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	<title>PropertyInvesting.com | camder | Activity</title>
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				<title>camder replied to the topic Animal urine on floorboards in the forum We have had Guinea Pig pee</title>
				<link>https://www.propertyinvesting.com/topic/4390825-animal-urine-on-floorboards/#post-4574275</link>
				<pubDate>Tue, 18 Sep 2007 09:50:23 +0000</pubDate>

									<content:encoded><![CDATA[<p>We have had Guinea Pig pee on floor and had to replace carpet. &#8212;- intended to anyway.If you intend to relay carpet, then after time as you clean and disinfect the floor boards , and whilst you renovate and before laying carpet&#8211;the smell will go .Trust me &#8211;I work for the governemnt &#8211;would we lie to you ????</p>
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				<title>camder replied to the topic Best Profit Ever Made in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4390550-best-profit-ever-made/#post-4572677</link>
				<pubDate>Mon, 27 Aug 2007 09:58:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>Congratulations wealth4life,&#8212;- Happy Anniversary for tomorrow&#8212; 4 years since you joined. Cheers Len</p>
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				<title>camder replied to the topic Trust Funds To Super????? in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4386487-trust-funds-to-super/#post-4552995</link>
				<pubDate>Thu, 17 Aug 2006 21:13:29 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi elka ,<br />
thank you for that &#8211;but &#8212;what if they trace the call and send someone around to search under the bed and in the fridge etc ????<br />
Who knows what they may find !!!<br />
But that is a good idea and I don&#8217;t know why I did not do it.<br />
Thank you again, sometimes we cannot see the forest for the trees.<br />
Cheers Len</p>
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				<title>camder replied to the topic Release Super Fund in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4386290-release-super-fund/#post-4552184</link>
				<pubDate>Mon, 31 Jul 2006 08:39:05 +0000</pubDate>

									<content:encoded><![CDATA[<p>There is a way Gentlemen but the inquirer has to be over 55 !!<br />
Albeit not using the funds for deposit but just using the funds  and salary sacrificing&#8212;if jae is not over fifty then I will not go into details &#8212;suffice to say it is totally legal.<br />
Am looking at the very idea myself and have the info I needed, now just to decide if I want  to take&hellip;<span class="activity-read-more" id="activity-read-more-117067"><a href="https://www.propertyinvesting.com/topic/4386290-release-super-fund/#post-4552184" rel="nofollow">[Read more]</a></span></p>
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				<title>camder replied to the topic Unlocking superannuation funds in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4386016-unlocking-superannuation-funds/#post-4551012</link>
				<pubDate>Fri, 07 Jul 2006 07:23:51 +0000</pubDate>

									<content:encoded><![CDATA[<p>Luke,<br />
It may depend on your age at present.<br />
If over 55 and working or not,  you may be able to do something as I am looking at just this, but not to fund more properties.<br />
If you are over 55 and need more info, email me at <a href="mailto:camder@optusnet.com.au" rel="nofollow">camder@optusnet.com.au</a><br />
Cheers Len</p>
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				<title>camder replied to the topic What Will YOU Do When The Bubble Bursts? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4385922-what-will-you-do-when-the-bubble-bursts/#post-4550604</link>
				<pubDate>Sat, 24 Jun 2006 01:38:08 +0000</pubDate>

									<content:encoded><![CDATA[<p>Well, here we go again with another doomsday post!!!!<br />
And watch all the doomsdayers jump on this one &#8211;they will love it to tell us how so very bad things will become and woe is me!!!</p>
<p>Have not you people heard of the &#8220;self fulfilling &#8220;effect???<br />
<b>I know that it was just a question </b>and hey I did open the topic to read , but GEEZ Lousie &#8212;How can&hellip;<span class="activity-read-more" id="activity-read-more-31481"><a href="https://www.propertyinvesting.com/topic/4385922-what-will-you-do-when-the-bubble-bursts/#post-4550604" rel="nofollow">[Read more]</a></span></p>
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				<title>camder replied to the topic Property bust not here yet ... worse to come in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/#post-4548439</link>
				<pubDate>Sat, 17 Jun 2006 08:03:54 +0000</pubDate>

									<content:encoded><![CDATA[<p>Greetings all,<br />
Admittedly foundation, that was a fairly broad statement that wealth4life has made but hopefully wealth4life chooses who he makes the satement to, and  with using superannuation payouts  at the end of his working life , a man may be able to pay off existing property debt, As to having more than you will need, dunno about that one&hellip;<span class="activity-read-more" id="activity-read-more-24166"><a href="https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/#post-4548439" rel="nofollow">[Read more]</a></span></p>
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				<title>camder replied to the topic can u buy?? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4384654-can-u-buy/#post-4543260</link>
				<pubDate>Fri, 10 Mar 2006 09:02:07 +0000</pubDate>

									<content:encoded><![CDATA[<p>Make haste slowly!!!</p>
<p>There is a &#8221; offer template &#8221; available if you want it and I would not make a verbal offer and probably not whilst still in the office unless I was so certain that it was what I wanted.</p>
<p>Keep asking questionson this forum!!! I know you will get heaps of ideas and then you can take the suggestion that you feel is right for&hellip;<span class="activity-read-more" id="activity-read-more-178516"><a href="https://www.propertyinvesting.com/topic/4384654-can-u-buy/#post-4543260" rel="nofollow">[Read more]</a></span></p>
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				<title>camder replied to the topic I'm about to slash my wrists... in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4384661-im-about-to-slash-my-wrists/#post-4543299</link>
				<pubDate>Fri, 10 Mar 2006 08:57:17 +0000</pubDate>

									<content:encoded><![CDATA[<p>Greetings All,<br />
Whilst I cannot offer any advice ,&#8211;I  can only concur that there will always be a good side to any situation&#8211;sometimes we just cannot see it&#8212;at our time of need, so hang in there and good luck.</p>
<p>I JUST HAVE TO SAY how amazing some of you guys are.<br />
I know that it is not only on this forum but always  and accross the board , that&hellip;<span class="activity-read-more" id="activity-read-more-7727"><a href="https://www.propertyinvesting.com/topic/4384661-im-about-to-slash-my-wrists/#post-4543299" rel="nofollow">[Read more]</a></span></p>
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				<title>camder replied to the topic cant find???????? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4384610-cant-find/#post-4543017</link>
				<pubDate>Wed, 08 Mar 2006 22:13:34 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi again tamtam,<br />
Sending you a private message &#8212;just under where you log on &#8211;go to &#8220;private messages&#8221; if it still works the way it used to .<br />
Cheers Len</p>
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				<title>camder replied to the topic cant find???????? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4384610-cant-find/#post-4543014</link>
				<pubDate>Tue, 07 Mar 2006 12:38:00 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi tamtam, and congrats to aliandmike, for picking up so quickly on what this whole topic is about.!!! When you said <b>&#8220;the one we bought hadn&#8217;t even been advertised yet&#8221;.</b> you hit the nail on the head.!!<br />
So would you not agree that you have to be out there to find the deals.<br />
Good luck to you and good luck to tamtam , especially if he/she accepts&hellip;<span class="activity-read-more" id="activity-read-more-144611"><a href="https://www.propertyinvesting.com/topic/4384610-cant-find/#post-4543014" rel="nofollow">[Read more]</a></span></p>
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				<title>camder replied to the topic cant find???????? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4384610-cant-find/#post-4543009</link>
				<pubDate>Tue, 07 Mar 2006 10:12:48 +0000</pubDate>

									<content:encoded><![CDATA[<p>Geez,<br />
You two members (Gross and Dazzling)  of the your own little mutual admiration society have to be more calm when being critical of people looking for C.P. properties.</p>
<p>You should also realise that if it is not on the net, &#8212;then lets face it &#8212;it is just not available.!!!! You have given us some samples ,sure , <b>but </b> they were the only ones&hellip;<span class="activity-read-more" id="activity-read-more-144606"><a href="https://www.propertyinvesting.com/topic/4384610-cant-find/#post-4543009" rel="nofollow">[Read more]</a></span></p>
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				<title>camder replied to the topic Ceramilite - any good in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4384479-ceramilite-any-good/#post-4542412</link>
				<pubDate>Mon, 27 Feb 2006 10:51:18 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Bec,<br />
My experience is that there is varying quality in this sort of product,<br />
one is based on a type of masonite backing and a bugger  if you break the shiny surface to the water.<br />
However the other product which I can find if you want the name is a better quality. I think a Bunnings guy told me about it anyway so maybe further inquiries there to&hellip;<span class="activity-read-more" id="activity-read-more-104429"><a href="https://www.propertyinvesting.com/topic/4384479-ceramilite-any-good/#post-4542412" rel="nofollow">[Read more]</a></span></p>
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				<title>camder replied to the topic Landlord Inspections. in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4384185-landlord-inspections/#post-4540689</link>
				<pubDate>Mon, 06 Feb 2006 08:23:04 +0000</pubDate>

									<content:encoded><![CDATA[<p>Maybe you shouldn&#8217;t feel uncomfortable viewing your property and I believe most tenants expect this to happen.<br />
Really why should you not check on your investment????<br />
But maybe you could feel better about it if you explained to them that you are also making sure there is no problem on their side or some minor details that need seeing to and how you&hellip;<span class="activity-read-more" id="activity-read-more-146322"><a href="https://www.propertyinvesting.com/topic/4384185-landlord-inspections/#post-4540689" rel="nofollow">[Read more]</a></span></p>
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				<title>camder replied to the topic BEWARE - African Bank Private Message !! in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4384064-beware-african-bank-private-message/#post-4540036</link>
				<pubDate>Fri, 03 Feb 2006 07:10:36 +0000</pubDate>

									<content:encoded><![CDATA[<p><i><b>Geez Louise,</b></i>The way some people carry on&#8212;-I do not see what the fuss is about, It seems and sounds like<b> really cheap </b>money to me.<br />
And lets face it &#8211;arent we all after cheap money, As long as it in a stable economy and therefore in Aussie Dollar&#8211;can there really be problem???<br />
Cheers Len</p>
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				<title>camder replied to the topic SYDNEY MEETING GROUP in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4383356-sydney-meeting-group/page/3/#post-4536325</link>
				<pubDate>Wed, 01 Feb 2006 08:34:10 +0000</pubDate>

									<content:encoded><![CDATA[<p>Yes Roy , Very interesting and thought provoking only to realise I have probably done some silly things that cannot be undone.<br />
More power for the future though!!!<br />
On anaother note , did you suggest a Buyer&#8217;s Agent for our end of February meeting . if so is it still a goer???<br />
Cheers Len</p>
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				<title>camder replied to the topic SYDNEY MEETING GROUP in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4383356-sydney-meeting-group/page/3/#post-4536320</link>
				<pubDate>Mon, 30 Jan 2006 10:04:25 +0000</pubDate>

									<content:encoded><![CDATA[<p>To whom it may concern,</p>
<p>My unreserved apologies if you rocked up to Petersham last evening only to be told that they had no record of a meeting for our group at that venue.<br />
It was absolutely my fault and I trust you will give the group another try, when I can assure youthe club will know about it.<br />
I believe it will be the last Sunday of each&hellip;<span class="activity-read-more" id="activity-read-more-182657"><a href="https://www.propertyinvesting.com/topic/4383356-sydney-meeting-group/page/3/#post-4536320" rel="nofollow">[Read more]</a></span></p>
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				<title>camder replied to the topic Increasing the height of a colourbond fence in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4384056-increasing-the-height-of-a-colourbond-fence/#post-4540002</link>
				<pubDate>Sun, 29 Jan 2006 13:45:44 +0000</pubDate>

									<content:encoded><![CDATA[<p>Greetings,<br />
I believe there is an extension available which slots into and fixes to the existing fence, from colorbond suppliers.<br />
Cheers Len</p>
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				<title>camder replied to the topic NSW LAND TAX in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4384019-nsw-land-tax/#post-4539853</link>
				<pubDate>Sat, 28 Jan 2006 09:20:24 +0000</pubDate>

									<content:encoded><![CDATA[<p>I believ for the December 31st just passed there is no thresh-hold, therefore land tax is on amount from $0 but it is of course on the Valuer General&#8217;s value -not the price of the land or whatever and I think about 0.4%. No doubt someone will correct me if I am wrong.<br />
Cheers Len</p>
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				<title>camder replied to the topic SYDNEY MEETING GROUP in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4383356-sydney-meeting-group/page/3/#post-4536319</link>
				<pubDate>Wed, 25 Jan 2006 10:09:11 +0000</pubDate>

									<content:encoded><![CDATA[<p>Just to keep this up there&#8212; I find the forum gets quiet over the weekends .<br />
The meeting at <b>4pm Sunday .Petersham RSL </b>&#8211;all welcome and it is a general gathering with no organised entertainers, sorry speakers.<br />
Come along and have  a chin-wag. See you there, Len</p>
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				<title>camder replied to the topic Line of Credit Feedback Please in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4383991-line-of-credit-feedback-please/#post-4539722</link>
				<pubDate>Tue, 24 Jan 2006 08:49:33 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Jack<br />
There is some thought to keep all your lending at the one place and there is some thought to spread it around, so <b>that </b>is one choice you have to make !!<br />
I do not see any advantage in using all your LOC money to buy a new property and then just put it back into the LOC. later.<br />
The disadvantage could be that there will be a different&hellip;<span class="activity-read-more" id="activity-read-more-278387"><a href="https://www.propertyinvesting.com/topic/4383991-line-of-credit-feedback-please/#post-4539722" rel="nofollow">[Read more]</a></span></p>
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				<title>camder replied to the topic I can't find any investment properties!! in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4383863-i-cant-find-any-investment-properties/#post-4538963</link>
				<pubDate>Wed, 18 Jan 2006 09:29:35 +0000</pubDate>

									<content:encoded><![CDATA[<p>Sweet,<br />
This subjecty raises it&#8217;s ugly head every now and then and the same things always come up&#8211; people still keep saying that there are opportunities out there but you cannot rely on the websites for your opportunities .<br />
Get out there and look face to face &#8211;Sure you may have to go to the sticks and you may not get the capital growth of the&hellip;<span class="activity-read-more" id="activity-read-more-83287"><a href="https://www.propertyinvesting.com/topic/4383863-i-cant-find-any-investment-properties/#post-4538963" rel="nofollow">[Read more]</a></span></p>
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				<title>camder replied to the topic Young Club?? in the forum Heads Up!</title>
				<link>https://www.propertyinvesting.com/topic/4383829-young-club/#post-4538809</link>
				<pubDate>Mon, 16 Jan 2006 11:53:12 +0000</pubDate>

									<content:encoded><![CDATA[<p>Whilst I do not even come close to attending if your meeting is for under 30&#8217;s, I would like to remind those people in Sydney of the Sydney Meeting Group.  We are having an informal get-to-gether at Petersham RSL 29th Jan at 4pm and then something more organised on the last Sunday of each month. We have  had several already and are now&hellip;<span class="activity-read-more" id="activity-read-more-69511"><a href="https://www.propertyinvesting.com/topic/4383829-young-club/#post-4538809" rel="nofollow">[Read more]</a></span></p>
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				<title>camder replied to the topic SYDNEY MEETING GROUP in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4383356-sydney-meeting-group/page/2/#post-4536313</link>
				<pubDate>Mon, 16 Jan 2006 08:49:06 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi nikki,<br />
My apologies&#8212;-<br />
I received your email and did not reply straight away!!!<br />
Sorry again!</p>
<p>I <b>know </b>that it was KEN something  &#8212;<b>I think</b>&#8212;- see why I did not reply can&#8217;t you???</p>
<p>However I think Roy at GPS arranged it and he should know.<br />
Cheers and Look forward to seeing you 29th .. Len</p>
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				<title>camder replied to the topic SYDNEY MEETING GROUP in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4383356-sydney-meeting-group/page/2/#post-4536310</link>
				<pubDate>Sun, 15 Jan 2006 21:24:48 +0000</pubDate>

									<content:encoded><![CDATA[<p>29th 4 pm Petersham RSL sounds Good to me /<br />
See you there and all those friends we haven&#8217;t met yet<br />
Cheers Len</p>
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				<title>camder replied to the topic Moruya property - any thoughts in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4383744-moruya-property-any-thoughts/#post-4538380</link>
				<pubDate>Wed, 11 Jan 2006 07:33:54 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi craigsed,<br />
You may be disappointed to hear I have no thoughts on this matter but could not let a chance to say HI go by the board .<br />
It has been a while since I have seen you on the forum&#8211;that could be my fault also&#8211; so just thought I would say HI. There that&#8217;s it. Are you also aware that the Sydney discussion group is still meeting????</p>
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				<title>camder replied to the topic SYDNEY MEETING GROUP in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4383356-sydney-meeting-group/page/2/#post-4536307</link>
				<pubDate>Wed, 11 Jan 2006 07:26:16 +0000</pubDate>

									<content:encoded><![CDATA[<p>I was going to change this message if no one had replied because I realised that 29th is a long weekend for some being Australia Day on Thursday prior but we can see what happens from here and stay with 29th. If it does not effect/affect others.<br />
Cheers Len</p>
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				<title>camder replied to the topic SYDNEY MEETING GROUP in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4383356-sydney-meeting-group/page/2/#post-4536304</link>
				<pubDate>Tue, 10 Jan 2006 08:25:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>Greetings All,<br />
I am also going to the somersoft meeting at Glebe ,,&#8212;and can meet there ,&#8212;- However I would also like to suggest we have  a  very <b>informal </b>gathering late January &#8211;say&#8211;Sunday 29th , if there would be other takers for just a general discussion and keep the morale up and moving. Timing is pretty flexible for me so anybody else&hellip;<span class="activity-read-more" id="activity-read-more-166347"><a href="https://www.propertyinvesting.com/topic/4383356-sydney-meeting-group/page/2/#post-4536304" rel="nofollow">[Read more]</a></span></p>
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				<title>camder replied to the topic Best Investment Ever!!!!! in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4383726-best-investment-ever/#post-4538303</link>
				<pubDate>Fri, 06 Jan 2006 02:57:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>Nice One !!!<br />
What else can one say !!!</p>
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				<title>camder replied to the topic how many brokers? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4383724-how-many-brokers/#post-4538297</link>
				<pubDate>Fri, 06 Jan 2006 02:55:31 +0000</pubDate>

									<content:encoded><![CDATA[<p>Greetings All,<br />
Perhaps Simon is one of the better brokers around !!! However we were not given the chance to find out because we still haven&#8217;t heard back from him after emailing sustantial info to him and speaking to him face to face at a somersoft meeting at Glebe. And this was 23rd September last.</p>
<p>So although may be you don&#8217;t need <b>heaps of&hellip;</b><span class="activity-read-more" id="activity-read-more-80373"><a href="https://www.propertyinvesting.com/topic/4383724-how-many-brokers/#post-4538297" rel="nofollow">[Read more]</a></span></p>
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				<title>camder replied to the topic how many brokers? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4383724-how-many-brokers/#post-4538291</link>
				<pubDate>Thu, 05 Jan 2006 22:39:48 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi kriscot,<br />
Maybe depends on how comfortable you are with the broker you first see. I think they all have their preferences on who they might prefer to deal with at lend institutions from past experience. As you will as you buy more more properties etc .<br />
And remember you can speak to a few anyway before commitiing your self and can ascertain how&hellip;<span class="activity-read-more" id="activity-read-more-66919"><a href="https://www.propertyinvesting.com/topic/4383724-how-many-brokers/#post-4538291" rel="nofollow">[Read more]</a></span></p>
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				<title>camder replied to the topic ORDER OF RENOVATION in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4383656-order-of-renovation/#post-4537995</link>
				<pubDate>Mon, 02 Jan 2006 23:23:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>I believe that the most important &#8220;<b>last job</b>&#8221; would have to be the <b>carpet .</b><br />
This means the last person to walk on the brand new carpet is you on the way out  the door and you then know it is in top condition for the new tenants.<br />
Cheers Len</p>
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				<title>camder replied to the topic Does anyone know a good finance broker in Bris in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4383572-does-anyone-know-a-good-finance-broker-in-bris/#post-4537451</link>
				<pubDate>Mon, 19 Dec 2005 08:46:48 +0000</pubDate>

									<content:encoded><![CDATA[<p>Try Rolf Latham,<br />
at 0414 788 229 or <a href="mailto:rlatham@asapfinancial.com.au" rel="nofollow">rlatham@asapfinancial.com.au</a>. I listened to him speak at a meeting and he seemed to know what he was talking about and he is also a contributor at the somersoft forum.Cheers Len</p>
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				<title>camder replied to the topic Flood line property in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4383556-flood-line-property/#post-4537347</link>
				<pubDate>Sat, 17 Dec 2005 03:22:52 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi wazl,<br />
It is now today and I wonder how your potential solution panned out???<br />
However although the council will not allow subdivision at the current height&#8211; Can you &#8220;fill&#8221; or can you leave it as one block and develop Town-houses or units with car parking space under. I believe building is allowed on flood prone land but no &#8220;livable areas&#8221; can&hellip;<span class="activity-read-more" id="activity-read-more-99586"><a href="https://www.propertyinvesting.com/topic/4383556-flood-line-property/#post-4537347" rel="nofollow">[Read more]</a></span></p>
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				<title>camder replied to the topic CGT ??? in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4383478-cgt-10/#post-4536959</link>
				<pubDate>Wed, 14 Dec 2005 08:57:25 +0000</pubDate>

									<content:encoded><![CDATA[<p>Greetings,<br />
With the premise that the only dumb question is one not asked&#8211; my example is &#8212;<br />
Land to be bought very soon with sole intention of putting house on land to sell asap but certainly within the 12 mnths.(<b>Intention</b>,Note)<br />
The builder we will use is partner in the development and his company is building to &#8220;fixed price&#8221;<br />
(incidentally we are&hellip;<span class="activity-read-more" id="activity-read-more-6365"><a href="https://www.propertyinvesting.com/topic/4383478-cgt-10/#post-4536959" rel="nofollow">[Read more]</a></span></p>
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				<title>camder replied to the topic Int rate too hi on existing loans? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4383540-int-rate-too-hi-on-existing-loans/#post-4537262</link>
				<pubDate>Wed, 14 Dec 2005 08:48:16 +0000</pubDate>

									<content:encoded><![CDATA[<p>It is true that some banks (maybe a few even) will pay break costs to secure your business.???<br />
Westpac offered me $600 per loan to pay break costs from existing financier. That would enable me to transfer in some loan and take toatl borrowings with Westpac up to in excess of $250k in loans and qualify for a special package !!!??<br />
Might be worth a&hellip;<span class="activity-read-more" id="activity-read-more-212154"><a href="https://www.propertyinvesting.com/topic/4383540-int-rate-too-hi-on-existing-loans/#post-4537262" rel="nofollow">[Read more]</a></span></p>
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				<title>camder replied to the topic Yibbidah Yibbidah,Where to now?? in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4383456-yibbidah-yibbidahwhere-to-now/#post-4536844</link>
				<pubDate>Wed, 14 Dec 2005 08:42:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi giddo, Do not really have the time to wait&#8212;looking to finish full time work in 12 months&#8211;and also do not want to wait&#8211;looking forward to keeping busy doing  other things beside working . At the moment it is only 4 days per week and that is 2 days too many. Cheers Len</p>
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				<title>camder replied to the topic Yibbidah Yibbidah,Where to now?? in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4383456-yibbidah-yibbidahwhere-to-now/#post-4536842</link>
				<pubDate>Mon, 12 Dec 2005 08:37:34 +0000</pubDate>

									<content:encoded><![CDATA[<p>Okay giddo,<br />
the aim is to build and sell-yes.<br />
I believe the return is there and still doing sums and realise that doing for less than 20% return is waste of money so on those figures and that advice have found 2 blocks of land for 2 separate house builds. Know land price and build  costs to be clarified , now am wondering about other costs, eg CGT&hellip;<span class="activity-read-more" id="activity-read-more-123396"><a href="https://www.propertyinvesting.com/topic/4383456-yibbidah-yibbidahwhere-to-now/#post-4536842" rel="nofollow">[Read more]</a></span></p>
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				<title>camder replied to the topic flood effected areas in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4383519-flood-effected-areas/#post-4537156</link>
				<pubDate>Mon, 12 Dec 2005 08:30:45 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi alee,<br />
Depending on where you buy, many areas are flood effected/affected (never remember which it is ), but depends also on what you buy . We have a house in flood area but it has been raised with financial help from the council. (well it has actually been raised with steel posts but with council finance contribution). We checked that there was&hellip;<span class="activity-read-more" id="activity-read-more-242541"><a href="https://www.propertyinvesting.com/topic/4383519-flood-effected-areas/#post-4537156" rel="nofollow">[Read more]</a></span></p>
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				<title>camder replied to the topic Damage in the contract period in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4383507-damage-in-the-contract-period/#post-4537061</link>
				<pubDate>Sun, 11 Dec 2005 12:04:56 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi jenwren,<br />
Patience, you will note that very little happens on weekends around here.<br />
Good Luck, Len</p>
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				<title>camder replied to the topic Best Property Software For Multiple Properties in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4383487-best-property-software-for-multiple-properties/#post-4536989</link>
				<pubDate>Fri, 09 Dec 2005 00:42:22 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi macwa, . Check your private messages</p>
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				<title>camder replied to the topic help needed in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4383481-help-needed-22/#post-4536962</link>
				<pubDate>Wed, 07 Dec 2005 10:08:55 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi gattaga,<br />
Had this conversation with Scott-Depreciator, last night and my understanding was that repairs done within the first 12 months of purchase are not claimable Tax Dept says you bought it like that &#8211;tough luck!! I believe that because it is your place of residence then nothing would be claimable anyway&#8230;.And repairs done after a tenant&hellip;<span class="activity-read-more" id="activity-read-more-180903"><a href="https://www.propertyinvesting.com/topic/4383481-help-needed-22/#post-4536962" rel="nofollow">[Read more]</a></span></p>
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				<title>camder replied to the topic SYDNEY METRO STRATEGY officially released in the forum Heads Up!</title>
				<link>https://www.propertyinvesting.com/topic/4383463-sydney-metro-strategy-officially-released/#post-4536854</link>
				<pubDate>Tue, 06 Dec 2005 08:20:07 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Lou,<br />
Have not read this one completely as yet but I thank you for your efforts to the investing group with the info on planning.Both at the last meeting and at the yahoo group.<br />
Cheers Len</p>
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				<title>camder replied to the topic Sydney Investment Groups in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4383400-sydney-investment-groups/#post-4536600</link>
				<pubDate>Thu, 01 Dec 2005 09:16:04 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Dobby,<br />
Yes ecatt is correct.<br />
We just had a meeting at Petersham on Sunday last.<br />
I believe the next will be in the new year and maybe also at Petersham. Drop me a Personal Message using the info on the post if you like for further discussion.<br />
Cheers Len</p>
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				<title>camder replied to the topic Ed Chan in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4383175-ed-chan-2/page/2/#post-4535232</link>
				<pubDate>Wed, 30 Nov 2005 10:21:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>Greetings All,<br />
One other thing to come from the Sunday meeting where a representative from Chan and Naylor (also spruiking their own special &#8220;Property Investing Trust&#8221; ) gave a presentation was that it is superfluous to use a company as a trustee. The spokesperson (also one of the partners in the firm) claimed that a personal trustee is quite okay&hellip;<span class="activity-read-more" id="activity-read-more-253312"><a href="https://www.propertyinvesting.com/topic/4383175-ed-chan-2/page/2/#post-4535232" rel="nofollow">[Read more]</a></span></p>
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				<title>camder replied to the topic SYDNEY MEETING GROUP in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4383356-sydney-meeting-group/#post-4536277</link>
				<pubDate>Mon, 28 Nov 2005 09:38:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>Greetings All,<br />
We apologise for having to leave early.<br />
However what I did hear I enjoyed, some interesting ideas came up and I was sorry we missed your presentation and thank you for the effort Lou.<br />
Thank you to Roy for the guest speaker and I hope all got something from it.<br />
Still pondering which way to &#8220;jump&#8221;, structure- wise and I feel for those&hellip;<span class="activity-read-more" id="activity-read-more-84366"><a href="https://www.propertyinvesting.com/topic/4383356-sydney-meeting-group/#post-4536277" rel="nofollow">[Read more]</a></span></p>
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				<title>camder replied to the topic Vendor will NOT negotiate in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4383333-vendor-will-not-negotiate/#post-4536083</link>
				<pubDate>Fri, 25 Nov 2005 02:34:33 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi vivyen,<br />
Have not a lot of advice because it will end up being entirely up to how much you WANT the property<br />
HOWEVER</p>
<p>I do resent you using <b>old</b> and <b>greedy</b> in the same sentence&#8212;<br />
I am not saying there is not some of US out there &#8212;I just do not like to read it in the same sentence.</p>
<p>Anyway good luck with it.<br />
Cheers Len</p>
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				<title>camder replied to the topic Day one positively geared properties. in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4382995-day-one-positively-geared-properties/#post-4534292</link>
				<pubDate>Sun, 20 Nov 2005 01:22:06 +0000</pubDate>

									<content:encoded><![CDATA[<p>Was my genuine question too hard about how to calculate percentage return, when none of your own money is outlayed for deposit, fees etc at all and the property bought from equity entirely.???<br />
If the &#8220;gurus&#8221; cannot work it out how the heck am I supposed to???</p>
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				<title>camder replied to the topic Day one positively geared properties. in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4382995-day-one-positively-geared-properties/#post-4534289</link>
				<pubDate>Thu, 10 Nov 2005 14:00:00 +0000</pubDate>

									<content:encoded><![CDATA[<p>In my circumstances, I agree &#8220;positive from day one&#8221;   BUT !!!<br />
Lets <b>assume </b>pay 24k dep for 120k property earning<br />
330 per week and S/D and solicitor fees come to 2500.<br />
Total outlay = $26500<br />
Interest on borrowings total $124/week<br />
Assume rates and agent commission =$110/week<br />
Then property returns $106/week  ($5112 per annum)<br />
Therefore return is&hellip;<span class="activity-read-more" id="activity-read-more-102130"><a href="https://www.propertyinvesting.com/topic/4382995-day-one-positively-geared-properties/#post-4534289" rel="nofollow">[Read more]</a></span></p>
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				<title>camder replied to the topic WELL WE DID IT AGAIN in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4382727-well-we-did-it-again/page/2/#post-4532782</link>
				<pubDate>Wed, 09 Nov 2005 11:21:23 +0000</pubDate>

									<content:encoded><![CDATA[<p>Greetings All<br />
Roy, my thoughts on the number of presenters at this upcoming meeting is that we keep it at two.<br />
That is :your trust person and Louise.<br />
I think that as we have seen before, there is heaps of discussion and questions after somebody speaks and I can see the same thing happening at the November meeting and I believe that is what we are&hellip;<span class="activity-read-more" id="activity-read-more-273472"><a href="https://www.propertyinvesting.com/topic/4382727-well-we-did-it-again/page/2/#post-4532782" rel="nofollow">[Read more]</a></span></p>
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