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	<title>PropertyInvesting.com | TheBish | Activity</title>
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				<title>TheBish replied to the topic Seismic Shift in Property Market Just took Place in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/5034696-seismic-shift-in-property-market-just-took-place/#post-5034809</link>
				<pubDate>Fri, 28 Apr 2017 07:38:33 +0000</pubDate>

									<content:encoded><![CDATA[<p>Good refresher Benny. Yep lets hope the pollies act with some logic and don&#8217;t do anything too stupid.</p>
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				<title>TheBish replied to the topic Seismic Shift in Property Market Just took Place in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/5034696-seismic-shift-in-property-market-just-took-place/#post-5034757</link>
				<pubDate>Wed, 26 Apr 2017 08:44:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>From memory the labor party went to the last election with negative gearing changes in their policy mix and that didn&#8217;t appear to hurt them much votes wise. That&#8217;s why I&#8217;m thinking this is a high probability chance of coming to fruition. </p>
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				<title>TheBish replied to the topic Seismic Shift in Property Market Just took Place in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/5034696-seismic-shift-in-property-market-just-took-place/#post-5034698</link>
				<pubDate>Fri, 21 Apr 2017 12:46:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>Good question Nigel but that&#8217;s not what I think, that&#8217;s what the Labor policy clearly states. How they do that &#8211; I&#8217;m not sure but I&#8217;m assuming they know a bit about when they can and can&#8217;t make the policy effective from.</p>
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				<title>TheBish started the topic Seismic Shift in Property Market Just took Place in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/5034696-seismic-shift-in-property-market-just-took-place/</link>
				<pubDate>Fri, 21 Apr 2017 12:20:54 +0000</pubDate>

									<content:encoded><![CDATA[<p>Today the labor party just announced a very clear policy position on real estate investing. If you missed it a quick summary:</p>
<p>Effective 1st July 2017 and not effecting properties owned prior to that date<br />
&#8211; No borrowing by SMSFs on existing properties<br />
&#8211; Negative gearing on new properties purchased only<br />
&#8211; Capital gains tax relief of 25% on those&hellip;<span class="activity-read-more" id="activity-read-more-358648"><a href="https://www.propertyinvesting.com/topic/5034696-seismic-shift-in-property-market-just-took-place/" rel="nofollow">[Read more]</a></span></p>
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				<title>TheBish replied to the topic Perth Property Management Costs in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4991362-perth-property-management-costs/#post-4991639</link>
				<pubDate>Wed, 11 Jun 2014 13:17:11 +0000</pubDate>

									<content:encoded><![CDATA[<p>What I&#8217;m getting at and the evidence is clear for all to see is landlords in WA are getting ripped off compared to other parts of Australia.</p>
<p>So, what do we need to do about it?</p>
<p>Firstly, landlords need to negotiate &#8211; use the eastern states numbers as the lever and when the agents say costs are higher then over east then tell &#8217;em that just aint&hellip;<span class="activity-read-more" id="activity-read-more-293835"><a href="https://www.propertyinvesting.com/topic/4991362-perth-property-management-costs/#post-4991639" rel="nofollow">[Read more]</a></span></p>
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				<title>TheBish replied to the topic Perth Property Management Costs in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4991362-perth-property-management-costs/#post-4991551</link>
				<pubDate>Mon, 09 Jun 2014 13:14:37 +0000</pubDate>

									<content:encoded><![CDATA[<p>Did somebody say charges are higher in Perth because of salaries &#8211; just did a quick look in Seek &#8211; Sydney v Perth.</p>
<p>Its very consistent the average Property Manager in both cities is paid about $70k &#8211; its very consistent across many adverts on Seek.</p>
<p>Any body got any other excuses for the price difference?</p>
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				<title>TheBish replied to the topic Perth Property Management Costs in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4991362-perth-property-management-costs/#post-4991545</link>
				<pubDate>Mon, 09 Jun 2014 11:48:01 +0000</pubDate>

									<content:encoded><![CDATA[<p>Here are the charges &#8211; Perth v Sydney</p>
<p>Charge	                Perth ~	        Sydney<br />
Letting Fee	2 Weeks + GST	~110% of Weekly Rent<br />
Agreement  Fee	 Nil	       ~ $16.50<br />
Management Fee	 9.35%	      ~  7.70%<br />
Admin Fee pm	     Nil   	~$5.50<br />
Inspection Reports $49.50	~Nil<br />
Final Inspection    $99	      ~  Nil<br />
Property Condition $220	      ~  Nil<br />
Fixed&hellip;<span class="activity-read-more" id="activity-read-more-293678"><a href="https://www.propertyinvesting.com/topic/4991362-perth-property-management-costs/#post-4991545" rel="nofollow">[Read more]</a></span></p>
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				<title>TheBish replied to the topic Perth Property Management Costs in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4991362-perth-property-management-costs/#post-4991542</link>
				<pubDate>Mon, 09 Jun 2014 11:26:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for the responses</p>
<p>I&#8217;m collating some facts V Sydney I&#8217;ll provide soon</p>
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				<title>TheBish started the topic Perth Property Management Costs in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4991362-perth-property-management-costs/</link>
				<pubDate>Tue, 03 Jun 2014 13:19:33 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi All</p>
<p>I know there has been a lot written about how much Perth Real Estate agents are ripping off landlords with high property management costs but does anybody know about any formal complaints having been made to Fair Trading or local members of parliament etc.</p>
<p>I see enough evidence on Whirlpool and other sites to suggest there is a consistent&hellip;<span class="activity-read-more" id="activity-read-more-293345"><a href="https://www.propertyinvesting.com/topic/4991362-perth-property-management-costs/" rel="nofollow">[Read more]</a></span></p>
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				<title>TheBish replied to the topic replacing fencing... what do i need to know re tax?? in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/replacing-fencing-what-do-i-need-to-know-re-tax/#post-4699568</link>
				<pubDate>Thu, 27 Feb 2014 08:09:33 +0000</pubDate>

									<content:encoded><![CDATA[<p>You should get a Depreciation Schedule done by a Quantity Surveyor asap &#8211; in my experience they are well worth the cost &#8211; unless your house has absolutely no valuable items making it up &#8211; you may be surprised what they find. Once you have that as a base you can add the cost of the fence or anything else you purchase to your capital base.</p>
<p>Your&hellip;<span class="activity-read-more" id="activity-read-more-323"><a href="https://www.propertyinvesting.com/topic/replacing-fencing-what-do-i-need-to-know-re-tax/#post-4699568" rel="nofollow">[Read more]</a></span></p>
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				<title>TheBish replied to the topic Fixing Interest Rates? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4407934-fixing-interest-rates/#post-4679683</link>
				<pubDate>Tue, 23 Oct 2012 08:27:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>From a quick observation of the current fixed rates on a 3 year loan they now look to be a pretty good option I reckon.&nbsp;Its always difficult knowing where the rates will be in 12 months time but the Reserve Bank here is pretty stingy dropping the rates and for that reason and the fact there are some green shoots appearing in retail and housing I&hellip;<span class="activity-read-more" id="activity-read-more-123446"><a href="https://www.propertyinvesting.com/topic/4407934-fixing-interest-rates/#post-4679683" rel="nofollow">[Read more]</a></span></p>
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				<title>TheBish replied to the topic RBA lowers cash rate by 0.25% in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4407762-rba-lowers-cash-rate-by-0-25/#post-4678563</link>
				<pubDate>Tue, 02 Oct 2012 05:50:43 +0000</pubDate>

									<content:encoded><![CDATA[<p>Its about time these up starts at the Reserve Bank got out of there ivory tower in Martin Place&nbsp;and realised the economy isn&#039;t doing so great and not to mention us property investors are struggling as well.</p>
<p>I&#039;m hoping they keep dropping the interest rates so I can afford a Mercedes for the missus next year and not have to put up with&nbsp;her&hellip;<span class="activity-read-more" id="activity-read-more-13593"><a href="https://www.propertyinvesting.com/topic/4407762-rba-lowers-cash-rate-by-0-25/#post-4678563" rel="nofollow">[Read more]</a></span></p>
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				<title>TheBish replied to the topic Brisbane CBD,  in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4407417-brisbane-cbd/#post-4675940</link>
				<pubDate>Tue, 21 Aug 2012 07:15:15 +0000</pubDate>

									<content:encoded><![CDATA[<p>To me the number one issue that investors buying into units need to be wary of is what&#039;s actually next door, across the road, and around the suburb generally in terms of possible supply of new units that may come on stream.</p>
<p>There is no greater killer of capital growth than somebody putting up another block of units in the local area.</p>
<p>I know this&hellip;<span class="activity-read-more" id="activity-read-more-15806"><a href="https://www.propertyinvesting.com/topic/4407417-brisbane-cbd/#post-4675940" rel="nofollow">[Read more]</a></span></p>
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				<title>TheBish replied to the topic Perth Suburb Selection in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4407246-perth-suburb-selection/#post-4674505</link>
				<pubDate>Fri, 27 Jul 2012 07:21:02 +0000</pubDate>

									<content:encoded><![CDATA[<p>HiI&#039;ve been living in Perth for about 2 years now &#8211; moved from NSW. Your overall selection of Perth as a city to invest should be a good one based on what I&#039;m seeing here compared to the Eastern states. Perth is a young growing city with massive opportunities in the future &#8211; while people talk about China only in terms of resource demands, Perth&hellip;<span class="activity-read-more" id="activity-read-more-46056"><a href="https://www.propertyinvesting.com/topic/4407246-perth-suburb-selection/#post-4674505" rel="nofollow">[Read more]</a></span></p>
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				<title>TheBish replied to the topic Water Usage - Getting Tenants to Pay in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4397666-water-usage-getting-tenants-to-pay/#post-4610960</link>
				<pubDate>Wed, 09 Feb 2011 11:52:02 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks BelindaI first posted this query back in 2009 but the issue is really starting to bight now. The costs on water usage are rising quickly.The legislation in NSW is pretty strict on this issue &#8211; almost forcing landlords to take on the cost. This is hardly condusive to reducing water usage.CheersThe Bish</p>
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				<title>TheBish replied to the topic Branxton, NSW in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4398578-branxton-nsw/#post-4616047</link>
				<pubDate>Tue, 02 Feb 2010 10:20:44 +0000</pubDate>

									<content:encoded><![CDATA[<p>HiI think the area has got huge potential as well. * Close to vinyards* Infrastructure improvements* Assuming Labour stays in power will be well supported politically (not being biased either way)In terms of timing just got to do the thing that all good investors must do:* Understand the area well &#8211; good and bad sections* Know the prices &#8211; make&hellip;<span class="activity-read-more" id="activity-read-more-161431"><a href="https://www.propertyinvesting.com/topic/4398578-branxton-nsw/#post-4616047" rel="nofollow">[Read more]</a></span></p>
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				<title>TheBish replied to the topic Is my property investment a good one?  Or should I sell... in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4398271-is-my-property-investment-a-good-one-or-should-i-sell/#post-4614137</link>
				<pubDate>Thu, 07 Jan 2010 06:02:32 +0000</pubDate>

									<content:encoded><![CDATA[<p>HiAgree with YiF on this one. In simple terms using $17k negative impact as a starting point if you take off your tax credit that would leave a net impact of $12k (assuming your marginal tax rate is 30%) and this doesn&#039;t include any depreciation/write off benefits. If this is a new gated community then that depreciation/write off is going to be&hellip;<span class="activity-read-more" id="activity-read-more-131854"><a href="https://www.propertyinvesting.com/topic/4398271-is-my-property-investment-a-good-one-or-should-i-sell/#post-4614137" rel="nofollow">[Read more]</a></span></p>
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				<title>TheBish replied to the topic Reliable Builders in Sydney Inner West in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4391288-reliable-builders-in-sydney-inner-west/#post-4576531</link>
				<pubDate>Sat, 12 Dec 2009 13:23:13 +0000</pubDate>

									<content:encoded><![CDATA[<p>No I actual didn&#039;t end up buying that property.Thanks anyway.</p>
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				<title>TheBish replied to the topic RBA Ups Rates Again - Your kidding!! in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4397959-rba-ups-rates-again-your-kidding/#post-4612313</link>
				<pubDate>Tue, 01 Dec 2009 08:54:21 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Wolfman &#8211; I feel better now &#8211; I own Westpac shares.</p>
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				<title>TheBish replied to the topic Australian house size in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4397946-australian-house-size/#post-4612092</link>
				<pubDate>Tue, 01 Dec 2009 05:48:45 +0000</pubDate>

									<content:encoded><![CDATA[<p>If the RBA has its way we&#039;ll all be living in 3 man tents.Bring it on Stevo &#8211; love the pain!!!</p>
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				<title>TheBish replied to the topic RBA Ups Rates Again - Your kidding!! in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4397959-rba-ups-rates-again-your-kidding/#post-4612311</link>
				<pubDate>Tue, 01 Dec 2009 05:45:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks guys but these aren&#039;t exactly the calming words I asked for &#8211; leave the facts out of this blog please&#8230;.What I think will happen with all this is that rentals are going to rise significantly.I&#039;ve never seen a more perfect storm on this front:1. Construction of new housing/units down &#8211; this has started already2. Job prospects look better -&hellip;<span class="activity-read-more" id="activity-read-more-274930"><a href="https://www.propertyinvesting.com/topic/4397959-rba-ups-rates-again-your-kidding/#post-4612311" rel="nofollow">[Read more]</a></span></p>
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				<title>TheBish replied to the topic Property Investing End Games - What is the best strategy to get cashflow in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4397697-property-investing-end-games-what-is-the-best-strategy-to-get-cashflow/#post-4611073</link>
				<pubDate>Tue, 10 Nov 2009 10:06:16 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for the input.I&#039;m not actually talking directly about retirement &#8211; more stop working for someone else &#8211; I&#039;m only 44 at the moment.The investment advisor is probably good advice &#8211; even just to bounce some ideas around.I&#039;ll check out the website.ThanksThe Bish</p>
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				<title>TheBish replied to the topic Sell or hold? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4397690-sell-or-hold-8/#post-4611051</link>
				<pubDate>Tue, 03 Nov 2009 11:34:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>HiThats a keeper Garg in my book unless the following are issues:1. Its a dud property &#8211; Lemon. eg leaks water &#8211; costs a lot to maintain.2. You really really need the money to upgrade &#8211; eg if you were considering buying a house and you needed the cash from the unit than sell it.As a general rule keep properties and don&#039;t sell &#8211; thats my plan&hellip;<span class="activity-read-more" id="activity-read-more-272119"><a href="https://www.propertyinvesting.com/topic/4397690-sell-or-hold-8/#post-4611051" rel="nofollow">[Read more]</a></span></p>
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				<guid isPermaLink="false">21a799053f36c9ee5fec4b9e54f4a36d</guid>
				<title>TheBish replied to the topic Regarding zones in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4397303-regarding-zones/#post-4609264</link>
				<pubDate>Tue, 03 Nov 2009 11:11:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>I would definitely buy the mixed use &#8211; the value of a property should reflect its potential usage &#8211; eg in respect of zoning in this case &#8211; mixed use zoning having a higher value than residentialCheersThe Bish<img src="/wp-content/uploads/smileys/bandana.gif?x75824" alt="" /></p>
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				<title>TheBish replied to the topic Water Usage - Getting Tenants to Pay in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4397666-water-usage-getting-tenants-to-pay/#post-4610953</link>
				<pubDate>Sun, 01 Nov 2009 05:01:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for the feedback and input everyone.I think I&#039;ll be making sure this is all incorporated in the rental agreement when I get the next change over in tenants and make sure the agent follows through.If water charges are going to increase faster than rent going forward I want to make sure my net return isn&#039;t impacted.Thanks again <img src="/wp-content/uploads/smileys/drunk.gif?x75824" alt="" width="15" height="15" /></p>
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				<title>TheBish replied to the topic Sydney Apartment Hunt - $300k/$400k range in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4395432-sydney-apartment-hunt-300k400k-range/#post-4599332</link>
				<pubDate>Tue, 17 Feb 2009 11:17:35 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi &#8211; It may be worthwhile checking the web sites of Chinese Agents or some of the Chinese newspapers. If your in the area drop in on some of the agents in that area &#8211; I&#039;m sure a lot of those properties won&#039;t be on Domain or RealEstate.com.Finally, drop in on Joy Luck at the Dixon Street Food Court for a feed of the best King Prawns and Black Bean&hellip;<span class="activity-read-more" id="activity-read-more-84707"><a href="https://www.propertyinvesting.com/topic/4395432-sydney-apartment-hunt-300k400k-range/#post-4599332" rel="nofollow">[Read more]</a></span></p>
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				<title>TheBish replied to the topic Interest rate locked until June 2010 in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4395309-interest-rate-locked-until-june-2010/#post-4598762</link>
				<pubDate>Tue, 03 Feb 2009 13:03:06 +0000</pubDate>

									<content:encoded><![CDATA[<p>Check whether you can make any repayments against the loan at all &#8211; some loans do allow for some level or repayment each year.</p>
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				<title>TheBish replied to the topic Business confidence lowest since 9/11...how do you feel in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4393187-business-confidence-lowest-since-911-how-do-you-feel/#post-4587359</link>
				<pubDate>Tue, 13 May 2008 12:49:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hello gmh454Interesting comment!! I haven&#039;t seen things this depressed for quite some time. As usual though the media tends to blow things a bit out of proportion &#8211; we do still have full employment.The next year or so is going to be very interesting, if employment takes a hit look out for some serious bargains in real estate.My only regret is I&hellip;<span class="activity-read-more" id="activity-read-more-90797"><a href="https://www.propertyinvesting.com/topic/4393187-business-confidence-lowest-since-911-how-do-you-feel/#post-4587359" rel="nofollow">[Read more]</a></span></p>
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				<title>TheBish replied to the topic Can you recommend a good Sydney property manager or building inspector? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4392894-can-you-recommend-a-good-sydney-property-manager-or-building-inspector/#post-4585639</link>
				<pubDate>Wed, 07 May 2008 11:53:50 +0000</pubDate>

									<content:encoded><![CDATA[<p>HiI&#039;ve recently used Childs Property Services in Sydney for Building and Pest inspections &#8211; Cost is $475.What I especially like about their reports is that they include photos and provide less of the general property info that fills up other reports I&#039;ve seen.Good LuckTheBish</p>
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				<title>TheBish replied to the topic Going backwards need advice in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392151-going-backwards-need-advice/#post-4581882</link>
				<pubDate>Tue, 05 Feb 2008 11:49:36 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi SteveUnless you are in a bad position re cashflow I&#039;d hold on to this property. Sure, you probably bought it at the wrong time but I&#039;m looking at Central Coast now and I am starting to get a bit more positive on the outlook for growth.If you sell now you&#039;ll also burn a lot of cost on fees to agents etc &#8211; and lets face it who wants to feed those&hellip;<span class="activity-read-more" id="activity-read-more-241553"><a href="https://www.propertyinvesting.com/topic/4392151-going-backwards-need-advice/#post-4581882" rel="nofollow">[Read more]</a></span></p>
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				<title>TheBish replied to the topic Which Areas - Capital Growth 12%+ pa next 5 years in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4391773-which-areas-capital-growth-12-pa-next-5-years/#post-4579275</link>
				<pubDate>Fri, 04 Jan 2008 07:25:50 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Rick</p>
<p>Couple of pieces of advice:</p>
<p>1. High rise apartments have small land content which will stifle growth but if it has water views then this may help (unique feature &#8211; then again plenty in SP).</p>
<p>2. I&#8217;m in Surfers right now &#8211; plenty of apartment building happening at the moment which will put a damper on growth going forward.</p>
<p>3. Any probably&hellip;<span class="activity-read-more" id="activity-read-more-143456"><a href="https://www.propertyinvesting.com/topic/4391773-which-areas-capital-growth-12-pa-next-5-years/#post-4579275" rel="nofollow">[Read more]</a></span></p>
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				<title>TheBish replied to the topic Property Clock where are we at the momment? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4391781-property-clock-where-are-we-at-the-momment/#post-4579332</link>
				<pubDate>Thu, 03 Jan 2008 07:51:01 +0000</pubDate>

									<content:encoded><![CDATA[<p>HiGreat to hear the thoughts of Steve and Michael &#8211; love the books too guys.I live in Pymble Sydney so I know a bit about the Sydney market. Around Pymble, upper North Shore things are pretty hot at the moment (see stats Pymble/Gordon), but its still a bit patchy even when you look at other suburbs in the area &#8211; eg Roseville.In general I think Sy&hellip;<span class="activity-read-more" id="activity-read-more-208153"><a href="https://www.propertyinvesting.com/topic/4391781-property-clock-where-are-we-at-the-momment/#post-4579332" rel="nofollow">[Read more]</a></span></p>
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				<title>TheBish replied to the topic gazumped - learn from our sorry tale in the forum Hi Carlin
Sorry to hear</title>
				<link>https://www.propertyinvesting.com/topic/4391787-gazumped-learn-from-our-sorry-tale/#post-4579363</link>
				<pubDate>Thu, 03 Jan 2008 07:35:15 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi CarlinSorry to hear about this. I know how frustrating it can be as the same thing happened to me &#8211; just about to exchange and surprise surprise the agent pulls another buyer out of his #$%&amp;.Anyway, what irritates me a little about the whole real estate purchase thing is the cost incurred before you even know whether you have secured the&hellip;<span class="activity-read-more" id="activity-read-more-170918"><a href="https://www.propertyinvesting.com/topic/4391787-gazumped-learn-from-our-sorry-tale/#post-4579363" rel="nofollow">[Read more]</a></span></p>
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				<title>TheBish replied to the topic Which Areas - Capital Growth 12%+ pa next 5 years in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4391773-which-areas-capital-growth-12-pa-next-5-years/#post-4579271</link>
				<pubDate>Mon, 31 Dec 2007 21:39:02 +0000</pubDate>

									<content:encoded><![CDATA[<p>Melbourne is really interesting as it looks to have gone from no growth to 10+% growth generally in one year.Probably still opportunities but does this reflect the huge number of investors now in the market &#8211; as soon as people even think there is going to be growth they buy buy buy.</p>
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				<title>TheBish replied to the topic Financial Plan in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4391505-financial-plan/#post-4577704</link>
				<pubDate>Wed, 21 Nov 2007 12:46:02 +0000</pubDate>

									<content:encoded><![CDATA[<p>Agree totally with the last response, because for years I &quot;treaded water&quot; also then I worked out what I call my 10YP (10 Year Plan) and a lot of things all of a sudden became more focused.I started by working out where I wanted to be financially in 10 years (that was back in 2002) &#8211; ie in terms of annual income from investments. My main goal is&hellip;<span class="activity-read-more" id="activity-read-more-166759"><a href="https://www.propertyinvesting.com/topic/4391505-financial-plan/#post-4577704" rel="nofollow">[Read more]</a></span></p>
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				<title>TheBish replied to the topic Try to develop investment plan in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4391372-try-to-develop-investment-plan/#post-4576889</link>
				<pubDate>Tue, 06 Nov 2007 12:24:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>HiFrom a purely capital growth perspective I think Newcastle is looking pretty good over the next 5 years or so for the following reasons:1. Major hub for coal exports.2. Newcastle is changing &#8211; its becoming a lot &quot;cooler&quot;. Govt has done a good job in the city close to water.3. F3 is being upgraded making transport access to Sydney easier. Also F3&hellip;<span class="activity-read-more" id="activity-read-more-219143"><a href="https://www.propertyinvesting.com/topic/4391372-try-to-develop-investment-plan/#post-4576889" rel="nofollow">[Read more]</a></span></p>
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				<title>TheBish replied to the topic Is this a good deal??? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4391377-is-this-a-good-deal-6/#post-4576912</link>
				<pubDate>Tue, 06 Nov 2007 11:53:11 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi AnthonyYou actually haven&#039;t provided enough info here for me to be able to say whether this is a good deal or not. However, if it were me I&#039;d check comparative sales. Check out how the price compares to similar properties in the area &#8211; agents will normally have this info.Future growth is most important &#8211; I assume this is a house, if so great,&hellip;<span class="activity-read-more" id="activity-read-more-164098"><a href="https://www.propertyinvesting.com/topic/4391377-is-this-a-good-deal-6/#post-4576912" rel="nofollow">[Read more]</a></span></p>
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				<title>TheBish replied to the topic Feeling Down in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4391349-feeling-down/#post-4576800</link>
				<pubDate>Sat, 03 Nov 2007 10:32:08 +0000</pubDate>

									<content:encoded><![CDATA[<p>HiYep, I bet your one of many in this situation so your right &#8211; don&#039;t give up.One suggestion would be to try and understand his underlying concerns about property and then try and suggest some solutions to those issues. His concerns may be based on a previous bad experience or family values.Perhaps you can start with a small purchase to start with&hellip;<span class="activity-read-more" id="activity-read-more-91322"><a href="https://www.propertyinvesting.com/topic/4391349-feeling-down/#post-4576800" rel="nofollow">[Read more]</a></span></p>
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				<title>TheBish replied to the topic adding internal walls in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4391285-adding-internal-walls/#post-4576522</link>
				<pubDate>Mon, 29 Oct 2007 12:19:32 +0000</pubDate>

									<content:encoded><![CDATA[<p>HelloI&#039;m no expert but I would have thought you do not need council approval as you are not changing the footprint &#8211; just internal modification.Cheers</p>
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				<title>TheBish replied to the topic South Coast vs Central Coast NSW in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4391262-south-coast-vs-central-coast-nsw/#post-4576404</link>
				<pubDate>Fri, 26 Oct 2007 10:50:07 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi</p>
<p>I&#8217;ve been looking at a couple of areas around the Central Coast. In general I think that market is right at the bottom of the cycle and is starting to go through the rental adjustment phase which is obviously well over due. So in summary not a bad time to buy but don&#8217;t expect great capital growth in 2008.</p>
<p>Areas I&#8217;ve looked at are Shelly Beach&hellip;<span class="activity-read-more" id="activity-read-more-107495"><a href="https://www.propertyinvesting.com/topic/4391262-south-coast-vs-central-coast-nsw/#post-4576404" rel="nofollow">[Read more]</a></span></p>
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				<title>TheBish replied to the topic NSW fast-tracks plan for rail links in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4390540-nsw-fast-tracks-plan-for-rail-links/#post-4572625</link>
				<pubDate>Wed, 22 Aug 2007 05:20:15 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi EdisonThanks for posting this. I&#039;m an investor operating in the Sydney market and I think this provides a great opportunity to enjoy above average returns in those areas of the city.In fact there is a great map in the Sydney Metro Strategy (can be found on the State Govt Planning Dept Website) that shows nicely the new infrastructure planned&hellip;<span class="activity-read-more" id="activity-read-more-80858"><a href="https://www.propertyinvesting.com/topic/4390540-nsw-fast-tracks-plan-for-rail-links/#post-4572625" rel="nofollow">[Read more]</a></span></p>
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				<title>TheBish replied to the topic STOCKMARKET CRASHING - money flows to property in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4390498-stockmarket-crashing-money-flows-to-property/#post-4572348</link>
				<pubDate>Thu, 16 Aug 2007 11:18:34 +0000</pubDate>

									<content:encoded><![CDATA[<p>Don&#039;t be too over cautious. Get a clear strategy &#8211; whether it be shares or property and ignore short term price movement.If a share or property fits into you criteria &#8211; Buy it.Don&#039;t procrastinate &#8211; I&#039;m sure Kerry Packer never  did!!</p>
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				<title>TheBish replied to the topic Interest Rates Up - Investors Nervous ... in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4390500-interest-rates-up-investors-nervous/#post-4572362</link>
				<pubDate>Thu, 16 Aug 2007 11:06:56 +0000</pubDate>

									<content:encoded><![CDATA[<p>Property prices flat &#8211; impacted by Interest rates and electionProperty rentals &#8211; going bollisticShares &#8211; Recovering from correction &#8211; greater certainty around sub-prime issue</p>
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				<title>TheBish replied to the topic STOCKMARKET CRASHING - money flows to property in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4390498-stockmarket-crashing-money-flows-to-property/#post-4572344</link>
				<pubDate>Thu, 16 Aug 2007 11:01:45 +0000</pubDate>

									<content:encoded><![CDATA[<p>Yes Devo76, given you are 30 I&#039;d be picking out some stocks you like with a price target and then buying when they hit that target.This is just a correction (I hope)!!!<img src="/wp-content/uploads/smileys/bigcry.gif?x75824" alt="" width="30" height="15" /></p>
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				<title>TheBish replied to the topic STOCKMARKET CRASHING - money flows to property in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4390498-stockmarket-crashing-money-flows-to-property/#post-4572343</link>
				<pubDate>Thu, 16 Aug 2007 11:01:37 +0000</pubDate>

									<content:encoded><![CDATA[<p>Yes Devo76, given you are 30 I&#039;d be picking out some stocks you like with a price target and then buying when they hit that target.This is just a correction (I hope)!!!<img src="/wp-content/uploads/smileys/bigcry.gif?x75824" alt="" width="30" height="15" /></p>
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				<title>TheBish replied to the topic About to re-finance with rams, good idea? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4390501-about-to-re-finance-with-rams-good-idea/#post-4572373</link>
				<pubDate>Thu, 16 Aug 2007 10:55:54 +0000</pubDate>

									<content:encoded><![CDATA[<p>Rams is struggling to on sell its mortgages in the US market &#8211; these days a mortgage is like a commodity, it can be bought and sold.Problem for them is they are struggling to re-finance about $5B worth so they probably will end up having to incur additional costs and these costs will end up having to be paid by its customers.If I had a loan with&hellip;<span class="activity-read-more" id="activity-read-more-78971"><a href="https://www.propertyinvesting.com/topic/4390501-about-to-re-finance-with-rams-good-idea/#post-4572373" rel="nofollow">[Read more]</a></span></p>
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				<title>TheBish replied to the topic About to re-finance with rams, good idea? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4390501-about-to-re-finance-with-rams-good-idea/#post-4572366</link>
				<pubDate>Thu, 16 Aug 2007 06:42:50 +0000</pubDate>

									<content:encoded><![CDATA[<p>Don&#039;t sign up with RAMS!!!</p>
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				<title>TheBish replied to the topic STOCKMARKET CRASHING - money flows to property in the forum Afternoon All
I wouldn't be</title>
				<link>https://www.propertyinvesting.com/topic/4390498-stockmarket-crashing-money-flows-to-property/#post-4572338</link>
				<pubDate>Thu, 16 Aug 2007 06:38:10 +0000</pubDate>

									<content:encoded><![CDATA[<p>Afternoon AllI wouldn&#039;t be writing off the stock market just yet. The fundamentals of many companies are still good when you look at P/E ratios, dividends etc. Everyone was talking about the &quot;Correction We had to Have&quot; &#8211; well here it is. Great &#8211; I&#039;m looking around for stocks to buy right now but sticking to quality stocks. Remember &#8211; the China and&hellip;<span class="activity-read-more" id="activity-read-more-234679"><a href="https://www.propertyinvesting.com/topic/4390498-stockmarket-crashing-money-flows-to-property/#post-4572338" rel="nofollow">[Read more]</a></span></p>
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				<title>TheBish replied to the topic How much is enough for deposit? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4390365-how-much-is-enough-for-deposit/#post-4571563</link>
				<pubDate>Thu, 02 Aug 2007 16:59:37 +0000</pubDate>

									<content:encoded><![CDATA[<p>HiI&#039;d start with a lower valued property if your having trouble kick starting your portfolio. Also, as per the previous reply get some more knowledge on what you can really afford. Once you know that information you will gain greater confidence and you will find it much easier to  move on to making a purchase.Good luck.</p>
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				<title>TheBish replied to the topic New to this, any advice would be great. in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4390185-new-to-this-any-advice-would-be-great/#post-4570611</link>
				<pubDate>Mon, 16 Jul 2007 03:49:33 +0000</pubDate>

									<content:encoded><![CDATA[<p>HiFirst piece of advice I&#039;d give is read a good book on Property Investing &#8211; say Jan Somers. You&#039;ll pick up heaps of good knowledge for a very small outlay or even borrow it from your local library &#8211; they normally have stacks of books on Property Investing.You should then take a serious look at your financials &#8211; try and work out how much you can&hellip;<span class="activity-read-more" id="activity-read-more-68731"><a href="https://www.propertyinvesting.com/topic/4390185-new-to-this-any-advice-would-be-great/#post-4570611" rel="nofollow">[Read more]</a></span></p>
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