PropertyInvesting.com | islandgirl | Activity https://www.propertyinvesting.com/members/islandgirl/activity/ Activity feed for islandgirl. Tue, 14 Apr 2026 14:59:43 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 9658aeb922be346a81c7e5d85f2741c0 islandgirl replied to the topic Built-in robes - IKEA? in the forum Value Adding https://www.propertyinvesting.com/topic/4395381-built-in-robes-ikea/#post-4599147 Thu, 12 Feb 2009 22:22:50 +0000 I put Ikea wardrobes in my IP.  They were a great alternative as they come flat packed and are really easy to put together.  Admittedly it was a pain trying to organise transport and loading the stuff yourself.  You definately need to bring a friend!  Don't forget the handles like I did and had to make a second trip to get them.  And be caref…[Read more]

]]> 8348db892c28fb7c9a18a2a71a4bb5cf islandgirl replied to the topic When do i do my building/pest and valuations? in the forum General Property https://www.propertyinvesting.com/topic/4395368-when-do-i-do-my-buildingpest-and-valuations/#post-4599095 Tue, 10 Feb 2009 03:27:33 +0000 Put the clause in the contract and be careful of the wording of the clause.  "contract subject to the completion of a pest and building inspection to the buyers satisfaction" . That way they cannot argue over points of contention.  Also the same with the finance.  I can't remember the exact wording of the clause but is is more that "subject to fin…[Read more]

]]> 1e29b628a7a918963d4c5d81e21cab71 islandgirl replied to the topic Buying at Auction - a few questions in the forum Help Needed! https://www.propertyinvesting.com/topic/4395369-buying-at-auction-a-few-questions/#post-4599101 Tue, 10 Feb 2009 03:17:39 +0000 I'm pretty sure that you need to do your due dilligence before the auction.  I suppose you could say you are buying "as is where is".

]]> 46efcdd6aba7e312618e80fe3d7ae061 islandgirl replied to the topic What's the best Curtains/blinds for a rental property in the forum Value Adding https://www.propertyinvesting.com/topic/4395360-whats-the-best-curtainsblinds-for-a-rental-property/#post-4599057 Tue, 10 Feb 2009 01:35:45 +0000 I think definately Roman blinds are the way to go. Can't be as easily destroyed by animals as curtains and they are a cheaper modern looking alternative

]]> f4f3b53b0fa44c0cecac6a62b7a15973 islandgirl replied to the topic Should I borrow big or keep it small for my First home / Investent property in the forum Help Needed! https://www.propertyinvesting.com/topic/4395366-should-i-borrow-big-or-keep-it-small-for-my-first-home-investent-property/#post-4599091 Tue, 10 Feb 2009 01:33:52 +0000 hi SkuzRun the numbers on a spreadsheet so you can really compare what you are looking at.  If you have the cashflow to do it then why not.  Remember to work in the worst case senarios such as interest rates increasing etc.  If you can survive the worst case senario then it doesn't look so scary.

]]> ef8ee94f2b3adc3ba4353a06d2345761 islandgirl replied to the topic Effect of 300 berth Marina in regional area in the forum Help Needed! https://www.propertyinvesting.com/topic/4391081-effect-of-300-berth-marina-in-regional-area/#post-4575575 Tue, 10 Feb 2009 01:30:24 +0000 Will be interesting to see if the current economic climate will push plans for something like this back or not.  Would be interesting to do some more research on who is involved and the potential for it not to go ahead

]]> 0e5cd6fbe40250198d3547f2bc589423 islandgirl replied to the topic Is now the time to buy? in the forum Opinionated! https://www.propertyinvesting.com/topic/4395225-is-now-the-time-to-buy-2/#post-4598230 Tue, 10 Feb 2009 01:26:45 +0000 The time to buy is always when you find a deal that you can make money from.  As jparry said – do your due dilligence.  If the numbers stack up then its time to buy.  Its what you will buy that is probably different at the moment.  Rather that aiming for capital growth perhaps look at renos or conversions where you can make good money up front

]]> cb1696b31ad0a3ad97f25f2174610c07 islandgirl replied to the topic Has anyone made any money on the net - Google ads or selling something ? in the forum Creative Investing https://www.propertyinvesting.com/topic/4395340-has-anyone-made-any-money-on-the-net-google-ads-or-selling-something/#post-4598924 Tue, 10 Feb 2009 01:14:25 +0000 Hi MisterWhat your talking about is Affialiate Marketing.  If you look it up on the net you should get some pretty good information.  I think from what I have read its probably easier to make a buck from these sites in the US as you have much greater potential of people viewing your site.  Its a valid from of extra income though and whilst I do…[Read more]

]]> 8b690adc1092961b2ae3e7cf8bffccdf islandgirl replied to the topic Rental fees query in the forum Help Needed! https://www.propertyinvesting.com/topic/4395363-rental-fees-query/#post-4599080 Tue, 10 Feb 2009 01:07:25 +0000 Remember next time you sign a rental agreement with your agent that you can negotiate the agents commission.  It pays to shop around and see if you can get cheaper and if your happy with your agents service then ask him to drop his commission.

]]> f7d60e3a8c8b9f7ad2a07df8b6ed8cc9 islandgirl replied to the topic Is Cash still King? in the forum Help Needed! https://www.propertyinvesting.com/topic/4395308-is-cash-still-king/#post-4598756 Tue, 03 Feb 2009 23:15:45 +0000 I really don't think anyone knows what will happen with share prices or property prices.  Every expert has a different opinion.  Really if you want a new PPOR then go ahead and get one.  Your buying for the long term anyway.  Sitting on the fence with your money in cash is loosing you money anyway.

]]> 0d0706bb4077d8803f50c1ebe81079c0 islandgirl replied to the topic Brainstorming Ideas in the forum Help Needed! https://www.propertyinvesting.com/topic/4391847-brainstorming-ideas/#post-4580144 Mon, 07 Jan 2008 03:55:36 +0000 I think what you really need to work out is why are you investing.  What are your goals and what do you want to achieve.  No one will be able to give you any meaningful advise unless you have some expectations/goals you want met.  e.g. do you need increased income, do you currently have suffient income for your needs and are investing for long te…[Read more]

]]> 274143d65f417e4824cc5bdec56cdd75 islandgirl replied to the topic Michael Yardney's Book: A must buy in the forum General Property https://www.propertyinvesting.com/topic/4391141-michael-yardneys-book-a-must-buy/#post-4575813 Tue, 16 Oct 2007 03:59:08 +0000 I think the important thing with any of these investment books is to understand the underlying strategy and expected outcomes of that strategy.  To fully understand the strategy you must also understand the pitfalls as well.  I believe that unless you understand cashflows and research property growth and the tax implications you can get into s…[Read more]

]]> 099b63cb5bea1ebe71d7b79c268f4c50 islandgirl replied to the topic Steve Navra property course in the forum General Property https://www.propertyinvesting.com/topic/4389946-steve-navra-property-course/#post-4569417 Mon, 18 Jun 2007 21:58:54 +0000 I found the course worthwhile doing.  Just remember, like all these guys, he is trying to sell you a product.  However, understaning his investment philosophy and seeing if that will apply to your circumstances is the key.  Compare his approach to that of say, Michael Yardney  and Steve McKnight.  All very different investment techniques.  The k…[Read more]

]]> bc15e014d150f0f0c72c3ca9b8ca3e6d islandgirl replied to the topic If cash was the king where'd you put it? in the forum Opinionated! https://www.propertyinvesting.com/topic/4389315-if-cash-was-the-king-whered-you-put-it/#post-4566362 Fri, 20 Apr 2007 04:40:57 +0000 I personally perfer channelling my spare cash into diversified funds, particularly those geared towards income producing.  I can leveridge them for extra gain and then use the income to pay off property investments.

]]> 1cac6590ae11baa60ccb622866492f40 islandgirl replied to the topic Thanks Richard in the forum Finance https://www.propertyinvesting.com/topic/4388484-thanks-richard/#post-4562471 Tue, 20 Feb 2007 00:15:55 +0000 Isn’t it great to be loved!

Good onya buddy!

]]> 213cacbc3bf3d8d7aa4b5f40d8642525 islandgirl replied to the topic Brisbane Property Zones in the forum General Property https://www.propertyinvesting.com/topic/4388375-brisbane-property-zones/#post-4561888 Fri, 09 Feb 2007 03:12:00 +0000 Amanda, your a legend as usual!

]]> b9c19638fd6ab6755e0c98632e681e1a islandgirl replied to the topic Managed funds have better returns than property? in the forum Creative Investing https://www.propertyinvesting.com/topic/4388361-managed-funds-have-better-returns-than-property/#post-4561790 Wed, 07 Feb 2007 23:57:13 +0000 The problem though with managed funds is that you cannot gear as high as property.

]]> 1e34bf8be76cb487af39942a9c2c8a35 islandgirl replied to the topic Advice/Tips.... in the forum Help Needed! https://www.propertyinvesting.com/topic/4388075-advicetips/#post-4560611 Thu, 18 Jan 2007 00:43:51 +0000 I agree with Wayne. Its amazing how many people start out investing with no clear idea of what they want to achieve and how to do it. I would say

1. Work out your goals. What you want to achieve. e.g. for me it is getting a replacement income so I can spend more time at home and then also generating a retirement income
2. Read, read, read.…[Read more]

]]> ee3427f9b95ff3813c7d2754a0496239 islandgirl replied to the topic Steve Navra Course in the forum Help Needed! https://www.propertyinvesting.com/topic/4387826-steve-navra-course/#post-4559420 Wed, 17 Jan 2007 12:44:34 +0000 I enjoyed Steve’s course. Definately well worth the money.

For me his concept works. Use Diversified Funds that are basically income producing to pay for your property purchases. His Navra funds are OK but I’ve seen better funds that produce better income and higher capital return to boot. The website at invested.com.au is pretty good too for…[Read more]

]]> 03032e3a98878fd9ec30626004efedbb islandgirl replied to the topic Second Hand books + Other Stuff in the forum No Subject https://www.propertyinvesting.com/topic/4388046-second-hand-books-other-stuff/#post-4560527 Wed, 17 Jan 2007 12:29:21 +0000 I’ve PM’d you buddy

]]> 0e65c07ad3635eb4c20857a8cd485857 islandgirl replied to the topic Help build my "Team" for brisbane area in the forum Help Needed! https://www.propertyinvesting.com/topic/4387745-help-build-my-team-for-brisbane-area/#post-4558963 Sat, 23 Dec 2006 09:13:26 +0000 Richard’s been a great help to me. Would definately recomend him to help put your team together

]]> 4f26c86ab8435600cc25ce47a03be420 islandgirl replied to the topic Who should buy our first IP? in the forum No Subject https://www.propertyinvesting.com/topic/4387441-who-should-buy-our-first-ip/#post-4557588 Tue, 21 Nov 2006 05:31:14 +0000 I’m in the same situation. I elected to use a HDT. This was for several reasons.

1. I could divert the income to myself or my husband depending on circumstances. You might know your circumstances now. But what happens 5 years down the track if you decide to work less or your partner gets a higher paying job.
2. If I use a HDT I can get a LOC…[Read more]

]]> 45d742a5977e1b374d809c217d4d86ca islandgirl replied to the topic Room Room rentals / Student Housing PROs & CONs in the forum Help Needed! https://www.propertyinvesting.com/topic/4387009-room-room-rentals-student-housing-pros-cons/#post-4555629 Mon, 09 Oct 2006 02:52:05 +0000 Thanks for asking this question. Its something I am looking at myselft at the moment.

Do you have a property agent who handles the rental agreement or do you do so yourself. How do you find tenants – do you approach the uni’s or put an add in the paper? Why criteria do you use to find a place – do you look for a minimum of say 5 b/r, 2…[Read more]

]]> 73919d204cac7ac6933cc26eedc18ef9 islandgirl replied to the topic If you were a tenant..... in the forum No Subject https://www.propertyinvesting.com/topic/4386990-if-you-were-a-tenant/#post-4555565 Sun, 08 Oct 2006 04:42:24 +0000 Movie voucher
Free petrol voucher
Hairdressing voucher
CD voucher

Things that would improve your property – $50 of free lawnmoving, $50 free garden plants, hardware store voucher

]]> 53d7aa44070707e4052fda400470082e islandgirl replied to the topic Neighbourhood cats invasion ! in the forum Forum Frolic https://www.propertyinvesting.com/topic/4386953-neighbourhood-cats-invasion/#post-4555410 Sun, 08 Oct 2006 04:35:06 +0000 We had a problem with roaming animals from neighbours – dogs, cats, cattle and peacocks!. At one stage the animal control department of the council lent us some of there animal traps. We trapped the neighbours dogs, the council came and picked them up.

]]> 49248f1418dacf1748eab926685406a6 islandgirl replied to the topic Passive income apart from property? in the forum Creative Investing https://www.propertyinvesting.com/topic/4386799-passive-income-apart-from-property/#post-4554654 Wed, 04 Oct 2006 21:47:36 +0000 Put an add in the paper “Send $10 to PO box XXX and I’ll post you details of how to make thousands of dollars” When they post you the $10 send them a letter saying “get a PO box, put an add in the paper when says send $10 etc etc etc”[biggrin]

]]> 57f1b8495d8b66d41305edb4774d5190 islandgirl replied to the topic What would you do in this situation in the forum Help Needed! https://www.propertyinvesting.com/topic/4386915-what-would-you-do-in-this-situation-2/#post-4555262 Fri, 29 Sep 2006 00:30:16 +0000 PS I should mention that I very time poor. Hence this strategy

]]> 61bd274e30170a7eb51b8a48426333ec islandgirl replied to the topic Advertising to make money in the forum No Subject https://www.propertyinvesting.com/topic/4386887-advertising-to-make-money/#post-4555154 Tue, 26 Sep 2006 22:20:29 +0000 There was a story I saw ages ago about people selling advertising on their car. Based of course on how much mileage they did per day and where they travelled.

Can’t see why billboards wouldn’t work – depending on your property location

]]> 36774add64df26819ee8f95cdef70b55 islandgirl replied to the topic inspecting properties in the forum Help Needed! https://www.propertyinvesting.com/topic/4386843-inspecting-properties/#post-4554910 Sun, 24 Sep 2006 22:47:04 +0000 Steve’s buyer beware pack is very good. It gives you a checklist of what to look for in the inspection stage as well as his other templates.

]]> f5a1bfc6f8c94c0a343327bd0efc1f35 islandgirl replied to the topic Buyers Agents in Brisbane in the forum Help Needed! https://www.propertyinvesting.com/topic/4386828-buyers-agents-in-brisbane/#post-4554837 Sun, 24 Sep 2006 22:05:54 +0000 From the initial conversation I had with George Kafantaris I can honestly say I wasn’t particularly impressed. He did not seem particularly interested in cf+ properties – only inner city properties and very much equity base investing which of course reflects Michael Yardney’s investing philosophies. He basically scoffed at any ideas I had and…[Read more]

]]> b45844d00574140f48a42dd4820cb812 islandgirl replied to the topic Dream Stealers in the forum Opinionated! https://www.propertyinvesting.com/topic/4386447-dream-stealers/#post-4552816 Sun, 10 Sep 2006 22:42:51 +0000 Yes I would definately agree and that is the big think I have learnt thru reading the various approaches. Everybodies individual circumstances are different and the key the good investing is picking out the approach or combination of approaches that are going to work best for your circumstances.

And once again, knowlegde is power. By reading…[Read more]

]]> dab0075ed7c5b7d3d9de29a242ed4083 islandgirl replied to the topic Property Masterclass in the forum Heads Up! https://www.propertyinvesting.com/topic/4386579-property-masterclass-2/#post-4553547 Tue, 05 Sep 2006 22:05:33 +0000 Christopher

Check out the online shop on this web site. There is also a box on the bottom right hand side of this forum.

Good luck with your investing.[biggrin]

]]> b62929604db698873c0307a803e9d2ae islandgirl replied to the topic Moranbah minning town still growing ? in the forum Help Needed! https://www.propertyinvesting.com/topic/4386645-moranbah-minning-town-still-growing/#post-4553889 Thu, 31 Aug 2006 23:09:19 +0000 Hi

Why don’t you do a forum search for Moranbah. The topic has been discussed a few times recently and that may help you.

]]> c13760d4c418cae68d7776dbb0ef2991 islandgirl replied to the topic Digging deep to find the riches in the forum Creative Investing https://www.propertyinvesting.com/topic/4386567-digging-deep-to-find-the-riches/#post-4553481 Thu, 24 Aug 2006 22:40:39 +0000 If you are after mining information I suggest you get the free newsletter from http://www.miningnews.net . You can also research any previous stories and areas which is helpful.

I would probably keep clear of places like Emerald and Moranbah. They are already overpriced. Mt Isa and Cloncurry look good but you have to do your research about good and…[Read more]

]]> 42fc5290917129951b85bd75108ecfcf islandgirl replied to the topic mining towns in the forum No Subject https://www.propertyinvesting.com/topic/4386353-mining-towns-4/#post-4552425 Tue, 15 Aug 2006 05:20:57 +0000 Your absolutely correct. I’ve been in the industry for a few years now. If the coal bottoms out in Queensland the market is going to bottom very quickly. Personally I wouldn’t buy in mining towns like Moranbah etc. The rentals might be great at the moment but for the long term the property prices are already too high. Inevitably they will go…[Read more]

]]> 52996073c5deb0a88fc917157ef7ee58 islandgirl replied to the topic To increase the rent or not to? Opinions please. in the forum Help Needed! https://www.propertyinvesting.com/topic/4386446-to-increase-the-rent-or-not-to-opinions-please/#post-4552802 Tue, 15 Aug 2006 00:39:51 +0000 Who is in control of the property – you or them? Don’t assign your control away to them. Make sure you are positive when you approach them. Thank them for paying on time etc. Tell them market rates have gone up to $220 per week but as they are good tenants you are prepared to cut them a brake and only raise the rent $15 per week instead of…[Read more]

]]> bebd07250377f7552258d45092a7eff1 islandgirl replied to the topic Want to set up Discretionary Trust in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4386452-want-to-set-up-discretionary-trust/#post-4552844 Mon, 14 Aug 2006 21:58:23 +0000 I guess I am in the same boat as you Frank. Thanks for asking the question. I was discussing options such as discretionary trusts with my accountant only yesterday and the answers I got were so wishy washy that I am really none the wiser. I’ve got some books coming from the library to help the education process “How to legally reduce your tax”…[Read more]

]]> bd9d7156155067ef5b22855dc48626c7 islandgirl replied to the topic Anyone bought the Master Class Pack? in the forum Help Needed! https://www.propertyinvesting.com/topic/4386454-anyone-bought-the-master-class-pack/#post-4552851 Mon, 14 Aug 2006 21:46:24 +0000 I found it to be an excellent resource. As well as the buyer beware templates.

]]> eb7e2fe5d58a732b3dc43a958607b122 islandgirl replied to the topic mining towns in the forum General Property https://www.propertyinvesting.com/topic/4386353-mining-towns-4/#post-4552421 Thu, 10 Aug 2006 22:11:41 +0000 A good site to subscribe to is MiningNews.net they send out a free daily newsletter which is quite informative. Keep an eye on projects that are on the drawing board (in feasability stage) and where they are located. It is too late in some of the existing mining towns. White Range up near Cloncurry is coming up and a few others around the…[Read more]

]]> 2e8189887aa8486ca586460fbbfbe393 islandgirl replied to the topic Any other Cash Flow producing techniques? in the forum No Subject https://www.propertyinvesting.com/topic/4386338-any-other-cash-flow-producing-techniques/#post-4552341 Thu, 03 Aug 2006 22:01:16 +0000 Just curious as to the best way to go about this. There are several properties I am interested in that this could be applied to. How do you go about managing the properties. Do you just use the normal RE agent and a normal rental agreement. Is there any other legal requirements etc.

]]> ae2c5c28245c1eb79656eae365bb58e8 islandgirl replied to the topic Answers to "Where to Find CF+ Deals" in the forum Help Needed! https://www.propertyinvesting.com/topic/4384472-answers-to-where-to-find-cf-deals/page/4/#post-4541936 Wed, 26 Jul 2006 22:58:09 +0000 Hi Evad

If you have read back over the past 10 or more pages you can see that you will just not find CF+ properties by simply looking on the internet and waiting for a under 200K to pop up that rents at $300/wk. I think the main message from all these more experienced folk is that you have to get off you butt and get out there and explore…[Read more]

]]> 7b015d6687c28c400c25d89d65a9a218 islandgirl replied to the topic What am I missing in the forum Help Needed! https://www.propertyinvesting.com/topic/4386118-what-am-i-missing/#post-4551505 Thu, 13 Jul 2006 22:11:46 +0000 Thanks guys I really appreciate the help.

]]> 17cbf7132718be38f0720bb58ce82964 islandgirl replied to the topic Interest Only Loan Option in the forum Help Needed! https://www.propertyinvesting.com/topic/4385762-interest-only-loan-option/#post-4549771 Wed, 07 Jun 2006 01:01:23 +0000 [blush2] Guess I shouldn’t do my calculations before my coffee in the morning!

Thanks

]]> 64f24177e6c067d1c4d8443b22d7d899 islandgirl replied to the topic macleay island ? in the forum General Property https://www.propertyinvesting.com/topic/4379325-macleay-island/#post-4510248 Fri, 03 Mar 2006 02:27:54 +0000 Hi Ian

Just wondering how your property on Macleay is doing. Do you still think it is a good investment. I’d be interested in your opinions

]]>