PropertyInvesting.com | Woody1986 | Activity https://www.propertyinvesting.com/members/woody1986/activity/ Activity feed for Woody1986. Wed, 15 Apr 2026 00:50:25 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 719c78f842740a99a4974581abbabda9 Woody1986 replied to the topic loans for foreign properties (portugal) in the forum Help Needed! https://www.propertyinvesting.com/topic/5039277-loans-for-foreign-properties-portugal/#post-5039318 Wed, 13 Sep 2017 03:11:59 +0000 hi Richard

Thanks very much for the reply. i will get onto them

cheers

]]> e2f9b3e04e43a3eadc1f4e7cfcbeaed8 Woody1986 started the topic loans for foreign properties (portugal) in the forum Help Needed! https://www.propertyinvesting.com/topic/5039277-loans-for-foreign-properties-portugal/ Sun, 10 Sep 2017 21:37:01 +0000 hi guys

was hoping someone could help with a contact for a broker to fund property in Portugal.

TIA

]]> 6ce388d5a5e680cf64d6950dfc9741f9 Woody1986 started the topic getting special apprival for development when no right zoning ? in the forum Help Needed! https://www.propertyinvesting.com/topic/5030696-getting-special-apprival-for-development-when-no-right-zoning/ Wed, 19 Oct 2016 22:03:19 +0000 hi guys

i have a 780 sqm block on central coast. identical to block behind me which has 3 townhouses. and across the road there is also units and townhouses in the street. with rezoning a while ago it turned my block to residential zoning

2 people have said to me i can still apply for special approval for development. i have never heard of…[Read more]

]]> c0eb4ab583625be7936f0d7c7d79c13b Woody1986 started the topic buying spouse out of property in the forum Help Needed! https://www.propertyinvesting.com/topic/5004355-buying-spouse-out-of-property/ Tue, 24 Mar 2015 06:42:35 +0000 Hi guys. Hoping for some assistance here. My partner curecently looking to buy me out of property. Current Val approx 360k and owing is 205k. .we have a line of credit attached to property of 50k (unused and funds still there ). She was looking to buy my share of property after expenses for 75k by using the 50k line of credit and 25k in cash and…[Read more]

]]> 7ffb5f424535d76d98efa7d5e1ca68a3 Woody1986 replied to the topic Commbank VIridan Line of credit - Guidelines for loan use in the forum Help Needed! https://www.propertyinvesting.com/topic/4993225-commbank-viridan-line-of-credit-guidelines-for-loan-use/#post-4993297 Thu, 31 Jul 2014 22:15:29 +0000 Hi MIck.. Thanks heaps for that. I was thinking it was something along those lines although they never advertise their full details (that I could find) online. That helps heaps though.

Is this all to do with who their reinsurer is and their guidelines?

I thought commbank self insure quite a bit of their deals?

]]> 2ea99eb8c56f3c5c1f96a71a2e2832a4 Woody1986 replied to the topic Commbank VIridan Line of credit - Guidelines for loan use in the forum Help Needed! https://www.propertyinvesting.com/topic/4993225-commbank-viridan-line-of-credit-guidelines-for-loan-use/#post-4993237 Wed, 30 Jul 2014 09:34:47 +0000 Hi Benny. Thanks for reply.. I think their concern seems to be what I may use it for??
I didn’t think it mattered..

Property val is 320k and loan is 230k.

Just wanted a line.of credit to bring me up to 90% LVR

Serviceability isn’t an issue

]]> 48773be6fbc62a71f0ce0099c2c4be90 Woody1986 started the topic Converting double carport into studio - Any one done this? Gosford council area in the forum Help Needed! https://www.propertyinvesting.com/topic/4993227-converting-double-carport-into-studio-any-one-done-this-gosford-council-area/ Wed, 30 Jul 2014 03:05:26 +0000 Hi Guys

I have a double carport with a laundry off it. I want to enclose it in to use as a teenage retreat.
What is the process?
What costs would I be looking at?

thanks in advance

]]> f04111e483883ce629f8cc8c944f85d8 Woody1986 started the topic Commbank VIridan Line of credit - Guidelines for loan use in the forum Help Needed! https://www.propertyinvesting.com/topic/4993225-commbank-viridan-line-of-credit-guidelines-for-loan-use/ Wed, 30 Jul 2014 03:02:41 +0000 Hi Guys.
Just wondering if anyone has had troubles with getting a LOC through commbank. I wanted to get a $60k LOC to leave sitting there until I find my next property. COmmbank want a contract first.
I dont want to do this because
1) I havent found a property
2) I dont want to wait to get funds incase my valuation goes down and my property…[Read more]

]]> e2f601a31eec40c1b21ac9f56146c0e5 Woody1986 replied to the topic Using equity to buy another IP and cover stamp duty and costs in the forum Help Needed! https://www.propertyinvesting.com/topic/4991632-using-equity-to-buy-another-ip-and-cover-stamp-duty-and-costs/#post-4991656 Thu, 12 Jun 2014 02:38:57 +0000 Thanks for the reply Kinetic.
The IP 2 has had the bank valuation so that is confirmed. I am happy pay LMI. For me it is a necessary evil.

I think I understand the LOC part now in regards to have separate loans to avoid CC although the tax deductions on the stamp duty interest I am still unsure about as I thought it wasnt tax deductible

]]> defa4b92d0ade68f3f1b470c09f19176 Woody1986 started the topic Using equity to buy another IP and cover stamp duty and costs in the forum Help Needed! https://www.propertyinvesting.com/topic/4991632-using-equity-to-buy-another-ip-and-cover-stamp-duty-and-costs/ Wed, 11 Jun 2014 10:52:13 +0000 Hi guys

In the process of getting my third (possibly 4th) property and just realised my current 2 properties may be cross collaterallized.

Have a current property. Bought for $215k ( loan is split at $150k and $65k). Increase the loan of $65k to $85k to use the $20k deposit to buy another IP for $380k ( I also threw in some cash)

From what I…[Read more]

]]> d5817a56960b42f98d7ead4154844d2a Woody1986 replied to the topic BROKER HELP - Friend has had an off the plan Val come in lower in the forum Help Needed! https://www.propertyinvesting.com/topic/4991516-broker-help-friend-has-had-an-off-the-plan-val-come-in-lower/#post-4991630 Wed, 11 Jun 2014 10:38:18 +0000 Hi Terry. Yes, that is the point I am trying to make. A good broker wouldnt have had this issue. I believe a broker should be able to advise their clients after understanding their needs what they should and shouldnt do. I have spent the best part of 10 years in the real estate and insurance industry and all too often see negligible advice given…[Read more]

]]> f99dd99f84d54af972d6d6f2b628bd1a Woody1986 replied to the topic BROKER HELP - Friend has had an off the plan Val come in lower in the forum Help Needed! https://www.propertyinvesting.com/topic/4991516-broker-help-friend-has-had-an-off-the-plan-val-come-in-lower/#post-4991614 Wed, 11 Jun 2014 06:21:01 +0000 Hi Terry.
I will have to disagree with you there. People employ “professionals” and I use the term loosely for some people , to guide them through this process ( and other complicated things like insurance and accounting) and provide them with quality advice and limit risks.
What good are brokers if they arent helping the client avoid issues like…[Read more]

]]> dc39783aea64da6117e2043917cb3dd8 Woody1986 replied to the topic BROKER HELP - Friend has had an off the plan Val come in lower in the forum Help Needed! https://www.propertyinvesting.com/topic/4991516-broker-help-friend-has-had-an-off-the-plan-val-come-in-lower/#post-4991572 Tue, 10 Jun 2014 04:55:02 +0000 Will keep everyone updated aswell for future reference, and as Jamie has stated, Definately shouldnt fix a land loan when planning to build

]]> 7f677c04382c94ad750bfbdd076831e0 Woody1986 replied to the topic BROKER HELP - Friend has had an off the plan Val come in lower in the forum Help Needed! https://www.propertyinvesting.com/topic/4991516-broker-help-friend-has-had-an-off-the-plan-val-come-in-lower/#post-4991571 Tue, 10 Jun 2014 04:48:32 +0000 Hi Guys

thanks again for the replies so far. I have sent my friend these. As it is all new he is yet bto confirm with the bank if the deal was put in as a house and land package. Its a new estate in penrith so I cant see while it wouldnt have been done like that.

Seems unusual that no one else has had an issue with Val as yet.

]]> 80d4857b2154d2b412be071a378fa35b Woody1986 replied to the topic BROKER HELP - Friend has had an off the plan Val come in lower in the forum Help Needed! https://www.propertyinvesting.com/topic/4991516-broker-help-friend-has-had-an-off-the-plan-val-come-in-lower/#post-4991522 Mon, 09 Jun 2014 09:13:55 +0000 I think he may have paid a 10% deposit on the land. He also had to pay stamp duty as the land registration has taken so long (he is FHB)

The land has apparently gone up $20k according to Val. Its the build that is the problem.

Should his broker have entered the deal as house and land? I think (apparently) he has done that. Is it then the banks…[Read more]

]]> 32377ae7cab37ed48e04225fb0d4b687 Woody1986 started the topic BROKER HELP - Friend has had an off the plan Val come in lower in the forum Help Needed! https://www.propertyinvesting.com/topic/4991516-broker-help-friend-has-had-an-off-the-plan-val-come-in-lower/ Mon, 09 Jun 2014 08:00:02 +0000 Hi Guys.
Have a friend who purchased house and land package in Penrith. He went with a smaller bank ( Adelaide bank I think) . Its a new estate with a new type of building in the area ( Terrace style which is unique to penrith) . The valuation came in lower for the build although the Land val was fine. Other people who bought with bigger banks…[Read more]

]]> e10eca744e122e4a28d5d024333273f5 Woody1986 started the topic Buying 2 properties on 1 title with view to strata title - How do I do this in the forum Help Needed! https://www.propertyinvesting.com/topic/4990152-buying-2-properties-on-1-title-with-view-to-strata-title-how-do-i-do-this/ Mon, 05 May 2014 06:26:24 +0000 Hi Guys

Looking to buy 2 properties on 1 title. Its a corner block. Looking to strata title them .

How do I go about this ? ( unsure about things like structure, financing, approval through council etc)

I am probably going to keep both of them although may sell one

thanks guys

(its in QLD too)

]]> d09ae450ba81b2c4079b5808442a1efc Woody1986 replied to the topic Help- finance issues dual occ in the forum Help Needed! https://www.propertyinvesting.com/topic/4410143-help-finance-issues-dual-occ/#post-4695556 Wed, 23 Oct 2013 05:55:01 +0000 Thanks Michael 

Its not so much declining the "dual occ" but its the reinsurers because I have got less than 20% deposit

I had no plans on buying dual occ hence going through bankwest so just a bit of bad luck 

Had 2 home loans through CBA with good record plus $40k savings and $25k usable equity with property with CBA. 

I can afford to chip…[Read more]

]]> 439066dd11e9b25d389f127f762d5471 Woody1986 replied to the topic Help- finance issues dual occ in the forum Help Needed! https://www.propertyinvesting.com/topic/4410143-help-finance-issues-dual-occ/#post-4695554 Wed, 23 Oct 2013 05:33:19 +0000 Hi Guys

Just to give you all an update. 
Bankwest declined the loan due to the dual occ/dividing wall between the property which makes it dual occ

I can only go off what my broker has told me 

Waiting to hear from commbank.

Hopefully they will be ok . fingers crossed

]]> 2afe0864ee23d75c927f12bfa62e5af2 Woody1986 replied to the topic Help- finance issues dual occ in the forum Help Needed! https://www.propertyinvesting.com/topic/4410143-help-finance-issues-dual-occ/#post-4695553 Thu, 17 Oct 2013 05:26:42 +0000 Thanks MIchael 

I have 40k cash and 23 k equity so could have squeezed a 90%LVR but went through bankwest because apparently allowed 95% LVR with LMI 

Awaiting there response … didnt even consider the dual occ issue as this deal came on very quick and wanted it done before weekend but will see how it goes

My broker said it bankwest Val comes…[Read more]

]]> 352c5a940fdeb120d983c5e0eda65d01 Woody1986 replied to the topic Help- finance issues dual occ in the forum Help Needed! https://www.propertyinvesting.com/topic/4410143-help-finance-issues-dual-occ/#post-4695551 Thu, 17 Oct 2013 04:47:31 +0000 Hi Guys 

Thanks again for the comments 

Shahin – I think the issue arose when there was 2 different lease agreements supporting the rental income as the valuer hadnt been out as yet. Valuer has been out today . Awaiting to hear back 

Ryan – Cheers ryan , It just seems like a silly policy . It sounds like if I was to live in it then there…[Read more]

]]> 9730b47e1f12252ea7918e00ff49cce9 Woody1986 replied to the topic Help- finance issues dual occ in the forum Help Needed! https://www.propertyinvesting.com/topic/4410143-help-finance-issues-dual-occ/#post-4695548 Wed, 16 Oct 2013 19:52:08 +0000 Hi guys. Thanks for all the replies. Valuation should be back today. Hopefully I am overreacting. Fingers crossed it goes through. I went through a broker. Apparently they have only "mentioned" it to him after they saw the property. Will post the update on here tofay

]]> 55fb46e9d90d5522d40b66f23accdd6c Woody1986 replied to the topic Help- finance issues dual occ in the forum Thanks Jamie. Does it matter https://www.propertyinvesting.com/topic/4410143-help-finance-issues-dual-occ/#post-4695543 Wed, 16 Oct 2013 09:22:09 +0000 Thanks Jamie. Does it matter if its not an approved dual occ. apparently the building is old and there is no documentation around this ?

]]> dd49e339f83be3d5887ef451eea1481d Woody1986 replied to the topic HOW TO - Use equity to fund deposit for home loan in the forum Help Needed! https://www.propertyinvesting.com/topic/4410138-how-to-use-equity-to-fund-deposit-for-home-loan/#post-4695513 Tue, 15 Oct 2013 19:19:24 +0000 Hi guys. Yes the other loan is an IP loan so it should be all good. Thanks for your replies. Much appreciated 

]]> 6437b24c7914e18c980a5364da908483 Woody1986 replied to the topic HOW TO - Use equity to fund deposit for home loan in the forum Help Needed! https://www.propertyinvesting.com/topic/4410138-how-to-use-equity-to-fund-deposit-for-home-loan/#post-4695509 Tue, 15 Oct 2013 07:29:22 +0000 Hi Jamie

Its an IP

I have just received the loan docs and I am concerned as the loan doc says it replaces the old loan ( I have 2 splits one and the one I am topping up is $54k and topping it up to $78k)
The wording in the doc mentions "paying out the $54k " of the existing loan and making a new loan of $78k. I would then just get a bank cheque…[Read more]

]]> 1b8fc7b54b24c7ed8050748976c2f619 Woody1986 replied to the topic Investment detective error - Help in the forum Site Problems / Feedback https://www.propertyinvesting.com/topic/investment-detective-error-help/#post-4694026 Wed, 14 Aug 2013 11:18:20 +0000 Hi gguys. Thanks for the replies. The program is Steve mc knights that he sells on this website. Paid around $200 for it and now have nothing to auto analyse deals. Any suggestions of other program's that are helpful?  Thanks

]]> 82c92eed1e8ddd58f3e3ea68e97a4591 Woody1986 replied to the topic Mortgage Broker in UK? in the forum Overseas Deals https://www.propertyinvesting.com/topic/4409752-mortgage-broker-in-uk/#post-4693531 Wed, 24 Jul 2013 10:59:30 +0000 Hi Richard…Thanks again (for prob the 4th time so far tonight haha) ..I guess I can cross that overseas property off the list in UK for the time being

]]> d42a5a7373b23eabf9dbd854f5ae461b Woody1986 replied to the topic Lowest risk approach in creating equity?? Roughly $30k equity $40k cash in the forum Help Needed! https://www.propertyinvesting.com/topic/4409761-lowest-risk-approach-in-creating-equity-roughly-30k-equity-40k-cash/#post-4693571 Wed, 24 Jul 2013 10:57:06 +0000 Great thanks again RIchard…. I believe that is what he is doing as we are going to go through a different lender for the loan while using the equity sub loan as the deposit…Hopefully my next couple of purchases can produce some good cash flow as I believe the low interest rates wont be around forever….

]]> e6d0257a2b2cd20a8635cd149213bb42 Woody1986 replied to the topic Lowest risk approach in creating equity?? Roughly $30k equity $40k cash in the forum Help Needed! https://www.propertyinvesting.com/topic/4409761-lowest-risk-approach-in-creating-equity-roughly-30k-equity-40k-cash/#post-4693569 Wed, 24 Jul 2013 10:24:21 +0000 Ah ok…Thanks for that… I think my broker is going down that path…I am trying to keep as much cash as possible…My original plan is to just try and buy a smaller priced property )maybe a unit) for around 220k using the equity as a deposit and Sduty costs etc and rent it for 290-300 pw…..and then buy a house up the central coast of NSW for…[Read more]

]]> 3dac9c68fc4f7fe94e7039cf5e5c32fc Woody1986 replied to the topic Lowest risk approach in creating equity?? Roughly $30k equity $40k cash in the forum Hi RIchard....Thanks very https://www.propertyinvesting.com/topic/4409761-lowest-risk-approach-in-creating-equity-roughly-30k-equity-40k-cash/#post-4693567 Wed, 24 Jul 2013 10:10:53 +0000 Hi RIchard….Thanks very much for the speedy reply….You mention looking into a 100% loan facility although commbank only do LVR of 90% on equity??? How would that work and how is that different to an equity release loan??? thanks Richard

]]> dfe31a041f0c8adb637e5b21a56ab654 Woody1986 replied to the topic Mortgage Broker in UK? in the forum Overseas Deals https://www.propertyinvesting.com/topic/4409752-mortgage-broker-in-uk/#post-4693529 Wed, 24 Jul 2013 09:43:54 +0000 Hi Richard….Is it possible for australians to get finance to buy properties in UK…My mother is english , Does that put me in a better position?…If so what would be the LVRS and interest rates (Sorry for all the questions)  thanks

]]> 0169d69fb9c5d303e32e82b3859a77f6 Woody1986 replied to the topic MAP sessions with BInvested in the forum Help Needed! https://www.propertyinvesting.com/topic/4408419-map-sessions-with-binvested/page/2/#post-4683705 Wed, 24 Jul 2013 09:29:05 +0000 I recently had a MAP meeting with one of Nathans business partners. I had heard very good things about Nathan and beleive he definately has good intentions although I was definately left very disappointed with the MAP meeting. It was very vague and there was no real direction apart from "you should save a bit more money" and invest in property…[Read more]

]]> 1f39c0967ac16071b312f049034febc4 Woody1986 replied to the topic Process/costs to build a duplex?? in the forum Help Needed! https://www.propertyinvesting.com/topic/4409085-processcosts-to-build-a-duplex/#post-4689166 Tue, 09 Apr 2013 09:13:26 +0000 THanks for that Darryl…I have been trawling the net trying to find similar stuff in sydney like that but it doesnt seem like alot of project builders advertise that as much

]]> 7e81d6753fc381b3f049d0a4ccc6264a Woody1986 replied to the topic Process/costs to build a duplex?? in the forum Help Needed! https://www.propertyinvesting.com/topic/4409085-processcosts-to-build-a-duplex/#post-4689164 Sun, 07 Apr 2013 01:55:34 +0000 Hi Guys…Thanks for the replies….Maybe I should rephrase my question………How much cash do you need to do a duplex development?……..How much does the DA cost?    …..How much does the build cost?………I am wanting to move to the central coast everntually so I am not overly concerned about flipping this for cash or anything…..I am…[Read more]

]]> 5f57b92d03b80f0a3119ef91ab5f1f19 Woody1986 replied to the topic Is this possible? Duplex development and accessing 2 FHOG grants in the forum Help Needed! https://www.propertyinvesting.com/topic/4408982-is-this-possible-duplex-development-and-accessing-2-fhog-grants/#post-4688439 Mon, 01 Apr 2013 09:07:06 +0000 Hi Guys…Thanks alot for your input… I am unsure why it would be "unethical"??…Would it be legal?….my partner and I live at her parents and are not married nor have any kids…I thought it would possible due to the fact the grant is there to promote the contruction industry

]]> 17e4e255cf985dc76862f4c49d82267a Woody1986 replied to the topic Hidden costs with building new home in the forum Help Needed! https://www.propertyinvesting.com/topic/4408256-hidden-costs-with-building-new-home/#post-4682347 Mon, 10 Dec 2012 08:58:03 +0000 Great. Many thanks again for the replies. It would only be one house on a vacant blok offend. I guess I was leading down the path of finding out if it is possible with a small deposit to build without having to find cash to pay for hidden costs. Thanks for your info. So from my understanding as long as I take all the extra work in quotes to the…[Read more]

]]> 07987e2233aba15e88a9bfdfd2053057 Woody1986 replied to the topic Hidden costs with building new home in the forum Help Needed! https://www.propertyinvesting.com/topic/4408256-hidden-costs-with-building-new-home/#post-4682344 Sun, 09 Dec 2012 09:11:52 +0000 Great. Thanks for all your replies. My concerns which prompted my questions is if there is extra costs will the builders include this if need be in there quote and will the bank finance this or do u need the extra cash to cover all these associated costs. Thanks again 

]]> dc12078faf38aba38df8dbc93e524e45 Woody1986 replied to the topic Stuck at Council : / Granny flat storm water drainage issue on sloping block away from the road in the forum Help Needed! https://www.propertyinvesting.com/topic/4407791-stuck-at-council-granny-flat-storm-water-drainage-issue-on-sloping-block-away-from-the-road/#post-4678771 Sat, 06 Oct 2012 08:39:35 +0000 Thanks a lot for the reply Scott. Much appreciated. The guy at council advised me to wait until he hears back from town planner  before they make a decision it's the first time I have done this so a bit frustrating. Any idea how much one of those pits would cost ?? Thanks

]]> 2f82b299a34a1eccfc704cd093d4a473 Woody1986 replied to the topic Property Manager in Cranebrook, Penrith Area in the forum Help Needed! https://www.propertyinvesting.com/topic/4407278-property-manager-in-cranebrook-penrith-area/#post-4674855 Mon, 06 Aug 2012 07:27:08 +0000 I have worked in property management in the city and Western Sydney. That fee is normal for western sydney . I have an investment and pay that fee (even from my old real estate that I worked at) The competition is fiercer in the city and the fee is cheaper due to that and the rent being higher (5% of 100pw better than 7% of 300pw) . Tenants can…[Read more]

]]> 40542efd94531ff4e1437749f6233833 Woody1986 replied to the topic Renting out a granny flat question ..help please in the forum Help Needed! https://www.propertyinvesting.com/topic/4407240-renting-out-a-granny-flat-question-help-please/#post-4674472 Fri, 27 Jul 2012 01:01:36 +0000 Thanks for that. yeah I want to keep it all separate. I am building in tregear. If you dont mind me asking. Are you building a 1 or 2 bed. I have only got plans for a 1 bed, My draftsmen said it should cost around the 50k . Does this sound right as i have heard bigger figures mentioned than that .

]]> 7d9278e059fadeb50388b279cba37337 Woody1986 replied to the topic Sewerage pipes ...help please. Want to build a granny flat in the forum Help Needed! https://www.propertyinvesting.com/topic/4406111-sewerage-pipes-help-please-want-to-build-a-granny-flat/#post-4665721 Mon, 19 Mar 2012 22:59:15 +0000 Thanks heaps for your information guys. . Really helpful…. I havnt cooled off yet so I will further investigate with  your information provided. ..Thanks again

]]> bbfe9c26ecc0bf16581456386d11a677 Woody1986 replied to the topic Sewerage pipes ...help please. Want to build a granny flat in the forum Help Needed! https://www.propertyinvesting.com/topic/4406111-sewerage-pipes-help-please-want-to-build-a-granny-flat/#post-4665717 Mon, 19 Mar 2012 00:48:24 +0000 Sorry but I am unsure what a boundary trap is aswell?

]]> 9c584ce440962e5ddd03fe2948d723e1 Woody1986 replied to the topic Sewerage pipes ...help please. Want to build a granny flat in the forum Help Needed! https://www.propertyinvesting.com/topic/4406111-sewerage-pipes-help-please-want-to-build-a-granny-flat/#post-4665716 Mon, 19 Mar 2012 00:47:46 +0000 Thanks for your reply. I have no idea really when it comes to drainage It actually runs across from side fence to side fence instead of front to back. My main concern is the council saying that I can’t build a granny flat once I buy them property which would defeat the purpose of buying. What are the things I should tick off before I pay the…[Read more]

]]> 028108b24773fd28fba5bf590da4c4d7 Woody1986 started the topic Sewerage pipes ...help please. Want to build a granny flat in the forum Help Needed! https://www.propertyinvesting.com/topic/4406111-sewerage-pipes-help-please-want-to-build-a-granny-flat/ Sun, 18 Mar 2012 12:05:50 +0000 Hi guys. I just purchased a property with sewerage running from front to back fence in the back yard and I purchased it with the view of building a granny flat. It is in the black town council region. I am 1 week from exchanging and wanted to know if this could potentially stop me from building a granny flat there or if worst comes to worst could…[Read more]

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