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	<title>PropertyInvesting.com | fWord | Activity</title>
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				<title>fWord replied to the topic Property bust not here yet ... worse to come in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/51/#post-4549432</link>
				<pubDate>Fri, 22 Jun 2012 09:06:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>Freckle wrote:<br />
A bit melodramatic even for you fWord</p>
<p>That&#039;s a bold statement, as if you knew me well. Come to think of it, I don&#039;t know any trolls.</p>
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				<title>fWord replied to the topic Property bust not here yet ... worse to come in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/50/#post-4549423</link>
				<pubDate>Thu, 21 Jun 2012 13:29:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>Freckle wrote:<br />
You take what you can get and be thankful for small mercies.</p>
<p>Of course, or I could wallow in self pity instead. The choice is pretty clear.</p>
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				<title>fWord replied to the topic Property bust not here yet ... worse to come in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/50/#post-4549416</link>
				<pubDate>Thu, 21 Jun 2012 06:42:32 +0000</pubDate>

									<content:encoded><![CDATA[<p>JacM wrote:<br />
Nice one, fWord!  What suburb are you in at the moment, and what suburb will you be considered to be a part of when they shift the boundaries?</p>
<p>Thanks. I think you might be familiar with this area. A part of North Geelong is proposed to become Rippleside. Some people would probably argue that it&#039;s much of a muchness, but IMHO it is&hellip;<span class="activity-read-more" id="activity-read-more-261139"><a href="https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/50/#post-4549416" rel="nofollow">[Read more]</a></span></p>
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				<title>fWord replied to the topic Property bust not here yet ... worse to come in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/50/#post-4549413</link>
				<pubDate>Thu, 21 Jun 2012 04:03:06 +0000</pubDate>

									<content:encoded><![CDATA[<p>JacM wrote:<br />
Yes people it is all doom and gloom.  If you own property and you hang onto it you will implode.  You really should get out while you can.  Sell me your houses for 20cents.  I shall then rent them to people who require accommodation (since nobody will own their own home they will have to rent) for whatever price I fancy.  Mwah&hellip;<span class="activity-read-more" id="activity-read-more-261137"><a href="https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/50/#post-4549413" rel="nofollow">[Read more]</a></span></p>
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				<title>fWord replied to the topic Property bust not here yet ... worse to come in the forum bardon wrote:

fWord</title>
				<link>https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/50/#post-4549412</link>
				<pubDate>Thu, 21 Jun 2012 03:55:41 +0000</pubDate>

									<content:encoded><![CDATA[<p>bardon wrote:</p>
<p>fWord wrote:<br />
Yeah, the world is coming to an end too.But it&#039;s not gonna be 2012! That&#039;s my prophecy! LOL </p>
<p>You are most probably right there.  So does that mean we should just maintain the fear indefinitely and one day we will be proven right?</p>
<p>No, no. Far from it. What I meant to say was, don&#039;t live in eternal fear. Every few&hellip;<span class="activity-read-more" id="activity-read-more-81496"><a href="https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/50/#post-4549412" rel="nofollow">[Read more]</a></span></p>
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				<title>fWord replied to the topic Dallas, VIC 3047 in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4406878-dallas-vic-3047/#post-4672019</link>
				<pubDate>Wed, 20 Jun 2012 06:15:37 +0000</pubDate>

									<content:encoded><![CDATA[<p>Currently working in Meadow Heights, not far from Dallas. A lot of folk would consider this area out here to be the rougher side of Melbourne. Not discriminating here, but in general, the demographic here is low socioeconomic. That said, I have met exceptional clients in this neighbourhood (or from surrounding suburbs). You will get a mixture of&hellip;<span class="activity-read-more" id="activity-read-more-98354"><a href="https://www.propertyinvesting.com/topic/4406878-dallas-vic-3047/#post-4672019" rel="nofollow">[Read more]</a></span></p>
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				<title>fWord replied to the topic Property bust not here yet ... worse to come in the forum Yeah, the world is coming to</title>
				<link>https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/49/#post-4549404</link>
				<pubDate>Wed, 20 Jun 2012 06:06:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>Yeah, the world is coming to an end too.But it&#039;s not gonna be 2012! That&#039;s my prophecy! LOL </p>
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				<title>fWord replied to the topic Its all about Loch Sport! VIC in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4401046-its-all-about-loch-sport-vic/#post-4630930</link>
				<pubDate>Wed, 06 Jun 2012 14:24:31 +0000</pubDate>

									<content:encoded><![CDATA[<p>Very interesting to read about this. I remember Loch Sport vaguely when stopping there for a toilet break on the way down to Venus Bay. There was a well-drawn mural on the outside of those toilets, which I did photograph. It was a quiet and little town.</p>
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				<title>fWord replied to the topic QLD has quiently changed the law so they own ALL land to evenutally end Australian's property rights. in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4406729-qld-has-quiently-changed-the-law-so-they-own-all-land-to-evenutally-end-australians-property-rights/#post-4670991</link>
				<pubDate>Wed, 06 Jun 2012 14:20:44 +0000</pubDate>

									<content:encoded><![CDATA[<p>If this does occur, and that&#039;s a big &#039;if&#039;, does that mean that land will eventually be purchased on a lease hold basis? I&#039;ve seen this happen in another country, except they didn&#039;t &#039;quietly&#039; change a law. It&#039;s probably been that way since day one.</p>
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				<title>fWord replied to the topic RBA Interest rate decision 0.25% reduction in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4406768-rba-interest-rate-decision-0-25-reduction/#post-4671265</link>
				<pubDate>Tue, 05 Jun 2012 12:00:05 +0000</pubDate>

									<content:encoded><![CDATA[<p>That&#039;s brilliant. If the banks pass on some, then property owners will get to save some more! <img src="/wp-content/uploads/smileys/2thumbsup.gif?x75824" alt="" /></p>
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				<title>fWord replied to the topic How Much Money Do I Need Saved To Start Investing? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4406349-how-much-money-do-i-need-saved-to-start-investing/page/2/#post-4667743</link>
				<pubDate>Sun, 06 May 2012 00:56:02 +0000</pubDate>

									<content:encoded><![CDATA[<p>ozlat wrote:<br />
fWord &#8211; thanks for the great tips&#8230; I get paid on the 15th with my first pay check and have already drawn up a budget, opened a savings account, and am ready to roll <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" /> will be back here to ask more questions and share my progress&#8230; oh and started a &quot;to read&quot; list!  mattsta &#8211; not sure exactly what my credit file looks like, so am&hellip;<span class="activity-read-more" id="activity-read-more-261153"><a href="https://www.propertyinvesting.com/topic/4406349-how-much-money-do-i-need-saved-to-start-investing/page/2/#post-4667743" rel="nofollow">[Read more]</a></span></p>
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				<title>fWord replied to the topic What else do you do? in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4406299-what-else-do-you-do/#post-4667365</link>
				<pubDate>Tue, 01 May 2012 07:00:48 +0000</pubDate>

									<content:encoded><![CDATA[<p>There&#039;s a lot of things I would like to do but can&#039;t do, because of the current habit of save and invest. However yes, I do have a limited life outside of that, and my job. Or should I say that investing is part of my life and one of my hobbies. I enjoy investing.The other small thing I do is photography. This used to be landscapes and animals&hellip;<span class="activity-read-more" id="activity-read-more-20143"><a href="https://www.propertyinvesting.com/topic/4406299-what-else-do-you-do/#post-4667365" rel="nofollow">[Read more]</a></span></p>
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				<title>fWord replied to the topic RBA drops rates 50 basis points in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4406475-rba-drops-rates-50-basis-points/#post-4668785</link>
				<pubDate>Tue, 01 May 2012 06:43:08 +0000</pubDate>

									<content:encoded><![CDATA[<p>Yes, I got happy for about 5 seconds, and then figured, what the heck. The banks wouldn&#039;t necessarily cut my loan by 50 basis points. It&#039;s pretty frustrating, but this is reality I guess.</p>
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				<title>fWord replied to the topic How Much Money Do I Need Saved To Start Investing? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4406349-how-much-money-do-i-need-saved-to-start-investing/page/2/#post-4667739</link>
				<pubDate>Sun, 29 Apr 2012 00:48:13 +0000</pubDate>

									<content:encoded><![CDATA[<p>This might have been mentioned before, but consider drawing up a detailed budget to note down exactly where all your money is spent. Have a good ol&#039; notepad in your pocket and jot down any expenses you make on the spot. Don&#039;t count on accumulating receipts and looking at those at the end of the day. Some purchases don&#039;t come with receipts, not&hellip;<span class="activity-read-more" id="activity-read-more-261150"><a href="https://www.propertyinvesting.com/topic/4406349-how-much-money-do-i-need-saved-to-start-investing/page/2/#post-4667739" rel="nofollow">[Read more]</a></span></p>
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				<title>fWord replied to the topic What type of vehicle do you have ?? in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4381491-what-type-of-vehicle-do-you-have/page/21/#post-4525050</link>
				<pubDate>Sat, 28 Apr 2012 12:57:43 +0000</pubDate>

									<content:encoded><![CDATA[<p>2009 Mazda 2 Neo. Fuel efficient, nippy performance (as much as you&#039;d get in a 4 cyl non-turbo 1.5L engine). The great handling is my favourite bit and it takes sharp corners and roundabouts very well. It&#039;s an auto, even though I got my license on a manual and could easily drive a manual car. But given the infrastructure issues in some parts of&hellip;<span class="activity-read-more" id="activity-read-more-241407"><a href="https://www.propertyinvesting.com/topic/4381491-what-type-of-vehicle-do-you-have/page/21/#post-4525050" rel="nofollow">[Read more]</a></span></p>
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				<title>fWord replied to the topic Laverton Victoria Suburb profile in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4406433-laverton-victoria-suburb-profile/#post-4668361</link>
				<pubDate>Sat, 28 Apr 2012 05:30:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>JacM wrote:<br />
Can&#039;t say I would aim to buy a 5 bedder anywhere.  Three bedder max.  Little families that can&#039;t quite afford a mortgage only need 3 bedrooms.  By the time they can afford rent on a 5 bedder, they can probably afford their own mortgage.</p>
<p>Interesting. Thanks for that.I&#039;ve generally avoided 5 bedders for another reason, such as the tr&hellip;<span class="activity-read-more" id="activity-read-more-42927"><a href="https://www.propertyinvesting.com/topic/4406433-laverton-victoria-suburb-profile/#post-4668361" rel="nofollow">[Read more]</a></span></p>
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				<title>fWord replied to the topic investing in Werribee / Wyndham Vale  in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4406431-investing-in-werribee-wyndham-vale/#post-4668351</link>
				<pubDate>Sat, 28 Apr 2012 01:31:26 +0000</pubDate>

									<content:encoded><![CDATA[<p>Jpcashflow wrote:<br />
Hi,I have a client who owns a shop in Geelong and she said that their are allot of shops closing down &quot;etc&quot;.</p>
<p>Retail is doing it tough at the moment unfortunately, and I get the impression that it&#039;s quite general across the board. Things in Australia are pretty expensive compared to the prices I&#039;m seeing overseas and online, so&hellip;<span class="activity-read-more" id="activity-read-more-5729"><a href="https://www.propertyinvesting.com/topic/4406431-investing-in-werribee-wyndham-vale/#post-4668351" rel="nofollow">[Read more]</a></span></p>
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				<title>fWord replied to the topic investing in Werribee / Wyndham Vale  in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4406431-investing-in-werribee-wyndham-vale/#post-4668349</link>
				<pubDate>Thu, 26 Apr 2012 02:57:25 +0000</pubDate>

									<content:encoded><![CDATA[<p>Jpcashflow wrote:<br />
Geelong? Will see what happends with ford If ford do let go of workers or cut hours back, will the local economy be impacted by this? I think after July there is going to be allot of opportunity</p>
<p>Johann, good point, recalling that just two days ago there was an article in the newspaper about the Ford plants at Geelong and&hellip;<span class="activity-read-more" id="activity-read-more-5726"><a href="https://www.propertyinvesting.com/topic/4406431-investing-in-werribee-wyndham-vale/#post-4668349" rel="nofollow">[Read more]</a></span></p>
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				<title>fWord replied to the topic land tax values for each state in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4406414-land-tax-values-for-each-state/#post-4668280</link>
				<pubDate>Tue, 24 Apr 2012 07:34:49 +0000</pubDate>

									<content:encoded><![CDATA[<p>luke86 wrote:<br />
But you want as big a land component as possible, as buildings (generally) depreciate and land appreciates.Units can have a large land component though- If you own a townhouse in an inner ring subrub in a small low rise complex of say 6 units you would probably find that the land component is worth more than that of a similar va&hellip;<span class="activity-read-more" id="activity-read-more-12739"><a href="https://www.propertyinvesting.com/topic/4406414-land-tax-values-for-each-state/#post-4668280" rel="nofollow">[Read more]</a></span></p>
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				<title>fWord replied to the topic Property bust not here yet ... worse to come in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/44/#post-4549293</link>
				<pubDate>Tue, 24 Apr 2012 07:25:37 +0000</pubDate>

									<content:encoded><![CDATA[<p>Freckle wrote:<br />
All things being equal the 2br house you bought 10 years ago will still only buy you a comparable 2 br house today if you sold up and moved.  Higher inflation generally means higher interest rates so you loose from that angle too.</p>
<p>Hence the term &#039;investment property&#039;. People who buy such a house already have their own home (or&hellip;<span class="activity-read-more" id="activity-read-more-10808"><a href="https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/44/#post-4549293" rel="nofollow">[Read more]</a></span></p>
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				<title>fWord replied to the topic Property bust not here yet ... worse to come in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/44/#post-4549287</link>
				<pubDate>Tue, 24 Apr 2012 03:29:18 +0000</pubDate>

									<content:encoded><![CDATA[<p>ummester wrote:<br />
It will be alive and kicking until the ineviatable return to long term price vs wage ratios are again met:)</p>
<p>Don&#039;t count on it! <img src="/wp-content/uploads/smileys/devilish.gif?x75824" alt="" />Then again, either you or I could be right. Take your pick, 50-50 chance!</p>
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				<title>fWord replied to the topic Australian House Prices in the black for 2012 in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4406283-australian-house-prices-in-the-black-for-2012/#post-4667156</link>
				<pubDate>Wed, 11 Apr 2012 15:30:23 +0000</pubDate>

									<content:encoded><![CDATA[<p>Wonderful. I&#039;m already in for the ride! <img src="/wp-content/uploads/smileys/2thumbsup.gif?x75824" alt="" /></p>
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				<title>fWord replied to the topic Melbourne hot spots in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4406259-melbourne-hot-spots-2/#post-4666996</link>
				<pubDate>Fri, 06 Apr 2012 12:29:55 +0000</pubDate>

									<content:encoded><![CDATA[<p>Milliet wrote:<br />
I am thinking somewhere in Geelong?</p>
<p>At that price bracket, look into areas like Norlane and Corio. If you can stretch a little more, look at North Geelong. I&#039;m a big fan of the beachside northern suburbs of Geelong and think there&#039;s much potential here. Only time will tell, but Geelong is becoming a &#039;mini-Melbourne&#039;. There&#039;s a&hellip;<span class="activity-read-more" id="activity-read-more-231857"><a href="https://www.propertyinvesting.com/topic/4406259-melbourne-hot-spots-2/#post-4666996" rel="nofollow">[Read more]</a></span></p>
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				<title>fWord replied to the topic Property bust not here yet ... worse to come in the forum simple wrote:

Nice summary</title>
				<link>https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/43/#post-4549280</link>
				<pubDate>Wed, 04 Apr 2012 05:54:31 +0000</pubDate>

									<content:encoded><![CDATA[<p>simple wrote:<br />
Nice summary going back a long time! Would be good to see &#039;affordability&#039; plotted against wage/price ration&#8230;. The way the chart stands, it represents one-sided view,  expensive house may still be affordable IF say interest rates are low. So we need to also see how much % of the wage take up repayments, not just wage/price&hellip;<span class="activity-read-more" id="activity-read-more-226621"><a href="https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/43/#post-4549280" rel="nofollow">[Read more]</a></span></p>
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				<title>fWord replied to the topic Does anyone else find this deceitful? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4406116-does-anyone-else-find-this-deceitful/#post-4665782</link>
				<pubDate>Wed, 21 Mar 2012 05:24:17 +0000</pubDate>

									<content:encoded><![CDATA[<p>This might be stating the obvious and if so I apologise. I personally know of friends and even relatives who are generally not very careful with what they read and sign, and going through things with a fine-toothed comb is not everyone&#039;s forte. If it is too much for you to read ALL the documents before you sign them, then look for a personal&hellip;<span class="activity-read-more" id="activity-read-more-212920"><a href="https://www.propertyinvesting.com/topic/4406116-does-anyone-else-find-this-deceitful/#post-4665782" rel="nofollow">[Read more]</a></span></p>
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				<title>fWord replied to the topic Property bust not here yet ... worse to come in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/43/#post-4549278</link>
				<pubDate>Tue, 20 Mar 2012 01:22:07 +0000</pubDate>

									<content:encoded><![CDATA[<p>casanovawa wrote:<br />
Similarly i know a female friend who had bought a 3bed/2bath unit&#8230;  She now has two other people staying with her which is helping her bottom line considerably&#8230;</p>
<p>Just advise your friend that there could be tax implications come time to sell. But I suppose if she was weighing it up between being able to live under her own&hellip;<span class="activity-read-more" id="activity-read-more-264133"><a href="https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/43/#post-4549278" rel="nofollow">[Read more]</a></span></p>
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				<title>fWord replied to the topic If you could buy in ONE suburb where would it be?? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4405962-if-you-could-buy-in-one-suburb-where-would-it-be/#post-4664446</link>
				<pubDate>Wed, 29 Feb 2012 06:42:21 +0000</pubDate>

									<content:encoded><![CDATA[<p>Doesn&#039;t have to be fancy, but near the beach and amenity with unobstructed views to the ocean, with the sunset visible from the deck. This one:<a href="http://www.realestate.com.au/property-house-vic-brighton-109638341" rel="nofollow">http://www.realestate.com.au/property-house-vic-brighton-109638341</a>&#039;Nuff said!</p>
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				<title>fWord replied to the topic Perth Median Market Overpriced ?  in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4405915-perth-median-market-overpriced/#post-4664136</link>
				<pubDate>Sun, 26 Feb 2012 06:38:00 +0000</pubDate>

									<content:encoded><![CDATA[<p>Paullie wrote:</p>
<p>dachopper wrote:<br />
That is my point&#8230;. It looks as if guys bought too high, the market is still too high, but the sellers won&#039;t sell at market price, but they can afford not to sell&#8230;.. I can&#039;t see how that, would give growth.   I just payed 330 for a 1 bed unit that gives 450 a week rent in NSW.  450-500 a week for a house in&hellip;<span class="activity-read-more" id="activity-read-more-19606"><a href="https://www.propertyinvesting.com/topic/4405915-perth-median-market-overpriced/#post-4664136" rel="nofollow">[Read more]</a></span></p>
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				<title>fWord replied to the topic Property bust not here yet ... worse to come in the forum bumskins wrote:

fWord</title>
				<link>https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/43/#post-4549270</link>
				<pubDate>Tue, 07 Feb 2012 09:23:45 +0000</pubDate>

									<content:encoded><![CDATA[<p>bumskins wrote:</p>
<p>fWord wrote:</p>
<p>simple wrote:<br />
Let&#039;s see if trend continue:  <a href="http://www.abs.gov.au/AUSSTATS/abs@.nsf/Lookup/6416.0Main+Features1Dec%202011?OpenDocument" rel="nofollow">http://www.abs.gov.au/AUSSTATS/abs@.nsf/Lookup/6416.0Main+Features1Dec%202011?OpenDocument</a></p>
<p>-6.1% for Melbourne from Dec 2010 &#8211; Dec 2011. That&#039;s not so bad. I lost more money in shares!</p>
<p>Depends really.  There is a lot leverage in property.  So if you looked at say&hellip;<span class="activity-read-more" id="activity-read-more-209102"><a href="https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/43/#post-4549270" rel="nofollow">[Read more]</a></span></p>
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				<title>fWord replied to the topic Property bust not here yet ... worse to come in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/43/#post-4549266</link>
				<pubDate>Thu, 02 Feb 2012 07:16:53 +0000</pubDate>

									<content:encoded><![CDATA[<p>simple wrote:<br />
Let&#039;s see if trend continue:  <a href="http://www.abs.gov.au/AUSSTATS/abs@.nsf/Lookup/6416.0Main+Features1Dec%202011?OpenDocument" rel="nofollow">http://www.abs.gov.au/AUSSTATS/abs@.nsf/Lookup/6416.0Main+Features1Dec%202011?OpenDocument</a></p>
<p>-6.1% for Melbourne from Dec 2010 &#8211; Dec 2011. That&#039;s not so bad. I lost more money in shares!</p>
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				<title>fWord replied to the topic Melbourne.. Ouch!!! in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4405738-melbourne-ouch/#post-4662762</link>
				<pubDate>Mon, 30 Jan 2012 22:58:07 +0000</pubDate>

									<content:encoded><![CDATA[<p>No offense to anybody here. But if you choose to buy one of the squillions of new, off-the-plan apartments within the CBD area, then good luck to you anyway. People might buy these apartments for the &#039;stamp duty savings&#039; and the &#039;guaranteed rental return&#039;, plus the impression that they should be easy to rent. However they do this without&hellip;<span class="activity-read-more" id="activity-read-more-300856"><a href="https://www.propertyinvesting.com/topic/4405738-melbourne-ouch/#post-4662762" rel="nofollow">[Read more]</a></span></p>
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				<title>fWord replied to the topic Real estate industry pays spruikers and shills to post positive spin on forums? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4405560-real-estate-industry-pays-spruikers-and-shills-to-post-positive-spin-on-forums/#post-4661622</link>
				<pubDate>Thu, 26 Jan 2012 01:21:21 +0000</pubDate>

									<content:encoded><![CDATA[<p>LAWL&#039;Paid property spruiker&#039;? Look at me, I do it for free.This is just hilarious! In life, people with a brain and a backbone can and will do the thinking by themselves. People hoping for a get-rich-quick scheme are taking a short cut to getting poor. There&#039;s no easy way to make money. It&#039;s just plain and simple. If it were *that* easy to become&hellip;<span class="activity-read-more" id="activity-read-more-90226"><a href="https://www.propertyinvesting.com/topic/4405560-real-estate-industry-pays-spruikers-and-shills-to-post-positive-spin-on-forums/#post-4661622" rel="nofollow">[Read more]</a></span></p>
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				<title>fWord replied to the topic Property bust not here yet ... worse to come in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/42/#post-4549260</link>
				<pubDate>Tue, 24 Jan 2012 22:59:02 +0000</pubDate>

									<content:encoded><![CDATA[<p>A fall in prices of houses by up to 60% and a fall in land prices of 80-90%? Boy, I&#039;d like to see that.<img src="/wp-content/uploads/smileys/laugh4.gif?x75824" alt="" /></p>
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				<title>fWord replied to the topic Corio in victoria, as seen in paper geared for capital growth in 2012 in the forum Yeah, for the people who</title>
				<link>https://www.propertyinvesting.com/topic/4405694-corio-in-victoria-as-seen-in-paper-geared-for-capital-growth-in-2012/#post-4662515</link>
				<pubDate>Tue, 24 Jan 2012 21:54:26 +0000</pubDate>

									<content:encoded><![CDATA[<p>Yeah, for the people who missed the Norlane boat, Corio is well worth looking at.</p>
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				<title>fWord replied to the topic 2012 Investing in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4405554-2012-investing/#post-4661569</link>
				<pubDate>Wed, 18 Jan 2012 10:09:34 +0000</pubDate>

									<content:encoded><![CDATA[<p>Von Krumm wrote:<br />
<span>This is what has me worried. With all the bears in the market at the moment I am not sure what to start investing in?I have finally finished uni and got a decent salary but not sure if I should go back and get  an Economics degree just to decipher all the information in the current volatile climate.Australia’s house prices are r&hellip;</span><span class="activity-read-more" id="activity-read-more-20918"><a href="https://www.propertyinvesting.com/topic/4405554-2012-investing/#post-4661569" rel="nofollow">[Read more]</a></span></p>
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				<title>fWord replied to the topic 2012 Investing in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4405554-2012-investing/#post-4661562</link>
				<pubDate>Fri, 13 Jan 2012 09:48:24 +0000</pubDate>

									<content:encoded><![CDATA[<p>For me, the period of acquisition is over for now. I&#039;m focusing on paying down debt maintaining my investments and letting time work its magic.</p>
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				<title>fWord replied to the topic House price growth in your capital city 2011 in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4405346-house-price-growth-in-your-capital-city-2011/#post-4659908</link>
				<pubDate>Sat, 10 Dec 2011 05:46:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>Andrew_A wrote:<br />
&#8230;and locations (1m+ coastal) getting hammered, always a good time to be making money, mostly from value adding presently as the capital growth has been absent.</p>
<p>Coastal is where I&#039;d be buying now if I had the cash. Then again I&#039;ve always been partial to properties near the sea.</p>
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				<title>fWord replied to the topic House price growth in your capital city 2011 in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4405346-house-price-growth-in-your-capital-city-2011/#post-4659903</link>
				<pubDate>Wed, 07 Dec 2011 13:02:15 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for the information Andrew. At first glance it may appear house prices are falling through the floor. However, taken in perspective, even the negative 5.51% for Brisbane ain&#039;t bad. I live in Melbourne and have personally seen the median prices in some suburbs increase by 20% or so within a 12 month period. A 4-5% drop in prices isn&#039;t&hellip;<span class="activity-read-more" id="activity-read-more-178658"><a href="https://www.propertyinvesting.com/topic/4405346-house-price-growth-in-your-capital-city-2011/#post-4659903" rel="nofollow">[Read more]</a></span></p>
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				<title>fWord replied to the topic Time to ponder? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4405232-time-to-ponder/page/3/#post-4659156</link>
				<pubDate>Fri, 02 Dec 2011 08:22:10 +0000</pubDate>

									<content:encoded><![CDATA[<p><em>&quot;Rather than capping rents in the private rental market, we need to be  focusing on increasing supply in both the public and private rental  market.&quot;</em>Fully agree. The final statement in this article is arguably the most important, highlighting a pertinent issue best described by the dreaded &#039;S&#039; word.</p>
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				<title>fWord replied to the topic Time to ponder? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4405232-time-to-ponder/page/3/#post-4659151</link>
				<pubDate>Thu, 01 Dec 2011 07:02:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>DWolfe wrote:<br />
Well you would have quite a few people selling an unencumbered property worth 1.1mill for $995k. The tax would then be avoided, and you would get a drop in property prices.</p>
<p>As a form of tax evasion, yes it&#039;s conceivable that this could happen, and we&#039;ll get a temporary drop in median prices in suburbs where most of the houses are&hellip;<span class="activity-read-more" id="activity-read-more-271160"><a href="https://www.propertyinvesting.com/topic/4405232-time-to-ponder/page/3/#post-4659151" rel="nofollow">[Read more]</a></span></p>
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				<title>fWord replied to the topic Time to ponder? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4405232-time-to-ponder/page/3/#post-4659150</link>
				<pubDate>Thu, 01 Dec 2011 06:53:44 +0000</pubDate>

									<content:encoded><![CDATA[<p>Pauk wrote:<br />
fwordThe boomer inheritance pool was estimated at $400 billion. Take of 20% for the possible property falls to come and it is still a substantial amount at approx $61k each? Please check my maths&#8230;</p>
<p>Sorry, what discussion were these figures in relation to? What do you mean by the part about &#039;$61k each&#039;?</p>
<p>Pauk wrote:<br />
Yes I believe,&hellip;<span class="activity-read-more" id="activity-read-more-271159"><a href="https://www.propertyinvesting.com/topic/4405232-time-to-ponder/page/3/#post-4659150" rel="nofollow">[Read more]</a></span></p>
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				<title>fWord replied to the topic Time to ponder? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4405232-time-to-ponder/page/2/#post-4659147</link>
				<pubDate>Thu, 01 Dec 2011 06:00:11 +0000</pubDate>

									<content:encoded><![CDATA[<p>DWolfe wrote:<br />
&#8230;rely on lotto tickets every week.D</p>
<p>Haha, sometimes I come scarily close to being like that. Thank goodness for an early financial education from Dad (gave me books to read) and Mum (got me excited about the stock market).Gotta admit, I&#039;ve played the lotto once&#8230;when they had that $90 million grand prize up for grabs. In case&hellip;<span class="activity-read-more" id="activity-read-more-261396"><a href="https://www.propertyinvesting.com/topic/4405232-time-to-ponder/page/2/#post-4659147" rel="nofollow">[Read more]</a></span></p>
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				<title>fWord replied to the topic Time to ponder? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4405232-time-to-ponder/page/2/#post-4659145</link>
				<pubDate>Thu, 01 Dec 2011 04:31:11 +0000</pubDate>

									<content:encoded><![CDATA[<p>Pauk wrote:<br />
<a href="/user/ummester" rel="nofollow">ummester</a>Mmmmm&#8230;. a &#039;love bubble&#039;. I like it.fword1/3 of boomers do not want to leave any inheritance. Not a good stat to be proud of. Much the same across western nations.Immigration means we now have 5.2 million boomers from the 4.1 million born here. 80% will require full or part pension. It did not work and only kicked the can&hellip;<span class="activity-read-more" id="activity-read-more-261394"><a href="https://www.propertyinvesting.com/topic/4405232-time-to-ponder/page/2/#post-4659145" rel="nofollow">[Read more]</a></span></p>
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				<title>fWord replied to the topic Time to ponder? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4405232-time-to-ponder/page/2/#post-4659143</link>
				<pubDate>Wed, 30 Nov 2011 23:32:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>ummester wrote:<br />
Anyways, if they aren&#039;t going to move until they die, what do they really care what it&#039;s worth? It&#039;s not like they can take the value of their homes to the grave, is it?</p>
<p>Well, if I had any kids, the value of my home makes a difference as to how much of a legacy I leave to my children. Not only that, the OP is proposing a 20%&hellip;<span class="activity-read-more" id="activity-read-more-261392"><a href="https://www.propertyinvesting.com/topic/4405232-time-to-ponder/page/2/#post-4659143" rel="nofollow">[Read more]</a></span></p>
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				<title>fWord replied to the topic Time to ponder? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4405232-time-to-ponder/page/2/#post-4659138</link>
				<pubDate>Wed, 30 Nov 2011 09:26:41 +0000</pubDate>

									<content:encoded><![CDATA[<p>Pauk wrote:<br />
Affordable housing is when a common first year teacher can buy an average home for 4 times his or her single salary.</p>
<p>What is the ballpark figure for the salary of the said teacher? Can you elaborate further on what constitutes an &#039;average home&#039;?</p>
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				<title>fWord replied to the topic Melbourne-Sydney-Brisbane  in the forum sharve01 wrote:
Potentially</title>
				<link>https://www.propertyinvesting.com/topic/4405238-melbourne-sydney-brisbane/page/2/#post-4659230</link>
				<pubDate>Wed, 30 Nov 2011 07:14:45 +0000</pubDate>

									<content:encoded><![CDATA[<p>sharve01 wrote:<br />
Potentially the people who answered this question are above average wealth&#8230;</p>
<p>Not in my case.</p>
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				<title>fWord replied to the topic Time to ponder? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4405232-time-to-ponder/page/2/#post-4659136</link>
				<pubDate>Wed, 30 Nov 2011 06:33:54 +0000</pubDate>

									<content:encoded><![CDATA[<p>Pauk wrote:<br />
1. They will be less workers per dependent as our participation rates start their decline. Less people to pay more tax, if you want to get the revenues from the workers.</p>
<p>Combine that with a tax free threshold for those under $40K pa salary as you suggest and it&#039;d be a recipe for disaster. This will be further compounded by my&hellip;<span class="activity-read-more" id="activity-read-more-261385"><a href="https://www.propertyinvesting.com/topic/4405232-time-to-ponder/page/2/#post-4659136" rel="nofollow">[Read more]</a></span></p>
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				<title>fWord replied to the topic Time to ponder? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4405232-time-to-ponder/page/2/#post-4659134</link>
				<pubDate>Wed, 30 Nov 2011 02:34:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>Pauk wrote:<br />
On GermanyIt is not recent anti-speculation laws for resendential.1920 Hitler made it so.<a href="http://constitutionalistnc.tripod.com/hitler-leftist/" rel="nofollow">http://constitutionalistnc.tripod.com/hitler-leftist/</a> (Item 17)http://www.ptireturns.com/en/tax_info/de.phphttp://www.globalpropertyguide.com/Europe/Germany/Taxes-and-Costs</p>
<p>Yes, but totally incorrect for some to claim that anti-speculation laws&hellip;<span class="activity-read-more" id="activity-read-more-261383"><a href="https://www.propertyinvesting.com/topic/4405232-time-to-ponder/page/2/#post-4659134" rel="nofollow">[Read more]</a></span></p>
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				<title>fWord replied to the topic Time to ponder? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4405232-time-to-ponder/page/2/#post-4659133</link>
				<pubDate>Wed, 30 Nov 2011 02:33:07 +0000</pubDate>

									<content:encoded><![CDATA[<p>Pauk wrote:<br />
fword1. 1/3 of our population growth in real numbers is our demographic momentum, or more people living longer.2. 66% of our NOM are temporary Visa holders.3. We are currently experiencing peak emigration.4. What do you think the June population growth percentage will be? My guess 1.3% (0.7% is our natural growth)5. In the next 25&hellip;<span class="activity-read-more" id="activity-read-more-261382"><a href="https://www.propertyinvesting.com/topic/4405232-time-to-ponder/page/2/#post-4659133" rel="nofollow">[Read more]</a></span></p>
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				<title>fWord replied to the topic Time to ponder? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4405232-time-to-ponder/page/2/#post-4659130</link>
				<pubDate>Tue, 29 Nov 2011 22:08:48 +0000</pubDate>

									<content:encoded><![CDATA[<p>ummester wrote:<br />
So fword, where are the undersirable parts of our country? Or is all Australian housing uniquely desirable?</p>
<p>What&#039;s considered &#039;desirable&#039; or &#039;undesirable&#039; is up to the subjective opinion of the individual. Therefore I shall not actually list places (amongst those that I know) because it may insult. If anybody has access to last&hellip;<span class="activity-read-more" id="activity-read-more-261379"><a href="https://www.propertyinvesting.com/topic/4405232-time-to-ponder/page/2/#post-4659130" rel="nofollow">[Read more]</a></span></p>
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