Total Members: 158,564

Anthony Zanatta

  • Anthony Zanatta replied to the topic Submitting an offer in the forum Help Needed! 6 years, 6 months ago

    That’s a great idea Richard, thanks for the advice!

  • Anthony Zanatta started the topic Submitting an offer in the forum Help Needed! 6 years, 6 months ago

    Hi all,

    Buying my first property and new to real estate agent tactics (I think). I’ve been to quite a few open homes and when I go to put a written offer forward using their template, the form always mentions something along the lines of “I’m being honest when I say $X is the most I’m prepared to pay”.

    Is this some sort of tactic to jack up my…[Read more]

  • Anthony Zanatta replied to the topic Financing PPOR with intention of converting to IP in the forum Finance 6 years, 7 months ago

    Good to hear that they’re an option – PM incoming Richard :)

    Anthony

  • Anthony Zanatta replied to the topic Financing PPOR with intention of converting to IP in the forum Finance 6 years, 7 months ago

    Hey Richard,

    I wasn’t aware of Loan Market’s connection to Ray White, thanks for that tip.

    Regarding loan type, I’ve read about professional loans which allow for a 10% deposit with no LMI, but taking into account the recent changes in lending practices post APRA, are these an attainable option? If so, do you know of any brokers who specialise…[Read more]

  • Anthony Zanatta started the topic Financing PPOR with intention of converting to IP in the forum Finance 6 years, 7 months ago

    Hey all, I’m coming to the tail end of knuckling down and saving for my first property and the scary time’s come to start looking around and doing stuff!

    I plan on using the FHOG grants and stamp duty exemption, so I’ll need to live in the property for 6 months and then I plan on renting it out. Loan-wise, can I continue using the same Home…[Read more]

  • Anthony Zanatta replied to the topic Where to save your money for down payment? in the forum Finance 6 years, 7 months ago

    Hi Hans, I’m in the same boat at the moment and I’ve thrown most of my savings into an ING Savings Maximiser. It’s 2.8% return without needing to lock your money into a term deposit for a similar rate of return :)

  • Anthony Zanatta replied to the topic Sydney meetings?? in the forum Heads Up! 7 years, 3 months ago

    Hey Tony, thanks for the heads up. All signed up, looking forward to it mate!

  • Anthony Zanatta replied to the topic Hold & Sell Criteria – examples?? in the forum General Property 7 years, 4 months ago

    All good, I’ll just grab the latest revision of that particular book, I’ll have to come across it at one point or another when I read it. Thanks for the heads up :)

    Good point. I was thinking from the point of view of saving every cent possible to save for deposits, but that’s a bit short sighted of me. I’ll suss it out, thanks for the prod in…[Read more]

  • Anthony Zanatta replied to the topic Hold & Sell Criteria – examples?? in the forum General Property 7 years, 4 months ago

    Hey Benny, would you happen to recall which of Steve’s books refers to that rule of thumb? I’ve just finished reading 0-260+ and I’m thinking I might grab a couple more of his books if they’ve got any additional useful insights. It was a great read (albeit slightly depressing considering I was liking the idea of a buy and hold strategy).

    Thank…[Read more]

  • Anthony Zanatta started the topic Hold & Sell Criteria – examples?? in the forum General Property 7 years, 4 months ago

    Happy new year folks! I’m slowly putting together my investing strategy and I’ve come to the stage where I need to determine hold/sell criteria.

    At this stage I’m thinking of having both a capital growth target and a % yield threshold that I’d need to exceed. Falling below these numbers and I’d know that I should think about selling. The problem…[Read more]

  • Anthony Zanatta replied to the topic Rentvesting Advice in the forum Creative Investing 7 years, 4 months ago

    Hey Ethan, thanks for your input mate. Definitely going to speak to an accountant, I’m just trying to figure out a game plan so I have a rough idea of what I’m after before speaking to accountants/brokers/solicitors etc.

    Yep I meant over 80%, shouldn’t have been writing questions late at night after reading a stack of books! That’s exactly the…[Read more]

  • Anthony Zanatta replied to the topic Using line of credit to access fixed mortgage equity in the forum Finance 7 years, 4 months ago

    Hey Terry, slight sidetrack here (sorry OP) but you’ve piqued my interest (no pun intended), would parking sleep at night funds (savings) in an offset account also result in loan interest not being tax deductible???

  • Anthony Zanatta‘s profile was updated 7 years, 4 months ago

  • azanatta91 replied to the topic buying investment property in low socioeconomic suburb in the forum Help Needed! 7 years, 4 months ago

    Hey Peter, is there any reason that you want to buy in the Melbourne area? Have you considered widening your search to other states which would enable you to choose from a wider range of properties?

  • azanatta91 replied to the topic Rentvesting Advice in the forum Creative Investing 7 years, 4 months ago

    Hey Benny, I’ve taken a look over the link you provided, few more goodies in there, thanks for that. I’ve got the beginnings of a plan forming up nicely :)

    Just read your news article Tony, wow. Talk about great inspiration that it’s doable for someone like me who’s just starting out, good on you mate!

    Terry my 9-5 job as a consultant is…[Read more]

  • azanatta91 replied to the topic Rentvesting Advice in the forum Creative Investing 7 years, 5 months ago

    Hey Benny, I thought I’d read every single post on these forums but looks like I’d missed one! I’m really liking that idea, having the extra money in the offset account if things do go pear shaped would be a great peace of mind for me.

    And scarily enough I was told that idea by a friend of a friend at a dinner – they were going to try and claim…[Read more]

  • azanatta91 replied to the topic Rentvesting Advice in the forum Creative Investing 7 years, 5 months ago

    Hey Benny, I thought I’d read every single post on these forums but looks like Imd missed one! I’m really liking that idea, having the extra money in the offset account if things do go pear shaped would be a great peace of mind for me.

    And scarily enough I was told that idea by a friend of a friend at a dinner – they were going to try and claim…[Read more]

  • azanatta91 replied to the topic Rentvesting Advice in the forum Creative Investing 7 years, 5 months ago

    I was told that by some so-called “property investors” – it sounded suss to me and my research backed that up, I just wanted to be 100% sure before I ignored that advice and moved on, so thanks for clearing that one up :)

    That’s great to hear that it is doable Tony, I’m aiming to buy a positive cash flow property under market value and use…[Read more]

  • azanatta91 started the topic Rentvesting Advice in the forum Creative Investing 7 years, 5 months ago

    Hey guys,

    I’m in the process of putting together a business plan for my property investment strategy and I’m looking at rentvesting. Spanner in the works, I haven’t spoken to anybody who actually does it – is anybody on these forums rentvesting at the moment?

    Bit of background, I’ve taken a massive hit to the pride and moved back in with the…[Read more]

  • azanatta91 replied to the topic Sydney meetings?? in the forum Heads Up! 7 years, 5 months ago

    I probably went a little too nuts on that one, couldn’t help myself, bit of a sore spot for me :P

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Anthony Zanatta

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