PropertyInvesting.com | enaaja | Activity https://www.propertyinvesting.com/members/enaaja/activity/ Activity feed for enaaja. Fri, 17 Apr 2026 15:12:08 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 0d1471ca319f9d848a2c821fb3a75c20 enaaja replied to the topic 95% Non Genuine Savings Home loan Needed. in the forum Help Needed! https://www.propertyinvesting.com/topic/4403161-95-non-genuine-savings-home-loan-needed/#post-4644243 Sun, 27 Mar 2011 00:38:36 +0000 Hi KrisThis is a possibility that this can be done.There are more lender's now who are moving to the non genuine savings space.If you like, you can contact me to run through the figures and I can give a better indication what needs to be done.RegardsRob BolognaDollar Wise Financial Services03 9763 0011rbologna@netspace.net.au

]]> be79ffcc171dbe742ade562dac4c026b enaaja replied to the topic Superannuation in the forum Hi StojWithin some platforms https://www.propertyinvesting.com/topic/4402865-superannuation-3/#post-4642482 Fri, 25 Feb 2011 09:54:12 +0000 Hi StojWithin some platforms of the superannuation, you are able to invest the funds in term deposits and either put it in an allocated pension and take it when needed.This would be a better option than to take it out of super as it is treated better tax wise inside super or a pension.If you like shoot me an email rbologna@netspace.net.au or call…[Read more]

]]> 61d4aa75d7b3ae0399d7aa8687263f8e enaaja replied to the topic Investing in regional Victoria in the forum Creative Investing https://www.propertyinvesting.com/topic/investing-in-regional-victoria/#post-4568899 Thu, 12 Nov 2009 08:18:52 +0000 I too have purchased all my invest properties in reginal vic Moe in Gippsland region. Great yields and there has been some captial growth even in the downturn.Best way to go I think.RegardsRob 

]]> 6139f1b57fbd93a74bee117c34e2b497 enaaja replied to the topic Good Financial/Budgeting books? in the forum Heads Up! https://www.propertyinvesting.com/topic/4397693-good-financialbudgeting-books/#post-4611057 Tue, 10 Nov 2009 20:47:07 +0000 DaveAt the end of the day, it's not how much money we make, it;'s about how much we can save.Now that you know where your funds are going to and you know either how much you can save or area's you can cut back to save extra.Next step is to open a saving account, preferably high interest and not easily accessable – online saver is good.Set up a…[Read more]

]]> 7bac58f0c589ee626036d96d34881a7c enaaja replied to the topic Good Financial/Budgeting books? in the forum Heads Up! https://www.propertyinvesting.com/topic/4397693-good-financialbudgeting-books/#post-4611055 Wed, 04 Nov 2009 20:43:24 +0000 Hi DaveBest thing to do is type in google budget sheet. Hopefully there is a speadsheet that comes up where it runs through your expenses, cashflow and assets.From that you will be able to see where your funds are going, if there is any funds left over or where you may be able to save some money.Then set your self a budget, and try and stick to…[Read more]

]]> 9fcb7049be557da28033dbfaa72d4e62 enaaja replied to the topic Property Wrap - Finance for Retirees on pension in the forum Creative Investing https://www.propertyinvesting.com/topic/4397334-property-wrap-finance-for-retirees-on-pension-2/#post-4609407 Thu, 24 Sep 2009 06:39:50 +0000 Hi ReggieLamI know some lender who are willing to accept the age pension as income.Depending on your total income and the amount you require, if this services, I don't see why you will not be able to get a loan.Without knowing how much pension you receive, what amount you are wanting to borrow ect. it is hard to know what you will be able to…[Read more]

]]> 8e9df56f7c47a438ad50d2d16ebce148 enaaja replied to the topic Investing in Frankston in the forum General Property https://www.propertyinvesting.com/topic/4397078-investing-in-frankston-2/#post-4608372 Wed, 26 Aug 2009 22:05:02 +0000 Hi DonkeyI think Frankston would be a great buy. It's the start of the Mornington peninsular and there is going to be a lot of money spent in making it more attractive.It has a bad stigma with the people in Melbourne though even Frankston North, where you are still able to find properties for around $300 is good. That part is more rentals rather…[Read more]

]]> a51c51748b4f9017aaa6d305f6a2f009 enaaja replied to the topic RG 146 courses in the forum Finance https://www.propertyinvesting.com/topic/4397047-rg-146-courses/#post-4608201 Mon, 24 Aug 2009 07:05:59 +0000 Hi NicholasI think the best company to do the RG 146 would be Kaplan. They are industry recognised.RegardsRob Bolognarbologna@netspace.net.au

]]> 0402b51ab57eec65fd5234e60b969d9b enaaja replied to the topic Newbee after advise for first home. in the forum Help Needed! https://www.propertyinvesting.com/topic/4396611-newbee-after-advise-for-first-home/#post-4605899 Wed, 01 Jul 2009 12:04:20 +0000 Hi MissersBest thing to do is talk to a broker or lending manager at your bank. If you are currently looking it is proberbly best to get a pre approval so you know what price range you can afford and if something pops up which you like in your price range, you will be more than likely able to get the loan and make an offer subject to a…[Read more]

]]> 3f48d090ef157c5815a243728ed350e1 enaaja replied to the topic Careers in Finance in the forum Finance https://www.propertyinvesting.com/topic/4396544-careers-in-finance/#post-4605576 Wed, 24 Jun 2009 12:57:31 +0000 Hi nOOb1990If you want to get into financial planning try AMP as they run a horizon's program for new planner starting in the industry.I think it's a 6 month program which will train you and then find a placement for you either within a practice or with the horizon's group till you find a practice to work for. It is a great career opportunity as…[Read more]

]]> 9de730b87ce01068be14b6b2b00026ac enaaja replied to the topic Help please :) Unsure of options in the forum Help Needed! https://www.propertyinvesting.com/topic/4396543-help-please-unsure-of-options/#post-4605573 Wed, 24 Jun 2009 06:32:52 +0000 Hi jrm88So long as there is either no probationary period or the probationary period is ended, you will find most lenders will take into consideration your income.That means if you find employment tomorrow and the employer is willing to sign that there is no probationary period, your income can be included.RegardsRob BolognaDollar Wise Financial…[Read more]

]]> 81e2b606044dfd9c49ccc512d7f69574 enaaja replied to the topic Seeking Vendor Finance - Vic in the forum Help Needed! https://www.propertyinvesting.com/topic/4396498-seeking-vendor-finance-vic/#post-4605353 Tue, 23 Jun 2009 01:12:02 +0000 HiCorrect me if i'm wrong, though I thought if been bankrupt you were unable to get any loans – Including vendour finance.

]]> db6d6ce59814d3324341f6ba9c125740 enaaja replied to the topic Potentially good suburbs for investment in Melbourne in the forum General Property https://www.propertyinvesting.com/topic/4396466-potentially-good-suburbs-for-investment-in-melbourne/#post-4605221 Wed, 17 Jun 2009 05:53:44 +0000 How about Doveton.Close to Dandenong, great rental potential and still relatively cheap.

]]> 2eb60bf5c7c0fb3c3289d2792ba5e259 enaaja replied to the topic Removing cross collaterisation with CBA in the forum Finance https://www.propertyinvesting.com/topic/4396345-removing-cross-collaterisation-with-cba/#post-4604591 Mon, 08 Jun 2009 09:32:00 +0000 Great answer RichardThe banks would definately not rebate when refinancing.Most brokers are independant businesses who have invested interest in their client's, thus it would be silly to give misleading info or a wrong product just for commision.The broker will lose more business in the long run.My perspective with a good broker you build a great…[Read more]

]]> 8179a04e0f06bc7ee22d5d24242e0e15 enaaja replied to the topic Removing cross collaterisation with CBA in the forum Finance https://www.propertyinvesting.com/topic/4396345-removing-cross-collaterisation-with-cba/#post-4604587 Thu, 04 Jun 2009 22:02:25 +0000 FishgymIs the main reason you want the properties to stand alone because you are looking at selling or repurchasing?RegardsRob BolognaDollar Wise Financial Servicesrbologna@netspace.net.au

]]> c4bc962795d79f1e3e1050262d258e2a enaaja replied to the topic Removing cross collaterisation with CBA in the forum Finance https://www.propertyinvesting.com/topic/4396345-removing-cross-collaterisation-with-cba/#post-4604585 Wed, 03 Jun 2009 11:07:05 +0000 Hi Fishgym,I know with the CBA they have changed their lending policy to refinance / purchase to a 90%LVR, though if you are an existing client and looking at purchasing I know they will go up to 95% LVR. As far as placing each loans to stand alone, more than likely they would have to be on an overall 80% LVR.Talk to the loans manager or as…[Read more]

]]> 4baff245fb194677ba64330795b6f811 enaaja replied to the topic FREE Residex Property Reports for VICTORIAN, TASMANIAN, and SOUTH AUSTRALIAN properties - Investment or Owner Occupied in the forum Once again Mike - https://www.propertyinvesting.com/topic/4396010-free-residex-property-reports-for-victorian-tasmanian-and-south-australian-properties-investment-or-owner-occupied/page/3/#post-4602548 Wed, 03 Jun 2009 10:51:15 +0000 Once again Mike – THANKS.Must catch up one day for a chat…Hope to speak soonRegardsRob

]]> 3561acd3e74d3801f9cca89bf5a27726 enaaja replied to the topic FREE Residex Property Reports for VICTORIAN, TASMANIAN, and SOUTH AUSTRALIAN properties - Investment or Owner Occupied in the forum Hi Mike What a great thing https://www.propertyinvesting.com/topic/4396010-free-residex-property-reports-for-victorian-tasmanian-and-south-australian-properties-investment-or-owner-occupied/page/3/#post-4602543 Thu, 21 May 2009 05:31:28 +0000 Hi MikeWhat a great thing you are doing…Received the reprt this morning for a block of units I am purchesing though they are all on 1 title.Was a bit worried how this may affect future vals.With the report it seems like I may have purchased the block a little under value.Thanks once again. Hope can come back to you if require another.RegardsRob Bologna

]]> 3af5a83fff385bc6729f0ca31face112 enaaja replied to the topic How long to obtain a bank loan? in the forum Finance https://www.propertyinvesting.com/topic/4396213-how-long-to-obtain-a-bank-loan/#post-4603897 Tue, 19 May 2009 21:45:24 +0000 HiAnyone getting finance these day's should suggest a finance clause of 21 day's if possible and a settlement date of at least 60 day's.It is getting very difficult with the banks, as mentioned  in above posts, depending on what bank, it may take as quick as 48 hours to 4 weeks (where I know ANZ is at the moment).Unfortunatley it is not the…[Read more]

]]> 49186b9c24ecb17028444fa4521b9d35 enaaja replied to the topic Please help me to answer some questions about how to become a mortgage broker in the forum Finance https://www.propertyinvesting.com/topic/4396251-please-help-me-to-answer-some-questions-about-how-to-become-a-mortgage-broker/#post-4604090 Tue, 19 May 2009 11:07:56 +0000 If you want to get into the industry the best thing to do is join a aggregator or bank.With your cert iv, this should get you a position where possably the employer will pay for the MFAA fee and you will be getting paid a wage and commision.Like Terryw said it would be good to get into financial planning as well so you are authorised to give…[Read more]

]]> 105a0c2d2b8b48d94ff56148f2511d45 enaaja replied to the topic Mappers in the forum Mattnz Send me an email next https://www.propertyinvesting.com/topic/4396256-mappers/#post-4604124 Tue, 19 May 2009 10:45:35 +0000 MattnzSend me an email next time your planning to come to Melbourne.Would be good to bounce ideas and strategies.RegardsRob Bolognarbologna@netspace.net.au

]]> 94820423949dc8f48d7d2d70522cc0ba enaaja replied to the topic NEW INVESTOR NEEDS HELP in the forum Help Needed! https://www.propertyinvesting.com/topic/4396125-new-investor-needs-help/#post-4603359 Tue, 19 May 2009 10:40:36 +0000 Billyboy2 year tax returns is usually the norm for people in business.Even if you go on a lo doc loan, you will need to have a 40% deposit, though they are tightening and changing lo doc loans by the minute.If you have a good deposit and the current time you have been in business shows positive returns there still may be a lender willing to give…[Read more]

]]> 38aacd9f11d94ec29d23a3256a17f389 enaaja replied to the topic Premium Finance. Anybody know about these guys? in the forum Finance https://www.propertyinvesting.com/topic/4392643-premium-finance-anybody-know-about-these-guys/page/4/#post-4584296 Tue, 19 May 2009 10:17:58 +0000 I don't know why people just don't see a professional Financial Planner, Broker, accountant or solicitor.These day's you have to build a relationship with your advisor.How can anyone trust someone they know nothing about.I know I am not able to give advice unless it is suitable for the client, even if that means leaving a product where it is and…[Read more]

]]> 3dc57ce9a2e8ff53ebcfb1e7940501e3 enaaja replied to the topic New to the Forum, need Finance advice. in the forum Hi Investor What you https://www.propertyinvesting.com/topic/4396259-new-to-the-forum-need-finance-advice/#post-4604143 Tue, 19 May 2009 09:50:19 +0000 Hi InvestorWhat you possably my do for better servacability is apply for the loan on a fixed rate.What this does is effectavley put the servacability calculator on the fixed rate rather than the servacability rate which could be 7-8%.Hope this may give you a further avenue or feel free to email for further queries.RegardsRob BolognaDollar Wise…[Read more]

]]> c70a3f54910ace8ff5adfd378d25fe3b enaaja replied to the topic Mappers in the forum Help Needed! https://www.propertyinvesting.com/topic/4396256-mappers/#post-4604122 Tue, 19 May 2009 03:22:19 +0000 mattnz wrote:
Sounds good, where are you based?

I'm based in Melbourne..

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