PropertyInvesting.com | bradje | Activity https://www.propertyinvesting.com/members/bradje/activity/ Activity feed for bradje. Sat, 11 Apr 2026 19:46:56 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 fd229ffee83ed6d55ff12e8f3414893b bradje replied to the topic More value - keep 2 small Bdrms or convert to 1 with Ens + WIR ? in the forum Value Adding https://www.propertyinvesting.com/topic/4397896-more-value-keep-2-small-bdrms-or-convert-to-1-with-ens-wir/#post-4611776 Fri, 27 Nov 2009 08:46:59 +0000 Hi Benstone,
Depends on who you are targetting as a buyer. Is it in a well-to-do suburb, or lower end of the market?
An investor will go for the extra bedrooms if they can have doors that lock and put in 5 students or whatever.
A family of 4 will probably like a bigger room.

Ask at the REA’s and see what is selling well in the area and then you…[Read more]

]]> 7e4f1acc4d08fd42a531382f7fff336f bradje replied to the topic Is refinancing the only way to add a spouse's name on property title with an existing mortgage in NSW??? in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4396905-is-refinancing-the-only-way-to-add-a-spouses-name-on-property-title-with-an-existing-mortgage-in-nsw/#post-4607259 Fri, 07 Aug 2009 22:01:47 +0000 Banks here will lend up to 80% on residential property, over that they will ask u for Lenders Mortgage Insurance…Costs a few grand, but can be cheap if the deal on the investment Real Estate is right! Just ask a home loan lender at your Bank, they will tell you all the figures.

Cheers,
John Bradshaw

]]> 1944052fd52569efda632ec4b5cecb62 bradje replied to the topic DESTINY FINANCIAL SOLUTIONS in the forum Finance https://www.propertyinvesting.com/topic/4391189-destiny-financial-solutions-4/page/2/#post-4576059 Tue, 24 Jun 2008 11:50:30 +0000 goosehead wrote:
Hey guys,This $3000 fee is that for the finnancial plan as apposed to just approaching them for refinancing?  What other Planners have you approached?  I have had 1 group approach me over the phone that have some good ideas but I have not had a chance to research yet any one else been in this situation?  They have a similar st…[Read more]

]]> 7271313eb5e268d3c79be3f6c77bb372 bradje replied to the topic Finance in the forum Finance https://www.propertyinvesting.com/topic/4392724-finance-26/#post-4584706 Mon, 24 Mar 2008 00:40:04 +0000 Brendan Irwin wrote:
i would like to buy a property with 2 other friends. The banks and other lenders want a 20% deposit. We are unable to come up with this amount. We have negotiated a good price for the property but we need someone who can finance it for us. Is this possible to be done under a wrap? And is there someone out there that can help…[Read more]

]]> d490ab7509f5c1d89051ced72306768f bradje replied to the topic Seminar - Mark Rolton in the forum Creative Investing https://www.propertyinvesting.com/topic/4392726-seminar-mark-rolton/#post-4584721 Mon, 24 Mar 2008 00:36:36 +0000 Wow! 5K and never heard of him….There's a LOT u can lean from 5K of books……that's my 2c worthJB

]]> 2fc14d712445d13007c27c659decd5b1 bradje replied to the topic S/W Corridor, Redbank Plains in the forum General Property https://www.propertyinvesting.com/topic/4391454-sw-corridor-redbank-plains/#post-4577259 Wed, 02 Jan 2008 10:51:00 +0000 seank wrote:
hi,Also a critical question I ask if anyone can help , which suburbs will benifit from the proposed motorway upgrade/ bypass, and which suburbs may lose value???any help appreciated

Hi sean,The suburbs to benefit will be those next to the motoway and one suburb further away, along it's whole length. Just be careful about noise when…[Read more]

]]> 5bbec25e19bfb5e858cdeee365736a97 bradje replied to the topic what makes a good broker? in the forum Finance https://www.propertyinvesting.com/topic/4391704-what-makes-a-good-broker/#post-4578880 Wed, 02 Jan 2008 10:42:50 +0000 Hi Pirate,I think you need to have some practical questions to ask any broker/financier.eg Do they have their own Company, explain company tax rules ? How long has the co. been running? What formal credentials do they have in the Finance Industry?Also, get them to explain to you what the differences/weaknesses/strengths are for setting up…[Read more]

]]> b7a8d83871ccab413f378dcf8056d06f bradje replied to the topic Is my idea to develop a good idea or bad idea? in the forum Value Adding https://www.propertyinvesting.com/topic/4391437-is-my-idea-to-develop-a-good-idea-or-bad-idea/#post-4577191 Thu, 22 Nov 2007 11:17:26 +0000 Buy a copy of HomePriceguide (better than RPdata, I think) of the last year's sales for the area to see what actual price you can get for a sale. Don't just take what the agent(s) tell u. Once u have the report (cost about $50), map out the kind of townhouses (eg 3bed, 2 bath) that you are thinking of building and go and take a look at them from…[Read more]

]]> c7e2f9d9b9bb48cce8e19a00d5d7298c bradje replied to the topic Finance for Renovating i.e. Short term finance in the forum Finance https://www.propertyinvesting.com/topic/4391436-finance-for-renovating-i-e-short-term-finance/#post-4577186 Thu, 22 Nov 2007 10:52:39 +0000 duckster wrote:
Some lenders have a scheme where you can transfer the loan to another property when you sell your development and are buying another same priced property as the loan security at the same time. So you are not closing the loan just changing the security the money is secured against.This is know as substitution of security see…[Read more]

]]> a2742552b82752e1c55313db28afbd09 bradje replied to the topic Finance for Renovating i.e. Short term finance in the forum Finance https://www.propertyinvesting.com/topic/4391436-finance-for-renovating-i-e-short-term-finance/#post-4577184 Wed, 14 Nov 2007 15:55:18 +0000 Terryw wrote:
Bank West's exit fees on some products are only $300 (approx).There may also be the opportunity to keep the loan open and just switch securities – but this can be a lot of mucking around.

Great ideas. Thankyou very much.Thx for the lead on Bankwest…Shall look in to them.JB

]]> 766e691d8087d67e434a7df7c2e6d1b7 bradje replied to the topic Finance for Renovating i.e. Short term finance in the forum Finance https://www.propertyinvesting.com/topic/4391436-finance-for-renovating-i-e-short-term-finance/#post-4577181 Tue, 13 Nov 2007 11:38:12 +0000 Mmmm,thx guys for the thoughts.Appreciate the caution of going with the majors and also the idea of using LOC.I value the advice,JB

]]> ab1f47513fd7840235518cbac1d235c3 bradje replied to the topic DESTINY FINANCIAL SOLUTIONS in the forum Finance https://www.propertyinvesting.com/topic/4391189-destiny-financial-solutions-4/#post-4576049 Tue, 13 Nov 2007 10:10:37 +0000 NonnieE wrote:
Thanks JB.  I am considering it seriously and appreciate your comments.  We have already used them for brokering to refinance, so thats a start.  Did you get them to do a financial plan for you and if so do you find it useful?

Yes, the Financial plan came with it. It was OK. We were shown how we could re-structure loans, whic…[Read more]

]]> 5df2b522f86718c2eeac17c3f92ec927 bradje replied to the topic DESTINY FINANCIAL SOLUTIONS in the forum Finance https://www.propertyinvesting.com/topic/4391189-destiny-financial-solutions-4/#post-4576047 Mon, 12 Nov 2007 10:06:39 +0000 My wife and I have been with Destiny for just over a year. The guy who leads our section is very knowledgeable (to us) in property, always willing to help and guide.The real benefit comes from the Focus sessions, where as the name implies, other would be property investors gather together to learn and share stories under the guidance of our…[Read more]

]]> e7a03375d26570aa02825e1098e08335 bradje replied to the topic Adelaide property forecast in the forum General Property https://www.propertyinvesting.com/topic/4390991-adelaide-property-forecast/#post-4575088 Thu, 04 Oct 2007 12:52:08 +0000 Excellent list Mark.Thankyou for the in-depth reply.Kind regards,JB

]]> 5ecf191115156fe084547ed2483f51c5 bradje replied to the topic Adelaide property forecast in the forum General Property https://www.propertyinvesting.com/topic/4390991-adelaide-property-forecast/#post-4575085 Thu, 04 Oct 2007 11:41:38 +0000 <<<<Whilst saying this there are a number of key reasons why Adelaide and Brisbane will continue to see signifigant growth.>>>Hi Mark,What would u think the "Number of KEY reasons" are for these two areas, as opposed to  say Sydney/Melbourne/Darwin?Thx,JB

]]> e7b8e7a807ee5aed97fcf3b02b426f6a bradje replied to the topic Finance to build Townhouses in the forum Finance https://www.propertyinvesting.com/topic/4388959-finance-to-build-townhouses/#post-4564589 Fri, 29 Jun 2007 11:22:18 +0000 Hi Kum,This info has been VERY helpful.1. Do u build remotely, or do u live in the area you are building in?2. How did u choose a builder?Thx,John

]]> 302d733499824b540053784a0662ca72 bradje replied to the topic Where in USA have you purchased? in the forum Overseas Deals https://www.propertyinvesting.com/topic/4385661-where-in-usa-have-you-purchased/#post-4548168 Tue, 30 May 2006 11:46:29 +0000 What about Alberta, Canada, where the oil and tar sands are.
Places are BOOMing there. Seems like mining towns are going crazy lately…Must be the China syndrome.

What do others think?

JB

]]> d2186ad4e3a8073df0b01eb553c4451f bradje replied to the topic Westpac and Defence Force Housing in the forum No Subject https://www.propertyinvesting.com/topic/4384967-westpac-and-defence-force-housing/page/5/#post-4544834 Tue, 23 May 2006 11:38:29 +0000 Quote:
Originally posted by KJK51:

This resulted in an ungeared IRR of 9.02%; before tax geared IRR of 13% and after tax geared IRR of 16% at eh end of the 10 yr investment period. However at no time throughout the 10 year investment period did the property return +CF so the IRR was based solely on the capital growth aspects of the…[Read more]

]]> 45bf419902281102152df4b07098cb38 bradje replied to the topic HELP!!!! Feedback required please! :-) in the forum No Subject https://www.propertyinvesting.com/topic/4385497-help-feedback-required-please/#post-4547459 Thu, 18 May 2006 17:42:05 +0000 <<<If anyone can shed further light on this and re-affirm that I could buy-and-build or buy-and-subdivide, even with a loan on this basis, that would be so helpful……or even buy-and-renovate.>>>>

Pls be careful not to bite off more than you can chew. Read Steve’s books and also books by Jan Somers and Margaret Lomas before getting in too…[Read more]

]]> 01fff6e3aacbfe7e77c70e9b71dc90e0 bradje replied to the topic Train line noise problem solution in the forum Help Needed! https://www.propertyinvesting.com/topic/4385426-train-line-noise-problem-solution/#post-4547101 Mon, 15 May 2006 11:50:31 +0000 Gr8 story and solution Skippygirl
Thankyou!

JB

]]> 23265f96ae10673cb8355cdb57deee0a bradje replied to the topic Colour Ideas Needed on 1st Reno in the forum Value Adding https://www.propertyinvesting.com/topic/4384749-colour-ideas-needed-on-1st-reno/#post-4543745 Mon, 08 May 2006 11:40:00 +0000 Steve and Daves reno of their Ringwood Flats is also a good video to watch on this site.

JB

]]> 28d14e4b52ad0194d26398abf47d5312 bradje replied to the topic Research Stratagies in the forum Help Needed! https://www.propertyinvesting.com/topic/4385391-research-stratagies/#post-4546945 Mon, 08 May 2006 09:10:44 +0000 Is it CF +ve or can it be made so with a solution or two applied?
Is there new infrastructure going in?
Can I afford to buy a “mums-and-dads” property in this area?
Where is the good/bad side of town?
Is it a property with a twist eg Flat out the back or underneath?

HTH,
JB

]]> af5796428c772b4c31d8d81e6ba92c8a bradje replied to the topic excited but overwhelmed!! in the forum No Subject https://www.propertyinvesting.com/topic/4385205-excited-but-overwhelmed/#post-4546191 Thu, 04 May 2006 11:49:07 +0000 Thx Brucemarg. Excellent advice and very practical.
JB

]]> 1027777d88a0ce4b58523a8974dc5073 bradje replied to the topic Canberra's long-term future in the forum General Property https://www.propertyinvesting.com/topic/4385219-canberras-long-term-future/#post-4546238 Sat, 29 Apr 2006 06:23:20 +0000 I always thought Governments got bigger, not smaller, over time…..
JB

]]> d6da8b43f949d6bb0646dd4dcacffcc8 bradje replied to the topic George Mihos in the forum Heads Up! https://www.propertyinvesting.com/topic/4385254-george-mihos-3/#post-4546398 Sat, 29 Apr 2006 05:32:36 +0000 Couldn’t agree more. Books provide all you will need to know. Seminars may give extra emotional support and sometimes friendships can build from there, but the raw facts are all in the books.
JB

]]> dcdffd0f8a27e18701430562cee77cec bradje replied to the topic Buying your first property in the forum Heads Up! https://www.propertyinvesting.com/topic/4385255-buying-your-first-property/#post-4546399 Sat, 29 Apr 2006 05:27:53 +0000 Hi Eve,
I would recommend reading Steve McKnight’s two books which not only will give you an insight into buying a place to live, but also investing in Real Estate.

JB

]]> 5e11a4ca1ae747d3df10b23e27eae7d0 bradje replied to the topic Just one tip with negotiating in the forum Help Needed! https://www.propertyinvesting.com/topic/4385237-just-one-tip-with-negotiating/#post-4546334 Sat, 29 Apr 2006 03:29:49 +0000 >>>>>From experience we were also told we were not to contact the owner. This is what happened;

we were about to settle on a property but found out too late that there was major structural damage (first building report was bogus). We then contacted the owner direct because we received no satisfaction from the (his) agent.

That conversation we…[Read more]

]]> 7eaf09b9010705502d9f4ccfbb234f1c bradje replied to the topic Should I sell our family house and realise 750k? in the forum Help Needed! https://www.propertyinvesting.com/topic/4385104-should-i-sell-our-family-house-and-realise-750k/#post-4545533 Wed, 26 Apr 2006 09:48:18 +0000 Lots of helpful advice coming through here.
I would just add, that if you haven’t read Steve McKnight’s two books, then may I suggest you do so. They are goldmines in terms of setting goals, and realising that you can do whatever you want to do, (health and sound mind permitting).
The books are a cheap investment, but worth their weight in gold…[Read more]

]]> a8cc3ec0c9284857842357b3fccfcd52 bradje replied to the topic excited but overwhelmed!! in the forum Help Needed! https://www.propertyinvesting.com/topic/4385205-excited-but-overwhelmed/#post-4546187 Tue, 25 Apr 2006 07:20:26 +0000 There’s a heap of excellent free stuff on this site (Thx Steve). Also, remember your local library, which will have more on Investment. Margaret Lomas and Jan Somers are two authors worth reading as is Dolf De Roos (Their latest books)
But remember not to take everything they say without chewing it through. Some ideas will suit you and some…[Read more]

]]> 0ddc21e7e3b1b6bba24817070436da80 bradje replied to the topic How did Dolf De Roos start? in the forum Help Needed! https://www.propertyinvesting.com/topic/4385206-how-did-dolf-de-roos-start/#post-4546195 Tue, 25 Apr 2006 07:10:32 +0000 From what I’ve read/listened to:
He’d spend $20K on each of five $100K properties, if he was a beginner. Or if more experienced, take a risk in puitting down 20% on a bigger deal (borrowing the rest). He only buys Commercial property these days (or so I heard on some tapes of his from 2003).
Seems like a genuine guy, with quite a bit of financial…[Read more]

]]> b6576ed74b8003bab5ddeafa068b12a9 bradje replied to the topic how does this IP sound in the forum Help Needed! https://www.propertyinvesting.com/topic/4385144-how-does-this-ip-sound/#post-4545758 Sat, 22 Apr 2006 13:41:20 +0000 I can’t remember Steve in any of his books or articles ever saying to use more cash than is a minimum. Otherwise what is the pt of cash on Cash return?
Maybe others have a different perspective?

JB

]]> c00aeff6a318c34a0ea6e1ae648757ee bradje replied to the topic CF+ Melbourne CBD worth BUYING now? in the forum Help Needed! https://www.propertyinvesting.com/topic/4384961-cf-melbourne-cbd-worth-buying-now/#post-4544726 Fri, 07 Apr 2006 11:17:56 +0000 Is there maybe also an opportunity to turn them in to Commercial space in the future? Always something needed in CBD’s of most cities I know.
Just a thought…..

JB

]]> b4bf640fecf28098a1557c6c281e58fa bradje replied to the topic Westpac and Defence Force Housing in the forum General Property https://www.propertyinvesting.com/topic/4384967-westpac-and-defence-force-housing/page/3/#post-4544802 Wed, 05 Apr 2006 09:26:39 +0000 Hello,
I bought a DHA property at Holsworthy 3 years ago at, or near, the peak of the Sydney housing boom. Since then the peak has continued up for me. The house is now worth 120K more than what I bought it for (320K-440K). -vely geared at $8,000 per year. Ouch that hurts!!
But I didn’t know any better. I don’t have a penny of my own money in it.…[Read more]

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