Total Members: 158,534

MrUniqueName

  • MrUniqueName replied to the topic Is a 2 Day Real Estate Seminar worth $1500 ? in the forum Heads Up! 12 years, 11 months ago

    Scott No Mates wrote:
    If you’re considering a course without the bs try http://www.oten.edu.au & look up course 32000 property development & investment.

    Course is delivered by TAFE on the web & is self-paced.

    Has anyone done this course? Although I’ve never done one, I generally think of TAFE courses as being fairly useful so would be interested in…[Read more]

  • MrUniqueName replied to the topic Detroit, Michigan is SHRINKING! Beware in the forum DetroitDan9 13 years ago

    DetroitDan9 wrote:
    MrUnique,

    I have never seen a house in Dearborn for $1000! If you did you found the deal of the century. What is the address? I would love to check it out.

    Have sent you a PM.

  • MrUniqueName replied to the topic Detroit, Michigan is SHRINKING! Beware in the forum Overseas Deals 13 years ago

    I’ve been looking at some Detroit properties this morning and am seeing houses for $1,000 – and there’s nothing to say that that’s just the despoit, etc. These homes are in Dearborn which I though was a good suburb based on the above posts. Can house prices really be so low or am I missing something?

  • MrUniqueName replied to the topic QLD Floods in the forum General Property 13 years, 4 months ago

    I’m also wondering the same thing. All I can think of is that builders will be kept really busy, leaving an absence of new properties being built…

  • MrUniqueName replied to the topic Steve McKnight’s property market update in the forum General Property 15 years, 2 months ago

    Well I'm going to his seminar tomorrow here in Brisbane, so perhaps I will jump online afterwards with some questions. I'm really looking forward to hearing his opinions, even if he is just a 'salesman'. He seems to know enough to be an authority in my eyes (although of course, I wouldn't trust him or anyone blindly without doing my own…[Read more]

  • MrUniqueName replied to the topic Conspiracy of the rich in the forum General Property 15 years, 2 months ago

    Thanks for the link W4L. I agree that his books get quite repititive, but I've read three or four of them now and have always enjoyed them. I, like many others, began my journey to financial freedom after reading Rich Dad, Poor Dad. Can't wait for this one to come out!Cheers,Dave.

  • MrUniqueName replied to the topic Retirement units – am I missing something?!? in the forum Help Needed! 15 years, 2 months ago

    Thanks for the quick response. One place I've found apparently has no management fees, plus body corps are only around $2k, with returns of just under 15%! I will be making further enquiries into this property but, as I said, it just seems too good to be true.

  • MrUniqueName replied to the topic what do you think of Redcliffe Queensland in the forum General Property 15 years, 3 months ago

    Hi NeveWell I actually live in Redcliffe and am fairly familiar with the property market there. I drive to the train station as Victor suggested, and actually enjoy the whole trip. I could quite easily afford to live closer to the city, but choose not to for the lifestyle I have in Redcliffe. And yes, the bridge duplication should make a VERY big…[Read more]

  • MrUniqueName replied to the topic Break Cost + New Ploan in the forum Finance 15 years, 4 months ago

    kitwalker wrote:
    now my question is, i dont have the $19K in cash……does that mean even if do want to go ahead and pay that difference, can the $19K be added into my new loan amount? Or will I actually have to have the cash to pay for that?

    I was told by my financier that I would need to pay the money upfront, but then she made a quick…[Read more]

  • MrUniqueName replied to the topic ING Direct – anyone used them? in the forum Finance 15 years, 4 months ago

    carlin wrote:
    Thanks for that info.When you talk about exit fees are you talking about the fees involved in going off the fixed rate (which I assume is now higher than the variable rate) before the term ends? cheers,Carlin

    Carlin,Yes, the fees are mostly exit fees to move from a fixed to variable rate before the fixed term ends, as ING would…[Read more]

  • MrUniqueName replied to the topic ING Direct – anyone used them? in the forum Finance 15 years, 4 months ago

    Terryw wrote:
    exit fees?

    Hi Terry,About $14k all up. I knew it was going to be quite large, so wasn't particularly shocked. Am now just doing the number crunching. It seems that if we can get the $14K added onto the current loan, we will be able to save ourselves about $80/week. Trying to work out if saving $80/week is worth having an extra…[Read more]

  • MrUniqueName replied to the topic ING Direct – anyone used them? in the forum Finance 15 years, 4 months ago

    Hi CarlinMy wife and I are with ING Direct with a fixed-rate P+I loan for our home and have been very happy with them. We also added a 2nd mortgage for personal reasons about 6 months ago and all went smoothly. We are now looking at switching over to a variable interest only loan and can't expect to have any problems. Just make sure you go through…[Read more]

  • MrUniqueName replied to the topic WealthScore…. How Did You Go? in the forum General Property 15 years, 5 months ago

    -1113. Hrmmm.I really need to start working on my investments!!! Bring on 2009 :-)

  • MrUniqueName replied to the topic Calculating equity loan? in the forum Finance 15 years, 5 months ago

    Wow! Certainly a lot more confusing than I originally thought. Could you clarify what you mean by: "They would then divide this figure by the monthly factor of Principal & interest for the interest rate + say 1.5% (Maybe $8.34 / 000)"I'm not sure I understand what you mean here… Thanks!Dave.

  • MrUniqueName replied to the topic Renting trust-owned property back to myself??? in the forum Legal & Accounting 15 years, 6 months ago

    Hi EddieI don't suppose you're a co-author of certain series of books, are you?CheersDave.

    eddiec wrote:
    There may be a way to achieve negative gearing by way of a "gift and loan back" arrangement even if the trust does not have any income.  It involves buying the property in an individual's name but having the trust take a second mortgage over…[Read more]

MrUniqueName

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