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	<title>PropertyInvesting.com | MosicLandscapes | Activity</title>
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				<title>MosicLandscapes replied to the topic Tell me I'm not unreasonable in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4409803-tell-me-im-not-unreasonable/#post-4693777</link>
				<pubDate>Thu, 12 Sep 2013 22:55:08 +0000</pubDate>

									<content:encoded><![CDATA[<p>Just thought I would update. Things have gotten really ugly. I was served with a 3 page outgoing letter in which things like dust in the vent of the (broken and unusable) fireplace and money for the &quot;prolonged non use of the spa&quot; were included (the owner had taken the pump for the spa away about 2 months into the tenancy).</p>
<p>It is just awful. The&hellip;<span class="activity-read-more" id="activity-read-more-51153"><a href="https://www.propertyinvesting.com/topic/4409803-tell-me-im-not-unreasonable/#post-4693777" rel="nofollow">[Read more]</a></span></p>
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				<title>MosicLandscapes replied to the topic Tell me I'm not unreasonable in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4409803-tell-me-im-not-unreasonable/#post-4693771</link>
				<pubDate>Fri, 02 Aug 2013 09:05:24 +0000</pubDate>

									<content:encoded><![CDATA[<p>I hope there will never be a next time! I have not enjoyed being a tenant again and am really looking forward to moving back to the PPOR.</p>
<p>The thing is, it feels like the agent and the owner care FAR too much and have completely unrealistic views and expectations of this property. The doors are really nt that big a deal, annoying but not huge&hellip;<span class="activity-read-more" id="activity-read-more-51147"><a href="https://www.propertyinvesting.com/topic/4409803-tell-me-im-not-unreasonable/#post-4693771" rel="nofollow">[Read more]</a></span></p>
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				<title>MosicLandscapes replied to the topic Tell me I'm not unreasonable in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4409803-tell-me-im-not-unreasonable/#post-4693769</link>
				<pubDate>Fri, 02 Aug 2013 06:39:24 +0000</pubDate>

									<content:encoded><![CDATA[<p>Good to know this doesn&#039;t seem normal! Feel like I&#039;m loosing my mind a little. I&#039;ve spoken to NSW fair trading and have pulled them up on the open houses (they can&#039;t show the house till there is 14 days left of the lease. We are on month to month now and have given them the date we will be moving out. Seriously don&#039;t know if I have the time/energy&hellip;<span class="activity-read-more" id="activity-read-more-51145"><a href="https://www.propertyinvesting.com/topic/4409803-tell-me-im-not-unreasonable/#post-4693769" rel="nofollow">[Read more]</a></span></p>
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				<title>MosicLandscapes replied to the topic Melbourne Broker??? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4409174-melbourne-broker/#post-4689734</link>
				<pubDate>Tue, 16 Apr 2013 01:06:22 +0000</pubDate>

									<content:encoded><![CDATA[<p>I second Pete, he has been really great for us. Nothing is too much trouble for him.</p>
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				<title>MosicLandscapes replied to the topic Young man seeking mentor in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4409081-young-man-seeking-mentor/#post-4689133</link>
				<pubDate>Wed, 03 Apr 2013 21:02:08 +0000</pubDate>

									<content:encoded><![CDATA[<p>There are also heaps of free seminars and events that you could attend (if you are confident you can resist the selling angle). I really like these events because it is an easy way of picking up the lingo and some key strategy points etc. Also a good place to network with other people who are interested in property, you could even put a shout out&hellip;<span class="activity-read-more" id="activity-read-more-120095"><a href="https://www.propertyinvesting.com/topic/4409081-young-man-seeking-mentor/#post-4689133" rel="nofollow">[Read more]</a></span></p>
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				<title>MosicLandscapes replied to the topic What research tools do you use? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4409005-what-research-tools-do-you-use/#post-4688606</link>
				<pubDate>Wed, 03 Apr 2013 06:27:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>I have read Smart Property Investment magazine, haven&#039;t read many others so can&#039;t compare really. I do like the stats in the back of the mag for an easy go to guide.</p>
<p>I use LandVic when looking at properties in Victoria &#8211; I can get stuff like zoning, overlays and even buy the title so I can get the contact details of the owners. I also use&hellip;<span class="activity-read-more" id="activity-read-more-61745"><a href="https://www.propertyinvesting.com/topic/4409005-what-research-tools-do-you-use/#post-4688606" rel="nofollow">[Read more]</a></span></p>
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				<title>MosicLandscapes replied to the topic Privately renting out my property? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4409048-privately-renting-out-my-property/#post-4688889</link>
				<pubDate>Tue, 26 Mar 2013 00:57:26 +0000</pubDate>

									<content:encoded><![CDATA[<p>From my experience I would say DON&#039;T DO IT.</p>
<p>I am having ongoing issues with a privately rented place and I will never do it privately again. The tenants are not paying rent, the place looks terrible and now I have to make a decision on whether I kick them out and go through a PM or hold out and hope what they are promising me comes to&hellip;<span class="activity-read-more" id="activity-read-more-239901"><a href="https://www.propertyinvesting.com/topic/4409048-privately-renting-out-my-property/#post-4688889" rel="nofollow">[Read more]</a></span></p>
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				<title>MosicLandscapes replied to the topic Dealing with a pushy bank. in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4408685-dealing-with-a-pushy-bank/#post-4686185</link>
				<pubDate>Sun, 10 Feb 2013 02:18:18 +0000</pubDate>

									<content:encoded><![CDATA[<p>Shahin, do you suggest a stand alone loan with 100% offset instead? I have read some stuff on here about banks matching rates so knew what he said was rubbish, he is really shirty with me about the broker thing. I don&#039;t really care, I&#039;m not bluffing at all &#8211; no skin off my nose to set up a loan with someone else!</p>
<p>He has even questioned my motives&hellip;<span class="activity-read-more" id="activity-read-more-11252"><a href="https://www.propertyinvesting.com/topic/4408685-dealing-with-a-pushy-bank/#post-4686185" rel="nofollow">[Read more]</a></span></p>
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				<title>MosicLandscapes replied to the topic Dealing with a pushy bank. in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4408685-dealing-with-a-pushy-bank/#post-4686183</link>
				<pubDate>Sun, 10 Feb 2013 01:01:09 +0000</pubDate>

									<content:encoded><![CDATA[<p>Just an update:</p>
<p>I was honest with the banker and told him I only wanted the LOC and was thinking a broker for a number of reasons (including accessing cheaper rates) and that if he would match the cheaper rate then I would stick with the bank. He came back to me with &quot;we don&#039;t match rates&quot;. Makes it easy for me <img src="/wp-content/uploads/smileys/bigsmile.gif?x75824" width="" height="" alt=":D" title=":D" class="bbcode_smiley" /></p>
<p>Good point re the valuation. I&hellip;<span class="activity-read-more" id="activity-read-more-11250"><a href="https://www.propertyinvesting.com/topic/4408685-dealing-with-a-pushy-bank/#post-4686183" rel="nofollow">[Read more]</a></span></p>
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				<title>MosicLandscapes replied to the topic Bidwill, NSW in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4407481-bidwill-nsw/#post-4676513</link>
				<pubDate>Sat, 09 Feb 2013 04:20:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>Just spent all morning looking at opens. Thinking of moving on a couple &#8211; one in St Marys and one in Emerton. Bit nervous because I&#039;m so new to the area but you got to jump in sometime!</p>
<p>I haven&#039;t been looking at HC because of the general consensus that everyone is going for them, I might head over to a couple of auctions for a stickynose to see&hellip;<span class="activity-read-more" id="activity-read-more-44606"><a href="https://www.propertyinvesting.com/topic/4407481-bidwill-nsw/#post-4676513" rel="nofollow">[Read more]</a></span></p>
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				<title>MosicLandscapes replied to the topic Bidwill, NSW in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4407481-bidwill-nsw/#post-4676505</link>
				<pubDate>Thu, 07 Feb 2013 22:17:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>I&#039;m currently looking in the 2770 area. Consistently finding properties (townhouses and units mainly) for low 200K renting for low 300. Many need some cosmetic work (paint, carpets etc) to get a higher rent but many are already rented at CF+ prices. While CG might not be huge, the potential to add value is there.</p>
<p>Any updates NHG? Did you go ahead&hellip;<span class="activity-read-more" id="activity-read-more-44598"><a href="https://www.propertyinvesting.com/topic/4407481-bidwill-nsw/#post-4676505" rel="nofollow">[Read more]</a></span></p>
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				<title>MosicLandscapes replied to the topic Investing in serviced apartments - anyone with personal experience? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4408672-investing-in-serviced-apartments-anyone-with-personal-experience/#post-4686085</link>
				<pubDate>Wed, 06 Feb 2013 23:20:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>HI Tracee,</p>
<p>I don&#039;t have any personal experience with serviced apartments mainly because the banks seem to hate them! There was one in Townsville that I was really keen on but the bank would only lend 70% of the purchase price and I just didn&#039;t have the cash for the deposit. I know you have to be careful of strata fees, sinking funds and rates.&hellip;<span class="activity-read-more" id="activity-read-more-87646"><a href="https://www.propertyinvesting.com/topic/4408672-investing-in-serviced-apartments-anyone-with-personal-experience/#post-4686085" rel="nofollow">[Read more]</a></span></p>
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				<title>MosicLandscapes replied to the topic Cold calling vendors? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4408629-cold-calling-vendors/#post-4685672</link>
				<pubDate>Wed, 06 Feb 2013 23:00:35 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Realty4Life &#8211; this link will take you to it: <a href="https://www.landata.vic.gov.au/tpc/" rel="nofollow">https://www.landata.vic.gov.au/tpc/</a></p>
<p>Update on the cold call. Got onto a bone fide developer! Bit of shame for me because she knew exactly how much the land was worth (retail) but she wants to meet for coffee to discuss the possibilty of mentorship and project management! Really pays to be forward sometimes!</p>
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				<title>MosicLandscapes replied to the topic Cold calling vendors? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4408629-cold-calling-vendors/#post-4685667</link>
				<pubDate>Fri, 01 Feb 2013 08:35:00 +0000</pubDate>

									<content:encoded><![CDATA[<p>Call the business number or send a letter? I think I&#039;m just going to call them&#8230;waiting for a response (if I even get one!) would kill me. </p>
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				<title>MosicLandscapes replied to the topic Trying to get my head around Vendor financing in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4408617-trying-to-get-my-head-around-vendor-financing/#post-4685559</link>
				<pubDate>Fri, 01 Feb 2013 07:32:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Paul, that&#039;s the second recommendation for Lewis I&#039;ve had today. Will file his contact details away for next time (which may not be far away). Tony was who I spoke to this morning and was extremely helpful even though the deal is in Vic.</p>
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				<title>MosicLandscapes replied to the topic Trying to get my head around Vendor financing in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4408617-trying-to-get-my-head-around-vendor-financing/#post-4685557</link>
				<pubDate>Fri, 01 Feb 2013 00:46:32 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Terry, talked to a VF lawyer &#8211; said all the same things you just said then but made it sound really easy. I&#039;m not so sure.</p>
<p>Just put an offer in with a subject to finance clause in, going to avoid the VF for now. Much easier just to have control of this one ourselves from the get go. Will maybe look into vendor finance when I am the vendor&hellip;<span class="activity-read-more" id="activity-read-more-64928"><a href="https://www.propertyinvesting.com/topic/4408617-trying-to-get-my-head-around-vendor-financing/#post-4685557" rel="nofollow">[Read more]</a></span></p>
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				<title>MosicLandscapes replied to the topic Trying to get my head around Vendor financing in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4408617-trying-to-get-my-head-around-vendor-financing/#post-4685555</link>
				<pubDate>Thu, 31 Jan 2013 23:19:31 +0000</pubDate>

									<content:encoded><![CDATA[<p>All dd has been done. This is a good, sound deal. Just need to work out how to utilize VF (and if it is even worth it). Can I use VF to develop a block of land, paying any remaining money after all blocks are sold?&nbsp;</p>
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				<title>MosicLandscapes replied to the topic Trying to get my head around Vendor financing in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4408617-trying-to-get-my-head-around-vendor-financing/#post-4685553</link>
				<pubDate>Thu, 31 Jan 2013 20:09:08 +0000</pubDate>

									<content:encoded><![CDATA[<p>I understand the concept when applied to a house, just not as a strategy for developing land. Especially when I want the entire deal finished (ie, all blocks sold) before I pay the vendor out.</p>
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				<title>MosicLandscapes replied to the topic Trying to get my head around Vendor financing in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4408617-trying-to-get-my-head-around-vendor-financing/#post-4685552</link>
				<pubDate>Thu, 31 Jan 2013 20:01:25 +0000</pubDate>

									<content:encoded><![CDATA[<p>The profits are definitely there. I&#039;m worried that I won&#039;t be able to subdivide and sell the individual blocks if I don&#039;t have the title. Will look into the second mortgage carry back, thanks Richard!</p>
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				<title>MosicLandscapes replied to the topic Trying to get my head around Vendor financing in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4408617-trying-to-get-my-head-around-vendor-financing/#post-4685548</link>
				<pubDate>Thu, 31 Jan 2013 09:17:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>I don&#039;t know. Which would be better? What would the costs involved be for an installment contract vs getting a deposit? I could pull a deposit together pretty quickly if I needed to. Would really like to get this rolling tomorrow.</p>
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				<title>MosicLandscapes replied to the topic Deposit power? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4408452-deposit-power/#post-4683968</link>
				<pubDate>Mon, 14 Jan 2013 04:32:13 +0000</pubDate>

									<content:encoded><![CDATA[<p>Should I go with the top up as opposed to a LOC?</p>
<p>Jamie &#8211; it&#039;s a family trust.</p>
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				<title>MosicLandscapes replied to the topic Multiple security substitutions  in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4408408-multiple-security-substitutions/#post-4683602</link>
				<pubDate>Fri, 11 Jan 2013 23:11:53 +0000</pubDate>

									<content:encoded><![CDATA[<p>wilko1 wrote:<br />
Hi mosics which bank did you use to do that?</p>
<p>Did your original loan go into a term deposit first (as security) and then onto the new property or was it a same day &nbsp;settlement&nbsp;</p>
<p>Same day settlement (which was the most difficult part of the deal). It was with Commbank.</p>
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				<title>MosicLandscapes replied to the topic Multiple security substitutions  in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4408408-multiple-security-substitutions/#post-4683599</link>
				<pubDate>Thu, 10 Jan 2013 21:06:42 +0000</pubDate>

									<content:encoded><![CDATA[<p>We did a simple security substitution in 2010, loan on property A which we sold and then transferred the loan to property B &#8211; no paperwork needed (which was good because our financials we rubbish at that stage having just started self employment).</p>
<p>This was post GFC and really simple.</p>
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				<title>MosicLandscapes replied to the topic 0 to Financial Freedom for ipad? in the forum Great, thank you!</title>
				<link>https://www.propertyinvesting.com/topic/4408392-0-to-financial-freedom-for-ipad/#post-4683540</link>
				<pubDate>Mon, 07 Jan 2013 21:30:31 +0000</pubDate>

									<content:encoded><![CDATA[<p>Great, thank you!</p>
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				<title>MosicLandscapes replied to the topic First home - Established or To build? in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4407351-first-home-established-or-to-build/#post-4675362</link>
				<pubDate>Mon, 17 Sep 2012 01:55:07 +0000</pubDate>

									<content:encoded><![CDATA[<p>I have a different opinion to those above.</p>
<p>My first 2 homes were built and I made a lot of money on both within a year. The key thing is looking at land prices vs house prices. Often land in new estates is more expensive than a vacant lot in an older estate. Having a good builder also makes a huge difference. I was able to negotiate really&hellip;<span class="activity-read-more" id="activity-read-more-46978"><a href="https://www.propertyinvesting.com/topic/4407351-first-home-established-or-to-build/#post-4675362" rel="nofollow">[Read more]</a></span></p>
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				<title>MosicLandscapes replied to the topic Difference between rural and city property? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4407629-difference-between-rural-and-city-property/#post-4677441</link>
				<pubDate>Sat, 15 Sep 2012 05:12:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>So would it be better if we did make some money from the land? We could start selling stuff (we have a house deposit eating the grass down in the paddock <img src="/wp-content/uploads/smileys/bigsmile.gif?x75824" width="" height="" alt=":D" title=":D" class="bbcode_smiley" />) and I know it affects it but don&#039;t know if it is good effects or bad&#8230;</p>
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				<title>MosicLandscapes replied to the topic Purchasing Land in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4404913-purchasing-land/#post-4657065</link>
				<pubDate>Sat, 15 Sep 2012 00:33:15 +0000</pubDate>

									<content:encoded><![CDATA[<p>I have tried to do a couple of deals like this in the past. One thing to be a bit cautious of is the real estate agents. Many people think that they are experts in property &#8211; which is only half right. There have been so many agents I have come across who don&#039;t even really know what vendor finance is or only have a very tenuous grasp on it. Many of&hellip;<span class="activity-read-more" id="activity-read-more-177463"><a href="https://www.propertyinvesting.com/topic/4404913-purchasing-land/#post-4657065" rel="nofollow">[Read more]</a></span></p>
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				<title>MosicLandscapes replied to the topic If I were a millionaire.... in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4401254-if-i-were-a-millionaire/page/2/#post-4632200</link>
				<pubDate>Sat, 15 Sep 2012 00:06:49 +0000</pubDate>

									<content:encoded><![CDATA[<p>So interesting to read back over all the post and also see where I was 2 years ago!</p>
<p>Like so many have said, it&#039;s about financial freedom. Freedom to raise the kids, to work in jobs that you are passionate about but that don&#039;t pay anything etc.</p>
<p>This property game sure has taught me lots (mainly patience!) and that you have to have an underlying&hellip;<span class="activity-read-more" id="activity-read-more-20060"><a href="https://www.propertyinvesting.com/topic/4401254-if-i-were-a-millionaire/page/2/#post-4632200" rel="nofollow">[Read more]</a></span></p>
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				<title>MosicLandscapes replied to the topic Auctions Sales Mortgage in Possession in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4388148-auctions-sales-mortgage-in-possession/#post-4560916</link>
				<pubDate>Tue, 11 Sep 2012 06:10:30 +0000</pubDate>

									<content:encoded><![CDATA[<p>I don&#039;t know how relevant this is given the age of this thread but I have seen some properties for sale for under market value that are the result of divorce proceedings. It looks like it&#039;s the new &#039;deceased estate&#039;.</p>
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				<title>MosicLandscapes replied to the topic Looking at investing in Cairns... in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4407575-looking-at-investing-in-cairns/#post-4677113</link>
				<pubDate>Mon, 10 Sep 2012 21:36:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>Vacancy rate is now 2.5%. I agree about the holiday and investment thing! The reason we didn&#039;t buy on the spot (which we got very close to doing).</p>
<p>Body corporate is high in the resort buildings (as much as $10,000 per year) but your right about the smaller buildings being much more affordable.&nbsp;</p>
<p>The thing that appeals to me about Cairns&hellip;<span class="activity-read-more" id="activity-read-more-102237"><a href="https://www.propertyinvesting.com/topic/4407575-looking-at-investing-in-cairns/#post-4677113" rel="nofollow">[Read more]</a></span></p>
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				<title>MosicLandscapes replied to the topic Property Blogs in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4401679-property-blogs/#post-4635045</link>
				<pubDate>Tue, 20 Sep 2011 00:31:53 +0000</pubDate>

									<content:encoded><![CDATA[<p>Awesome to have all these resources in the one spot. I&#039;ve just gotten back into the game after a bit of a hiatus to focus on family. Back with bells on now though <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" /></p>
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				<title>MosicLandscapes replied to the topic Property Blogs in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4401679-property-blogs/#post-4635033</link>
				<pubDate>Sat, 30 Oct 2010 21:28:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks guys! Maybe I should have just trawled through all the sigs &#8211; I do think it will be great to have all the blogs in one spot though.Off for a bit of reading&#8230;.</p>
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				<title>MosicLandscapes replied to the topic Property Blogs in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4401679-property-blogs/#post-4635030</link>
				<pubDate>Wed, 27 Oct 2010 04:02:42 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thank-you! I&#039;m really hoping there are lots more bloggers out there and if not hopefully this will prompt them to start!!</p>
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				<title>MosicLandscapes replied to the topic can you really make money in property without ANY money at all? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4401677-can-you-really-make-money-in-property-without-any-money-at-all/#post-4635007</link>
				<pubDate>Wed, 27 Oct 2010 03:58:45 +0000</pubDate>

									<content:encoded><![CDATA[<p>I agree with Intrigue, when I first started (not that long ago) the first thing I saw on property development was Carly&#039;s free DVD. While it was great, it did give me a bit of a false idea that this would be a quick, easy way to make billions.Especially the bit where she says &quot;just spend a couple of hours a week, find a deal, find a developer and&hellip;<span class="activity-read-more" id="activity-read-more-99042"><a href="https://www.propertyinvesting.com/topic/4401677-can-you-really-make-money-in-property-without-any-money-at-all/#post-4635007" rel="nofollow">[Read more]</a></span></p>
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				<title>MosicLandscapes replied to the topic can you really make money in property without ANY money at all? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4401677-can-you-really-make-money-in-property-without-any-money-at-all/#post-4635005</link>
				<pubDate>Wed, 27 Oct 2010 01:14:06 +0000</pubDate>

									<content:encoded><![CDATA[<p>There are other things you can bring to the table if you have no money. I do sometimes feel like it is a bit of a fairytale but there are people out there who have money and don&#039;t have the interest/inclination/time to look for deals. I have found two such people so far (both through free seminars!) and am now constantly looking for deals for&hellip;<span class="activity-read-more" id="activity-read-more-99040"><a href="https://www.propertyinvesting.com/topic/4401677-can-you-really-make-money-in-property-without-any-money-at-all/#post-4635005" rel="nofollow">[Read more]</a></span></p>
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				<title>MosicLandscapes replied to the topic Which City/Suburb you live? in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4369744-which-citysuburb-you-live/page/17/#post-4442528</link>
				<pubDate>Tue, 26 Oct 2010 22:33:03 +0000</pubDate>

									<content:encoded><![CDATA[<p>celmel wrote:<br />
Malmsbury Central Vic , Smack bang and central to Melbourne Bendigo &amp; Ballarat , almost moved once coudn&#039;t do it <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" /></p>
<p>Hey Celmel I&#039;m in Malmsbury as well! We just moved here in July this year though.</p>
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				<title>MosicLandscapes replied to the topic Anyone interested in a 30% MDC IRR 36%? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4401493-anyone-interested-in-a-30-mdc-irr-36/#post-4633990</link>
				<pubDate>Thu, 14 Oct 2010 04:32:54 +0000</pubDate>

									<content:encoded><![CDATA[<p>Margin on development cost</p>
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				<title>MosicLandscapes replied to the topic Sub-dividing and then selling the individual blocks in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4401319-sub-dividing-and-then-selling-the-individual-blocks/#post-4632622</link>
				<pubDate>Mon, 27 Sep 2010 04:50:06 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Cathy,I do think there can be profit in what you are proposing. I couldn&#039;t say how long it would take. Getting it through council would be the hardest and the longest part though IMO.I have been told that it is about $20K per block to subdivde but that is in my council, I&#039;m pretty sure every council differs. Just one other thing &#8211; sometimes a&hellip;<span class="activity-read-more" id="activity-read-more-129035"><a href="https://www.propertyinvesting.com/topic/4401319-sub-dividing-and-then-selling-the-individual-blocks/#post-4632622" rel="nofollow">[Read more]</a></span></p>
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				<title>MosicLandscapes replied to the topic How much is your real estate agent's commission? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4401281-how-much-is-your-real-estate-agents-commission/#post-4632370</link>
				<pubDate>Thu, 23 Sep 2010 06:03:44 +0000</pubDate>

									<content:encoded><![CDATA[<p>Heya, I just sold in a country town and paid 2% plus GST and $500 advertising but I am starting to think this was a bit exceptional. 3% sounds pretty standard.</p>
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				<title>MosicLandscapes replied to the topic Trouble with feastudy and understanding IRR in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4401230-trouble-with-feastudy-and-understanding-irr/#post-4632038</link>
				<pubDate>Tue, 21 Sep 2010 22:22:56 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Scott.I&#039;m working on a deal that has an IRR of 22.42% and an MDC of 43.80% &#8211; is that fairly typical? It would be about $1.6m down with a profit of around $730K. Just trying to work out what good deals look like.</p>
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				<title>MosicLandscapes replied to the topic Trouble with feastudy and understanding IRR in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4401230-trouble-with-feastudy-and-understanding-irr/#post-4632036</link>
				<pubDate>Tue, 21 Sep 2010 05:46:18 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Terryw, no I wasn&#039;t that was what was confusing me!Scott &#8211; I think this is what has happened.So when doing a feasibilty study do you look for the IRR to be over 20% or the MDC over 20% or both??</p>
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				<title>MosicLandscapes replied to the topic 1st time investor needs guidance in the forum You could always make some</title>
				<link>https://www.propertyinvesting.com/topic/4401266-1st-time-investor-needs-guidance/#post-4632274</link>
				<pubDate>Tue, 21 Sep 2010 04:57:52 +0000</pubDate>

									<content:encoded><![CDATA[<p>You could always make some changes to the property to try to up the rent. I agree with Terryw though, if you are unsure about capital growth etc I wouldn&#039;t jump into a property that is that negitively geared. Good luck.</p>
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				<title>MosicLandscapes replied to the topic Where to start? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4401227-where-to-start-33/#post-4632028</link>
				<pubDate>Tue, 21 Sep 2010 04:54:18 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Luke,Council fees really surprised me first time round. If you are splitting the title budget around $20,000 in council fees (depending on many different things) and lots of time so more holding costs. Have you made sure the zoning is consistent with your plans? You can check out the property you want to purchase here: <a href="http://services.land.vic.gov.au/landchannel/jsp/reports/ReportsIntro.jsp" rel="nofollow"></a><a href="http://services.land.vic.g&#038;hellip" rel="nofollow">http://services.land.vic.g&#038;hellip</a>;<span class="activity-read-more" id="activity-read-more-285777"><a href="https://www.propertyinvesting.com/topic/4401227-where-to-start-33/#post-4632028" rel="nofollow">[Read more]</a></span></p>
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				<title>MosicLandscapes replied to the topic Can someone check my numbers? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4397093-can-someone-check-my-numbers/#post-4608459</link>
				<pubDate>Tue, 21 Sep 2010 04:45:40 +0000</pubDate>

									<content:encoded><![CDATA[<p>Seems to be a lot of effort for a very little profit. Have you progressed further with this deal?</p>
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				<title>MosicLandscapes replied to the topic Todays property for my contemplation - thoughts please in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4401249-todays-property-for-my-contemplation-thoughts-please/#post-4632153</link>
				<pubDate>Mon, 20 Sep 2010 06:31:49 +0000</pubDate>

									<content:encoded><![CDATA[<p>Would you not consider doing the development yourself?</p>
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				<title>MosicLandscapes replied to the topic "Developer friendly" councils in the greater Melbourne area in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4391051-developer-friendly-councils-in-the-greater-melbourne-area/#post-4575473</link>
				<pubDate>Mon, 20 Sep 2010 05:48:37 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi alice10 &#8211; I pay would say around $600 to get a feasibility study done.</p>
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				<title>MosicLandscapes replied to the topic Todays property for my contemplation - thoughts please in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4401249-todays-property-for-my-contemplation-thoughts-please/#post-4632151</link>
				<pubDate>Mon, 20 Sep 2010 05:39:50 +0000</pubDate>

									<content:encoded><![CDATA[<p>I&#039;m not that into passive investing so my first thought when I read your post was that I would buy the $400K property, rent out the house and subdivide the land &#8211; selling the block to take a huge chunk off the mortgage thereby creating a +ve cash flow property.</p>
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				<title>MosicLandscapes replied to the topic Motivation for life partner ! in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4401247-motivation-for-life-partner/#post-4632120</link>
				<pubDate>Mon, 20 Sep 2010 05:35:10 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Alex,This is my partner and I. It&#039;s not that he is not interested per se (although I&#039;m sure that his attention span has something to do with it!) but I am just much better at finding real estate and seeing what it COULD be, not what it is or what it is being sold as. I don&#039;t usually talk to him about anything until I can package it all up and&hellip;<span class="activity-read-more" id="activity-read-more-29504"><a href="https://www.propertyinvesting.com/topic/4401247-motivation-for-life-partner/#post-4632120" rel="nofollow">[Read more]</a></span></p>
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				<title>MosicLandscapes replied to the topic Land locked land in the forum Yep, just spoke to council.</title>
				<link>https://www.propertyinvesting.com/topic/4401231-land-locked-land/#post-4632042</link>
				<pubDate>Fri, 17 Sep 2010 00:26:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>Yep, just spoke to council. They said it is doable but would have to look at the frontage of the block to make sure it is not too narrow. She also said that we could sell the back blocks with just the easment in place which would save us road cost but we would probably have to drop the price of the blocks to reflect the fact that there is no road&hellip;<span class="activity-read-more" id="activity-read-more-119715"><a href="https://www.propertyinvesting.com/topic/4401231-land-locked-land/#post-4632042" rel="nofollow">[Read more]</a></span></p>
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				<title>MosicLandscapes replied to the topic Finance for the self employed?? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4401205-finance-for-the-self-employed/#post-4631919</link>
				<pubDate>Thu, 16 Sep 2010 00:47:45 +0000</pubDate>

									<content:encoded><![CDATA[<p>v8ghia wrote:<br />
Hi Jess,Some lenders will take more than a 20 % variance on your figures upwards and use &#8211; but needs to be explained logically &#8211; ie 1 st year had XXX amount of set up expenses, and as a result of our business plan we have expanded our service area, and increased revenue as forecasted&quot;  &#8211;  the lender may even pas out from shock at s&hellip;<span class="activity-read-more" id="activity-read-more-164454"><a href="https://www.propertyinvesting.com/topic/4401205-finance-for-the-self-employed/#post-4631919" rel="nofollow">[Read more]</a></span></p>
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