PropertyInvesting.com | kris07 | Activity https://www.propertyinvesting.com/members/kris07/activity/ Activity feed for kris07. Sun, 12 Apr 2026 16:50:54 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 5a4a91536d0aa478cc38a44e538fa6aa kris07 replied to the topic Thoughts on Ballarat? in the forum Help Needed! https://www.propertyinvesting.com/topic/5010979-thoughts-on-ballarat/#post-5011552 Tue, 11 Aug 2015 11:51:38 +0000 Hi Emma,

Sounds like you have all the analysis about Ballarat covered.

I think Ballarat has a lot of potential given it is only a little over 100km’s from Melbourne with great infrastructure.

The areas you mentioned are on the money. Keep it low maintenance, period and central and you will be rewarded.

Just had a quick look at stock and…[Read more]

]]> f34fb4966d806e85901359a3d45c6032 kris07 replied to the topic Property Development contract in the forum Help Needed! https://www.propertyinvesting.com/topic/4406651-property-development-contract/#post-4670379 Sat, 26 May 2012 03:59:29 +0000 Thanks for the response.

Do you have some advice, in terms of common mistakes your clients make during the development process?

]]> 3e8203a372d572313032012317cf830b kris07 replied to the topic Property Development contract in the forum Help Needed! https://www.propertyinvesting.com/topic/4406651-property-development-contract/#post-4670377 Tue, 22 May 2012 22:36:43 +0000 The contract is to ultimately build. The land is already purchased whereby I am receiving rent from the existing property.

]]> 1de370faf9b1341a8071f5efac54875f kris07 replied to the topic Investing in Ballarat in the forum Help Needed! https://www.propertyinvesting.com/topic/4406260-investing-in-ballarat/#post-4667007 Sat, 12 May 2012 03:08:03 +0000 Shame Steve McKnight hasn’t responded to your comment ‘the crest’…

Would be interesting to obtain Steve’s view on Ballarat

]]> 0b94b32255a6655fe066f9bd5ce9d9d5 kris07 replied to the topic Investing in Ballarat in the forum Help Needed! https://www.propertyinvesting.com/topic/4406260-investing-in-ballarat/#post-4667005 Sun, 06 May 2012 03:16:01 +0000 Interested to hear how you went with Ballarat ‘Joy_Full’?

Noticed in the state budget which was quite a tight one that Ballarat was one of the winners – receiving $120M for investments in hospitals, roads etc.

Interestingly in the same week council approved the re-zoning of land to allow for the UB Tech expansion ($155M) which will create…[Read more]

]]> 325761f0d4f8f951ae461d20253a7224 kris07 replied to the topic Unit Development - Architect Costs Need your validation in the forum Help Needed! https://www.propertyinvesting.com/topic/4406081-unit-development-architect-costs-need-your-validation/#post-4665454 Wed, 14 Mar 2012 21:28:52 +0000 Thanks Mattnz.

In terms of additional costs, what are the things I should be weary of to manage risk? Are there standard terms that you normally use?

]]> 41c54b169de0064fd84aee84c0c61544 kris07 replied to the topic First Unit Development in the forum Help Needed! https://www.propertyinvesting.com/topic/4405708-first-unit-development/#post-4662636 Fri, 27 Jan 2012 23:24:15 +0000 Hi Richard,

Thanks for getting back to me.

Why can’t the land be strata titled before the completion of the project? Vic regulation?

]]> cd697f87d0993fca337a4d1f342a9c37 kris07 replied to the topic ANZ's position on Negative Gearing in the forum Help Needed! https://www.propertyinvesting.com/topic/4403833-anzs-position-on-negative-gearing/#post-4649154 Sat, 04 Jun 2011 01:16:03 +0000 @ Shape

Whilst some of your points are valid, namely how NG may affects banks. The banks have ultimately taken this risk on as they have an appetite for such risk (whether the basis for this justifiable is another debate) . As the banks have transparency over the cashflow position of investors or any borrower for that matter, they can choose to…[Read more]

]]> 88ede9c8bf7047d4c40843c166f66519 kris07 replied to the topic Is Leumeah, NSW a good investment in the forum Help Needed! https://www.propertyinvesting.com/topic/is-leumeah-nsw-a-good-investment/#post-4643950 Sun, 29 May 2011 02:06:37 +0000 I know Leumeah quite well and would never invest there.

Whilst the numbers from a yield perspective may look half decent, CG will be extremely modest.

From a risk vs return perspective it simply does not stack up. You’re dealing with a low end demographic which exposes you to higher risks and the CG’s don’t compensate for that. I don’t have a…[Read more]

]]> 8afa799bb4f30509df3267234ba20240 kris07 replied to the topic [Property Developers] Read This... if you dare haha in the forum Help Needed! https://www.propertyinvesting.com/topic/4403548-property-developers-read-this-if-you-dare-haha/#post-4647197 Sat, 07 May 2011 23:25:18 +0000 Great advice Kent. Very well considered.

]]> 52da3490bd912ef28fdfe8985b0d491f kris07 replied to the topic Investment proposition in the forum Help Needed! https://www.propertyinvesting.com/topic/4403521-investment-proposition/#post-4647025 Fri, 06 May 2011 22:42:19 +0000 Just came across this article which I thought I would share with everyone which outlines funding coming into Ballarat as a result of the state governments recent budget announcement:

http://www.thecourier.com.au/news/local/news/general/baillieus-big-present/2155790.aspx

]]> 5db60eeb31b0d69967362cae38a54157 kris07 replied to the topic Opinions on best suburbs under $500K in Aus?? in the forum General Property https://www.propertyinvesting.com/topic/4403504-opinions-on-best-suburbs-under-500k-in-aus/#post-4646938 Thu, 05 May 2011 23:49:35 +0000 I would have to agree with Ladyhawk, Ballarat is certainly one to look out for.

Geelong is doing very well also.

]]> e282e25c94b6efff640ca7e4a0fe1f9f kris07 replied to the topic Investment proposition in the forum Help Needed! https://www.propertyinvesting.com/topic/4403521-investment-proposition/#post-4647024 Wed, 04 May 2011 22:24:00 +0000 Sorry not familiar with Creswick.

]]> 1810e897f6f0c67e1e80f907cd7a50a7 kris07 replied to the topic Investment proposition in the forum Help Needed! https://www.propertyinvesting.com/topic/4403521-investment-proposition/#post-4647019 Tue, 03 May 2011 11:21:45 +0000 Thank you JacM:

Areas such as Soldiers Hill, Newington, Ballarat Central and Ballarat East (north of Victoria St) are where you will find Ballarats prime real estate which are close to the major facilities and you are more likely to get a better quality tenant in these areas. Drummond St North (Ballarat Central) is extremely sought after,…[Read more]

]]> 4ccbb91d5148de334fd7933e29f91d93 kris07 replied to the topic Investment proposition in the forum Help Needed! https://www.propertyinvesting.com/topic/4403521-investment-proposition/#post-4647017 Tue, 03 May 2011 03:30:48 +0000 In regards to Ballarat, it has been on my raydar for the last 18 months and I’ve actually just purchased 3 IPs there.

I believe it ticks all the boxes in terms of yields and cap growth. It has good infrastructure – rail, hospitals, unis, quality schools etc. As mentioned above, the regional rail link which is in the pipeline at the moment will…[Read more]

]]> 6184597ffd936b88122eb961aa6f9aac kris07 replied to the topic Cant charge water usage to the tenant in the forum Help Needed! https://www.propertyinvesting.com/topic/4403400-cant-charge-water-usage-to-the-tenant/#post-4646225 Thu, 21 Apr 2011 09:11:22 +0000 My IP is in Victoria.

Not sure what the issue is if you have made the tenant aware of the requirement prior to commencing the lease. No issues if its mutually agreed.

]]> 1bb64216f6aae5417113ad0087eabaf6 kris07 replied to the topic Cant charge water usage to the tenant in the forum Help Needed! https://www.propertyinvesting.com/topic/4403400-cant-charge-water-usage-to-the-tenant/#post-4646223 Wed, 20 Apr 2011 07:13:08 +0000 I had the same issue. As mentioned above the payback period to implement the separation is too great.

As a result I made it part of the tenancy agreement that the tenant shall be liable for usage. Had no issues with this approach.

]]> eddef068d6dd75e21b056c130bbe3775 kris07 replied to the topic Investing in Brisbane Fortitude valley Ann St and/or Melbourne west CBD a good idea? in the forum Help Needed! https://www.propertyinvesting.com/topic/4403376-investing-in-brisbane-fortitude-valley-ann-st-andor-melbourne-west-cbd-a-good-idea/#post-4646071 Tue, 19 Apr 2011 09:44:15 +0000 Rental yields are very poor in west melbourne at the moment, despite the substantial growth in the west.

Have a look at Regional Victoria, particularly in Regional Western Victoria as prices are starting to increase as a result of government investment and the substantial growth that is taking place in Melbournes West. Areas like Ballarat are…[Read more]

]]> 0daf60a7b60f792705c00e19d43048d7 kris07 replied to the topic good area under $200k in the forum General Property https://www.propertyinvesting.com/topic/4399465-good-area-under-200k/page/4/#post-4621697 Mon, 18 Apr 2011 06:16:22 +0000 Look into Melbourne Regional centers like Ballarat. Low vacancy rates 1% and great yields of 6%+. The area us about to take off with lots of govt funding. Worth a look. Wendouree or Ballarat East would suite your budget.

Good luck

]]> 6d81640882b0c8b3b58b58afcdee8f37 kris07 replied to the topic What suburbs in VIC & QLD would you recommend investing/buying in? in the forum Help Needed! https://www.propertyinvesting.com/topic/4401977-what-suburbs-in-vic-qld-would-you-recommend-investingbuying-in/page/2/#post-4636796 Sun, 17 Apr 2011 01:43:19 +0000 With Westfield and Highpoint .. these dominate the retailing landscape and create a CBD in its own right.

I’d question obtaining advice from someone that seems to think that a collection of retails stores ie Westfields constitutes a CBD?? Very interesting indeed.

The reason why these areas, particularly Maribyrong have done well is because of…[Read more]

]]> f611f205402bd605d931e87abc2148f9 kris07 replied to the topic What suburbs in VIC & QLD would you recommend investing/buying in? in the forum Help Needed! https://www.propertyinvesting.com/topic/4401977-what-suburbs-in-vic-qld-would-you-recommend-investingbuying-in/page/2/#post-4636793 Sat, 16 Apr 2011 23:12:56 +0000 I partially agree with JacM’s comments as Geelong is certainly one of the regional centres to consider, however it should be noted that Geelong has already experienced significant price rises. You would need to ask yourself if you have missed the boat with this one? (median house price is already $476K and vacancy rates are 2.8%). Rental yields…[Read more]

]]> 03a0ade59d61840e600dad2e3aec3f03 kris07 replied to the topic What suburbs in VIC & QLD would you recommend investing/buying in? in the forum Help Needed! https://www.propertyinvesting.com/topic/4401977-what-suburbs-in-vic-qld-would-you-recommend-investingbuying-in/page/2/#post-4636791 Sat, 16 Apr 2011 11:47:11 +0000 Getting back to the original question. Melbourne metro has certainly slowed down and the rental yields are very low. Rents have not caught up with the explosive growth during the last 18 months.

Regional Victoria is doing quite well as you can find many properties with above 6% yield with solid capital growth. Areas such Ballarat are performing…[Read more]

]]> 29ef60b37ef4aeda51e8dae4edfdfc5f kris07 replied to the topic House with Asbestos... in the forum Help Needed! https://www.propertyinvesting.com/topic/4403043-house-with-asbestos/#post-4643603 Sun, 13 Mar 2011 05:07:38 +0000 Thanks for your prompt responses guys, they have been helpful.

I welcome others to comment also.

]]> 4ad7aa0f3c5e11e8acd7841f53a33374 kris07 replied to the topic is gearing of 36.9% too low? in the forum Hi Simmo, I would also have https://www.propertyinvesting.com/topic/4398281-is-gearing-of-36-9-too-low/page/2/#post-4614274 Sat, 09 Jan 2010 07:17:44 +0000 Hi Simmo,

I would also have to agree with the above comments, in that a LVR of 36.9% is far too low, especially in the accumulation phase of your investing activities.

I’m 26 and recently purchased my 4th property. My LVR is quite high at around 85%, however, that does’t concern me as I know I have the assets to back the loans up if something…[Read more]

]]> b93a7f76a9ab16d21adb22ab5312c08c kris07 replied to the topic Building on an easement in the forum Value Adding https://www.propertyinvesting.com/topic/4398172-building-on-an-easement/#post-4613474 Mon, 28 Dec 2009 10:37:30 +0000 My intentions are to pave the area and close of it via a fence. Maybe a small deck with a garden (nothing major).

Can you please explain what a “by-law” means and how I go about getting a by-law?

]]> 4415da703ed5fd54a937c06afba1dabf kris07 replied to the topic Unit for under 400K in high growth area in the forum Help Needed! https://www.propertyinvesting.com/topic/4397426-unit-for-under-400k-in-high-growth-area/#post-4609908 Wed, 07 Oct 2009 07:21:33 +0000 You should be able to find a 2 bedroom apartment in Seddon, Footscray, West Footscray for that price range. Being 5-7km from the CBD they represent good value for money.

]]> 1851ba31902ff201c218e95e065667fc kris07 replied to the topic Issues with Body Corporate in the forum Help Needed! https://www.propertyinvesting.com/topic/4397106-issues-with-body-corporate/#post-4608521 Sat, 29 Aug 2009 08:11:10 +0000 Thanks for the responses everyone

Saka88 – I really appreciate your input as its equipped me with useful information. I will certainly keep you posted :)

Scott No Mates – Im not entirely sure what the terms of the lease will be as they were not indicated in the minutes. There’s very little information surrounding this issue..it wasn’t even…[Read more]

]]> e7287424a2196be0589e940e29eb96de kris07 replied to the topic Issues with Body Corporate in the forum Help Needed! https://www.propertyinvesting.com/topic/4397106-issues-with-body-corporate/#post-4608517 Fri, 28 Aug 2009 22:12:55 +0000 Thanks for your response.

Sophieh – I dont have an issue with the couple essentially having 20% of votes as thats the fair entitlement. My question relates to the implications of using proxies in a manner that is not in the best interest of OC.

Thanks for the information provided saka888. I am in Victoria. The major change was that one of the…[Read more]

]]> 1c6c922280cbd1b99c2941dbfe225a39 kris07 replied to the topic Whats happening/going to happen to the Melbourne market?? in the forum Help Needed! https://www.propertyinvesting.com/topic/4396363-whats-happeninggoing-to-happen-to-the-melbourne-market/#post-4604673 Tue, 02 Jun 2009 09:49:10 +0000 Thanks for your responses guys. I should have clarified that I am not a first home buyer. I currently have to 2 properties and looking to buy another, however given the demand in the market at present I'm questioning whether this is the best time to buy..

]]> 0d7abf0e4912d6b711963ffdec136189 kris07 replied to the topic Family planning :) in the forum Help Needed! https://www.propertyinvesting.com/topic/4396236-family-planning/#post-4604031 Sun, 17 May 2009 05:24:30 +0000 Hi,I think you're crazy if you sold any of the mentioned properties, given their location and the fact that they are +cashflow and supporting themselves whilst putting a few dollars in your pocket.I find it challenging to comprehend that these properties are 90% geared and still +postive cashflow. How long have you had these properties for? Have…[Read more]

]]> 09200f6fd134a20f8ab8197c4028984e kris07 replied to the topic WANT TO EARN $300-$400 PER WEEK ON A $165,000 INVESTMENT? I have the property for you. in the forum General Property https://www.propertyinvesting.com/topic/4396241-want-to-earn-300-400-per-week-on-a-165000-investment-i-have-the-property-for-you/#post-4604065 Sun, 17 May 2009 04:49:46 +0000 They look like dog boxes

]]> 7f66437d8fbd07c648387592cb3ad417 kris07 replied to the topic which area is good for living ?? (Melbourne - Victoria) in the forum Help Needed! https://www.propertyinvesting.com/topic/4396043-which-area-is-good-for-living-melbourne-victoria/#post-4603001 Wed, 29 Apr 2009 08:02:51 +0000 MrKudh80,You're certainly correct in suggesting that the west has industrial segments. In saying that though it would be wise to check the inner west (5-7km from the CBD) as the nature and feel of that market is rather different to the middle and outer western areas which are more industrial and tend to be less developed as described by your…[Read more]

]]> 1eb12e071ed92d8135431b06e361db92 kris07 replied to the topic Young first home buyer needs serious advice from experts in the forum Help Needed! https://www.propertyinvesting.com/topic/4395976-young-first-home-buyer-needs-serious-advice-from-experts/#post-4602313 Mon, 13 Apr 2009 07:09:13 +0000 Have you looked in the inner west? With your mentioned budget you should be able to pick up a 2 bedroom apartment which would be closer to the city than Nobel Park. Closer proximity to the city generally means that demand for rentals will be higher..Just make sure you do your numbers. Good luck!Kris

]]> 3045c4aeab4f3dba562eb5b1642d89f5 kris07 replied to the topic Property Investment in Hobart in the forum Help Needed! https://www.propertyinvesting.com/topic/4394614-property-investment-in-hobart/#post-4595072 Wed, 08 Apr 2009 11:16:07 +0000 The place has awesome views. Well done with the purchase!What was the purchase price?

]]> e26a9c1b0fbb77ef5053a00cd263c04e kris07 replied to the topic Glenroy vs Greensborough/Montmerency/ELtham in the forum General Property https://www.propertyinvesting.com/topic/4395801-glenroy-vs-greensboroughmontmerencyeltham/#post-4601414 Sat, 28 Mar 2009 23:06:33 +0000 Have you considered the inner west – Seddon, Yarraville?

]]> 613e1be60559ac3494f61ecd198c502a kris07 replied to the topic Footscray, Seddon or Yarraville in Melbourne in the forum General Property https://www.propertyinvesting.com/topic/4395441-footscray-seddon-or-yarraville-in-melbourne/#post-4599378 Mon, 16 Mar 2009 11:33:41 +0000 Proximity to the city is great in these areas and so is the infrastructure which is continually developing.I agree that there are certain pockets which you should definitely keep away from (eg Francis St Yarraville). As mentioned, Yarraville/Seddon are quite gentrified and trendy suburbs and as such this is factored into the price. They definately…[Read more]

]]> 064eb31e40ae33db3eb068e9b81bc70a kris07 replied to the topic Need some advice on Footscray and West Footscray, in the forum Help Needed! https://www.propertyinvesting.com/topic/4394953-need-some-advice-on-footscray-and-west-footscray/#post-4596898 Thu, 01 Jan 2009 06:43:26 +0000 Units4me, you stated:"….For that reason, i think that prices will only grow to a certain level, once people reach that level, many head for other areas, limiting price growthDo you suggest that the above statement only applies to suburbs in the inner west? If you have looked at recent median prices you would have noticed that most of the suburbs…[Read more]

]]> aade30e1f218d2596a383eace7a86929 kris07 replied to the topic Need some advice on Footscray and West Footscray, in the forum Help Needed! https://www.propertyinvesting.com/topic/4394953-need-some-advice-on-footscray-and-west-footscray/#post-4596896 Fri, 26 Dec 2008 08:33:41 +0000 Hi Yellina,The inner west is substantially undervalued, especially Seddon, West Footscray and Footscray given the close proximity to the city. The area has good infrastructure in place and is continually improving, for example, the Footscray urban development plan (Footscray is a Principle Activity Cetre) and the state governments plans to extend…[Read more]

]]> 5ec656d8fa7e9254a38a854c8a614845 kris07 replied to the topic The truth about the Australian housing market. in the forum Help Needed! https://www.propertyinvesting.com/topic/4393215-the-truth-about-the-australian-housing-market/#post-4587487 Thu, 09 Oct 2008 11:03:33 +0000 Well said superhoops!

]]> c5efb462a66b90f12fd5ca9c4a93800a kris07 replied to the topic Water charges on an IP in the forum Help Needed! https://www.propertyinvesting.com/topic/4394232-water-charges-on-an-ip/#post-4592904 Sun, 14 Sep 2008 06:45:59 +0000 Thanks Tracy.

]]> eeb5e92ec722ef7264f06adb76ac1385 kris07 replied to the topic Claiming depreciation in the forum Help Needed! https://www.propertyinvesting.com/topic/4393554-claiming-depreciation-4/#post-4589332 Sun, 22 Jun 2008 10:42:57 +0000 Thanks for your response. The nature of my renovations would be classed as "initial repairs" therefore they would be considered capital expenditure. Is the only way to obtain a depreciation schedule is via a quantity surveyor? Are there any other options available?Thanks

]]> 0695496198a72a2bb0aa5740c0f9caa6 kris07 replied to the topic Vinyl Flooring in the forum Value Adding https://www.propertyinvesting.com/topic/4392779-vinyl-flooring/#post-4585252 Wed, 07 May 2008 13:05:45 +0000 Hello everyone and thanks for your responses.The area I'll be covering is 28 sm. Having looked at a variety of types of vinyl i think i'll be running with the "vinyl tiles" as they are very durable which is quite important to me as im looking to rent the unit out.Thanks Djay, i checked out western distributors in sunshine…they have sooooo much…[Read more]

]]> dbf8af1153276a33bb95193e412c6467 kris07 replied to the topic Problem with settlement - help needed in the forum Help Needed! https://www.propertyinvesting.com/topic/4392754-problem-with-settlement-help-needed/#post-4585172 Wed, 26 Mar 2008 10:17:09 +0000 Thanks so much your prompt responses. I forgot to mention above that at the time of signing the contracts i did NOT opt for the property to be vacant at settlement.My conveyancer tried to negotiate with the vendors conveyancer who advised that the vendors dont want to give the tenants a notice to vacate as they are concerned of the potential for…[Read more]

]]> ad90156222d4c86b37150e74ee8c698e kris07 replied to the topic Selecting a tenant in the forum Help Needed! https://www.propertyinvesting.com/topic/4392739-selecting-a-tenant/#post-4585038 Wed, 26 Mar 2008 02:27:38 +0000 Thanks for the response guys.Xenia – I'll definately be using a property manager, however I want to ensure that I dont end up paying for the "property managers" incompetence.  Ultimately I would like to meet with the shortlisted applicants (by the property manager) and select the best applicant.Keep the responses coming!Cheers

]]> a87e15762913a580cdd0d0717b648646 kris07 replied to the topic Selecting a tenant in the forum Help Needed! https://www.propertyinvesting.com/topic/4392739-selecting-a-tenant/#post-4585037 Wed, 26 Mar 2008 02:27:30 +0000 Thanks for the response guys.Xenia – I'll definately be using a property manager, however I want to ensure that I dont end up paying for the "property managers" incompetence.  Ultimately I would like to meet with the shortlisted applicants (by the property manager) and select the best applicant.Keep the responses coming!

]]> 3864b5ac21ba36f1178935bc3621a7f5 kris07 replied to the topic Loan structure for an investment property in the forum Help Needed! https://www.propertyinvesting.com/topic/4392525-loan-structure-for-an-investment-property/#post-4583742 Thu, 13 Mar 2008 05:11:58 +0000 Hi Richard,I dont have any personal debt except for my PPOR. Your response was what I was thinking. Its always good to get another opinion. Thanks for your response!

]]> 5d27140404e6f2aafbc0c0dab41eccd4 kris07 replied to the topic Loan structure for an investment property in the forum Help Needed! https://www.propertyinvesting.com/topic/4392525-loan-structure-for-an-investment-property/#post-4583740 Wed, 12 Mar 2008 22:58:47 +0000 In relation to the above would it be better to have to loan for 90% (i wont pay LMI) or for the full purchase price 100% plus fees. This is for the investment property.Cheers!

]]> 4fde19f99dc076e687f988904bb94da0 kris07 replied to the topic your opinion please in the forum Help Needed! https://www.propertyinvesting.com/topic/4392625-your-opinion-please-4/#post-4584191 Wed, 12 Mar 2008 06:42:01 +0000 Spiro cas – im looking to rent it out

]]> 6cf6aa2bf685ab6d50c22e1d396ae9e6 kris07 replied to the topic your opinion please in the forum Help Needed! https://www.propertyinvesting.com/topic/4392625-your-opinion-please-4/#post-4584190 Wed, 12 Mar 2008 06:36:57 +0000 Thanks for your response.The existing bath has a shower currently which i guess can be replaced without too much hassle.  I could certainly put a shower screen onI havent really investigated the avenue of reglazing the bath. I'll look into that.Cheers

]]> 6dfc80f99047309508576af777b34042 kris07 replied to the topic One property but 2 offers. What to do? in the forum Help Needed! https://www.propertyinvesting.com/topic/4392612-one-property-but-2-offers-what-to-do/#post-4584139 Tue, 11 Mar 2008 06:32:41 +0000 Hi Tony,I'm not sure if the same applies in your state, however in Victoria agents generally dont accept offers before the S32 is available. In such an event you would certainly  want to make your offer subject to satisfactory review of the S32.I would recommend you try and view the "other" offers in writing by simply requesting it from them…[Read more]

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