After building up a small portfolio of long-term buy and hold residential property, I am now fairly close to the limits of my serviceability and am finally ready to take on something different and have my eyes set on a commercial development to help my cashflow position. I have scoured this forum for all the information I can find but…[Read more]

After finally getting a few properties under my belt in Aus I’ve decided to start searching for investment opertunities overseas and just recently came across an article which spoke about how the global approach to property investment for individuals is reliviley new and that while a lot of investors have properties around the globe this…[Read more]

I wanted to know fellow investors opinions on purchasing in master planned estates for investment purposes.

Obviously estates vary between different developers and there are lots of other factors effecting the performance of a property but assuming you are ticking all the other boxes, is there any notable disadvantage of owning real…[Read more]

I have recently decided to buy a half share in a property and was looking for the best financing structure, the 2 goals I want to achieve from the setup are 1) maintain serviceability for future investment, 2) avoid any taxation issues. After speaking with a few professionals the below is what I have come out with:

2 x loans for equal…[Read more]

I have a large property in Warrandyte Victoria and recently found out it is on two titles so I am looking into subdividing and developing with two separate dwellings. I have come across a few company’s which help with the subdivision process and was wondering if anyone has any experience with them and/or any recommendations? I’m not…[Read more]

It’s been a while since I’ve made a post here but recently a close friend who owns a property jointly with their partner has gone through a separation which has brought about a few questions. It has been decided that my friend will take full ownership of the property and the title will be in her name only. I just wanted to understand how…[Read more]

Don, its design and build but I’m having a fair bit of input in the design so most plans from different builders are similar.

Cheers

Thanks for your replies, I am chasing down the info required to sort this out namely bushfire rating requirements as this is the most expensive. Not too concerned with the exposed agg driveway but after using a few A/C calculators online I figured out I should only need a 6.5Kw and a 2Kw, I believe that both of these should cost only…[Read more]

I recently received a quote from a preferred builder for construction of a 218m2 4 brd house in QLD. The initial quote was in the ball park ($229,000) but after reviewing the spec I noticed that there were quite a few things not included, after receiving break-out prices for these additional items the total build cost has blown out and I…[Read more]

Financial Broker, Agreed any sort of debt is a liability, however assuming this will be…[Read more]

Yes it is a very cheap loan, pretty happy with it.

My serviceability is excellent at the moment so I’m not too concerned about borrowing capacity. I really just want to work out whether I’m ahead or behind purely from a financial point of view if I have the loan funds in the offset or am I better off not having the loan at all? I…[Read more]

Need some help with personal loan and home loan, below is my situation..

I currently have an interest only home loan with offset facility with an interest rate of 5.31% and a loan term of 30yrs, I also have a personal loan with a flat rate of 5.22% and a reducing rate of 9.49% and a loan term of 4 years.

I want to know if I am better…[Read more]

Thanks for your response – I was looking for a design and build package. Whats the company called? 

I am still struggling with the capital growth perception that these…[Read more]

My understanding is that he has not started the build, he is waiting for financing to be approved before works will start.  He is building a house. The investment was targeting capital growth but structured to be positive cash flow as well but the issue is now that while the positive cash flow is still looking promising the capital has…[Read more]

Thank you for your reply.

My friend and I are both in the construction industry working for a head contractor with a pool of prequalified subcontractor builders to choose from, this ensures extremely competitive pricing and top notch quality so it would be hard to find another builder who could beat this, also the relationship is second…[Read more]

Sorry I was referring to his ability to draw on the valuation for his deposit in lieu of reaching into his savings which would impede his ability to provide a deposit for his next development.

He is building a residential house. Deposits seem to be the big issue as with a lot of other investors, do you have any pointers on how to…[Read more]

Just one more thing, could you suggest someone with such capabilities?

Unfortunately I am limited in the way I can communicate from here in Dubai, I know Skype is often used by expats seeking professional advise but here in Dubai Skype is illegal (god knows why) so I have…[Read more]

I have always planned on seeking advice from an accountant, lawyer and broker but I have always found it hard to work out which order was best.

Because of my situation I figured accountant was best as most of my concerns revolve around taxation. This said, what worries me is that if one pays for an accountants advise (and as you said…[Read more]

cheers

It is out of date by 2 years (updated in 2011) I'm not sure how out of date this makes it in the world of trusts and accounting but I figure it will give me a good understanding of the fundamentals and from there I can at least talk to others about it and increase my knowledge and still be on the same wave length.

I plan on…[Read more]

Thanks for your reply.

I have heard both ends of the story here in Dubai, there were many investors who purchased properties on the Palm for instance and sold shortly after and made mega profits, I'm talking purchased for $2m USD and sold 24 months later for $6m USD.  On the other hand I have heard of investors buying into areas only…[Read more]

I am…[Read more]

Very interested in a lot of the comments you are making. I have recently moved overseas from Aus to Dubai with work and it has openned my eyes to the global market place.

Previously all my research efforts were in Aus property but I am more diversified now and I am looking at other investment clases. The only problem is I am very novice…[Read more]

Without trying to steal Raasta 's thread I have found myself in a similar predicament and have adjusted my strategy accordingly so any advise to me would probably help him as well (bare in mind I am still yet to enter the market)

I had the initial intention of investing for CG (as Raasta did) but then as time went on and I experienced…[Read more]

Just to clarify does the fact that I am being paid in GPB effect my tax even though I will be working in Dubai for the most part? I'm also curious as to how my salary will look going into my bank account… will my pay simply be say 30% lower for the week that I work in London compared to Dubai? Also are…[Read more]

I am 24 and finished my property and construction management course last year. While I think it was good that I did the course, as it has lead to me establishing an income, I can honestly say that this forum alone has given me more knowledge about investing in property than all my studies combined, not to mention all the work…[Read more]

I went to Derek Gehl's seminar in Melbourne and I thought it was great. I have done a lot of research over the past 24 months into web based income streams and I learnt a lot form Dereks talk. There was, as there always is, an opportunity to spend more money and while I'm sure this would be of huge value to some people, I opted out of any…[Read more]

Thank again
adam

You are right I am only 23 but I know a lot of people start earlier so I am quite eager to get started. your advice has been great and aligns perfectly with what I am studying at the moment (property and construction management) .. I guess the old saying really is spot on “time in the market, not timing the market”. I understand…[Read more]

Does PIA have tax calculations and analysis if not do you know of any good tax resources in regards to property investment?

Thanks again!

Adam

If I am added to the mortgage doc as a guarantor does this mean that a portion of the mortgage repayments can be payable by me to the banks? and therefore I can just settle any other costs she has incurred so far personally (this can be done after sale plus interest) so say I owe her $30k in stamp duty,…[Read more]