If anyone has read any of the books mentioned above could you please rate/review them as to the value of their content.

Cheers
[]
Jay

While i respect your opinions, i would ask that you think about this a little more broadly.

Can any of you honestly say that you have never:

: borrowed a book from a library

: borrowed a book from a friend

: lent a book to a friend or

: bought a book second hand

I seriously doubt that many people could. Yet these all…[Read more]

Great topic. This is one i’ve always liked!

quote:“We are what we repeatedly do.
Excellence, then, is not an act, but a habit.”

Aristotle

Cheers
Jay

Thanks for your input, i agree that it was absolutely an error in judgement. This i admitted in the opening sentence as well as the title of the post.

It was never my intention however to rip anybody off. I had intended to keep the origanal as i am a collector of books, CD’s and DVD’s. My friend however sold it before i even layed eyes…[Read more]

Please re-read my original post.

My first admission is the fact that i made a mistake in trying to save money by going halves in the program.

I also said that it was my friend who sold the CD’s on ebay (not me). I was in fact very annoyed about this, as i had intended on keeping the original.

The reason that i decided to go halves in…[Read more]

I’m assuming from your response that you have never (not even once), used your CD burner or perhaps made a copy of a music tape or video.[]

It is not breaking any copyright laws to make a copy of something that you own! That is why CD burners, tape recorders, video recorders exist.

Cheers,
Jay

You forgot to add a link to the photo’s.
[][]

Cheers,
Jay

Thanks for the reply.

I agree about the risk but a little planning and due diligence can eliminate most (not all) of the risks.

As for putting any positive cashflow back into the mortgage. Thats the main advantage of using the offset account. Ideally you would have all of your available money and savings in this account and would have…[Read more]

Hilarious![][]

Cheers,
Jay.

Wow, Slum Lord that really was a “horror story”.[]

It’s incouraging to see that these terrible experiences had all turned out alright in the end,
as this is what i was hoping to find with this topic.

Keep the stories coming.

Cheers,
Jay.

Motorsport, i just can’t get enough.

V8 Supercars and F1 mainly but i enjoy most kinds of circuit racing. (Not drag racing)

Also grew up playing Aussie rules and Cricket so i still love these.

Cheers,
Jay

Great story.

I’m glad that it had a happy ending, and that even though it was a bad experience you probably were able to learn some valuable lessons.

Cheers,
Jay.

The reason it appears as though the posts are disappearing is because you have your search parameters set up to only search for posts made in the last 30 days (which is the default setting). As no new posts are being added to the Treasure Chest this number will contually fall.

You can however change the way you search by changing…[Read more]

I’ve been considering buying it myself and was wondering if you can play it online.

Also if you’ve played the board game, how would you compare the two?

Thanks.[]

Jay

Holy Grail is the greatest ever comedy.

Got a favourite scene?

I love the “French Taunter”… “I don’t wanna’ talk to you no more you empty headed animal’s food trough wiper”. Quite possible the best insult in cinematic history!

And then there is “The Black Knight” and let’s not forget “Brave Sir Robin”. I could go on and…[Read more]

Wow!… Just read those apologies, that took guts! []

As for the poems, i don’t know if i have another one in me (that’s 2 in 1 week and now my head hurts).[][]

Jay

I’m in the same position!

How about it guys?

Just make sure she comes back soon.

Don’t make me have to write another one!(i’m running out of rhyming words).[]

Jay

Whilst i appreciate the efforts of those above it appears we have been unsuccessful in our quest.[!]

This leaves me with no option than to enforce plan B.[]

Arty,

Please inform Pinky that until she returns as an active member of this forum, her former associates here will be subjected to random acts of appalling poetry[]*(see…[Read more]

I’ve just started a post for those that want to see her back and i guess the rest will be up to you.

Jay

Some of the recent slanging matches really have gotten out of hand.

It’s much better for all when the debates are fought with facts and opinions rather than cheap personal attacks.

Jay

Your right about the interest rate, overlimit and late payment fees not being a problem, i only listed them for comparitive reasons.

However, the 44 days interest free instead of 55 is a problem as i intend to use the credit card for all purchases, leaving all my pay and savings on my offset account. Then paying the credit card off in full…[Read more]

Where does one begin?

I listen to all sorts of music but my faves are guitar oriented stuff.

I love 70’s bands like Led Zep, Black Sabbath, Lynyrd Skynyrd, Pink Floyd, AC/DC (Bon Scott days) and ofcourse Hendrix.

Then there is blues music. Stevie Ray Vaughn, John Lee Hooker, Roy Buchannan and The John Butler Trio.

I also love…[Read more]

Good to see that there are a few rat owners around.

We just got one about 3 months ago and she is great. They are great pets for young kids in particular.

They a very easy to care for and supprisingly very clean. They spend all day cleaning themselves!

Previously we have been dog people. I’ve had Staffies since i was a kid (3 in…[Read more]

I couldn’t agree more with you. I think the reasons you give for the recent explosion in prices are spot on and that a crash is inevitable.

I believe that a correction in Melb & Syd of between 15-30% will happen.

If your investing long term this shouldn’t be too much of a problem as undoubtably prices will again rise. Just make sure…[Read more]

Weekly???

Maybe not. This week was has been quite interesting with a couple of posts that have really blown me away.[] That’s what inspired the poem.

Though if you can drop another bomb like you did on Sunday you never know![]

Good to see you’re still around![]

I hate to bring this up again, but you have been very quiet since your cover was blown.[]

C’mon mate lift your game.[]

Jay

I am constantly amazed at the willingness of people to offer advice and help to others on this forum and i believe that this is a very unique community we have here.

I’ve been a member for only about 5 weeks and in that short time i have gained so much valuable information about property investing that may of otherwise taken many…[Read more]

Where is Arty now?

Can’t wait to read his response. Just hope that you guys remain as prolific on this forum as you have been as your posts are always entertaining.

Pinky, i just think it’s hilarious that you’ve been able to keep it a secret all this time. You are a star!

Has he been telling you all about this forum,…[Read more]

A huge thanks Arty, (fantastic post) and also all who have related your stories. It is so encouraging to see that these fantastic deals are still being made all around the country.

C’mon all newbie’s let’s get out there so that we can add our success stories to keep this thread running.

Jay

I have 2 children under the age of 4.

Thanks for the advice!

Jay

How did you go with the game you were downloading?

I’ve downloaded a few games from Kazaa in the past only to find that they were not what they were supposed to be. Alot of users diliberately mistitle poor games with the names of more popular titles so that you download the games from them. Very frustrating!

By the way, how are you…[Read more]

Just wanted to advise you too be a bit careful with the spelling of peoples names.

Check the typo on your reply to “Cookster”. I’m assuming it was unintentional, but it gave me a good chuckle.

Cheers!

Jay

I’m not sure about gangs, but the one i’m looking at tomorrow is right next door to a Police station. So i hope this is a positive.

At the risk of sounding naive could someone please explain Landlord insurance (what you are covered for, is it costly).

Jay

I guess we’re going to have to look a bit further than we have been or take a chance on these small towns.

I’ve decided to drive 4 hours tomorrow to check out one of the places i mentioned above, but it’s in desperation as i haven’t even seen photo’s of it.

At least getting out there i’ll be…[Read more]

Thanks Terry, much appreciated!

Jay

C’mon all you clever numbers crunchers, i know it’s not exactly a meaty question, but as i’m very new to investing and finance matters in general i could use any ideas that you guys might have.

Jay

We just may be on to something here, keep the ideas coming, we’ll have it in stores before xmas and distribute funds evenly amongst contributors.

And Arty the car’s mine!

Jay

I find it extremely interesting to read about what other like minded people do for a living.

I have only discovered this site recently and just finished Steve’s book yesterday. Needless to say i’m very fired up about getting out and finding my first IP.

I, like many of you don’t enjoy my job and the prospect of not…[Read more]