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	<title>PropertyInvesting.com | Fern | Activity</title>
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				<title>Fern replied to the topic Oil and Real Estate in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4378945-oil-and-real-estate/#post-4507926</link>
				<pubDate>Thu, 10 Mar 2005 02:33:30 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by foundation:</i><br />
<i>Originally posted by Fern:</i></p>
<p>Quote:<br />
<i>Originally posted by Nobleone:</i><br />
My take on it is Peak Oil is it&#8217;s not a doomsday theory, its just a peak in the oil supply graph.  Oil will not run out ever, there will always be some to find at a price.<br />
&#8230;and that change in price should be enough to make alternatives cost&hellip;<span class="activity-read-more" id="activity-read-more-56837"><a href="https://www.propertyinvesting.com/topic/4378945-oil-and-real-estate/#post-4507926" rel="nofollow">[Read more]</a></span></p>
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				<title>Fern replied to the topic Oil and Real Estate in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4378945-oil-and-real-estate/#post-4507924</link>
				<pubDate>Wed, 09 Mar 2005 22:57:27 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by Nobleone:</i><br />
Hi all,</p>
<p>I was a &#8216;peak oil&#8217; follower until I recently read this article&#8230;</p>
<p><a href="http://www.rense.com/general63/staline.htm" rel="nofollow">http://www.rense.com/general63/staline.htm</a></p>
<p>&#8230; which gives some very reasonable debate material re the abiotic oil argument.</p>
<p>It&#8217;s a long read, but I always say that if you don&#8217;t read all the facts/theories/ideas etc you really cannot make&hellip;<span class="activity-read-more" id="activity-read-more-56835"><a href="https://www.propertyinvesting.com/topic/4378945-oil-and-real-estate/#post-4507924" rel="nofollow">[Read more]</a></span></p>
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				<title>Fern replied to the topic Oil and Real Estate in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4378945-oil-and-real-estate/#post-4507919</link>
				<pubDate>Wed, 09 Mar 2005 11:14:30 +0000</pubDate>

									<content:encoded><![CDATA[<p>Has anyone seen the Doco &#8220;The End of Suburbia&#8221;.<br />
You can get it on DVD, probably have to Google it, as its not on wide release.  I was handed it by someone who said i just had to see it.</p>
<p>Its about Oil Depletion and goes into the real estate logistics so to speak.  Really interesting stuff.  In fact an eye opener.  Its US/Canadian based, but quite&hellip;<span class="activity-read-more" id="activity-read-more-56831"><a href="https://www.propertyinvesting.com/topic/4378945-oil-and-real-estate/#post-4507919" rel="nofollow">[Read more]</a></span></p>
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				<title>Fern replied to the topic reality check - realestate implications!! in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4374338-reality-check-realestate-implications/page/3/#post-4478386</link>
				<pubDate>Sat, 10 Jul 2004 21:56:03 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by wayneL:</i><br />
<i>Originally posted by Fern:</i><br />
  What I&#8217;m getting at is there will be a hell of a lot less energy to go around, and at a very high cost COMPARED to oil.</p>
<p>Fern, this is exactly the point the Pollyanna&#8217;s are missing.</p>
<p>Even if there were some alternative, viable and cheap energy source. The cost and upheaval to change over,&hellip;<span class="activity-read-more" id="activity-read-more-156219"><a href="https://www.propertyinvesting.com/topic/4374338-reality-check-realestate-implications/page/3/#post-4478386" rel="nofollow">[Read more]</a></span></p>
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				<title>Fern replied to the topic someone in this forum has vending machines.. in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4374555-someone-in-this-forum-has-vending-machines/#post-4479811</link>
				<pubDate>Thu, 01 Jul 2004 07:31:33 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Mortgage Advisor,<br />
We don&#8217;t own the machines, we do filling &amp; maintenance on contract.  We own the trucks[biggrin]</p>
<p>The reason we only do 340 now is we needed a life[laughing]. 800 was full on.</p>
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				<title>Fern replied to the topic someone in this forum has vending machines.. in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4374555-someone-in-this-forum-has-vending-machines/#post-4479810</link>
				<pubDate>Thu, 01 Jul 2004 05:09:05 +0000</pubDate>

									<content:encoded><![CDATA[<p>My partner &amp; I have a company that fills &amp; maintains drink vending machines on contract.<br />
We currently have 340 machines, but have had up to 800 in the past.</p>
<p>Its all about location.  Our top placed machines do over 20,000 units a year, but its a cut-throat business when it comes to placements.  Anything selling under 2400 units a year is unworthy.&hellip;<span class="activity-read-more" id="activity-read-more-129368"><a href="https://www.propertyinvesting.com/topic/4374555-someone-in-this-forum-has-vending-machines/#post-4479810" rel="nofollow">[Read more]</a></span></p>
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				<title>Fern replied to the topic reality check - realestate implications!! in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4374338-reality-check-realestate-implications/page/2/#post-4478379</link>
				<pubDate>Sun, 20 Jun 2004 06:38:23 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by Marc1:</i><br />
So, you are comparing a full-scale coal generation plant or why not a nuclear one, with a midget hobby solar panel on the top of some greenie&#8217;s roof are you?<br />
That is a serious comparison is it?</p>
<p>Whats your point.  I never mentioned coal or nuclear.  And yes all sources of energy can be compared.  But I don&#8217;t think you&hellip;<span class="activity-read-more" id="activity-read-more-95144"><a href="https://www.propertyinvesting.com/topic/4374338-reality-check-realestate-implications/page/2/#post-4478379" rel="nofollow">[Read more]</a></span></p>
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				<title>Fern replied to the topic reality check - realestate implications!! in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4374338-reality-check-realestate-implications/page/2/#post-4478377</link>
				<pubDate>Sat, 19 Jun 2004 00:12:02 +0000</pubDate>

									<content:encoded><![CDATA[<p>Really!!</p>
<p>An installed solar photovoltaic system will cost you three times the kw/hr cost of on-the-grid electricity over its lifetime of 30 years.</p>
<p>Solar hot water pays for itself in under 10 years.</p>
<p>You wanna pay three time more per kwh?  You think thats viable?</p>
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				<title>Fern replied to the topic reality check - realestate implications!! in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4374338-reality-check-realestate-implications/page/2/#post-4478375</link>
				<pubDate>Fri, 18 Jun 2004 22:50:53 +0000</pubDate>

									<content:encoded><![CDATA[<p>Talk about put words in my mouth[blink]</p>
<p>I didn&#8217;t say we shouldn&#8217;t use alternative energies.  But they are not a replacement for oil.  Oil has an EROEI (energy returned on energy invested) of 50:1.  I love to see your figures on solar, I believe it is 1:2.   What I&#8217;m getting at is there will be a hell of a lot less energy to go around, and at a&hellip;<span class="activity-read-more" id="activity-read-more-264401"><a href="https://www.propertyinvesting.com/topic/4374338-reality-check-realestate-implications/page/2/#post-4478375" rel="nofollow">[Read more]</a></span></p>
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				<title>Fern replied to the topic reality check - realestate implications!! in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4374338-reality-check-realestate-implications/page/2/#post-4478371</link>
				<pubDate>Fri, 18 Jun 2004 02:53:17 +0000</pubDate>

									<content:encoded><![CDATA[<p>Come on guys, we have to think outside the square here!!!!!!!!!!!</p>
<p>How much energy does it take to build a solar energy system[blink], or any system or alternative fuel, what does it cost, and how much energy will it return over its lifetime.<br />
I think you&#8217;ll find that at this point Solar is only viable for hot water heating.</p>
<p>Its all very well to&hellip;<span class="activity-read-more" id="activity-read-more-64009"><a href="https://www.propertyinvesting.com/topic/4374338-reality-check-realestate-implications/page/2/#post-4478371" rel="nofollow">[Read more]</a></span></p>
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				<title>Fern replied to the topic History Lesson; THE LAST CRASH in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4374242-history-lesson-the-last-crash/#post-4477578</link>
				<pubDate>Fri, 04 Jun 2004 09:58:44 +0000</pubDate>

									<content:encoded><![CDATA[<p>This is a graph showing the last crashes in NZ from the RBNZ (scroll down to page 2) for the NZ punters  It shows nominal &amp; real prices which illustrates the affects of inflation on value.</p>
<p>Just need an Aussie one now!!</p>
<p><a href="http://www.bis.org/review/r030918e.pdf" class="bbcode_url" rel="nofollow">http://www.bis.org/review/r030918e.pdf</a></p>
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				<title>Fern replied to the topic History Lesson; THE LAST CRASH in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4374242-history-lesson-the-last-crash/#post-4477577</link>
				<pubDate>Fri, 04 Jun 2004 09:42:43 +0000</pubDate>

									<content:encoded><![CDATA[<p>This is a graph showing the last crashes in NZ from the RBNZ (scroll down to page 2) for the NZ punters  It shows nominal &amp; real prices which illustrates the affects of inflation on value.</p>
<p>Just need an Aussie one now!!</p>
<p><a href="http://www.bis.org/review/r030918e.pdf" class="bbcode_url" rel="nofollow">http://www.bis.org/review/r030918e.pdf</a></p>
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				<title>Fern replied to the topic Crash &#62; Crash &#62; Crash in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4373528-crash-crash-crash/page/3/#post-4472138</link>
				<pubDate>Sat, 29 May 2004 06:37:00 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Ausprop,<br />
Housing bubbles have severe economic effects.<br />
The magnitude of the price fall is related to the run-up during the boom. This one has been huge, around 100% in 6 years. The average housing bust takes over four years to recover from and by the end of that four years a countries GDP is down by an average of 8%.  That doesn&#8217;t look good for&hellip;<span class="activity-read-more" id="activity-read-more-248240"><a href="https://www.propertyinvesting.com/topic/4373528-crash-crash-crash/page/3/#post-4472138" rel="nofollow">[Read more]</a></span></p>
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				<title>Fern replied to the topic Crash &#62; Crash &#62; Crash in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4373528-crash-crash-crash/page/3/#post-4472135</link>
				<pubDate>Sat, 29 May 2004 04:21:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>I think it makes very plain sense.<br />
And I didn&#8217;t say anything about 12 months.<br />
Housing inflation has been way out of balance with what has been happenning elsewhere in the economy, a correction goes without saying.<br />
How long it will take is a completely different matter.</p>
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				<title>Fern replied to the topic Crash &#62; Crash &#62; Crash in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4373528-crash-crash-crash/page/3/#post-4472133</link>
				<pubDate>Fri, 28 May 2004 21:28:29 +0000</pubDate>

									<content:encoded><![CDATA[<p>If its all so rosy, why is the Fed rate still at 1%.  Thats not exactly normal for a country showing strong economic growth.<br />
Theres a lot more going on than appears on the surface.</p>
<p>Just my mumblings</p>
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				<title>Fern replied to the topic Looming world problem in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4373710-looming-world-problem/#post-4473733</link>
				<pubDate>Wed, 26 May 2004 21:48:04 +0000</pubDate>

									<content:encoded><![CDATA[<p>The cover of the latest National Geographic<br />
&#8220;The End of Cheap Oil&#8221;</p>
<p><a href="http://magma.nationalgeographic.com/ngm/0406/feature5/" class="bbcode_url" rel="nofollow">http://magma.nationalgeographic.com/ngm/0406/feature5/</a></p>
<p>&#8220;It&#8217;s inevitable. But just how soon will the vital fuel become so scarce and expensive that we&#8217;re forced to make hard choices about how we live? &#8221;</p>
<p>I&#8217;d say in about 18 months, the real crunch will start to be felt!!!</p>
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				<title>Fern replied to the topic anyone watch this last night? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4373987-anyone-watch-this-last-night/page/3/#post-4475666</link>
				<pubDate>Wed, 26 May 2004 06:54:30 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by AusProp:</i></p>
<p>my problem is that people have been saing this for a few years now. the choice is either to go for it or sit back and do nothing. A few years ago I sold property to wait for the supposed plum opportunities that were about to present themselves &#8211; talk about regret! Timing the market is a mugs game.</p>
<p>I think you can&hellip;<span class="activity-read-more" id="activity-read-more-214857"><a href="https://www.propertyinvesting.com/topic/4373987-anyone-watch-this-last-night/page/3/#post-4475666" rel="nofollow">[Read more]</a></span></p>
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				<title>Fern replied to the topic anyone watch this last night? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4373987-anyone-watch-this-last-night/page/2/#post-4475661</link>
				<pubDate>Wed, 26 May 2004 05:49:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>Can&#8217;t say I aspire to designer clothes, or flashy cars.  I drive a 1996 camry S/W[biggrin] even though I could buy a new car.  Goes good so why worry.  Cars are liabilities in my eyes.</p>
<p>I&#8217;m keeping a very close eye on the US.<br />
Thats where the financial storm is brewing.<br />
&#8220;Get out of debt&#8221; before the storm hits, is a very good mantra.</p>
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				<title>Fern replied to the topic anyone watch this last night? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4373987-anyone-watch-this-last-night/page/2/#post-4475646</link>
				<pubDate>Wed, 26 May 2004 00:54:45 +0000</pubDate>

									<content:encoded><![CDATA[<p>Well said ResidentialWealth.<br />
My head has been spinning at the amount of debt friends have clocked up over the last few years.</p>
<p>They say things like, &#8220;House prices never go down&#8221; &#8211; Huh &#8211;  I can remember the last big one, and it wasn&#8217;t pretty for a lot of people, especially the high flyers.<br />
I can remember putting money on deposit and earning 25%pa.&hellip;<span class="activity-read-more" id="activity-read-more-226635"><a href="https://www.propertyinvesting.com/topic/4373987-anyone-watch-this-last-night/page/2/#post-4475646" rel="nofollow">[Read more]</a></span></p>
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				<title>Fern replied to the topic Looming world problem in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4373710-looming-world-problem/#post-4473732</link>
				<pubDate>Sat, 22 May 2004 20:40:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>Meant to say too, this won&#8217;t address the larger types of transport, airlines, intl shipping etc etc.  Can&#8217;t see them running on hydrogen or electricity.</p>
<p>Back to the sailing ship maybe[biggrin]</p>
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				<title>Fern replied to the topic Looming world problem in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4373710-looming-world-problem/#post-4473731</link>
				<pubDate>Sat, 22 May 2004 20:38:05 +0000</pubDate>

									<content:encoded><![CDATA[<p>I agree with you about hydrogen versus electric.<br />
Electric sounds a lot more feasible. The petrolheads won&#8217;t like the lack of power, but I wouldn&#8217;t miss it.</p>
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				<title>Fern replied to the topic Looming world problem in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4373710-looming-world-problem/#post-4473729</link>
				<pubDate>Sat, 22 May 2004 06:48:56 +0000</pubDate>

									<content:encoded><![CDATA[<p>Its already happening in some of the smaller arab countries.  Oman is using the last of the oil revenue to create a giant intl shipping port modeled on Rotterdam.</p>
<p>United Arab Emirates are pushing the tourism angle.  Seen all their ads for Dubai on TV recently.</p>
<p>I believe one of the big problems with hydrogen is its hard to store and leaks through&hellip;<span class="activity-read-more" id="activity-read-more-147053"><a href="https://www.propertyinvesting.com/topic/4373710-looming-world-problem/#post-4473729" rel="nofollow">[Read more]</a></span></p>
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				<title>Fern replied to the topic Looming world problem in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4373710-looming-world-problem/#post-4473727</link>
				<pubDate>Fri, 21 May 2004 21:09:42 +0000</pubDate>

									<content:encoded><![CDATA[<p>Lots of money will now be pointed at energy development.<br />
Hydrogen will be an important one, but it takes another source of energy to create hydrogen, traditionally NG, another fossil fuel, so its cost is high and its energy value is a lot less than oil.</p>
<p>Oil will be around for many many years, but at a high cost, maybe above the reach of the&hellip;<span class="activity-read-more" id="activity-read-more-147051"><a href="https://www.propertyinvesting.com/topic/4373710-looming-world-problem/#post-4473727" rel="nofollow">[Read more]</a></span></p>
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				<title>Fern replied to the topic I have a beautiful property in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4373760-i-have-a-beautiful-property/#post-4474098</link>
				<pubDate>Tue, 18 May 2004 01:34:07 +0000</pubDate>

									<content:encoded><![CDATA[<p>I had a similar situation.  Gorgeous 1/2 acre block with very small workmans cottage, only 1br, but in good order and in upmarket area.  I only got $150 per week renting it, so I turned it into short term boutique accommodation.  Now getting $490 minimum per week with about 65% occupancy.  I&#8217;ve had good capital gains since 1999, its a&hellip;<span class="activity-read-more" id="activity-read-more-158530"><a href="https://www.propertyinvesting.com/topic/4373760-i-have-a-beautiful-property/#post-4474098" rel="nofollow">[Read more]</a></span></p>
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				<title>Fern replied to the topic Looming world problem in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4373710-looming-world-problem/#post-4473725</link>
				<pubDate>Mon, 17 May 2004 02:13:18 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by aussierogue:</i><br />
 and the wise ones of us that do try and see longer term we tend to ridicule them as drop outs, hippies, alternatives, mystics, intellectuals etc.</p>
<p>we all need to take responsibility for the world and the forst step is to accept that we already have more than enuf to keep us happy and stop being rabbid&hellip;<span class="activity-read-more" id="activity-read-more-147049"><a href="https://www.propertyinvesting.com/topic/4373710-looming-world-problem/#post-4473725" rel="nofollow">[Read more]</a></span></p>
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				<title>Fern replied to the topic Looming world problem in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4373710-looming-world-problem/#post-4473723</link>
				<pubDate>Sun, 16 May 2004 23:02:52 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Ablaz,<br />
Yes, this is a very serious problem.  One, I think, that a lot of people (including politicians) have not got their heads around, and yes, it is depressing at first.  I would say a lot of people discard the information into the &#8220;too hard&#8221; box.</p>
<p>Best you can do, now that you have knowledge and know the serious ramifications is to factor&hellip;<span class="activity-read-more" id="activity-read-more-147047"><a href="https://www.propertyinvesting.com/topic/4373710-looming-world-problem/#post-4473723" rel="nofollow">[Read more]</a></span></p>
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				<title>Fern replied to the topic Is Insurance a SCAM or a NECESSITY? in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4373644-is-insurance-a-scam-or-a-necessity/#post-4473114</link>
				<pubDate>Thu, 13 May 2004 04:47:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>Personal public liability (in NZ) is normally covered by your regular house contents insurance.</p>
<p>I found that out when my 50kg BullMastiff ran out the gate chasing a cat across the road into an oncoming car.  The dog was fine, the car was written off.  My contents insurance covered the lot.</p>
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				<title>Fern replied to the topic Website in the forum Heads Up!</title>
				<link>https://www.propertyinvesting.com/topic/4373166-website/#post-4469240</link>
				<pubDate>Wed, 12 May 2004 05:07:31 +0000</pubDate>

									<content:encoded><![CDATA[<p>I set up my own website for a business over three years ago.  I pay about NZD$140 per year all up.  They give you tools to design your own website, but they are quite basic.  Later, once I learnt the ropes I wrote my own stuff and uploaded it using CuteFTP.</p>
<p>The hard part was not so much the design and getting the site up and running, but getting&hellip;<span class="activity-read-more" id="activity-read-more-42395"><a href="https://www.propertyinvesting.com/topic/4373166-website/#post-4469240" rel="nofollow">[Read more]</a></span></p>
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				<title>Fern replied to the topic Do you invest and play??? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4373597-do-you-invest-and-play/#post-4472705</link>
				<pubDate>Mon, 10 May 2004 10:24:40 +0000</pubDate>

									<content:encoded><![CDATA[<p>I got my first IP in 1981 when I was 19 yrs old.<br />
I&#8217;m now 41, all freehold, and I haven&#8217;t needed to work for about 5 years, I just look after the IP&#8217;s and the kids and keep out of debt (for the moment anyway).  I&#8217;m not too fussed with expensive holidays away, I&#8217;ve travelled so much over the years, its nice just to grab a local  beachhouse for a&hellip;<span class="activity-read-more" id="activity-read-more-87668"><a href="https://www.propertyinvesting.com/topic/4373597-do-you-invest-and-play/#post-4472705" rel="nofollow">[Read more]</a></span></p>
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				<title>Fern replied to the topic Fault lines threat to NZ - fact or fiction? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4373599-fault-lines-threat-to-nz-fact-or-fiction/#post-4472738</link>
				<pubDate>Mon, 10 May 2004 09:22:32 +0000</pubDate>

									<content:encoded><![CDATA[<p>I live about 300 metres from a major faultline.<br />
They recommend a 20 metre setback when building on a fault.</p>
<p>Its just part of life here, we had two local shakes over the weekend. I&#8217;d be more worried about aussie fires than kiwi earthquakes.</p>
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				<title>Fern replied to the topic Housing Bubble Whoopee Cushion! in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4373539-housing-bubble-whoopee-cushion/#post-4472213</link>
				<pubDate>Mon, 10 May 2004 05:25:08 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by PurpleKiss:</i><br />
Interesting, the last line, if housing prices do fall quickly then the RBA can cut interest rates.  I guess that&#8217;s our silver lining.<br />
PK</p>
<p>I can&#8217;t see them cutting interest rates when the inflationary affects of oil at US$40 per barrel (and still rising) coupled with the falling AUD$ puts the pressure on.</p>
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				<title>Fern replied to the topic Housing market heads for freefall this year in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4373558-housing-market-heads-for-freefall-this-year/#post-4472337</link>
				<pubDate>Sun, 09 May 2004 20:17:29 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by Aceyducey:</i><br />
I liked the comment:</p>
<p>Whether we are heading for a crash at the bottom of the property cliff or a gentle levelling out of the market, the figures show the current boom cannot last beyond the middle of the year. </p>
<p>And who made that rule <img src="/wp-content/uploads/smileys/wink.gif?x75824" width="" height="" alt=";)" title=";)" class="bbcode_smiley" /></p>
<p>It should state that it&#8217;s an opinion, not a fact.</p>
<p>Cheers,</p>
<p>Aceyducey</p>
<p>Yeah,&hellip;<span class="activity-read-more" id="activity-read-more-247240"><a href="https://www.propertyinvesting.com/topic/4373558-housing-market-heads-for-freefall-this-year/#post-4472337" rel="nofollow">[Read more]</a></span></p>
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				<title>Fern replied to the topic Crash &#62; Crash &#62; Crash in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4373528-crash-crash-crash/page/2/#post-4472121</link>
				<pubDate>Sun, 09 May 2004 20:12:00 +0000</pubDate>

									<content:encoded><![CDATA[<p>Article on the US property market FYI (it is related).<br />
Best not to be part-smart[wink].</p>
<p><a href="http://www.gold-eagle.com/editorials_04/maund050804.html" class="bbcode_url" rel="nofollow">http://www.gold-eagle.com/editorials_04/maund050804.html</a></p>
<p>The Looming Property Crash<br />
by Clive Maund</p>
<p>snip<br />
&lt;&lt;In watching the US property bubble expand to its final unsustainable extreme over the past year or so, I have felt rather like that old guy in the&hellip;<span class="activity-read-more" id="activity-read-more-263524"><a href="https://www.propertyinvesting.com/topic/4373528-crash-crash-crash/page/2/#post-4472121" rel="nofollow">[Read more]</a></span></p>
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				<title>Fern replied to the topic Crash &#62; Crash &#62; Crash in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4373528-crash-crash-crash/page/2/#post-4472120</link>
				<pubDate>Sun, 09 May 2004 19:17:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>My opinion:  For every loss there is a win</p>
<p>Very true, and with all the winning thats been going on over the last three years, there is going to be one hell of a correction.[biggrin]</p>
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				<title>Fern replied to the topic Can i "pay myself" for reno's? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4373416-can-i-pay-myself-for-renos/#post-4471350</link>
				<pubDate>Sat, 08 May 2004 07:52:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>As a sole trader, I can employ 100 people, have 50 cars, 70 computers and claim them all.<br />
I can send them all to that conference in Hawaii.</p>
<p>So I have no idea what you are referring to.<br />
Its all tax deductible.</p>
<p>I can run seven different business, all as big as the above under different trading names, and still be a sole trader, not a limited&hellip;<span class="activity-read-more" id="activity-read-more-41336"><a href="https://www.propertyinvesting.com/topic/4373416-can-i-pay-myself-for-renos/#post-4471350" rel="nofollow">[Read more]</a></span></p>
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				<title>Fern replied to the topic Crash &#62; Crash &#62; Crash in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4373528-crash-crash-crash/page/2/#post-4472113</link>
				<pubDate>Fri, 07 May 2004 21:12:40 +0000</pubDate>

									<content:encoded><![CDATA[<p>definition of Crash:</p>
<p>3. crash, collapse &#8212; a sudden large decline of business or the prices of stocks (especially one that causes additional failures)</p>
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				<title>Fern replied to the topic Can i "pay myself" for reno's? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4373416-can-i-pay-myself-for-renos/#post-4471344</link>
				<pubDate>Fri, 07 May 2004 20:46:52 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by Misty1:</i><br />
wowie! thanx lucifer,what a reply! U r oviously someone in the know! I need 2 absorb &amp; act. cheers[confused2]</p>
<p>Hi Misty, Did you read my post?<br />
Be careful what advice you take.</p>
<p>Regards,</p>
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				<title>Fern replied to the topic Crash &#62; Crash &#62; Crash in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4373528-crash-crash-crash/page/2/#post-4472107</link>
				<pubDate>Fri, 07 May 2004 11:49:37 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by wayneL:</i><br />
.  We&#8217;ve probably eaten up enough housing inflation to last us another 15 years, all with cheap credit.[biggrin].<br />
Could be a very long cycle coming[wink]<br />
As to whether there will be a crash.  Hard to tell, yeah, depending on what the feds do, but I can&#8217;t see there being any growth to speak, of, and I&#8217;ll bet house&hellip;<span class="activity-read-more" id="activity-read-more-199549"><a href="https://www.propertyinvesting.com/topic/4373528-crash-crash-crash/page/2/#post-4472107" rel="nofollow">[Read more]</a></span></p>
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				<title>Fern replied to the topic Interest Rates? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4373445-interest-rates-9/#post-4471599</link>
				<pubDate>Tue, 04 May 2004 23:48:09 +0000</pubDate>

									<content:encoded><![CDATA[<p>Its either now or next month.<br />
The longer they leave it, the bigger the shock at the other end IMHO.</p>
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				<title>Fern replied to the topic Can i "pay myself" for reno's? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4373416-can-i-pay-myself-for-renos/#post-4471341</link>
				<pubDate>Tue, 04 May 2004 09:13:05 +0000</pubDate>

									<content:encoded><![CDATA[<p><i>Originally posted by Lucifer_au:</i></p>
<p>But the real value of companies is how they are treated in terms of expenses:<br />
Indvidual: Earn-&gt;Tax-&gt;Spend<br />
Comapny: Earn-&gt;Spend-&gt;Tax</p>
<p>An employee is taxed before they spend a dime of their own money (automatic payroll deduction), but a company can spend as much as it wants (on business expenses) and then is taxed&hellip;<span class="activity-read-more" id="activity-read-more-41327"><a href="https://www.propertyinvesting.com/topic/4373416-can-i-pay-myself-for-renos/#post-4471341" rel="nofollow">[Read more]</a></span></p>
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				<title>Fern replied to the topic Daily Renting in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4373177-daily-renting/#post-4469374</link>
				<pubDate>Sun, 02 May 2004 10:59:03 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Glenetti,<br />
I&#8217;m renting a cottage by the night too[biggrin] in<br />
Wellington, NZ.<br />
It happened by default.  Four years ago two neighbouring sections to my own home (one with an old vintage 1br cottage on it) came up for sale.  We were worried that someone would put on two big mcmansions and spoil our outlook.  My husband said if I did buy it I would&hellip;<span class="activity-read-more" id="activity-read-more-88489"><a href="https://www.propertyinvesting.com/topic/4373177-daily-renting/#post-4469374" rel="nofollow">[Read more]</a></span></p>
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				<title>Fern replied to the topic The Trap Is Set in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4373351-the-trap-is-set/#post-4470899</link>
				<pubDate>Fri, 30 Apr 2004 23:38:55 +0000</pubDate>

									<content:encoded><![CDATA[<p>Huh[baaa]</p>
<p>Who is Henry Kay?</p>
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				<title>Fern replied to the topic The Trap Is Set in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4373351-the-trap-is-set/#post-4470897</link>
				<pubDate>Fri, 30 Apr 2004 22:18:36 +0000</pubDate>

									<content:encoded><![CDATA[<p>I&#8217;m with Qwerty, I&#8217;ve always bought in the slumps.   I&#8217;ve cashed out recently at what I hope is the top of the cycle and eliminated debt and will await new opportunities in the coming years.<br />
I&#8217;ve done my time through three property cycles and paid the 15%+ mortgage rates over the years, but always CF+.  It can work in your favour when your&hellip;<span class="activity-read-more" id="activity-read-more-108259"><a href="https://www.propertyinvesting.com/topic/4373351-the-trap-is-set/#post-4470897" rel="nofollow">[Read more]</a></span></p>
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				<title>Fern replied to the topic Who wil be retiring in 2 years time? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4371492-who-wil-be-retiring-in-2-years-time/page/5/#post-4456135</link>
				<pubDate>Tue, 13 Apr 2004 22:56:52 +0000</pubDate>

									<content:encoded><![CDATA[<p>I reckon you can have it all, if you start young.<br />
I bought my first IP when I was 19 (and living at home &#8211; thanks Mum[biggrin]).  I had saved for three years while a lot of my mates were blowing their wages.  I didn&#8217;t go without, but I saved religiously and managed a 30% deposit on an old villa converted to two flats for $30,000 (1981).<br />
Did some&hellip;<span class="activity-read-more" id="activity-read-more-226025"><a href="https://www.propertyinvesting.com/topic/4371492-who-wil-be-retiring-in-2-years-time/page/5/#post-4456135" rel="nofollow">[Read more]</a></span></p>
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				<title>Fern replied to the topic What about the next boom &#38; the road to it in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4372693-what-about-the-next-boom-the-road-to-it/page/2/#post-4466427</link>
				<pubDate>Thu, 08 Apr 2004 20:44:45 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi I&#8217;m a newbie.  Interesting thread &amp;<br />
good post Superted.  I&#8217;m an old timer in PI, and have never been to a property seminar or read a property magazine or book[biggrin].<br />
I&#8217;m quite in awe of the exuberance in PI over the last few years and that has caused me to rethink my long term strategies.</p>
<p>The next boom (this one is definitely&hellip;<span class="activity-read-more" id="activity-read-more-257355"><a href="https://www.propertyinvesting.com/topic/4372693-what-about-the-next-boom-the-road-to-it/page/2/#post-4466427" rel="nofollow">[Read more]</a></span></p>
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