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	<title>PropertyInvesting.com | Bob Dobelina | Activity</title>
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				<title>Bob Dobelina replied to the topic cleaning up renovation dust in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4385882-cleaning-up-renovation-dust/#post-4550290</link>
				<pubDate>Wed, 05 Jul 2006 05:00:49 +0000</pubDate>

									<content:encoded><![CDATA[<p>Yerrs, so I was reading this while drinking my Spring Valley juice and guess what there is this little factoid under the lid: &#8220;Until the nineteenth century, solid blocks of tea were used as money in Siberia&#8221;.</p>
<p>Anyhoo, I agree with Ozi, surely you don&#8217;t wipe the moist teabags all over the floor as you sweep? IMaybe a dum question, but I for one&hellip;<span class="activity-read-more" id="activity-read-more-236186"><a href="https://www.propertyinvesting.com/topic/4385882-cleaning-up-renovation-dust/#post-4550290" rel="nofollow">[Read more]</a></span></p>
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				<title>Bob Dobelina replied to the topic WA Investors in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4383117-wa-investors-3/page/2/#post-4534928</link>
				<pubDate>Wed, 16 Nov 2005 08:48:38 +0000</pubDate>

									<content:encoded><![CDATA[<p>Have to agree with Dazzling from his prior post(s) (Dazzling I know I&#8217;m sometimes mean to you for your tell-it-like-you-see-it approach, but in this case you have my full support [<img src="/wp-content/uploads/smileys/wink.gif?x75824" width="" height="" alt=";)" title=";)" class="bbcode_smiley" />]  ).</p>
<p>I agree with Dazzling that net yield can be a good indicator of cf status&#8230; by the time you get down to net income what&#8217;s left? The debt payment. As Dazzling&hellip;<span class="activity-read-more" id="activity-read-more-246488"><a href="https://www.propertyinvesting.com/topic/4383117-wa-investors-3/page/2/#post-4534928" rel="nofollow">[Read more]</a></span></p>
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				<title>Bob Dobelina replied to the topic WHATS YOUR PROBLEM !! in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4382568-whats-your-problem-2/page/3/#post-4531783</link>
				<pubDate>Wed, 09 Nov 2005 11:50:05 +0000</pubDate>

									<content:encoded><![CDATA[<p>Gee thanks for your input Dazzling.</p>
<p>Your messages are always so</p>
<p>Tremendously,<br />
Overwhelmingly,<br />
Uplifting,<br />
Gregarious and<br />
Helpful</p>
<p><img src="/wp-content/uploads/smileys/wink.gif?x75824" width="" height="" alt=";)" title=";)" class="bbcode_smiley" /></p>
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				<title>Bob Dobelina replied to the topic ADVICE NEEDED - Private Tenant wants bond reciept! in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4382756-advice-needed-private-tenant-wants-bond-reciept/#post-4533017</link>
				<pubDate>Wed, 19 Oct 2005 05:17:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>My first home ever was rented to students when I bought it and I have also discussed with investing buddies whether a purchaser could let a tenant fulfil the obligations of the FHOG in lieu of the actual proprietor of the property (i.e. you).</p>
<p>I was advised by people, as Derek has noted, that checks are made. Some may be real estate urban myths&hellip;<span class="activity-read-more" id="activity-read-more-41135"><a href="https://www.propertyinvesting.com/topic/4382756-advice-needed-private-tenant-wants-bond-reciept/#post-4533017" rel="nofollow">[Read more]</a></span></p>
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				<title>Bob Dobelina replied to the topic gross and his project in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4382540-gross-and-his-project/page/2/#post-4531592</link>
				<pubDate>Wed, 12 Oct 2005 05:09:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hoowee, bit of a cheeky post gr, not that I donâ€™t agree with some points though..</p>
<p>I agree that there are folks out there making an absolute mint on stuff like land subdivision etc which has little to do with what Steve has written about. And you would know by now that I would not be averse to making a quid in such environments, with enough equi&hellip;<span class="activity-read-more" id="activity-read-more-229911"><a href="https://www.propertyinvesting.com/topic/4382540-gross-and-his-project/page/2/#post-4531592" rel="nofollow">[Read more]</a></span></p>
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				<title>Bob Dobelina replied to the topic Owning your own home...waste of money! in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4382612-owning-your-own-home-waste-of-money/#post-4532128</link>
				<pubDate>Mon, 10 Oct 2005 10:57:15 +0000</pubDate>

									<content:encoded><![CDATA[<p>Yes depreciator of course they are. Perhaps the wilful expenditure of surplus cash is impressive sometimes&#8230; I&#8217;ve seen wads of cash put to some pretty fantastic uses. (*drifts into hazy reverie&#8230;*)</p>
<p>ANYHOO, the points made about super are very, very true. But this rent v buy argument has been raging for ages, and economists and experts will&hellip;<span class="activity-read-more" id="activity-read-more-87762"><a href="https://www.propertyinvesting.com/topic/4382612-owning-your-own-home-waste-of-money/#post-4532128" rel="nofollow">[Read more]</a></span></p>
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				<title>Bob Dobelina replied to the topic WHATS YOUR PROBLEM !! in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4382568-whats-your-problem-2/page/2/#post-4531766</link>
				<pubDate>Fri, 07 Oct 2005 04:54:13 +0000</pubDate>

									<content:encoded><![CDATA[<p>PS What&#8217;s YOUR problem, buddy?</p>
<p>You lookin at me?</p>
<p>You lookin at me? Huh?</p>
<p>[biggrin]</p>
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				<title>Bob Dobelina replied to the topic WHATS YOUR PROBLEM !! in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4382568-whats-your-problem-2/page/2/#post-4531765</link>
				<pubDate>Fri, 07 Oct 2005 04:47:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>Great post indeed WASP. Here&#8217;s why I am not in an IP right now:</p>
<p>I am selling my PPR and my fiance and I have found a nice place we want to move into so buying the new subject to sale of the old (RE agents&#8230; some of them are shocking).</p>
<p>Yes I could have taken equity from the old place and gone into some investments but instead we went for the old&hellip;<span class="activity-read-more" id="activity-read-more-288976"><a href="https://www.propertyinvesting.com/topic/4382568-whats-your-problem-2/page/2/#post-4531765" rel="nofollow">[Read more]</a></span></p>
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				<title>Bob Dobelina replied to the topic Singleton Beach Estate in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4382403-singleton-beach-estate/page/3/#post-4530818</link>
				<pubDate>Tue, 04 Oct 2005 10:24:07 +0000</pubDate>

									<content:encoded><![CDATA[<p>Did anyone see the story in the same paper about the development in Murdoch on top of the Park n Ride? What the&#8230;?</p>
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				<title>Bob Dobelina replied to the topic Singleton Beach Estate in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4382403-singleton-beach-estate/page/3/#post-4530817</link>
				<pubDate>Tue, 04 Oct 2005 10:18:53 +0000</pubDate>

									<content:encoded><![CDATA[<p>Wow, awesome to see visionary sandgropers leading the way in this area. If there&#8217;s room in this co-operative that&#8217;s being suggested, I&#8217;d like in as well!</p>
<p>What&#8217;s a little -ve cf between half a dozen people?</p>
<p>Bob</p>
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				<title>Bob Dobelina replied to the topic Coolamon land release in Ellenbrook, WA - comments in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4382226-coolamon-land-release-in-ellenbrook-wa-comments/#post-4529561</link>
				<pubDate>Tue, 04 Oct 2005 10:00:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>Well done Redwing.</p>
<p>I must be honest, I have not kept my eye on that area but I am now also starting to &#8220;sit up and take notice&#8221;. Was your prop cf+ when you got it though?</p>
<p>Bob</p>
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				<title>Bob Dobelina replied to the topic The benefits of property developing in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4379213-the-benefits-of-property-developing/page/7/#post-4509582</link>
				<pubDate>Mon, 22 Aug 2005 05:10:41 +0000</pubDate>

									<content:encoded><![CDATA[<p>gr, thanks for reminding me of the original point of the post. I think we all got off track there (the entertaining side topic notwithstanding).</p>
<p>[anxious]</p>
<p>Bob</p>
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				<title>Bob Dobelina replied to the topic Watch Out...Dazzling's been knighted!!! in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4381746-watch-out-dazzlings-been-knighted/#post-4526662</link>
				<pubDate>Fri, 19 Aug 2005 12:01:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>Congrats Dazzling I&#8217;ve always gotten great enjoyment out of your posts and the ruckus they sometimes create.</p>
<p>I wish you&#8217;d speak your mind more often though. [<img src="/wp-content/uploads/smileys/wink.gif?x75824" width="" height="" alt=";)" title=";)" class="bbcode_smiley" />]</p>
<p>Bob</p>
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				<title>Bob Dobelina replied to the topic The benefits of property developing in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4379213-the-benefits-of-property-developing/page/7/#post-4509578</link>
				<pubDate>Fri, 19 Aug 2005 11:23:15 +0000</pubDate>

									<content:encoded><![CDATA[<p>Wow, what a really long post! I was spellbound too, quite a lot of opinions and angles to read about. Poor Michael Yardney got a pounding from the suspicious among us and you have to admit Michael, you did actually spruik a little:</p>
<p>These are some of the concepts I wll be explaining at my annual Property Briefings. If you want to understand some&hellip;<span class="activity-read-more" id="activity-read-more-261520"><a href="https://www.propertyinvesting.com/topic/4379213-the-benefits-of-property-developing/page/7/#post-4509578" rel="nofollow">[Read more]</a></span></p>
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				<title>Bob Dobelina replied to the topic This one is for all the budding developers in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4381700-this-one-is-for-all-the-budding-developers/#post-4526314</link>
				<pubDate>Wed, 17 Aug 2005 01:50:13 +0000</pubDate>

									<content:encoded><![CDATA[<p>Yes gr I can think of one fund lender that will do 66.67% GRV at 11%. Queensland-based, maybe you know them?</p>
<p>Bob</p>
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				<title>Bob Dobelina replied to the topic This one is for all the budding developers in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4381700-this-one-is-for-all-the-budding-developers/#post-4526309</link>
				<pubDate>Tue, 16 Aug 2005 10:10:49 +0000</pubDate>

									<content:encoded><![CDATA[<p>kp, I think gr is referring to the example from his reply to moony:</p>
<p>so gross $1,200,000 -35% = 780 &#8211; build 275 (505)-legals and cost interest 140 = 365 land<br />
my working out with calculator<br />
this is not an example this is a lend I just did.<br />
land after legals came to 389,250.<br />
loans going thru.</p>
<p>&#8220;780&#8221; would seem to refer to GRV less a developer&#8217;s&hellip;<span class="activity-read-more" id="activity-read-more-242853"><a href="https://www.propertyinvesting.com/topic/4381700-this-one-is-for-all-the-budding-developers/#post-4526309" rel="nofollow">[Read more]</a></span></p>
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				<title>Bob Dobelina replied to the topic This one is for all the budding developers in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4381700-this-one-is-for-all-the-budding-developers/#post-4526305</link>
				<pubDate>Tue, 16 Aug 2005 05:54:54 +0000</pubDate>

									<content:encoded><![CDATA[<p>Sorry GR just went back and looked again at your wording: &#8220;full lend&#8221;. I assume this means very high %TPC (Dazzling, if you&#8217;re reading that&#8217;s debt to total project cost, the development equivalent of LVR).</p>
<p>Bob</p>
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				<title>Bob Dobelina replied to the topic This one is for all the budding developers in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4381700-this-one-is-for-all-the-budding-developers/#post-4526304</link>
				<pubDate>Tue, 16 Aug 2005 05:52:08 +0000</pubDate>

									<content:encoded><![CDATA[<p>The old due diligence again. SO important.</p>
<p>Thanks for the story GR; a timely reminder, like you say, to budding developers. It requires more attention than many people think.</p>
<p>Bob</p>
<p>PS 11%? Youch! What was wrong with the bank?</p>
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				<title>Bob Dobelina replied to the topic Calculator in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4381603-calculator-2/#post-4525691</link>
				<pubDate>Wed, 10 Aug 2005 09:50:30 +0000</pubDate>

									<content:encoded><![CDATA[<p>Goddesk, folks keep telling me I am pretty good with excel (wouldn&#8217;t say that myself but anyhoo). I could have a look at it for you and try to modify the tax stuff in the formulae. No promises though! Feel free to email the spreadsheet.</p>
<p>Bob</p>
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				<title>Bob Dobelina replied to the topic Adult children living at home in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4381236-adult-children-living-at-home/page/2/#post-4523209</link>
				<pubDate>Wed, 10 Aug 2005 06:51:20 +0000</pubDate>

									<content:encoded><![CDATA[<p>Dazzling;</p>
<p>Enjoyed the longhand version of your perspective &#8211; some good points and well put.</p>
<p>Bob</p>
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				<title>Bob Dobelina replied to the topic Devoloper wants my pad! in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4381545-devoloper-wants-my-pad/#post-4525356</link>
				<pubDate>Wed, 10 Aug 2005 05:23:04 +0000</pubDate>

									<content:encoded><![CDATA[<p>Corejay&#8217;s idea of price couldnt be of importance to you, when you are trying to work out fair price.  its only important to you so you can know if a good deal is to be had.</p>
<p>[/quote]</p>
<p>Grossrealisation, I think I know what harpeau is getting atâ€¦ I am guessing that you are going to do up a quick reverse static feaso for coreyjay starting wit&hellip;<span class="activity-read-more" id="activity-read-more-130896"><a href="https://www.propertyinvesting.com/topic/4381545-devoloper-wants-my-pad/#post-4525356" rel="nofollow">[Read more]</a></span></p>
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				<title>Bob Dobelina replied to the topic What would you do if you were me? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4381304-what-would-you-do-if-you-were-me/page/2/#post-4523699</link>
				<pubDate>Fri, 29 Jul 2005 11:36:24 +0000</pubDate>

									<content:encoded><![CDATA[<p>You know Prophecy, I think some folks reckon you might be taking the pith if you stay at home where your costs are low. While staying at your familyâ€™s place is a superb way to save, I agree that you canâ€™t do it forever &#8211; but you never said you were going to stay at home till all your teeth fell out did you?</p>
<p>I think you have created a great o&hellip;<span class="activity-read-more" id="activity-read-more-266566"><a href="https://www.propertyinvesting.com/topic/4381304-what-would-you-do-if-you-were-me/page/2/#post-4523699" rel="nofollow">[Read more]</a></span></p>
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				<title>Bob Dobelina replied to the topic What would you do if you were me? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4381304-what-would-you-do-if-you-were-me/#post-4523694</link>
				<pubDate>Thu, 28 Jul 2005 05:52:18 +0000</pubDate>

									<content:encoded><![CDATA[<p>Yes, these posts can get very interesting; the most interesting are usually the ones in which someone offers his/her blunt, coarse and/or slightly smug opinion (for which they are unapologetic). Then there are all the responses from folks slightly miffed by the lack of tact and then the blunt person defends him or herself with a long and carefully&hellip;<span class="activity-read-more" id="activity-read-more-84063"><a href="https://www.propertyinvesting.com/topic/4381304-what-would-you-do-if-you-were-me/#post-4523694" rel="nofollow">[Read more]</a></span></p>
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				<title>Bob Dobelina replied to the topic INVESTOR CLUB- GOOD, BAD OR UGLY in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4380459-investor-club-good-bad-or-ugly/#post-4517857</link>
				<pubDate>Thu, 26 May 2005 06:11:23 +0000</pubDate>

									<content:encoded><![CDATA[<p>I would have to agree with the Mortgage Adviser, if it&#8217;s the Investors Club and you are not getting service from them, you need to make a fuss about it! They are supposed to be there to help you go to settlement.</p>
<p>I would also agree with Mortgage Hunter, they are quite good in that they can &#8220;hold your hand&#8221; all the way to settlement and a good way&hellip;<span class="activity-read-more" id="activity-read-more-134671"><a href="https://www.propertyinvesting.com/topic/4380459-investor-club-good-bad-or-ugly/#post-4517857" rel="nofollow">[Read more]</a></span></p>
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				<title>Bob Dobelina replied to the topic The Bank won't lend on my Terms in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4379583-the-bank-wont-lend-on-my-terms/#post-4511842</link>
				<pubDate>Thu, 07 Apr 2005 07:30:00 +0000</pubDate>

									<content:encoded><![CDATA[<p>Are you using a broker? There are lots of other loan products out there!</p>
<p>Bob</p>
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				<title>Bob Dobelina replied to the topic Don't follow the flock !! in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4379398-dont-follow-the-flock/#post-4510740</link>
				<pubDate>Thu, 07 Apr 2005 06:17:44 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks resiwealth for the words of encouragement, and the practical and informative suggestions re what to look for in a stalling or correcting property market. If I am ever lucky enough to shake your wise hand, remind me not to wash it for a month.</p>
<p>[strum]</p>
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				<title>Bob Dobelina replied to the topic Passive Income in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4379237-passive-income-2/#post-4509680</link>
				<pubDate>Tue, 22 Mar 2005 07:40:03 +0000</pubDate>

									<content:encoded><![CDATA[<p>Well these forums (forae?) make for interesting reading donâ€™t they?</p>
<p>Roessler, seems the point you are leading up to with your â€œparrotedâ€ wording is the notion that this â€œpassiveâ€ income isnâ€™t as passive as the word implies. In one of Steveâ€™s books (canâ€™t remember which) he basically reminds us that while a portfolio of cashflow&hellip;<span class="activity-read-more" id="activity-read-more-124191"><a href="https://www.propertyinvesting.com/topic/4379237-passive-income-2/#post-4509680" rel="nofollow">[Read more]</a></span></p>
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