PropertyInvesting.com | joshadelsa | Activity https://www.propertyinvesting.com/members/joshadelsa/activity/ Activity feed for joshadelsa. Sun, 12 Apr 2026 06:54:18 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 d7ddc7bd1c75657910c4c5ceed6b87da joshadelsa replied to the topic 90 LVR Loans in the forum Finance https://www.propertyinvesting.com/topic/4386886-90-lvr-loans-2/#post-4555149 Tue, 03 Oct 2006 23:23:43 +0000 Hey Novo,

There are quite a few lenders out there that offer 90% Lodoc even 95% however they usually incur higher interest rate. As v8ghia mentioned you will need a 2 year ABN for anything this high though.

I’ve did a no money down deal a few months ago and am just about to try and do one for myself cause I’ve ran out of…[Read more]

]]> 4c395786a25e215deed21b941ced6e69 joshadelsa replied to the topic Serviceability of loans / room to room rentals in the forum Help Needed! https://www.propertyinvesting.com/topic/4386946-serviceability-of-loans-room-to-room-rentals/#post-4555384 Tue, 03 Oct 2006 23:06:36 +0000 Hey TMR,

That sounds like a great opportunity.
Most banks/lenders are very cautious with student accomodation as it resembles more of a commercial deal then a residential as it is basically a mini hotel. If you can service it on market rental you could use this rental however most lenders won’t accept increased rental income from student…[Read more]

]]> 55e5880a600eb89079013c530ca88aa0 joshadelsa replied to the topic studio units i city in the forum General Property https://www.propertyinvesting.com/topic/4386918-studio-units-i-city/#post-4555276 Sat, 30 Sep 2006 09:45:32 +0000 hehe yeah I didnt think the price was very good (per sqaure metre) either but he was keen on it, was returning pretty good rental returns as well.

Not kinda security I’d do but there are a lot of strategies out there that investors use I guess.

]]> 4232ece144ca478c4c21da65de971e49 joshadelsa replied to the topic studio units i city in the forum General Property https://www.propertyinvesting.com/topic/4386918-studio-units-i-city/#post-4555274 Fri, 29 Sep 2006 05:22:14 +0000 Finding finance on one of these units can be quite hard at times.

Had a client come to me with one in Brissy CBD for $100,000 however it was only 20sqm which most lenders only allow units or aparments over ~44sqm…

We managed to find a lender for it however it was a very low LVR which meant he had to fork out a pretty hefty deposit. Securities…[Read more]

]]> 1c30f54089f6d60823eef51d6592f222 joshadelsa replied to the topic lender for block of 6 units on one title in the forum Help Needed! https://www.propertyinvesting.com/topic/4386907-lender-for-block-of-6-units-on-one-title/#post-4555237 Fri, 29 Sep 2006 05:10:13 +0000 I have a lender on my panel that will do 6 unit on one title. most consider it commercial.

Investor Finance
joshflack@investorfinance.com.au

]]> 9f7b58ad1f6642d666d85745f297ffb6 joshadelsa replied to the topic A little bit of advice? in the forum Help Needed! https://www.propertyinvesting.com/topic/4386912-a-little-bit-of-advice/#post-4555252 Fri, 29 Sep 2006 04:32:17 +0000 What if you refinanced your first home to 95% and reduce your loan against burnie home and pay down some personal debt and then sell burnie property.

Refinance Launceston:
V: $160,000
M: $152,000 (95%)
refinanced amount: $90,000
pay down Burnie: $20,000
Pay down Personal debt: $27,000
remaining unlocked funds for future inv: $42,000 +proceed from…[Read more]

]]> 004db6fda76e0c7c6abcce423dfd9c42 joshadelsa replied to the topic helpful invested tips for me in the forum Help Needed! https://www.propertyinvesting.com/topic/4386731-helpful-invested-tips-for-me/#post-4554298 Tue, 12 Sep 2006 02:28:48 +0000 Daniels right.

a few months of solid educating yourself and saving could save yourself from making some crucial mistakes and could save you a lot of money and headaches.

Josh

Investor Finance
joshflack@investorfinance.com.au

]]> de695cd1f0aa5f1f587227eda693faa8 joshadelsa replied to the topic Submitting Offers in the forum Help Needed! https://www.propertyinvesting.com/topic/4386736-submitting-offers/#post-4554319 Tue, 12 Sep 2006 02:24:20 +0000 I think in south australia there’s a cooling off period after offer is accepted in which you can pull out if you like before contract is signed. I just had 2 offers accepted however didn’t take too much notice as I was definately going to buy them, unless building or pest inspection came in with devastating results.

Depends on what…[Read more]

]]> 248d3c6a9c54734914619d9824d89103 joshadelsa replied to the topic helpful invested tips for me in the forum Help Needed! https://www.propertyinvesting.com/topic/4386731-helpful-invested-tips-for-me/#post-4554296 Tue, 12 Sep 2006 02:01:32 +0000 hey Ivan,

I’m in a similar circumstance (early 20s and same income) and have just signed contracts on 2 properties. Everyone’s strategy is different, but what I’ve done is bought 2 cheap 3 bedroom properties,1 was $110,000 and 1 was $102,000.

Both have good rentals ($150p/week each) and tennanted till mid next year.

Both properties have…[Read more]

]]> 5f82b8117ecab50d57802fb14bae795b joshadelsa replied to the topic Valuation in the forum Finance https://www.propertyinvesting.com/topic/4386714-valuation-5/#post-4554221 Fri, 08 Sep 2006 01:28:44 +0000 thats rite, if you find out who is on your banks panel of valuers some of the brokers on here may be able to tell you about some background on particular valuers and their experiences.

another thing to mention is there are a few different types of valuations …
Desktop or EVR (electronic valuation report?)
Kerbside
and Physical

If your property…[Read more]

]]> 9df7b254c3058c7abf0e3ca2d6549d63 joshadelsa replied to the topic Trust, company or yourself? in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4386702-trust-company-or-yourself/#post-4554172 Fri, 08 Sep 2006 00:19:11 +0000 Thanks CATA ,

wasnt aware of the law changes.

Investor Finance
joshflack@investorfinance.com.au

]]> 022ef9b1c665956b5bd051d42ec4968c joshadelsa replied to the topic Valuation in the forum Finance https://www.propertyinvesting.com/topic/4386714-valuation-5/#post-4554219 Fri, 08 Sep 2006 00:14:34 +0000 The easiest way is to increase the limit on your existing LOC through your current lender. They will however have to revalue the property depending on the valuer they use depends on how conservative the valuation will be. When I got mine done I did a bit of research and had supporting evidence to support the value I believed it was worth and…[Read more]

]]> 78ad03c311a3ab1ae02029145a120388 joshadelsa replied to the topic Benefits of Monitoring your Credit File in the forum No Subject https://www.propertyinvesting.com/topic/4386646-benefits-of-monitoring-your-credit-file/#post-4553893 Thu, 07 Sep 2006 06:22:06 +0000 WOW thats well worth while.

I’m a subscriber as well to baycorp and I thought it was just handy know when my CRAA check was getting done through the loan processing.

Good work hope all works out fine.

Joshua

Investor Finance
joshflack@investorfinance.com.au

]]> 08fc00851dd572c1daf1b664afed3349 joshadelsa replied to the topic PAYE change with work in the forum Finance https://www.propertyinvesting.com/topic/4386700-paye-change-with-work/#post-4554152 Thu, 07 Sep 2006 05:20:15 +0000 Chris,

I think you can get a variation authorised which allows your payroll to adjust your tax however I think you need to get an accountant to calculate tax deductions such as depreciation, interest etc and then submit the variation. But yeah Terryw is rite you can get into a bit of trouble if your calculations are wrong, thats why accountant…[Read more]

]]> 7dddd670ab437e27fec93aa66649de0e joshadelsa replied to the topic LO DOC/NO DOC in the forum Finance https://www.propertyinvesting.com/topic/4386699-lo-docno-doc/#post-4554146 Thu, 07 Sep 2006 05:14:59 +0000 Thats the one Richard. [biggrin]

yeah your rite APerry they have been round for awhile … just had a new product that I was refering on. thank mate

Investor Finance
joshflack@investorfinance.com.au

]]> 0c62016a348339ff796288008e46f379 joshadelsa replied to the topic Trust, company or yourself? in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4386702-trust-company-or-yourself/#post-4554166 Thu, 07 Sep 2006 05:06:40 +0000 To get a trust setup isn’t a difficult process just need to find one a solictor that knows what they’re doing. Most Trust take at least 3 weeks for most solicitors but can take up to 8 depending on how busy they are at the time. Once the solicitor has setup the trust, it then needs to be stamped by the state revenue office. Lenders won’t even look…[Read more]

]]> 4becc03c48c599558c2571326d0d1d6b joshadelsa replied to the topic LO DOC/NO DOC in the forum Finance https://www.propertyinvesting.com/topic/4386699-lo-docno-doc/#post-4554143 Thu, 07 Sep 2006 02:04:59 +0000 I agree with all the guys above however just released recently is a lender that will go 95% LODOC!!! its good however you do get stung on the rate which is 9.24%. It is slightly less if you have 2 borrowers and one is full doc.

Its a good product however high rate and high LMI.

something to think about.

Joshua

Investor…[Read more]

]]> 91e1b780be307b4495d5ad321dae6e49 joshadelsa replied to the topic Trust, company or yourself? in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4386702-trust-company-or-yourself/#post-4554161 Thu, 07 Sep 2006 02:00:08 +0000 Any transfer of ownership on title incurs stamp duty.

most of my clients purchase properties in trust with a corporate trustee and themselves as directors of that company for asset protection and tax minimalisation strategies.

all the best

Joshua

Investor Finance
joshflack@investorfinance.com.au

]]> 83bc72d4b7bb739f79297c7b228538d1 joshadelsa replied to the topic FHOG and "HomeFund" in the forum Help Needed! https://www.propertyinvesting.com/topic/4386706-fhog-and-homefund/#post-4554199 Thu, 07 Sep 2006 01:51:16 +0000 Im pretty sure you wouldn’t be able to either however to be absolutely certain maybe a quick call to the state revenue office will confirm the answer to that question.

All the best

Joshua

Investor Finance
joshflack@investorfinance.com.au

]]> dc42c67b8a956cb63ac8875151976ae1 joshadelsa replied to the topic I would If only i had the money(18th) in the forum No Subject https://www.propertyinvesting.com/topic/4386624-i-would-if-only-i-had-the-money18th/#post-4553774 Wed, 30 Aug 2006 08:51:47 +0000 Happy Bday mate,

I’m only mid 20s but wish I could know what I know now when I was 18.

good luck

Investor Finance
joshflack@investorfinance.com.au

]]> e7f649fc602dba49912d691acfe277e7 joshadelsa replied to the topic Can my car help me?? in the forum Help Needed! https://www.propertyinvesting.com/topic/4386606-can-my-car-help-me/#post-4553682 Wed, 30 Aug 2006 08:48:03 +0000 yeah I’m the same I was stupid enough at the age of 18 to get a $15,000 loan for a car. was good at the time but looking back it was the worst thing I could’ve done.

Got rid of it about 2 years late and it had gone down by about a 1/3 and didn’t even cover the loan cost.[glum]

Good work for saving $8,000 originally, thats an effort in…[Read more]

]]> 58adf9a1266663970eb2485642732429 joshadelsa replied to the topic Need advice in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4386630-need-advice-8/#post-4553826 Wed, 30 Aug 2006 08:38:11 +0000 As far as I’m aware JohannP, there isn’t away to exscape transfer cost however best Idea would be to contact a local conveyancer or property solicitor and they will give you the advice you’ll need to make a descision.

Joshua

Investor Finance
joshflack@investorfinance.com.au

]]> c89f13b496b3e6e9c3b7f86d5e816c60 joshadelsa replied to the topic Deal Killer - Lenders Mortgage Insurance in the forum Finance https://www.propertyinvesting.com/topic/4386620-deal-killer-lenders-mortgage-insurance/#post-4553747 Tue, 29 Aug 2006 12:17:41 +0000 I believe westpac have just released 85% LVR with no LMI a few weeks ago…

somthing to look into.

Investor Finance
joshflack@investorfinance.com.au

]]> e4b55121d97847f77b09134b1b135c3a joshadelsa replied to the topic Can my car help me?? in the forum Help Needed! https://www.propertyinvesting.com/topic/4386606-can-my-car-help-me/#post-4553675 Mon, 28 Aug 2006 12:01:38 +0000 hey draconisv

a car may come in handy to get into property in a couple of ways, some more obvious then others…..
1. sell it – down size, use the difference on property.
2. lease against it – I know one lender that will allow you to use a car, equipment, machinery or other ‘assets’ and lease against them, to make up a certain amount of the…[Read more]

]]> 754c4219fd905483921bcadf609ad48b joshadelsa replied to the topic Getting interest only loan on PPOR ? in the forum Finance https://www.propertyinvesting.com/topic/4386592-getting-interest-only-loan-on-ppor/#post-4553617 Mon, 28 Aug 2006 11:40:39 +0000 in relation to the favourable purchase question….

some lenders will lend 100% of the purchase price + fees/charges if buyer under market value.
For example…

had a friend who was living in a brother in laws property and had done bit of work on the house over the 2 years they’d lived there so they negotiated to purchase the property at…[Read more]

]]> 82157aa290ec7c80c31db4539a33f0e4 joshadelsa replied to the topic Getting interest only loan on PPOR ? in the forum Finance https://www.propertyinvesting.com/topic/4386592-getting-interest-only-loan-on-ppor/#post-4553616 Mon, 28 Aug 2006 11:27:08 +0000 I didn’t know about the 6 years thing with out CGT. thats a handy piece of information.

Joshua

Investor Finance
joshflack@investorfinance.com.au

]]> 6a1605ad9a66b0b35f874ca79c99ca9a joshadelsa replied to the topic Opening a fish and Chips store ! in the forum Forum Frolic https://www.propertyinvesting.com/topic/4386603-opening-a-fish-and-chips-store/#post-4553658 Mon, 28 Aug 2006 06:58:06 +0000 Giulio,

First of all good luck with the new store, hope it all goes well!!

I’m not goin to try and offer any assistance with design etc because it would just suck…lol

but from a business point of view, I used to be Store Manager of a maccas store and all I can suggest is make sure that you have the systems in place for the business to be able…[Read more]

]]> 0e32618b30e731325987d6986bd2511e joshadelsa replied to the topic Is it appropriate to post a deal here? in the forum Help Needed! https://www.propertyinvesting.com/topic/4386584-is-it-appropriate-to-post-a-deal-here/#post-4553565 Sun, 27 Aug 2006 11:18:08 +0000 when it comes to the finance side of things.

LVRs that lenders allow on student accomodation are usually low meaning you have to more capital to put into the deal and considering this being your first deal, might not be the best solution for you.

Investor Finance
joshflack@investorfinance.com.au

]]> cfb110f1fcea15de11e5699f8858e826 joshadelsa replied to the topic Steps/Procedures involved in Purchasing Property in the forum General Property https://www.propertyinvesting.com/topic/4386512-stepsprocedures-involved-in-purchasing-property/#post-4553197 Tue, 22 Aug 2006 13:17:13 +0000 hey elim,

thats a pretty in depth question and would take forever to answer in detail but simple steps would be …

1.) Find a property
2.) Do research of local area
3.) once research area make an offer (with certain conditions)
4.) offer is then accepted or declined
4.) If accepted, contract of sale will be issued and signed
5.) If accepted…[Read more]

]]> 200e2f7b1ed98d068b63388348a5d028 joshadelsa replied to the topic Make sure there's some bread in the cupboard? in the forum Help Needed! https://www.propertyinvesting.com/topic/4386538-make-sure-theres-some-bread-in-the-cupboard/#post-4553293 Tue, 22 Aug 2006 12:53:49 +0000 Did you keep the deposit?

Investor Finance
joshflack@investorfinance.com.au

]]> 4b642fed36c7cbcb2be34e1e10ead5df joshadelsa replied to the topic Offer rejected this morning in the forum Help Needed! https://www.propertyinvesting.com/topic/4386546-offer-rejected-this-morning/#post-4553327 Tue, 22 Aug 2006 12:38:37 +0000 yeah I had an offer turn downed this afternoon, it was verbal and was told if I would like to make a new offer that closing time was later that day.

I decided not to continue.

It was in adelaide where theres many opportunities out there.

Investor Finance
joshflack@investorfinance.com.au

]]> 7fe3f197d14431aef99f91f5dd3fc73f joshadelsa replied to the topic 4 Ways To Increase Your Real Estate Profits in the forum Heads Up! https://www.propertyinvesting.com/topic/4386517-4-ways-to-increase-your-real-estate-profits/#post-4553209 Tue, 22 Aug 2006 01:47:43 +0000 thanks Gerry,

Interesting article.

Joshua

Investor Finance
joshflack@investorfinance.com.au

]]> d4a80422268509d7b25feb4aded69f83 joshadelsa replied to the topic Make sure there's some bread in the cupboard? in the forum No Subject https://www.propertyinvesting.com/topic/4386538-make-sure-theres-some-bread-in-the-cupboard/#post-4553290 Tue, 22 Aug 2006 01:31:06 +0000 Yeah I agree with Derek,

He may’ve also meant the person you may be looking to sue may have there assets wound up tightly in Co/Trust structures that the are adequetly protected from litigation. In otherwords if someone were to go spend thousands on legal fees and possibly cause financial hardship is it even financially viable to sue the other…[Read more]

]]> 15f1c4a037d6fc7129c99930efdbc0bb joshadelsa replied to the topic Bargaining? How good are you? in the forum Help Needed! https://www.propertyinvesting.com/topic/4386514-bargaining-how-good-are-you/#post-4553205 Mon, 21 Aug 2006 01:33:57 +0000 yesterday I actually did the opposite.

I offered higher then the asking price because my offer included a vendor finance arrangement in there as well.
The property had massive potential to add value to it so I wanted to hold onto my capital to do renos etc. and do a no money down deal and extract the equity out later.

I offered higher so that…[Read more]

]]> 81096958df7079948843e61d8dd835bc joshadelsa replied to the topic Silly Questions in the forum Finance https://www.propertyinvesting.com/topic/4386520-silly-questions/#post-4553222 Mon, 21 Aug 2006 01:26:47 +0000 Good Questions Dan,

Equity is only ‘equity’ until you draw down on it or borrow against it.
In your example if your property did go up $50K and you wanted to use that, you could take cash out option which would instantly change the principal value of the initial loan or borrow against it with a LOC (line of credit) which you can draw down on as…[Read more]

]]> b1168fc8ccbc7f6bc0fdbb7d79282259 joshadelsa replied to the topic Young guy starting out... in the forum Help Needed! https://www.propertyinvesting.com/topic/4386444-young-guy-starting-out/#post-4552784 Sun, 20 Aug 2006 05:14:54 +0000 definately agree with DLPP.
option 2 sounds like the way to go

Joshua

Investor Finance
joshflack@investorfinance.com.au

]]> 22054052d8e4193e4cdab46d3908dd42 joshadelsa replied to the topic Investment Diary - Day 1 in the forum Help Needed! https://www.propertyinvesting.com/topic/4386509-investment-diary-day-1/#post-4553139 Sun, 20 Aug 2006 05:12:00 +0000 Marco,

Sounds like a fantastic goal.

Look forward to tracking your progress.

Good luck mate

Joshua

Investor Finance
joshflack@investorfinance.com.au

]]> aadf16d9fc217a22fb961a4b3f40001d joshadelsa replied to the topic Youngin' Starting out. in the forum Help Needed! https://www.propertyinvesting.com/topic/4386506-youngin-starting-out/#post-4553078 Sun, 20 Aug 2006 05:08:40 +0000 Good work DraconisV for wanting to get in the market so young.

All the replies so far are great, I hope you don’t mind me adding in a little info also.

As bravesparrow was saying there are things the banks require and they are sumed up in the accronym SLICE

Security – Obviously a property

Location – All but 1 bank/lender have postcode…[Read more]

]]> 60bcb6b73dd3686d7c36b5d59c95d6d6 joshadelsa replied to the topic Help - Save $$$ or Buy in the forum Help Needed! https://www.propertyinvesting.com/topic/4386440-help-save-or-buy/#post-4552752 Fri, 18 Aug 2006 07:18:29 +0000 interesting point …
thanks for the info I’ll take that on board you’ve obviously had more experience with this topic, and you have put some great info in there.

I’m going on what I’ve been told and will look into it.
Thanks foundation.

Multiple Property Strategist
Investor Finance
joshflack@investorfinance.com.au

]]> 82d22694fb8cda241c1bc3e237330171 joshadelsa replied to the topic Help - Save $$$ or Buy in the forum Help Needed! https://www.propertyinvesting.com/topic/4386440-help-save-or-buy/#post-4552749 Fri, 18 Aug 2006 04:21:51 +0000 Thanks foundation I agree with you..

you do need to sort the real facts from the BS.

With properties doubling every 7-10 years , It is fact and if you look back over the last 200 years in australia it is a continuing trend that keeps repeating. Research yourself and you’ll find out its true.

Obviously in some areas it booms while other ares are…[Read more]

]]> 7f5aaddee7e83712a46748bd011499da joshadelsa replied to the topic Neighbour Cracks Me Up in the forum Help Needed! https://www.propertyinvesting.com/topic/4386489-neighbour-cracks-me-up/#post-4553003 Fri, 18 Aug 2006 03:54:08 +0000 I’m not 100% sure on this one.

But I would be approaching the council to ensure he had council approval in the first place. If he hadn’t he would be 100% liable.

It would be wise to get legal advice to steer you in the right direction.

Anyone else have any ideas?

Joshua

Multiple Property Strategist
Investor Finance
joshflack@investorfinance.com.au

]]> 0875df67c003ac368b458fe5ea80e63f joshadelsa replied to the topic Want to find a good property manager in Adelaide in the forum Help Needed! https://www.propertyinvesting.com/topic/4386490-want-to-find-a-good-property-manager-in-adelaide/#post-4553008 Fri, 18 Aug 2006 03:46:49 +0000 heres some to get you started (others might like to add to them)

1) biggest question of all – COST. what percentage or what fee do they charge?
2) Inspections – procedure, how often etc.
3) Management agreement- if you enter into an agreement what term are you locked in there for? what is the break cost if you want to break agreement (in case you…[Read more]

]]> 684aaa51c7e15169a23c6cb674d7427d joshadelsa replied to the topic Want to find a good property manager in Adelaide in the forum Help Needed! https://www.propertyinvesting.com/topic/4386490-want-to-find-a-good-property-manager-in-adelaide/#post-4553006 Fri, 18 Aug 2006 01:21:25 +0000 Property Management Gauranteed on Payneham road are very good.

My brother uses them, I manage my own.

My recommendation would be to ring around and get an idea of what different companies offer and what they charge and choose one that meets you needs.

http://www.pmgaustralia.com.au

Happy Investing

Joshua

Multiple Property Strategist
Investor…[Read more]

]]> d37c092f10cf8b3fd663163eca5205ce joshadelsa replied to the topic Help - Save $$$ or Buy in the forum Help Needed! https://www.propertyinvesting.com/topic/4386440-help-save-or-buy/#post-4552746 Thu, 17 Aug 2006 23:39:47 +0000 yeah definately buy ASAP

I heard someone say once that you will never save your way to riches.

The only way to do is leverage you money and have it working for you.

If you buy a house and it double’s in value every 7-10 years. Imagine how long it would take to save they same amount as the equity (lot longer then 10 years)

I’m a mortgage…[Read more]

]]> 6342699777d4558653f9bbc1043b9ec6 joshadelsa replied to the topic new investor in the forum Help Needed! https://www.propertyinvesting.com/topic/4386480-new-investor-10/#post-4552970 Thu, 17 Aug 2006 05:40:27 +0000 Hey Shrimpo,

If your living @ home or living somewhere with cheap rental, my recommendation would be to stay there while you get an investment property or 4. [exhappy]

Being a young investor myself I choose to rent and rather then by my own home, mainly due to the fact it’s cheaper in this circumstance.

When your worried about not getting the…[Read more]

]]> 33a48616239729bad5995aad0d034eac joshadelsa replied to the topic What is the best way to get started in property.? in the forum Help Needed! https://www.propertyinvesting.com/topic/4386391-what-is-the-best-way-to-get-started-in-property/#post-4552549 Wed, 16 Aug 2006 13:09:11 +0000 If you don’t have any capital to get your first property. There are 3 lenders I know of that do 106% finance. Which covers almost all your fees and charges also.

Banks have also release products that don’t require genuine savings. There fore you can receive ‘funds to complete’ from gift, borrow, family equity and more.

Other ways to get in to…[Read more]

]]> f2609336cb1287ebad30097927f1348c joshadelsa replied to the topic looking for finance in the forum Help Needed! https://www.propertyinvesting.com/topic/4386451-looking-for-finance/#post-4552839 Wed, 16 Aug 2006 13:03:29 +0000 Richard is right, getting finance isn’t a problem however high LVRS are.
Prime lenders usually only take units over 44-50m2. anything under that you usually have to go to a specialist lender or what we like to call outside the box lending. anything over 44 you can usually get up to 90-95% LVR. however under 44m2 you may have to settle for 50-70%…[Read more]

]]> 97f63e8ab72911342bb5c2ba61df96ef joshadelsa replied to the topic Rental software in the forum Help Needed! https://www.propertyinvesting.com/topic/4386463-rental-software-2/#post-4552915 Wed, 16 Aug 2006 12:52:14 +0000 I’ve heard this product is good.

haven’t bought it yet.

usually for sale from good accountants

http://www.cashflow-manager.com/australia/products-pc-rent.asp

good luck

Joshua

Multiple Property Strategist
Investor Finance
joshflack@investorfinance.com.au

]]> 8762610e572db3fc27d362d8648bd6a9 joshadelsa replied to the topic Cash Flow Calculator in the forum Help Needed! https://www.propertyinvesting.com/topic/4386461-cash-flow-calculator/#post-4552908 Wed, 16 Aug 2006 12:49:28 +0000 I heard that this program is pretty good

I haven’t bought it yet but will soon, check it out might suit your needs

http://www.cashflow-manager.com/australia/products-pc-rent.asp

good luck

Multiple Property Strategist
Investor Finance
joshflack@investorfinance.com.au

]]> b8690151e10bd627b65fa414abe20d5f joshadelsa replied to the topic What is your business? in the forum Help Needed! https://www.propertyinvesting.com/topic/4386457-what-is-your-business/#post-4552876 Wed, 16 Aug 2006 12:38:33 +0000 WOW… theres quite a range of business or occupation backgrounds here.

I’m a Branch Manager for a mortgage brokering company. Great job, working with property investors and investing myself. It has given me a great education for my current portfolio and future goals and strategies.

Joshua

Multiple Property Strategist
Investor…[Read more]

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