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	<title>PropertyInvesting.com | Graeme Freer | Activity</title>
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				<title>Graeme Freer replied to the topic Roy McDonald OneLife Information 2023 in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/5093128-roy-mcdonald-onelife-information-2023/#post-5093523</link>
				<pubDate>Mon, 01 Jan 2024 12:49:23 +0000</pubDate>

									<content:encoded><![CDATA[<p>I also did Roy Macdonald’s course. Happy to chat offline</p>
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				<title>Graeme Freer replied to the topic Roy McDonald OneLife Information 2023 in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/5093128-roy-mcdonald-onelife-information-2023/#post-5093523</link>
				<pubDate>Mon, 01 Jan 2024 12:49:23 +0000</pubDate>

									<content:encoded><![CDATA[<p>I also did Roy Macdonald’s course. Happy to chat offline</p>
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				<title>Graeme Freer replied to the topic Roy McDonald OneLife Information 2023 in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/5093128-roy-mcdonald-onelife-information-2023/#post-5093523</link>
				<pubDate>Mon, 01 Jan 2024 12:49:23 +0000</pubDate>

									<content:encoded><![CDATA[<p>I also did Roy Macdonald’s course. Happy to chat offline</p>
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				<title>Graeme Freer replied to the topic Roy McDonald OneLife Information 2023 in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/5093128-roy-mcdonald-onelife-information-2023/#post-5093523</link>
				<pubDate>Mon, 01 Jan 2024 12:49:23 +0000</pubDate>

									<content:encoded><![CDATA[<p>I also Roy Macdonald’s course. Happy to chat offline</p>
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				<title>Graeme Freer posted an update: Anyone looked at SEPP5 (seniors living) sites on the [&#133;]</title>
				<link>https://www.propertyinvesting.com/activity/p/309130/</link>
				<pubDate>Sun, 01 Mar 2015 12:51:01 +0000</pubDate>

									<content:encoded><![CDATA[<p>Anyone looked at SEPP5 (seniors living) sites on the Northern Beaches of Sydney? eg 243 Fisher Rd Cromer or Pittwater Rd Narrabeen?</p>
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				<title>Graeme Freer's profile was updated</title>
				<link>https://www.propertyinvesting.com/activity/p/309129/</link>
				<pubDate>Sun, 01 Mar 2015 12:46:34 +0000</pubDate>

				
				
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				<title>freerenterprise replied to the topic Property Research Software in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392616-property-research-software/#post-4584168</link>
				<pubDate>Thu, 04 Nov 2010 23:59:45 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi JustinChecked out the free property analyzer developed by Czech student submitted as part of his Masters Degree. Useful, for US property. For Aus property I use PIA developed by Ian Somers, of Somersoft &#8211; Jan Somers husband. Very powerful property analysis software an reasonably priced around $500 with no cost for annual updates for first few&hellip;<span class="activity-read-more" id="activity-read-more-105295"><a href="https://www.propertyinvesting.com/topic/4392616-property-research-software/#post-4584168" rel="nofollow">[Read more]</a></span></p>
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				<title>freerenterprise replied to the topic Is our 'equity' deposit subject to interest? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4401747-is-our-equity-deposit-subject-to-interest/#post-4635401</link>
				<pubDate>Thu, 04 Nov 2010 13:10:15 +0000</pubDate>

									<content:encoded><![CDATA[<p>You could also consider using your cash deposit to be released to the developer for an off-plan purchase. Provided the developer has a good track record, you can get an advantage by locking in the pre-release price <em>and</em> getting a return on your cash up until settlement. Risks are that the developer could go broke and loan interest rates could soar&hellip;<span class="activity-read-more" id="activity-read-more-9532"><a href="https://www.propertyinvesting.com/topic/4401747-is-our-equity-deposit-subject-to-interest/#post-4635401" rel="nofollow">[Read more]</a></span></p>
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				<title>freerenterprise replied to the topic What to do - advice in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4401617-what-to-do-advice/#post-4634725</link>
				<pubDate>Mon, 01 Nov 2010 05:36:10 +0000</pubDate>

									<content:encoded><![CDATA[<p>This is where the Developer is paying interest on an upfront deposit (released for seed capital). Win /Win as long as risks are explained by an independent financial adviser. Developer has access to cheaper funds than if borrowing private finance and investor gets a return higher than if money in a term deposit. Loan document needs to give comfort&hellip;<span class="activity-read-more" id="activity-read-more-46855"><a href="https://www.propertyinvesting.com/topic/4401617-what-to-do-advice/#post-4634725" rel="nofollow">[Read more]</a></span></p>
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				<title>freerenterprise replied to the topic Which state to buy in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4401585-which-state-to-buy/#post-4634408</link>
				<pubDate>Mon, 01 Nov 2010 04:03:41 +0000</pubDate>

									<content:encoded><![CDATA[<p>I agree with Scott No Mates. Tassie has had a great decade but unlikely to be repeated due to slower pop growth. Same thing happened with regionals in NSW &amp; Vic. Urban areas get too expensive so OO&#039;s and investors look for a more affordable option outside preferred city/state. Too late in the current cycle for Melbourne/Vic. I was recommending&hellip;<span class="activity-read-more" id="activity-read-more-99197"><a href="https://www.propertyinvesting.com/topic/4401585-which-state-to-buy/#post-4634408" rel="nofollow">[Read more]</a></span></p>
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				<title>freerenterprise replied to the topic What to do - advice in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4401617-what-to-do-advice/#post-4634723</link>
				<pubDate>Wed, 27 Oct 2010 12:23:51 +0000</pubDate>

									<content:encoded><![CDATA[<p>Sandtrackers wrote:<br />
Wow, all this is interesting &#8211; its been a while since I have been on here. &#8211; So wouldlike some advice also.,I currently have approx 350K equity in my PPR and am building an investment worth 370K (Altho this wasnt my real choice of investment but got stuck with a block I bought before the crash). My sister is moving in with us&hellip;<span class="activity-read-more" id="activity-read-more-46853"><a href="https://www.propertyinvesting.com/topic/4401617-what-to-do-advice/#post-4634723" rel="nofollow">[Read more]</a></span></p>
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				<title>freerenterprise replied to the topic Seminar - Mark Rolton in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4392726-seminar-mark-rolton/page/12/#post-4584945</link>
				<pubDate>Tue, 26 Oct 2010 11:19:02 +0000</pubDate>

									<content:encoded><![CDATA[<p>Afraid that you will have to pay for owner/contact for each property on the registry, Sam. Pricefinder offers this info under their premium service also, I believe. Regards, Graeme</p>
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				<title>freerenterprise replied to the topic Seminar - Mark Rolton in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4392726-seminar-mark-rolton/page/12/#post-4584942</link>
				<pubDate>Fri, 22 Oct 2010 11:26:54 +0000</pubDate>

									<content:encoded><![CDATA[<p>Never had the situation Sam. Imagine that you still have the right to exercise an option to buy, but definitely check with Mel or Tony C. Unless Terry W wants to weigh in &#8230;..</p>
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				<title>freerenterprise replied to the topic NRAS Investments in the forum Townsville houses</title>
				<link>https://www.propertyinvesting.com/topic/4396465-nras-investments-2/page/3/#post-4605214</link>
				<pubDate>Thu, 21 Oct 2010 13:24:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>Townsville houses recommended on NRAS deal due to vibrant economy, growing population and likelihood of Townsville becoming admin centre. ie. good CG prospects as well as reliable rent/tax breaks. Defence housing with less management cost (still high due to compliance requirments) . Avoid units due to approx 6 month overhang at time of posting. PM&hellip;<span class="activity-read-more" id="activity-read-more-150048"><a href="https://www.propertyinvesting.com/topic/4396465-nras-investments-2/page/3/#post-4605214" rel="nofollow">[Read more]</a></span></p>
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				<title>freerenterprise replied to the topic MIAMI (ad)VICE in the forum I have watched the US market</title>
				<link>https://www.propertyinvesting.com/topic/4401354-miami-advice/page/4/#post-4632850</link>
				<pubDate>Thu, 21 Oct 2010 12:54:19 +0000</pubDate>

									<content:encoded><![CDATA[<p>I have watched the US market fairly closely since 2004 when the overbuilding began (and coincidentally, the lending standards became more lax). Resisted the opportunity to buy multi family a homeunit block in Texas when the weakness in US housing was becoming apparent (I thought the market had bottomed in 2006 and still wondering if we are there&hellip;<span class="activity-read-more" id="activity-read-more-152046"><a href="https://www.propertyinvesting.com/topic/4401354-miami-advice/page/4/#post-4632850" rel="nofollow">[Read more]</a></span></p>
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				<title>freerenterprise replied to the topic Any experience with Gosford? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4401390-any-experience-with-gosford/#post-4633391</link>
				<pubDate>Thu, 21 Oct 2010 12:27:51 +0000</pubDate>

									<content:encoded><![CDATA[<p>Residex tips Ettalong for outperformance. Ferry option to Palm Beach and then an hour or so on the &#039;express&#039; bus to Sydney CBD for committed commuters. Some rezoning which allows Dual Occupancy near water towards East Gosford (recommended) . Property values in The Entrance seem quite volatile . Places here took a big hit and are now recovering.&hellip;<span class="activity-read-more" id="activity-read-more-8693"><a href="https://www.propertyinvesting.com/topic/4401390-any-experience-with-gosford/#post-4633391" rel="nofollow">[Read more]</a></span></p>
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				<title>freerenterprise replied to the topic Seminar - Mark Rolton in the forum Hi SamI have experience with</title>
				<link>https://www.propertyinvesting.com/topic/4392726-seminar-mark-rolton/page/11/#post-4584936</link>
				<pubDate>Tue, 19 Oct 2010 09:37:02 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi SamI have experience with options for property in Sydney &#8211;  Mel Ciampa &#039;s contact details: 02 98177727. <a href="mailto:Mel@HomeandHoused.com.au" rel="nofollow">Mel@HomeandHoused.com.au</a> . </p>
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				<title>freerenterprise replied to the topic Can not get a $300k loan on my $3M rural property that i own outright in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4401504-can-not-get-a-300k-loan-on-my-3m-rural-property-that-i-own-outright/#post-4634074</link>
				<pubDate>Mon, 18 Oct 2010 05:00:30 +0000</pubDate>

									<content:encoded><![CDATA[<p>Were there 7 credit scores or were they merely &#039;scenarios&#039; that were rejected? Looks like you are desperate to banks . My business partner is a lender and we have good finance contacts &#8211; happy to discuss options for cheaper rate. Email or phone me if you would like our help. Graeme 0414816408 <a href="mailto:Graeme@freerpropertyandfinance.com" rel="nofollow">Graeme@freerpropertyandfinance.com</a> </p>
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				<title>freerenterprise replied to the topic Seminar - Mark Rolton in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4392726-seminar-mark-rolton/page/11/#post-4584932</link>
				<pubDate>Sun, 17 Oct 2010 11:35:52 +0000</pubDate>

									<content:encoded><![CDATA[<p>Save your money for deals. Read&#8230;. and network here, guys. PM me for opps and contacts. eg. I support Phillip&#039;s recommendation of Mel Ciampa from homeandhoused in Sydney,  Mention my name. Graeme Freer. Let&#039;s network. Any for a small development in Atherton in North Qld ? Or Yamba for NSW?</p>
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				<title>freerenterprise replied to the topic Why do we shun student accomodation? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4400592-why-do-we-shun-student-accomodation/#post-4628264</link>
				<pubDate>Mon, 04 Oct 2010 12:48:33 +0000</pubDate>

									<content:encoded><![CDATA[<p>I have had good experience with student accommodation, but you need to look at the NET return.  Resale and capital growth will be better if not exclusively for students. Happy to run numbers and provide comparisons </p>
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				<title>freerenterprise replied to the topic Help needed for old school thinker in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4401374-help-needed-for-old-school-thinker/#post-4633295</link>
				<pubDate>Sun, 03 Oct 2010 21:06:32 +0000</pubDate>

									<content:encoded><![CDATA[<p>Congrats on paying off your home, Rob!Just don&#039;t ask the bank for your title deeds back as they are safer left with the bank (i was a Westpac bank manager in Sydney CBD for several years- but don&#039;t hold that against me) . Read the Jenman article on Perth House scam: it’s a case of “I told you so” <a rel="nofollow" href="http://ow.ly/2NwaQ" title="http://ow.ly/2NwaQ" class="twitter-timeline-link" rel="nofollow">http://ow.ly/2NwaQ</a> . Sounds like you may be more&hellip;<span class="activity-read-more" id="activity-read-more-114735"><a href="https://www.propertyinvesting.com/topic/4401374-help-needed-for-old-school-thinker/#post-4633295" rel="nofollow">[Read more]</a></span></p>
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				<title>freerenterprise replied to the topic Growth areas in Melbourne - budget areas (under 400k) - Any suggestions in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4399519-growth-areas-in-melbourne-budget-areas-under-400k-any-suggestions/#post-4622129</link>
				<pubDate>Sat, 02 Oct 2010 11:56:00 +0000</pubDate>

									<content:encoded><![CDATA[<p>For more affordable waterside property try Chelsea 35k SE of Melbourne. Smallchange suburbs like Epping to the north or Footscray, Kensington, Brunswick for inner city burbs undergoing gentrification. I have bought and sold properties in these locations with some success</p>
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				<title>freerenterprise replied to the topic Has anyone heard of Capital360 ? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4399393-has-anyone-heard-of-capital360/#post-4621197</link>
				<pubDate>Sat, 02 Oct 2010 11:38:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>I was approached by Capital360 Director Pino Tedesco to work for them and had the opportunity to meet their team. Very professional and competent.   </p>
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				<title>freerenterprise replied to the topic NSW - developable areas, backyard builds, townhouses, 3 unit sites...? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4401335-nsw-developable-areas-backyard-builds-townhouses-3-unit-sites/#post-4632680</link>
				<pubDate>Sat, 02 Oct 2010 11:27:38 +0000</pubDate>

									<content:encoded><![CDATA[<p>Coal mining towns with diversified economies like Singleton, Maitland, Cessnock in the Hunter recommended. Also West Dapto in the Illawarra. Shoot me an email and I promise to respond within 48 hours (not so reliably on line here. Can connect you with JV partners, sites or discounted off-plan opps (no stamps)</p>
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				<title>freerenterprise replied to the topic Who can you recommend in Melbourne Eastern Suburbs? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4401356-who-can-you-recommend-in-melbourne-eastern-suburbs/#post-4633183</link>
				<pubDate>Sat, 02 Oct 2010 11:15:12 +0000</pubDate>

									<content:encoded><![CDATA[<p>Chan and Naylor (accountants) recommended for innovative trust structures for investing in property. Happy to discuss my personal experience here and that of clients I have referred. I was employed as BDM for a firm of propertty specialist accountants based in Melbourne and know of numerous accountants and financial advisers if you feel that these&hellip;<span class="activity-read-more" id="activity-read-more-155328"><a href="https://www.propertyinvesting.com/topic/4401356-who-can-you-recommend-in-melbourne-eastern-suburbs/#post-4633183" rel="nofollow">[Read more]</a></span></p>
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				<title>freerenterprise replied to the topic Carly Crutchfield (Developing)dvd's notes &#38; workbook in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4399160-carly-crutchfield-developingdvds-notes-workbook/page/4/#post-4619603</link>
				<pubDate>Tue, 28 Sep 2010 13:12:36 +0000</pubDate>

									<content:encoded><![CDATA[<p>KatieSt wrote:<br />
This Carly Crutchfield character is a popular one. Why is that?&lt;br /<img src="/wp-content/uploads/smileys/evil.gif?x75824" width="" height="" />:)&#8221; title=&#8221;&gt;:)&#8221; class=&#8221;bbcode_smiley&#8221; /&gt; K</p>
<p>She has heart. Saw her on Russell Crow hosted &#039;Secret Millionaire&#039; TV programme and was motivated to accept Jon Giaan&#039;s invitation to hear her speak today.  Good start for investors looking to fast-track their knowledge&hellip;<span class="activity-read-more" id="activity-read-more-180812"><a href="https://www.propertyinvesting.com/topic/4399160-carly-crutchfield-developingdvds-notes-workbook/page/4/#post-4619603" rel="nofollow">[Read more]</a></span></p>
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				<title>freerenterprise replied to the topic First Renovation Project in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4401303-first-renovation-project/#post-4632480</link>
				<pubDate>Sun, 26 Sep 2010 05:21:25 +0000</pubDate>

									<content:encoded><![CDATA[<p>Jacqui,For minimum room sizes talk to HIA&#8230; Kate  Harding Building  Services Adviser  Housing Industry  Association Ltd 14  Edmondstone Street South  Brisbane 4101p  07 3846 1298f   07 3846  3794<a href="http://hia.com.au/" rel="nofollow">hia.com.au</a>    Personally I feel anything smaller than 3m x 3m is unlivableCheers</p>
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				<title>freerenterprise replied to the topic First Renovation Project in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4401303-first-renovation-project/#post-4632476</link>
				<pubDate>Sat, 25 Sep 2010 13:31:18 +0000</pubDate>

									<content:encoded><![CDATA[<p>Congrats Jacqui. Sounds like you just got lucky&#8230;and you get to help someone else along the way. Take care not to over-capitalise in your reno &#8211; keep to cosmetic rather than structural renovation. eg if kitchen wall is load-bearing it would be better to cut a large opening instead of demolishing it. What did the agents estimate the rental return&hellip;<span class="activity-read-more" id="activity-read-more-98842"><a href="https://www.propertyinvesting.com/topic/4401303-first-renovation-project/#post-4632476" rel="nofollow">[Read more]</a></span></p>
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				<title>freerenterprise replied to the topic Is this a serviced apartment? in the forum Having and an exit clause in</title>
				<link>https://www.propertyinvesting.com/topic/4401245-is-this-a-serviced-apartment/#post-4632111</link>
				<pubDate>Sun, 19 Sep 2010 03:48:22 +0000</pubDate>

									<content:encoded><![CDATA[<p>Having and an exit clause in the lease (usually 30 to 90 days) will make this security more attractive to a lender and may even qualify for 80% lend instead of the usual 60 or 70% LVR. Bank Panel Valuer may want to deduct the value of the furniture pack in determining estimated value. Size counts. Internal sizing of 100 sm is v attractive. CG&hellip;<span class="activity-read-more" id="activity-read-more-100186"><a href="https://www.propertyinvesting.com/topic/4401245-is-this-a-serviced-apartment/#post-4632111" rel="nofollow">[Read more]</a></span></p>
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				<title>freerenterprise replied to the topic australia is has an oversupply of properties and not an undersupply. in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4401154-australia-is-has-an-oversupply-of-properties-and-not-an-undersupply/page/2/#post-4631666</link>
				<pubDate>Thu, 16 Sep 2010 06:35:20 +0000</pubDate>

									<content:encoded><![CDATA[<p>Dan42 wrote:</p>
<p>eloi wrote:<br />
hey freeenterprise can you please explain why there is new unsold properties in sydney, perth, brisbane, gold coast. if its like you  say that we have an undersupply of property by %1 then why do we have these unsold brand new apartments and houses. im baffled by this because if there is an undersupply then we would&hellip;<span class="activity-read-more" id="activity-read-more-55623"><a href="https://www.propertyinvesting.com/topic/4401154-australia-is-has-an-oversupply-of-properties-and-not-an-undersupply/page/2/#post-4631666" rel="nofollow">[Read more]</a></span></p>
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				<title>freerenterprise replied to the topic Residential Properties with Secure Leases - DHA, Quest in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4401148-residential-properties-with-secure-leases-dha-quest/#post-4631586</link>
				<pubDate>Mon, 13 Sep 2010 13:30:32 +0000</pubDate>

									<content:encoded><![CDATA[<p>Both DHA and Quest style serviced apartments offer secure rental however you are trading off capital growth because of restricted market for resale (ie. other investors). Serviced Apartment LVR is often limited to 60-70% by banks depending on internal sizing. Also in the case of Defence Housing, the location of army bases may not always coincide&hellip;<span class="activity-read-more" id="activity-read-more-12802"><a href="https://www.propertyinvesting.com/topic/4401148-residential-properties-with-secure-leases-dha-quest/#post-4631586" rel="nofollow">[Read more]</a></span></p>
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				<title>freerenterprise replied to the topic australia is has an oversupply of properties and not an undersupply. in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4401154-australia-is-has-an-oversupply-of-properties-and-not-an-undersupply/page/2/#post-4631653</link>
				<pubDate>Mon, 13 Sep 2010 13:13:01 +0000</pubDate>

									<content:encoded><![CDATA[<p>Nationally building approvals (and commencements) have been falling since 2005. This against a trend of rising fertility supported by farsighted government policy &#8211; we need to increase the tax base to support an ageing population. ABS figures confirm net immigration is increasing &#8211; and why wouldn&#039;t people want to migrate here as Australia has&hellip;<span class="activity-read-more" id="activity-read-more-55610"><a href="https://www.propertyinvesting.com/topic/4401154-australia-is-has-an-oversupply-of-properties-and-not-an-undersupply/page/2/#post-4631653" rel="nofollow">[Read more]</a></span></p>
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				<title>freerenterprise replied to the topic Yield Confusion in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4401139-yield-confusion/#post-4631526</link>
				<pubDate>Fri, 10 Sep 2010 01:23:30 +0000</pubDate>

									<content:encoded><![CDATA[<p>Yep. That&#039;s the holy grail &#8211; capital growth AND yield. Generally it is a trade-off. Depends on individual circumstances, stage of life etc., but most of my clients are looking at the BIG PICTURE profit (go for CG so long as sufficient yield to provide enough cashflow to keep investing).  I also bought 2BR in Elizabeth Bay for $305,000 in late&hellip;<span class="activity-read-more" id="activity-read-more-133839"><a href="https://www.propertyinvesting.com/topic/4401139-yield-confusion/#post-4631526" rel="nofollow">[Read more]</a></span></p>
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				<title>freerenterprise replied to the topic Does anyone know which lenders  allow you to capatlise their LMI to the mortgage?  in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4401129-does-anyone-know-which-lenders-allow-you-to-capatlise-their-lmi-to-the-mortgage/#post-4631447</link>
				<pubDate>Thu, 09 Sep 2010 14:26:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>Richard &#8211;  I&#039;m talking about 97% LVR + 2% LMI capitalised = 99%. Never heard of 4% LMI and you would know there are only two mortgage insurers left in Aust.Regards</p>
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				<title>freerenterprise replied to the topic Are Destiny Financial Services the real deal? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4400591-are-destiny-financial-services-the-real-deal/#post-4628246</link>
				<pubDate>Tue, 07 Sep 2010 09:53:48 +0000</pubDate>

									<content:encoded><![CDATA[<p>lisamills wrote:<br />
I have recently had a meeting with a local Destiny Financial Serivces branch (after reading one of Margaret Lomas books)and came away thinking that their methods might work for my husband and I who are looking to get into property investing. I was a bit taken aback by the fee (2 day training course at $2950) plus if I need&hellip;<span class="activity-read-more" id="activity-read-more-84177"><a href="https://www.propertyinvesting.com/topic/4400591-are-destiny-financial-services-the-real-deal/#post-4628246" rel="nofollow">[Read more]</a></span></p>
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				<title>freerenterprise replied to the topic Seminar - Mark Rolton in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4392726-seminar-mark-rolton/page/11/#post-4584922</link>
				<pubDate>Fri, 03 Sep 2010 08:07:40 +0000</pubDate>

									<content:encoded><![CDATA[<p>Correct Matt007. Engaging me as your Buyers Agent would involve a JV or  50/50 profit share agreement on successful &#039;acquisition&#039; or signing of an  option or on settlement/onsale of the option. I worked exclusively for vendors for over 10 years, now working for buyers most of my time and creating WIN/WIN/WIN scenarios is very satisfying. Many&hellip;<span class="activity-read-more" id="activity-read-more-227919"><a href="https://www.propertyinvesting.com/topic/4392726-seminar-mark-rolton/page/11/#post-4584922" rel="nofollow">[Read more]</a></span></p>
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				<title>freerenterprise replied to the topic Seminar - Mark Rolton in the forum Matt007 is correct in his</title>
				<link>https://www.propertyinvesting.com/topic/4392726-seminar-mark-rolton/page/11/#post-4584917</link>
				<pubDate>Fri, 03 Sep 2010 04:20:07 +0000</pubDate>

									<content:encoded><![CDATA[<p>Matt007 is correct in his observation that this model of having students do all the research/identifying opportunities is good for him and others such as Roy McDonald &#8211;  because land owners are a lot more savvy and these deals are now harder to find and execute. Profit split with Massland is now 20% for students&#039; first deal instead of 15% and&hellip;<span class="activity-read-more" id="activity-read-more-160451"><a href="https://www.propertyinvesting.com/topic/4392726-seminar-mark-rolton/page/11/#post-4584917" rel="nofollow">[Read more]</a></span></p>
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				<title>freerenterprise replied to the topic Which City/Suburb you live? in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4369744-which-citysuburb-you-live/page/16/#post-4442516</link>
				<pubDate>Sun, 29 Aug 2010 13:30:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>Newport Beach, SydneyGraeme Freer   Freer Property &amp; Finance 7 Daly St Bilgola Plateau NSW  PO Box 304 Newport NSW 2106M: 0414 816  408    T: +61 2 9973 2367     F: +61 2 99187730<a href="mailto:graeme@freerpropertyandfinance.com" rel="nofollow">graeme@freerpropertyandfinance.com</a><a href="http://www.freerpropertyandfinance.com/" rel="nofollow">http://www.FreerPropertyandFinance.com</a><em>Save  time money and stress using our Buyer&#039;s Advocacy service</em></p>
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				<title>freerenterprise replied to the topic 6 year rule clarification required in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4401011-6-year-rule-clarification-required/#post-4630743</link>
				<pubDate>Fri, 27 Aug 2010 12:36:11 +0000</pubDate>

									<content:encoded><![CDATA[<p>Chan and Naylor is recommended for property investors. Fastest growing firm of accountants in  the country because although they charge a lot they can also save you $&#039;s. </p>
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				<title>freerenterprise replied to the topic Advice about Investment Company in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4401024-advice-about-investment-company/#post-4630825</link>
				<pubDate>Fri, 27 Aug 2010 12:17:36 +0000</pubDate>

									<content:encoded><![CDATA[<p>I agree with Catalyst, NIFFThere is a strong argument for keeping finance and property transaction at arm&#039;s length unless you have independent confirmation  of the property&#039;s value. I recommend my clients paying for their own valuation. Remember the two tiered marketing of properties in the Gold coast during the late nineties. A major bank wasn&#039;t&hellip;<span class="activity-read-more" id="activity-read-more-278244"><a href="https://www.propertyinvesting.com/topic/4401024-advice-about-investment-company/#post-4630825" rel="nofollow">[Read more]</a></span></p>
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				<title>freerenterprise replied to the topic Refinance a fully paid off unit and offset rental income in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4400962-refinance-a-fully-paid-off-unit-and-offset-rental-income/#post-4630350</link>
				<pubDate>Mon, 23 Aug 2010 08:40:22 +0000</pubDate>

									<content:encoded><![CDATA[<p>VivianScott is correct. Tax office looks at the purpose for which money borrowed NOT the security for loan. If mum&#039;s unit is refinanced to buy an IP then interest on this borrowing is tax deductible. Suggest 20% plus costs for IP secured against mum&#039;s unit and new loan at 80% secured against IP for stand-alone purchase (ie. avoid&hellip;<span class="activity-read-more" id="activity-read-more-20846"><a href="https://www.propertyinvesting.com/topic/4400962-refinance-a-fully-paid-off-unit-and-offset-rental-income/#post-4630350" rel="nofollow">[Read more]</a></span></p>
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				<title>freerenterprise replied to the topic Best way to put in offers?? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4400730-best-way-to-put-in-offers/#post-4629136</link>
				<pubDate>Sun, 22 Aug 2010 04:47:05 +0000</pubDate>

									<content:encoded><![CDATA[<p>SammmeeREBA website explains an offer to buy property in WA is made using the Contract for Sale of Land by Offer and Acceptance form, commonly called the ‘O&amp;A. The NSW equivalent document is Contract for Sale of Land and only becomes legally binding on both parties after contracts are exchanged and deposit paid. In Qld contracts become &#038;&hellip;<span class="activity-read-more" id="activity-read-more-138886"><a href="https://www.propertyinvesting.com/topic/4400730-best-way-to-put-in-offers/#post-4629136" rel="nofollow">[Read more]</a></span></p>
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				<title>freerenterprise replied to the topic Best way to put in offers?? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4400730-best-way-to-put-in-offers/#post-4629134</link>
				<pubDate>Fri, 20 Aug 2010 13:08:55 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for sharing your experience with rpdata Sammmee. There is often a huge variation between Pricefinder and RPData estimates . eg Pricefinder estimated a Clareville property value in range between 1.1m and 1.3m yet RPData est was in range of $800-970k. Bank valuer assessed at $1.15. I scout out undervalue properties for my clients so need&hellip;<span class="activity-read-more" id="activity-read-more-138884"><a href="https://www.propertyinvesting.com/topic/4400730-best-way-to-put-in-offers/#post-4629134" rel="nofollow">[Read more]</a></span></p>
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				<title>freerenterprise replied to the topic pay off or interest only???? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4400906-pay-off-or-interest-only/#post-4630039</link>
				<pubDate>Fri, 20 Aug 2010 03:21:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>Eilatan,I agree with Greg that your accountant&#039;s  advice makes little sense ( not paying down debt because it reduces  the tax deduction) Your profit will be calculated by proceeds of asset sale less debts (and CGT). CGT, as Terryw and Greg both point out,  is the net selling costs less the  costs to acquire (nothing to do with loan). &lt;moderator:&hellip;<span class="activity-read-more" id="activity-read-more-20414"><a href="https://www.propertyinvesting.com/topic/4400906-pay-off-or-interest-only/#post-4630039" rel="nofollow">[Read more]</a></span></p>
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				<title>freerenterprise replied to the topic Buyers Agents - worth the money? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4400918-buyers-agents-worth-the-money/#post-4630086</link>
				<pubDate>Fri, 20 Aug 2010 00:35:42 +0000</pubDate>

									<content:encoded><![CDATA[<p>Based in Newport , however sourcing well researched investments all over Australia. Countercyclical strategy preferred eg recommended Perth in 2004/05. Melbourne and Darwin 2005/06. Canberra and Adelaide in 2007/08. Last year I started working as a Buyers Agent and looked for property wherever clients told me to. Best opps currently Auckland,&hellip;<span class="activity-read-more" id="activity-read-more-208467"><a href="https://www.propertyinvesting.com/topic/4400918-buyers-agents-worth-the-money/#post-4630086" rel="nofollow">[Read more]</a></span></p>
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				<title>freerenterprise replied to the topic Best way to put in offers?? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4400730-best-way-to-put-in-offers/#post-4629132</link>
				<pubDate>Thu, 19 Aug 2010 10:17:11 +0000</pubDate>

									<content:encoded><![CDATA[<p>Money talks. Include a cheque with your written offer or signed contract</p>
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				<title>freerenterprise replied to the topic Buyers Agents - worth the money? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4400918-buyers-agents-worth-the-money/#post-4630083</link>
				<pubDate>Thu, 19 Aug 2010 10:01:35 +0000</pubDate>

									<content:encoded><![CDATA[<p> <em></em><em> </em><em>As A Buyer&#039;s Agent I offer Flexible Payment options: </em> <em></em><em>a) <strong>1% of property price  negotiated</strong> (industry standard ranges between 2 and 3%) OR b)  <strong>20% of discount negotiated</strong> off (verified) list price ORc)  <strong>Flat fee of $5,000 for properties with list price up to  $500,000</strong> (includes $500 upfront amount, with the balance only payable  on&hellip;</em><span class="activity-read-more" id="activity-read-more-208464"><a href="https://www.propertyinvesting.com/topic/4400918-buyers-agents-worth-the-money/#post-4630083" rel="nofollow">[Read more]</a></span></p>
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				<title>freerenterprise replied to the topic just bought an IP, need a good painter in Sydney. Please Help!! in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4400913-just-bought-an-ip-need-a-good-painter-in-sydney-please-help/#post-4630059</link>
				<pubDate>Thu, 19 Aug 2010 09:17:25 +0000</pubDate>

									<content:encoded><![CDATA[<p>Phillippe Tartonne is highly recommended. Lives in The Hills distrcit but can travel anywhere in Sydney. 0407948824 mention Graeme recommended him for good service (he owes me as I found him a nice townhouse)  <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" /></p>
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				<title>freerenterprise replied to the topic pay off or interest only???? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4400906-pay-off-or-interest-only/#post-4630032</link>
				<pubDate>Wed, 18 Aug 2010 13:24:38 +0000</pubDate>

									<content:encoded><![CDATA[<p>The beauty of an offset account is that you can minimise the interest payment without reducing the principal. It doesn&#039;t make sense to reduce the principal (and associated deductible interest costs) on an investment property . Better to withdraw funds from the offset account for non-deductible purchases, such as deposit on a home.Graeme FreerFreer&hellip;<span class="activity-read-more" id="activity-read-more-20407"><a href="https://www.propertyinvesting.com/topic/4400906-pay-off-or-interest-only/#post-4630032" rel="nofollow">[Read more]</a></span></p>
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				<title>freerenterprise replied to the topic Investing Interstate - Exaggerated Stamp duty ?? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4400896-investing-interstate-exaggerated-stamp-duty/#post-4629985</link>
				<pubDate>Wed, 18 Aug 2010 13:10:09 +0000</pubDate>

									<content:encoded><![CDATA[<p>You would probably be aware that Victorians have up until recently enjoyed the unique privilege of stamp duty concessions for buying off-plan. ie. risk takers are rewarded as SD on completed property is the highest of all states &amp; territories. Since July 1 new off-plan projects in NSW &lt; $600k qualify for a SD waiver if completing by 30.6.2012&hellip;<span class="activity-read-more" id="activity-read-more-221425"><a href="https://www.propertyinvesting.com/topic/4400896-investing-interstate-exaggerated-stamp-duty/#post-4629985" rel="nofollow">[Read more]</a></span></p>
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