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	<title>PropertyInvesting.com | Joff | Activity</title>
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				<title>Joff replied to the topic How Many IP's in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4370024-how-many-ips/#post-4444672</link>
				<pubDate>Wed, 17 Dec 2003 05:43:38 +0000</pubDate>

									<content:encoded><![CDATA[<p>Matt<br />
2 x houses in frankston area &#8230;. hold long term</p>
<p>3 x houses in country Victoria &#8230;.wait and see</p>
<p>2 x  retirement units Carrum Downs..hold long term.</p>
<p>Major reno on ppor early next year. Sell for   huge profit and who knows?<br />
bye</p>
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				<title>Joff replied to the topic **PropertyGuru**  New Positive Cashflow Rule in the forum Hotch Potch</title>
				<link>https://www.propertyinvesting.com/topic/4369996-propertyguru-new-positive-cashflow-rule/#post-4444388</link>
				<pubDate>Wed, 17 Dec 2003 04:34:56 +0000</pubDate>

									<content:encoded><![CDATA[<p>Property Guru,</p>
<p>Actually, I feel sorry for those people trying to get a foothold into the investment market.<br />
There are contant posts here about people running all over the regional centres looking for cash positive properties.I have invested in rural areas,but stopped buying earlier this year to let the growth run a bit on props I had to see where&hellip;<span class="activity-read-more" id="activity-read-more-128509"><a href="https://www.propertyinvesting.com/topic/4369996-propertyguru-new-positive-cashflow-rule/#post-4444388" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic **PropertyGuru**  New Positive Cashflow Rule in the forum Hotch Potch</title>
				<link>https://www.propertyinvesting.com/topic/4369996-propertyguru-new-positive-cashflow-rule/#post-4444385</link>
				<pubDate>Wed, 17 Dec 2003 03:46:36 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi all,<br />
PropertyGuru, your calculations are correct as are SiS, but a reality check is required here. I own 2 ip&#8217;s in the south frankston area,1 valued at 190k-210k and the other 220k.<br />
First one rents for 180 pw and second for 185 pw.<br />
that is average for the area for this price range of house.<br />
Now based on the current valuations the return is&hellip;<span class="activity-read-more" id="activity-read-more-128506"><a href="https://www.propertyinvesting.com/topic/4369996-propertyguru-new-positive-cashflow-rule/#post-4444385" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic **PropertyGuru**  New Positive Cashflow Rule in the forum Hotch Potch</title>
				<link>https://www.propertyinvesting.com/topic/4369996-propertyguru-new-positive-cashflow-rule/#post-4444379</link>
				<pubDate>Tue, 16 Dec 2003 01:41:42 +0000</pubDate>

									<content:encoded><![CDATA[<p>SIS,                                                 I must have something wrong here,</p>
<p>$200,000 divide by 769 = 260.7 x 2 = $520.00<br />
$520.00 per week for a $200,000 house!<br />
WHERE DO I SIGN!!</p>
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				<title>Joff replied to the topic Property Investment_ No.1 in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4369964-property-investment_-no-1/#post-4444124</link>
				<pubDate>Tue, 16 Dec 2003 00:33:20 +0000</pubDate>

									<content:encoded><![CDATA[<p>Great post here,some interesting thoughts.<br />
Jaffasoft, I went thru the same execises re rural investing as you are now a year ago.<br />
I travelled around a lot with the family mixing holidays with research.I have now 4 properties in rural areas.<br />
What i ended up concentrating on was properties within 15 minutes driving from largish centres. IE: Portland&hellip;<span class="activity-read-more" id="activity-read-more-224572"><a href="https://www.propertyinvesting.com/topic/4369964-property-investment_-no-1/#post-4444124" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic Buying Retirement Village Units in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4369916-buying-retirement-village-units/#post-4443726</link>
				<pubDate>Wed, 10 Dec 2003 23:47:20 +0000</pubDate>

									<content:encoded><![CDATA[<p>Celiva / Mortman<br />
Re these retirement units,You mentioned finance being hard to get for them.<br />
Well,I found it to be the opposite.My broker told me her contacts at banks were favourable towards them  because of high demand.</p>
<p>You have to remember, there are different types of retirement villages with different conditions and financial structures.</p>
<p>I&hellip;<span class="activity-read-more" id="activity-read-more-127712"><a href="https://www.propertyinvesting.com/topic/4369916-buying-retirement-village-units/#post-4443726" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic Buying Retirement Village Units in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4369916-buying-retirement-village-units/#post-4443721</link>
				<pubDate>Tue, 09 Dec 2003 04:27:11 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi,<br />
I purchased one this year.the development I bought into is a mixture of 70 detached and semi detatched 1 bedroom units with small sitting rooms that can be used for guests. ( grand children?)in carrum downs<br />
They can be purchased by anybody, but can only be inhabited by over 55&#8217;s<br />
I bought it off the plan for 132k.It came with remote garage&hellip;<span class="activity-read-more" id="activity-read-more-127707"><a href="https://www.propertyinvesting.com/topic/4369916-buying-retirement-village-units/#post-4443721" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic What is your opinion? in the forum Hotch Potch</title>
				<link>https://www.propertyinvesting.com/topic/4369822-what-is-your-opinion/#post-4443101</link>
				<pubDate>Fri, 05 Dec 2003 07:50:18 +0000</pubDate>

									<content:encoded><![CDATA[<p>I remember a post on some forum a few months ago,where the discussion centered around the merits of buying up individual caravan sites in parks and flipping for a profit.That&#8217;s when I realised just how this property bubble had attracted &#8220;investors&#8221; who NEVER consider leaving something on the table for the next person.<br />
Bye</p>
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				<title>Joff replied to the topic What is your opinion? in the forum Hotch Potch</title>
				<link>https://www.propertyinvesting.com/topic/4369822-what-is-your-opinion/#post-4443099</link>
				<pubDate>Fri, 05 Dec 2003 07:13:11 +0000</pubDate>

									<content:encoded><![CDATA[<p>Well,well Craigster,<br />
Who&#8217;s a sensitive boy then. Nasty nasty.<br />
It&#8217;s exactly your sort attitude that makes the whole concept of wrapping so dodgy.I have done very well out of Real Estate, but have never been  that desperate for a profit that I had to go trawling among the less fortunate for it.</p>
<p>You are full of bad karma fella,I can feel from here.</p>
<p>Bye,</p>
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				<title>Joff replied to the topic What is your opinion? in the forum Hotch Potch</title>
				<link>https://www.propertyinvesting.com/topic/4369822-what-is-your-opinion/#post-4443095</link>
				<pubDate>Fri, 05 Dec 2003 02:53:03 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi,<br />
I don&#8217;t post here often, but feel the need to comment on the issue of wrapping.</p>
<p>I think it is repugnent, and believe it represents all that is wrong about this property boom of the last few years.It really is just another way of ramping up the rent.And let&#8217;s face it,anybody that considers signing up as a wrappee is not going to be a financial&hellip;<span class="activity-read-more" id="activity-read-more-166985"><a href="https://www.propertyinvesting.com/topic/4369822-what-is-your-opinion/#post-4443095" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic property management in rural area in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4368374-property-management-in-rural-area/#post-4431493</link>
				<pubDate>Thu, 02 Oct 2003 04:34:30 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi all,<br />
I own properties in melb.suburbs and western rural and have found property managers in the rural areas very good.<br />
For one thing, they usually have less properties on their books to care for compared to the big ger city offices.<br />
They have a good handle on the local demographics and can be invaluable for investing advice.</p>
<p>Another thing is&hellip;<span class="activity-read-more" id="activity-read-more-141395"><a href="https://www.propertyinvesting.com/topic/4368374-property-management-in-rural-area/#post-4431493" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic List Why Property Beats Shares in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4368026-list-why-property-beats-shares/page/3/#post-4429270</link>
				<pubDate>Mon, 22 Sep 2003 06:14:50 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi all,<br />
Sheesh! talk about flog a subject to death.<br />
Good reading but.<br />
Anyway my property investing has always been about making money for my retirement, not any preference as an investing strategy over any other type.It just happen to fit the times.</p>
<p>To that end it has been very good ( who could have failed in the last five years?.<br />
But I decided&hellip;<span class="activity-read-more" id="activity-read-more-258932"><a href="https://www.propertyinvesting.com/topic/4368026-list-why-property-beats-shares/page/3/#post-4429270" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic new accountant in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4367921-new-accountant/#post-4428696</link>
				<pubDate>Wed, 17 Sep 2003 04:41:05 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks TP<br />
Joff</p>
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				<title>Joff replied to the topic DHA Investments in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4366596-dha-investments/#post-4420484</link>
				<pubDate>Wed, 30 Jul 2003 22:38:44 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi<br />
DHA houses are definately overpriced at the moment.plus they charge around 13% management fee as opposed to 5% normal REA fees.you are also contractually required to keep it up to a certain (high)standard. The thing that attracts investors is the security of tenacy,they pay whether it is occupied or not.They were a very good deal about 5 years&hellip;<span class="activity-read-more" id="activity-read-more-253495"><a href="https://www.propertyinvesting.com/topic/4366596-dha-investments/#post-4420484" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic PI.com Roll Call in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4366097-pi-com-roll-call/page/5/#post-4417581</link>
				<pubDate>Wed, 30 Jul 2003 04:28:25 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi everybody,<br />
What a great idea this post is. Just returned from some r<a href='https://www.propertyinvesting.com/members/R/' rel="nofollow">@r</a> and found it.So if anybody is interested, here&#8217;s me.<br />
Real name is Chris,married to beautiful Michele for 20 years with 3 gorgeuos,georgous children, oldest at vic uni doing sciences.<br />
We live in Seaford (near Frankston) and live a very secure and comfortable lifestyle.we live&hellip;<span class="activity-read-more" id="activity-read-more-271895"><a href="https://www.propertyinvesting.com/topic/4366097-pi-com-roll-call/page/5/#post-4417581" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic Market going Higher? in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4366512-market-going-higher/#post-4419852</link>
				<pubDate>Thu, 24 Jul 2003 06:49:34 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi all,<br />
Certain areas or segments of the ip market have driven a disproportinate amount of the upward trends,namely high rise apartments,inner city houses and coastal properties.These are the areas that i think will suffer from any major shake out.That leaves a whole lot of areas left.Of these,not all have had the spectacular gains, and I believe&hellip;<span class="activity-read-more" id="activity-read-more-278515"><a href="https://www.propertyinvesting.com/topic/4366512-market-going-higher/#post-4419852" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic Migration patterns of a lemming... Sound familiar? in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4366463-migration-patterns-of-a-lemming-sound-familiar/#post-4419591</link>
				<pubDate>Sat, 19 Jul 2003 09:41:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>I agree Leigh, lets not all go funny all of a sudden.Seems to me, reading posts on this forum for the last couple of weeks,that there is an inorndinate amount of introspection going on.Yep,no doubt we are moving into the next phase of an ever changing market. But why should that alarm anybody?.The signs of change have been there for nearly 2&hellip;<span class="activity-read-more" id="activity-read-more-27124"><a href="https://www.propertyinvesting.com/topic/4366463-migration-patterns-of-a-lemming-sound-familiar/#post-4419591" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic your PI strategy in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4366419-your-pi-strategy/#post-4419349</link>
				<pubDate>Wed, 16 Jul 2003 01:35:48 +0000</pubDate>

									<content:encoded><![CDATA[<p>Youngie/Wildthing<br />
Don&#8217;t worry guys, you are both on the right track<br />
just by part of this forum and willing to learn. Don&#8217;t rush anything.The next few years will see a bit of a slow down in investment activity and growth ,so any urgency to buy into a rising market will be less.<br />
But, this only highlights how the market is constantly evolving.A good&hellip;<span class="activity-read-more" id="activity-read-more-97067"><a href="https://www.propertyinvesting.com/topic/4366419-your-pi-strategy/#post-4419349" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic too many IP's, not enough rentors in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4366396-too-many-ips-not-enough-rentors/#post-4419216</link>
				<pubDate>Tue, 15 Jul 2003 21:46:30 +0000</pubDate>

									<content:encoded><![CDATA[<p>Westan,<br />
I bought a 3 bedroom in Barkly st for 105k returning 155pw already tenated. Fairly average return I know,but this area, in my opinion has great potential.The whole place is really vibrant with plenty of work.There is quite a lot of housing development going on,in fact one agent I spoke at length with said that values have risen as much in&hellip;<span class="activity-read-more" id="activity-read-more-11787"><a href="https://www.propertyinvesting.com/topic/4366396-too-many-ips-not-enough-rentors/#post-4419216" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic too many IP's, not enough rentors in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4366396-too-many-ips-not-enough-rentors/#post-4419214</link>
				<pubDate>Tue, 15 Jul 2003 09:19:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>Westan,<br />
Yep,Portland has got a lot going for it.I don&#8217;t mind admitting I probally paid a little too much for the prop there,as there has been a fair bit of action and prices have moved up sharply, but I am comfortable with my hold stratergy.Vacancy rates are extremely low and rents are quite high.<br />
Methinks you have been quietly sitting on a little&hellip;<span class="activity-read-more" id="activity-read-more-11785"><a href="https://www.propertyinvesting.com/topic/4366396-too-many-ips-not-enough-rentors/#post-4419214" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic Run, It's A  Herd stampede !! in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4366390-run-its-a-herd-stampede/page/2/#post-4419165</link>
				<pubDate>Tue, 15 Jul 2003 01:28:43 +0000</pubDate>

									<content:encoded><![CDATA[<p>bbruham,<br />
That last post was fantastic.I&#8217;ve worked it out.<br />
You have nothing what so ever with property investing have you? You are one of the writers for the Miccalef program on the telly.<br />
I bet you and your fellow comedians are rolling around the floor with in howls of laughter at the thought of all these well meaning people on this forum taking&hellip;<span class="activity-read-more" id="activity-read-more-218520"><a href="https://www.propertyinvesting.com/topic/4366390-run-its-a-herd-stampede/page/2/#post-4419165" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic too many IP's, not enough rentors in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4366396-too-many-ips-not-enough-rentors/#post-4419211</link>
				<pubDate>Mon, 14 Jul 2003 22:51:54 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi all,<br />
Welcome back Westan,sounds like a very fruitful trip to NZ.I was pretty busy down your way while you were away.Bought in Ararat and Portland.<br />
Checking out regional areas has been a real eye opener plus a lot of fun as you get to have a holiday while working.<br />
I agree with the sentiments being expressed in this thread.Lots more investors&hellip;<span class="activity-read-more" id="activity-read-more-11782"><a href="https://www.propertyinvesting.com/topic/4366396-too-many-ips-not-enough-rentors/#post-4419211" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic Housing affordability in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4366379-housing-affordability/#post-4419087</link>
				<pubDate>Fri, 11 Jul 2003 05:28:35 +0000</pubDate>

									<content:encoded><![CDATA[<p>FW,<br />
Hi,<br />
&#8220;What&#8217;s wrong with thinking like a switched on prop.investor?&#8221;. Well,nothing if you want to, she just does&#8217;nt want to HAVE to.<br />
I happen to love investing and have done very well out of it and secured my future,but there are people who would rather direct their energies else where and who would be happy with cheap affordable housing that&#8217;s&hellip;<span class="activity-read-more" id="activity-read-more-64917"><a href="https://www.propertyinvesting.com/topic/4366379-housing-affordability/#post-4419087" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic Housing affordability in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4366379-housing-affordability/#post-4419084</link>
				<pubDate>Fri, 11 Jul 2003 04:23:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>Sooshie,<br />
See what I mean though,she&#8217;s being driven out of town into a dump.Away from her work, family and network.She&#8217;s being made to think like a switched on  property investor just to put a roof over her head.<br />
Actually if I may digress a little, when I posted this thread, i was really exploring the ramifications for future investing given the&hellip;<span class="activity-read-more" id="activity-read-more-101643"><a href="https://www.propertyinvesting.com/topic/4366379-housing-affordability/#post-4419084" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic Free property Investment Software in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4366331-free-property-investment-software/#post-4418818</link>
				<pubDate>Thu, 10 Jul 2003 00:45:43 +0000</pubDate>

									<content:encoded><![CDATA[<p>EZ-RENT<br />
Hi,<br />
I downloaded the spreadsheet last night and am impressed.However i have a question.Can you generate reports linking multiple profiles/properties for an overall portfolio snapshot?<br />
Thanks for offering it for use.Very nice!<br />
Joff</p>
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				<title>Joff replied to the topic Hard decision.....Advice please. in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4366340-hard-decision-advice-please/#post-4418863</link>
				<pubDate>Tue, 08 Jul 2003 03:55:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>Brendan,<br />
Decisions so often come down to lifestyle v goals<br />
But here&#8217;s my thoughts:<br />
Keep your unit at all costs.It&#8217;s in a terrific area and will grow in value no question.<br />
A &#8220;lovely&#8221; home in Sth Frankston is also worth keeping as this area is still Melbourne&#8217;s best kept secret.<br />
So what about the problem? Well, without knowing your financial&hellip;<span class="activity-read-more" id="activity-read-more-82866"><a href="https://www.propertyinvesting.com/topic/4366340-hard-decision-advice-please/#post-4418863" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic Hard decision.....Advice please. in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4366340-hard-decision-advice-please/#post-4418861</link>
				<pubDate>Tue, 08 Jul 2003 03:18:30 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Brendan,<br />
2 questions:<br />
how much do you owe on each property?<br />
Where in Frankston is the unit<br />
(I too live in Frankston,I also own 2 ip&#8221;s in the area.)<br />
Bye<br />
Joff</p>
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				<title>Joff replied to the topic A rare breed indeed... in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4366330-a-rare-breed-indeed/#post-4418797</link>
				<pubDate>Tue, 08 Jul 2003 00:11:42 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi all,<br />
Property investing is very much a  people driven activity. One transaction relies on the interaction and coordination of many people.Indeed, once the sale is made the buyer and seller in a sense become mere observers of a complex set of arrangements that culminate at settlement.<br />
It is only recently that I realised that deep down I enjoy&hellip;<span class="activity-read-more" id="activity-read-more-99597"><a href="https://www.propertyinvesting.com/topic/4366330-a-rare-breed-indeed/#post-4418797" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic refinance investment property -legal or not? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4366327-refinance-investment-property-legal-or-not/#post-4418768</link>
				<pubDate>Mon, 07 Jul 2003 01:29:20 +0000</pubDate>

									<content:encoded><![CDATA[<p>nghia76</p>
<p>From a legal point of view I dont think you have much to worry about.You are not actually selling your unit so CGT wont be due.This is just a simple refinance. Your accountant should be able to answer this for you over the phone.<br />
One thing I would say, be up front with all parties (bank/ accountants/solicitors) concerned as to your&hellip;<span class="activity-read-more" id="activity-read-more-65102"><a href="https://www.propertyinvesting.com/topic/4366327-refinance-investment-property-legal-or-not/#post-4418768" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic The beginning of the end for negative gearing? in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4366307-the-beginning-of-the-end-for-negative-gearing/#post-4418659</link>
				<pubDate>Fri, 04 Jul 2003 10:12:15 +0000</pubDate>

									<content:encoded><![CDATA[<p>Steve M,<br />
Pure politics at work.First day in the job for Mark Latham.What does he doe for some profile?<br />
Jumps on the issue of the day.Makes what he knows is a contentious statement and sits back and enjoys.Silly Democracts fall for it and help him get more press.<br />
Dont worry, more liberals vote labour than liberal party.<br />
Bye,<br />
Joff</p>
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				<title>Joff replied to the topic Will a LOC allow me to cease work for 6 months? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4366281-will-a-loc-allow-me-to-cease-work-for-6-months/#post-4418534</link>
				<pubDate>Fri, 04 Jul 2003 09:54:35 +0000</pubDate>

									<content:encoded><![CDATA[<p>Tassie investor,<br />
having read your last post I can see you have given this a good deal of thought.So that means I change my attitude a little.<br />
The traps i was referring to are the notion of living off equity and forgetting the old maxum, that there is no such thing as a  free lunch.<br />
You dont mention your age, and that obviously effects any future&hellip;<span class="activity-read-more" id="activity-read-more-57603"><a href="https://www.propertyinvesting.com/topic/4366281-will-a-loc-allow-me-to-cease-work-for-6-months/#post-4418534" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic Will a LOC allow me to cease work for 6 months? in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4366281-will-a-loc-allow-me-to-cease-work-for-6-months/#post-4418531</link>
				<pubDate>Fri, 04 Jul 2003 05:17:05 +0000</pubDate>

									<content:encoded><![CDATA[<p>Sheesh people,<br />
Get a grip.The only sense in all that was from theENJOlady.They are the sort of get rich quick attitudes that send people scurrying off to expensive seminars hoping to do it all overnight.<br />
My strategy is to build assets and reduce debt simitaneuosly and retire early .<br />
(and i am bang on target at the moment.)<br />
Tassie, your plan while&hellip;<span class="activity-read-more" id="activity-read-more-172243"><a href="https://www.propertyinvesting.com/topic/4366281-will-a-loc-allow-me-to-cease-work-for-6-months/#post-4418531" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic National Investment Institute ( NII ) in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4366270-national-investment-institute-nii/#post-4418477</link>
				<pubDate>Thu, 03 Jul 2003 04:56:24 +0000</pubDate>

									<content:encoded><![CDATA[<p>Mala,<br />
Well,all that advice you won&#8217;t get at seminars.<br />
The retirement units I mentioned are available all over Melbourne and what i said about them is true,but you still need to do your own research.Try visiting your local Real estate agent and tell them <strong></strong>exactly<strong></strong>what you are looking for.Write down your requirements first(based on your exaustive&hellip;<span class="activity-read-more" id="activity-read-more-93977"><a href="https://www.propertyinvesting.com/topic/4366270-national-investment-institute-nii/#post-4418477" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic National Investment Institute ( NII ) in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4366270-national-investment-institute-nii/#post-4418471</link>
				<pubDate>Wed, 02 Jul 2003 02:38:44 +0000</pubDate>

									<content:encoded><![CDATA[<p>Mala,<br />
You can&#8217;t go past the advice offered by peterb.<br />
My experience has taught me that most of these courses are GEE UP sessions designed to make you feel that you are suddenly the next Warren Buffet.<br />
All the info you need is right in front of you.Free!<br />
He&#8217;s a bit.</p>
<p>1.Get friendly with a real estate agent that you won&#8217;t be buying off.Good for&hellip;<span class="activity-read-more" id="activity-read-more-93974"><a href="https://www.propertyinvesting.com/topic/4366270-national-investment-institute-nii/#post-4418471" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic investment property in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4366218-investment-property/#post-4418157</link>
				<pubDate>Thu, 26 Jun 2003 23:27:05 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Roslyn<br />
I just did much the same thing with my bro inlaw.<br />
We went halves in a retirement unit in Carrum Downs.We both have our own property portfolios but did this one together for reasons we now both can&#8217;t remember.Any way we set up loans for half the purchase price each (which in my case was a top up of my rocket investment account with&hellip;<span class="activity-read-more" id="activity-read-more-280504"><a href="https://www.propertyinvesting.com/topic/4366218-investment-property/#post-4418157" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic Henry Kaye course in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4364819-henry-kaye-course/page/2/#post-4411675</link>
				<pubDate>Thu, 19 Jun 2003 05:56:48 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Louise,<br />
Well, you cetainly got your monies worth here today.Lot&#8217;s and lot&#8217;s of good advice and most of it correct depending on the angle the advice is coming from.<br />
But 15k!!!!sheesh, buy me dinner and pay for the taxi home and i&#8217;ll explain all.I had purchased 3 ip&#8217;s before i even discovered this or the other forums and have not attended any&hellip;<span class="activity-read-more" id="activity-read-more-274163"><a href="https://www.propertyinvesting.com/topic/4364819-henry-kaye-course/page/2/#post-4411675" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic newbie wants to invest 300k house or 2*150 townhou in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4366068-newbie-wants-to-invest-300k-house-or-2150-townhou/#post-4417344</link>
				<pubDate>Tue, 17 Jun 2003 03:39:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>Chark,<br />
By now you are probally already aware there lots of variables in investing, all according to your goals.However,in my humble opinion,the bottom line should always be return on outlays first followed by capital gains.set yourself minimum returns you are prepared accept in order to stay positive geared, then look and look till you find<br />
a&hellip;<span class="activity-read-more" id="activity-read-more-135457"><a href="https://www.propertyinvesting.com/topic/4366068-newbie-wants-to-invest-300k-house-or-2150-townhou/#post-4417344" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic Housing Commission? in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4366084-housing-commission/#post-4417424</link>
				<pubDate>Mon, 16 Jun 2003 22:10:45 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Westan,<br />
Horsham eh,I just returned from a study tour/holiday through the western districts.Had a look at the property in Portland you mentioned Westan, thanks anyway, but it didn,t quite fit my stategies.We also purchased in Horsham and consider ourselves lucky to have found the property that we did.<br />
For anybody who is interested in getting out&hellip;<span class="activity-read-more" id="activity-read-more-82764"><a href="https://www.propertyinvesting.com/topic/4366084-housing-commission/#post-4417424" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic Housing Commission? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4366084-housing-commission/#post-4417422</link>
				<pubDate>Mon, 16 Jun 2003 05:58:13 +0000</pubDate>

									<content:encoded><![CDATA[<p>GIDDAY,<br />
I have commission homes in melbourne. they have been exellent investments because of the purchase price.I have had no trouble with renting them and thanks to a good agent they have been trouble free.  However, make sure do your sums, cause the bargains in this type of ip are harder to come by than a couple of years ago.<br />
If it doesn&#8217; give&hellip;<span class="activity-read-more" id="activity-read-more-56960"><a href="https://www.propertyinvesting.com/topic/4366084-housing-commission/#post-4417422" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic lower interest rates this year? in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4366013-lower-interest-rates-this-year/#post-4417022</link>
				<pubDate>Sun, 08 Jun 2003 12:04:25 +0000</pubDate>

									<content:encoded><![CDATA[<p>HI,Michael.<br />
Yes my properties are p@l. I am still not convinced that interest only loans are the way to go. Yes, I know, interest only loans free up cash flow, but unless you are very disciplined and working to a strict budget the bit extra you get i would rather put back on the loan. when i get a bit older and start wanting to really up my&hellip;<span class="activity-read-more" id="activity-read-more-283923"><a href="https://www.propertyinvesting.com/topic/4366013-lower-interest-rates-this-year/#post-4417022" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic Interest Only Loans &#38; Equity in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4365897-interest-only-loans-equity/#post-4416301</link>
				<pubDate>Sat, 31 May 2003 08:55:05 +0000</pubDate>

									<content:encoded><![CDATA[<p>I am sorry but i just dont get it with interest only loans.i have only invested in property that is cash flow positive and capable of paying itself off as a stand alone entity.then you get (hopefully)<br />
reduced debt,tax advantages,and capital gains.<br />
negative gearing just doesnt make too much sense.if companies did it it would be called trading while&hellip;<span class="activity-read-more" id="activity-read-more-227153"><a href="https://www.propertyinvesting.com/topic/4365897-interest-only-loans-equity/#post-4416301" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic Accountant cost query. in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4365906-accountant-cost-query/#post-4416335</link>
				<pubDate>Fri, 30 May 2003 05:00:01 +0000</pubDate>

									<content:encoded><![CDATA[<p>crikey!dump the accountant!90% of all that stuff you can do yourself.i am on my fourth ip,and what i usually do is research my location/price/return/growth,do rough calculations of viability and if i decide it is a goer i book one hour with my accountant to confirm or modify my plans.for this she charges nothing.she reasons that it comes back at&hellip;<span class="activity-read-more" id="activity-read-more-201855"><a href="https://www.propertyinvesting.com/topic/4365906-accountant-cost-query/#post-4416335" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic RURAL INVESTING in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4365815-rural-investing/#post-4416009</link>
				<pubDate>Wed, 28 May 2003 04:09:03 +0000</pubDate>

									<content:encoded><![CDATA[<p>Westan,<br />
thanks for the reply. your points about locations pretty well match what the local agents are telling me.I am very interested in the correa crt house.it is advertised on the net.more info can be sent to <a href="mailto:chrisw@wolters.com.au" rel="nofollow">chrisw@wolters.com.au</a>.<br />
Joff</p>
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				<title>Joff replied to the topic RURAL INVESTING in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4365815-rural-investing/#post-4416007</link>
				<pubDate>Mon, 26 May 2003 06:29:08 +0000</pubDate>

									<content:encoded><![CDATA[<p>Westan,<br />
Did some serious homework over the weekend and as you say Portland is looking good.<br />
Questions for you:<br />
generally speaking, what is the maximum distance out of town (Portland or Horsham for eg.) you would consider buying.? do small acerages with house rent well? Do they attract better rent?<br />
thanks for all your help.</p>
<p>Joff    [8D]</p>
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				<title>Joff replied to the topic Henry Kaye's Business Mastery Boot Camp in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4365842-henry-kayes-business-mastery-boot-camp/#post-4416127</link>
				<pubDate>Sun, 25 May 2003 09:22:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>Implementor!<br />
sounds like you really enjoyed yourself at hk&#8217;s seminar.With all that info crammed in your head, where to start? I have attended a few (what we term GEE UP! seminars)at great expense to my employer.Everybody comes back keen to change things for the better, but after a few days, it&#8217;s back to normal.why?.Because, I believe the change&hellip;<span class="activity-read-more" id="activity-read-more-200253"><a href="https://www.propertyinvesting.com/topic/4365842-henry-kayes-business-mastery-boot-camp/#post-4416127" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic RURAL INVESTING in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4365815-rural-investing/#post-4416005</link>
				<pubDate>Sun, 25 May 2003 08:37:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>Westan,<br />
I was in stawell last year for a night and thought it really nice place.You can always tell how country towns are doing by walking down the main street and looking for new cars, vacant shops and the condition of the gardens especially those maintained by council.Stawell reminded me of colac, everything was spic and span and looked&hellip;<span class="activity-read-more" id="activity-read-more-145061"><a href="https://www.propertyinvesting.com/topic/4365815-rural-investing/#post-4416005" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic RURAL INVESTING in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4365815-rural-investing/#post-4416003</link>
				<pubDate>Sat, 24 May 2003 01:57:36 +0000</pubDate>

									<content:encoded><![CDATA[<p>ah!thats&#8217;s what the caps lock is.sorry about that.</p>
<p>Westan,<br />
you are right about ex ministry houses.we brought one in south frankston 2 years ago for 117k and it is now worth around 210 &#8211; 220k. the only downside is that our rental return is still 170pw the same ae when we bought.but we are happy to leave it that to keep our very good tenant,given&hellip;<span class="activity-read-more" id="activity-read-more-145059"><a href="https://www.propertyinvesting.com/topic/4365815-rural-investing/#post-4416003" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic RURAL INVESTING in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4365815-rural-investing/#post-4416000</link>
				<pubDate>Fri, 23 May 2003 10:07:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>WESTAN,<br />
THE STATS I WAS TALKING ABOUT CAME FROM THE REIV HERE IN VICTORIA.PROBALLY THE SAME STUFF THAT IS IN THE MAGAZINES.<br />
QUESTION FOR YOU, HAVE YOU HAD LOCAL AGENTS MANAGE YOUR PROPERTIES?IF SO,HOW HAS IT BEEN.HAS MAINTENENCE AND REPAIRS BEEN DONE PROPERLY?DO YOU HAVE ANY THOUGHTS ON WHAT WHAT SORT OF PROPERTY IS POPULAR AS A RENTAL IN RURAL&hellip;<span class="activity-read-more" id="activity-read-more-145057"><a href="https://www.propertyinvesting.com/topic/4365815-rural-investing/#post-4416000" rel="nofollow">[Read more]</a></span></p>
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				<title>Joff replied to the topic RURAL INVESTING in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4365815-rural-investing/#post-4415997</link>
				<pubDate>Thu, 22 May 2003 22:40:23 +0000</pubDate>

									<content:encoded><![CDATA[<p>HI WESTAN,</p>
<p>THANKS FOR THE REPLY. I HAVE LOCATED SOME UP TO DATE STATISTICS WHICH POINT TO SOME VERY LOW VACANCY RATES IN SOME REGIONAL AREAS.ALSO WITH THE EXPLOSION OF PRICES IN COASTAL TOWNS,NEAR BY INLAND TOWNS ARE PICKING UP SOME OF THE BUISNESS.</p>
<p>REGARDS<br />
JOFF</p>
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