any-suggestionsadvice-greatly-appreciated/#post-4460462</link>
				<pubDate>Sun, 14 Mar 2004 23:32:35 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Mustang</p>
<p>I agree in principle with Kay and Redwing, but, for your situation??</p>
<p>It depends on what level of financial committment you are comfortable with.</p>
<p>Where would you stand financially if you were to sell and realise the $200,000, buy 3 IP&#8217;s for around $180,000 each with 35% deposit (cash +ve and not necessarily near where you live) and&hellip;<span class="activity-read-more" id="activity-read-more-221349"><a href="https://www.propertyinvesting.com/topic/4371975-any-suggestionsadvice-greatly-appreciated/#post-4460462" rel="nofollow">[Read more]</a></span></p>
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				<title>judi replied to the topic newcomer wanting advice in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4372009-newcomer-wanting-advice/#post-4460719</link>
				<pubDate>Sun, 14 Mar 2004 23:23:48 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Boardy</p>
<p>&#8220;Our 1st property returns $15/week mor than the mortgage any advice on where to go next would be appreciated&#8221;</p>
<p>Try a few banks and/or mortgage brokers to find out where you stand with borrowing more money.</p>
<p>Regards</p>
<p>Judi</p>
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				<title>judi replied to the topic more riddles in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4371957-more-riddles/page/2/#post-4460318</link>
				<pubDate>Sun, 14 Mar 2004 12:32:51 +0000</pubDate>

									<content:encoded><![CDATA[<p>Did plane A move?</p>
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				<title>judi replied to the topic more riddles in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4371957-more-riddles/page/2/#post-4460317</link>
				<pubDate>Sun, 14 Mar 2004 12:30:44 +0000</pubDate>

									<content:encoded><![CDATA[<p>The second guide is a guidebook</p>
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				<title>judi replied to the topic more riddles in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4371957-more-riddles/page/2/#post-4460315</link>
				<pubDate>Sun, 14 Mar 2004 12:09:20 +0000</pubDate>

									<content:encoded><![CDATA[<p>That was my first thought but it didn&#8217;t seem very likely <img src="/wp-content/uploads/smileys/wink.gif?x75824" width="" height="" alt=";)" title=";)" class="bbcode_smiley" /></p>
<p>The one with the planes:  I can only guess that they&#8217;d take the same amount of time but that&#8217;s too obvious.  What am I missing?</p>
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				<title>judi replied to the topic more riddles in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4371957-more-riddles/page/2/#post-4460312</link>
				<pubDate>Sun, 14 Mar 2004 11:55:06 +0000</pubDate>

									<content:encoded><![CDATA[<p>Was the suit to protect him from biological warfare?</p>
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				<title>judi replied to the topic JACKED OFF !!!! in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4371911-jacked-off/page/2/#post-4459785</link>
				<pubDate>Sun, 14 Mar 2004 11:05:50 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Chan<br />
RE: Spam in hotmail accounts.  Hotmail has filters that you can set at different levels.  Try increasing it.</p>
<p>Hi Simon<br />
Why is no one targeting you for viagra etc?  Maybe they know something about you that rest of us don&#8217;t (nor do we want to [:p])</p>
<p>Regards<br />
Judi</p>
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				<title>judi replied to the topic internet selling in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4371998-internet-selling/#post-4460656</link>
				<pubDate>Sun, 14 Mar 2004 10:46:24 +0000</pubDate>

									<content:encoded><![CDATA[<p>I think I read on another thread that you can list privately with realestate.com.au</p>
<p>Not sure about that though.</p>
<p>Regards<br />
Judi</p>
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				<title>judi replied to the topic Steve Live in the forum Heads Up!</title>
				<link>https://www.propertyinvesting.com/topic/4371926-steve-live-2/page/3/#post-4459962</link>
				<pubDate>Sun, 14 Mar 2004 10:41:10 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi James<br />
That makes perfect sense.  I made more or less the same point myself [<img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" />]</p>
<p>It&#8217;s just not great value if you already had that information from other sources and/or could get it for much less.</p>
<p>Regards<br />
Judi</p>
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				<title>judi replied to the topic +ve Properties OZ in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4371950-ve-properties-oz/page/2/#post-4460235</link>
				<pubDate>Sun, 14 Mar 2004 08:44:33 +0000</pubDate>

									<content:encoded><![CDATA[<p>Yeah guys, any confirmation for BQuach?</p>
<p>[?]</p>
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				<title>judi replied to the topic Steve Live in the forum Heads Up!</title>
				<link>https://www.propertyinvesting.com/topic/4371926-steve-live-2/page/3/#post-4459960</link>
				<pubDate>Sun, 14 Mar 2004 08:37:47 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by SteveMcKnight:</i><br />
Hi Jay,</p>
<p>The policy is this way as a previously more liberal approach was blatantly abused.</p>
<p>We feel this is fair.  It gives the participant a chance to see what&#8217;s on offer and also sets a deadline for making a decision.</p>
<p>As for comments by others &#8211; if you feel the cost is too high then it&#8217;s simple&#8230; don&#8217;t&hellip;<span class="activity-read-more" id="activity-read-more-268497"><a href="https://www.propertyinvesting.com/topic/4371926-steve-live-2/page/3/#post-4459960" rel="nofollow">[Read more]</a></span></p>
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				<title>judi replied to the topic New Zealand maintenance on IP in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4371979-new-zealand-maintenance-on-ip/#post-4460506</link>
				<pubDate>Sun, 14 Mar 2004 06:51:00 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by Celivia:</i><br />
Hey I thought that Bec was already Neil Jenman lol.<br />
Besides Yack has a brain&#8230;.[<img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" />]</p>
<p>Ooooooooooooooooooooooooooohhhhhhhhh</p>
<p>Hope Bec <i>isn&#8217;t</i> Neil Jenman or she&#8217;ll be [8] with you Celivia.  Hehe [<img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" />]</p>
<p>Judi</p>
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				<title>judi replied to the topic New Zealand maintenance on IP in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4371979-new-zealand-maintenance-on-ip/#post-4460501</link>
				<pubDate>Sun, 14 Mar 2004 01:25:00 +0000</pubDate>

									<content:encoded><![CDATA[<p>Go easy Yack</p>
<p>Hi OPM, no, I don&#8217;t but maybe Westan could help you out.  I&#8217;m sure he would have a lot of contacts.  I also invest away from home (or I keep moving away from my investments [?]), and I try to make contacts and find reputable tradespeople at the time of researching/purchasing a property.</p>
<p>Good luck<br />
Judi</p>
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				<title>judi replied to the topic Where to go in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4371948-where-to-go/#post-4460205</link>
				<pubDate>Sun, 14 Mar 2004 01:07:25 +0000</pubDate>

									<content:encoded><![CDATA[<p>Dunno Matt</p>
<p>But tell me what it is and I might be able to help [<img src="/wp-content/uploads/smileys/wink.gif?x75824" width="" height="" alt=";)" title=";)" class="bbcode_smiley" />]</p>
<p>Regards<br />
Judi</p>
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				<title>judi replied to the topic Any suggestions/advice greatly appreciated!!! in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4371975-any-suggestionsadvice-greatly-appreciated/#post-4460458</link>
				<pubDate>Sat, 13 Mar 2004 14:24:23 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Mustang<br />
I don&#8217;t expect that will be a problem.  With a 35% deposit, I think you can get a loan with no questions asked.  There are some very flexible lenders around.<br />
Good luck<br />
Judi</p>
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				<title>judi replied to the topic another penguin game :P in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4371880-another-penguin-game-p/page/2/#post-4459549</link>
				<pubDate>Sat, 13 Mar 2004 14:03:06 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Matt.  No joy [<img src="/wp-content/uploads/smileys/frown.gif?x75824" width="" height="" alt=":(" title=":(" class="bbcode_smiley" />]  But it&#8217;s OK, I&#8217;ll get over it.</p>
<p>Hi Chan, no, I wasn&#8217;t walking the dog.  In fact I was flat out today, literally.  I was lying by the water in Noosa.  What a tough life I lead [|)]</p>
<p>[<img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" />]<br />
Judi</p>
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				<title>judi replied to the topic Any suggestions/advice greatly appreciated!!! in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4371975-any-suggestionsadvice-greatly-appreciated/#post-4460455</link>
				<pubDate>Sat, 13 Mar 2004 14:00:00 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Mustang66</p>
<p>You could try talking to your lender about incorporating those other debts into your homeloan.  You could also talk to a mortgage broker and see what other options you have available for finance.</p>
<p>Personally, I&#8217;d sell the house (that&#8217;s over $200,000 you&#8217;d realise), pay off the debts, rent a nice house (for less than $350/week), and&hellip;<span class="activity-read-more" id="activity-read-more-224930"><a href="https://www.propertyinvesting.com/topic/4371975-any-suggestionsadvice-greatly-appreciated/#post-4460455" rel="nofollow">[Read more]</a></span></p>
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				<title>judi replied to the topic Steve Live in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4371926-steve-live-2/page/2/#post-4459954</link>
				<pubDate>Fri, 12 Mar 2004 09:02:20 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by Pisces:</i><br />
&gt;&gt;Julie and I are going too.</p>
<p>Dave&lt;&lt;</p>
<p>&gt;&gt;Guess we&#8217;re not invited Property Guru<br />
Judi&lt;&lt;</p>
<p>I guess Judi, if your name had been Julie instead of Judi, Dave may well have invited YOU instead of the other Julie.  [<img src="/wp-content/uploads/smileys/wink.gif?x75824" width="" height="" alt=";)" title=";)" class="bbcode_smiley" />]</p>
<p>Pisces</p>
<p>Hmmm&#8230;  You might be on to something Pisces.  The only question remaining if I do change my name is&hellip;<span class="activity-read-more" id="activity-read-more-249323"><a href="https://www.propertyinvesting.com/topic/4371926-steve-live-2/page/2/#post-4459954" rel="nofollow">[Read more]</a></span></p>
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				<title>judi replied to the topic Property Pool in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4371793-property-pool/#post-4458904</link>
				<pubDate>Thu, 11 Mar 2004 11:05:08 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by paddymccabe:</i><br />
hey ive got a +ve cashlow property in queensland and nsw spotted, anyone want to buy for $200?</p>
<p>Maybe.  Details?  How much, whats the rent, how big is the town?  What age are the properties and waht are they made of?<br />
Regards<br />
Judi</p>
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				<title>judi replied to the topic Steve Live in the forum Heads Up!</title>
				<link>https://www.propertyinvesting.com/topic/4371926-steve-live-2/#post-4459930</link>
				<pubDate>Thu, 11 Mar 2004 10:59:29 +0000</pubDate>

									<content:encoded><![CDATA[<p>THANKS DAVE</p>
<p>[<img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" />][<img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" />][<img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" />]</p>
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				<title>judi replied to the topic another penguin game :P in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4371880-another-penguin-game-p/#post-4459540</link>
				<pubDate>Thu, 11 Mar 2004 10:50:26 +0000</pubDate>

									<content:encoded><![CDATA[<p>Quote:<br />
<i>Originally posted by Rugbyfan:</i><br />
It&#8217;s the penguins fighting back Judi!!!</p>
<p>Hehe [<img src="/wp-content/uploads/smileys/bigsmile.gif?x75824" width="" height="" alt=":D" title=":D" class="bbcode_smiley" />]</p>
<p>Doh!!!!  I knew I shouldn&#8217;t have enjoyed bashing their heads off so much last time  [<img src="/wp-content/uploads/smileys/cool.gif?x75824" width="" height="" alt="B)" title="B)" class="bbcode_smiley" />]</p>
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				<title>judi replied to the topic Steve Live in the forum Heads Up!</title>
				<link>https://www.propertyinvesting.com/topic/4371926-steve-live-2/#post-4459927</link>
				<pubDate>Thu, 11 Mar 2004 09:28:29 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by elves:</i><br />
nobody answered</p>
<p>No [<img src="/wp-content/uploads/smileys/frown.gif?x75824" width="" height="" alt=":(" title=":(" class="bbcode_smiley" />]  Dave? Ian????</p>
<p>I think I have some rejection issues to work through [<img src="/wp-content/uploads/smileys/bigeyes.gif?x75824" width="" height="" alt="8)" title="8)" class="bbcode_smiley" />]</p>
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				<title>judi replied to the topic Review of Ed Burton in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4369236-review-of-ed-burton/#post-4438073</link>
				<pubDate>Thu, 11 Mar 2004 09:21:50 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Jacinta<br />
I can recommend 3 simple and easy to read books for a bit of background knowledge about the game.<br />
1. Anyone can be a millionaire, Sean O&#8217;Reilly<br />
2. Building wealth through investment property, Jan Sommers  (not so simple but a &#8216;must read&#8217;)<br />
3. 0 &#8211; 130 properties in 3.5 years, Steve McKnight<br />
Not sure about the spelling of those names.</p>
<p>The&hellip;<span class="activity-read-more" id="activity-read-more-63147"><a href="https://www.propertyinvesting.com/topic/4369236-review-of-ed-burton/#post-4438073" rel="nofollow">[Read more]</a></span></p>
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				<title>judi replied to the topic Steve Live in the forum Heads Up!</title>
				<link>https://www.propertyinvesting.com/topic/4371926-steve-live-2/#post-4459925</link>
				<pubDate>Thu, 11 Mar 2004 08:59:54 +0000</pubDate>

									<content:encoded><![CDATA[<p>Guess we&#8217;re not invited Property Guru [<img src="/wp-content/uploads/smileys/frown.gif?x75824" width="" height="" alt=":(" title=":(" class="bbcode_smiley" />]<br />
Judi</p>
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				<title>judi replied to the topic check my sums in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4371915-check-my-sums/#post-4459817</link>
				<pubDate>Thu, 11 Mar 2004 08:56:33 +0000</pubDate>

									<content:encoded><![CDATA[<p>I agree with Suze about the maintenance.  Also the insurance seemed high.  Are there any cosmetic improvements that could increase the rent?  Is there really no chance for capital growth?  I sympathise with you.  I&#8217;m not really attracted to properties that have little chance for capital gain.  I also want them to be cash +ve as well.  One property&hellip;<span class="activity-read-more" id="activity-read-more-138208"><a href="https://www.propertyinvesting.com/topic/4371915-check-my-sums/#post-4459817" rel="nofollow">[Read more]</a></span></p>
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				<title>judi replied to the topic Steve Live in the forum Heads Up!</title>
				<link>https://www.propertyinvesting.com/topic/4371926-steve-live-2/#post-4459923</link>
				<pubDate>Thu, 11 Mar 2004 08:44:38 +0000</pubDate>

									<content:encoded><![CDATA[<p>So it&#8217;s not free then?  And where is it?<br />
Judi</p>
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				<title>judi replied to the topic analysis paralysis in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4371929-analysis-paralysis/#post-4459991</link>
				<pubDate>Thu, 11 Mar 2004 08:40:21 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Melissa<br />
I jumped straight in the deep end after reading one book (anyone can be a millionaire) and got lucky almost by accident.  Since then I&#8217;ve learned a lot more and am more cautious.  That said, I wouldn&#8217;t have bought that first property if I new then what I know now.  Thank goodness for ignorance! [:p]<br />
Regards<br />
Judi</p>
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				<title>judi replied to the topic Sharing Costs or not in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4371928-sharing-costs-or-not/#post-4459986</link>
				<pubDate>Thu, 11 Mar 2004 08:13:00 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Truska</p>
<p>Did you guys buy these as a business or company or anything?</p>
<p>If you bought as individuals I would guess that whoever buys the letterbox claims the deduction (if it was maintenance and not an improvement).</p>
<p>No doubt someone else can give you an exact answer.</p>
<p>Regards<br />
Judi</p>
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				<title>judi replied to the topic another penguin game :P in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4371880-another-penguin-game-p/#post-4459538</link>
				<pubDate>Thu, 11 Mar 2004 08:00:26 +0000</pubDate>

									<content:encoded><![CDATA[<p>I couldn&#8217;t get the game Matt [<img src="/wp-content/uploads/smileys/frown.gif?x75824" width="" height="" alt=":(" title=":(" class="bbcode_smiley" />]  I got the last one you posted but this one just came out in some kind of code.  Any suggestions?  I hate to miss something as important as this. [<img src="/wp-content/uploads/smileys/cool.gif?x75824" width="" height="" alt="B)" title="B)" class="bbcode_smiley" />]<br />
Judi</p>
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				<title>judi replied to the topic No money....no hope? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4371922-no-money-no-hope/#post-4459882</link>
				<pubDate>Thu, 11 Mar 2004 06:56:15 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Bec<br />
Are you really financially supporting your boyfriend?  Unless he&#8217;s caring for your kids, I&#8217;d change that arrangement.  Plenty of other good ideas have been mentioned in these replies.<br />
Good luck<br />
Judi</p>
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				<title>judi replied to the topic Buying in NZ in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4371899-buying-in-nz/#post-4459692</link>
				<pubDate>Thu, 11 Mar 2004 06:23:51 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Raymondo<br />
I think you&#8217;ll find that it can be +ve even disregarding the &#8220;book losses&#8221;.</p>
<p>Maybe someone can clarify that for us?</p>
<p>Regards<br />
Judi</p>
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				<title>judi replied to the topic additional costs in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4371920-additional-costs/#post-4459870</link>
				<pubDate>Thu, 11 Mar 2004 06:17:08 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Bert<br />
I had a carpenter friend do the building and pest inspection for me recently.  There&#8217;s no recourse if he missed something but it&#8217;s a brick building and I was pretty confident I didn&#8217;t need to pay someone for a written inspection.  I did the conveyancing myself.  So no solicitors fees.  There&#8217;s a conveyancing kit you can get from the&hellip;<span class="activity-read-more" id="activity-read-more-283794"><a href="https://www.propertyinvesting.com/topic/4371920-additional-costs/#post-4459870" rel="nofollow">[Read more]</a></span></p>
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				<title>judi replied to the topic Q for westan in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4371888-q-for-westan/#post-4459611</link>
				<pubDate>Thu, 11 Mar 2004 05:58:37 +0000</pubDate>

									<content:encoded><![CDATA[<p>Fjficm<br />
If you still haven&#8217;t got an answer, try rewording your initial post.<br />
Regards<br />
Judi</p>
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				<title>judi replied to the topic Crack in brick wall in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4371919-crack-in-brick-wall/#post-4459856</link>
				<pubDate>Thu, 11 Mar 2004 05:22:42 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Celivia<br />
It&#8217;s not unusual to have cracks that are not structural.  It can happen as the building &#8220;settles&#8221; soon after it is built.  They can be very easy to repair as well and the improvement in the appearance can be dramatic.  If it looks like a good property in other regards, it could be well worth getting an inspection.</p>
<p>If you&#8217;re really&hellip;<span class="activity-read-more" id="activity-read-more-6191"><a href="https://www.propertyinvesting.com/topic/4371919-crack-in-brick-wall/#post-4459856" rel="nofollow">[Read more]</a></span></p>
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				<title>judi replied to the topic Who wil be retiring in 2 years time? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4371492-who-wil-be-retiring-in-2-years-time/page/4/#post-4456126</link>
				<pubDate>Tue, 09 Mar 2004 10:27:41 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by brgorrie:</i><br />
<i>Originally posted by Chan$:</i><br />
So what happen if you don&#8217;t want to do anything, you just want to travel from one country to the other to see the world! is there such career? or is it so call career change?</p>
<p>Heh thats sort of what I&#8217;m aiming at &#8211; retirement<br />
is being able to wander the world seeing the sites<br />
I have heard&hellip;<span class="activity-read-more" id="activity-read-more-272396"><a href="https://www.propertyinvesting.com/topic/4371492-who-wil-be-retiring-in-2-years-time/page/4/#post-4456126" rel="nofollow">[Read more]</a></span></p>
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				<title>judi replied to the topic About to make an offer in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4371878-about-to-make-an-offer/#post-4459512</link>
				<pubDate>Tue, 09 Mar 2004 10:24:05 +0000</pubDate>

									<content:encoded><![CDATA[<p>Either or.  If you make an offer in writing, you may include the conditions but it&#8217;s also usual to agree on the price first and then don&#8217;t sign the contract until you make sure all your conditions and dates are written in.<br />
Regards<br />
Judi<br />
PS: It can be a good idea to make the inspection, finance and settlement dates &#8220;x number of weeks from receipt of&hellip;<span class="activity-read-more" id="activity-read-more-224392"><a href="https://www.propertyinvesting.com/topic/4371878-about-to-make-an-offer/#post-4459512" rel="nofollow">[Read more]</a></span></p>
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				<title>judi replied to the topic mystical ball in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4371875-mystical-ball/#post-4459500</link>
				<pubDate>Tue, 09 Mar 2004 10:01:51 +0000</pubDate>

									<content:encoded><![CDATA[<p>Nah, come on.. any answer will be a multiple of nine and they all have the same symbol. [V]</p>
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