PropertyInvesting.com | blueheeler | Activity https://www.propertyinvesting.com/members/blueheeler/activity/ Activity feed for blueheeler. Mon, 13 Apr 2026 18:15:05 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 6d60e30420bcc26b2f8b95a6919cf196 blueheeler replied to the topic Depreciation Report in the forum Finance https://www.propertyinvesting.com/topic/4395956-depreciation-report-2/#post-4602188 Sun, 19 Apr 2009 08:11:43 +0000 Qlds007 wrote:
Hi blueheelerI am assuming that you mean self employed for 10 months as if you actually meant employed i can think of a dozen lenders all else being equal that would have considered the application.I cant comment on Loanmarket but as a competitor you get will get as good information and advice as the person who owns the franchise.…[Read more]

]]> 28e4ca9dfcd29f47b679c9f283613d28 blueheeler replied to the topic Depreciation Report in the forum Finance https://www.propertyinvesting.com/topic/4395956-depreciation-report-2/#post-4602186 Sun, 19 Apr 2009 00:35:58 +0000 Has anyone heard of Loanmarket?I've had a bad experience with them and applied for a loan 1 month ago. Firstly i was told that i didn't qualify with Rams because i was employed for 10 months. Then, he said that i could apply with Bankwest. A few weeks had passed by and then he told me that we had to apply for the loan ourselves. I asked him if he…[Read more]

]]> 73780a9151a5e40460a43f15d611455b blueheeler replied to the topic Mortgage Broker - Information required in the forum Finance https://www.propertyinvesting.com/topic/4393171-mortgage-broker-information-required/#post-4586701 Sun, 11 May 2008 08:02:01 +0000 Check out investorfinance, they are a mortgage company whom are also investors.

]]> 66812a7c0addcaedce3ca89e5e41e523 blueheeler replied to the topic Need help finding a valuer in the forum Help Needed! https://www.propertyinvesting.com/topic/4391996-need-help-finding-a-valuer/#post-4581036 Thu, 17 Jan 2008 06:59:31 +0000 Try googling valuer, make sure they are qualified and hold indemnity insurance.

]]> 3be7300ed8e17ceb167edf3360b1f2f5 blueheeler replied to the topic Quantity Surveyor / Depreciation question in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4391991-quantity-surveyor-depreciation-question/#post-4581011 Thu, 17 Jan 2008 02:30:30 +0000 I think depreciation items and building is depreciatiable at 2.5% but it all depends on the circumstances etc. If you were to repair and maintain your investment make sure you do this with a tenant. Some things are tax deductible, dont over do it thou.  Just to confirm what I've said, talk to a savvy accountant who has property investments.

]]> 9f3bb94419468a1db9b484af348b4057 blueheeler replied to the topic Multi Lot Subdivision Costs..?? Help in the forum Help Needed! https://www.propertyinvesting.com/topic/4391977-multi-lot-subdivision-costs-help/#post-4580952 Thu, 17 Jan 2008 00:17:14 +0000 Hi there, have you checked the residential code with council? If so, then divide that into 10,000 (standard number) that will give you the size of your lot.eg. Residential Code 20 divide into 10,000=5000 square metres.Good luck.

]]> 4af0c5d77d183a8320728b1ba2471530 blueheeler replied to the topic Quantity Surveyor / Depreciation question in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4391991-quantity-surveyor-depreciation-question/#post-4581005 Thu, 17 Jan 2008 00:08:11 +0000 Quantity Surveyor is good value for money……….money for jam. Give Washingtonbrown Surveyors a call on 1300990612 or http://www.washingtonbrown.com.au,  they will send you a schedule. Goodluck with your findings.

]]> 5fcbb3306dc3bd5404b74a5876dcfd36 blueheeler replied to the topic Need some advice form a good mortgage broker! in the forum Finance https://www.propertyinvesting.com/topic/4391473-need-some-advice-form-a-good-mortgage-broker/#post-4577399 Sat, 22 Dec 2007 10:54:07 +0000 Have you thought about opening up a 100% offset account in conjunction with your morgage loan account? With LOC, you can't claim as a tax deductable. Are you claiming depreciation? What about adding value with a quick reno, increase your rental income, valuation, refinance and add equity to your 100% offset account to counter some interest. Tha…[Read more]

]]> 77c452aa68286cee6d97eeaa0da4d32e blueheeler replied to the topic any experienced property investoer inlembourne want to give me some mentoring. I relaly want to turn around my situation in the forum General Property https://www.propertyinvesting.com/topic/4391705-any-experienced-property-investoer-inlembourne-want-to-give-me-some-mentoring-i-relaly-want-to-turn-around-my-situation/#post-4578882 Fri, 21 Dec 2007 20:33:30 +0000 Michael Yardley is an experience investor and developer. That might be a good start.Cheyenne Brae is a hands on chick.Checkout Josh Williams website………………www.thehappysecret.com

]]> 2e52033497cb1a21326088a745e9a775 blueheeler replied to the topic Hello everybody, wrap info? in the forum Creative Investing https://www.propertyinvesting.com/topic/4391639-hello-everybody-wrap-info/#post-4578490 Thu, 20 Dec 2007 23:00:59 +0000 Michael Yardley's- How to make a million dollar portfolioCraig Turnbull-BooksRobert Kiyosaki-Boardgame 101 Cashflow, 202 Cashflow

]]> 026ed9787201a6424927f9bbfeb35dba blueheeler replied to the topic Should a property be bought under a company name for investment? in the forum General Property https://www.propertyinvesting.com/topic/4390456-should-a-property-be-bought-under-a-company-name-for-investment/#post-4572054 Wed, 22 Aug 2007 00:53:45 +0000 You are absolutely right, the only dif is the land tax concession.

]]> 90646412f5cd669473725eb483f8e918 blueheeler replied to the topic Should a property be bought under a company name for investment? in the forum General Property https://www.propertyinvesting.com/topic/4390456-should-a-property-be-bought-under-a-company-name-for-investment/#post-4572052 Sun, 19 Aug 2007 22:29:06 +0000 Hi Terry, its a property investment trust, not hybrid. Yeah, totally agree, firstly confirm with the ATO.

]]> ca2bebf445dfe2a06b55c5d3d3aa5d9a blueheeler replied to the topic Should a property be bought under a company name for investment? in the forum General Property https://www.propertyinvesting.com/topic/4390456-should-a-property-be-bought-under-a-company-name-for-investment/#post-4572049 Sat, 18 Aug 2007 01:09:07 +0000 I also would suggest it is not wise to buy an appreciating asset in a company as you lose the 50% CGT reduction for assets held over 12 months – which could cap your tax at half of the top marginal rate of 46%. 23% is less than the company rate of 30%.And you certainly should not buy in the same company you trade with. Businesses are often sued,…[Read more]

]]> dc0a4329d6672bd95667297c3cbb4308 blueheeler replied to the topic Should a property be bought under a company name for investment? in the forum The Boss is absolutely https://www.propertyinvesting.com/topic/4390456-should-a-property-be-bought-under-a-company-name-for-investment/#post-4572047 Fri, 17 Aug 2007 00:32:06 +0000 The Boss is absolutely right, set up a trust "property investment trust" with

1.Asset Protection

2.Losses claimable by beneficiary or unit holder

2.Possible land tax concession available

4.Profits distribution at trustees choice

Unlike most trust you can claim tax deductions "negative gearing" But before you jump into something like this,…[Read more]

]]> 72044f3c30ac795fb6e6e279ac08cd78 blueheeler replied to the topic Should a property be bought under a company name for investment? in the forum General Property https://www.propertyinvesting.com/topic/4390456-should-a-property-be-bought-under-a-company-name-for-investment/#post-4572047 Fri, 17 Aug 2007 00:32:06 +0000 The Boss is absolutely right, set up a trust "property investment trust" with1.Asset Protection2.Losses claimable by beneficiary or unit holder2.Possible land tax concession available4.Profits distribution at trustees choiceUnlike most trust you can claim tax deductions "negative gearing" But before you jump into something like this, seek help…[Read more]

]]> 735b46bfa57018d16dbe96b630123b66 blueheeler replied to the topic Rural Zoning - No Building Entitlement in the forum Try contacting the https://www.propertyinvesting.com/topic/4390505-rural-zoning-no-building-entitlement/#post-4572388 Thu, 16 Aug 2007 10:26:44 +0000 Try contacting the respective council and ask for the Planning Officer. They should be able help to answer all your questions, most  officers are pretty flexible and easy going.

If you would like to find out the size of each block, you need to ask for the residential code and then divide that into 10,000this would give you an estimate size of t…[Read more]

]]> dba6d3bd67f8aec3cb4b6e580a6d2d05 blueheeler replied to the topic Rural Zoning - No Building Entitlement in the forum Help Needed! https://www.propertyinvesting.com/topic/4390505-rural-zoning-no-building-entitlement/#post-4572388 Thu, 16 Aug 2007 10:26:44 +0000 Try contacting the respective council and ask for the Planning Officer. They should be able help to answer all your questions, most  officers are pretty flexible and easy going.If you would like to find out the size of each block, you need to ask for the residential code and then divide that into 10,000this would give you an estimate size of the…[Read more]

]]> d75fb76624097d35aebd4bc9d8ba0a3e blueheeler replied to the topic IS the R.E.S.U.L.T.S program REALLY worth it? in the forum Help Needed! https://www.propertyinvesting.com/topic/4390459-is-the-r-e-s-u-l-t-s-program-really-worth-it/#post-4572079 Wed, 15 Aug 2007 22:35:33 +0000 reeco wrote:
Hi OrienYeah i actually read it wrong. which is worse because its over 5000!!! and thats the bloody special!!!! Geez thats a BIG call for anyone no matter who they are.I can definitely put things into perspective but at that price you have to have a written guarantee to something…anything…at all.am i right?Rhetorical question of…[Read more]

]]> 614800021db5eef9fd687bd638ef1619 blueheeler replied to the topic What type of vehicle do you have ?? in the forum Opinionated! https://www.propertyinvesting.com/topic/4381491-what-type-of-vehicle-do-you-have/page/11/#post-4524858 Wed, 15 Aug 2007 22:14:05 +0000 In the early 90ties i brought a 1974 Hillman Hunter color brown, $1000, it was a gem until my favourite dog ripped all the insides…………..it aint no gem now lol.

]]> 9caa0d2a04442e4d250c56b361ba1a75 blueheeler replied to the topic Jenman on 'RENT TO BUY' SCHEMES in the forum Creative Investing https://www.propertyinvesting.com/topic/4390466-jenman-on-rent-to-buy-schemes/#post-4572175 Tue, 14 Aug 2007 21:52:24 +0000 rickotton wrote:
Facts…North Sydney was sold with wrap instalment contracts as was Newcastle as was Chatswood as was most other regional cities in australia…..Fact……on one documented ontract has been disputed in court…………1Fact……vendor finance contracts made up most real estate contracts in the first 100 years of Australias…[Read more]

]]> 8a087e8fb0203b619a464e0e83a273a4 blueheeler replied to the topic Construction loan delays in the forum Finance https://www.propertyinvesting.com/topic/4390331-construction-loan-delays/#post-4571323 Tue, 14 Aug 2007 01:35:50 +0000 The process does take time depending on how motivated your morgage broker is. I have had great dealings with morgage brokers and, the process was 2weeks from interview-settlement which was great. If you have had bad dealings with a morgage broker do not reflect this on the other morgage brokers. It only takes one to split the good and the bad.

]]> 11358e48ca7bfc46a4075e73673f561e blueheeler replied to the topic Construction loan delays in the forum Finance https://www.propertyinvesting.com/topic/4390331-construction-loan-delays/#post-4571322 Tue, 14 Aug 2007 01:16:23 +0000 My understanding of the process works like this,1. Interview-Selecting appropriate product and availability with lender/s too your suitability. Once this occurs then the loan process starts.2. Loan Application Process- Application is lodged with the lender within 24hours of receipt of all required supporting documents. 3.Conditional Approval which…[Read more]

]]> 7821914785ba7224e41dead8a8291f96 blueheeler replied to the topic Are Trust Necessary? in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4389998-are-trust-necessary/#post-4569588 Wed, 08 Aug 2007 03:17:11 +0000 Colin Gowan wrote:
Since a trust is a separate entity and I cant use the negative gearing personally from a trust.And the loss in a trust can be carried forward until there is a profit or I hope I have this right?Please some one tell me if I haven’t?Can a trust still benefit from a depreciation on a property held in a trust just as I already u…[Read more]

]]> 53d1a2352b03df727bf396fbce5692a4 blueheeler replied to the topic Making Money in the forum General Property https://www.propertyinvesting.com/topic/4390353-making-money/#post-4571518 Fri, 03 Aug 2007 06:29:08 +0000 Quote me if I'm wrong about the difference between shares and property, The difference are, risk and value. You can add value to property with a paint job or reno, but u cant with shares. You have control over your property, someone else has control with your shares. What happens when your shares crash? The word "Crash" is, self explanatory.…[Read more]

]]> 1c34bca1152d8aab52c0824684b601e0 blueheeler replied to the topic Help!! I keep running out of equity and I'm stuck now! in the forum Help Needed! https://www.propertyinvesting.com/topic/4390336-help-i-keep-running-out-of-equity-and-im-stuck-now/#post-4571350 Wed, 01 Aug 2007 02:07:33 +0000 Great comments from Vesson. Hang in there and dont be too disheartened,  be patient and let your properties  work for u, not u work for the properties. Dont limit yourself on other peoples wisdom or vision 'Banks,Morgage Brokers', keep looking for the right people with the right attitude.  

]]> 4c3227ffb4d1b5330db76a334fc1828b blueheeler replied to the topic First property, now what ? in the forum Help Needed! https://www.propertyinvesting.com/topic/4390344-first-property-now-what/#post-4571448 Tue, 31 Jul 2007 22:07:45 +0000 Bez wrote:
Hey guys, I have been paying off my first Investment property for 4 months now. Iv only been paying the minimum amount on the loan as iv had other things to buy and just havent had the money..My question is, where do I go from here ?Do I put as much money as I can spare into paying this one off or do I start saving for the next one…[Read more]

]]> 06ec8e049f7f245454ba0f19a97899cf blueheeler replied to the topic Help!! I keep running out of equity and I'm stuck now! in the forum Help Needed! https://www.propertyinvesting.com/topic/4390336-help-i-keep-running-out-of-equity-and-im-stuck-now/#post-4571346 Tue, 31 Jul 2007 21:36:28 +0000 Hi there, congrats to your awesome portfolio. Just a short note on 'Cross Collaterilisation' never ever Cross Coll with any more properties, this is securitiy for the bank and less flexibility for you. If your bank don't like it then terminate your relationship with the bank and take your business else where, his loss and someone elses gain. I…[Read more]

]]> 7d9a968f310e5b8a4e87d23ffa6b7ea4 blueheeler replied to the topic Onselling a contract for profit in the forum Creative Investing https://www.propertyinvesting.com/topic/4390131-onselling-a-contract-for-profit/#post-4570332 Tue, 31 Jul 2007 03:59:25 +0000 Hi there everyone, just new to this thing. I've just seen all your great comments and wanted to add to this without offending anyone, The strategie soundz like 'Call Option Deed' which is legal and Developers sometimes use it to great effect.

]]> bbe59c4fc11f452ff33b7d731409704a blueheeler replied to the topic Best Place For Mortgage For Company/Trust Structure in the forum Finance https://www.propertyinvesting.com/topic/4390112-best-place-for-mortgage-for-companytrust-structure/page/2/#post-4570200 Sun, 15 Jul 2007 23:21:14 +0000 Yeah, that's a great idea. That's why i was trying to explain capital and exponential growth, thanx for the comment

]]> f4e253c0625e4f12afb3b38462ac5cf0 blueheeler replied to the topic Best Place For Mortgage For Company/Trust Structure in the forum Finance https://www.propertyinvesting.com/topic/4390112-best-place-for-mortgage-for-companytrust-structure/page/2/#post-4570198 Sun, 15 Jul 2007 06:38:16 +0000 I think it's pointless continuing on this discussion and thank your for your comments, appreciate that.

]]> 981abdc35a1eab2693bc89342bc79c72 blueheeler replied to the topic Best Place For Mortgage For Company/Trust Structure in the forum Finance https://www.propertyinvesting.com/topic/4390112-best-place-for-mortgage-for-companytrust-structure/page/2/#post-4570194 Thu, 12 Jul 2007 23:37:35 +0000 I do understand that but, ur using someone else's "money", not yours, someone elses . I cant see where you have lost out on this transaction, 60-40% ratio is pretty good. Whats happening here is people are forgetting, from the start, the "money" wasn't yours to begin with. U have to be happy with a 60-40% "money" ratio?Now! For u to benefit from…[Read more]

]]> a7e49d44d3554b6712d08781a80f7c1a blueheeler replied to the topic Best Place For Mortgage For Company/Trust Structure in the forum Finance https://www.propertyinvesting.com/topic/4390112-best-place-for-mortgage-for-companytrust-structure/#post-4570192 Thu, 12 Jul 2007 10:58:37 +0000 APerry wrote:
"Wouldn't it be wise to deposit your 20% into a 100% offset account to counter interest on top of the loan as well?In doing this, u have saved 40% interest on your loan."Mate, you sound like you think that 20% equity mortgage amount is free. It isn't. It doesn't matter whether an expense is deferred or immediate, its still an…[Read more]

]]> be2638d8d0b67788518f30de79305219 blueheeler replied to the topic Best Place For Mortgage For Company/Trust Structure in the forum Finance https://www.propertyinvesting.com/topic/4390112-best-place-for-mortgage-for-companytrust-structure/#post-4570189 Thu, 12 Jul 2007 04:55:29 +0000 Hi Elka

Thanku for your positive feedback and i do understand what ur saying. What I’m trying to say is, ur using someone elses money, not yours, someone elses.

Lets say the Equity Finance Company asked for 40% of capital gains, u still come out on top with 60% if u decide to sell, i think 40% of your cg is a small price to pay when youve used…[Read more]

]]> ff5cc4ebe48a4780b0ff6389f6d511eb blueheeler replied to the topic Best Place For Mortgage For Company/Trust Structure in the forum Finance https://www.propertyinvesting.com/topic/4390112-best-place-for-mortgage-for-companytrust-structure/#post-4570187 Thu, 12 Jul 2007 00:09:14 +0000 No offence taken Mortgageman.

I do understand what ur saying about sharing part of your capital growth but ur using OPM……….interest free.

Wouldn’t it be wise to deposit your 20% into a 100% offset account to counter interest on top of the loan as well?

In doing this, u have saved 40% interest on your loan.

Look forward to your positive…[Read more]

]]> 11b46c80b1dffc6e1d69dcbfab763420 blueheeler replied to the topic Best Place For Mortgage For Company/Trust Structure in the forum Finance https://www.propertyinvesting.com/topic/4390112-best-place-for-mortgage-for-companytrust-structure/#post-4570183 Sat, 07 Jul 2007 07:10:28 +0000 The Company I’m refering to is called,
Equity Finance Morgage,Milson Point, NSW. You can contact them on 1300 720 110 or 02 9466 8200.

Their are some criteria u must qualify for.

]]> 2556f0946a5179370131e1fd002cd3ed blueheeler replied to the topic Best Place For Mortgage For Company/Trust Structure in the forum Finance https://www.propertyinvesting.com/topic/4390112-best-place-for-mortgage-for-companytrust-structure/#post-4570180 Fri, 06 Jul 2007 02:17:00 +0000 Sorry about the confusing info ive provided, what i was trying to say was………………instead of depositing 20% of your own money towards the investment, deposit that money into a 100% offset account to counter the interest rates. i know some 2nd tier banks who will.

There’s a company who will loan u 20% deposit interest free. There are a…[Read more]

]]> 686a7d2b7f3e4efd9429952df95f0dd1 blueheeler replied to the topic Best Place For Mortgage For Company/Trust Structure in the forum Finance https://www.propertyinvesting.com/topic/4390112-best-place-for-mortgage-for-companytrust-structure/#post-4570177 Fri, 06 Jul 2007 01:28:55 +0000 Have u thought about putting 20% deposit into a 100% offset account to counter any interest rates from the loan and, to use equity finance company to invest 20% of the deposit into the loan thus leaving u with a deposit of 5% towards your loan. The lender will top the loan up to 100% and the repayments will be low, inthe end ur only using 5% of…[Read more]

]]> e187fcfbca964a1b552e6a9a792a0b4d blueheeler replied to the topic Urgent opinions, need to give answer today! in the forum Help Needed! https://www.propertyinvesting.com/topic/4390079-urgent-opinions-need-to-give-answer-today/#post-4569986 Tue, 03 Jul 2007 20:20:09 +0000 That’s a small price to pay. U can claim back the commision thru tax deductions.

Apply your conditions and a fixed commision to suit your needs, dont speculate or determine the outcome of your situation.

If the real estate doesn’t like it, go to someone else who does. At the end of the day, take your business ‘Money’ some where else where u can…[Read more]

]]> 257d4ea9c216e005d2afbdad531cfc50 blueheeler replied to the topic Sticky situation in the forum Help Needed! https://www.propertyinvesting.com/topic/4390090-sticky-situation/#post-4570034 Tue, 03 Jul 2007 04:50:14 +0000 Do a valuation on the apartment, no doubt there will be some equity. Pay half of what it is worth now and change titles to his brothers name.

]]> 3947ab9644b6baa05d363eec0040356e blueheeler replied to the topic Urgent opinions, need to give answer today! in the forum Help Needed! https://www.propertyinvesting.com/topic/4390079-urgent-opinions-need-to-give-answer-today/#post-4569984 Tue, 03 Jul 2007 04:44:54 +0000 How about contacting the Real Estate for any potential rent to buy clients? Let the real estate do the research, and u provide the conditions that suit yourself, u can build a rapport without to much hassles. Make sure u screen the real estate as well as the tenant/buyer.

]]> 148b6f54779d8c750b3b82b7acd28413 blueheeler replied to the topic Urgent opinions, need to give answer today! in the forum Help Needed! https://www.propertyinvesting.com/topic/4390079-urgent-opinions-need-to-give-answer-today/#post-4569982 Tue, 03 Jul 2007 04:27:44 +0000 Hi there, why dont u ask the tenant if he is interested in a rent to buy. Therefore, he pays for the service of the investment as well as buying it. The investment remains under your title until full repayments have been met. It may give you more options and time opportunity.

]]> 5b6e56b87911bed89c50ec724a73fc75 blueheeler replied to the topic Suburb rental statistics?? in the forum Help Needed! https://www.propertyinvesting.com/topic/4390062-suburb-rental-statistics/#post-4569903 Sat, 30 Jun 2007 02:40:28 +0000 I prefer a high capital growth suburb with a median price range affordability and an acceptable lifestyle. Dont get too emotional with your property investment about how owner/occupiers look after their properties, your priority is to look after your interest to service your investment.

]]> 0235ea42698e2945560cb0ec60bb84b7 blueheeler replied to the topic another newbie question in the forum Help Needed! https://www.propertyinvesting.com/topic/4390054-another-newbie-question-2/#post-4569867 Fri, 29 Jun 2007 23:00:11 +0000 Hi woodvale, i dont know if this is a good idea but!! Why dont u change your PPOR to IP, rent it out and, claim tax deductibles, depreciation and use this to service your Property to bring down your morgage loan. The only problem with this is, it's liable for CGT.

]]> 9205c1f00d94c544f0fe47d574d2c20e blueheeler replied to the topic agents/tenants in the forum Help Needed! https://www.propertyinvesting.com/topic/4390060-agentstenants/#post-4569897 Fri, 29 Jun 2007 22:51:45 +0000 I would focus on looking for another Real Estate with an independant property manager, shop around.

]]> fedfc8a349495d3dd71f1fe10ed6e58d blueheeler replied to the topic Stamp Duty on Off the Plan but construction has commenced in the forum Help Needed! https://www.propertyinvesting.com/topic/4390052-stamp-duty-on-off-the-plan-but-construction-has-commenced/#post-4569865 Fri, 29 Jun 2007 01:46:41 +0000 Hi there, if the Builders have started construction and once the property is completed, the property may come under an established property. Also by saying that, the property must have remained sale free no matter what. That's my understanding, you must research for your answer either from an Investor or Real Estate. I hope this will help abit?

]]> de34cf115b69016bb9684bd9914ea7b3 blueheeler replied to the topic Setting up the property empire... in the forum Help Needed! https://www.propertyinvesting.com/topic/4390045-setting-up-the-property-empire/#post-4569845 Thu, 28 Jun 2007 22:33:56 +0000 Hi Brent, what type of portfolio are you looking at? Short term or Long term? Short term =positive gearing, i believe positive gearing is based on your rental income + depreciation servicing your morgage loan. Long term=capital growth, increase in value of your properties which will service your wealth. It's the asset that will provide your…[Read more]

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