Hi Fooko,

A further point – re ” the experience may well provide answers to questions you didn’t know you had !!”

Another tool that will likely provide you with the same, is to read that “Big Picture” topic that I messaged you earlier.  There is a wealth of “nuts and bolts” info hidden in there.   It can help to prepare you for the seminar by f…[Read more]

Hi Fooko,

Great words from Steve – and I wanted to throw out a couple of other thoughts.

First, you mentioned you had recently refinanced – was that a Fixed Interest loan at all?  ‘cos if it was, BEWARE.  Find out just how much it would cost to break that agreement and close the loan.  Fixed loans can have VERY nasty consequences.

Second, do go…[Read more]

Hi Jenny,

Wow – quite a post there !!   Some good news in it, but also some areas that would depend on other answers to questions asked of you.  I’ll have a crack at sharing my thoughts – some may help you to focus more on “where to next” that suits you.

I’ll attack each of the 4 points you mentioned – with comments, and sometimes qu…[Read more]

Woohoo – they did it !!  Another 0.25%.  Be still my heart….

‘scuse the dripping sarcasm.   Opinions still seem to be mixed about whether there will be more drops or not.  Many say 3 more this year (and our re-elected Treasurer is one of them) and yet others say “Not so fast” – tariffs could impact inflation yet !!!

I’ve heard the average savi…[Read more]

And a bump to bring it fresh after adding a photo !!

Hi Owen,

“Never ask a barber if you need a haircut!” is my comment re the concreter.   He would be looking for work 24/7, so is likely to guide you toward his point of view re the cracks in the driveway.

Re the uneven patio, it depends just how uneven you are talking.   You could check to see if the work ever had Council Approval or not.  If n…[Read more]

Good one Stu – well caught !!!

Benny

Hi Lisatfs,

Since no-one else has “got up to dance”, I thought I’d share a few ideas.  Note that I have only bought in Brisbane, so I have NO direct knowledge of Gladstone.  However, I recall some events that put a pall over Gladstone some time back – in one example, some major industrial event was planned, everyone got excited, values screamed u…[Read more]

Hi Lisatfs,

Since no-one else has “got up to dance”, I thought I’d share a few ideas.  Note that I have only bought in Brisbane, so I have NO direct knowledge of Gladstone.  However, I recall some events that put a pall over Gladstone some time back – in one example, some major industrial event was planned, everyone got excited, values screamed u…[Read more]

Hi Jesse,

This doesn’t sound so bad, but then it depends just what “older concrete foundation that has some minor cracks” actually means.  I believe concrete can develop hairline cracks over time that don’t affect things too much – if the crack is any more than a hairline though, it is likely indication of a bigger problem.

My path in the past…[Read more]

“The RBA admits it raised rates too late”.  Yep, I think we all knew that.  That “emergency setting” was around COVID times. The rest of the world were madly cutting theirs too, so we were playing follow the leader I guess.

In my opinion, it should never have got to 0.1%, but since it did, at the FIRST sign of a lift (was it around May21?) they s…[Read more]

“The RBA admits is raised rates too late”.  Yep, I think we all knew that.  That “emergency setting” was around COVID times. The rest of the world were madly cutting theirs too, so we we playing follow the leader I guess.

In my opinion, it should never have got to 0.1%, but since it did, at the FIRST sign of a lift (was it around May21?) they s…[Read more]