PropertyInvesting.com | johnd | Activity https://www.propertyinvesting.com/members/johnd/activity/ Activity feed for johnd. Sun, 12 Apr 2026 04:16:58 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 6354518a5582ac52e6c05dcc8335963b johnd replied to the topic new and cautious in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4366652-new-and-cautious/#post-4420795 Tue, 05 Aug 2003 15:23:42 +0000 Hi Roundbelly.
I’m from SA myself and i believe The Australian Property Investor magazine is a must, and at the back of it are a whole list of books to choose from.

In relation to your question about when to buy, the answer is simple when it comes to residential realestate buy it when ever you can afford to. I’m not saying go out and buy anything…[Read more]

]]> 976d9f0157345e1ebf0fc393c032267d johnd replied to the topic The right lender??? in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4366685-the-right-lender/#post-4420939 Tue, 05 Aug 2003 15:14:02 +0000 Hi Sebestian,
I agree with the previous post. Find your self a mortgage broker and they will sort it out for you. Having said that not all chef’s are the same nor are real estate agents nor are lawyers and especially nor are finance brokers. Do the hard yards now get them in talk to them and find out which ones understand your needs and…[Read more]

]]> 8c31e48470e91798d3ddcb408e417454 johnd replied to the topic Who should pay? in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4366693-who-should-pay/#post-4420970 Tue, 05 Aug 2003 14:59:14 +0000 Hi Mala,

Only a suggestion, treat your tenants like customers, once you approach it with that view then make your decission who should pay. At the end of the day a happy customer is what is most important to every business, and renting is a form of a business. Strive to achieve a win win outcome, and if one weeks rent buys you loyality and…[Read more]

]]> 9c44349405a2989deddeb53fe0968178 johnd replied to the topic Looking to invest in SA in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4366609-looking-to-invest-in-sa/#post-4420570 Fri, 01 Aug 2003 16:52:21 +0000 Hi tig,

Becareful, some basic fundamentals for consideration when making your decision where to invest. Remember Broken Hill was a mining town that is now slowly dying. It is extremely risky investing in towns where there is only one source of employment in this case its the Roxby Down mine which is in the middle of no where, what happens if the…[Read more]

]]> ab53e02e38a247290688a43bb57df88e johnd replied to the topic Analysis paralysis -to build or not to build in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4366361-analysis-paralysis-to-build-or-not-to-build/#post-4418967 Wed, 09 Jul 2003 13:09:16 +0000 Hi Stephanie,

A new property far out weighs purchasing old for rental, there are tremendous advantages to building new such as
1.Tax deductions, get a quantity surveyor to prepare
2. The property is brand new therefore easy to rent etc
3. No head aches with broken this and that all issues generally covered by builders warranty at least for the…[Read more]

]]> dab42215e0183c1f1ad1f76ebcc0093e johnd replied to the topic tax implications in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4366360-tax-implications/#post-4418966 Wed, 09 Jul 2003 12:49:09 +0000 Hi ChinaBear,

You definatley need some help with this one. Lets see here we go.
1. You are never too old to take out a loan, finaciers can not discriminate against age, servicability and the deposit are and should be the only issues in securing finance.
2. If they gift you the money then you are buying the property not them then you (you meaning…[Read more]

]]> 0081a7ce887f73b878bebfefbcdc7bb5 johnd replied to the topic renovation profit in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4366357-renovation-profit/#post-4418949 Wed, 09 Jul 2003 07:18:40 +0000 Hi Banner,
You would need to write a book to answer your question, is it possible to make a salary out of renovating, the answer is and then some. But its also possible to bet on a 10 to 1 shot at the races and win, the key is education and knowledge. You need to know the market, you need to know your costs all your costs and it all needs to be…[Read more]

]]> b9b37212540fb8a760e0069e21f46857 johnd replied to the topic lender rates; are they higher than the banks in the forum No Subject https://www.propertyinvesting.com/topic/4366356-lender-rates-are-they-higher-than-the-banks/#post-4418948 Wed, 09 Jul 2003 07:04:52 +0000 Hi Robert,
Different finaciers have different products with varying Interest rates, I suggest you find your self a finance broker who will work for you and find you the best deal from a lender who can be located in where in the country.
Having said that there are more factors to consider than just the Interest rates, ie set up costs, application…[Read more]

]]> 9927aa40ac47f42dee74fcf0a97a510a johnd replied to the topic Where are +ve cashflow properties? in the forum No Subject https://www.propertyinvesting.com/topic/4366344-where-are-ve-cashflow-properties/#post-4418901 Wed, 09 Jul 2003 06:56:54 +0000 hwd007,
You miss understood I do trust my spouse, she does the right thing always (well nearly always)its other people you cant trust (sometimes you have no other option), they dont do the right thing. Dont get me wrong not all people but it only takes one or two bad experiences to feel this way.
regards
JohnD

]]> 5765a0de439b9b50e411b1fceaa3b897 johnd replied to the topic Both name or one name on Title in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4366352-both-name-or-one-name-on-title/#post-4418934 Wed, 09 Jul 2003 06:22:25 +0000 Hi fastainvesta,

I’ll try to clarify.
Couple purchase one IP for $400K
eg One partner earns $100k they may be able to borrow say $400K for IP based on serviceablity and the other partner also earns $100K they too can borrow say $400K for IP as individuals therefore collectively they could borrow $800k ie purchase 2 x IP at $400K each but if they…[Read more]

]]> a738249a519124b16ab888d711690a5f johnd replied to the topic Where are +ve cashflow properties? in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4366344-where-are-ve-cashflow-properties/#post-4418898 Wed, 09 Jul 2003 02:58:52 +0000 Hi RSTARR,

Yes I live in city where my investments are and this is because I am able to achieve +ve cashflow from my properties one way or another. Initaily I handle it over the phone but then always finalised face to face.

One of my life lessons learnt is
When it comes to business, money and your spouse you shouldn’t trust anyone.

So I’m not a…[Read more]

]]> de85ccb38b89ce0c4c086045ba2a2270 johnd replied to the topic Both name or one name on Title in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4366352-both-name-or-one-name-on-title/#post-4418932 Wed, 09 Jul 2003 02:46:43 +0000 Hi Katsu88,
Here are some points to consider.
If you purchase a property in joint names, then the bank views the debt as jointly and severally liable. What this means is that if you borrow $200K then the banks treats it as both of you have borrowed $200K each totalling $400K which will severely impact your future borrowing capacity.

One potential…[Read more]

]]> 269e66220cb8022032a35b5144d23992 johnd replied to the topic Where are +ve cashflow properties? in the forum No Subject https://www.propertyinvesting.com/topic/4366344-where-are-ve-cashflow-properties/#post-4418895 Wed, 09 Jul 2003 02:18:04 +0000 Quote:
JohnD interesting ideas.

Do you deal with tenants directly ? or through a real estate agent ? I was just wondering if through agent, how would they react to some of your strategies, such as the TV, stereo, dryer, dishwasher type deal with higher rent agreement and ownership after two years etc..

Sounds like an interesting…[Read more]

]]> 26a9739fabc74bff6eea353406c6d15e johnd replied to the topic Where are +ve cashflow properties? in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4366344-where-are-ve-cashflow-properties/#post-4418890 Tue, 08 Jul 2003 13:39:34 +0000 Hi Keesha,
I like you are interested in acquiring +ve cashflow properties, however its not always as simple as that. Nowa days you need to be astute and think outside the square to achieve this result if like me you dont particularily want to be purchasing out in the sticks, not that it’s bad. Some of the tactics and startergies I have used to…[Read more]

]]> 5495062a350be885ee954130aec84997 johnd replied to the topic Rent Increase - My Conscience Says Wait in the forum No Subject https://www.propertyinvesting.com/topic/4366332-rent-increase-my-conscience-says-wait/#post-4418828 Tue, 08 Jul 2003 13:14:09 +0000 Hi PG-WA,
Always find a need and negotiate win win, it cant and shouldnt be one sided. If you can find win win how does anyone loose.
regards
JohnD

]]> 3688d6aad9fb78c6ed40c83d1df2dac0 johnd replied to the topic refinance investment property -legal or not? in the forum No Subject https://www.propertyinvesting.com/topic/4366327-refinance-investment-property-legal-or-not/#post-4418771 Tue, 08 Jul 2003 13:07:14 +0000 Hi nghia76,
Rest assured not illegal at all. Your only issue is tax, what you can deduct inrelation to your new transaction and your existing transaction. Check with your accountant how it should be structured to ensure maximised tax benefit.
regards
John

]]> 19673db341b14d52c309802dbc1f555a johnd replied to the topic a straightforward question (i think) in the forum No Subject https://www.propertyinvesting.com/topic/4366346-a-straightforward-question-i-think/#post-4418904 Tue, 08 Jul 2003 12:59:36 +0000 Hi Richmond,
I’m no tax guru so make sure you check with your accountant, howeverif the roof is leaky and requires repairs then definatley it is a total deduction, to make absolute certainty beyond a shadow of a doubt have the company doing the repair to state something like “Replacement of existing leaky roof with New Roof” on the invoice.
regards
John

]]> 4e0f339c3d7c53306adbb07091d107a9 johnd replied to the topic Stuart from Guerrilla Real Estate in the forum No Subject https://www.propertyinvesting.com/topic/4366345-stuart-from-guerrilla-real-estate-2/#post-4418903 Tue, 08 Jul 2003 12:53:32 +0000 Hi Violeta,
I like you attended the seminar and heard Stuart speak, as a result I purchased his – The Guerrilla Adds Pack – which includes 2 telephone confrence calls with Stuart. His approach and startergies have enlitened me beyond comprehension. I have used his techniques and stratergies on four seperate deals over the last month and a half or…[Read more]

]]> 7f523daaf283afad23ffb69a8896bf89 johnd replied to the topic Back with 2 options.........need some advice in the forum No Subject https://www.propertyinvesting.com/topic/4366228-back-with-2-options-need-some-advice/#post-4418233 Fri, 27 Jun 2003 16:14:33 +0000 Hi Gavalynn,
In my humble opinion
I advise do your research no matter where you buy, search http://www.realestate.com.au/ both homes for sale and houses sold. Compare these with your target property. If your target property compares then go further. I recomend that you undertake an independant valuation of the property if you are still unsure.

In…[Read more]

]]> 10b1a07bf4f262d9d6ea1eec730bc0c6 johnd replied to the topic New investor testing the waters in the forum No Subject https://www.propertyinvesting.com/topic/4366229-new-investor-testing-the-waters/#post-4418237 Fri, 27 Jun 2003 15:49:10 +0000 Hi Kym

Answers in my Humble opinion

1. Negative gearing is a bad idea, it basically means you are losing money on the property and writing those losses of against your tax, why anyone would purposely go into a deal to lose money is beyond me, having said that you may be negatively gearing a property where the capital gain out weighs the losses…[Read more]

]]> cd6e0e5015da830c676c75e9c48ae4d3 johnd replied to the topic Franchise Investments in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4366227-franchise-investments/#post-4418222 Fri, 27 Jun 2003 15:28:00 +0000 Hi K.S.

I strongly advise that you speak to other franchisees, do extreme due dilligence before you invest any money. Best not to work with family, very hard to sack if necessary. Speaking from experience.

regards
John

]]> 2fbb2d1e7d8feedba86b397b5da749c1 johnd replied to the topic using equity to increase cash flow in the forum No Subject https://www.propertyinvesting.com/topic/4366182-using-equity-to-increase-cash-flow/#post-4417965 Tue, 24 Jun 2003 16:21:19 +0000 Skyeboy,

There are a number of stratergies you could use to tur your property into a =ve geared property using your equity. How ever this will depend on the proerty the value and the properties attributes. Here is two suggestions.
1. Do an option contract on the property selling for 20% per than its current market value and then prividing vendor…[Read more]

]]> daee90cbcacdffc220cd4830b7f80194 johnd replied to the topic So what would you like to know? Unlimited Finance! in the forum No Subject https://www.propertyinvesting.com/topic/4366191-so-what-would-you-like-to-know-unlimited-finance/#post-4418003 Tue, 24 Jun 2003 16:11:43 +0000

quote:
Hi! I’m new. Can someone tell me whether stamp duty can be tax-deductible when it comes to investment properties?


Hi big cat, all direct and indirect expenses in relation to an investment prperty are tax deductable.
cheers
John

]]> d7d70914127130106d09964cdbb417d7 johnd replied to the topic borrowing money agains appreciated equity in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4366192-borrowing-money-agains-appreciated-equity/#post-4418024 Tue, 24 Jun 2003 16:03:45 +0000

quote:
Can you just borrow or redraw the money at bank rates to live on and then sell your property to repay the loan and becuase ur on zero income, your capital gain tax would be at the lowest rate ? Is that how it works?

Yes you can borrow or redraw to live on provided your servicability allows, or you have at the time of establishment of the…[Read more]

]]> 96a1879c299a53d806265413588bebf2 johnd replied to the topic borrowing money agains appreciated equity in the forum No Subject https://www.propertyinvesting.com/topic/4366192-borrowing-money-agains-appreciated-equity/#post-4418023 Tue, 24 Jun 2003 15:56:20 +0000 Xenia, The principal is to leverage of your capital growth, re borrow yes for further investment, borrow to live off for personal use or life style no (unless you must but not purposely to be part of your investment startergy or plan) because 1.you can not claim the interest charged on your borrowings and 2. Your debts are increasing instead of…[Read more]

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