PropertyInvesting.com | FW | Activity https://www.propertyinvesting.com/members/fw/activity/ Activity feed for FW. Sat, 11 Apr 2026 16:38:16 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 e807033cf30a31c1b837af13e446e3a6 FW replied to the topic 95% LVR Wrap refinances! in the forum Creative Investing https://www.propertyinvesting.com/topic/4380932-95-lvr-wrap-refinances/#post-4521242 Fri, 01 Jul 2005 12:20:52 +0000 TMA
Yes, they lend on contract price. Only problem is, that’s not much use when the house is worth a lot more than the contract price. I can understand sticking to contract price when it’s just been sold, but when it’s a few years later, surely common sense suggests the house may well have changed in value. My first wrappees got stuck with that…[Read more]

]]> b268e958e7c0c4ca84ba25d6f1c6cb4c FW replied to the topic Wraps in the forum Creative Investing https://www.propertyinvesting.com/topic/4380497-wraps-13/#post-4518166 Wed, 01 Jun 2005 04:27:51 +0000 It can also depend on whether or not you are seen to be in the “business” of wrapping. For example, I have many wrap houses, therefore I am a business, therefore I can spread out the Capital Gain portion.
However my sister, who sold a country property on a wrap because it was the only way she could sell it, is NOT a business because it’s a once…[Read more]

]]> 3e5973ad66dbdb602ca9afbdeb3e6530 FW replied to the topic Rick Otton - Version May 2005 in the forum Heads Up! https://www.propertyinvesting.com/topic/4380338-rick-otton-version-may-2005/#post-4517067 Fri, 20 May 2005 11:32:57 +0000 Rick’s strategies and presentation are VERY different to Steve McKnight’s. I’ve met a lot of property gurus in my time, and personally I give Rick 10/10 for genuinely walking the walk. He’s also a bit of a dag, which I rather like! But behind the dagginess there lies a brain which never ceases to amaze me, his ability to take a set of…[Read more]

]]> b66dd2acc02951e45a7bf8c7ae6b79d4 FW replied to the topic NEW WRAPPER NEEDS HELP in the forum Creative Investing https://www.propertyinvesting.com/topic/4380198-new-wrapper-needs-help/#post-4515757 Sat, 14 May 2005 06:07:18 +0000 Michelle
Your best way to meet wrappers is to check out the wraps association http://www.financewraps.asn.au and go to a meeting (next one scheduled for Thursday 21st July).

Keep smiling
Felicity 8-)

]]> b10f65b1b4d0ba595f8340a8343762e4 FW replied to the topic NEW WRAPPER NEEDS HELP in the forum Creative Investing https://www.propertyinvesting.com/topic/4380198-new-wrapper-needs-help/#post-4515754 Fri, 13 May 2005 02:51:28 +0000 Michelle
You probably won’t find anybody in Melbourne using Steve’s techniques to do wraps in Melbourne. Steve likes to see the wrap repayment being the same or less than the persons’s current rent payment. Basically that’s impossible in Melbourne unless you’re subsidising them to an enormous extent. That’s why Steve and his students have…[Read more]

]]> 43abb266f25f0f6c676236fac4ce24bb FW replied to the topic Creative Low Money Down Technique: settlement cheq in the forum Creative Investing https://www.propertyinvesting.com/topic/4380041-creative-low-money-down-technique-settlement-cheq/#post-4514456 Wed, 04 May 2005 09:07:14 +0000 I have heard Rick respond to this question, Robert, and you’re correct.

Keep smiling
Felicity 8-)

]]> 91bc7ac0e840c91c72279ce101757e91 FW replied to the topic Creative Low Money Down Technique: settlement cheq in the forum Creative Investing https://www.propertyinvesting.com/topic/4380041-creative-low-money-down-technique-settlement-cheq/#post-4514454 Tue, 03 May 2005 22:57:43 +0000 The problem here seems to be – what’s the purpose of the money? From what Rick has said in the past, if the money is being used to PAY for something, such as legal costs, stamp duty, repairs, etc etc, then it’s legal to do this. However if the money is going into your own pocket – no, it’s not. I have to say that asking for $10,000 to go to…[Read more]

]]> 9c73ce8bd64384d2896e4e959b78dfac FW replied to the topic Rick Otton rent to own pack in the forum Heads Up! https://www.propertyinvesting.com/topic/4379955-rick-otton-rent-to-own-pack/#post-4513838 Mon, 02 May 2005 02:23:53 +0000 Robert
I have to disagree with you that the information is freely available. Maybe if you search long and hard you’ll learn it all, but most information on these types of strategies is American.
The thing I always liked about the wrap pack was the fact that it walks you through the process step by step. Step 1 – do this. Step 2 – do this. It…[Read more]

]]> c469397ceae1f3f9bd8235b56ca41961 FW replied to the topic Rene Rivkin suicides. in the forum Opinionated! https://www.propertyinvesting.com/topic/4379992-rene-rivkin-suicides/#post-4514113 Mon, 02 May 2005 02:06:59 +0000 I find it interesting how many “high flyers”, when they fall from grace, seem to then collapse completely. It suggests an interesting level of connection between emotional and physical. Christopher Skase and Alan Bond are two others that come immediately to mind.

Keep smiling
Felicity 8-)

]]> bc40d362d3ffac43c51b51111686b948 FW replied to the topic Wrapping in the forum No Subject https://www.propertyinvesting.com/topic/4379853-wrapping-5/#post-4513198 Sun, 24 Apr 2005 07:46:15 +0000 It may be helpful to mention whereabouts you are.

Keep smiling
Felicity 8-)

]]> 993a77e21dc6beb9c6809ffbe3a9c7a8 FW replied to the topic Investing $500K cash in Melbourne property in the forum Help Needed! https://www.propertyinvesting.com/topic/4379695-investing-500k-cash-in-melbourne-property/#post-4512364 Thu, 14 Apr 2005 04:28:33 +0000 Investing Golden Rule #1
What are you trying to achieve?

Seriously, unless you give some information about what you would like to achieve from investing in property, then there’s really no way to recommend a strategy to achieve it.

Keep smiling
Felicity 8-)

]]> 64c7cc31eeb89b9758afc4189b9bac73 FW replied to the topic 40 year mortgages and 140% LVR's in the forum No Subject https://www.propertyinvesting.com/topic/4379519-40-year-mortgages-and-140-lvrs/#post-4511519 Wed, 06 Apr 2005 22:22:05 +0000 Hi Peter
Yes, it is. It’s very frustrating if you have plans for a large portfolio!
I remember when I started out I was mainly looking for high LVR and low interest rate.
Now I think about if it’s mortgage insured and who by, what sort of deferred establishment fees there are etc etc
Funny how your focus changes!
Mind you, I’d still like higher…[Read more]

]]> 5f18d5088adeb148609b91171bbc314f FW replied to the topic 40 year mortgages and 140% LVR's in the forum No Subject https://www.propertyinvesting.com/topic/4379519-40-year-mortgages-and-140-lvrs/#post-4511515 Tue, 05 Apr 2005 22:24:06 +0000 Thanks Terry, I’ll check this out.

Keep smiling
Felicity 8-)

]]> 12ed1c023807d8410e0074f7619bac96 FW replied to the topic Is no money really not a problem in the forum Help Needed! https://www.propertyinvesting.com/topic/4379529-is-no-money-really-not-a-problem/#post-4511581 Tue, 05 Apr 2005 22:14:36 +0000 Yes, no money down deals are possible.
Are they easy to get? Definitely not (well, not the ones that rely on working something out with the vendor!).
Most Australian vendors and their agents only know one way to sell their property, and they’re not always keen to deviate from that.
However with the recent softening of the market, you may find…[Read more]

]]> 9cbb5bcd09ce8d2d47a03d18650625cf FW replied to the topic 40 year mortgages and 140% LVR's in the forum No Subject https://www.propertyinvesting.com/topic/4379519-40-year-mortgages-and-140-lvrs/#post-4511513 Tue, 05 Apr 2005 03:17:20 +0000 I agree with Stu.
I constantly get frustrated by the mortgage insurance limits. With only 2 insurers, buy more than $1 million of property and your loan options (particularly if you’re self employed!) shrink to almost nothing unless you’re willing to pay double digit rates or find 30%+ deposits.

Keep smiling
Felicity 8-)

]]> 46749a6da224822cd4ced60aa96b8ee9 FW replied to the topic INDEPENDENT LEGAL ADVICE Pls help! in the forum Finance https://www.propertyinvesting.com/topic/4379423-independent-legal-advice-pls-help/#post-4510943 Thu, 31 Mar 2005 07:54:07 +0000 Sounds to me like lenders are going to have to start rethinking some of their legal requirements.
Have you approached them, explained the “uniqueness” of the situation and requested an exemption?

Keep smiling
Felicity 8-)

]]> a60069c3173b9d34c210a7da2e4c84d7 FW replied to the topic Wrapper Jenman agent’s biggest client in the forum No Subject https://www.propertyinvesting.com/topic/4379341-wrapper-jenman-agentaes-biggest-client/#post-4510340 Thu, 24 Mar 2005 23:20:11 +0000 My favourite comment is:
“When I found out that McKnight (and other wrappers) were buying from agents who were clients of mine, I told the agents to make the sellers aware if the agents knew (which often they didn’t of course, because the very nature of the wrappers is not to disclose their intention).:
Apart from the fact that it’s none of the…[Read more]

]]> 07b8966f8c61a6a5f64201939b7081f5 FW replied to the topic Vendor Finance - how it works in the forum Finance https://www.propertyinvesting.com/topic/4379146-vendor-finance-how-it-works/#post-4509109 Tue, 15 Mar 2005 07:02:22 +0000 I have bought a house with some vendor finance involved.
One thing to watch out for – make sure your financier is okay with it BEFORE you start trying to find a willing vendor! Certainly low doc lenders in Vic won’t touch it, but I believe with full financials you’ll have a much better chance of getting it through.
It may also be worth having a…[Read more]

]]> 1ded26d67154926e58acff8792c0baa6 FW replied to the topic Wrap info in the forum Creative Investing https://www.propertyinvesting.com/topic/4379117-wrap-info/#post-4508990 Sun, 13 Mar 2005 00:19:14 +0000 The website is actually http://www.rickotton.com

Keep smiling
Felicity 8-)

]]> c39812ae4be6045926062a8bb123673b FW replied to the topic Is Neil Jenman for real? in the forum Opinionated! https://www.propertyinvesting.com/topic/4378795-is-neil-jenman-for-real/#post-4506993 Tue, 08 Mar 2005 10:28:41 +0000 I prefer to listen to people who get their facts at least reasonably right before they go spouting off opinions to the media.
I also prefer to listen to people who contribute in a positive manner to discussions to improve a situation, rather than just issuing all encompassing tirades about it.
Keep smiling
Felicity 8-)

]]> ef9023528cf02df22bdab1d4ae3481db FW replied to the topic Are you a baby boomer??? in the forum Opinionated! https://www.propertyinvesting.com/topic/4378805-are-you-a-baby-boomer/#post-4507044 Sun, 20 Feb 2005 00:57:51 +0000 Sounds very similar to some of the ideas Robert Kiyosaki brought up in his book, I think it was called “Prophecy”.

Keep smiling
Felicity 8-)

]]> dca72126dd6cd6a37b5f02a4c4dcd49b FW replied to the topic which lenders finance wraps in the forum No Subject https://www.propertyinvesting.com/topic/4378708-which-lenders-finance-wraps/#post-4506308 Fri, 18 Feb 2005 04:01:27 +0000 You could try http://www.avibe.com.au
They do disclosed wrap finance.

Keep smiling
Felicity 8-)

]]> e8d45e9f730bb601f436dd492b6e38d6 FW replied to the topic Tired of hearing Neil Jenman in the forum Opinionated! https://www.propertyinvesting.com/topic/4378217-tired-of-hearing-neil-jenman/#post-4503526 Sat, 05 Feb 2005 06:33:18 +0000 I tried to buy a house through a Jenman agent, it was impossible.
No listings to look at, a salesperson who averaged 2-3 days to return my calls… maybe that’s okay for your average home buyer, but as an investor it just wasted too much of my time.

Keep smiling
Felicity 8-)

]]> 5835ab100e23910449e4505ee1ef9cce FW replied to the topic what would u do with 300,000 cash in the forum Help Needed! https://www.propertyinvesting.com/topic/4378390-what-would-u-do-with-300000-cash/#post-4504521 Fri, 04 Feb 2005 03:39:27 +0000 My first words of advice are usually to say – work out what your goals are, then determine what you can do with the money to get there.
It seems you already know what you want, ie your investments to fund your lifestyle.
So if it was me, I’d use the money to invest in positive cashflow properties to increase my non job income. I’ve personally…[Read more]

]]> 073a76e50187966aac6400f89148f798 FW replied to the topic equity but no cashflow. in the forum Finance https://www.propertyinvesting.com/topic/4378406-equity-but-no-cashflow/#post-4504587 Fri, 04 Feb 2005 00:06:55 +0000 Do a joint venture with someone who can set up cashflow positive deals (ie wraps) but has run out of borrowing capacity themselves.

Keep smiling
Felicity 8-)

]]> 7ddee59386585b3bdf11a78c385e0b91 FW replied to the topic Hats off to Firefighters in the forum No Subject https://www.propertyinvesting.com/topic/4378150-hats-off-to-firefighters/#post-4503164 Wed, 19 Jan 2005 10:48:35 +0000 Hope everything works out okay for you.

Keep smiling
Felicity 8-)

]]> ef33e132c84084d923cf66208df032b7 FW replied to the topic Inspecting Property in Person before purchase in the forum General Property https://www.propertyinvesting.com/topic/4378045-inspecting-property-in-person-before-purchase/#post-4502454 Sat, 15 Jan 2005 23:48:40 +0000 I think you can do a lot of your research initially without necessarily viewing a property, but I’d certainly hesitate to actually buy without going there. Mainly because you can’t get a feel for the area without being there. Are there big power lines right behind the back fence? Bikies next door? etc etc These are things that can affect your…[Read more]

]]> bacbce85886caae79908b083dde59a99 FW replied to the topic WRAP Accounting Software in the forum Creative Investing https://www.propertyinvesting.com/topic/4378027-wrap-accounting-software/#post-4502344 Sat, 15 Jan 2005 00:28:00 +0000 I use QuickBooks for managing my businesses, and I think it’s brilliant. I very rarely use journal entries unless I’ve paid cash for something.
However it took a while to get to that point. It’s a question of breaking down extensively into categories (or accounts as they’re called) – my chart or list of accounts is very long! But once they’re…[Read more]

]]> d55329d5e7d9595e90b32e5f446eea58 FW replied to the topic UNITS INSTEAD OF HOUSES in the forum Creative Investing https://www.propertyinvesting.com/topic/4377945-units-instead-of-houses/#post-4501846 Wed, 12 Jan 2005 07:47:25 +0000 JPG
From a numbers perspective, no, there’s no reason why you can’t wrap units.
I think it does come back more to looking at your target market. Mostly people who want to buy my houses want just that, a house! I had one house on a subdivided block, and the number of people who lost interest once they found out it was subdivided was a very high…[Read more]

]]> 1e7c48ffa74466016d9b54d70ad2ef25 FW replied to the topic Borrowing $300,000 or more??? in the forum Finance https://www.propertyinvesting.com/topic/4377933-borrowing-300000-or-more/#post-4501778 Tue, 11 Jan 2005 22:19:25 +0000 Thanks Rob, I always like to know what’s out there!

Keep smiling
Felicity 8-)

]]> f76eaf4c0e19013fcc9d2968247ac6b9 FW replied to the topic Borrowing $300,000 or more??? in the forum Finance https://www.propertyinvesting.com/topic/4377933-borrowing-300000-or-more/#post-4501776 Tue, 11 Jan 2005 07:27:58 +0000 Rob
What LVR?
Is mortgage insurance payable?
Is it a full financial or low doc?
Do they lend to company/trust structures?

Keep smiling
Felicity 8-)

]]> abcfccdde26d7155816e92bd3749809f FW replied to the topic Unmotivated Partner in the forum Help Needed! https://www.propertyinvesting.com/topic/4377906-unmotivated-partner/#post-4501537 Mon, 10 Jan 2005 00:32:14 +0000 Grrr my ISP had a glitch and lost the really long answer I’d typed to this!
[angry2]
anyway, when I started out it’s fair to say hubby wasn’t keen. He was working ridiculous hours, and didn’t want to know. Initially I started doing some small share trades, and talking to him occasionally about it, but property was just too big a thing for him to…[Read more]

]]> 7c2eb60a8726744b45a368efaa6bee2a FW replied to the topic Low and No Down Deals in the forum No Subject https://www.propertyinvesting.com/topic/4377654-low-and-no-down-deals/page/2/#post-4499898 Fri, 07 Jan 2005 13:42:31 +0000 I’m in Victoria, Ella, so can’t help you with NSW.

Keep smiling
Felicity 8-)

]]> f09565254a37524e9302c778a4c52dd9 FW replied to the topic Is there anyway of doing a wrap in SA? in the forum Creative Investing https://www.propertyinvesting.com/topic/4377825-is-there-anyway-of-doing-a-wrap-in-sa/#post-4501013 Thu, 06 Jan 2005 07:49:07 +0000 I guess the person who wrote the article has no idea what they’re talking about. Lease options are not illegal in SA. Perhaps the author should have worked out that wraps and lease options are two entirely different types of contract.

Keep smiling
Felicity 8-)

]]> 580b2188b9904fe88bed1feacab83b4c FW replied to the topic Low and No Down Deals in the forum No Subject https://www.propertyinvesting.com/topic/4377654-low-and-no-down-deals/page/2/#post-4499895 Thu, 06 Jan 2005 01:38:58 +0000 Junkers
It depends on the loan you’re applying for, whether or not you get asked about the deposit.
My experience with lo doc loans is that financial institutions are a little bit keener to see evidence of the 20% coming out of the buyer’s pocket. This is probably because they’re handing over their 80% with very little concrete evidence of the…[Read more]

]]> 2a2061201a5258ea373955feea19d1b7 FW replied to the topic Help from Steve or possibly a new book? in the forum Help Needed! https://www.propertyinvesting.com/topic/4377691-help-from-steve-or-possibly-a-new-book/#post-4500231 Wed, 05 Jan 2005 22:45:22 +0000 Depending where you’re located, there may be an established group in your area already, that you could link into. A number of groups that started either at the Somersoft forum or NineMSN forum meet monthly in several capital cities.

Keep smiling
Felicity 8-)

]]> 110de66db053880c26a1bcde6ebff18d FW replied to the topic Warning: Register and Comply! in the forum General Property https://www.propertyinvesting.com/topic/4377752-warning-register-and-comply/#post-4500603 Tue, 04 Jan 2005 00:20:38 +0000 Just shows how important it is to comply with the UCCC.
I certainly have both myself and my husband registered as credit providers, and whenever I buy wrap properties in a structure I register the structure too. I’d rather go over the top that get in trouble!
It also shows the importance of using a knowledgeable lawyer when drawing up your…[Read more]

]]> 41498b2b113716f7a55f9497e3a45264 FW replied to the topic When a Wrap falls over? in the forum General Property https://www.propertyinvesting.com/topic/4377746-when-a-wrap-falls-over/#post-4500570 Tue, 04 Jan 2005 00:12:51 +0000 I think it all comes back to equity. If they have no equity (ie only been in a short time) then I say, shame it didn’t work out, and they can walk away. I take the property back, rewrap it and move on.
If there’s equity invovled, in my contracts they have a right to that. In that case I have a couple of options – once we’ve agreed on a value…[Read more]

]]> f8b4a7cbf5a476716c2d533723849f77 FW replied to the topic Vendor Finance Association Kaput? in the forum No Subject https://www.propertyinvesting.com/topic/4377608-vendor-finance-association-kaput/page/3/#post-4499526 Tue, 04 Jan 2005 00:04:08 +0000 Some very positive ideas on this thread. I think Steve’s point about the cost involved in setting up something like the VFA is very valid. Certainly it mostly started because Rick devoted an enormous amount of his time, money and office resources to the project. Without him it never would have begun. So thanks Rick!
Regarding Victoria, Lewis…[Read more]

]]> b605dc24d89334317796a3d92e53acde FW replied to the topic Low and No Down Deals in the forum No Subject https://www.propertyinvesting.com/topic/4377654-low-and-no-down-deals/page/2/#post-4499889 Mon, 03 Jan 2005 00:50:45 +0000 Hi Rob
I was talking about vendor finance in relation to the VENDOR who is selling the house to ME leaving 20% in the deal so that I don’t have to find it out of my own pocket. The idea is that I borrow 80% from a lending institution and the vendor’s 20% is a loan with a 2nd mortgage. I am still buying the house at market value, there is no…[Read more]

]]> 77373183621052a37f49d896299da730 FW replied to the topic Low and No Down Deals in the forum General Property https://www.propertyinvesting.com/topic/4377654-low-and-no-down-deals/#post-4499884 Sun, 02 Jan 2005 06:06:07 +0000 Rob
Obviously my last post wasn’t clear enough – wraps were NEVER mentioned in the initial stages of searching for finance. We never got anywhere, so never bothered!
I spoke to a number of lenders myself, and basically it seemed to be a Victorian thing, caused perhaps by some less than ethical seminar presenters who taught people to inflate the…[Read more]

]]> 132553cea614749557264e82ac8aa220 FW replied to the topic Low and No Down Deals in the forum General Property https://www.propertyinvesting.com/topic/4377654-low-and-no-down-deals/#post-4499881 Sun, 02 Jan 2005 02:26:19 +0000 Sounds like a question for your accountant Alistair! I have no idea, sorry…

Keep smiling
Felicity 8-)

]]> ca2bf3135467827858cb63e677b7480a FW replied to the topic Low and No Down Deals in the forum General Property https://www.propertyinvesting.com/topic/4377654-low-and-no-down-deals/#post-4499879 Sun, 02 Jan 2005 00:26:05 +0000 Rob
Wraps had nothing to do with it – at the time my broker and I were searching for 80% LVR lo doc finance, we were purely looking for someone who would do it with the vendor financing 20%. The best we had was an offer of 64% LVR (ie 80% of the 80%). Basically they were taking the 20% vendor finance off the price of the house, because they…[Read more]

]]> 52e2e856d0d3527cd98233fb4b394af3 FW replied to the topic Vendor Finance Association Kaput? in the forum Creative Investing https://www.propertyinvesting.com/topic/4377608-vendor-finance-association-kaput/page/2/#post-4499507 Sun, 02 Jan 2005 00:07:52 +0000 Rick hasn’t been “in charge” of the VFA for nearly 2 years now. It was certainly a lot more active and involved as an association in that time. It did okay in the first year after he ceased his involvement, but since the second change of leadership it’s almost disappeared off the map. Hardly a ringing endorsement for the association being run…[Read more]

]]> 6dda302a4cc823fa4e1c9cc1d405b944 FW replied to the topic Low and No Down Deals in the forum No Subject https://www.propertyinvesting.com/topic/4377654-low-and-no-down-deals/#post-4499875 Fri, 31 Dec 2004 06:39:59 +0000 In my experience, vendor finance is possible if you’re using standard finance. But certainly in Victoria, the lo doc lenders are EXTREMELY nervous about it! I had more than 15 lo doc lenders knock the deal back (or only offer to lend 80% LVR of 80% of the purchase price) because of vendor finance.
I’m not sure if the same is true in other…[Read more]

]]> 1e0c2e601afeb99c5f69d8eb624a234a FW replied to the topic WRAPS in the forum Creative Investing https://www.propertyinvesting.com/topic/4376920-wraps-11/#post-4495151 Tue, 28 Dec 2004 22:46:41 +0000 Rob
Rick Otton has a lease options pack, perhaps that would be the best way for you to go. You’ll find it at http://www.rickotton.com

Keep smiling
Felicity 8-)

]]> 4b8ef2aa5db3292b199f0eea85cc6caa FW replied to the topic WRAPS in the forum Creative Investing https://www.propertyinvesting.com/topic/4376920-wraps-11/#post-4495150 Tue, 28 Dec 2004 22:45:38 +0000 Oldtimer
I have always looked at wraps as a cashflow business, and that’s it. That strong positive cashflow is the reason I have been able to buy as many houses as I have – we’d already been stopped at around 4 with normal rentals (and yes, they were positive cashflow, but only a small amount each). It’s also the reason my husband doesn’t need a…[Read more]

]]> 1c9d2782302a4f5d9adc7424da26a1f7 FW replied to the topic Vendor Finance Association Kaput? in the forum Creative Investing https://www.propertyinvesting.com/topic/4377608-vendor-finance-association-kaput/#post-4499491 Tue, 28 Dec 2004 04:50:16 +0000 A misguided belief that it might actually do some good? A hope that maybe for once something positive might come out of it? Perhaps to avoid that whole “xxx declined to comment” line that current affairs shows love to use, to put the person who declined to be interviewed in a bad light.

Keep smiling
Felicity 8-)

]]> 088dd6a3aa96df684e6678e37df9eab2 FW replied to the topic Vendor Finance Association Kaput? in the forum Creative Investing https://www.propertyinvesting.com/topic/4377608-vendor-finance-association-kaput/#post-4499489 Tue, 28 Dec 2004 02:13:14 +0000 As far as I’m aware, Rick wasn’t given any questions in advance. He was also given the impression that he was going to be given the opportunity to present his side of the story in a fair, balanced manner. That all went out the window as soon as the interviewer opened his/her mouth.
I also don’t agree that Rick didn’t know how to answer the…[Read more]

]]> 0d266ab6970696e2ab5ce0e24ee739c0 FW replied to the topic Vendor Finance Association Kaput? in the forum Creative Investing https://www.propertyinvesting.com/topic/4377608-vendor-finance-association-kaput/#post-4499487 Mon, 27 Dec 2004 23:49:34 +0000 I don’t know why he chose not to answer the question about the cost of the course – possibly because it would then have been a case of well, x people are there at $x a head, which equals $XX? There are all sorts of course prices, depending on whether you take your partner, or are a returning graduate etc.
I’d have to go back and reread the bit…[Read more]

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