PropertyInvesting.com | Tom@SadhanaConstructions | Activity https://www.propertyinvesting.com/members/spartantom/activity/ Activity feed for Tom@SadhanaConstructions. Sun, 12 Apr 2026 03:09:42 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 d15500fe85d4d16e832168f9734ad9eb Tom@SadhanaConstructions's profile was updated https://www.propertyinvesting.com/activity/p/382179/ Tue, 18 Jun 2019 04:35:26 +0000 3d21e35118925e44c9b013b78d0e4fc0 Tom@VoyageWealth started the topic Lessons from a Master: My top 5 lessons from 40 years Developing in the forum General Property https://www.propertyinvesting.com/topic/5054108-lessons-from-a-master-my-top-5-lessons-from-40-years-developing/ Tue, 18 Jun 2019 04:32:04 +0000 Hi Team

Our property developer networking event for this month will feature a master developer: Ron Forlee, who has over 40 years experience developing. Ron will share the top 5 things he has learnt from developing in multiple countries and a range of economic and market climates. His talk will be packed with valuable lessons and is not to be…[Read more]

]]> 564a1c8f4600fbe14f13b95853f8069d Tom@VoyageWealth replied to the topic Do i sell now? in the forum Help Needed! https://www.propertyinvesting.com/topic/5013956-do-i-sell-now/#post-5014112 Fri, 02 Oct 2015 04:29:23 +0000 Agreed. I think you’ll find the majority of high rollers on this forum and in general buy and hold property.

The pay off from flipping a property can be huge but then you need to invest that cash somewhere else that will earn you more than you would have earned had you stayed in the current property. Plus you need to account for exit and…[Read more]

]]> cbfc887eb0641a0aca2cec39d3e74d54 Tom@VoyageWealth replied to the topic Do i sell now? in the forum Help Needed! https://www.propertyinvesting.com/topic/5013956-do-i-sell-now/#post-5014112 Fri, 02 Oct 2015 04:29:23 +0000 Agreed. I think you’ll find the majority of high rollers on this forum and in general buy and hold property.

The pay off from flipping a property can be huge but then you need to invest that cash somewhere else that will earn you more than you would have earned had you stayed in the current property. Plus you need to account for exit and…[Read more]

]]> 23164aceef799b11c2a2e0dc00b0c385 Tom@VoyageWealth replied to the topic Move into IP or Rent? in the forum Help Needed! https://www.propertyinvesting.com/topic/5014105-move-into-ip-or-rent/#post-5014111 Fri, 02 Oct 2015 04:22:12 +0000 Regarding moving the money out of the offset account, you’ll need to weigh up where the funds will be better utilised.

Personally I find that too many people get caught up in trying to preserve the negative gearing position. Sure, negative gearing is a great tax benefit but this shouldn’t be an end goal. It’s a tool to use as part of your…[Read more]

]]> 0a3eebf2b72bd5ac8ba0dafe44411dfb Tom@VoyageWealth replied to the topic Brisbane on the rise, what about Rural Areas? in the forum Help Needed! https://www.propertyinvesting.com/topic/5010710-brisbane-on-the-rise-what-about-rural-areas/#post-5010722 Fri, 24 Jul 2015 08:30:38 +0000 The general consensus from those in the know? Steer clear of rural.

Should you hang onto the property and wait for it to be in the black or sell now at a loss? Only you can decide that, but you’ve held the property for less than a year so unless you were in this to flip the property that’s a very quick turn around.

Can you afford current…[Read more]

]]> cb25f60e3c74d64967ab929914c5203e Tom@VoyageWealth replied to the topic Analysis Paralysis, confused, needing some encouragement. in the forum Help Needed! https://www.propertyinvesting.com/topic/5010663-analysis-paralysis-confused-needing-some-encouragement/#post-5010717 Fri, 24 Jul 2015 06:36:49 +0000 I doubt many people would suggest investing rurally at the moment. With the economy as shaky as it is I think most would agree capital cities (as always) are the safest bet.

The question then is are you happy investing in a smaller flat type property with a smaller land component or would you prefer to wait until your deposit is larger and you…[Read more]

]]> 0211da929bc61a4af6a8a56b9ac9057f Tom@VoyageWealth replied to the topic Build or sell the Block in the forum Help Needed! https://www.propertyinvesting.com/topic/5010233-build-or-sell-the-block/#post-5010239 Fri, 10 Jul 2015 07:46:41 +0000 This is a very general question and it depends mostly on your situation and what you want. You need to determine what it is that you want first. Do you want a quick and easy buck, more bucks but not so easy or do you want a long term investment?

If you want a quick buck, sell now, pay the capital gains tax and walk away with your cash in…[Read more]

]]> 15c42d366ebb336b568570c571950423 Tom@VoyageWealth replied to the topic Capital required for subdivision? in the forum Help Needed! https://www.propertyinvesting.com/topic/5010127-capital-required-for-subdivision/#post-5010234 Fri, 10 Jul 2015 05:50:04 +0000 Without knowing the specifics $50k would in most cases cover all costs with a buffer for any unforeseen circumstances

]]> 620bd450ab6665c9be9333b5eb1f4d91 Tom@VoyageWealth replied to the topic subdivision in the forum Help Needed! https://www.propertyinvesting.com/topic/5007459-subdivision-15/#post-5008633 Fri, 12 Jun 2015 02:54:25 +0000 It’s not the cheapest option but I suggest you get in touch with a project manager who deals with subdivisions. It will cost you a chunk, not sure how much, but potentially could save you a whole lot more or even save your deal if you get into strife.

Subdivisions are not the simplest projects for the uninitiated and having a good team on hand is…[Read more]

]]> d5830404a8216909ef70225a582c472c Tom@VoyageWealth replied to the topic I need to raise fund for a 5 acre semi rural development site in Box Hill, nsw. in the forum Help Needed! https://www.propertyinvesting.com/topic/5008576-i-need-to-raise-fund-for-a-5-acre-semi-rural-development-site-in-box-hill-nsw/#post-5008629 Fri, 12 Jun 2015 02:39:01 +0000 Sorry are you querying how to raise the funds? Who can raise the funds?

]]> 470a2fb809e10a0a9736bce89d692e58 Tom@VoyageWealth replied to the topic Cross-security question in the forum Help Needed! https://www.propertyinvesting.com/topic/5007635-cross-security-question/#post-5007687 Fri, 22 May 2015 04:24:04 +0000 If you’re simply chasing a better rate it may pay for you to consult with your broker about having the banks reprice your loans, or if you don’t have a broker talking direct to the banks.

The banks are very competitive at the moment so you may find that if you suggest you’re leaving them for another lender they may well match the rates or come…[Read more]

]]> 2fc8103e265ba56b705a1cfc73d7ef77 Tom@VoyageWealth replied to the topic Confused by calculation in current YIP magazine in the forum Help Needed! https://www.propertyinvesting.com/topic/5007667-confused-by-calculation-in-current-yip-magazine/#post-5007686 Fri, 22 May 2015 04:18:05 +0000 Whoa, I wouldn’t worry too much about trying to figure out the exact nuts and bolts of what they’ve worked out. Take it at face value that your rents will probably increase over time as likely will the value of the property.

As the value of the property increases, sure your yield may decrease if your rent doesn’t keep pace. For simplicity sake,…[Read more]

]]> d0d4be9e9681221bd3c1118908175be0 Tom@VoyageWealth replied to the topic Exit strategy in the forum Help Needed! https://www.propertyinvesting.com/topic/5007135-exit-strategy-3/#post-5007188 Fri, 08 May 2015 08:59:04 +0000 Can you elaborate on the particular situation?

There’s lots of options but at the same time if you’re “exiting” you will no doubt be selling the place…

]]> eddb99e23105612bfc435bd2b975ea11 Tom@VoyageWealth replied to the topic I Never Want to Make These Mistakes Again! in the forum Help Needed! https://www.propertyinvesting.com/topic/5007082-i-never-want-to-make-these-mistakes-again/#post-5007174 Fri, 08 May 2015 04:33:31 +0000 Jaxon hit the nail on the head. If you don’t have clear goals you could spend the next 10 years spinning your wheels and then you realise that you’re not where you want to be and BOOM your kids are teenagers and are costing you an arm and a leg.

There’s this book titled ‘Values-Based Financial Planning’ by Bill Bachrach. I’m not recommending that…[Read more]

]]> 8c62a25b6bd8eabf6e8682df358c6b37 Tom@VoyageWealth replied to the topic Property Investing mentor to speed things up in the forum Help Needed! https://www.propertyinvesting.com/topic/5006989-property-investing-mentor-to-speed-things-up/#post-5007172 Fri, 08 May 2015 04:25:58 +0000 I’ve no idea about the Destiny model. I’m not really a fan of paying for courses when as Richard said your professional advisers should be able to give you the same or similar advice. Any potential properties or ideas you have you can bounce around on forums such as this and to be honest, the guys on here such as Richard and Terry W probably have…[Read more]

]]> ba17a5cb149c527518a8f215696f1086 Tom@VoyageWealth replied to the topic To sell or to buy. What strategy to use? in the forum Help Needed! https://www.propertyinvesting.com/topic/5006039-to-sell-or-to-buy-what-strategy-to-use/#post-5006219 Fri, 17 Apr 2015 03:29:01 +0000 Without generalising too much (although this is general advice only) the majority of property investors buy and hold with the exception of the renovate to sell crowd. I have no idea of percentages but this is generally what I come across.

The first thing you need to think about is what your goals are and what you hope to achieve by selling.…[Read more]

]]> 69110a3d3905a8ca32537cd5a702c626 Tom@SadhanaConstructions's profile was updated https://www.propertyinvesting.com/activity/p/312317/ Fri, 10 Apr 2015 04:31:46 +0000 273c74c46ca66d3062dc29e17968a691 Tom@VoyageWealth replied to the topic Redraw after fixed period expires? in the forum Help Needed! https://www.propertyinvesting.com/topic/5005484-redraw-after-fixed-period-expires/#post-5005874 Fri, 10 Apr 2015 03:45:19 +0000 An alternative is to refinance and access the cash that way.

If you’re partial to fixed interest rates they have come down a lot over the last 3 years so you could lock in a really competitive rate and access the cash you’re after. Or if you want to throw your dice with the variable rate then you could still refinance to access the cash.

This…[Read more]

]]> dafa0753ca8150e025ce334538ffba99 Tom@VoyageWealth replied to the topic Question on something Steve says in his Book in the forum Help Needed! https://www.propertyinvesting.com/topic/5005862-question-on-something-steve-says-in-his-book/#post-5005873 Fri, 10 Apr 2015 03:31:00 +0000 It sounds like you’re doing the maths wrong. When Steve says 10% of pre-tax earnings, I assume all he means is 10% of whatever comes in, so really it’s 10% of net income. You’re right that if you use the pre-tax figures to work out your after tax expenses you’ll be in the red :-(

Say for arguments sake you’re earning $100k using the 2014 tax…[Read more]

]]> f8e9f0ba1b590e3f655771037d7e9bd0 Tom@VoyageWealth replied to the topic New to Property Investing (perth based) in the forum Help Needed! https://www.propertyinvesting.com/topic/5003629-new-to-property-investing-perth-based/#post-5004454 Fri, 27 Mar 2015 03:36:56 +0000 All advisers receive commissions or fees of some sort and they all have their pros and cons. Buyers Agents receive a fee from the buyer for finding a house, Brokers receive commission from the bank for selling their product, Planners receive it from insurance companies and funds for selling their products and services, anyone selling investment…[Read more]

]]> cf6fcc83d256dbed148b2f37ec616c31 Tom@VoyageWealth replied to the topic New to Property Investing (perth based) in the forum Help Needed! https://www.propertyinvesting.com/topic/5003630-new-to-property-investing-perth-based-2/#post-5003972 Thu, 19 Mar 2015 08:44:54 +0000 Hi and welcome Aaron, I’m new here too :-)

Note this is general advice only, you’ll need to engage a professional to receive advice tailored to your specific situation.

As with any professional take care of the charges they impose. Buyers agents may charge anywhere from $5k to upwards of $10k for an “average” priced property which you could…[Read more]

]]> ca4d00a41dfd8609b3e96bfe9ee47751 Tom@SadhanaConstructions's profile was updated https://www.propertyinvesting.com/activity/p/310658/ Thu, 19 Mar 2015 08:25:13 +0000 1a2fa7f3d12e794f5d554c143a8d687e Tom@SadhanaConstructions changed their profile picture https://www.propertyinvesting.com/activity/p/310657/ Thu, 19 Mar 2015 08:22:52 +0000 bf718dba9b8c3659b47eb6544e6be638 Tom@SadhanaConstructions became a registered member https://www.propertyinvesting.com/activity/p/310655/ Thu, 19 Mar 2015 08:20:41 +0000