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	<title>PropertyInvesting.com | Kara47 | Activity</title>
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				<title>Kara47 replied to the topic Rp Data / Pricefinder in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/5069960-rp-data-pricefinder/#post-5070761</link>
				<pubDate>Thu, 04 Mar 2021 02:07:16 +0000</pubDate>

									<content:encoded><![CDATA[<p>Not sure exactly if it would suit, but look at Investar. Monthly subscriptions, different levels of access.</p>
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				<title>Kara47 replied to the topic Selling Unit with Tenants in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/5070165-selling-unit-with-tenants/#post-5070760</link>
				<pubDate>Thu, 04 Mar 2021 02:04:43 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hello Simon,</p>
<p>I&#8217;d weigh up how much you would have to discount the property due to presentation vs how much rent you would get. I&#8217;d be inclined to move them out, give the place a quick spruce up &amp; put it on the market. I&#8217;m currently researching the southern suburbs of Adelaide &amp; anything well presented is snapped up quickly. Suggest you have a&hellip;<span class="activity-read-more" id="activity-read-more-393712"><a href="https://www.propertyinvesting.com/topic/5070165-selling-unit-with-tenants/#post-5070760" rel="nofollow">[Read more]</a></span></p>
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				<title>Kara47 replied to the topic 65 irregular income, 200K equity in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/5069968-65-irregular-income-200k-equity/#post-5069982</link>
				<pubDate>Sat, 16 Jan 2021 07:46:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>Advised by my mortgage broker when initially self employed that most banks want 2 years of financials, tax return completed &amp; payments up to date. I was able to get a loan after just over 18 months with tax done &amp; 2-3 up to date BAS statements for the current year. The only bank that would do this ( via broker) was ANZ.  You do get more choice of&hellip;<span class="activity-read-more" id="activity-read-more-392946"><a href="https://www.propertyinvesting.com/topic/5069968-65-irregular-income-200k-equity/#post-5069982" rel="nofollow">[Read more]</a></span></p>
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				<title>Kara47 replied to the topic Looking for insights, coaching, opinions and help in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/5064873-looking-for-insights-coaching-opinions-and-help/#post-5066589</link>
				<pubDate>Fri, 05 Jun 2020 08:47:34 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hello Steve,</p>
<p>Very interested!!</p>
<p>Thanks!</p>
<p>&nbsp;</p>
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				<title>Kara47 replied to the topic Over 55&#039;s Complex - Deal or no deal in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/5038708-over-55s-complex-deal-or-no-deal/page/2/#post-5038872</link>
				<pubDate>Fri, 18 Aug 2017 07:42:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>Tom,<br />
Hope it all goes well.<br />
Thanks for an informative and thought provoking post!<br />
Karen</p>
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				<title>Kara47 replied to the topic Would you buy in a dodgy area? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/5008520-would-you-buy-in-a-dodgy-area/#post-5008646</link>
				<pubDate>Fri, 12 Jun 2015 09:21:20 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks all,<br />
The area I&#8217;m looking at is in Kempsey, NSW. The areas concerned have a long term reputation for being difficult to sell, you can buy 2 houses here for the price of one in a better area. I think I&#8217;ll steer clear &amp; go for slightly lower return with the promise of some growth.</p>
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				<title>Kara47 started the topic Would you buy in a dodgy area? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/5008520-would-you-buy-in-a-dodgy-area/</link>
				<pubDate>Tue, 09 Jun 2015 08:29:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hello All,<br />
Just looking at my local area, best returns on IPs are all in areas with reputations for high crime/ housing commission areas. Range from 8-11%. Would you buy in these areas( with tenants in place), knowing you may have difficulty selling down the track? My plan is to buy &amp; hold long term.<br />
Thanks.</p>
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				<title>Kara47 replied to the topic Termite advice please in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4409015-termite-advice-please/#post-4688679</link>
				<pubDate>Fri, 22 Mar 2013 08:08:29 +0000</pubDate>

									<content:encoded><![CDATA[<p>$2000&nbsp; over 52 weeks = $38/ week<br />
What would it cost to replace say one room of the house, or 6 months untenanted while it is being repaired?<br />
Tax deductible too!</p>
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				<title>Kara47 replied to the topic Rezoning in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4408976-rezoning-3/#post-4688398</link>
				<pubDate>Thu, 21 Mar 2013 08:22:15 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks both,<br />
I contacted the council on Monday, they are known for being very slow to reply/ make decisions. I rang on Wed to be told the person I was told to contact was &quot;out of the office&quot; this week. Will see if I can speak to somebody tomorrow.<br />
The council is Kempsey Shire, NSW.<br />
If it&#039;s a 2 year wait I won&#039;t be buying this property, it would be&hellip;<span class="activity-read-more" id="activity-read-more-111137"><a href="https://www.propertyinvesting.com/topic/4408976-rezoning-3/#post-4688398" rel="nofollow">[Read more]</a></span></p>
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				<title>Kara47 replied to the topic DEPOSIT BONDS? What are they? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4408946-deposit-bonds-what-are-they/#post-4688246</link>
				<pubDate>Thu, 14 Mar 2013 07:22:44 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hello Jamie &amp; Shahin,<br />
Thanks for your replies.<br />
I&#039;m looking at buying an established property, can draw my funds after 1st July to pay the deposit. The way I see it at the moment, the only advantage is I can secure the property before somebody else buys it, &amp; have 6 weeks head start ( settlement time) on if I waited until July.<br />
The owner wants full&hellip;<span class="activity-read-more" id="activity-read-more-123181"><a href="https://www.propertyinvesting.com/topic/4408946-deposit-bonds-what-are-they/#post-4688246" rel="nofollow">[Read more]</a></span></p>
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				<title>Kara47 replied to the topic DEPOSIT BONDS? What are they? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4408946-deposit-bonds-what-are-they/#post-4688243</link>
				<pubDate>Wed, 13 Mar 2013 08:24:16 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks all,<br />
Looking at using them as I have funds tied up until 1st July.<br />
Cheers,<br />
Kara</p>
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				<title>Kara47 replied to the topic DEPOSIT BONDS? What are they? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4408946-deposit-bonds-what-are-they/#post-4688239</link>
				<pubDate>Tue, 12 Mar 2013 08:06:34 +0000</pubDate>

									<content:encoded><![CDATA[<p>I&#039;ve been looking into them as well, read that if for some reason you can&#039;t settle on the property, you lose your deposit. Does this only apply if the Buyer can&#039;t settle, or if the owner can&#039;t? I&#039;d be really annoyed if I bought, the owner breached the contract of sale in some way &amp; settlement wasn&#039;t achieved.<br />
Also, can you pay back the deposit&hellip;<span class="activity-read-more" id="activity-read-more-123174"><a href="https://www.propertyinvesting.com/topic/4408946-deposit-bonds-what-are-they/#post-4688239" rel="nofollow">[Read more]</a></span></p>
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				<title>Kara47 replied to the topic offers over?? how much in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4408664-offers-over-how-much/#post-4686010</link>
				<pubDate>Thu, 07 Mar 2013 09:46:24 +0000</pubDate>

									<content:encoded><![CDATA[<p>Have seen one locally &quot;offers over $200,000&quot; sell for $198,000.<br />
Cheers,<br />
Kara</p>
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				<title>Kara47 replied to the topic Viewing homes for sale in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4408917-viewing-homes-for-sale/#post-4687997</link>
				<pubDate>Thu, 07 Mar 2013 09:35:56 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Shahin &amp; Jamie,<br />
I actually went in with a list of properties I wanted to see, asked if could make a time to see them. First visit they asked if I had pre approval &amp; clearly weren&#039;t interested when I said no.<br />
This time I had pre approval ( lesson learnt).<br />
It took nearly 24 hours, but the principal did ring &amp; took me to view the properties&hellip;<span class="activity-read-more" id="activity-read-more-114352"><a href="https://www.propertyinvesting.com/topic/4408917-viewing-homes-for-sale/#post-4687997" rel="nofollow">[Read more]</a></span></p>
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				<title>Kara47 replied to the topic Which scenario would you choose? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4408678-which-scenario-would-you-choose/#post-4686126</link>
				<pubDate>Sun, 10 Feb 2013 04:17:10 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Darryl,<br />
I have spoken to Building Dept rep. from the council, I don&#039;t need to rezone, just meet their requirements for parking/ toilets etc. If I build new I would probably share with one other Health Professional.<br />
Thanks for the tip on ownership. I am a sole trader at present, so this may need to change in the near future.</p>
<p>I am aware of&hellip;<span class="activity-read-more" id="activity-read-more-244139"><a href="https://www.propertyinvesting.com/topic/4408678-which-scenario-would-you-choose/#post-4686126" rel="nofollow">[Read more]</a></span></p>
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				<title>Kara47 replied to the topic Which scenario would you choose? in the forum Thanks Shahin,</title>
				<link>https://www.propertyinvesting.com/topic/4408678-which-scenario-would-you-choose/#post-4686125</link>
				<pubDate>Sun, 10 Feb 2013 04:07:55 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Shahin,<br />
I still am looking at costs to build new, will gather more information.</p>
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				<title>Kara47 replied to the topic Which scenario would you choose? in the forum Thanks Derek.</title>
				<link>https://www.propertyinvesting.com/topic/4408678-which-scenario-would-you-choose/#post-4686122</link>
				<pubDate>Sat, 09 Feb 2013 06:10:56 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Derek.</p>
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				<title>Kara47 replied to the topic Starting Over - the ex got the 90% in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4408348-starting-over-the-ex-got-the-90/#post-4683086</link>
				<pubDate>Mon, 31 Dec 2012 03:31:29 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hello Donavan,<br />
I&#039;d advise you to purchase Steve&#039;s most recent book, advertised on here. It has quite a different take from the first 2. It&#039;s also an easy read &#8211; devoured mine over 2 nights!!<br />
Good luck,<br />
Kara</p>
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				<title>Kara47 replied to the topic Finding property owners in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4408266-finding-property-owners/#post-4682424</link>
				<pubDate>Thu, 13 Dec 2012 10:13:36 +0000</pubDate>

									<content:encoded><![CDATA[<p>Any suggestions for NSW?</p>
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				<title>Kara47 replied to the topic Commercial leases in the forum Commercial Property</title>
				<link>https://www.propertyinvesting.com/topic/4408177-commercial-leases-3/#post-4681729</link>
				<pubDate>Thu, 29 Nov 2012 10:23:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Scott,<br />
I downloaded a commercial lease template today, makes interesting reading.<br />
It states that the lessor is responsible for the costs of the agreement, as you said. It also said that landlord is responsible for security &amp; locks, but whether this is strictly only the outside of the building is open to interpretation I suppose.<br />
I&#039;ve been&hellip;<span class="activity-read-more" id="activity-read-more-59833"><a href="https://www.propertyinvesting.com/topic/4408177-commercial-leases-3/#post-4681729" rel="nofollow">[Read more]</a></span></p>
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				<title>Kara47 replied to the topic Commercial leases in the forum Commercial Property</title>
				<link>https://www.propertyinvesting.com/topic/4408177-commercial-leases-3/#post-4681727</link>
				<pubDate>Wed, 28 Nov 2012 09:45:24 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Scott.<br />
I am not the owner, I am relocating my business &amp; will be leasing from the owner a room &amp; common area in a building with other tenants.<br />
I&#039;m hoping to purchase a house mid &#8211; late 2013 &amp; sublet rooms to others, so am interested in information from the landlord &amp; tenant&#039;s point of view.<br />
Any advice greatly&hellip;<span class="activity-read-more" id="activity-read-more-59831"><a href="https://www.propertyinvesting.com/topic/4408177-commercial-leases-3/#post-4681727" rel="nofollow">[Read more]</a></span></p>
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				<title>Kara47 replied to the topic Property investing in australia in the forum I lived in Camden about 16</title>
				<link>https://www.propertyinvesting.com/topic/4408153-property-investing-in-australia-2/#post-4681557</link>
				<pubDate>Sun, 25 Nov 2012 10:10:19 +0000</pubDate>

									<content:encoded><![CDATA[<p>I lived in Camden about 16 years ago, so have some knowledge of the area. Lots of Housing Commission/ Department of housing in the area, some were whole suburbs at the time, with a reputation for high crime &amp; vandalism. I believe some of these areas were going to be sold to private buyers.<br />
At the time, the following were areas to avoid: Claymore,&hellip;<span class="activity-read-more" id="activity-read-more-211786"><a href="https://www.propertyinvesting.com/topic/4408153-property-investing-in-australia-2/#post-4681557" rel="nofollow">[Read more]</a></span></p>
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				<title>Kara47 replied to the topic Advice needed  - First Home buyer in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4408138-advice-needed-first-home-buyer-2/#post-4681425</link>
				<pubDate>Sun, 25 Nov 2012 08:50:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Shahin,<br />
So I take it if I can save 20% deposit I don&#039;t have to wait 2 years?<br />
I believe I now have to pay Stamp Duty unless I purchase a new home ( an extra cost I only found out about recently)<br />
Thanks,<br />
Kara.</p>
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				<title>Kara47 replied to the topic Advice needed  - First Home buyer in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4408138-advice-needed-first-home-buyer-2/#post-4681423</link>
				<pubDate>Fri, 23 Nov 2012 09:29:51 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Shahin,<br />
Have been self employed for just over 1 year.<br />
Currently have $18000 locked into First Home Saver&#039;s account<br />
I am contemplating not putting any more into account so it is accessible ( your thoughts?)<br />
Currently saving $2500/ month for deposit<br />
Looking to buy a property around $200,000 &#8211; $250,000<br />
Location: Mid north Coast NSW<br />
I have just&hellip;<span class="activity-read-more" id="activity-read-more-148910"><a href="https://www.propertyinvesting.com/topic/4408138-advice-needed-first-home-buyer-2/#post-4681423" rel="nofollow">[Read more]</a></span></p>
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				<title>Kara47 replied to the topic Advice needed  - First Home buyer in the forum Thanks Jamie!</title>
				<link>https://www.propertyinvesting.com/topic/4408138-advice-needed-first-home-buyer-2/#post-4681420</link>
				<pubDate>Thu, 22 Nov 2012 10:53:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Jamie!</p>
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				<title>Kara47 replied to the topic Advice needed  - First Home buyer in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4408138-advice-needed-first-home-buyer-2/#post-4681418</link>
				<pubDate>Thu, 22 Nov 2012 10:31:03 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Tom,<br />
So if I understand correctly, the 10% deposit is expected at signing of contracts &amp; the balance at settlement? ( Sorry for such a basic question)<br />
Thanks again,<br />
Kara.</p>
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				<title>Kara47 replied to the topic Advice needed  - First Home buyer in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4408138-advice-needed-first-home-buyer-2/#post-4681417</link>
				<pubDate>Thu, 22 Nov 2012 10:27:20 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Shahin for your prompt reply &amp; advice!<br />
I haven&#039;t applied for finance at this stage, wanted to see what my options are first.<br />
I would like to have everything in place before I sign anything.<br />
I saw the Real Estate agent this afternoon, one property is sold &amp; the other is about to be, so looks like I&#039;ve missed out on the best two. There is one&hellip;<span class="activity-read-more" id="activity-read-more-148906"><a href="https://www.propertyinvesting.com/topic/4408138-advice-needed-first-home-buyer-2/#post-4681417" rel="nofollow">[Read more]</a></span></p>
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