Both my wife an i are currently in the same tax bracket despite me being on about $25000 more than her, and with the new tax scales will probably remain so until our investment earnings kick in.

So at the immediate and near future no benefit is derived.
Also important to note is that when i went digging in literature, with proffessionals…[Read more]

As far as the discretionary nature of income distribution, both accountants advocate that to move income or capital from one person to the other is likely to cause a mjor problem and that it would be definitely against the rules of the ATO.

They both said that the ATO looks at…[Read more]

The first is to work out the Total land area of the site.
Then take the number of floors and floor area on each floor atttributable to apartments. Multiply it out to see how much floor space the total building has. Take off 4% for retail / lobby leasee.

Then…[Read more]

1. Its far easier to get an oversupply of apts than houses.
2. Low land content = lower capital growth in most cases (however apts in prime locations can in fact have a high land value and high growth). This needs to be calculated.
3. High body corporate fees and or onsight management…[Read more]

A strategy that always used to work was offering…[Read more]

It takes even the best establishments around three years to get there marketing well established and get a good crew of returning and new customers which is the key to high occupancy.

From the westpac 2006 hotel report, Perth has about 75%…[Read more]

Following a major correction hell yeh.

Mid way id be in both property and shares.

Any one planning to sell up would only do so after consulting a financial planner and or accountant as everyones circumstances are so different. CGT implications, etc etc.

So no im not advocating that you sell up.

But im definitely saying that i think…[Read more]

I second that.

Your seem like a novice investor so making a living out of renos in a post boom market will be tough.

If your bosses are truly a## h#$el then look for a side ways move but dont leave the govt just yet.

Look at it a different way. Your giving it up as a way of boulstering your self esteem when in fact it will do the…[Read more]

I left school in 1989 in the middle of the last major housing boom. Inflation was rife, interest rates were at 18%, and unemployment for people 18 to 25 was between 10% in the city up to 60% in country areas.

I had to move to sydney and do volunteer work in real estate agents to get my foot in the door as a property manager on $69pw.…[Read more]

Dont forget the value of franking credits which means stocks pay you in tax free dollars. (depending on your tax rate).

Also good companies grow their earnings year in year out upwards of 15% pa. Now there really arent many pproperties…[Read more]

http://www.census.gov/ipc/www/idbpyr.html

Its a gov censis site showing age based population for most countries in the world in 2000, 2025 and 2050

Take a look at htis site if you want to work out the effect of populations retiring on our economy. Japan has the worst situation and being the second largest population willl…[Read more]

If anyone here uses The Elliot Wave theory for trading in conjunction with RSI and value fundamentals as i do you might have noticed all three are ringing major alarm bells.

Whats worse the sharemarket is at a point 5 in the Primary Wave which is the same point we were at with the 1987 crash.
Now there…[Read more]

One major difference in my situation to yours is im buying of private buyers who bought the property some time ago and have been more than happy with it but need money to move on to a different investment.

Im not buying form the developer or the hotel so those margins dont apply. I also have a 10 year rental…[Read more]

Yep i was land focused to originally but then i realised its a continuum form negatively geared 100% land content to houses to villas to units to serviced apartments that have little land content but are generally very posiitively geared.

I understand the importance of land content as i currently own my own house on 1000m2 and a block of…[Read more]

Just google value investing. You will get heaps of good sites

like
http://www.moneymanager.com.au/investing/index.html

and many others. Then use this knowledge plus a knowledge of…[Read more]

It comes out at 10% gross yield, 7.6% net yield with great rental growth.

Im not after an active…[Read more]

I own would own the unit and its contents. But they have an ongoing agreement that they will refurbish it while ever it remains in the pool.

The Hotel is the tennant for me.

It has a 10 year history of strong sustainale increasing returns.

Half your marginal tax rate if youve owned it over 12 months.

Be careful if your cutting it fine its not 365 days. Check the latest ruling at ATO.

would consider an 80% lend on apartments in Brisbane 50m2 – given that the units have a separate bedroom, kitchen, lounge room and bathroom.
If the units are more along the lines of self contained units similar to student style accommodation or units where there is no bedroom or the bed comes from the wall we…[Read more]

They are cheap, low maintanance in most cases and generally easy to find CF++++++

The down side is limited capital growth and if the leasee or mgmnt of the building goes belly up or moves out there are so many parties involved that…[Read more]