PropertyInvesting.com | Jotham | Activity https://www.propertyinvesting.com/members/jotham/activity/ Activity feed for Jotham. Sat, 11 Apr 2026 10:25:02 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 38143d474c1c98c06887c5bb93d1dc19 Jotham replied to the topic Property Apprenticeship in the forum General Property https://www.propertyinvesting.com/topic/4409319-property-apprenticeship-2/#post-4690549 Wed, 19 Jun 2013 09:12:36 +0000 Yeah Jordan 

is there anything you can teach us? 

]]> 3316e2a6a6e0aa2d08e6df2a2b583ad0 Jotham replied to the topic Paying agents for services by the hour? in the forum Don't pay an agent anything https://www.propertyinvesting.com/topic/4409520-paying-agents-for-services-by-the-hour/#post-4692157 Wed, 19 Jun 2013 07:22:07 +0000 Don't pay an agent anything until your house is sold for the price your happy with, make sure your agent is a good negotiator and can get the buyers highest price! BHP. 

Do not work with an agent you feel uncomfortable with, and if you feel like something is wrong, then it probably is. Agents are amount the worst sharks out there. 

]]> d5a0704b38bb91159414254564b4df15 Jotham replied to the topic investing in cash flow rentals?? in the forum Creative Investing https://www.propertyinvesting.com/topic/4409396-investing-in-cash-flow-rentals/#post-4691009 Thu, 23 May 2013 10:49:36 +0000 But Joel, how do we know you aren't ripping us off? How can you back your statement up with warm advice and insights, rather than state a fact, that is like talking to the air 

Kind regards 

]]> b11111cb989b42fbec808d26a13ed40c Jotham replied to the topic Positive or Negative? in the forum General Property https://www.propertyinvesting.com/topic/4408561-positive-or-negative/page/3/#post-4685102 Thu, 23 May 2013 10:31:27 +0000 That's awesome alpakka good on you, You can always create PG properties as well, by buying under median, something good but a bit different, little fix ups and your on your way, play around with the figures like price, rent,  interest rates and costs, to see what you need to create cash flow. Ask your solicitor to do a building cost report so you…[Read more]

]]> 6b19909a3d9bf57ffde568a5a3de92b9 Jotham replied to the topic Positive or Negative? in the forum General Property https://www.propertyinvesting.com/topic/4408561-positive-or-negative/page/3/#post-4685098 Mon, 13 May 2013 09:45:54 +0000 well that's exactly right obviously with your research you have a plan, and that is awesome. I hope you buy high growth property and are able to buy more property, but dont cry when you you get to 3 and the banks say "nup sorry.. no more." I wouldn't rule out that once you have 2 good properties you may decide to find some good PG…[Read more]

]]> c4d1c3562292f428aa758297a69c5cf0 Jotham replied to the topic Buying at Auction in the forum General Property https://www.propertyinvesting.com/topic/4409179-buying-at-auction-5/#post-4689761 Sat, 11 May 2013 11:25:40 +0000 Yeah so you have to spend money on building and pest inspections, no it doesn't show to much interest so long as you are vague with the agent, only bid after the reserve is met, and don't over spend. Buying first house though auction is brave, don't get hurt.. 

Best of luck! 

]]> 95f1000a42a4d52795d366e9c332d0df Jotham replied to the topic Hobart property investors group? in the forum General Property https://www.propertyinvesting.com/topic/4409269-hobart-property-investors-group/#post-4690280 Sat, 11 May 2013 11:16:25 +0000 Hi Nicole

why are you looking for a group? How do you think a group will really help you… 

]]> a9025f88de1ca4052b16356af0d286fe Jotham replied to the topic Interest rate reductions- Some issues in the forum General Property https://www.propertyinvesting.com/topic/4409332-interest-rate-reductions-some-issues/#post-4690635 Sat, 11 May 2013 04:04:52 +0000 That's right banks don't care about you personally, they'll put the rates back up don't worry, they are the masters of money and they know how to get it back, that's their game. 

]]> 0d710f10b64803caa7276ff1c955a904 Jotham replied to the topic Positive or Negative? in the forum General Property https://www.propertyinvesting.com/topic/4408561-positive-or-negative/page/3/#post-4685096 Fri, 10 May 2013 10:37:51 +0000 That sounds like every other Aussie battler! a good plan,there is nothing wrong with that, and providing you do get capital growth its a viable option. With 100k I will buy PPOR and 2 PG properties. If I don't have to buy PPOR ill buy 3 PG properties. I say this to say if each grow 4% then that's 10% equity, Having these in different states offers…[Read more]

]]> b89c990f60c050887677be42d12461ba Jotham replied to the topic Suburbs to invest near Brisbane airport in the forum General Property https://www.propertyinvesting.com/topic/4409272-suburbs-to-invest-near-brisbane-airport/#post-4690304 Fri, 03 May 2013 02:49:53 +0000 I would go google earth, have a look at all the suburbs ideal for your investment, search through the statistics and compare each suburb, also  compare demographics to see which suburb has more potential than others. In those suburbs learn the values of properties you are looking for, and buy at a discount. 

If the suburb has a rental percentage…[Read more]

]]> ffc6409bd20135a7fa330df3b06c3501 Jotham replied to the topic Positive or Negative? in the forum General Property https://www.propertyinvesting.com/topic/4408561-positive-or-negative/page/3/#post-4685093 Sat, 27 Apr 2013 08:11:06 +0000 Say you earn 50k per year and you wanted to buy blue chip property, and the equity you had in your own home allowed you to buy 2 properties in the city valued at 300k each, which both have negative cash flow of $60 a week, your total dept would be $620 000 a further 20k for set up fee's

This $120 per week negative cash flow is your commitment…[Read more]

]]> 74a8eb1cc499865fd752484c073a44c3 Jotham replied to the topic Equivelant Websites? in the forum General Property https://www.propertyinvesting.com/topic/4409086-equivelant-websites/#post-4689172 Thu, 25 Apr 2013 11:00:10 +0000 Valuer Generals Office, for Queensland it's Department of Environment and Resource Management, NSW is Land and Property Management Authority, Victoria is Department of Sustainability and Environment, WA is  Department of Commerce. 

]]> 1c46e74316d9f47baf84b64357f4b4f0 Jotham replied to the topic Due Diligence When Purchasing an IP in the forum General Property https://www.propertyinvesting.com/topic/4409210-due-diligence-when-purchasing-an-ip/#post-4689983 Wed, 24 Apr 2013 23:26:48 +0000 There is a site called Your Investment Property, on it has Auction buying tips, things to look for, the ins and outs of tips you need to know that will help you at Auction. 

Also Due Diligence needs to be done to know exactly what your buying and if in fact it will make you money, don't go by hope or feelings, go by maths and facts, compare…[Read more]

]]> 04456def59329277345da0c5e6fd87c1 Jotham replied to the topic Positive or Negative? in the forum General Property https://www.propertyinvesting.com/topic/4408561-positive-or-negative/page/2/#post-4685085 Tue, 23 Apr 2013 11:21:01 +0000 Sorry I forgot to add, what's the angle on your post FredG do you use this structure to pay for your investments? Did you buy an established business or did you start your own business? 

Is your structure set up in the best way possible to support your property portfolio?

]]> 7f4401c4a919e895894f87cce93e02df Jotham replied to the topic Positive or Negative? in the forum General Property https://www.propertyinvesting.com/topic/4408561-positive-or-negative/page/2/#post-4685084 Tue, 23 Apr 2013 11:07:12 +0000 G'day FredG

Interesting thought, a financial advisor suggested the same idea with negative gear and tax logic however, I would only invest in negative cash flow if I was certain in the near future I would gain capital but, then I would want to collect profit and buy at least 2 positive/neutral cash flow investments from the gain, I will try to…[Read more]

]]> 5488c813cf9df8c676b984f24cfcd70a Jotham replied to the topic First IP with siblings in the forum Finance https://www.propertyinvesting.com/topic/4409102-first-ip-with-siblings/#post-4689281 Mon, 15 Apr 2013 11:00:57 +0000 Thats right

Depends on your motives, If its about money i wouldn't get family involved,  If its about helping them, invest in teaching your siblings knowledge to able them to make their own decisions how to become wealthy.

Maybe when you's have become wealthy and experienced you's could possibly develop property? mixing business with family can…[Read more]

]]> 9f449bf49384e5aa0a5ea0598137940a Jotham replied to the topic Should i use the offset account? in the forum Finance https://www.propertyinvesting.com/topic/4409168-should-i-use-the-offset-account/#post-4689696 Mon, 15 Apr 2013 10:44:32 +0000  No worries

Also is it true that an offset account works effectively well when enough money is in the account earning you interest to be saving you interest?

]]> 20679a785127d797aa70779f944c24bf Jotham replied to the topic Should i use the offset account? in the forum Finance https://www.propertyinvesting.com/topic/4409168-should-i-use-the-offset-account/#post-4689693 Mon, 15 Apr 2013 09:51:31 +0000 Hi There

Whats the difference with between an offset Account and Line of Credit?

Also Thorpef1 dont get caught out and get a Redraw account 

100% offset accounts are the most attractive offset option. These accounts earn you interest equal to the interest you’re paying on your home loan. The interest that you’re earning on your savings is…[Read more]

]]> 6d88d64ba8dda978aaa46375384bfa93 Jotham replied to the topic Positive or Negative? in the forum General Property https://www.propertyinvesting.com/topic/4408561-positive-or-negative/page/2/#post-4685081 Thu, 11 Apr 2013 21:37:49 +0000 Hello zorrohd

I know I am very greatful for the generous people on this site who have taken the time to share their thoughts.

Good guess you got me, 28 no kids living with family, at the moment because of some things I'm in a position to save, I can't buy because I'm unstable, I've just had an operation, I haven't worked since December, I just…[Read more]

]]> 55d4f767912e9de3777a2e56de892b8a Jotham replied to the topic MACKAY: General thoughts and experiences on as an area to invest in property in the forum General Property https://www.propertyinvesting.com/topic/4409089-mackay-general-thoughts-and-experiences-on-as-an-area-to-invest-in-property/#post-4689177 Sat, 06 Apr 2013 07:49:05 +0000 Hi Kingyj

In my opinion, I like Mackay over the long period should serve you well, It does seem like a stable area and there are future prospects in the mining industry. 

]]> 790a837310fe00824e512ef9dc171fee Jotham replied to the topic Young man seeking mentor in the forum Help Needed! https://www.propertyinvesting.com/topic/4409081-young-man-seeking-mentor/#post-4689136 Sat, 06 Apr 2013 06:53:44 +0000 Also read books, I find you get a wealth of information out of Steves books and also Margaret lomas books.

]]> 4b979e879d3f5a0e7895027be753e14c Jotham replied to the topic Double Story as a Rental in the forum General Property https://www.propertyinvesting.com/topic/4409121-double-story-as-a-rental/#post-4689364 Sat, 06 Apr 2013 06:39:34 +0000 Hi there ausi ski bum

It depends has the stair case got a handrail running along it, I know tenants usually prefer this.  It also depends on the personnel you are investing towards.

You have to know exactly what the people in that area are looking for and invest in what they want, classic case sanario: used as an example 
only… people in a…[Read more]

]]> 29cf07ec79527b81c3c2fcea584c2f50 Jotham replied to the topic "RICH DAD COACHING" - opinions/feedback? in the forum Heads Up! https://www.propertyinvesting.com/topic/4408665-rich-dad-coaching-opinionsfeedback/#post-4686014 Tue, 02 Apr 2013 10:57:00 +0000 Tss you have the best resource you can imagine for free! right here on this website : ) 

keep it simple good luck

]]> 476359e7cc012764e4eebe8b1aae55bb Jotham replied to the topic Australian Property Directions in the forum Heads Up! https://www.propertyinvesting.com/topic/4397632-australian-property-directions/#post-4610772 Tue, 02 Apr 2013 10:01:07 +0000 As an owner of Australian Property Directions I welcome the queries and am excited by people wanting to find out more about exactly who we are and how we operate.   I do think it's unfortunate that our competitors have been clearly attempting to gain a strategic advantage and level the playing field with negative and self serving comments.
Given…[Read more]

]]> 591238eb9c7f90c65efa9b54869bc35e Jotham replied to the topic Positive or Negative? in the forum General Property https://www.propertyinvesting.com/topic/4408561-positive-or-negative/page/2/#post-4685074 Sat, 16 Mar 2013 21:21:20 +0000 Hi Tuo Dong

PC properties are everywhere, in all states, though sometimes they work out to be positive after tax  breaks.

The aim of the game is to buy property with both PC flow and good capital growth from day 1

example:

Buy property for under market value
Buy property, fix it up make it look nice or add something, then rent it for more
Buy…[Read more]

]]> 8e493c7e1a5cdd9698d775992d32288a Jotham replied to the topic Facebook likepage as a platform for marketing a product in the forum Help Needed! https://www.propertyinvesting.com/topic/4408868-facebook-likepage-as-a-platform-for-marketing-a-product/#post-4687594 Thu, 28 Feb 2013 11:34:16 +0000 There's a Social Media website called BuzZing I believe, it's worth a look.

]]> 1e47ec5a594545506315a486cc2a8388 Jotham replied to the topic Is Robert Kiyosaki's richdad coaching good? in the forum Help Needed! https://www.propertyinvesting.com/topic/4408763-is-robert-kiyosakis-richdad-coaching-good/#post-4686754 Wed, 27 Feb 2013 22:08:38 +0000 Hi Blessed and Happy

Ive read his books and they are good at giving you ideas and teaching you about money if you are a beginer in learning, eg: Exiting The Rat Race, from there its up to your own account to do the maths and research to find the investment thats best for you. 

My friend bought his whole pack about $3500, in there he got alot of…[Read more]

]]> 8bedb5209ea17607cff0b529cf2b4ea9 Jotham replied to the topic Low valuation in the forum Help Needed! https://www.propertyinvesting.com/topic/4408795-low-valuation/page/2/#post-4687020 Fri, 22 Feb 2013 09:50:28 +0000 Because she works with property and understands the trends, sounds all she needs is to employ a great broker, I would go through Jamie or Shahin and get another valuation sounds quite pleasant when working with a good team.

good luck Hannah wish you all the best

]]> 827329c49ff5d7ccbeb5ad8652ef405b Jotham replied to the topic Determining reno costs at time of inspection in the forum Value Adding https://www.propertyinvesting.com/topic/4408818-determining-reno-costs-at-time-of-inspection/#post-4687205 Fri, 22 Feb 2013 09:09:57 +0000 Hi Catalyst

What are the labour costs around on a standard 3 bedder? 

]]> 146a93f4c650de1358287d6f8e4f9f98 Jotham replied to the topic Buy land and build house. in the forum Help Needed! https://www.propertyinvesting.com/topic/4408813-buy-land-and-build-house/#post-4687167 Fri, 22 Feb 2013 08:58:38 +0000 On 800sqm could you build a town house for around 250k?

]]> cf5051dd590cc1a06527edc5757a8298 Jotham replied to the topic If you want to be a successful investor learn to do due diligence in the forum Help Needed! https://www.propertyinvesting.com/topic/4408610-if-you-want-to-be-a-successful-investor-learn-to-do-due-diligence/#post-4685492 Thu, 31 Jan 2013 01:08:12 +0000 Hi Nigel

Do you think employing a buyers agent is great idea? as they say they are up to date with market research, also they do not get any commission on there recommendation, they only get paid by you so, a not bias opinion.

Are they as reliable as generally say? are they really worth a pretty penny?

]]> b65853535f5ea20b973d7bdf7c57f76f Jotham replied to the topic Best place to invest cash? in the forum Creative Investing https://www.propertyinvesting.com/topic/4408123-best-place-to-invest-cash/page/2/#post-4681317 Tue, 29 Jan 2013 06:27:59 +0000 You can invest in cars… For example Shelby Cobra, GT40, A9X or 2dr RX3 13b Turbo.. These cars will only up in value just to name few. 

]]> 59b10ea2e5e67dfed8a05976343656de Jotham replied to the topic Best place to invest cash? in the forum Creative Investing https://www.propertyinvesting.com/topic/4408123-best-place-to-invest-cash/page/2/#post-4681316 Tue, 29 Jan 2013 06:19:47 +0000 Buy stuff… Just lots of stuff.

]]> 507c429dcc23e64df4d76923bb267a9d Jotham replied to the topic Positive or Negative? in the forum General Property https://www.propertyinvesting.com/topic/4408561-positive-or-negative/page/2/#post-4685071 Tue, 29 Jan 2013 05:25:44 +0000 Thank you for great tips and advice, I hope good opportunity comes your way

]]> 8c1715e3d674518c11d5cc5429e6bd81 Jotham replied to the topic First Home/Investment in the forum Help Needed! https://www.propertyinvesting.com/topic/4408538-first-homeinvestment/#post-4684846 Tue, 29 Jan 2013 01:49:48 +0000 Yes interest only loans and an offset account or, put your properties in a trust 

]]> 8cbfcb31735bde8a244960e4e5578637 Jotham replied to the topic First Home/Investment in the forum Help Needed! https://www.propertyinvesting.com/topic/4408538-first-homeinvestment/#post-4684845 Tue, 29 Jan 2013 01:43:48 +0000 Great advice 

Jamie

]]> 82323beed04a403e263eb3273dcddcf3 Jotham replied to the topic Positive or Negative? in the forum General Property https://www.propertyinvesting.com/topic/4408561-positive-or-negative/page/2/#post-4685070 Mon, 28 Jan 2013 09:04:04 +0000 Freckle

Very good advice in general, I’ve thought about it before but knocked it back. I’ll definitely take it back into consideration now

Thanks for the advice much appreciated

]]> afbd9d8b86e2f66fcf71270d2301bc0e Jotham replied to the topic Positive or Negative? in the forum General Property https://www.propertyinvesting.com/topic/4408561-positive-or-negative/#post-4685067 Mon, 28 Jan 2013 07:01:22 +0000 Ok freckle

What do you suggest? Sounds like your talking about the share market..

]]> b9dc954252de2495ef6407b39146d04f Jotham replied to the topic Positive or Negative? in the forum General Property https://www.propertyinvesting.com/topic/4408561-positive-or-negative/#post-4685066 Mon, 28 Jan 2013 06:48:24 +0000 And who do you talk too, who knows enough about what there talking about.

The best I got was borrowing 100k from Macquarie bank and only paying interest pm with a stop loss so basically it becomes a win win situation though the risk is you may make no money but your leveraging 100k and only paying interest lol

This was from a different…[Read more]

]]> 3e39729c3e025360cc303654a42a1eb6 Jotham replied to the topic Positive or Negative? in the forum Haha lol https://www.propertyinvesting.com/topic/4408561-positive-or-negative/#post-4685065 Mon, 28 Jan 2013 06:28:52 +0000 Haha lol

Ok so you see through my cracks, I am learning… Where did you start?

]]> 38656ed2411de51797f0c087f7f8f4a6 Jotham replied to the topic Positive or Negative? in the forum General Property https://www.propertyinvesting.com/topic/4408561-positive-or-negative/#post-4685061 Mon, 28 Jan 2013 03:59:45 +0000 Thanks Jamie you are 100% right.

Do Pass Go Home Loans also offer strategy and wealth creation advice?

]]> 80649c1179dca76223c632748f82ad50 Jotham replied to the topic Positive or Negative? in the forum General Property https://www.propertyinvesting.com/topic/4408561-positive-or-negative/#post-4685060 Mon, 28 Jan 2013 03:54:03 +0000 Thats what I was intending on doing however I must be missing some parts, Obviously the figures, it seemed like a good idea but i cant see the proper stucture, The financial advisor seemed to think this would be ok..

From what Ive learnt Mackay looks good for CG this is why i chose that area but, Im aware its not the only area for CG so I have…[Read more]

]]> 3c8a37c5bfba4ccc2305ffbc9f90212f Jotham replied to the topic Positive or Negative? in the forum General Property https://www.propertyinvesting.com/topic/4408561-positive-or-negative/#post-4685059 Mon, 28 Jan 2013 03:45:22 +0000 Thank you for your valuable response, I will re think my strategy and see what else I can compare with.

Jared

]]> fdf3f6c4d4c3c37eaa3fbb89375eabdc Jotham replied to the topic Positive or Negative? in the forum General Property https://www.propertyinvesting.com/topic/4408561-positive-or-negative/#post-4685058 Mon, 28 Jan 2013 03:42:24 +0000 how is an efficient way to navigate through areas in search of CG on internet, How do you really find out what a good CG area looks like. Might seem like a dumb question but, Im on the net as is a passion of mine learning about property, reading articles and  bit by bit adding to my knowledge.

From your experience how do you sort out good…[Read more]

]]> 7d2b829e289511b650c7c70a2702cd05 Jotham replied to the topic Positive or Negative? in the forum General Property https://www.propertyinvesting.com/topic/4408561-positive-or-negative/#post-4685052 Sun, 27 Jan 2013 22:22:27 +0000 hello

Thank you very much for your responses

Ok., I have 30k saved and earn 100k py working as Diesel Fitter with a 15k dept on my Ducati,  I have been working in Karratha and just got home to Sydney, and will be here until no later than July, then off again to Bowen area.

In Sydney I do not have a house I live with my family and am very lucky…[Read more]

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